Provident Financial (PROV) 10-K 14 Sep 15 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Jun. 30, 2015	Sep. 04, 2015	Dec. 31, 2014
Document and Entity Information
Entity Registrant Name	PROVIDENT FINANCIAL HOLDINGS INC
Document Type	10-K
Document Period End Date	Jun. 30, 2015
Amendment Flag	false
Entity Central Index Key	1,010,470
Current Fiscal Year End Date	--06-30
Entity Common Stock, Shares Outstanding		8,513,121
Entity Public Float			$ 126.9
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY

Provident Financial Holdings, I

Provident Financial Holdings, Inc. Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Assets
Cash and cash equivalents	$ 81,403	$ 118,937
Held-to-maturity Securities, Current	800	800
Investment securities – available for sale, at fair value	14,161	16,347
Loans held for investment, net of allowance for loan losses of $8,724 and $9,744, respectively; includes $4,518 and $0 at fair value, respectively).	814,234	772,141
Loans held for sale, at fair value	224,715	158,883
Accrued interest receivable	2,839	2,483
Real estate owned, net	2,398	2,467
Federal Home Loan Bank (“FHLB”) – San Francisco stock	8,094	7,056
Premises and equipment, net	5,417	6,369
Prepaid expenses and other assets	20,494	20,146
Total assets	1,174,555	1,105,629
Liabilities:
Non interest-bearing deposits	67,538	58,654
Interest-bearing deposits	856,548	839,216
Total deposits	924,086	897,870
Borrowings	91,367	41,431
Accounts payable, accrued interest and other liabilities	17,965	20,466
Total liabilities	$ 1,033,418	$ 959,767
Commitments and Contingencies
Stockholders’ equity:
Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)	$ 0	$ 0
Common stock, $0.01 par value (40,000,000 shares authorized; 17,766,865 and 17,714,365 shares issued; 8,634,607 and 9,312,269 shares outstanding, respectively)	177	177
Additional paid-in capital	88,893	88,259
Retained earnings	188,206	182,458
Treasury stock at cost (9,132,258 and 8,402,096 shares, respectively)	(136,470)	(125,418)
Accumulated other comprehensive income, net of tax	331	386
Total stockholders’ equity	141,137	145,862
Total liabilities and stockholders’ equity	$ 1,174,555	$ 1,105,629

Provident Financial Holdings, 3

Provident Financial Holdings, Inc. Consolidated Statements of Financial Condition - Parenthetical - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Statement of Financial Position [Abstract]
Allowance for loan losses on Loans held for investment	$ 8,724	$ 9,744
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock shares authorized	2,000,000	2,000,000
Preferred stock shares issued	0	0
Preferred stock shares outstanding	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized	40,000,000	40,000,000
Common stock shares issued	17,766,865	17,714,365
Common stock shares outstanding	8,634,607	9,312,269
Treasury stock shares	9,132,258	8,402,096

Provident Financial Holdings, 4

Provident Financial Holdings, Inc. Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Interest income:
Loans receivable, net	$ 38,337	$ 36,424	$ 42,905
Investment securities	287	339	428
FHLB – San Francisco stock	796	793	438
Interest-earning deposits	276	503	390
Total interest income	39,696	38,059	44,161
Interest expense:
Deposits	4,761	5,495	6,585
Borrowings	1,660	1,841	4,219
Total interest expense	6,421	7,336	10,804
Net interest income	33,275	30,723	33,357
Recovery from the allowance for loan losses	(1,387)	(3,380)	(1,499)
Net interest income, after (recovery) provision for loan losses	34,662	34,103	34,856
Non-interest income:
Loan servicing and other fees	1,085	1,077	1,093
Gain on sale of loans, net	34,210	25,799	68,493
Deposit account fees	2,412	2,469	2,449
Gain on sale and operations of real estate owned acquired in the settlement of loans, net	282	18	916
Card and processing fees	1,406	1,370	1,292
Other	992	942	957
Total non-interest income	40,387	31,675	75,200
Non-interest expense:
Salaries and employee benefits	41,618	38,044	50,450
Premises and occupancy	4,666	4,468	4,432
Equipment expense	1,720	1,830	1,830
Professional expense	2,179	1,832	1,858
Sales and marketing expense	1,643	1,761	1,859
Deposit insurance premium and regulatory assessments	974	945	1,066
Other	5,169	5,288	5,848
Total non-interest expense	57,969	54,168	67,343
Income before income taxes	17,080	11,610	42,713
Provision for income taxes	7,277	5,004	16,916
Net income	$ 9,803	$ 6,606	$ 25,797
Basic earnings per share (in dollars per share)	$ 1.09	$ 0.67	$ 2.43
Diluted earnings per share (in dollars per share)	1.07	0.65	2.38
Cash dividends per share (in dollars per share)	$ 0.45	$ 0.40	$ 0.24

Provident Financial Holdings, 5

Provident Financial Holdings, Inc. Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Statement of Comprehensive Income [Abstract]
Net income	$ 9,803	$ 6,606	$ 25,797
Change in unrealized holding losses on securities available for sale and interest-only strips	(95)	(290)	(124)
Other comprehensive loss, before income tax benefit	(95)	(290)	(124)
Income tax benefit	40	122	52
Other comprehensive loss	(55)	(168)	(72)
Total comprehensive income	$ 9,748	$ 6,438	$ 25,725

Provident Financial Holdings, 6

Provident Financial Holdings, Inc. Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands		Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Compre-hensive Income (Loss), Net of Tax	Total Stockholder's Equity
Shares outstanding, beginning balance at Jun. 30, 2013			10,386,399
Balances at beginning of period-Amount at Jun. 30, 2013			$ 177	$ 87,742	$ 179,816	$ (108,315)	$ 554	$ 159,974
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		$ 6,606			6,606			6,606
Other comprehensive loss		(168)					(168)	(168)
Purchase of treasury stock - Shares	[1]		(1,126,630)
Purchase of treasury stock - Amount	[1]					(17,182)		(17,182)
Forfeiture of restricted stock				(51)		(51)		0
Exercise of stock options - Shares			52,500
Exercise of stock options - Amount		$ (385)	$ 0	385				385
Amortization of restricted stock				209				209
Award of restricted stock				(130)		(130)		0
Stock options expense				317				317
Tax effect from stock-based compensation				(315)				(315)
Cash dividends(2)					(3,964)			(3,964)
Shares outstanding, ending balance at Jun. 30, 2014		9,312,269	9,312,269
Balances at end of period-Amount at Jun. 30, 2014		$ 145,862	$ 177	88,259	182,458	(125,418)	386	145,862
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Repurchased of distributed restricted stock - Shares		13,591
Cash dividends per share (in dollars per share)		$ 0.40
Net income		$ 9,803			9,803			9,803
Other comprehensive loss		(55)					(55)	(55)
Purchase of treasury stock - Shares	[1]		(795,162)
Purchase of treasury stock - Amount	[1]					(12,680)		(12,680)
Forfeiture of restricted stock				(13)		(13)		0
Distribution of restricted stock - Shares			65,000
Distribution of restricted stock - Amount								0
Exercise of stock options - Shares			52,500
Exercise of stock options - Amount		$ (380)	$ 0	380				380
Amortization of restricted stock				684				684
Award of restricted stock				(1,641)		(1,641)		0
Stock options expense				801				801
Tax effect from stock-based compensation				397				397
Cash dividends(2)					(4,055)			(4,055)
Shares outstanding, ending balance at Jun. 30, 2015		8,634,607	8,634,607
Balances at end of period-Amount at Jun. 30, 2015		$ 141,137	$ 177	$ 88,893	$ 188,206	$ (136,470)	$ 331	$ 141,137
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Repurchased of distributed restricted stock - Shares		10,256
Cash dividends per share (in dollars per share)		$ 0.45
[1]	Includes the repurchase of 13,591 shares in fiscal 2013 and 10,256 shares in fiscal 2015 of distributed restricted stock in settlement of employees' withholding tax obligations.

Provident Financial Holdings, 7

Provident Financial Holdings, Inc. Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:
Net income	$ 9,803	$ 6,606	$ 25,797
Adjustments to reconcile net income to net cash (used for) provided by operating activities:
Depreciation and amortization	1,857	1,658	1,746
Recovery from the allowance for loan losses	(1,387)	(3,380)	(1,499)
Recovery of losses on real estate owned	(10)	(25)	(98)
Gain on sale of loans, net	(34,210)	(25,799)	(68,493)
Gain on sale of real estate owned, net	(468)	(288)	(1,213)
Stock-based compensation	1,485	526	768
(Benefit) provision for deferred income taxes	35	(1,041)	4,275
Tax effect from stock-based compensation	(397)	315	92
Increase (decrease) in accounts payable, accrued interest and other liabilities	203	(2,110)	1,051
Decrease in prepaid expenses and other assets	966	149	2,589
Loans originated for sale	(2,480,715)	(1,967,622)	(3,496,531)
Proceeds from sale of loans	2,445,063	2,039,528	3,586,581
Net cash (used for) provided by operating activities	(57,775)	48,517	55,065
Cash flows from investing activities:
(Increase) decrease in loans held for investment, net	(43,702)	(25,911)	40,816
Payments to Acquire Investments	(200)	(800)	0
Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities	200	0	0
Payments to Acquire Investment Securities Held-for-sale	(250)	0	0
Principal payments from investment securities held for sale	2,338	2,910	3,295
Payments to Acquire Federal Home Loan Bank Stock	(1,038)	0	0
Redemption of FHLB – San Francisco stock	0	8,217	6,982
Proceeds from sale of real estate owned	3,075	4,156	13,408
Purchase of premises and equipment	(376)	(715)	(1,111)
Net cash (used for) provided by investing activities	(39,953)	(12,143)	63,390
Cash flows from financing activities:
Increase (decrease) in deposits, net	26,216	(25,140)	(38,401)
Proceeds from long-term borrowings	50,000	0	0
Repayments of long-term borrowings	(64)	(65,060)	(20,055)
Treasury stock purchases	(12,680)	(17,182)	(8,959)
Proceeds from exercise of stock options	380	385	296
Tax effect from stock-based compensation	397	(315)	(92)
Cash dividends	(4,055)	(3,964)	(2,541)
Net cash provided by (used for) financing activities	60,194	(111,276)	(69,752)
Net (decrease) increase in cash and cash equivalents	(37,534)	(74,902)	48,703
Cash and cash equivalents at beginning of year	118,937	193,839
Cash and cash equivalents at end of year	81,403	118,937	193,839
Supplemental information:
Cash paid for interest	6,291	7,712	10,935
Cash paid for income taxes	5,675	6,216	15,195
Transfer of loans held for sale to held for investment	4,534	4,299	4,601
Real estate acquired in the settlement of loans	$ 3,044	$ 4,810	$ 10,976

Organization and Summary of Sig

Organization and Summary of Significant Accounting Policies	12 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Organization and Summary of Significant Accounting Policies	Organization and Summary of Significant Accounting Policies Basis of presentation The consolidated financial statements include the accounts of Provident Financial Holdings, Inc., and its wholly owned subsidiary, Provident Savings Bank, F.S.B. (collectively, the “Corporation”). All inter-company balances and transactions have been eliminated. Provident Savings Bank, F.S.B. (the “Bank”) converted from a federally chartered mutual savings bank to a federally chartered stock savings bank effective June 27, 1996. Provident Financial Holdings, Inc., a Delaware corporation organized by the Bank, acquired all of the capital stock of the Bank issued in the conversion; the transaction was recorded on a book value basis. The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage (“PBM”), a division of the Bank. The Bank's activities include attracting deposits, offering banking services and originating multi-family, commercial real estate, construction and, to a lesser extent, commercial business and consumer loans. Deposits are collected primarily from 15 banking locations located in Riverside and San Bernardino counties in California. PBM's activities include originating single-family loans, primarily first mortgages for sale to investors and to a lesser extent, for investment by the Bank. Loans are primarily originated in Southern California and Northern California by loan agents employed by the Bank, from its banking locations and freestanding lending offices. PBM operates wholesale loan production offices in Pleasanton and Rancho Cucamonga, California and retail loan production offices in Carlsbad, City of Industry, Elk Grove, Escondido, Glendora, Livermore, Rancho Cucamonga, Riverside (3), Roseville, Santa Barbara and Westlake Village, California. Use of estimates The accounting and reporting policies of the Corporation conform to generally accepted accounting principles in the United States of America (“GAAP”). The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosures of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of investment securities available for sale, valuation of loans held for sale, valuation of loans held for investment at fair value, the valuation of deferred tax assets, the valuation of loan servicing assets, the valuation of real estate owned, the determination of the loan repurchase reserve, the valuation of derivative financial instruments and deferred compensation costs. The following accounting policies, together with those disclosed elsewhere in the consolidated financial statements, represent the significant accounting policies of Provident Financial Holdings, Inc. and the Bank. Cash and cash equivalents Cash and cash equivalents include cash on hand and due from banks, as well as overnight deposits placed at correspondent banks. Investment securities The Corporation classifies its qualifying investments as available for sale or held to maturity. The Corporation’s policy of classifying investments as held to maturity is based upon its ability and management’s positive intent to hold such securities to maturity. Securities held to maturity are carried at amortized historical cost. All other securities are classified as available for sale and are carried at fair value. Fair value generally is determined based upon quoted market prices. Changes in net unrealized gains (losses) on securities available for sale are included in accumulated other comprehensive income, net of tax. Gains and losses on dispositions of investment securities are included in non-interest income and are determined using the specific identification method. Purchase premiums and discounts are amortized over the expected average life of the securities using the effective interest method. Investment securities are reviewed annually for possible other-than-temporary impairment (“OTTI”). For debt securities, an OTTI is evident if the Corporation intends to sell the debt security or will more likely than not be required to sell the debt security before full recovery of the entire amortized cost basis is realized. However, even if the Corporation does not intend to sell the debt security and will not likely be required to sell the debt security before recovery of its entire amortized cost basis, the Corporation must evaluate expected cash flows to be received and determine if a credit loss has occurred. In the event of a credit loss, the credit component of the impairment is recognized within non-interest income and the non-credit component is recognized through accumulated other comprehensive income, net of tax. For equity securities, management evaluates the securities in an unrealized loss position in the available-for-sale portfolio for OTTI on the basis of the duration of the decline in value of the security and severity of that decline as well as the Corporation’s intent and ability to hold these securities for a period of time sufficient to allow for any anticipated recovery in the market value. If it is determined that the impairment on an equity security is other than temporary, an impairment loss equal to the difference between the carrying value of the security and its fair value is recognized within non-interest income. PBM activities Mortgage loans are originated for both investment and sale to the secondary market. Since the Corporation is primarily a single-family adjustable-rate mortgage (“ARM”) lender for its own portfolio, a high percentage of fixed-rate loans are originated for sale to institutional investors. Accounting Standards Codification (“ASC”) No. 825, “Financial Instruments,” allows for the option to report certain financial assets and liabilities at fair value initially and at subsequent measurement dates with changes in fair value included in earnings. The option may be applied instrument by instrument, but it is irrevocable. The Corporation has elected the fair value option on PBM loans held for sale and believes the fair value option most closely aligns the timing of the recognition of non-interest income and non-interest expense. Fair value is generally determined by measuring the value of outstanding loan sale commitments in comparison to investors’ current yield requirements as calculated on the aggregate loan basis. Loans are generally sold without recourse, other than standard representations and warranties. A high percentage of loans are sold on a servicing released basis. In some transactions, the Corporation may retain the servicing rights in order to generate servicing income. Where the Corporation continues to service loans after sale, investors are paid their share of the principal collections together with interest at an agreed-upon rate, which generally differs from the loan’s contractual interest rate. Loans previously sold to the FHLB – San Francisco under the Mortgage Partnership Finance (“MPF”) program have a recourse liability. The FHLB – San Francisco absorbs the first four basis points of loss by establishing a first loss account and a credit scoring process is used to calculate the maximum recourse amount for the Bank. All losses above the Bank’s maximum recourse are the responsibility of the FHLB – San Francisco. The FHLB – San Francisco pays the Bank a credit enhancement fee on a monthly basis to compensate the Bank for accepting the recourse obligation. As of June 30, 2015, the Bank serviced $28.2 million of loans under this program and has established a recourse liability of $267,000 as compared to $38.6 million of loans serviced and a recourse liability of $274,000 at June 30, 2014. Net realized losses of $32,000 , $139,000 and $194,000 were recognized in fiscal 2015, 2014 and 2013, respectively, under this program. The recourse liability and recognized losses in fiscal 2015, 2014 and 2013 were attributable to the cumulative loan losses which have largely extinguished the first loss account established by the FHLB – San Francisco. Occasionally, the Bank is required to repurchase loans sold to Freddie Mac, Fannie Mae or other investors if it is determined that such loans do not meet the credit requirements of the investor, or if one of the parties involved in the loan misrepresented pertinent facts, committed fraud, or if such loans were 90 -days past due within 120 days of the loan funding date. During the years ended June 30, 2015, 2014 and 2013, the Bank repurchased $1.6 million , $437,000 and $1.4 million of single-family loans, respectively. Other repurchase requests were settled for $22,000 , $666,000 and $5.6 million in fiscal 2015, 2014 and 2013, respectively, which did not result in the repurchase of the loan itself. In addition to the specific recourse liability for the MPF program, the Bank has established a recourse liability of $501,000 and $630,000 for loans sold to other investors as of June 30, 2015 and 2014, respectively. In December 2012, the Bank entered into a global settlement with the Bank’s largest legacy loan investor, which eliminated all past, current and future repurchase claims from this particular investor. The settlement agreement was executed and paid in February 2013. The settlement required the accrual of an additional recourse provision of $1.5 million during the second quarter of fiscal 2013 which fully funded the settlement amount in addition to the recourse reserve that had already been provided in prior periods for this investor. This investor purchased approximately 39% percent of the Corporation’s total loan sale volume from January 1, 2005 through December 31, 2011 and accounted for approximately 64% percent of all recourse claims paid prior to the settlement. Activity in the recourse liability for the years ended June 30, 2015 and 2014 was as follows: (In Thousands) 2015 2014 Balance, beginning of year $ 904 $ 2,111 Recourse recovery (86 ) (469 ) Net settlements in lieu of loan repurchases (50 ) (738 ) Balance, end of the year $ 768 $ 904 The Bank is obligated to refund loan sale premiums to investors when a loan pays off within a specific time period following the loan sale; the time period ranges from three to six months, depending upon the loan sale agreement. Total loan sale premium refunds in fiscal 2015, 2014 and 2013 were $2.0 million , $750,000 and $299,000 , respectively. As of June 30, 2015 and 2014, the Bank’s recourse liability was $653,000 and $113,000 , respectively, for future loan sale premium refunds. Gains or losses on the sale of loans, including fees received or paid, are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated book value of the loans sold. When loans are sold with servicing retained, the carrying value of the loans is allocated between the portion sold and the portion retained (i.e., mortgage servicing assets and interest-only strips), based on estimates of their respective fair values. Mortgage servicing assets (“MSA”) are amortized in proportion to and over the period of the estimated net servicing income and are carried at the lower of cost or fair value. The fair value of MSA is based on the present value of estimated net future cash flows related to contractually specified servicing fees. The Bank periodically evaluates MSA for impairment, which is measured as the excess of cost over fair value. For additional information, see Note 4 of the Notes to Consolidated Financial Statements, “Mortgage Loan Servicing and Loans Originated for Sale.” Rights to future income from serviced loans that exceed contractually specified servicing fees are recorded as interest-only strips. Interest-only strips are carried at fair value, utilizing the same assumptions that are used to value the related servicing assets, with any unrealized gain or loss, net of tax, recorded as a component of accumulated other comprehensive income. Interest-only strips are included in prepaid expenses and other assets in the accompanying Consolidated Statements of Financial Condition. As of June 30, 2015 and 2014, the fair value of the interest-only strips was $63,000 and $62,000 , respectively, and the net unrealized gain after statutory taxes of the interest-only strips was $36,000 and $35,000 , respectively. Loans held for sale Loans held for sale consist primarily of long-term fixed-rate loans secured by first trust deeds on single-family residences, the majority of which are Federal Housing Administration (“FHA”), United States Department of Veterans Affairs (“VA”), Fannie Mae and Freddie Mac loan products. The loans are generally offered to customers located in (a) Southern California, primarily in Riverside and San Bernardino counties, commonly known as the Inland Empire, and to a lesser extent in Orange, Los Angeles, San Diego and other surrounding counties and (b) Northern California, primarily Alameda, Marin, Placer and Shasta and other surrounding counties. The loans have been hedged with loan sale commitments, To-be-Announced ("TBA") Mortgage-Backed-Securities ("MBS") trades and option contracts. The loan sale settlement period is generally between 20 to 30 days from the date of the loan funding. The Corporation adopted ASC 820, “Fair Value Measurements and Disclosures,” and elected the fair value option (ASC 825, “Financial Instruments”) on loans held for sale. Loans held for investment Loans held for investment consist primarily of long-term adjustable rate loans secured by first trust deeds on single-family residences, other residential property, commercial property and land. Additionally, multi-family and commercial real estate loans are becoming a substantial part of loans held for investment, which comprised of 54% and 51% at June 30, 2015 and 2014, respectively. These loans are generally offered to customers and businesses located in the same areas of Southern and Northern California described above. Net loan origination fees and certain direct origination expenses are deferred and amortized to interest income over the contractual life of the loan using the effective interest method. Amortization is discontinued for non-performing loans. Interest receivable represents, for the most part, the current month’s interest, which will be included as a part of the borrower’s next monthly loan payment. Interest receivable is accrued only if deemed collectible. Loans are placed on non-performing status when they become 90 days past due or if the loan is deemed impaired. When a loan is placed on non-performing status, interest accrued but not received is reversed against interest income. Interest income on non-performing loans is subsequently recognized only to the extent that cash is received and the principal balance is deemed collectible. If the principal balance is not deemed collectible, the entire payment received (principal and interest) is applied to the outstanding loan balance. Non-performing loans that become current as to both principal and interest are returned to accrual status after demonstrating satisfactory payment history (usually six consecutive months) and when future payments are expected to be collected. Allowance for loan losses The allowance for loan losses involves significant judgment and assumptions by management, which has a material impact on the carrying value of net loans. Management considers the accounting estimate related to the allowance for loan losses a critical accounting estimate because it is highly susceptible to changes from period to period, requiring management to make assumptions about probable incurred losses inherent in the loan portfolio at the balance sheet date. The impact of a sudden large loss could deplete the allowance and require increased provisions to replenish the allowance, which would negatively affect earnings. The allowance is based on two principles of accounting: (i) ASC 450, “Contingencies,” which requires that losses be accrued when they are probable of occurring and can be estimated; and (ii) ASC 310, “Receivables,” which requires that losses be accrued for non-performing loans that may be determined on an individually evaluated basis or based on an aggregated pooling method where the allowance is developed primarily by using historical charge-off statistics. The allowance has two components: collectively evaluated allowances and individually evaluated allowances. Each of these components is based upon estimates that can change over time. The allowance is based on historical experience and as a result can differ from actual losses incurred in the future. Additionally, differences may result from qualitative factors such as unemployment data, gross domestic product, interest rates, retail sales, the value of real estate and real estate market conditions. The historical data is reviewed at least quarterly and adjustments are made as needed. Various techniques are used to arrive at an individually evaluated allowance, including discounted cash flows and the fair market value of collateral. The use of these techniques is inherently subjective and the actual losses could be greater or less than the estimates. Management considers, based on currently available information, the allowance for loan losses sufficient to absorb probable losses inherent in loans held for investment. Allowance for unfunded loan commitments The Corporation maintains the allowance for unfunded loan commitments at a level that is adequate to absorb estimated probable losses related to these unfunded credit facilities. The Corporation determines the adequacy of the allowance based on periodic evaluations of the unfunded credit facilities, including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is recorded in other liabilities on the Consolidated Statements of Financial Condition. Net adjustments to the allowance for unfunded loan commitments are included in other non-interest expense on the Consolidated Statements of Operations. Troubled debt restructuring (“restructured loans”) A restructured loan is a loan which the Corporation, for reasons related to a borrower’s financial difficulties, grants a concession to the borrower that the Corporation would not otherwise consider. These financial difficulties include, but are not limited to, the borrowers default status on any of their debts, bankruptcy and recent changes in their financial circumstances (loss of job, etc.). The loan terms which have been modified or restructured due to a borrower’s financial difficulty, include but are not limited to: a) A reduction in the stated interest rate. b) An extension of the maturity at an interest rate below market. c) A reduction in the accrued interest. d) Extensions, deferrals, renewals and rewrites. e) Loans that have been discharged in a Chapter 7 Bankruptcy that have not been reaffirmed by the borrower. To qualify for restructuring, a borrower must provide evidence of creditworthiness such as, current financial statements, most recent income tax returns, current paystubs, current W-2s, and most recent bank statements, among other documents, which are then verified by the Corporation. The Corporation re-underwrites the loan with the borrower's updated financial information, new credit report, current loan balance, new interest rate, remaining loan term, updated property value and modified payment schedule, among other considerations, to determine if the borrower qualifies. The Corporation measures the allowance for loan losses of restructured loans based on the difference between the loan's original carrying amount and the present value of expected future cash flows discounted at the original effective yield of the loan. Based on the Office of the Comptroller of the Currency's ("OCC") guidance with respect to restructured loans and to conform to general practices within the banking industry, the Corporation maintains certain restructured loans on accrual status, provided there is reasonable assurance of repayment and performance, consistent with the modified terms based upon a current, well-documented credit evaluation. Other restructured loans are classified as “Substandard” and placed on non-performing status. The Corporation upgrades restructured single-family loans to the pass category if the borrower has demonstrated satisfactory contractual payments for at least six consecutive months or 12 months for those loans that were restructured more than once. Once the borrower has demonstrated satisfactory contractual payments beyond 12 consecutive months, the loan is no longer categorized as a restructured loan. In addition to the payment history described above; multi-family, commercial real estate, construction and commercial business loans must also demonstrate a combination of corroborating characteristics to be upgraded, such as: satisfactory cash flow, satisfactory guarantor support, and additional collateral support, among others. Non-performing loans The Corporation assesses loans individually and classifies loans when the accrual of interest has been discontinued, loans have been restructured or management has serious doubts about the future collectibility of principal and interest, even though the loans may currently be performing. Factors considered in determining classification include, but are not limited to, expected future cash flows, the financial condition of the borrower and current economic conditions. The Corporation measures each non-performing loan based on ASC 310, establishes a collectively evaluated or individually evaluated allowance and charges off those loans or portions of loans deemed uncollectible. Real estate owned Real estate acquired through foreclosure is initially recorded at the fair value of the real estate acquired, less estimated selling costs. Subsequent to foreclosure, the Corporation charges current earnings for estimated losses if the carrying value of the property exceeds its fair value. Gains or losses on the sale of real estate are recognized upon disposition of the property. Costs relating to improvement, maintenance and repairs of the property are expensed as incurred under gain (loss) on sale and operations of real estate owned acquired in the settlement of loans within the Consolidated Statements of Operations. Impairment of long-lived assets The Corporation reviews its long-lived assets for impairment annually or when events or circumstances indicate that the carrying amount of these assets may not be recoverable. Long-lived assets include buildings, land, fixtures, furniture and equipment. An asset is considered impaired when the expected discounted cash flows over the remaining useful life are less than the net book value. When impairment is indicated for an asset, the amount of impairment loss is the excess of the net book value over its fair value. Premises and equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation is computed primarily on a straight-line basis over the estimated useful lives as follows: Buildings 10 to 40 years Furniture and fixtures 3 to 10 years Automobiles 3 years Computer equipment 3 to 5 years Leasehold improvements are amortized over the lesser of their respective lease terms or the useful life of the improvement, which ranges from one to 10 years. Maintenance and repair costs are charged to operations as incurred. Income taxes The Corporation accounts for income taxes in accordance with ASC 740, “Income Taxes.” ASC 740 requires the affirmative evaluation that it is more likely than not, based on the technical merits of a tax position, that an enterprise is entitled to economic benefits resulting from positions taken in income tax returns. If a tax position does not meet the more-likely-than-not recognition threshold, the benefit of that position is not recognized in the financial statements. ASC 740 requires that when determining the need for a valuation allowance against a deferred tax asset, management must assess both positive and negative evidence with regard to the realizability of the tax losses represented by that asset. To the extent available sources of taxable income are insufficient to absorb tax losses, a valuation allowance is necessary. Sources of taxable income for this analysis include prior years’ tax returns, the expected reversals of taxable temporary differences between book and tax income, prudent and feasible tax-planning strategies, and future taxable income. The deferred income tax asset related to the allowance for loan losses will be realized when actual charge-offs are made against the allowance. Based on the availability of loss carry-backs and projected taxable income during the periods for which loss carry-forwards are available, management believes it is more likely than not the Corporation will realize the deferred tax asset. The Corporation continues to monitor the deferred tax asset on a quarterly basis for a valuation allowance. The future realization of these tax benefits primarily hinges on adequate future earnings to utilize the tax benefit. Prospective earnings or losses, tax law changes or capital changes could prompt the Corporation to reevaluate the assumptions which may be used to establish a valuation allowance. As of June 30, 2015 and 2014, the estimated deferred tax asset was $5.6 million and $5.6 million , respectively. The Corporation maintains net deferred income tax assets for deductible temporary tax differences, such as loss reserves, deferred compensation, non-accrued interest and unrealized gains. The increase in the deferred tax asset resulted primarily from items related to non-accruing loans, fair value adjustments, loss reserve adjustments and FHLB stock dividend redemptions. The Corporation did not have any liabilities for uncertain tax positions or any known unrecognized tax benefit at June 30, 2015 or 2014. Bank owned life insurance ("BOLI") ASC 715-60-35, "Accounting for Deferred Compensation and Postretirement Benefit Aspects of Endorsement Split-Dollar Life Insurance Arrangements," requires an employer to recognize obligations associated with endorsement split-dollar life insurance arrangements that extend into the participant's post-employment benefit cost for the continuing life insurance or based on the future death benefit depending on the contractual terms of the underlying agreement. The Corporation adopted ASC 715-60-35 using the latter option, i.e., based on the future death benefit. The Bank purchases BOLI policies on the lives of certain executive officers while they are employed by the Bank and is the owner and beneficiary of the policies. The Bank invests in BOLI to provide an efficient form of funding for long-term retirement and other employee benefits costs. The Bank records these BOLI policies within prepaid expenses and other assets in the Consolidated Statements of Financial Condition at each policy’s respective cash surrender value, with changes recorded in other non-interest income and salaries and employee benefits expense in the Consolidated Statements of Operations. Cash dividend A declaration or payment of dividends is at the discretion of the Corporation’s Board of Directors, who take into account the Corporation’s financial condition, results of operations, tax considerations, capital requirements, industry standards, economic conditions and other factors, including the regulatory restrictions which affect the payment of dividends by the Bank to the Corporation. Under Delaware law, dividends may be paid either out of surplus or, if there is no surplus, out of net profits for the current fiscal year and/or the preceding fiscal year in which the dividend is declared. For additional information, see Note 22 of the Notes to Consolidated Financial Statements regarding the subsequent event related to the cash dividend. Stock repurchases The Corporation repurchases its common stock consistent with Board-approved stock repurchase plans. During fiscal 2015, the Corporation repurchased 784,906 shares under the May 2014, October 2014 and April 2015 stock repurchase programs with an average cost of $15.93 per share. In addition, the Corporation purchase 10,256 shares of distributed restricted stock in settlement of employees' withholding tax obligations. The May 2014 program authorized the repurchase of up to 5% of outstanding shares, or 476,960 shares, the remaining authorized shares available for repurchase were 250,027 at the beginning fiscal 2015. The October 2014 program authorized the repurchase of up to 5% of outstanding shares, or 453,212 shares; and the April 2015 program authorized the repurchase of up to 5% of outstanding shares, or 430,651 shares. The May 2014 program was completed in December 2014; and the October 2014 program was completed in June 2015. As of June 30, 2015, a total of 81,667 shares, or 19% of shares authorized, have been purchased under the April 2015 stock repurchase program, leaving 348,984 shares available for future purchases. Earnings per common share (“EPS”) Basic EPS represents net income divided by the weighted average common shares outstanding during the period excluding any potential dilutive effects. Diluted EPS gives effect to any potential issuance of common stock that would have caused basic EPS to be lower as if the issuance had already occurred. Accordingly, diluted EPS reflects an increase in the weighted average shares outstanding as a result of the assumed exercise of stock options and the vesting of restricted stock. The computation of diluted EPS does not assume exercise of stock options and vesting of restricted stock that would have an anti-dilutive effect on EPS. Stock-based compensation ASC 718, “Compensation – Stock Compensation,” requires companies to recognize in the statement of operations the grant-date fair value of stock options and other equity-based compensation issued to employees and directors. The stock-based compensation expense, inclusive of restricted stock expense, for the years ended June 30, 2015, 2014 and 2013 was $1.5 million , $526,000 and $768,000 , respectively. Employee Stock Ownership Plan ("ESOP") The Corporation recognizes compensation expense when the Bank contributes funds to the ESOP for the purchase of the Corporation’s common stock to be allocated to the ESOP participants. Since the contributions are discretionary, the benefits payable under the ESOP cannot be estimated. Restricted stock The Corporation recognizes compensation expense over the vesting period of the shares awarded, equal to the fair value of the shares at the award date. Post retirement benefits The estimated obligation for post retirement health care and life insurance benefits is determined based on an actuarial computation of the cost of current and future benefits for the eligible (grandfathered) retirees and employees. The post retirement benefit liability is included in accounts payable, accrued interest and other liabilities in the Consolidated Statements of Financial Condition. Effective July 1, 2003, the Corporation discontinued the post retirement health care and life insurance benefits to any employee not previously qualified (grandfathered) for these benefits. At June 30, 2015 and 2014, the accrued liability for post retirement benefits was $234,000 and $232,000 , respectively, which was fully funded consistent with actuarially determined estimates of the future obligation. Comprehensive income ASC 220, “Comprehensive Income,” requires that realized revenue, expenses, gains and losses be included in net income (loss). Unrealized gains (losses) on available for sale securities, are reported as a separate component of the stockholders’ equity section of the Consolidated Statements of Financial Condition and the change in the unrealized gains (losses) are reported on the Consolidated Statements of Comprehensive Income and Consolidated Statements of Stockholders' Equity. Accounting standard updates (“ASU”) ASU 2013-11: In July 2013, the Financial Accounting Standards Board (“FASB”) issued ASU 2013-11, "Income Taxes (Topic 740): Presenta

Investment Securities

Investment Securities	12 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The amortized cost and estimated fair value of investment securities as of June 30, 2015 and 2014 were as follows: June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity Certificate of deposits $ 800 $ — $ — $ 800 $ 800 Total investment securities - held to maturity $ 800 $ — $ — $ 800 $ 800 Available for sale U.S. government agency MBS $ 7,613 $ 293 $ — $ 7,906 $ 7,906 U.S. government sponsored enterprise MBS 5,083 304 — 5,387 5,387 Private issue CMO (1) 708 9 — 717 717 Common stock (2) 250 — (99 ) 151 151 Total investment securities - available for sale $ 13,654 $ 606 $ (99 ) $ 14,161 $ 14,161 Total investment securities $ 14,454 $ 606 $ (99 ) $ 14,961 $ 14,961 (1) Collateralized Mortgage Obligations (“CMO”) (2) Common stock of a community development financial institution. June 30, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity Certificate of deposits $ 800 $ — $ — $ 800 $ 800 Total investment securities - held to maturity $ 800 $ — $ — $ 800 $ 800 Available for sale U.S. government agency MBS $ 8,772 $ 337 $ — $ 9,109 $ 9,109 U.S. government sponsored enterprise MBS 6,128 257 — 6,385 6,385 Private issue CMO (1) 841 12 — 853 853 Total investment securities - available for sale $ 15,741 $ 606 $ — $ 16,347 $ 16,347 Total investment securities $ 16,541 $ 606 $ — $ 17,147 $ 17,147 (1) Collateralized Mortgage Obligations (“CMO”) In fiscal 2015, 2014 and 2013, the Corporation received MBS principal payments of $2.3 million , $2.9 million and $3.3 million , respectively, and did not purchase or sell investment securities, other than in fiscal 2015 when the Corporation participated in a community development financial institution's recapitalization and reinvested matured time deposits; and fiscal 2014 when the Corporation placed an $800,000 investment in time deposits at four minority-owned financial institutions to help fulfill the Company’s Community Reinvestment Act ("CRA") obligation. As of June 30, 2015, the Corporation held investments with unrealized loss position of $99,000 . This compares to June 30, 2014 when the Corporation held investments with no unrealized loss position. As of June 30, 2015 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Common stock (1) $ 151 $ 99 $ — $ — $ 151 $ 99 Total $ 151 $ 99 $ — $ — $ 151 $ 99 (1) Common stock of a community development financial institution. As of June 30, 2015, the unrealized holding loss was less than 12 months on the common stock, primarily the result of their financial results and a recent merger with another community development financial institution. Based on the nature of the investment, management concluded that such unrealized loss was not other than temporary as of June 30, 2015. The Corporation does not believe that there is any OTTI at June 30, 2015 and 2014; and no OTTI have been recorded for fiscal 2015, 2014 and 2013. The Corporation intends and has the ability to hold the common stock and will not likely be required to sell the common stock before realizing a full recovery. Contractual maturities of investment securities as of June 30, 2015 and 2014 were as follows: June 30, 2015 June 30, 2014 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity Due in one year or less $ 800 $ 800 $ 800 $ 800 Due after one through five years — — — — Due after five through ten years — — — — Due after ten years — — — — Total investment securities - held to maturity $ 800 $ 800 $ 800 $ 800 Available for sale Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 13,404 14,010 15,741 16,347 No stated maturity (common stock) 250 151 — — Total investment securities - available for sale $ 13,654 $ 14,161 $ 15,741 $ 16,347 Total investment securities $ 14,454 $ 14,961 $ 16,541 $ 17,147

Loans Held For Investment

Loans Held For Investment	12 Months Ended
	Jun. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]
Loans Held For Investment	Loans Held for Investment Loans held for investment consisted of the following at June 30, 2015 and 2014: (In Thousands) June 30, 2015 June 30, Mortgage loans: Single-family $ 365,961 $ 377,824 Multi-family 347,020 301,191 Commercial real estate 100,897 96,781 Construction 8,191 2,869 Commercial business loans 666 1,237 Consumer loans 244 306 Total loans held for investment, gross 822,979 780,208 Undisbursed loan funds (3,360 ) (1,090 ) Advance payments of escrows 199 215 Deferred loan costs, net 3,140 2,552 Allowance for loan losses (8,724 ) (9,744 ) Total loans held for investment, net $ 814,234 $ 772,141 As of June 30, 2015, the Corporation had $14.1 million in mortgage loans that were subject to negative amortization, consisting of $10.7 million in multi-family loans, $3.2 million in single-family loans and $227,000 in commercial real estate loans. This compares to $23.3 million of negative amortization mortgage loans at June 30, 2014, consisting of $18.7 million in multi-family loans, $3.7 million in single-family loans and $856,000 in commercial real estate loans. During fiscal 2015 and 2014, no interest income was added to the negative amortization loan balance. Negative amortization involves a greater risk to the Corporation because the loan principal balance may increase by a range of 110% to 115% of the original loan amount during the period of negative amortization and because the loan payment may increase beyond the means of the borrower when loan principal amortization is required. Also, the Corporation has originated interest-only ARM loans, which typically have a fixed interest rate for the first two to five years coupled with an interest only payment, followed by a periodic adjustable rate and a fully amortizing loan payment. As of June 30, 2015 and 2014, the interest-only ARM loans totaled $152.6 million and $170.7 million , or 18.6% and 21.8% of gross loans held for investment, respectively. As of June 30, 2015, the Corporation had $4.5 million of single-family loans, 13 loans, held for investment which were originated for sale but were subsequently transferred to held for investment and are carried at fair value. The following table sets forth information at June 30, 2015 regarding the dollar amount of loans held for investment that are contractually repricing during the periods indicated, segregated between adjustable rate loans and fixed rate loans. Fixed-rate loans comprised 4% of loans held for investment at June 30, 2015 and June 30, 2014. Adjustable rate loans having no stated repricing dates that reprice when the index they are tied to reprices (e.g. prime rate index) and checking account overdrafts are reported as repricing within one year. The table does not include any estimate of prepayments which may cause the Corporation’s actual repricing experience to differ materially from that shown. Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 299,507 $ 4,175 $ 45,742 $ 2,889 $ 13,648 $ 365,961 Multi-family 65,323 83,282 187,790 6,050 4,575 347,020 Commercial real estate 19,520 27,039 45,102 — 9,236 100,897 Construction 1,200 — 1,744 — 5,247 8,191 Commercial business loans 289 — 119 — 258 666 Consumer loans 236 — — — 8 244 Total loans held for investment, gross $ 386,075 $ 114,496 $ 280,497 $ 8,939 $ 32,972 $ 822,979 The Corporation has developed an internal loan grading system to evaluate and quantify the Bank’s loans held for investment portfolio with respect to quality and risk. Management continually evaluates the credit quality of the Corporation’s loan portfolio and conducts a quarterly review of the adequacy of the allowance for loan losses using quantitative and qualitative methods. The Corporation has adopted an internal risk rating policy in which each loan is rated for credit quality with a rating of pass, special mention, substandard, doubtful or loss. The two primary components that are used during the loan review process to determine the proper allowance levels are individually evaluated allowances and collectively evaluated allowances. Quantitative loan loss factors are developed by determining the historical loss experience, expected future cash flows, discount rates and collateral fair values, among others. Qualitative loan loss factors are developed by assessing general economic indicators such as Gross Domestic Product, Retail Sales, Unemployment Rates, Employment Growth, California Home Sales and Median California Home Prices. The Corporation assigns individual factors for the quantitative and qualitative methods for each loan category and each internal risk rating. The Corporation categorizes all of the loans held for investment into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. A description of the general characteristics of the risk grades is as follows: ▪ Pass - These loans range from minimal credit risk to average however still acceptable credit risk. The likelihood of loss is considered remote. ▪ Special Mention - A special mention asset has potential weaknesses that may be temporary or, if left uncorrected, may result in a loss. While concerns exist, the Bank is currently protected and loss is considered unlikely and not imminent. ▪ Substandard - A substandard loan is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ▪ Doubtful - A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. ▪ Loss - A loss loan is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The following tables summarize gross loans held for investment by loan types and risk category at the dates indicated: June 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 347,301 $ 339,093 $ 98,254 $ 8,191 $ 557 $ 244 $ 793,640 Special Mention 7,766 413 — — — — 8,179 Substandard 10,894 7,514 2,643 — 109 — 21,160 Total loans held for investment, gross $ 365,961 $ 347,020 $ 100,897 $ 8,191 $ 666 $ 244 $ 822,979 June 30, 2014 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 363,440 $ 285,111 $ 90,431 $ 2,869 $ 1,078 $ 306 $ 743,235 Special Mention 2,140 7,256 — — 22 — 9,418 Substandard 12,244 8,824 6,350 — 137 — 27,555 Total loans held for investment, gross $ 377,824 $ 301,191 $ 96,781 $ 2,869 $ 1,237 $ 306 $ 780,208 The allowance for loan losses is maintained at a level sufficient to provide for estimated losses based on evaluating known and inherent risks in the loans held for investment and upon management’s continuing analysis of the factors underlying the quality of the loans held for investment. These factors include changes in the size and composition of the loans held for investment, actual loan loss experience, current economic conditions, detailed analysis of individual loans for which full collectability may not be assured, and determination of the realizable value of the collateral securing the loans. Provisions (recoveries) for loan losses are charged (credited) against operations on a quarterly basis, as necessary, to maintain the allowance at appropriate levels. Although management believes it uses the best information available to make such determinations, there can be no assurance that regulators, in reviewing the Corporation’s loans held for investment, will not request the Corporation to significantly increase its allowance for loan losses. Future adjustments to the allowance for loan losses may be necessary and results of operations could be significantly and adversely affected as a result of economic, operating, regulatory, and other conditions beyond the Corporation’s control. Non-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation's asset quality reports as restructured loans, the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying ASC 310, “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method. For non-performing commercial real estate loans, individually evaluated allowances are calculated based on their fair values and if their fair values are higher than their loan balances, no allowances are required. The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Year Ended June 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance at beginning of period $ 5,476 $ 3,142 $ 989 $ 35 $ 92 $ 10 $ 9,744 (Recovery) provision for loan losses (279 ) (882 ) (182 ) 7 (49 ) (2 ) (1,387 ) Recoveries 635 360 — — — 1 996 Charge-offs (552 ) (4 ) (73 ) — — — (629 ) Allowance for loan losses, end of period $ 5,280 $ 2,616 $ 734 $ 42 $ 43 $ 9 $ 8,724 Allowance: Individually evaluated for impairment $ 78 $ — $ — $ — $ 20 $ — $ 98 Collectively evaluated for impairment 5,202 2,616 734 42 23 9 8,626 Allowance for loan losses, end of period $ 5,280 $ 2,616 $ 734 $ 42 $ 43 $ 9 $ 8,724 Gross Loans: Individually evaluated for impairment $ 7,949 $ 2,246 $ 1,699 $ — $ 109 $ — $ 12,003 Collectively evaluated for impairment 358,012 344,774 99,198 8,191 557 244 810,976 Total loans held for investment, gross $ 365,961 $ 347,020 $ 100,897 $ 8,191 $ 666 $ 244 $ 822,979 Allowance for loan losses as a percentage of gross loans held for investment 1.44 % 0.75 % 0.73 % 0.51 % 6.46 % 3.69 % 1.06 % Year Ended June 30, 2014 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance at beginning of period $ 9,062 $ 4,689 $ 1,053 $ — $ 119 $ 12 $ 14,935 (Recovery) provision for loan losses (3,183 ) (130 ) (64 ) 15 (18 ) — (3,380 ) Recoveries 562 345 — 20 — 2 929 Charge-offs (965 ) (1,762 ) — — (9 ) (4 ) (2,740 ) Allowance for loan losses, end of period $ 5,476 $ 3,142 $ 989 $ 35 $ 92 $ 10 $ 9,744 Allowance: Individually evaluated for impairment $ — $ — $ — $ — $ 41 $ — $ 41 Collectively evaluated for impairment 5,476 3,142 989 35 51 10 9,703 Allowance for loan losses, end of period $ 5,476 $ 3,142 $ 989 $ 35 $ 92 $ 10 $ 9,744 Gross Loans: Individually evaluated for impairment $ 6,067 $ 2,491 $ 2,352 $ — $ 122 $ — $ 11,032 Collectively evaluated for impairment 371,757 298,700 94,429 2,869 1,115 306 769,176 Total loans held for investment, gross $ 377,824 $ 301,191 $ 96,781 $ 2,869 $ 1,237 $ 306 $ 780,208 Allowance for loan losses as a percentage of gross loans held for investment 1.45 % 1.04 % 1.02 % 1.22 % 7.44 % 3.27 % 1.25 % The following summarizes the components of the net change in the allowance for loan losses for the periods indicated: (In Thousands) Year Ended June 30, 2015 2014 2013 Balance, beginning of year $ 9,744 $ 14,935 $ 21,483 Recovery from the allowance for loan losses (1,387 ) (3,380 ) (1,499 ) Recoveries 996 929 762 Charge-offs (629 ) (2,740 ) (5,811 ) Balance, end of year $ 8,724 $ 9,744 $ 14,935 The following tables identify the Corporation’s total recorded investment in non-performing loans by type at the dates and for the periods indicated. Generally, a loan is placed on non-accrual status when it becomes 90 days past due as to principal or interest or if the loan is deemed impaired, after considering economic and business conditions and collection efforts, where the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. In addition, interest income is not recognized on any loan where management has determined that collection is not reasonably assured. A non-performing loan may be restored to accrual status when delinquent principal and interest payments are brought current and future monthly principal and interest payments are expected to be collected on a timely basis. Loans with a related allowance reserve have been individually evaluated for impairment using either a discounted cash flow analysis or, for collateral dependent loans, current appraisals less costs to sell to establish realizable value. These analysis may identify a specific impairment amount needed or may conclude that no reserve is needed. Loans that are not individually evaluated for impairment are included in pools of homogeneous loans for evaluation of related allowance reserves. At or For the Year Ended June 30, 2015 Unpaid Net Average Interest Principal Related Recorded Recorded Recorded Income (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Investment Recognized Mortgage loans: Single-family: With a related allowance $ 3,881 $ — $ 3,881 $ (630 ) $ 3,251 $ 1,869 $ 109 Without a related allowance (2) 8,462 (1,801 ) 6,661 — 6,661 6,956 83 Total single-family 12,343 (1,801 ) 10,542 (630 ) 9,912 8,825 192 Multi-family: With a related allowance — — — — — 113 13 Without a related allowance (2) 3,506 (1,260 ) 2,246 — 2,246 2,331 5 Total multi-family 3,506 (1,260 ) 2,246 — 2,246 2,444 18 Commercial real estate: Without a related allowance (2) 1,699 — 1,699 — 1,699 1,830 170 Total commercial real estate 1,699 — 1,699 — 1,699 1,830 170 Commercial business loans: With a related allowance 109 — 109 (20 ) 89 121 9 Total commercial business loans 109 — 109 (20 ) 89 121 9 Total non-performing loans $ 17,657 $ (3,061 ) $ 14,596 $ (650 ) $ 13,946 $ 13,220 $ 389 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At or For the Year Ended June 30, 2014 Unpaid Net Average Interest Principal Related Recorded Recorded Recorded Income (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Investment Recognized Mortgage loans: Single-family: With a related allowance $ 5,480 $ — $ 5,480 $ (1,148 ) $ 4,332 $ 5,795 $ 162 Without a related allowance (2) 8,208 (2,141 ) 6,067 — 6,067 6,094 89 Total single-family 13,688 (2,141 ) 11,547 (1,148 ) 10,399 11,889 251 Multi-family: With a related allowance 956 — 956 (354 ) 602 994 57 Without a related allowance (2) 4,146 (1,655 ) 2,491 — 2,491 2,716 73 Total multi-family 5,102 (1,655 ) 3,447 (354 ) 3,093 3,710 130 Commercial real estate: With a related allowance — — — — — — 28 Without a related allowance (2) 2,352 — 2,352 — 2,352 3,215 312 Total commercial real estate 2,352 — 2,352 — 2,352 3,215 340 Commercial business loans: With a related allowance 138 — 138 (46 ) 92 183 17 Without a related allowance (2) — — — — — — 5 Total commercial business loans 138 — 138 (46 ) 92 183 22 Total non-performing loans $ 21,280 $ (3,796 ) $ 17,484 $ (1,548 ) $ 15,936 $ 18,997 $ 743 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2015 and 2014 , there were no commitments to lend additional funds to those borrowers whose loans were classified as non-performing. The following tables denote the past due status of the Corporation's loans held for investment, gross, at the dates indicated. June 30, 2015 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 354,082 $ 1,335 $ 10,544 $ 365,961 Multi-family 344,774 — 2,246 347,020 Commercial real estate 99,198 — 1,699 100,897 Construction 8,191 — — 8,191 Commercial business loans 557 — 109 666 Consumer loans 244 — — 244 Total loans held for investment, gross $ 807,046 $ 1,335 $ 14,598 $ 822,979 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2014 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 365,955 $ 322 $ 11,547 $ 377,824 Multi-family 297,744 — 3,447 301,191 Commercial real estate 94,429 — 2,352 96,781 Construction 2,869 — — 2,869 Commercial business loans 1,099 — 138 1,237 Consumer loans 306 — — 306 Total loans held for investment, gross $ 762,402 $ 322 $ 17,484 $ 780,208 (1) All loans 90 days or greater past due are placed on non-accrual status. During the fiscal years ended June 30, 2015 , 2014 and 2013 , the Corporation’s average investment in non-performing loans was $13.2 million , $19.0 million and $24.2 million , respectively. The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status. For the fiscal years ended June 30, 2015, 2014 and 2013, interest income of $389,000 , $546,000 and $885,000 , respectively, was recognized, based on cash receipts from loan payments on non-performing loans. Foregone interest income, which would have been recorded had the non-performing loans been current in accordance with their original terms, amounted to $101,000 , $800,000 and $878,000 for the fiscal years ended June 30, 2015, 2014 and 2013, respectively, and was not included in the loan interest income; while $380,000 , $498,000 and $542,000 , respectively, was collected and applied to reduce the net loan balances. The effect of the non-performing loans on interest income for the years ended June 30, 2015, 2014 and 2013 is presented below: (In Thousands) Year Ended June 30, 2015 2014 2013 Contractual interest due $ 805 $ 1,346 $ 1,763 Interest collected (704 ) (546 ) (885 ) Net foregone interest $ 101 $ 800 $ 878 For the fiscal year ended June 30, 2015, there were no loans that were newly modified from their original terms, re-underwritten or identified as a restructured loan. This compares to one loan with an outstanding balance of $221,000 that was newly modified from its original terms, re-underwritten and identified as a restructured loan which subsequently paid off in fiscal 2014. During the fiscal year ended June 30, 2015 and 2014, no restructured loans were in default within a 12-month period subsequent to their original restructuring. Additionally, during the fiscal year ended June 30, 2015, there was one restructured loan for $113,000 whose modification was extended beyond the initial maturity of the modification. For the fiscal year ended June 30, 2014, two r estructured loans with a total balance of $810,000 had their modification extended beyond the initial maturity of the modification. As of June 30, 2015, the net outstanding balance of the Corporation's 18 restructured loans was $6.6 million : two were classified as special mention and remain on accrual status ( $989,000 ); and 16 were classified as substandard ( $5.6 million , all on non-accrual status). As of June 30, 2015, $4.9 million , or 74 percent , of the restructured loans were current with respect to their payment status. As of June 30, 2014, the net outstanding balance the Corporation's 17 restructured loans was $6.0 million : one loan was classified as special mention and remains on accrual status ( $343,000 ); and 16 loans were classified as substandard ( $5.6 million , all on non-accrual status). As of June 30, 2014, $3.7 million , 62 percent , of the restructured loans had a current payment status. The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses or charge-offs, by loan type and non-accrual versus accrual status at June 30, 2015 and 2014: (In Thousands) June 30, 2015 June 30, 2014 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 2,902 $ 2,957 Multi-family 1,593 1,760 Commercial real estate 1,019 800 Commercial business loans 89 92 Total 5,603 5,609 Restructured loans on accrual status: Mortgage loans: Single-family 989 343 Total 989 343 Total restructured loans $ 6,592 $ 5,952 The following table shows the restructured loans by type, net of allowance for loan losses or charge-offs, at June 30, 2015 and 2014 : At June 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 576 $ — $ 576 $ (115 ) $ 461 Without a related allowance (2) 4,397 (967 ) 3,430 — 3,430 Total single-family 4,973 (967 ) 4,006 (115 ) 3,891 Multi-family: Without a related allowance (2) 2,795 (1,202 ) 1,593 — 1,593 Total multi-family 2,795 (1,202 ) 1,593 — 1,593 Commercial real estate: Without a related allowance (2) 1,019 — 1,019 — 1,019 Total commercial real estate 1,019 — 1,019 — 1,019 Commercial business loans: With a related allowance 109 — 109 (20 ) 89 Total commercial business loans 109 — 109 (20 ) 89 Total restructured loans $ 8,896 $ (2,169 ) $ 6,727 $ (135 ) $ 6,592 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2014 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 994 $ — $ 994 $ (248 ) $ 746 Without a related allowance (2) 3,564 (1,010 ) 2,554 — 2,554 Total single-family 4,558 (1,010 ) 3,548 (248 ) 3,300 Multi-family: Without a related allowance (2) 3,138 (1,378 ) 1,760 — 1,760 Total multi-family 3,138 (1,378 ) 1,760 — 1,760 Commercial real estate: Without a related allowance (2) 800 — 800 — 800 Total commercial real estate 800 — 800 — 800 Commercial business loans: With a related allowance 138 — 138 (46 ) 92 Total commercial business loans 138 — 138 (46 ) 92 Total restructured loans $ 8,634 $ (2,388 ) $ 6,246 $ (294 ) $ 5,952 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. In the ordinary course of business, the Bank makes loans to its directors, officers and employees on substantially the same terms prevailing at the time of origination for comparable transactions with unaffiliated borrowers. The following is a summary of related-party loan activity: (In Thousands) Year Ended June 30, 2015 2014 2013 Balance, beginning of year $ 2,011 $ 2,024 $ 2,030 Originations 3,555 691 3,581 Sales and payments (3,199 ) (704 ) (3,587 ) Balance, end of year $ 2,367 $ 2,011 $ 2,024 As of June 30, 2015 and 2014, all of the related-party loans were performing in accordance with their original contractual terms.

Mortgage Loan Servicing and Loa

Mortgage Loan Servicing and Loans Originated for Sale	12 Months Ended
	Jun. 30, 2015
Transfers and Servicing [Abstract]
Mortgage Loan Servicing and Loans Originated for Sale	Mortgage Loan Servicing and Loans Originated for Sale The following summarizes the unpaid principal balance of loans serviced for others by the Corporation at the dates indicated: (In Thousands) As of June 30, 2015 2014 2013 Loans serviced for Freddie Mac $ 4,206 $ 4,574 $ 4,160 Loans serviced for Fannie Mae 46,582 38,470 34,023 Loans serviced for FHLB – San Francisco 28,222 38,602 52,096 Loans serviced for other investors 1,048 1,088 1,877 Total loans serviced for others $ 80,058 $ 82,734 $ 92,156 MSA are recorded when loans are sold to investors and the servicing of those loans is retained by the Bank. MSA are subject to interest rate risk and may become impaired when interest rates fall and the borrowers refinance or prepay their mortgage loans. The MSA are derived primarily from single-family loans. Servicing loans for others generally consists of collecting mortgage payments, maintaining escrow accounts, disbursing payments to investors and processing foreclosures. Income from servicing loans is reported as loan servicing and other fees in the Corporation’s Consolidated Statements of Operations, and the amortization of MSA is reported as a reduction to the loan servicing income. Loan servicing income includes servicing fees from investors and certain fees collected from borrowers, such as late payment fees. As of June 30, 2015 and 2014, the Corporation held borrowers’ escrow balances related to loans serviced for others of $309,000 and $263,000 , respectively. In estimating fair values of the MSA at June 30, 2015 and 2014, the Corporation used a weighted-average constant prepayment rate (“CPR”) of 17.50% and 38.24% , respectively, and a weighted-average discount rate of 9.10% and 9.14% , respectively. Management obtained CPR estimates from an independent third party and reviewed for reasonableness given current market data. The discount rates were derived from market data. The MSA, which is included in prepaid expenses and other assets in the Consolidated Statements of Financial Condition, had a carrying value of $396,000 and a fair value of $470,000 at June 30, 2015. This compares to the MSA at June 30, 2014 which had a carrying value of $295,000 and a fair value of $357,000 . An allowance may be recorded to adjust the carrying value of each category of MSA to the lower of cost or market. As of June 30, 2015, a total allowance of $248,000 was required for four categories of MSA, compared to a total allowance of $259,000 for five categories of MSA as of June 30, 2014. Total additions to the MSA during the years ended June 30, 2015, 2014 and 2013 were $150,000 , $80,000 and $104,000 , respectively. Total amortization of the MSA during the years ended June 30, 2015, 2014 and 2013 was $60,000 , $60,000 and $61,000 , respectively. Loans sold to the FHLB – San Francisco were completed under the MPF Program, which entitles the Bank to a credit enhancement fee collected from FHLB – San Francisco on a monthly basis and are described in Note 1 under PBM activities. The following table summarizes the Corporation’s MSA for years ended June 30, 2015 and 2014: Year Ended June 30, (Dollars In Thousands) 2015 2014 MSA balance, beginning of fiscal year $ 554 $ 534 Additions 150 80 Amortization (60 ) (60 ) MSA balance, end of fiscal year, before allowance 644 554 Allowance (248 ) (259 ) MSA balance, end of fiscal year $ 396 $ 295 Fair value, beginning of fiscal year $ 357 $ 395 Fair value, end of fiscal year $ 470 $ 357 Allowance, beginning of fiscal year $ 259 $ 200 Impairment (recovery) provision (11 ) 59 Allowance, end of fiscal year $ 248 $ 259 Key Assumptions: Weighted-average discount rate 9.10 % 9.14 % Weighted-average prepayment speed 17.50 % 38.24 % The following table summarizes the estimated future amortization of MSA for the next five years and thereafter: Amount Year Ending June 30, (In Thousands) 2016 $ 85 2017 69 2018 31 2019 22 2020 14 Thereafter 423 Total estimated amortization expense $ 644 The following table represents the hypothetical effect on the fair value of the Corporation’s MSA using an unfavorable shock analysis of certain key valuation assumptions as of June 30, 2015 and 2014. This analysis is presented for hypothetical purposes only. As the amounts indicate, changes in fair value based on changes in assumptions generally cannot be extrapolated because the relationship of the change in assumptions to the change in fair value may not be linear. Year Ended June 30, (Dollars In Thousands) 2015 2014 MSA net carrying value $ 396 $ 295 CPR assumption (weighted-average) 17.50 % 38.24 % Impact on fair value with 10% adverse change in prepayment speed $ (19 ) $ (16 ) Impact on fair value with 20% adverse change in prepayment speed $ (36 ) $ (31 ) Discount rate assumption (weighted-average) 9.10 % 9.14 % Impact on fair value with 10% adverse change in discount rate $ (18 ) $ (12 ) Impact on fair value with 20% adverse change in discount rate $ (35 ) $ (24 ) The Corporation has also recorded interest-only strips with a fair value of $63,000 , comprised of gross unrealized gains of $62,000 and an unamortized cost of $1,000 at June 30, 2015. This compares to interest-only strips at June 30, 2014 with a fair value of $62,000 , comprised of gross unrealized gains of $61,000 and an unamortized cost of $1,000 . There were no additions to interest-only strips during fiscal 2015, 2014 or 2013. Total amortization of the interest-only strips during the years ended June 30, 2015, 2014 and 2013 were $1,000 , $1,000 and $1,000 , respectively. Loans sold consisted of the following for the years indicated: (In Thousands) Year Ended June 30, 2015 2014 2013 Loans sold: Servicing – released $ 2,392,251 $ 1,990,087 $ 3,506,027 Servicing – retained 17,663 9,189 16,331 Total loans sold $ 2,409,914 $ 1,999,276 $ 3,522,358 During the years ended June 30, 2015, 2014 and 2013, the Corporation sold 13% , 12% and 20% , respectively, of its loans originated for sale to a single investor, other than Freddie Mac or Fannie Mae. If the Corporation is unable to sell loans to this investor, find alternative investors, or change its loan programs to meet investor guidelines, it may have a significant negative impact on the Corporation’s results of operations. Loans held for sale, at fair value, at June 30, 2015 and 2014 consisted of the following: (In Thousands) June 30, 2015 2014 Fixed rate $ 222,529 $ 155,034 Adjustable rate 2,186 3,849 Total loans held for sale, at fair value $ 224,715 $ 158,883

Real Estate Owned

Real Estate Owned	12 Months Ended
	Jun. 30, 2015
Real Estate [Abstract]
Real Estate Owned	Real Estate Owned Real estate owned at June 30, 2015 and 2014 consisted of the following: (In Thousands) June 30, 2015 2014 Real estate owned $ 2,406 $ 2,586 Allowance for estimated real estate owned losses (8 ) (119 ) Total real estate owned, net $ 2,398 $ 2,467 Real estate owned was primarily the result of real estate acquired in the settlement of loans. As of June 30, 2015, real estate owned was comprised of two single-family residences and one commercial real estate property located in Southern California. This compares to two single-family residences and two commercial real estate properties at June 30, 2014, primarily located in Southern California. During fiscal 2015, the Corporation acquired 10 real estate owned properties in the settlement of loans, wrote off one commercial real estate participation and sold 10 properties for a net gain of $468,000 . In fiscal 2014, the Corporation acquired nine real estate owned properties in the settlement of loans and sold 15 properties for a net gain of $288,000 . A summary of the disposition and operations of real estate owned acquired in the settlement of loans for the years ended June 30, 2015, 2014 and 2013 consisted of the following: (In Thousands) Year Ended June 30, 2015 2014 2013 Net gains on sale $ 468 $ 288 $ 1,213 Net operating expenses (196 ) (295 ) (395 ) Recovery from the allowance for estimated real estate owned losses 10 25 98 Gain on sale and operations of real estate owned acquired in the settlement of loans, net $ 282 $ 18 $ 916

Premises and Equipment Premises

Premises and Equipment Premises and Equipment	12 Months Ended
	Jun. 30, 2015
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment Premises and equipment at June 30, 2015 and 2014 consisted of the following: (In Thousands) June 30, 2015 2014 Land $ 2,853 $ 2,853 Buildings 8,497 8,342 Leasehold improvements 2,964 2,963 Furniture and equipment 4,492 5,578 Automobiles 157 151 18,963 19,887 Less accumulated depreciation and amortization (13,546 ) (13,518 ) Total premises and equipment, net $ 5,417 $ 6,369 Depreciation and amortization expense for the years ended June 30, 2015, 2014 and 2013 amounted to $1.3 million , $1.0 million and $1.0 million , respectively.

Deposits

Deposits	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Deposits	Deposits Deposits at June 30, 2015 and 2014 consisted of the following: (Dollars in Thousands) June 30, 2015 June 30, 2014 Interest Rate Amount Interest Rate Amount Checking deposits – non interest-bearing — $ 67,538 — $ 58,654 Checking deposits – interest-bearing (1) 0% - 0.35% 224,090 0% - 0.35% 202,769 Savings deposits (1) 0% - 1.00% 255,090 0% - 1.00% 239,429 Money market deposits (1) 0% - 2.00% 31,672 0% - 2.00% 26,125 Time deposits: (1) Under $100 (2) 0.00% - 3.90% 171,135 0.00% - 3.90% 184,895 $100 and over 0.10% - 2.96% 174,561 0.10% - 3.79% 185,998 Total deposits $ 924,086 $ 897,870 Weighted-average interest rate on deposits 0.50 % 0.56 % (1) Certain interest-bearing checking, savings, money market and time deposits require a minimum balance to earn interest. (2) Includes brokered deposits of $3.0 million and $3.0 million at June 30, 2015 and 2014, respectively. The aggregate annual maturities of time deposits at June 30, 2015 and 2014 were as follows: (In Thousands) June 30, 2015 2014 One year or less $ 174,005 $ 173,519 Over one to two years 79,944 104,042 Over two to three years 20,963 52,705 Over three to four years 38,172 8,761 Over four to five years 32,612 31,711 Over five years — 155 Total time deposits $ 345,696 $ 370,893 Interest expense on deposits for the periods indicated is summarized as follows: (In Thousands) Year Ended June 30, 2015 2014 2013 Checking deposits – interest-bearing $ 314 $ 290 $ 283 Savings deposits 641 606 578 Money market deposits 105 95 117 Time deposits 3,701 4,504 5,607 Total interest expense on deposits $ 4,761 $ 5,495 $ 6,585 The Corporation is required to maintain reserve balances with the Federal Reserve Bank of San Francisco. Such reserves are calculated based on deposit balances and are offset by the cash balances maintained by the Bank. The cash balances maintained by the Bank at June 30, 2015 and 2014 were sufficient to cover the reserve requirements.

Borrowings

Borrowings	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Borrowings	Borrowings Advances from the FHLB – San Francisco, which mature on various dates through 2025, are collateralized by pledges of certain real estate loans with an aggregate balance at June 30, 2015 and 2014 of $767.3 million and $727.4 million , respectively. In addition, the Bank pledged investment securities totaling $698,000 at June 30, 2015 to collateralize its FHLB – San Francisco advances under the Securities-Backed Credit (“SBC”) program as compared to $833,000 at June 30, 2014. At June 30, 2015, the Bank’s FHLB – San Francisco borrowing capacity, which is limited to 35% of total assets reported on the Bank’s quarterly Call Report, was approximately $424.9 million as compared to $393.8 million at June 30, 2014 which was similarly limited. As of June 30, 2015 and 2014, the remaining/available borrowing facility was $324.0 million and $344.8 million , respectively, and the remaining/available collateral was $587.9 million and $537.8 million , respectively. In addition, as of June 30, 2015 and 2014, the Bank has a $12.2 million and $14.4 million discount window facility, respectively, at the Federal Reserve Bank of San Francisco, collateralized by investment securities with a fair market value of $13.0 million and $15.2 million , respectively. As of June 30, 2015, the Bank also has a borrowing arrangement in the form of a federal funds facility with its correspondent bank for $12.0 million which matures on June 30, 2016 and the Bank intends to request a renewal upon maturity. The Bank has no advances under its correspondent bank or discount window facility at June 2015 and 2014. Borrowings at June 30, 2015 and 2014 consisted of the following: (In Thousands) June 30, 2015 2014 FHLB – San Francisco advances $ 91,367 $ 41,431 In addition to the total borrowings described above, the Bank utilizes its borrowing facility for letters of credit and MPF credit enhancement. The outstanding letters of credit at June 30, 2015 and 2014 were $7.0 million and $5.0 million , respectively; and the outstanding MPF credit enhancement at these dates was $2.5 million and $2.5 million , respectively. As a member of the FHLB – San Francisco, the Bank is required to maintain a minimum investment in FHLB – San Francisco capital stock. The Bank held the required stock investment of $8.1 million and no excess capital stock at June 30, 2015, as compared to the required investment of $7.1 million and no excess capital stock at June 30, 2014. The FHLB – San Francisco did not redeem any capital stock in fiscal 2015, however the Bank purchased $1.0 million of capital stock. In fiscal 2014, $8.2 million of excess capital stock was redeemed and no capital stock was purchased. In fiscal 2015, 2014 and 2013, the FHLB – San Francisco distributed $796,000 , $793,000 and $438,000 of cash dividends, respectively, to the Bank. The following tables set forth certain information regarding borrowings by the Bank at the dates and for the years indicated: At or For the Year Ended June 30, (Dollars in Thousands) 2015 2014 2013 Balance outstanding at the end of year: FHLB – San Francisco advances $ 91,367 $ 41,431 $ 106,491 Weighted-average rate at the end of year: FHLB – San Francisco advances 2.78 % 3.18 % 3.55 % Maximum amount of borrowings outstanding at any month end: FHLB – San Francisco advances $ 131,384 $ 81,486 $ 126,542 Average short-term borrowings during the year with respect to: (1) FHLB – San Francisco advances $ 6,800 $ 13,333 $ 61,667 Weighted-average short-term borrowing rate during the year with respect to: (1) FHLB – San Francisco advances 0.22 % 3.14 % 3.87 % (1) Borrowings with a remaining term of 12 months or less. The aggregate annual contractual maturities of borrowings at June 30, 2015 and 2014 are as follows: (Dollars in Thousands) June 30, 2015 2014 Within one year $ — $ — Over one to two years — — Over two to three years 10,059 — Over three to four years 10,000 10,080 Over four to five years — 10,000 Over five years 71,308 21,351 Total borrowings $ 91,367 $ 41,431 Weighted average interest rate 2.78 % 3.18 %

Income Taxes

Income Taxes	12 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes ASC 740, “Income Taxes,” requires the affirmative evaluation that it is more likely than not, based on the technical merits of a tax position, that an enterprise is entitled to economic benefits resulting from positions taken in income tax returns. If a tax position does not meet the more-likely-than-not recognition threshold, the benefit of that position is not recognized in the financial statements. Management has determined that there are no unrecognized tax benefits to be reported in the Corporation’s consolidated financial statements. The Corporation utilizes the asset and liability method of accounting for income taxes whereby deferred tax assets are recognized for deductible temporary differences and tax credit carryforwards and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax basis. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effect of changes in tax laws and rates on the date of enactment. The provision for income taxes for the periods indicated consisted of the following: (In Thousands) Year Ended June 30, 2015 2014 2013 Current: Federal $ 5,365 $ 4,272 $ 9,585 State 1,877 1,773 3,056 7,242 6,045 12,641 Deferred: Federal 17 (611 ) 2,454 State 18 (430 ) 1,821 35 (1,041 ) 4,275 Provision for income taxes $ 7,277 $ 5,004 $ 16,916 The Corporation's tax effect from non-qualified equity compensation in fiscal 2015, 2014 and 2013 was $(397,000) , $(315,000) and $(92,000) , respectively. The provision for income taxes differs from the amount of income tax determined by applying the applicable U.S. statutory federal income tax rate to net income before income taxes as a result of the following differences for the periods indicated: Year Ended June 30, 2015 2014 2013 (In Thousands) Amount Tax Amount Tax Amount Tax Federal income tax at statutory rate $ 5,892 34.5 % $ 3,982 34.3 % $ 14,950 35.0 % State income tax 1,239 7.3 % 813 7.0 % 3,002 7.0 % Changes in taxes resulting from: Bank-owned life insurance (65 ) (0.4 )% (65 ) (0.6 )% (64 ) (0.1 )% Non-deductible expenses 43 0.3 % 30 0.3 % 63 0.1 % Non-deductible stock-based compensation 139 0.8 % (22 ) (0.2 )% 82 0.2 % Release of FIN 48 tax liabilities — — % — — % (825 ) (1.9 )% Other 29 0.1 % 266 2.3 % (292 ) (0.7 )% Effective income tax $ 7,277 42.6 % $ 5,004 43.1 % $ 16,916 39.6 % Deferred tax assets at June 30, 2015 and 2014 by jurisdiction were as follows: (In Thousands) June 30, 2015 2014 Deferred taxes - federal $ 4,204 $ 4,185 Deferred taxes - state 1,389 1,403 Total net deferred tax assets $ 5,593 $ 5,588 Net deferred tax assets at June 30, 2015 and 2014 were comprised of the following: (In Thousands) June 30, 2015 2014 Loss reserves $ 6,170 $ 6,852 Non-accrued interest 701 647 Deferred compensation 3,229 2,982 Accrued vacation 318 315 State taxes 138 131 Unrealized loss on equity investment 42 — Other 663 507 Total deferred tax assets 11,261 11,434 FHLB - San Francisco stock cash dividends (956 ) (956 ) Unrealized gain on derivative financial instruments, at fair value (1,115 ) (522 ) Unrealized gain on loans held for sale, at fair value — (711 ) Unrealized gain on investment securities (255 ) (254 ) Unrealized gain on interest-only strips (26 ) (25 ) Deferred loan costs (3,076 ) (2,862 ) Depreciation (240 ) (516 ) Total deferred tax liabilities (5,668 ) (5,846 ) Net deferred tax assets $ 5,593 $ 5,588 The net deferred tax assets were included in prepaid expenses and other assets in the Consolidated Statements of Financial Condition. The Corporation analyzes the deferred tax assets to determine whether a valuation allowance is required based on the more likely than not criteria that such assets will be realized principally through future taxable income. This criteria takes into account the actual earnings and the estimates of profitability. The Corporation may carryback net federal tax losses to the preceding five taxable years and forward to the succeeding 20 taxable years. At June 30, 2015 and 2014, the Corporation had no federal and state net tax loss carryforwards. Based on management's consideration of historical and anticipated future income before income taxes, as well as the reversal period for the items giving rise to the deferred tax assets and liabilities, a valuation allowance was not considered necessary at June 30, 2015 and 2014 and management believes it is more likely than not the Corporation will realize its deferred tax asset. In fiscal year ended June 30, 2012, the Corporation recorded an $825,000 tax liability against the deferred tax asset as a result of a prior period adjustment for fiscal 2009 and an $825,000 charge against retained earnings in stockholders' equity, pursuant to ASC 740-10. The liability was established as a result of certain income items for tax reporting purposes from 2006 through 2007 resulting in an overpayment of taxes and an understatement of the deferred tax liability. The understatement was the result of the early recognition of taxable income in closed tax years that should have been recognized in open tax years. The prior period adjustment was presented as a reduction in other assets and retained earnings. The early recognition of this liability could have been argued by the Internal Revenue Service to not relieve the Corporation of once again recognizing that same taxable income in the appropriate subsequent open tax years. Therefore to eliminate this possibility, the Corporation pursued several remedies including filing a request for accounting method change with federal tax authorities to effectively recover the overpayment of taxes or eliminate any potential duplicate recognition. In August 2012, the Corporation received a notification from the tax authorities indicating the acceptance of the accounting method change attributable to the Corporation’s overstatement of certain income items. As a result, the Corporation reversed the $825,000 tax liability which was recorded in the fiscal year ended June 30, 2012, decreasing the provision for income taxes for the fiscal year ended June 30, 2013. A reconciliation of the beginning and ending amount of unrecognized tax benefits for the years ended June 30, 2015, 2014, and 2013 is as follows: (In Thousands) 2015 2014 2013 Balance of prior fiscal year end $ 1,961 $ 1,961 $ 1,961 Additions based on tax positions related to the current year — — — Addition for tax positions of prior years — — — Reduction for tax positions of prior years — — — Settlements — — — Balance at June 30 $ 1,961 $ 1,961 $ 1,961 Retained earnings at June 30, 2015 included approximately $9.0 million (pre-1988 bad debt reserve for tax purposes) for which federal income tax of $3.1 million had not been provided. If the amounts that qualify as deductions for federal income tax purposes are later used for purposes other than for bad debt losses, including distribution in liquidation, they will be subject to federal income tax at the then-current corporate tax rate. If those amounts are not so used, they will not be subject to tax even in the event the Bank were to convert its charter from a thrift to a bank. The Corporation files income tax returns for the United States and California jurisdictions. The Internal Revenue Service has audited the Bank’s income tax returns through 1996 and the California Franchise Tax Board has audited the Bank through 1990. Also, the Internal Revenue Service completed a review of the Corporation’s income tax returns for fiscal 2006 and 2007; and the California Franchise Tax Board completed a review of the Corporation’s income tax returns for fiscal 2009 and 2010. Tax years subsequent to fiscal 2010 remain subject to federal examination, while the California state tax returns for years subsequent to fiscal 2010 are subject to examination by state taxing authorities. The Corporation believes that it has adequately provided or paid income tax obligations not yet resolved with federal and state tax authorities. It is the Corporation’s policy to record any penalties or interest charges arising from federal or state taxes as a component of income tax expense. For the fiscal years ended June 30, 2015, 2014 and 2013, there were no tax penalties or interest charges.

Capital Capital

Capital Capital	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Capital	Capital The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Corporation’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Effective January 1, 2015 (with some changes transitioned into full effectiveness over two to four years), both the Bank and Provident Financial Holdings, Inc. became subject to new capital adequacy requirements. The capital adequacy requirements are quantitative measures established by regulation that require Provident Financial Holdings, Inc. and the Bank to maintain minimum amounts and ratios of capital. The Bank is now subject to new capital requirements adopted by the OCC, which create a new required ratio for common equity Tier 1 (“CET1”) capital, increases the Tier1 leverage and Tier 1 capital ratios, changes the risk-weightings of certain assets for purposes of the risk-based capital ratios, creates an additional capital conservation buffer over the required capital ratios and changes what qualifies as capital for purposes of meeting these various capital requirements. In addition, Provident Financial Holdings, Inc. as a savings and loan holding company registered with the FRB, is now required by the FRB to maintain capital adequacy that generally parallels the OCC requirements. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by bank regulators that, if undertaken, could have a direct material effect on the Corporation's financial statements. Provident Financial Holdings, Inc. and the Bank are required to maintain additional levels of Tier 1 common equity over the minimum risk-based capital levels before they may pay dividends, repurchase shares or pay discretionary bonuses. The new minimum requirements call for a ratio of common equity Tier 1 capital ("CET1") to total risk-weighted assets (“CET1 risk-based ratio”) of 4.5%, a Tier 1 capital ratio of 6.0%, a total capital ratio of 8.0%, and a Tier1 leverage ratio of 4.0%. In addition to the capital requirements, there are a number of changes in what constitutes regulatory capital, subject to transition periods. These changes include the phasing-out of certain instruments as qualifying capital. Provident Financial Holdings, Inc. and the Bank do not have any of these instruments. Mortgage servicing and deferred tax assets over designated percentages of CET1 will be deducted from capital, subject to a four-year transition period. CET1 will consist of Tier 1 capital less all capital components that are not considered common equity. In addition, Tier 1 capital will include accumulated other comprehensive income, which includes all unrealized gains and losses on available for sale debt and equity securities, subject to a four-year transition period. Because of the Bank's asset size, it is not considered an advanced approaches banking organization and elected to take the one-time option in the first quarter of calendar year 2015 to permanently opt-out of the inclusion of unrealized gains and losses on available for sale debt and equity securities in the Bank's capital calculations. The new requirements also include changes in the risk-weighting of assets to better reflect credit risk and other risk exposure. These include a 150% risk weight (up from 100%) for certain high volatility commercial real estate acquisition, development and construction loans and for non-residential mortgage loans that are 90 days past due or otherwise in nonaccrual status; a 20% (up from 0%) credit conversion factor for the unused portion of a commitment with an original maturity of one year or less that is not unconditionally cancellable (currently set at 0%); and a 250% risk weight (up from 100%) for mortgage servicing and deferred tax assets that are not deducted from capital. In addition to the minimum CET1, Tier 1 and total capital ratios, Provident Financial Holdings, Inc. and the Bank will have to maintain a capital conservation buffer consisting of additional CET1 capital equal to 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. This new capital conservation buffer requirement is to be phased in beginning in January 2016 at 0.625% of risk-weighted assets and increasing each year until fully implemented in January 2019. Under the new standards, in order to be considered well-capitalized, the Bank must have to have a CET1 capital ratio of 6.5% (new), a Tier 1 capital ratio of 8% (increased from 6%), a total capital ratio of 10% (unchanged) and a Tier1 leverage ratio of 5% (unchanged). At June 30, 2015, Provident Financial Holdings, Inc. and the Bank each exceeded all regulatory capital requirements. The Bank was categorized "well-capitalized" at June 30, 2015 under the regulations of the OCC. Provident Financial Holdings, Inc. and the Bank's actual and required minimum capital amounts and ratios at the dates indicated are as follows (dollars in thousands): Regulatory Requirements Actual Minimum for Capital Adequacy Purposes Minimum to Be Well Capitalized Amount Ratio Amount Ratio Amount Ratio Provident Financial Holdings, Inc.: As of June 30, 2015 Tier 1 leverage capital (to adjusted average assets) $ 140,735 11.94 % $ 47,161 4.00 % $ 58,951 5.00 % CET1 capital (to risk-weighted assets) (1) $ 140,735 19.24 % $ 32,923 4.50 % $ 47,555 6.50 % Tier 1 capital (to risk-weighted assets) $ 140,735 19.24 % $ 43,897 6.00 % $ 58,529 8.00 % Total capital (to risk-weighted assets) $ 149,886 20.49 % $ 58,529 8.00 % $ 73,161 10.00 % Provident Savings Bank, F.S.B.: As of June 30, 2015 Tier 1 leverage capital (to adjusted average assets) $ 125,946 10.68 % $ 47,161 4.00 % $ 58,951 5.00 % CET1 capital (to risk-weighted assets) (1) $ 125,946 17.22 % $ 32,922 4.50 % $ 47,554 6.50 % Tier 1 capital (to risk-weighted assets) $ 125,946 17.22 % $ 43,896 6.00 % $ 58,528 8.00 % Total capital (to risk-weighted assets) $ 135,096 18.47 % $ 58,528 8.00 % $ 73,160 10.00 % As of June 30, 2014 Tier 1 leverage capital (to adjusted assets) $ 138,490 12.53 % $ 44,198 4.00 % $ 55,247 5.00 % Tier 1 capital (to risk-weighted assets) $ 138,490 18.72 % $ 29,593 4.00 % $ 44,390 6.00 % Total capital (to risk-weighted assets) $ 147,817 19.98 % $ 59,186 8.00 % $ 73,983 10.00 % (1) The CET1 capital ratio became effective January 1, 2015, it is not applicable for earlier periods. The ability of the Corporation to pay dividends to stockholders depends primarily on the ability of the Bank to pay dividends to the Corporation. The Bank may not declare or pay cash dividends on or repurchase any of its shares of common stock, if the effect would cause stockholders’ equity to be reduced below applicable regulatory capital maintenance requirements or if such declaration and payment would otherwise violate regulatory requirements. Generally, savings institutions, such as the Bank, that before and after the proposed distribution are well-capitalized, may make capital distributions during any calendar year up to 100% of net income for the year-to-date plus retained net income for the two preceding years. However, an institution deemed to be in need of more than normal supervision or in troubled condition by the OCC may have its dividend authority restricted by the OCC. If the Bank, however, proposes to make a capital distribution when it does not meet its capital requirements (or will not following the proposed capital distribution) or that will exceed these net income-based limitations, it must obtain the OCC's approval prior to making such distribution. In addition, the Bank must file a prior written notice of a dividend with the Federal Reserve Board. The Federal Reserve Board or the OCC may object to a capital distribution based on safety and soundness concerns. Additional restrictions on Bank dividends may apply if the Bank fails the QTL test. In fiscal 2015, 2014 and 2013, the Bank declared $25.0 million , $27.5 million and $10.0 million of cash dividends to its parent, the Corporation, respectively.

