Paul Nungester | executive |
Gary Small | executive |
Michael Perito | analyst |
Nicholas Cucharale | analyst |
Christopher Marinac | analyst |
David Long | analyst |
Good morning, and welcome to the Premier Financial Corp. Fourth Quarter 2023 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Paul Nungester with Premier Financial Corp. Please go ahead.