Randy Newman | Chairman, President and Chief Executive Officer |
Katie Lorenson | Chief Financial Officer |
Karin Taylor | Chief Risk Officer |
Jeff Rulis | D.A. Davidson |
Nate Race | Piper Sandler |
William Wallace | Raymond James |
Good morning, and welcome to the Alerus Financial Corporation Earnings Conference Call. [Operator instructions] Please note that this event is being recorded. This call may include forward-looking statements, and the company’s actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company’s SEC filings. I would now like to turn the conference over to Alerus Financial Corporation Chairman, President, and CEO, Mr.