Mary Russell | Assistant Controller & Director of Financial Reporting |
Thomas Shara | President & Chief Executive Officer |
Thomas Splaine | Executive Vice President & Chief Financial Officer |
Frank Schiraldi | Piper Sandler |
Manuel Navas | D.A. Davidson |
Chris O'Connell | KBW |
William Wallace | Raymond James |
Erik Zwick | Boenning & Scattergood |
Good morning and welcome to the Lakeland Bancorp, Inc. Fourth Quarter Earnings Conference Call. My name is Victoria and I'll be coordinating today's call.
You have the opportunity to ask a question at the end of the presentation. [Operator Instructions] Please note, this event is being recorded.