Oksana Lukasheva | executive |
John "Jack" C. Roche | executive |
Jeffrey Farber | executive |
Michael Zaremski | analyst |
Richard Lavey | executive |
Robert Farnam | analyst |
Jon Paul Newsome | analyst |
Bryan Salvatore | executive |
Grace Carter | analyst |
Meyer Shields | analyst |
Good Day, and welcome to the Hanover Insurance Group's Fourth Quarter Earnings Conference Call. My name is Anthony, and I'll be your operator for today's call. [Operator Instructions] Please note the event is being recorded.
I would now like to turn the conference over to Oksana Lukasheva.
Thank you, operator.