Daniel Schrider | executive |
Aaron Kaslow | executive |
Russell Elliott Gunther | analyst |
Philip Mantua | executive |
Casey Whitman | analyst |
Catherine Mealor | analyst |
Manuel Navas | analyst |
Hello, and welcome to today's Sandy Spring Bancorp, Inc. Earnings Conference Call and Webcast for the third quarter. My name is Jordan, and I'll be coordinating your call today. [Operator Instructions] I'm now going to hand over to Dan J. Schrider, President and CEO, to begin. Dan, please go ahead.