Jean Marie Young | IR, Three Part Advisors |
Lachlan Given | CEO |
Tim Jugmans | CFO |
John Hecht | Jefferies |
Marla Backer | Sidoti |
Good morning, ladies and gentlemen. Welcome to the EZCORP Second Quarter Fiscal 2022 Earnings Call. [Operator Instructions] As a reminder, this call may be recorded. I'd now like to turn the conference over to Jean Marie, Investor Relations with Three Part Advisors. Please go ahead, Jean.