Daniel Schrider | President & Chief Executive Officer |
Aaron Kaslow | General Counsel |
Philip Mantua | Chief Financial Officer |
Steve Comery | G.Research |
Cassiday Whitman | Piper Sandler |
Catherine Miller | KBW |
Brody Preston | Stephens, Inc. |
Eric Zwick | Boenning & Scattergood |
Mark Hughes | Lafayette Investments |
Good day and welcome to the Sandy Spring Bancorp Earnings Conference Call and Webcast for the Fourth Quarter of 2020. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note that this event is being recorded.
Now I would now like to turn the conference over to Mr.