generations bancorp ny, inc. operates as a holding company for generations bank that provides various banking products and services. the company offers various deposit accounts, including demand, now, money market, savings, and certificates of deposit accounts. it also provides one- to four-family residential real estate loans; commercial real estate loans that are secured by office buildings, hotel and motels, wineries, manufacturing facilities, churches, retail and mixed-use properties, and light industrial properties; multifamily loans, which are secured by five or more-unit residential buildings; secured loans to professionals, sole proprietorships, and small businesses for commercial, corporate, and business purposes; manufactured home loans; automobile loans; home equity loans and lines of credit; construction loans; and other secured and unsecured consumer loans, such as loans secured by recreational vehicles, boats, savings deposits, and student loans. in addition, it invests i
Company profile
Ticker
GBNY
Exchange
Website
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
GBNY stock data
Latest filings (excl ownership)
10-Q
2023 Q2
Quarterly report
3 Aug 23
8-K
Other Events
31 May 23
8-K
Submission of Matters to a Vote of Security Holders
22 May 23
10-Q
2023 Q1
Quarterly report
8 May 23
DEF 14A
Definitive proxy
14 Apr 23
ARS
2022 FY
Annual report to shareholders
14 Apr 23
10-K
2022 FY
Annual report
24 Mar 23
10-Q
2022 Q3
Quarterly report
4 Nov 22
10-Q
2022 Q2
Quarterly report
5 Aug 22
8-K
Other Events
25 Jul 22
Latest ownership filings
4
Alicia H Pender
5 Sep 23
3
Alicia H Pender
5 Sep 23
11-K
Annual report of employee stock purchases
20 Jun 23
4
Derek M Dyson
14 Jun 23
4
Cynthia S Aikman
14 Jun 23
4
Frank Nicchi
14 Jun 23
4
Bradford M Jones
14 Jun 23
4
Menzo D Case
14 Jun 23
3
Derek M Dyson
28 Feb 23
3
Anthony G Cutrona
28 Feb 23
Financial summary
| Quarter (USD) | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
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| Cash on hand | |||||
| Change in cash | |||||
| Diluted EPS |
| Annual (USD) | Dec 22 | Dec 21 | Dec 20 | |
|---|---|---|---|---|
| Revenue | ||||
| Cost of revenue | ||||
| Operating income | ||||
| Operating margin | ||||
| Net income | ||||
| Net profit margin | ||||
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| Change in cash | ||||
| Diluted EPS |
| Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
|---|---|---|---|---|---|---|
| Cash on hand (at last report) | 5.27 mm | 5.27 mm | 5.27 mm | 5.27 mm | 5.27 mm | 5.27 mm |
| Cash burn (monthly) | 257.33 k | 640.50 k | 70.67 k | (no burn) | (no burn) | (no burn) |
| Cash used (since last report) | 708.44 k | 1.76 mm | 194.55 k | n/a | n/a | n/a |
| Cash remaining | 4.56 mm | 3.51 mm | 5.07 mm | n/a | n/a | n/a |
| Runway (months of cash) | 17.7 | 5.5 | 71.8 | n/a | n/a | n/a |
Institutional ownership, Q2 2023
35.8% owned by funds/institutions
| 13F holders | Current |
|---|---|
| Total holders | 10 |
| Opened positions | 0 |
| Closed positions | 5 |
| Increased positions | 1 |
| Reduced positions | 2 |
| 13F shares | Current |
|---|---|
| Total value | 3.02 bn |
| Total shares | 801.29 k |
| Total puts | 0.00 |
| Total calls | 0.00 |
| Total put/call ratio | – |
| Largest owners | Shares | Value |
|---|---|---|
| Stilwell Joseph | 243.61 k | $2.45 mm |
| Stilwell Value | 222.85 k | $2.02 bn |
| M3 Partners | 131.91 k | $0.00 |
| M3F | 93.55 k | $848.00 k |
| Vanguard | 68.70 k | $623.06 mm |
| First Manhattan | 30.06 k | $272.68 mm |
| Rise Advisors | 8.06 k | $73.13 mm |
| MS Morgan Stanley | 998.00 | $9.05 mm |
| Advisor | 907.00 | $8.23 mm |
| Tower Research Capital | 652.00 | $5.91 mm |
Recent insider trades
| Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|---|
| 22 Aug 23 | Pender Alicia H | Common Stock | Acquire L | Yes | No | 9.5342 | 1,000 | 9.53 k | 1,000 | |
| 13 Jun 23 | Menzo D Case | Common Stock | Buy | Acquire P | Yes | No | 9.0347 | 3,271 | 29.55 k | 34,495 |
| 13 Jun 23 | Frank Nicchi | Common Stock | Buy | Acquire P | Yes | No | 9.0347 | 363 | 3.28 k | 6,630 |
| 13 Jun 23 | Bradford M Jones | Common Stock | Buy | Acquire P | Yes | No | 9.0347 | 409 | 3.70 k | 24,515 |
| 13 Jun 23 | Cynthia S Aikman | Common Stock | Buy | Acquire P | Yes | No | 9.0347 | 490 | 4.43 k | 2,658 |