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Exhibit 99.3
Return on Equity and Assets Ratios
Q3 2022 | Q2 2022 | Q1 2022 | Nine months ended July 31, 2022 | For the Year-Ended October 2021 | ||||||||||||||||
Return on Assets | 0.76 | % | 0.95 | % | 0.88 | % | 0.86 | % | 0.96 | % | ||||||||||
Return on Equity | 14.6 | % | 18.4 | % | 17.3 | % | 16.7 | % | 18.6 | % | ||||||||||
Dividend Payout Ratio | 51 | % | 40 | % | 42 | % | 44 | % | 39 | % |