Craig Mychajluk | Investor Relations, Kei Advisors LLC |
David Nasca | President and Chief Executive Officer |
John Connerton | Chief Financial Officer and Treasurer |
Nick Cucharale | Hovde Group |
Alexander Twerdahl | Piper Sandler & Co. |
Christopher O'Connell, Jr. | Keefe, Bruyette & Woods |
Greetings. And welcome to the Evans Bancorp's Second Quarter 2023 Financial Results. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions].