Derek Brummer | executive |
Richard Thornberry | executive |
Sumita Pandit | executive |
Bose George | analyst |
Douglas Harter | analyst |
Mihir Bhatia | analyst |
Scott Heleniak | analyst |
Eric Hagen | analyst |
Ladies and gentlemen, thank you for standing by. Welcome to the Fourth Quarter 2023 Radian Group Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded.
I would like now to turn the conference over to John Damian, Senior Vice President, Investor Relations and Corporate Development. Please go ahead.