Marty Flanagan | President and CEO |
Allison Dukes | Chief Financial Officer |
Brian Bedell | Deutsche Bank |
Brennan Hawken | UBS |
Glenn Schorr | Evercore |
Robert Lee | KBW |
Bill Katz | Citigroup |
Ken Worthington | JPMorgan |
Dan Fannon | Jefferies |
Patrick Davitt | Autonomous Research |
Michael Cyprys | Morgan Stanley |
Good morning and thank you all for joining us.
As a reminder, this conference call and the related presentation may include forward-looking statements, which reflect management’s expectation about future events and overall operating plans and performance. These forward-looking statements are made as of today and are not guaranteed. They involve risks, uncertainties and assumptions, and there can be no assurance that actual results will not differ materially from our expectations.
For a discussion of these risks and uncertainties, please see the risks described in our most recent Form 10-K and subsequent filings with the SEC.