Benefit Plans Benefit Plans

Benefit Plans Benefit Plans	12 Months Ended
	Jun. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Benefit Plans	Benefit Plans The Corporation has a 401(k) defined-contribution plan covering all employees meeting specific age and service requirements. Under the plan, employees may contribute to the plan from their pretax compensation up to the limits set by the Internal Revenue Service. The Corporation makes matching contributions up to 3% of a participants’ pretax compensation. Participants vest immediately in their own contributions with 100% vesting in the Corporation’s contributions occurring after six years of credited service. The Corporation’s expense for the plan was approximately $880,000 , $707,000 and $852,000 for the years ended June 30, 2015, 2014 and 2013, respectively. The Corporation has a multi-year employment agreement and a post-retirement compensation agreement with one executive officer and a post-retirement compensation agreement with another executive officer, which requires payments of certain benefits upon retirement. At June 30, 2015 and 2014, the accrued liability of the post-retirement compensation agreements was $4.8 million and $4.7 million , respectively; costs are being accrued and expensed annually. For fiscal 2015 and 2014, the accrued expense for these liabilities was $67,000 and $351,000 , respectively, net of recovery of $171,000 and $0 , respectively. The current obligation for these post-retirement benefits was fully funded consistent with contractual requirements and actuarially determined estimates of the total future obligation. The Corporation invests in BOLI to provide sufficient funding for these post-retirement obligations. As of June 30, 2015 and 2014, the total outstanding cash surrender value of the BOLI was $6.9 million and $6.7 million , respectively. For fiscal 2015, 2014 and 2013, the total net non-taxable income from the BOLI was $252,000 , $190,000 and $182,000 , respectively. Employee Stock Ownership Plan The Corporation established an ESOP on June 27, 1996 for all employees who are age 21 or older and have completed one year of service with the Corporation during which they have served a minimum of 1,000 hours. The Corporation recognizes compensation expense when the Corporation contributes funds to the ESOP for the purchase of the Corporation’s common stock to be allocated to the ESOP participants. The Corporation's contribution to the ESOP plan is discretionary. During fiscal 2015, there were 70,000 shares that were purchased in the open market to fulfill the annual discretionary allocation for calendar 2015 and 2014. This compares to fiscal 2014 when the Corporation purchased 35,781 shares in the open market to fulfill the annual discretionary allocation for calendar 2014 and 2013. Since the annual contributions are discretionary, the benefits payable under the ESOP cannot be estimated. Benefits generally become 100% vested after six years of credited service. Vesting accelerates upon retirement, death or disability of the participant or in the event of a change in control of the Corporation. Forfeitures are reallocated among remaining participating employees in the same proportion as contributions. Benefits are payable upon death, retirement, early retirement, disability or separation from service. The net expense related to the ESOP for the years ended June 30, 2015, 2014 and 2013 was $1.1 million , $558,000 and $1.4 million , respectively. Available ESOP shares are allocated every calendar year end and the total shares allocated at December 31, 2014, 2013 and 2012 were 60,000 shares each year.

Incentive Plans

Incentive Plans	12 Months Ended
	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Incentive Plans	Incentive Plans As of June 30, 2015, the Corporation had four share-based compensation plans, which are described below. These plans are the 2013 Equity Incentive Plan ("2013 Plan"), 2010 Equity Incentive Plan (“2010 Plan”), the 2006 Equity Incentive Plan (“2006 Plan”) and the 2003 Stock Option Plan. For the years ended June 30, 2015, 2014 and 2013, the compensation cost for these plans was $1.5 million , $526,000 and $768,000 , respectively. Net income tax (benefit) expense recognized in the Consolidated Statements of Operations for share-based compensation plans for the years ended June 30, 2015, 2014 and 2013 was $(397,000) , $315,000 and $92,000 , respectively. Equity Incentive Plans. The Corporation established and the shareholders approved the 2013 Plan, the 2010 Plan and the 2006 Plan for directors, advisory directors, directors emeriti, officers and employees of the Corporation and its subsidiary. The 2013 Plan authorizes 300,000 stock options and 300,000 shares of restricted stock. The 2013 Plan also provides that no person may be granted more than 60,000 stock options or 45,000 shares of restricted stock in any one year. The 2010 Plan authorizes 586,250 stock options and 288,750 shares of restricted stock. The 2010 Plan also provides that no person may be granted more than 117,250 stock options or 43,312 shares of restricted stock in any one year. The 2006 Plan authorizes 365,000 stock options and 185,000 shares of restricted stock. The 2006 Plan also provides that no person may be granted more than 73,000 stock options or 27,750 shares of restricted stock in any one year. Equity Incentive Plan - Stock Options. Under the 2013 Plan, the 2010 Plan and 2006 Plan (collectively, “the Plans”), options may not be granted at a price less than the fair market value at the date of the grant. Options typically vest over a five -year or shorter period as long as the director, advisory director, director emeritus, officer or employee remains in service to the Corporation. The options are exercisable after vesting for up to the remaining term of the original grant. The maximum term of the options granted is 10 years . The fair value of each option grant is estimated on the date of the grant using the Black-Scholes option valuation model with the following assumptions. The expected volatility is based on implied volatility from historical common stock closing prices for the prior 84 months. The expected dividend yield is based on the most recent quarterly dividend on an annualized basis. The expected term is based on the historical experience of all fully vested stock option grants and is reviewed annually. The risk-free interest rate is based on the U.S. Treasury note rate with a term similar to the underlying stock option on the particular grant date. Fiscal 2015 Fiscal 2014 Fiscal 2013 Expected volatility 53.7 % 55.1 % 55.2 % Weighted-average volatility 53.7 % 55.1 % 55.2 % Expected dividend yield 3.0 % 2.6 % 1.2 % Expected term (in years) 7.2 7.7 7.7 Risk-free interest rate 2.2 % 2.3 % 1.2 % In fiscal 2015, there were 369,000 options granted under the Plans with 50% vesting after two years of service and 50% vesting after four years of service and the weighted-average fair value of the options granted as of the grant date was $6.06 per option. Also in fiscal 2015, 52,500 options were exercised and 3,000 options were forfeited. In fiscal 2014, there were 20,000 options granted under the Plans with 50% vesting after two years of service and 50% vesting after four years of service and the weighted-average fair value of the options granted as of the grant date was $6.80 per option. Also in fiscal 2014, 52,500 options were exercised and 31,300 options were forfeited. In fiscal 2013, there were 20,000 options granted under the Plans with with 50% vesting after two years of service and 50% vesting after four years of service and the weighted-average fair value of the options granted as of the grant date was $8.35 per option. Also in fiscal 2013, 42,000 options were exercised and 24,000 options were forfeited. As of June 30, 2015 and 2014, there were 133,750 options and 499,750 options, respectively, available for future grants under the Plans. The following tables summarize the stock option activity in the Plans during the years ended June 30, 2015, 2014 and 2013: Options Shares Weighted- Weighted- Aggregate Outstanding at June 30, 2012 757,800 $ 12.13 Granted 20,000 $ 16.47 Exercised (42,000 ) $ 7.03 Forfeited (24,000 ) $ 7.41 Outstanding at June 30, 2013 711,800 $ 12.71 6.43 $ 4,429 Vested and expected to vest at June 30, 2013 668,900 $ 12.99 6.32 $ 4,100 Exercisable at June 30, 2013 497,300 $ 14.62 5.71 $ 2,785 Outstanding at June 30, 2013 711,800 $ 12.71 Granted 20,000 $ 15.14 Exercised (52,500 ) $ 7.34 Forfeited (31,300 ) $ 20.64 Outstanding at June 30, 2014 648,000 $ 12.84 5.55 $ 3,680 Vested and expected to vest at June 30, 2014 603,400 $ 13.13 5.42 $ 3,386 Exercisable at June 30, 2014 425,000 $ 14.89 4.60 $ 2,212 Outstanding at June 30, 2014 648,000 $ 12.84 Granted 369,000 $ 14.59 Exercised (52,500 ) $ 7.19 Forfeited (3,000 ) $ 7.43 Outstanding at June 30, 2015 961,500 $ 13.83 6.35 $ 4,578 Vested and expected to vest at June 30, 2015 881,700 $ 13.76 6.09 $ 4,412 Exercisable at June 30, 2015 562,500 $ 13.24 4.34 $ 3,750 As of June 30, 2015 and 2014, there was $2.1 million and $392,000 of unrecognized compensation expense, respectively, related to unvested share-based compensation arrangements with respect to stock options issued under the Plans. The expense is expected to be recognized over a weighted-average period of 3.2 years and 1.0 year , respectively. The forfeiture rate during fiscal 2015 and 2014 was 20 percent for both periods, and was calculated by using the historical forfeiture experience of all fully vested stock option grants and is reviewed annually. Equity Incentive Plan – Restricted Stock. The Corporation used 300,000 shares, 288,750 shares and 185,000 shares of its treasury stock to fund the 2013 Plan, the 2010 Plan and the 2006 Plan, respectively. Awarded shares typically vest over a five -year or shorter period as long as the director, advisory director, director emeriti, officer or employee remains in service to the Corporation. Once vested, a recipient of restricted stock will have all rights of a shareholder, including the power to vote and the right to receive dividends. The Corporation recognizes compensation expense for the restricted stock awards based on the fair value of the shares at the award date. In fiscal 2015, a total of 185,000 shares of restricted stock were awarded with 50% vesting after two years of service and 50% vesting after four years of service, while 65,000 shares were vested and distributed and 1,500 shares were forfeited. In fiscal 2014, a total of 15,000 shares of restricted stock were awarded with 50% vesting after two years of service and 50% vesting after four years of service, while no shares were vested or distributed and 5,750 shares were forfeited. In fiscal 2013, no restricted stock was awarded, while 73,050 shares were vested and distributed and 1,500 shares were forfeited. As of June 30, 2015 and 2014, there were 276,850 and 460,350 shares, respectively, available for future awards. The following table summarizes the restricted stock activity in the years ended June 30, 2015, 2014 and 2013: Unvested Shares Shares Weighted-Average Unvested at June 30, 2012 146,800 $ 7.13 Awarded — $ — Vested (73,050 ) $ 7.19 Forfeited (1,500 ) $ 7.07 Unvested at June 30, 2013 72,250 $ 7.07 Expected to vest at June 30, 2013 57,800 $ 7.07 Unvested at June 30, 2013 72,250 $ 7.07 Awarded 15,000 $ 13.96 Vested — $ — Forfeited (5,750 ) $ 7.07 Unvested at June 30, 2014 81,500 $ 8.34 Expected to vest at June 30, 2014 65,200 $ 8.34 Unvested at June 30, 2014 81,500 $ 8.34 Awarded 185,000 $ 13.30 Vested (65,000 ) $ 7.07 Forfeited (1,500 ) $ 7.07 Unvested at June 30, 2015 200,000 $ 13.35 Expected to vest at June 30, 2015 160,000 $ 13.35 As of June 30, 2015 and 2014, the unrecognized compensation expense was $2.2 million and $472,000 , respectively, related to unvested share-based compensation arrangements with respect to restricted stock issued under the Plans, and reported as a reduction to stockholders’ equity. This expense is expected to be recognized over a weighted-average period of 3.2 years and 2.1 years , respectively. Similar to stock options, a forfeiture rate of 20 percent has been applied to the restricted stock compensation expense calculations in fiscal 2015 and 2014. For the fiscal years ended June 30, 2015, 2014 and 2013, the fair value of shares vested and distributed was $1.1 million , $0 and $1.1 million , respectively. Stock Option Plans. The Corporation established the 2003 Stock Option Plan and the 1996 Stock Option Plan (collectively, the “Stock Option Plans”) for key employees and eligible directors under which options to acquire up to 352,500 shares and 1.15 million shares of common stock, respectively, may be granted. Under the Stock Option Plans, stock options may not be granted at a price less than the fair market value at the date of the grant. Stock options typically vest over a five -year period on a pro-rata basis as long as the employee or director remains in service to the Corporation. The stock options are exercisable after vesting for up to the remaining term of the original grant. The maximum term of the stock options granted is 10 years . The fair value of each stock option grant is estimated on the date of the grant using the Black-Scholes option valuation model with the following assumptions. The expected volatility is based on implied volatility from historical common stock closing prices for the prior 84 months. The expected dividend yield is based on the most recent quarterly dividend on an annualized basis. The expected term is based on the historical experience of all fully vested stock option grants and is reviewed annually. The risk-free interest rate is based on the U.S. Treasury note rate with a term similar to the underlying stock option on the particular grant date. In fiscal 2015, 2014 and 2013, there was no activity under the Stock Option Plans, except forfeitures of 25,000 shares, 317,700 shares and 7,500 shares, respectively. As of June 30, 2015 and 2014, there were no stock options available for future grants under the Stock Option Plans. The remaining available stock options under the 2003 Stock Option Plan and the 1996 Stock Option Plan expired in November 2013 and January 2007, respectively. The following is a summary of the activity in the Stock Option Plans for the years ended June 30, 2015, 2014 and 2013: Options Shares Weighted- Weighted- Aggregate Outstanding at June 30, 2012 420,200 $ 24.11 Granted — $ — Exercised — $ — Forfeited (7,500 ) $ 13.67 Outstanding at June 30, 2013 412,700 $ 24.30 1.51 $ — Vested and expected to vest at June 30, 2013 412,700 $ 24.30 1.51 $ — Exercisable at June 30, 2013 412,700 $ 24.30 1.51 $ — Outstanding at June 30, 2013 412,700 $ 24.30 Granted — $ — Exercised — $ — Forfeited (317,700 ) $ 24.58 Outstanding at June 30, 2014 95,000 $ 23.33 2.06 $ — Vested and expected to vest at June 30, 2014 95,000 $ 23.33 2.06 $ — Exercisable at June 30, 2014 95,000 $ 23.33 2.06 $ — Outstanding at June 30, 2014 95,000 $ 23.33 Granted — $ — Exercised — $ — Forfeited (25,000 ) $ 24.80 Outstanding at June 30, 2015 70,000 $ 22.81 1.69 $ — Vested and expected to vest at June 30, 2015 70,000 $ 22.81 1.69 $ — Exercisable at June 30, 2015 70,000 $ 22.81 1.69 $ — As of June 30, 2015 and 2014, there was no unrecognized compensation expense.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share (“EPS”) excludes dilution and is computed by dividing income available to common shareholders by the weighted-average number of shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that would then share in the earnings of the Corporation. As of June 30, 2015, 2014 and 2013, there were outstanding options to purchase 1.0 million shares, 743,000 shares and 1.1 million shares of the Corporation’s common stock, respectively, of which 224,000 shares, 269,000 shares and 606,500 shares, respectively, were excluded from the diluted EPS computation as their effect was anti-dilutive. As of June 30, 2015, 2014 and 2013, there were outstanding restricted stock awards of 200,000 shares, 81,500 shares and 72,250 shares, respectively. The following table provides the basic and diluted EPS computations for the fiscal years ended June 30, 2015, 2014 and 2013, respectively: (Dollars in Thousands, Except Share Amount) For the Year Ended June 30, 2015 Income (Numerator) Shares (Denominator) Per-Share Amount Basic EPS $ 9,803 8,996,952 $ 1.09 Effect of dilutive shares: Stock options 115,341 Restricted stock 61,564 Diluted EPS $ 9,803 9,173,857 $ 1.07 (Dollars in Thousands, Except Share Amount) For the Year Ended June 30, 2014 Income (Numerator) Shares (Denominator) Per-Share Amount Basic EPS $ 6,606 9,926,323 $ 0.67 Effect of dilutive shares: Stock options 153,219 Restricted stock 31,243 Diluted EPS $ 6,606 10,110,785 $ 0.65 (Dollars in Thousands, Except Share Amount) For the Year Ended June 30, 2013 Income (Numerator) Shares (Denominator) Per-Share Amount Basic EPS $ 25,797 10,601,145 $ 2.43 Effect of dilutive shares: Stock options 160,861 Restricted stock 73,194 Diluted EPS $ 25,797 10,835,200 $ 2.38

Commitments and Contingencies C

Commitments and Contingencies Commitments and Contingencies	12 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Periodically, there have been various claims and lawsuits involving the Corporation, such as claims to enforce liens, condemnation proceedings on properties in which the Corporation holds security interests, claims involving the making and servicing of real property loans and other issues in the ordinary course of and incident to the Corporation’s business. The Corporation is not a party to any pending legal proceedings that it believes would have a material adverse effect on the financial condition, operations or cash flows of the Corporation, except as set forth below. On December 17, 2012, a lawsuit was filed against the Bank claiming damages, restitution and injunctive relief for alleged misclassification of certain employees as exempt rather than non-exempt, the resulting failure to pay appropriate overtime compensation, to provide meal and rest periods, to pay waiting penalties and to provide accurate wage statements. The plaintiff seeks unspecified monetary relief. The Bank believes that there are substantial defenses to this lawsuit and has defended vigorously. The Bank has an outstanding $275,000 litigation reserve in the event the Bank is subjected to an unfavorable litigation result. The Corporation conducts a portion of its operations in leased facilities and has maintenance contracts under non-cancelable agreements classified as operating leases. The following is a schedule of the Corporation’s operating lease obligations: Amount Year Ending June 30, (In Thousands) 2016 $ 2,107 2017 1,455 2018 964 2019 629 2020 168 Thereafter 37 Total minimum payments required $ 5,360 Lease expense under operating leases was approximately $2.3 million , $2.4 million and $2.2 million for the years ended June 30, 2015, 2014 and 2013, respectively. The Bank sold single-family mortgage loans to unrelated third parties with standard representation and warranty provisions in the ordinary course of its mortgage banking activities. Under these provisions, the Bank is required to repurchase any previously sold loan for which the representations or warranties of the Bank prove to be inaccurate, incomplete or misleading. In the event of a borrower default or fraud, pursuant to a breeched representation or warranty, the Bank may be required to reimburse the investor for any losses suffered. As of June 30, 2015, the Bank maintained a recourse liability related to these representations and warranties of $456,000 , which consisted of $300,000 in non-contingent recourse liability and $156,000 in contingent recourse liability. This compares to a recourse liability of $584,000 at June 30, 2014, comprised of $300,000 in non-contingent recourse liability and $284,000 in contingent recourse liability. In addition, the Bank maintained a recourse liability of $267,000 and $274,000 at June 30, 2015 and 2014, respectively, for loans sold to the FHLB – San Francisco under the MPF program, and a recourse liability of $45,000 and $46,000 at June 30, 2015 and 2014, respectively, for lender paid FHA mortgage insurance commitments. In the ordinary course of business, the Corporation enters into contracts with third parties under which the third parties provide services on behalf of the Corporation. In many of these contracts, the Corporation agrees to indemnify the third party service provider under certain circumstances. The terms of the indemnity vary from contract to contract and the amount of the indemnification liability, if any, cannot be determined. The Corporation also enters into other contracts and agreements; such as, loan sale agreements, litigation settlement agreements, confidentiality agreements, loan servicing agreements, leases and subleases, among others, in which the Corporation agrees to indemnify third parties for acts by the Corporation’s agents, assignees and/or sub-lessees, and employees. Due to the nature of these indemnification provisions, the Corporation cannot calculate its aggregate potential exposure. Pursuant to their bylaws, the Corporation and its subsidiaries provide indemnification to directors, officers and, in some cases, employees and agents against certain liabilities incurred as a result of their service on behalf of or at the request of the Corporation and its subsidiaries. It is not possible for the Corporation to determine the aggregate potential exposure resulting from the obligation to provide this indemnity.

