Allison Dukes | Chief Financial Officer |
Marty Flanagan | President & Chief Executive Officer |
Brennan Hawken | UBS |
Brian Bedell | Deutsche Bank |
Glenn Schorr | Evercore |
Craig Siegenthaler | Bank of America Securities |
Robert Lee | KBW |
Dan Fannon | Jefferies |
Ken Worthington | JPMorgan |
Patrick Davitt | Autonomous Research |
Bill Katz | Citigroup |
Michael Cyprys | Morgan Stanley |
Good morning and thank you all for joining us.
As a reminder, this conference call and the related presentation may include forward-looking statements which reflects management's expectation about future events and overall operating plans and performance. These forward-looking statements are made as of today and are not guaranteed. They involve risks, uncertainties and assumptions and there can be no assurance that actual results will not differ materially from our expectations.
For discussion of these risks and uncertainties, please see the risks described in our most recent Form 10-K and subsequent filings with the SEC.