Formed in 1989, EZCORP has grown into a leading provider of pawn loans in the United States and Latin America. It also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It is dedicated to satisfying the short-term cash needs of consumers who are both cash and credit constrained, focusing on an industry-leading customer experience.
Company profile
Ticker
EZPW
Exchange
Website
CEO
Stuart Grimshaw
Employees
Incorporated
Location
Fiscal year end
Sector
Industry (SIC)
Party City Holdco • Suburban Propane Partners • Ferrellgas L P • Acreage • FirstCash • Therealreal • ZAGG • Acorn International • Winmark • Winc ...
SEC CIK
Corporate docs
Subsidiaries
Brainerd Honduras, S.A. de C.V. • Brainerd, S.A. • Brainerd, S.A. de C.V. • Camira Administration Corp • Cap City Holdings, LLC • Change Capital International Holdings, B.V. • Change Capital Mexico Holdings, S.A. de C.V. • CCV Americas, LLC • CCV Pennsylvania, Inc. • EGreen Financial, Inc. ...
IRS number
742540145
EZPW stock data
Latest filings (excl ownership)
8-K
EZCORP Reports Second Quarter Fiscal 2023 Results
3 May 23
10-Q
2023 Q2
Quarterly report
3 May 23
8-K
Submission of Matters to a Vote of Security Holders
2 Mar 23
8-K
Regulation FD Disclosure
2 Mar 23
8-K
EZCORP Reports First Quarter Fiscal 2023 Results
1 Feb 23
10-Q
2023 Q1
Quarterly report
1 Feb 23
8-K
Entry into a Material Definitive Agreement
13 Dec 22
8-K
EZCORP Announces Upsize and Pricing of Private Offering of $200,000,000 of Convertible Senior Notes Due 2029
8 Dec 22
8-K
EZCORP Announces Private Offering of $175,000,000 of Convertible Senior Notes Due 2029
7 Dec 22
8-K
Expands Pawnbroking Footprint to Include Luxury Offerings
5 Dec 22
Transcripts
EZPW
Earnings call transcript
2023 Q1
2 Feb 23
EZPW
Earnings call transcript
2022 Q4
17 Nov 22
EZPW
Earnings call transcript
2022 Q3
6 Aug 22
EZPW
Earnings call transcript
2022 Q2
7 May 22
EZPW
Earnings call transcript
2021 Q4
18 Nov 21
EZPW
Earnings call transcript
2021 Q3
8 Aug 21
EZPW
Earnings call transcript
2021 Q2
9 May 21
EZPW
Earnings call transcript
2021 Q1
5 Feb 21
EZPW
Earnings call transcript
2020 Q3
9 Aug 20
EZPW
Earnings call transcript
2020 Q2
13 May 20
Latest ownership filings
4
Jason A. Kulas
7 Mar 23
4
Gary Tillett
6 Mar 23
4
PABLO LAGOS ESPINOSA
6 Mar 23
4
Zena Srivatsa Arnold
6 Mar 23
4
MATTHEW APPEL
6 Mar 23
SC 13G/A
FIRST WILSHIRE SECURITIES MANAGEMENT INC
15 Feb 23
SC 13G/A
VANGUARD GROUP INC
9 Feb 23
4/A
Thomas H Welch JR
18 Nov 22
4
Lachlan P Given
17 Nov 22
4/A
Ellen H Bryant
17 Nov 22
Financial summary
| Quarter (USD) | Mar 23 | Dec 22 | Sep 22 | Jun 22 | |
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| Change in cash | |||||
| Diluted EPS |
| Annual (USD) | Sep 22 | Sep 21 | Sep 20 | Sep 19 | |
|---|---|---|---|---|---|
| Revenue | |||||
| Cost of revenue | |||||
| Operating income | |||||
| Operating margin | |||||
| Net income | |||||
| Net profit margin | |||||
| Cash on hand | |||||
| Change in cash | |||||
| Diluted EPS |
| Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
|---|---|---|---|---|---|---|
| Cash on hand (at last report) | 251.58 mm | 251.58 mm | 251.58 mm | 251.58 mm | 251.58 mm | 251.58 mm |
| Cash burn (monthly) | (no burn) | 1.01 mm | (no burn) | (no burn) | (no burn) | (no burn) |
| Cash used (since last report) | n/a | 1.96 mm | n/a | n/a | n/a | n/a |
| Cash remaining | n/a | 249.62 mm | n/a | n/a | n/a | n/a |
| Runway (months of cash) | n/a | 247.6 | n/a | n/a | n/a | n/a |
Institutional ownership, Q1 2023
| 13F holders | Current |
|---|---|
| Total holders | 177 |
| Opened positions | 19 |
| Closed positions | 20 |
| Increased positions | 54 |
| Reduced positions | 64 |
| 13F shares | Current |
|---|---|
| Total value | 497.08 bn |
| Total shares | 59.14 mm |
| Total puts | 310.60 k |
| Total calls | 100.50 k |
| Total put/call ratio | 3.1 |
| Largest owners | Shares | Value |
|---|---|---|
| BLK Blackrock | 9.55 mm | $82.09 bn |
| Dimensional Fund Advisors | 4.44 mm | $38.15 bn |
| Vanguard | 3.96 mm | $34.04 bn |
| First Wilshire Securities Management | 2.64 mm | $22.64 bn |
| Kanen Wealth Management | 2.49 mm | $21.46 bn |
| Wasatch Advisors | 2.48 mm | $21.29 bn |
| Stephens Investment Management | 2.31 mm | $19.82 bn |
| Renaissance Technologies | 2.06 mm | $17.69 bn |
| STT State Street | 1.92 mm | $16.54 bn |
| Archon Capital Management | 1.80 mm | $15.44 bn |
Recent insider trades
| Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|---|
| 3 Mar 23 | Matthew Appel | Class A Non-Voting Common Stock | Grant | Acquire A | No | No | 8.87 | 18,038 | 160.00 k | 203,440 |
| 3 Mar 23 | Zena Srivatsa Arnold | Class A Non-Voting Common Stock | Grant | Acquire A | No | No | 8.87 | 18,038 | 160.00 k | 125,721 |
| 3 Mar 23 | Pablo Lagos Espinosa | Class A Non-Voting Common Stock | Grant | Acquire A | No | No | 8.87 | 18,038 | 160.00 k | 233,140 |
| 3 Mar 23 | Gary Tillett | Class A Non-Voting Common Stock | Grant | Acquire A | No | No | 8.87 | 18,038 | 160.00 k | 125,721 |
| 3 Mar 23 | Kulas Jason A. | Class A Non-Voting Common Stock | Grant | Acquire A | No | No | 8.87 | 18,038 | 160.00 k | 44,528 |