Derivative and Other Financial

Derivative and Other Financial Instruments with Off-Balance Sheet Risks	12 Months Ended
	Jun. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative and Other Financial Instruments with Off-Balance Sheet Risks	Derivative and Other Financial Instruments with Off-Balance Sheet Risks The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of June 30, 2015 and 2014, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $144.3 million and $134.8 million , respectively. The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below: Commitments June 30, June 30, (Dollars In Thousands) Undisbursed loan funds – Construction loans $ 3,359 $ 1,090 Undisbursed lines of credit – Mortgage loans 414 616 Undisbursed lines of credit – Commercial business loans 822 1,222 Undisbursed lines of credit – Consumer loans 708 774 Commitments to extend credit on loans to be held for investment 4,745 2,247 Total $ 10,048 $ 5,949 In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, TBA MBS trades, put option contracts and call option contracts are recorded at fair value on the Consolidated Statements of Financial Condition. At June 30, 2015, $2.6 million was included in other assets and $208,000 was included in other liabilities; at June 30, 2014, $2.6 million was included in other assets and $1.4 million was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in the Consolidated Statements of Operations. The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the years ended June 30, 2015 and 2014: For the Year Ended (In Thousands) 2015 2014 Balance, beginning of the year $ 61 $ 115 Provision (recovery) 15 (54 ) Balance, end of the year $ 76 $ 61 The net impact of derivative financial instruments on the gain on sale of loans contained in the Consolidated Statements of Operations for the years ended June 30, 2015, 2014 and 2013 was as follows: (In Thousands) For the Year Ended June 30, Derivative Financial Instruments 2015 2014 2013 Commitments to extend credit on loans to be held for sale $ (1,067 ) $ 3,598 $ (5,013 ) Mandatory loan sale commitments and TBA MBS trades 2,169 (8,233 ) 8,121 Option contracts (168 ) (18 ) 214 Total net gain (loss) $ 934 $ (4,653 ) $ 3,322 The outstanding derivative financial instruments at the dates indicated were as follows: (In Thousands) June 30, 2015 June 30, 2014 Derivative Financial Instruments Amount Fair Amount Fair Commitments to extend credit on loans to be held for sale (1) $ 139,565 $ 1,499 $ 132,567 $ 2,566 Best efforts loan sale commitments (36,908 ) — (18,069 ) — Mandatory loan sale commitments and TBA MBS trades (320,197 ) 741 (258,021 ) (1,428 ) Option contracts 4,000 192 (10,000 ) — Total $ (213,540 ) $ 2,432 $ (153,523 ) $ 1,138 (1) Net of 26.9% at June 30, 2015 and 28.0% at June 30, 2014 of commitments, which management has estimated may not fund.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	12 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Corporation adopted ASC 820, “Fair Value Measurements and Disclosures,” and elected the fair value option pursuant to ASC 825, “Financial Instruments” on loans originated for sale by PBM. ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. ASC 825 permits entities to elect to measure many financial instruments and certain other assets and liabilities at fair value on an instrument-by-instrument basis (the “Fair Value Option”) at specified election dates. At each subsequent reporting date, an entity is required to report unrealized gains and losses on items in earnings for which the fair value option has been elected. The objective of the Fair Value Option is to improve financial reporting by providing entities with the opportunity to mitigate volatility in reported earnings caused by measuring related assets and liabilities differently without having to apply complex hedge accounting provisions. The following table describes the difference at the dates indicated between the aggregate fair value and the aggregate unpaid principal balance of loans held for investment at fair value and loans held for sale at fair value: (In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized Gain As of June 30, 2015: Loans held for investment, at fair value $ 4,518 $ 4,495 $ 23 Loans held for sale, at fair value $ 224,715 $ 219,143 $ 5,572 As of June 30, 2014: Loans held for sale, at fair value $ 158,883 $ 152,192 $ 6,691 ASC 820-10-65-4, “Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly,” provides additional guidance for estimating fair value in accordance with ASC 820, “Fair Value Measurements,” when the volume and level of activity for the asset or liability have significantly decreased. ASC 820 establishes a three-level valuation hierarchy that prioritizes inputs to valuation techniques used in fair value calculations. The three levels of inputs are defined as follows: Level 1 - Unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 - Observable inputs other than Level 1 such as: quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or other inputs that are observable or can be corroborated to observable market data for substantially the full term of the asset or liability. Level 3 - Unobservable inputs for the asset or liability that use significant assumptions, including assumptions of risks. These unobservable assumptions reflect the Corporation’s estimate of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of pricing models, discounted cash flow models and similar techniques. ASC 820 requires the Corporation to maximize the use of observable inputs and minimize the use of unobservable inputs. If a financial instrument uses inputs that fall in different levels of the hierarchy, the instrument will be categorized based upon the lowest level of input that is significant to the fair value calculation. The Corporation’s financial assets and liabilities measured at fair value on a recurring basis consist of investment securities, loans held for investment carried at fair value, loans held for sale at fair value, interest-only strips and derivative financial instruments; while non-performing loans, MSA and real estate owned are measured at fair value on a nonrecurring basis. Investment securities are primarily comprised of U.S. government agency MBS, U.S. government sponsored enterprise MBS, a privately issued CMO and common stock of a community development financial institution. The Corporation utilizes quoted prices in active and less than active markets for similar securities for its fair value measurement of MBS and debt securities (Level 2), broker price indications for similar securities in non-active markets for its fair value measurement of the CMO (Level 3) and a relative value analysis for the common stock in non-active markets (Level 3). Derivative financial instruments are comprised of commitments to extend credit on loans to be held for sale, mandatory loan sale commitments, TBA MBS trades and option contracts. The fair value of TBA MBS trades is determined using quoted secondary-market prices (Level 2). The fair values of other derivative financial instruments are determined by quoted prices for a similar commitment or commitments, adjusted for the specific attributes of each commitment (Level 3). Loans held for investment at fair value are primarily single-family loans which have been transferred from held for sale. The fair value is determined, when possible, using quoted secondary-market prices such as mandatory loan sale commitments, observable market prices or current appraised value of the underlying collateral. If no such quoted price exists, the fair value of a loan is determined by quoted prices for a similar loan or loans, adjusted for the specific attributes of each loan (Level 2). Loans held for sale at fair value are primarily single-family loans. The fair value is determined, when possible, using quoted secondary-market prices such as mandatory loan sale commitments. If no such quoted price exists, the fair value of a loan is determined by quoted prices for a similar loan or loans, adjusted for the specific attributes of each loan (Level 2). Non-performing loans are loans which are inadequately protected by the current net worth and paying capacity of the borrowers or of the collateral pledged. The non-performing loans are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. The fair value of a non-performing loan is determined based on an observable market price or current appraised value of the underlying collateral. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the borrower. For non-performing loans which are restructured loans, the fair value is derived from discounted cash flow analysis (Level 3), except those which are in the process of foreclosure or 90 days delinquent for which the fair value is derived from the appraised value of its collateral (Level 2). For other non-performing loans which are not restructured loans, other than non-performing commercial real estate loans, the fair value is derived from relative value analysis: historical experience and management estimates by loan type for which collectively evaluated allowances are assigned (Level 3), or the appraised value of its collateral for loans which are in the process of foreclosure or where borrowers file bankruptcy, for which the charge-off will occur when the loan becomes 60 days delinquent (Level 2). For non-performing commercial real estate loans, the fair value is derived from the appraised value of its collateral (Level 2). Non-performing loans are reviewed and evaluated on at least a quarterly basis for additional allowance and adjusted accordingly, based on the same factors identified above. This loss is not recorded directly as an adjustment to current earnings or other comprehensive income (loss), but rather as a component in determining the overall adequacy of the allowance for loan losses. These adjustments to the estimated fair value of non-performing loans may result in increases or decreases to the provision for loan losses recorded in current earnings. The Corporation uses the amortization method for its MSA, which amortizes the MSA in proportion to and over the period of estimated net servicing income and assesses the MSA for impairment based on fair value at each reporting date. The fair value of MSA is calculated using the present value method; which includes a third party’s prepayment projections of similar instruments, weighted-average coupon rates and the estimated average life (Level 3). The rights to future income from serviced loans that exceed contractually specified servicing fees are recorded as interest-only strips. The fair value of interest-only strips is calculated using the same assumptions that are used to value the related MSA (Level 3). The fair value of real estate owned is derived from the lower of the appraised value at the time of foreclosure or the listing price, net of estimated disposition costs (Level 2). The Corporation’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Corporation’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. The following fair value hierarchy table presents information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at June 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities: U.S. government agency MBS $ — $ 7,906 $ — $ 7,906 U.S. government sponsored enterprise MBS — 5,387 — 5,387 Private issue CMO — — 717 717 Common stock - community development financial institution — — 151 151 Investment securities — 13,293 868 14,161 Loans held for investment, at fair value — 4,518 — 4,518 Loans held for sale, at fair value — 224,715 — 224,715 Interest-only strips — — 63 63 Derivative assets: Commitments to extend credit on loans to be held for sale — — 1,636 1,636 TBA MBS trades — 812 — 812 Option contracts — — 192 192 Derivative assets — 812 1,828 2,640 Total assets $ — $ 243,338 $ 2,759 $ 246,097 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 137 $ 137 Mandatory loan sale commitments — — 71 71 Derivative liabilities — — 208 208 Total liabilities $ — $ — $ 208 $ 208 Fair Value Measurement at June 30, 2014 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities: U.S. government agency MBS $ — $ 9,109 $ — $ 9,109 U.S. government sponsored enterprise MBS — 6,385 — 6,385 Private issue CMO — — 853 853 Investment securities — 15,494 853 16,347 Loans held for sale, at fair value — 158,883 — 158,883 Interest-only strips — — 62 62 Derivative assets: Commitments to extend credit on loans to be held for sale — — 2,570 2,570 Derivative assets — — 2,570 2,570 Total assets $ — $ 174,377 $ 3,485 $ 177,862 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 4 $ 4 Mandatory loan sale commitments — — 93 93 TBA MBS trades — 1,335 — 1,335 Derivative liabilities — 1,335 97 1,432 Total liabilities $ — $ 1,335 $ 97 $ 1,432 The following is a reconciliation of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Consolidated Statements of Financial Condition using Level 3 inputs: Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Common stock (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2014 $ 853 $ — $ 62 $ 2,566 $ (93 ) $ — $ 3,388 Total gains or losses (realized/unrealized): Included in earnings — — — (1,067 ) (15 ) (168 ) (1,250 ) Included in other comprehensive loss (3 ) (99 ) 1 — — — (101 ) Purchases — 250 — — — 932 1,182 Issuances — — — — — — — Settlements (133 ) — — — 37 (572 ) (668 ) Transfers in and/or out of Level 3 — — — — — — — Ending balance at June 30, 2015 $ 717 $ 151 $ 63 $ 1,499 $ (71 ) $ 192 $ 2,551 (1) Common stock - community development financial institution. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Interest- Only Strips Loan Commit- ments to Originate (1) Manda- tory Commit- ments (2) Option Contracts Total Beginning balance at June 30, 2013 $ 1,019 $ 98 $ (1,032 ) $ 83 $ 589 $ 757 Total gains or losses (realized/unrealized): Included in earnings — — 3,598 (207 ) (18 ) 3,373 Included in other comprehensive loss 28 (36 ) — — — (8 ) Purchases — — — — 603 603 Issuances — — — — — — Settlements (194 ) — — 31 (1,174 ) (1,337 ) Transfers in and/or out of Level 3 — — — — — — Ending balance at June 30, 2014 $ 853 $ 62 $ 2,566 $ (93 ) $ — $ 3,388 (1) Consists of commitments to extend credit on loans to be held for sale. (2) Consists of mandatory loan sale commitments. The following fair value hierarchy table presents information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at June 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 11,816 $ 2,130 $ 13,946 Mortgage servicing assets — — 269 269 Real estate owned, net — 2,398 — 2,398 Total $ — $ 14,214 $ 2,399 $ 16,613 Fair Value Measurement at June 30, 2014 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 10,910 $ 5,026 $ 15,936 Mortgage servicing assets — — 241 241 Real estate owned, net — 2,467 — 2,467 Total $ — $ 13,377 $ 5,267 $ 18,644 The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of June 30, 2015: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available-for sale: Private issue CMO $ 717 Market comparable pricing Comparability adjustment 0.1% - 1.5% (1.2%) Increase Securities available-for sale: Common stock (3) $ 151 Relative value analysis Adjusted book value $ 38.6 million Increase Non-performing loans $ 89 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 2,041 Relative value analysis Loss severity 20.0% - 38.0% (21.3%) Decrease Mortgage servicing assets $ 269 Discounted cash flow Prepayment speed (CPR) Discount rate 10.1% - 60.0% (19.0%) Decrease Interest-only strips $ 63 Discounted cash flow Prepayment speed (CPR) Discount rate 16.0% - 24.0% (18.0%) Decrease Commitments to extend credit on loans to be held for sale $ 1,636 Relative value analysis TBA MBS broker quotes Fall-out ratio (4) 97.5% – 104.5% Decrease Option contracts $ 192 Relative value analysis Broker quotes 126.2% of par Increase Liabilities: Commitments to extend credit on loans to be held for sale $ 137 Relative value analysis TBA MBS broker quotes Fall-out ratio (4) 99.4% – 104.0% Increase Mandatory loan sale commitments $ 71 Relative value analysis Investor quotes TBA MBS broker quotes Roll-forward costs (5) 100.6% - 103.3% (102.7%) of par Increase (1) The range is based on the historical estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) Common stock of a community development financial institution. (4) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (5) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner. The significant unobservable inputs used in the fair value measurement of the Corporation’s assets and liabilities include the following: CMO offered quotes, prepayment speeds, discount rates, TBA MBS quotes, fallout ratios, investor quotes and roll-forward costs, among others. Significant increases or decreases in any of these inputs in isolation could result in significantly lower or higher fair value measurement. The various unobservable inputs used to determine valuations may have similar or diverging impacts on valuation. The carrying amount and fair value of the Corporation’s other financial instruments as of June 30, 2015 and 2014 were as follows: June 30, 2015 (In Thousands) Carrying Fair Financial assets: Loans held for investment, not recorded at fair value $ 809,716 $ 815,385 $ — $ — $ 815,385 FHLB – San Francisco stock $ 8,094 $ 8,094 $ — $ 8,094 $ — Financial liabilities: Deposits $ 924,086 $ 895,664 $ — $ — $ 895,664 Borrowings $ 91,367 $ 93,219 $ — $ — $ 93,219 June 30, 2014 (In Thousands) Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Loans held for investment, not recorded at fair value $ 772,141 $ 778,851 $ — $ — $ 778,851 FHLB – San Francisco stock $ 7,056 $ 7,056 $ — $ 7,056 $ — Financial liabilities: Deposits $ 897,870 $ 875,440 $ — $ — $ 875,440 Borrowings $ 41,431 $ 44,424 $ — $ — $ 44,424 Loans held for investment, not recorded at fair value: For loans that reprice frequently at market rates, the carrying amount approximates the fair value. For fixed-rate loans, the fair value is determined by either (i) discounting the estimated future cash flows of such loans over their estimated remaining contractual maturities using a current interest rate at which such loans would be made to borrowers, or (ii) quoted market prices. The allowance for loan losses is subtracted as an estimate of the underlying credit risk. FHLB – San Francisco stock: The carrying amount reported for FHLB – San Francisco stock approximates fair value. When redeemed, the Corporation will receive an amount equal to the par value of the stock. Deposits: The fair value of time deposits is estimated using a discounted cash flow calculation. The discount rate is based upon rates currently offered for deposits of similar remaining maturities. The fair value of transaction accounts (checking, money market and savings accounts) is based on management estimates, consistent with current market conditions. Borrowings: The fair value of borrowings has been estimated using a discounted cash flow calculation. The discount rate on such borrowings is based upon rates currently offered for borrowings of similar remaining maturities. The Corporation has various processes and controls in place to ensure that fair value is reasonably estimated. The Corporation generally determines fair value of their Level 3 assets and liabilities by using internally developed models which primarily utilize discounted cash flow techniques and prices obtained from independent management services or brokers. The Corporation performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. The fair values of investment securities, commitments to extend credit on loans held for sale, mandatory commitments and option contracts are determined from the independent management services or brokers; while the fair value of MSA and interest-only strips are determined using the internally developed models which are based on discounted cash flow analysis. The fair value of non-performing loans is determined by calculating discounted cash flows, relative value analysis or collateral value, less selling costs. While the Corporation believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. During the fiscal year ended June 30, 2015, there were no significant changes to the Corporation’s valuation techniques that had, or are expected to have, a material impact on its consolidated financial position or results of operations.

