Generations Bancorp NY (GBNY)

Cash burn rate (est.)	Burn method: Change in cash		Burn method: Operating income		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	9.83 mm	9.83 mm	9.83 mm	9.83 mm	9.83 mm	9.83 mm
Cash burn (monthly)	(no burn)	(no burn)	367.00 k	283.58 k	(no burn)	11.33 k
Cash used (since last report)	n/a	n/a	3.01 mm	2.32 mm	n/a	92.81 k
Cash remaining	n/a	n/a	6.83 mm	7.51 mm	n/a	9.74 mm
Runway (months of cash)	n/a	n/a	18.6	26.5	n/a	859.4

Beta Read what these cash burn values mean

Financial data from company earnings reports.

Institutional ownership, Q3 2024

GBNY institutional ownership history Ownership history

33.5% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	9	13	-30.8%
Opened positions	2	8	-75.0%
Closed positions	6	1	+500.0%
Increased positions	1	1	–
Reduced positions	1	0	NEW

13F shares	Current	Prev Q	Change
Total value	6.06 bn	6.44 bn	-5.8%
Total shares	763.75 k	1.00 mm	-23.9%
Total puts	0.00	0.00
Total calls	0.00	0.00
Total put/call ratio	–	–	–

Largest owners	Shares	Value	Change
Stilwell Joseph	243.61 k	$2.45 mm	0.0%
Stilwell Value	222.85 k	$3.51 bn	0.0%
M3 Partners	131.91 k	$0.00	0.0%
Prentice Wealth Management	75.29 k	$1.19 bn	0.0%
Vanguard	58.86 k	$926.98 mm	-3.2%
Geode Capital Management	18.82 k	$296.57 mm	+67.0%
Rise Advisors	8.06 k	$126.99 mm	0.0%
Covestor	3.44 k	$54.00 k	NEW
Advisor	907.00	$14.29 mm	NEW
Proequities	0.00	$0.00

Largest transactions	Shares	Bought/sold	Change
Alliancebernstein	0.00	-217.39 k	EXIT
First Manhattan	0.00	-30.06 k	EXIT
Geode Capital Management	18.82 k	+7.56 k	+67.0%
Covestor	3.44 k	+3.44 k	NEW
Vanguard	58.86 k	-1.96 k	-3.2%
MS Morgan Stanley	0.00	-998.00	EXIT
Advisor	907.00	+907.00	NEW
Tower Research Capital	0.00	-629.00	EXIT
UBS UBS	0.00	-118.00	EXIT
BAC Bank of America	0.00	-16.00	EXIT

Data from 13F filings, for the last complete 13F reporting period. For most recent data, click the ownership history button. Values as filed, not updated for current price. Long positions only.

Recent insider trades

GBNY insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
25 Mar 24	Krezmer Angela M	Stock Options Common Stock	Grant	Acquire A	No	No	10	-	14.78 k	14,780

Data from 3, 4 and 5 filings. Values as filed, not updated for current price.