|Randy Newman||Chairman, President and Chief Executive Officer|
|Katie Lorenson||Chief Financial Officer|
|Karin Taylor||Chief Risk Officer|
|Jeff Rulis||D.A. Davidson|
|Nate Race||Piper Sandler|
|William Wallace||Raymond James|
Good morning, and welcome to the Alerus Financial Corporation Earnings Conference Call. [Operator instructions] Please note that this event is being recorded. This call may include forward-looking statements, and the company’s actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company’s SEC filings. I would now like to turn the conference over to Alerus Financial Corporation Chairman, President, and CEO, Mr.