Reportable Segments

Reportable Segments	12 Months Ended
	Jun. 30, 2015
Segment Reporting [Abstract]
Reportable Segments	Reportable Segments The segment reporting is organized consistent with the Corporation’s executive summary and operating strategy. The business activities of the Corporation consist primarily of the Bank and PBM, a division of the Bank. The Bank's operations primarily consist of accepting deposits from customers within the communities surrounding the Bank’s full service offices and investing those funds in single-family, multi-family, commercial real estate, construction, commercial business, consumer and other mortgage loans. PBM operations primarily consist of the origination, purchase and sale of mortgage loans secured by single-family residences. The following table and discussion explain the results of the Corporation’s two major reportable segments, the Bank and PBM. The following tables illustrate the Corporation’s operating segments for the fiscal years ended June 30, 2015, 2014 and 2013, respectively: For the Year Ended June 30, 2015 (In Thousands) Provident Provident Consolidated Net interest income $ 28,105 $ 5,170 $ 33,275 Recovery from the allowance for loan losses (1,287 ) (100 ) (1,387 ) Net interest income, after recovery from the allowance for loan losses 29,392 5,270 34,662 Non-interest income: Loan servicing and other fees 361 724 1,085 Gain on sale of loans, net 36 34,174 34,210 Deposit account fees 2,412 — 2,412 Gain (loss) on sale and operations of real estate owned 304 (22 ) 282 Card and processing fees 1,406 — 1,406 Other 992 — 992 Total non-interest income 5,511 34,876 40,387 Non-interest expense: Salaries and employee benefits 18,295 23,323 41,618 Premises and occupancy 2,944 1,722 4,666 Operating and administrative expenses 4,602 7,083 11,685 Total non-interest expense 25,841 32,128 57,969 Income before taxes 9,062 8,018 17,080 Provision for income taxes 3,906 3,371 7,277 Net income $ 5,156 $ 4,647 $ 9,803 Total assets, end of period $ 949,490 $ 225,065 $ 1,174,555 (In Thousands) Year Ended June 30, 2014 Provident Net interest income $ 26,734 $ 3,989 $ 30,723 Recovery from the allowance for loan losses (3,080 ) (300 ) (3,380 ) Net interest income, after recovery from the allowance for loan losses 29,814 4,289 34,103 Non-interest income: Loan servicing and other fees 504 573 1,077 Gain on sale of loans, net 411 25,388 25,799 Deposit account fees 2,469 — 2,469 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 15 3 18 Card and processing fees 1,370 — 1,370 Other 942 — 942 Total non-interest income 5,711 25,964 31,675 Non-interest expense: Salaries and employee benefits 15,435 22,609 38,044 Premises and occupancy 2,601 1,867 4,468 Operating and administrative expenses 4,272 7,384 11,656 Total non-interest expenses 22,308 31,860 54,168 Income (loss) before income taxes 13,217 (1,607 ) 11,610 Provision (benefit) for income taxes 5,629 (625 ) 5,004 Net income (loss) $ 7,588 $ (982 ) $ 6,606 Total assets, end of fiscal year $ 946,260 $ 159,369 $ 1,105,629 (In Thousands) Year Ended June 30, 2013 Provident Net interest income $ 27,835 $ 5,522 $ 33,357 Recovery from the allowance for loan losses (1,229 ) (270 ) (1,499 ) Net interest income, after recovery from the allowance for loan losses 29,064 5,792 34,856 Non-interest income: Loan servicing and other fees 903 190 1,093 (Loss) gain on sale of loans, net (84 ) 68,577 68,493 Deposit account fees 2,449 — 2,449 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 703 213 916 Card and processing fees 1,292 — 1,292 Other 957 — 957 Total non-interest income 6,220 68,980 75,200 Non-interest expense: Salaries and employee benefits 17,745 32,705 50,450 Premises and occupancy 2,705 1,727 4,432 Operating and administrative expenses 4,636 7,825 12,461 Total non-interest expenses 25,086 42,257 67,343 Income before income taxes 10,198 32,515 42,713 Provision for income taxes 3,245 13,671 16,916 Net income $ 6,953 $ 18,844 $ 25,797 Total assets, end of fiscal year $ 1,022,413 $ 188,628 $ 1,211,041 The information above was derived from the internal management reporting system used by management to measure performance of the segments. The Corporation’s internal transfer pricing arrangements determined by management primarily consist of the following: 1. Borrowings for PBM are indexed monthly to the higher of the three -month FHLB – San Francisco advance rate on the first Friday of the month plus 50 basis points or the Bank’s cost of funds for the prior month. 2. PBM receives servicing released premiums for new loans transferred to the Bank’s loans held for investment. The servicing released premiums in the fiscal years ended June 30, 2015, 2014 and 2013 were $508,000 , $216,000 and $73,000 , respectively. 3. PBM receives a discount (loss on sale of loans) or a premium (gain on sale of loans) for the new loans transferred to the Bank’s loans held for investment. The (loss) gain on sale of loans in the fiscal years ended June 30, 2015, 2014 and 2013 was $(106,000) , $12,000 and $16,000 , respectively. 4. Loan servicing costs are charged to PBM by the Bank based on the number of loans held for sale at fair value multiplied by a fixed fee which is subject to management’s review. The loan servicing costs in the fiscal years ended June 30, 2015, 2014 and 2013 were $109,000 , $74,000 and $110,000 , respectively. 5. The Bank allocates quality assurance costs to PBM for its loan production, subject to management’s review. Quality assurance costs allocated to PBM in the fiscal years ended June 30, 2015, 2014 and 2013 were $370,000 , $360,000 and $321,000 , respectively. 6. The Bank allocates loan vault service costs to PBM for its loan production, subject to management’s review. The loan vault service costs allocated to PBM in the fiscal years ended June 30, 2015, 2014 and 2013 were $113,000 , $133,000 and $240,000 , respectively. 7. Office rents for PBM offices located in the Bank branches or offices are internally charged based on the square footage used. Office rents allocated to PBM in the fiscal years ended June 30, 2015, 2014 and 2013 were $193,000 , $194,000 and $186,000 , respectively. 8. A management fee, which is subject to regular review, is charged to PBM for services provided by the Bank. The management fee in the fiscal years ended June 30, 2015, 2014 and 2013 was $1.8 million , $1.9 million and $1.7 million , respectively.

Holding Company Condensed Finan

Holding Company Condensed Financial Information Holding Company Condensed Financial Information	12 Months Ended
	Jun. 30, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Holding Company Condensed Financial Information	Holding Company Condensed Financial Information This information should be read in conjunction with the other notes to the consolidated financial statements. The following is the condensed statements of financial condition for Provident Financial Holdings (Holding Company only) as of June 30, 2015 and 2014 and condensed statements of operations, comprehensive income and cash flows for the fiscal years ended June 30, 2015, 2014 and 2013. Immaterial restatement of prior year holding company condensed financial information: Subsequent to the issuance of the Corporation’s June 30, 2014 consolidated financial statements, management concluded that dividends received by the Holding Company from the Bank represent a return on investment rather than a return of investment and should be presented as cash from operating activities rather than cash from investing activities, to conform to ASC 230-10-45-16. The Corporation has determined that the restatement to correct for the error is immaterial to the financial statements for all respective prior periods. The impact of the restatement on the following line items within the condensed statements of operations is as follows for the years ended June 30, 2014 and 2013, respectively: (i) increase to dividend from Bank by $27.5 million and $10.0 million; and (ii) decrease to equity in undistributed earnings of the Bank by $27.5 million and $10.0 million. In addition, the impact of the restatement on the following line items within the condensed statements of cash flows is as follows for the years ended June 30, 2014 and 2013, respectively: (i) increase to equity in undistributed earnings of the Bank and to net cash flows from operating activities of $27.5 million and $10.0 million; and (ii) decrease to net cash flows from investing activities of $27.5 million and $10.0 million. Condensed Statements of Financial Condition June 30, (In Thousands) 2015 2014 Assets Cash and cash equivalents $ 14,829 $ 6,627 Investment in subsidiary 126,348 139,252 Other assets 20 19 $ 141,197 $ 145,898 Liabilities and Stockholders’ Equity Other liabilities $ 60 $ 36 Stockholders’ equity 141,137 145,862 $ 141,197 $ 145,898 Condensed Statements of Operations Year Ended June 30, (In Thousands) 2015 2014 2013 Dividend from the Bank $ 25,000 $ 27,500 $ 10,000 Interest and other income 57 20 9 Total income 25,057 27,520 10,009 General and administrative expenses 860 838 791 Earnings before income taxes and equity in undistributed earnings of the Bank 24,197 26,682 9,218 Income tax benefit (337 ) (337 ) (329 ) Earnings before equity in undistributed earnings of the Bank 24,534 27,019 9,547 Equity in undistributed earnings of the Bank (14,731 ) (20,413 ) 16,250 Net income $ 9,803 $ 6,606 $ 25,797 Condensed Statements of Comprehensive Income Year Ended June 30, (In Thousands) 2015 2014 2013 Net income $ 9,803 $ 6,606 $ 25,797 Other comprehensive income — — — Total comprehensive income $ 9,803 $ 6,606 $ 25,797 Condensed Statements of Cash Flows Year Ended June 30, (In Thousands) 2015 2014 2013 Cash flows from operating activities: Net income $ 9,803 $ 6,606 $ 25,797 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed earnings of the Bank 14,731 20,413 (16,250 ) (Increase) decrease in other assets (1 ) 40 20 Increase (decrease) in other liabilities 24 (203 ) 201 Net cash provided by operating activities 24,557 26,856 9,768 Cash flow from investing activities: Net cash provided by investing activities — — — Cash flow from financing activities: Exercise of stock options 380 385 296 Treasury stock purchases (12,680 ) (17,182 ) (8,959 ) Cash dividends (4,055 ) (3,964 ) (2,541 ) Net cash used for financing activities (16,355 ) (20,761 ) (11,204 ) Net increase (decrease) in cash and cash equivalents 8,202 6,095 (1,436 ) Cash and cash equivalents at beginning of year 6,627 532 1,968 Cash and cash equivalents at end of year $ 14,829 $ 6,627 $ 532

Quarterly Results of Operations

Quarterly Results of Operations (Unaudited) Quarterly Results of Operations (Unaudited)	12 Months Ended
	Jun. 30, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Results of Operations (Unaudited)	Quarterly Results of Operations (Unaudited) The following tables set forth the quarterly financial data for the fiscal years ended June 30, 2015 and 2014: For Fiscal Year 2015 (Dollars In Thousands, Except Per Share Amount) For the Fourth Third Second First Interest income $ 39,696 $ 10,594 $ 9,937 $ 9,656 $ 9,509 Interest expense 6,421 1,744 1,559 1,546 1,572 Net interest income 33,275 8,850 8,378 8,110 7,937 Recovery from the allowance for loan losses (1,387 ) (104 ) (111 ) (354 ) (818 ) Net interest income, after recovery from the allowance for loan losses 34,662 8,954 8,489 8,464 8,755 Non-interest income 40,387 10,511 11,269 9,497 9,110 Non-interest expense 57,969 15,150 15,168 13,912 13,739 Income before income taxes 17,080 4,315 4,590 4,049 4,126 Provision for income taxes 7,277 1,830 1,990 1,721 1,736 Net income $ 9,803 $ 2,485 $ 2,600 $ 2,328 $ 2,390 Basic earnings per share $ 1.09 $ 0.29 $ 0.29 $ 0.26 $ 0.26 Diluted earnings per share $ 1.07 $ 0.28 $ 0.29 $ 0.25 $ 0.25 For Fiscal Year 2014 (Dollars In Thousands, Except Per Share Amount) For the Fourth Quarter Third Quarter Second Quarter First Quarter Interest income $ 38,059 $ 9,272 $ 9,158 $ 9,513 $ 10,116 Interest expense 7,336 1,615 1,708 1,858 2,155 Net interest income 30,723 7,657 7,450 7,655 7,961 Recovery from the allowance for loan losses (3,380 ) (691 ) (849 ) (898 ) (942 ) Net interest income, after recovery from the allowance for loan losses 34,103 8,348 8,299 8,553 8,903 Non-interest income 31,675 9,557 6,791 7,144 8,183 Non-interest expense 54,168 14,214 12,553 12,871 14,530 Income before income taxes 11,610 3,691 2,537 2,826 2,556 Provision for income taxes 5,004 1,600 1,138 1,223 1,043 Net income $ 6,606 $ 2,091 $ 1,399 $ 1,603 $ 1,513 Basic earnings per share $ 0.67 $ 0.22 $ 0.14 $ 0.16 $ 0.15 Diluted earnings per share $ 0.65 $ 0.22 $ 0.14 $ 0.16 $ 0.14

Reclassification Adjustment of

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI")	12 Months Ended
	Jun. 30, 2015
Equity [Abstract]
Reclassification Adjustment of Accumulated Other Comprehensive Income (AOCI)	Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") The following table provides the changes in AOCI by component for the fiscal years ended June 30, 2015, 2014 and 2013: Unrealized Gains and Losses on (Dollars In Thousands, Net of Statutory Taxes) Investment Securities Available for Sale Interest-Only Strips Total Beginning balance at June 30, 2012 $ 552 $ 74 $ 626 Other comprehensive loss before reclassifications (54 ) (18 ) (72 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (54 ) (18 ) (72 ) Ending balance at June 30, 2013 498 56 554 Other comprehensive loss before reclassifications (147 ) (21 ) (168 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (147 ) (21 ) (168 ) Ending balance at June 30, 2014 351 35 386 Other comprehensive (loss) income before reclassifications (57 ) 2 (55 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive (loss) income (57 ) 2 (55 ) Ending balance at June 30, 2015 $ 294 $ 37 $ 331 There were no significant items reclassified out of AOCI for the fiscal years ended June 30, 2015, 2014 and 2013.

Offsetting Derivative and Other

Offsetting Derivative and Other Financial Instruments (Notes)	12 Months Ended
	Jun. 30, 2015
Offsetting [Abstract]
Offsetting Derivative and Other Financial Instruments [Text Block]	Offsetting Derivative and Other Financial Instruments The Corporation’s derivative transactions are generally governed by International Swaps and Derivatives Association Master Agreements and similar arrangements, which include provisions governing the offset of assets and liabilities between the parties. When the Corporation has more than one outstanding derivative transaction with a single counterparty, the offset provisions contained within these agreements generally allow the non-defaulting party the right to reduce its liability to the defaulting party by amounts eligible for offset, including the collateral received as well as eligible offsetting transactions with that counterparty, irrespective of the currency, place of payment, or booking office. The Corporation’s policy is to present its derivative assets and derivative liabilities on the Consolidated Statements of Financial Condition on a net basis for each type of derivative. The derivative assets and liabilities are comprised of mandatory loan sale commitments, TBA MBS trades and option contracts. The following tables present the gross and net amounts of derivative assets and liabilities and other financial instruments as reported in the Corporation’s Consolidated Statements of Financial Condition, and the gross amount not offset in the Corporation’s Consolidated Statements of Financial Condition as of the dates indicated. As of June 30, 2015: Net Gross Amount Amount of Assets Gross Amount Not Offset in the Presented in Offset in the Consolidated Gross Consolidated the Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 1,004 $ — $ 1,004 $ — $ — $ 1,004 Total $ 1,004 $ — $ 1,004 $ — $ — $ 1,004 Net Gross Amount Amount of Liabilities Gross Amount Not Offset in the Presented in Offset in the Consolidated Gross Consolidated the Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Pledged Amount Liabilities Derivatives $ 71 $ — $ 71 $ — $ — $ 71 Total $ 71 $ — $ 71 $ — $ — $ 71 As of June 30, 2014: Net Gross Amount Amount of Assets Gross Amount Not Offset in the Presented in Offset in the Consolidated Gross Consolidated the Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ — $ — $ — $ — $ — $ — Total $ — $ — $ — $ — $ — $ — Net Gross Amount Amount of Liabilities Gross Amount Not Offset in the Presented in Offset in the Consolidated Gross Consolidated the Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Pledged Amount Liabilities Derivatives $ 1,428 $ — $ 1,428 $ — $ — $ 1,428 Total $ 1,428 $ — $ 1,428 $ — $ — $ 1,428

Subsequent Events

Subsequent Events	12 Months Ended
	Jun. 30, 2015
Subsequent Events [Abstract]
Subsequent Events	Subsequent Event On July 21, 2015, the Corporation announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.12 per share. Shareholders of the Corporation’s common stock at the close of business on August 11, 2015 were entitled to receive the cash dividend, which was paid on September 1, 2015.

