Martin Grunst | executive |
Stacy Kymes | executive |
Marc Maun | executive |
Scott Grauer | executive |
Jon Arfstrom | analyst |
Peter Winter | analyst |
Benjamin Gerlinger | analyst |
Matt Olney | analyst |
William Jones | analyst |
Timur Braziler | analyst |
Brandon King | analyst |
Greetings. Welcome to BOK Financial Corporation Fourth Quarter 2023 Earnings Conference Call. [Operator Instructions]. I would now like to turn the presentation over to Martin Grunst, Chief Financial Officer for BOK Financial Corporation. Please proceed.