Vernon Hill | Chairman and Chief Executive Officer |
Frank Cavallaro | EVP and Chief Financial Officer |
Andrew Logue | President and Chief Operating Officer |
Frank Schiraldi | Piper Sandler |
Michael Perito | KBW |
Welcome to the Fourth Quarter 2021 Earnings Conference Call. My name is James, and I'll be your operator for today's call. [Operator Instructions] And also note that this conference is being recorded. I'd now like to turn the call over to Frank Cavallaro, Frank, you may begin.
Thank you.