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margin quarter, net of points margin both expanded to core a accounting Metro the reported still of couple and to prior still our basis accretion purchase upcoming a we quarter. in from and basis basis interest impact X X.XX% the points. the on improve Excluding the BTFP, net X.X% core from the expect In interest acquisition
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rate of our quarters, growth. loans to Since we Let's X% earning about quarter. Over grew per turn consecutive Bank, Metro to talk X of average seventh the Phoenix at an unannualized acquisition XX we had of loan quarter page those over assets.
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of remainder paying the continue X% of we For year. second the our with XXXX, loans grow even contractually down of to the half in loans
Turning from period-ending X.X% deposits XX, prior to increased on basis, the a our page quarter.
we saw organic we deposit outflows. While to from funds, offset usual continue our public to outflows these our drive growth seasonal
grew and remained in deposits. X.X% at deposits stable noninterest-bearing Importantly, the XX% quarter of total
size of quarter, well. double net was the increase experience During continue we as accounts as average deposit account were in impressive quarter, during wins to and overall size the our accounts lost activity a the
target level ratio below Given our our stable levels, deposit loan-to-deposit the was well XX%. of
XX continue to million seasonal outflow USD expect XXX quarter million. approximately third we For to the of USD of the XXXX,
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income For we Retirement the to do stable. expect business third from fee quarter, be
quarter the page under assets outflow management X%, end-of-quarter we business. the decreased minimal linked basis, quarter one our while mainly custody client Turning for you of in to increased XX, a highlights can X.X%, Wealth where an On Management see to due charged points. basis revenues
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During the expense X.X%. quarter, noninterest decreased
During the the of onetime also in merger-related we incurred USD XXX,XXX pending HMN expenses acquisition related to Financial. quarter,
now decreased be incurred. basis expenses core to to expense when Excluding grow a expenses, noninterest on X.X%. as these further XXXX merger merger-related digits We reported mid-single expect compared will total XXXX for expenses
XX, loan, reserve can our a an which net related credit to in quarters. individual prior the nonperforming page to basis had core charge-offs Turning XX you in of had quarter, average metrics. see primarily the points already loans allocated We to
still the total regional points prior over Our past from was of XX points XX the nonperforming assets industry below compared percentage assets average is for approximately banks points basis the basis XX decade. to quarter. This to basis
As XX. capital to was our moved status. liquidity loan previously here construction
I nonaccrual discuss page increase was identified one to the Katie mentioned, that on related will
We XX.X%. to as X common assets well continue very remain risk-weighted equity is Tier our capitalized to
XX status our also We dividend aristocrat last over years. We the maintained a our . dividend as consistently increased
will improved see we well whether on over X.X over as the XX% the we future page prior of a sources any from
To positioned quarter growth the of net robust uncertainty. potential for On in to summarize second you revenue quarter. billion liquidity liquidity. XX, and capital pre-provision continue Overall, the or breakdown bottom remain right, USD had standpoint to economic support both
see strong strong growth to organic that continue We outflows. deposit loan and seasonal any growth offset
to remains pause. the continues even as over continue improve can see Fed a path margin where to interest X% net to Our we on if improve margins
for I leading Q&A. us Our fee differentiate We businesses growth to and weather operating up focused in open quarter. leverage continue
Both revenue which expenses, drove to remain driving any our capital managing that, industry. the now also reserve levels during the uncertainty. with on returns, will remain positive economic improved strong And and to improvement
