Paul Nungester | Executive Vice President and Chief Financial Officer |
Gary Small | President and Chief Executive Officer |
Matthew Garrity | Executive Vice President, Chief Lending Officer |
Michael Perito | KBW |
Brendan Nosal | Piper Sandler |
Christopher Marinac | Janney Montgomery Scott |
Good morning, and welcome to the Premier Financial Corporation Third Quarter 2022 Earnings Conference Call. At this time all participants will be in a listen-only mode. After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Paul Nungester with Premier Financial Corporation.