John Kraft | Investor Relations |
Phil Heasley | Chief Executive Officer |
Scott Behrens | Chief Financial Officer |
Craig Saks | Chief Operating Officer |
Alexis Huseby | D.A. Davidson |
George Sutton | Craig-Hallum |
Mark Palmer | BTIG |
Brett Huff | Stephens Incorporated |
Ladies and gentlemen, thank you for standing by and welcome to the ACI Worldwide Q3 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] Thank you.