Daniel Schrider | President & Chief Executive Officer |
Aaron Kaslow | General Counsel |
Philip Mantua | Chief Financial Officer |
Steve Comery | G.Research |
Casey Whitman | Piper Sandler |
Stuart Lotz | KBW |
Brody Preston | Stephens, Inc. |
Eric Zwick | Boenning & Scattergood |
Good day, and welcome to the Sandy Spring Bancorp, Inc. Earnings Conference Call and Webcast for the Third Quarter of 2020. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.