Oksana Lukasheva | Vice President, Investor Relations |
Jack Roche | President and Chief Executive Officer |
Jeff Farber | Chief Financial Officer |
Dick Lavey | President of Agency Markets |
John Fowle | Chief Executive Officer of Chaucer |
Bryan Salvatore | President of Specialty Lines |
Christopher Campbell | KBW |
Matt Carletti | JMP |
Paul Newsome | Sandler O’Neill |
Larry Greenberg | Janney |
Good morning, and thank you for joining us for our Fourth Quarter Conference Call. We’ll begin today’s call with prepared remarks from Jack Roche, our President and Chief Executive Officer; and our Chief Financial Officer, Jeff Farber. Available to answer your questions after our prepared remarks are Dick Lavey, President of Agency Markets; John Fowle, Chief Executive Officer of Chaucer; and Bryan Salvatore, President of Specialty Lines.
Before I turn the call over to Jack, let me note that our earnings press release, financial supplement and a complete slide presentation for today’s call are available in the Investors section of our website at www.hanover.com.
Our prepared remarks and responses to your questions today, other than statements of historical facts, include forward-looking statements, including our guidance for 2018.