John Damian | SVP of Corporate Development and IR |
Rick Thornberry | Chief Executive Officer |
Frank Hall | Chief Financial Officer |
Derek Brummer | President of Mortgage |
Mark DeVries | Barclays |
Doug Harter | Credit Suisse |
Mihir Bhatia | Bank of America |
Bose George | KBW |
Geoffrey Dunn | Dowling |
Good day, and thank you for standing by. Welcome to the Second Quarter 2022 Radian Group Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. I would now like to hand the conference over to John Damian, Senior Vice President, Corporate Development and Investor Relations. Please go ahead.