Craig Mychajluk | Investor Relations |
David Nasca | President and Chief Executive Officer |
John Connerton | Executive Vice President and Chief Financial Officer |
Alex Twerdahl | Sandler O'Neill |
Joe Fenech | Hovde Group |
Greetings, and welcome to the Evans Bancorp Fourth Quarter 2017 Financial Results Conference Call. At this time, all participants are in listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Craig Mychajluk, Investor Relations for Evans Bancorp.