John Buran | executive |
Tom Buonaiuto | executive |
Mark Fitzgibbon | analyst |
Susan Cullen | executive |
Thomas Reid | analyst |
Christopher O'Connell | analyst |
Manuel Navas | analyst |
Welcome to financial -- excuse me, Flushing Financial Corporation's Full Year and Fourth Quarter 2023 Earnings Conference Call. Hosting the call today are John Buran, President and Chief Executive Officer; Tom Buonaiuto, Senior Executive Vice President, Chief of Staff and Deposit Channel Executive; and Susan Cullen, Senior Executive Vice President, Chief Financial Officer and Treasurer. Today's call is being recorded. [Operator Instructions] A copy of the earnings press release and slide presentation that the company will be referencing today are available on its Investor Relations website at flushingbank.com.
Before we begin, the company would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provisions of the U.S.