John Kraft | VP of IR & Strategic Analysis |
Philip G. Heasley | CEO, President, and Director |
Scott W. Behrens | CFO and Senior EVP |
Brett Huff | Stephens Inc |
George Sutton | Craig-Hallum Capital Group |
Peter Heckmann | D.A. Davidson & Co. |
Wayne Johnson | Raymond James & Associates |
Paul Condra | Credit Suisse |
Ladies and gentlemen, thank you for standing by, and welcome to the ACI Worldwide Reports Third Quarter Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers remarks there will be a question-and-answer session. [Operator Instructions]. It is my pleasure to turn the conference call over to John Kraft, Vice President, Investor Relations.