Darby Schoenfeld | executive |
Brett Pharr | executive |
Glen Herrick | executive |
Michael Perito | analyst |
Eric Spector | analyst |
Frank Schiraldi | analyst |
Ladies and gentlemen, thank you for standing by, and welcome to Pathward Financial's Fourth Quarter and Fiscal Year 2023 Investor Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded.I would now like to turn the conference call over to Darby Schoenfeld, Senior Vice President of Investor Relations. Please go ahead.
Thank you, operator, and welcome. With me today are Pathward Financial's CEO, Brett Pharr; and CFO, Glen Herrick, who will discuss our operating and financial results for the fourth fiscal quarter and full fiscal quarter of 2023, after which we will take your questions.