Bruce Lee | President & CEO |
Bryan McKeag | EVP & CFO |
Nathan Jones | EVP & Chief Credit Officer |
Terry McEvoy | Stephens |
Damon DelMonte | KBW |
Jeff Rulis | D.A. Davidson |
Andrew Leisch | Piper Sandler |
David Long | Raymond James |
Greetings, and welcome to HTLF 2022 Fourth Quarter Conference Call. This afternoon, HTLF announced its fourth quarter earnings, and hopefully, you had a chance to review those results. The earnings release is available on HTLF' website at htlf.com.
With us today from management are Bruce Lee, President and CEO; Bryan McKeag, Executive Vice President and Chief Financial Officer; and Nathan Jones, Executive Vice President and Chief Credit Officer. Management will provide a summary of the quarter, and then we will open the call to your questions.