Aaron Diefenthaler | executive |
Craig Kliethermes | executive |
Todd Bryant | executive |
Jennifer Klobnak | executive |
Charles Peters | analyst |
Andrew Andersen | analyst |
Meyer Shields | analyst |
Scott Heleniak | analyst |
Good morning, and welcome to the RLI Corp. Fourth Quarter Earnings Teleconference. After management's prepared remarks, we'll open the conference up for questions and answers.
Before we get started, let me remind everyone that through the course of the teleconference, RLI management may make comments that reflect their intentions, beliefs and expectations for the future.