Daniel Schrider | President, Chief Executive Officer |
Phil Mantua | Chief Financial Officer |
Aaron Kaslow | General Counsel, Chief Administrative Officer |
Catherine Mealor | KBW |
Manuel Novice | D.A. Davidson |
Good afternoon! Thank you for attending the Sandy Spring Bancorp Earnings Conference Call and Webcast for the Third Quarter. My name is Matt and I’ll be your moderator for today's call. [Operator Instructions]. I would now like to pass the conference over to our host, Dan Schrider, President and CEO of Sandy Spring Bancorp. Daniel, please go ahead.