Chris Swift | Chairman, Chief Executive Officer |
Doug Elliot | President |
Beth Costello | Chief Financial Officer |
Susan Spivak Bernstein | Senior Vice President, Investor Relations |
Elyse Greenspan | Wells Fargo |
Brian Meredith | UBS |
Ryan Tunis | Autonomous Research |
Jimmy Bhullar | JP Morgan |
Mike Zaremski | Credit Suisse |
David Motemaden | Evercore ISI |
Tracy Benguigui | Barclays |
Meyer Shields | KBW |
Yaron Kinar | Goldman Sachs |
Good morning everyone and welcome to the Hartford Financial Services Group Incorporated fourth quarter 2020 financial results webcast. All participants will be in a listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today’s presentation, there will be an opportunity to ask questions. To ask a question, you may press star and then one.