John Kraft | executive |
Thomas Warsop | executive |
Scott Behrens | executive |
Peter Heckmann | analyst |
Jeffrey Cantwell | analyst |
Charles Nabhan | analyst |
Pallav Saini | analyst |
Ladies and gentlemen, thank you for standing by. My name is Kat, and I will be your conference operator today. At this time, I would like to welcome everyone to the ACI Worldwide Inc. Fourth Quarter and Full Year Ended 2023 financial results. [Operator Instructions] I would now like to turn the conference over to John Kraft.