Susan Bernstein | executive |
Christopher Swift | executive |
Beth Bombara | executive |
Andrew Kligerman | analyst |
Stephanie Bush | executive |
Charles Peters | analyst |
Jonathan Bennett | executive |
Michael Zaremski | analyst |
Adin Tooker | executive |
Brian Meredith | analyst |
Elyse Greenspan | analyst |
Joshua Shanker | analyst |
David Motemaden | analyst |
Taylor Scott | analyst |
Good morning. My name is Rob, and I will be your conference operator today. At this time, I would like to welcome everyone to the Fourth Quarter and Year-end 2023 The Hartford Financial Results Webcast. [Operator Instructions]
Thank you.