Stefan Chkautovich | executive |
Matthew Funke | executive |
Greg Steffens | executive |
Andrew Liesch | analyst |
Kelly Motta | analyst |
Hello, and welcome to today's Southern Missouri Bancorp conference call. My name is Jordan, and I'll be coordinating your call today. [Operator Instructions]
I'm now going to hand over to Stefan Chkautovich, CFO, to begin. Stefan, please go ahead.