Organization and Summary of S30

Organization and Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Consolidation	The consolidated financial statements include the accounts of Provident Financial Holdings, Inc., and its wholly owned subsidiary, Provident Savings Bank, F.S.B. (collectively, the “Corporation”). All inter-company balances and transactions have been eliminated.
Use of estimates	Use of estimates The accounting and reporting policies of the Corporation conform to generally accepted accounting principles in the United States of America (“GAAP”). The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosures of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of investment securities available for sale, valuation of loans held for sale, valuation of loans held for investment at fair value, the valuation of deferred tax assets, the valuation of loan servicing assets, the valuation of real estate owned, the determination of the loan repurchase reserve, the valuation of derivative financial instruments and deferred compensation costs.
Cash and cash equivalents	Cash and cash equivalents Cash and cash equivalents include cash on hand and due from banks, as well as overnight deposits placed at correspondent banks.
Investment securities	Investment securities The Corporation classifies its qualifying investments as available for sale or held to maturity. The Corporation’s policy of classifying investments as held to maturity is based upon its ability and management’s positive intent to hold such securities to maturity. Securities held to maturity are carried at amortized historical cost. All other securities are classified as available for sale and are carried at fair value. Fair value generally is determined based upon quoted market prices. Changes in net unrealized gains (losses) on securities available for sale are included in accumulated other comprehensive income, net of tax. Gains and losses on dispositions of investment securities are included in non-interest income and are determined using the specific identification method. Purchase premiums and discounts are amortized over the expected average life of the securities using the effective interest method. Investment securities are reviewed annually for possible other-than-temporary impairment (“OTTI”). For debt securities, an OTTI is evident if the Corporation intends to sell the debt security or will more likely than not be required to sell the debt security before full recovery of the entire amortized cost basis is realized. However, even if the Corporation does not intend to sell the debt security and will not likely be required to sell the debt security before recovery of its entire amortized cost basis, the Corporation must evaluate expected cash flows to be received and determine if a credit loss has occurred. In the event of a credit loss, the credit component of the impairment is recognized within non-interest income and the non-credit component is recognized through accumulated other comprehensive income, net of tax. For equity securities, management evaluates the securities in an unrealized loss position in the available-for-sale portfolio for OTTI on the basis of the duration of the decline in value of the security and severity of that decline as well as the Corporation’s intent and ability to hold these securities for a period of time sufficient to allow for any anticipated recovery in the market value. If it is determined that the impairment on an equity security is other than temporary, an impairment loss equal to the difference between the carrying value of the security and its fair value is recognized within non-interest income.
Loans held for sale	Loans held for sale Loans held for sale consist primarily of long-term fixed-rate loans secured by first trust deeds on single-family residences, the majority of which are Federal Housing Administration (“FHA”), United States Department of Veterans Affairs (“VA”), Fannie Mae and Freddie Mac loan products. The loans are generally offered to customers located in (a) Southern California, primarily in Riverside and San Bernardino counties, commonly known as the Inland Empire, and to a lesser extent in Orange, Los Angeles, San Diego and other surrounding counties and (b) Northern California, primarily Alameda, Marin, Placer and Shasta and other surrounding counties. The loans have been hedged with loan sale commitments, To-be-Announced ("TBA") Mortgage-Backed-Securities ("MBS") trades and option contracts. The loan sale settlement period is generally between 20 to 30 days from the date of the loan funding. The Corporation adopted ASC 820, “Fair Value Measurements and Disclosures,” and elected the fair value option (ASC 825, “Financial Instruments”) on loans held for sale.
Loans held for investment	Loans held for investment Loans held for investment consist primarily of long-term adjustable rate loans secured by first trust deeds on single-family residences, other residential property, commercial property and land. Additionally, multi-family and commercial real estate loans are becoming a substantial part of loans held for investment, which comprised of 54% and 51% at June 30, 2015 and 2014, respectively. These loans are generally offered to customers and businesses located in the same areas of Southern and Northern California described above. Net loan origination fees and certain direct origination expenses are deferred and amortized to interest income over the contractual life of the loan using the effective interest method. Amortization is discontinued for non-performing loans. Interest receivable represents, for the most part, the current month’s interest, which will be included as a part of the borrower’s next monthly loan payment. Interest receivable is accrued only if deemed collectible. Loans are placed on non-performing status when they become 90 days past due or if the loan is deemed impaired. When a loan is placed on non-performing status, interest accrued but not received is reversed against interest income. Interest income on non-performing loans is subsequently recognized only to the extent that cash is received and the principal balance is deemed collectible. If the principal balance is not deemed collectible, the entire payment received (principal and interest) is applied to the outstanding loan balance. Non-performing loans that become current as to both principal and interest are returned to accrual status after demonstrating satisfactory payment history (usually six consecutive months) and when future payments are expected to be collected.
Allowance for loan losses	Allowance for loan losses The allowance for loan losses involves significant judgment and assumptions by management, which has a material impact on the carrying value of net loans. Management considers the accounting estimate related to the allowance for loan losses a critical accounting estimate because it is highly susceptible to changes from period to period, requiring management to make assumptions about probable incurred losses inherent in the loan portfolio at the balance sheet date. The impact of a sudden large loss could deplete the allowance and require increased provisions to replenish the allowance, which would negatively affect earnings. The allowance is based on two principles of accounting: (i) ASC 450, “Contingencies,” which requires that losses be accrued when they are probable of occurring and can be estimated; and (ii) ASC 310, “Receivables,” which requires that losses be accrued for non-performing loans that may be determined on an individually evaluated basis or based on an aggregated pooling method where the allowance is developed primarily by using historical charge-off statistics. The allowance has two components: collectively evaluated allowances and individually evaluated allowances. Each of these components is based upon estimates that can change over time. The allowance is based on historical experience and as a result can differ from actual losses incurred in the future. Additionally, differences may result from qualitative factors such as unemployment data, gross domestic product, interest rates, retail sales, the value of real estate and real estate market conditions. The historical data is reviewed at least quarterly and adjustments are made as needed. Various techniques are used to arrive at an individually evaluated allowance, including discounted cash flows and the fair market value of collateral. The use of these techniques is inherently subjective and the actual losses could be greater or less than the estimates. Management considers, based on currently available information, the allowance for loan losses sufficient to absorb probable losses inherent in loans held for investment.
Allowance for unfunded loan commitments	Allowance for unfunded loan commitments The Corporation maintains the allowance for unfunded loan commitments at a level that is adequate to absorb estimated probable losses related to these unfunded credit facilities. The Corporation determines the adequacy of the allowance based on periodic evaluations of the unfunded credit facilities, including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is recorded in other liabilities on the Consolidated Statements of Financial Condition. Net adjustments to the allowance for unfunded loan commitments are included in other non-interest expense on the Consolidated Statements of Operations.
Troubled debt restructuring	Troubled debt restructuring (“restructured loans”) A restructured loan is a loan which the Corporation, for reasons related to a borrower’s financial difficulties, grants a concession to the borrower that the Corporation would not otherwise consider. These financial difficulties include, but are not limited to, the borrowers default status on any of their debts, bankruptcy and recent changes in their financial circumstances (loss of job, etc.). The loan terms which have been modified or restructured due to a borrower’s financial difficulty, include but are not limited to: a) A reduction in the stated interest rate. b) An extension of the maturity at an interest rate below market. c) A reduction in the accrued interest. d) Extensions, deferrals, renewals and rewrites. e) Loans that have been discharged in a Chapter 7 Bankruptcy that have not been reaffirmed by the borrower. To qualify for restructuring, a borrower must provide evidence of creditworthiness such as, current financial statements, most recent income tax returns, current paystubs, current W-2s, and most recent bank statements, among other documents, which are then verified by the Corporation. The Corporation re-underwrites the loan with the borrower's updated financial information, new credit report, current loan balance, new interest rate, remaining loan term, updated property value and modified payment schedule, among other considerations, to determine if the borrower qualifies. The Corporation measures the allowance for loan losses of restructured loans based on the difference between the loan's original carrying amount and the present value of expected future cash flows discounted at the original effective yield of the loan. Based on the Office of the Comptroller of the Currency's ("OCC") guidance with respect to restructured loans and to conform to general practices within the banking industry, the Corporation maintains certain restructured loans on accrual status, provided there is reasonable assurance of repayment and performance, consistent with the modified terms based upon a current, well-documented credit evaluation. Other restructured loans are classified as “Substandard” and placed on non-performing status. The Corporation upgrades restructured single-family loans to the pass category if the borrower has demonstrated satisfactory contractual payments for at least six consecutive months or 12 months for those loans that were restructured more than once. Once the borrower has demonstrated satisfactory contractual payments beyond 12 consecutive months, the loan is no longer categorized as a restructured loan. In addition to the payment history described above; multi-family, commercial real estate, construction and commercial business loans must also demonstrate a combination of corroborating characteristics to be upgraded, such as: satisfactory cash flow, satisfactory guarantor support, and additional collateral support, among others.
Non-performing loans	Non-performing loans The Corporation assesses loans individually and classifies loans when the accrual of interest has been discontinued, loans have been restructured or management has serious doubts about the future collectibility of principal and interest, even though the loans may currently be performing. Factors considered in determining classification include, but are not limited to, expected future cash flows, the financial condition of the borrower and current economic conditions. The Corporation measures each non-performing loan based on ASC 310, establishes a collectively evaluated or individually evaluated allowance and charges off those loans or portions of loans deemed uncollectible.
Non-performing loans	The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status.
Real estate owned	Real estate owned Real estate acquired through foreclosure is initially recorded at the fair value of the real estate acquired, less estimated selling costs. Subsequent to foreclosure, the Corporation charges current earnings for estimated losses if the carrying value of the property exceeds its fair value. Gains or losses on the sale of real estate are recognized upon disposition of the property. Costs relating to improvement, maintenance and repairs of the property are expensed as incurred under gain (loss) on sale and operations of real estate owned acquired in the settlement of loans within the Consolidated Statements of Operations.
Impairment of long-lived assets	Impairment of long-lived assets The Corporation reviews its long-lived assets for impairment annually or when events or circumstances indicate that the carrying amount of these assets may not be recoverable. Long-lived assets include buildings, land, fixtures, furniture and equipment. An asset is considered impaired when the expected discounted cash flows over the remaining useful life are less than the net book value. When impairment is indicated for an asset, the amount of impairment loss is the excess of the net book value over its fair value.
Premises and equipment	Premises and equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation is computed primarily on a straight-line basis over the estimated useful lives as follows: Buildings 10 to 40 years Furniture and fixtures 3 to 10 years Automobiles 3 years Computer equipment 3 to 5 years Leasehold improvements are amortized over the lesser of their respective lease terms or the useful life of the improvement, which ranges from one to 10 years. Maintenance and repair costs are charged to operations as incurred.
Income taxes	Income taxes The Corporation accounts for income taxes in accordance with ASC 740, “Income Taxes.” ASC 740 requires the affirmative evaluation that it is more likely than not, based on the technical merits of a tax position, that an enterprise is entitled to economic benefits resulting from positions taken in income tax returns. If a tax position does not meet the more-likely-than-not recognition threshold, the benefit of that position is not recognized in the financial statements. ASC 740 requires that when determining the need for a valuation allowance against a deferred tax asset, management must assess both positive and negative evidence with regard to the realizability of the tax losses represented by that asset. To the extent available sources of taxable income are insufficient to absorb tax losses, a valuation allowance is necessary. Sources of taxable income for this analysis include prior years’ tax returns, the expected reversals of taxable temporary differences between book and tax income, prudent and feasible tax-planning strategies, and future taxable income. The deferred income tax asset related to the allowance for loan losses will be realized when actual charge-offs are made against the allowance. Based on the availability of loss carry-backs and projected taxable income during the periods for which loss carry-forwards are available, management believes it is more likely than not the Corporation will realize the deferred tax asset. The Corporation continues to monitor the deferred tax asset on a quarterly basis for a valuation allowance. The future realization of these tax benefits primarily hinges on adequate future earnings to utilize the tax benefit. Prospective earnings or losses, tax law changes or capital changes could prompt the Corporation to reevaluate the assumptions which may be used to establish a valuation allowance. The Corporation files income tax returns for the United States and California jurisdictions. The Internal Revenue Service has audited the Bank’s income tax returns through 1996 and the California Franchise Tax Board has audited the Bank through 1990. Also, the Internal Revenue Service completed a review of the Corporation’s income tax returns for fiscal 2006 and 2007; and the California Franchise Tax Board completed a review of the Corporation’s income tax returns for fiscal 2009 and 2010. Tax years subsequent to fiscal 2010 remain subject to federal examination, while the California state tax returns for years subsequent to fiscal 2010 are subject to examination by state taxing authorities. The Corporation believes that it has adequately provided or paid income tax obligations not yet resolved with federal and state tax authorities.
Bank owned life insurance (BOLI)	SC 715-60-35, "Accounting for Deferred Compensation and Postretirement Benefit Aspects of Endorsement Split-Dollar Life Insurance Arrangements," requires an employer to recognize obligations associated with endorsement split-dollar life insurance arrangements that extend into the participant's post-employment benefit cost for the continuing life insurance or based on the future death benefit depending on the contractual terms of the underlying agreement. The Corporation adopted ASC 715-60-35 using the latter option, i.e., based on the future death benefit. The Bank purchases BOLI policies on the lives of certain executive officers while they are employed by the Bank and is the owner and beneficiary of the policies. The Bank invests in BOLI to provide an efficient form of funding for long-term retirement and other employee benefits costs. The Bank records these BOLI policies within prepaid expenses and other assets in the Consolidated Statements of Financial Condition at each policy’s respective cash surrender value, with changes recorded in other non-interest income and salaries and employee benefits expense in the Consolidated Statements of Operations.
Cash dividend and stock repurchases	Cash dividend A declaration or payment of dividends is at the discretion of the Corporation’s Board of Directors, who take into account the Corporation’s financial condition, results of operations, tax considerations, capital requirements, industry standards, economic conditions and other factors, including the regulatory restrictions which affect the payment of dividends by the Bank to the Corporation. Under Delaware law, dividends may be paid either out of surplus or, if there is no surplus, out of net profits for the current fiscal year and/or the preceding fiscal year in which the dividend is declared. For additional information, see Note 22 of the Notes to Consolidated Financial Statements regarding the subsequent event related to the cash dividend. Stock repurchases The Corporation repurchases its common stock consistent with Board-approved stock repurchase plans. During fiscal 2015, the Corporation repurchased 784,906 shares under the May 2014, October 2014 and April 2015 stock repurchase programs with an average cost of $15.93 per share.
Earnings per common share (EPS)	Earnings per common share (“EPS”) Basic EPS represents net income divided by the weighted average common shares outstanding during the period excluding any potential dilutive effects. Diluted EPS gives effect to any potential issuance of common stock that would have caused basic EPS to be lower as if the issuance had already occurred. Accordingly, diluted EPS reflects an increase in the weighted average shares outstanding as a result of the assumed exercise of stock options and the vesting of restricted stock. The computation of diluted EPS does not assume exercise of stock options and vesting of restricted stock that would have an anti-dilutive effect on EPS.
Stock-based compensation	Stock-based compensation ASC 718, “Compensation – Stock Compensation,” requires companies to recognize in the statement of operations the grant-date fair value of stock options and other equity-based compensation issued to employees and directors.
Employee Stock Ownership Plan (ESOP)	Employee Stock Ownership Plan ("ESOP") The Corporation recognizes compensation expense when the Bank contributes funds to the ESOP for the purchase of the Corporation’s common stock to be allocated to the ESOP participants. Since the contributions are discretionary, the benefits payable under the ESOP cannot be estimated.
Restricted stock	Restricted stock The Corporation recognizes compensation expense over the vesting period of the shares awarded, equal to the fair value of the shares at the award date.
Post retirement benefits	Post retirement benefits The estimated obligation for post retirement health care and life insurance benefits is determined based on an actuarial computation of the cost of current and future benefits for the eligible (grandfathered) retirees and employees. The post retirement benefit liability is included in accounts payable, accrued interest and other liabilities in the Consolidated Statements of Financial Condition. Effective July 1, 2003, the Corporation discontinued the post retirement health care and life insurance benefits to any employee not previously qualified (grandfathered) for these benefits.
Comprehensive income (loss)	Comprehensive income ASC 220, “Comprehensive Income,” requires that realized revenue, expenses, gains and losses be included in net income (loss). Unrealized gains (losses) on available for sale securities, are reported as a separate component of the stockholders’ equity section of the Consolidated Statements of Financial Condition and the change in the unrealized gains (losses) are reported on the Consolidated Statements of Comprehensive Income and Consolidated Statements of Stockholders' Equity.
Impaired financing receivables	Non-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation's asset quality reports as restructured loans, the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying ASC 310, “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method. For non-performing commercial real estate loans, individually evaluated allowances are calculated based on their fair values and if their fair values are higher than their loan balances, no allowances are required.
Commitments on undisbursed funds held for investment	In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, TBA MBS trades, put option contracts and call option contracts are recorded at fair value on the Consolidated Statements of Financial Condition. At June 30, 2015, $2.6 million was included in other assets and $208,000 was included in other liabilities; at June 30, 2014, $2.6 million was included in other assets and $1.4 million was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in the Consolidated Statements of Operations.
Off-balance sheet credit exposure	The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of June 30, 2015 and 2014, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $144.3 million and $134.8 million , respectively.

Organization and Summary of S31

Organization and Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Activity in Recourse Liability	Activity in the recourse liability for the years ended June 30, 2015 and 2014 was as follows: (In Thousands) 2015 2014 Balance, beginning of year $ 904 $ 2,111 Recourse recovery (86 ) (469 ) Net settlements in lieu of loan repurchases (50 ) (738 ) Balance, end of the year $ 768 $ 904
Schedule of Estimated Useful Lives	Depreciation is computed primarily on a straight-line basis over the estimated useful lives as follows: Buildings 10 to 40 years Furniture and fixtures 3 to 10 years Automobiles 3 years Computer equipment 3 to 5 years Premises and equipment at June 30, 2015 and 2014 consisted of the following: (In Thousands) June 30, 2015 2014 Land $ 2,853 $ 2,853 Buildings 8,497 8,342 Leasehold improvements 2,964 2,963 Furniture and equipment 4,492 5,578 Automobiles 157 151 18,963 19,887 Less accumulated depreciation and amortization (13,546 ) (13,518 ) Total premises and equipment, net $ 5,417 $ 6,369

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	The amortized cost and estimated fair value of investment securities as of June 30, 2015 and 2014 were as follows: June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity Certificate of deposits $ 800 $ — $ — $ 800 $ 800 Total investment securities - held to maturity $ 800 $ — $ — $ 800 $ 800 Available for sale U.S. government agency MBS $ 7,613 $ 293 $ — $ 7,906 $ 7,906 U.S. government sponsored enterprise MBS 5,083 304 — 5,387 5,387 Private issue CMO (1) 708 9 — 717 717 Common stock (2) 250 — (99 ) 151 151 Total investment securities - available for sale $ 13,654 $ 606 $ (99 ) $ 14,161 $ 14,161 Total investment securities $ 14,454 $ 606 $ (99 ) $ 14,961 $ 14,961 (1) Collateralized Mortgage Obligations (“CMO”) (2) Common stock of a community development financial institution. June 30, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity Certificate of deposits $ 800 $ — $ — $ 800 $ 800 Total investment securities - held to maturity $ 800 $ — $ — $ 800 $ 800 Available for sale U.S. government agency MBS $ 8,772 $ 337 $ — $ 9,109 $ 9,109 U.S. government sponsored enterprise MBS 6,128 257 — 6,385 6,385 Private issue CMO (1) 841 12 — 853 853 Total investment securities - available for sale $ 15,741 $ 606 $ — $ 16,347 $ 16,347 Total investment securities $ 16,541 $ 606 $ — $ 17,147 $ 17,147 (1) Collateralized Mortgage Obligations (“CMO”)
Schedule of Investments with Unrealized Loss Position	As of June 30, 2015, the Corporation held investments with unrealized loss position of $99,000 . This compares to June 30, 2014 when the Corporation held investments with no unrealized loss position. As of June 30, 2015 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Common stock (1) $ 151 $ 99 $ — $ — $ 151 $ 99 Total $ 151 $ 99 $ — $ — $ 151 $ 99 (1) Common stock of a community development financial institution.
Investments Classified by Contractual Maturity	Contractual maturities of investment securities as of June 30, 2015 and 2014 were as follows: June 30, 2015 June 30, 2014 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity Due in one year or less $ 800 $ 800 $ 800 $ 800 Due after one through five years — — — — Due after five through ten years — — — — Due after ten years — — — — Total investment securities - held to maturity $ 800 $ 800 $ 800 $ 800 Available for sale Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 13,404 14,010 15,741 16,347 No stated maturity (common stock) 250 151 — — Total investment securities - available for sale $ 13,654 $ 14,161 $ 15,741 $ 16,347 Total investment securities $ 14,454 $ 14,961 $ 16,541 $ 17,147

Loans Held For Investment (Tabl

Loans Held For Investment (Tables)	12 Months Ended
	Jun. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Allowance for Loan Losses and Recorded Investment [Table Text Block]	The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Year Ended June 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance at beginning of period $ 5,476 $ 3,142 $ 989 $ 35 $ 92 $ 10 $ 9,744 (Recovery) provision for loan losses (279 ) (882 ) (182 ) 7 (49 ) (2 ) (1,387 ) Recoveries 635 360 — — — 1 996 Charge-offs (552 ) (4 ) (73 ) — — — (629 ) Allowance for loan losses, end of period $ 5,280 $ 2,616 $ 734 $ 42 $ 43 $ 9 $ 8,724 Allowance: Individually evaluated for impairment $ 78 $ — $ — $ — $ 20 $ — $ 98 Collectively evaluated for impairment 5,202 2,616 734 42 23 9 8,626 Allowance for loan losses, end of period $ 5,280 $ 2,616 $ 734 $ 42 $ 43 $ 9 $ 8,724 Gross Loans: Individually evaluated for impairment $ 7,949 $ 2,246 $ 1,699 $ — $ 109 $ — $ 12,003 Collectively evaluated for impairment 358,012 344,774 99,198 8,191 557 244 810,976 Total loans held for investment, gross $ 365,961 $ 347,020 $ 100,897 $ 8,191 $ 666 $ 244 $ 822,979 Allowance for loan losses as a percentage of gross loans held for investment 1.44 % 0.75 % 0.73 % 0.51 % 6.46 % 3.69 % 1.06 % Year Ended June 30, 2014 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance at beginning of period $ 9,062 $ 4,689 $ 1,053 $ — $ 119 $ 12 $ 14,935 (Recovery) provision for loan losses (3,183 ) (130 ) (64 ) 15 (18 ) — (3,380 ) Recoveries 562 345 — 20 — 2 929 Charge-offs (965 ) (1,762 ) — — (9 ) (4 ) (2,740 ) Allowance for loan losses, end of period $ 5,476 $ 3,142 $ 989 $ 35 $ 92 $ 10 $ 9,744 Allowance: Individually evaluated for impairment $ — $ — $ — $ — $ 41 $ — $ 41 Collectively evaluated for impairment 5,476 3,142 989 35 51 10 9,703 Allowance for loan losses, end of period $ 5,476 $ 3,142 $ 989 $ 35 $ 92 $ 10 $ 9,744 Gross Loans: Individually evaluated for impairment $ 6,067 $ 2,491 $ 2,352 $ — $ 122 $ — $ 11,032 Collectively evaluated for impairment 371,757 298,700 94,429 2,869 1,115 306 769,176 Total loans held for investment, gross $ 377,824 $ 301,191 $ 96,781 $ 2,869 $ 1,237 $ 306 $ 780,208 Allowance for loan losses as a percentage of gross loans held for investment 1.45 % 1.04 % 1.02 % 1.22 % 7.44 % 3.27 % 1.25 %
Schedule of Loans Held for Investment	Loans held for investment consisted of the following at June 30, 2015 and 2014: (In Thousands) June 30, 2015 June 30, Mortgage loans: Single-family $ 365,961 $ 377,824 Multi-family 347,020 301,191 Commercial real estate 100,897 96,781 Construction 8,191 2,869 Commercial business loans 666 1,237 Consumer loans 244 306 Total loans held for investment, gross 822,979 780,208 Undisbursed loan funds (3,360 ) (1,090 ) Advance payments of escrows 199 215 Deferred loan costs, net 3,140 2,552 Allowance for loan losses (8,724 ) (9,744 ) Total loans held for investment, net $ 814,234 $ 772,141
Schedule of Gross Loans Held for Investment by Loan Types and Risk Category [Table Text Block]	The following tables summarize gross loans held for investment by loan types and risk category at the dates indicated: June 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 347,301 $ 339,093 $ 98,254 $ 8,191 $ 557 $ 244 $ 793,640 Special Mention 7,766 413 — — — — 8,179 Substandard 10,894 7,514 2,643 — 109 — 21,160 Total loans held for investment, gross $ 365,961 $ 347,020 $ 100,897 $ 8,191 $ 666 $ 244 $ 822,979 June 30, 2014 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 363,440 $ 285,111 $ 90,431 $ 2,869 $ 1,078 $ 306 $ 743,235 Special Mention 2,140 7,256 — — 22 — 9,418 Substandard 12,244 8,824 6,350 — 137 — 27,555 Total loans held for investment, gross $ 377,824 $ 301,191 $ 96,781 $ 2,869 $ 1,237 $ 306 $ 780,208
Schedule of Loans Held for Investment, Contractual Repricing	Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 299,507 $ 4,175 $ 45,742 $ 2,889 $ 13,648 $ 365,961 Multi-family 65,323 83,282 187,790 6,050 4,575 347,020 Commercial real estate 19,520 27,039 45,102 — 9,236 100,897 Construction 1,200 — 1,744 — 5,247 8,191 Commercial business loans 289 — 119 — 258 666 Consumer loans 236 — — — 8 244 Total loans held for investment, gross $ 386,075 $ 114,496 $ 280,497 $ 8,939 $ 32,972 $ 822,979
Schedule of Allowance for Loan Losses	The following summarizes the components of the net change in the allowance for loan losses for the periods indicated: (In Thousands) Year Ended June 30, 2015 2014 2013 Balance, beginning of year $ 9,744 $ 14,935 $ 21,483 Recovery from the allowance for loan losses (1,387 ) (3,380 ) (1,499 ) Recoveries 996 929 762 Charge-offs (629 ) (2,740 ) (5,811 ) Balance, end of year $ 8,724 $ 9,744 $ 14,935
Schedule of Recorded Investment in Non-Performing Loans	At or For the Year Ended June 30, 2015 Unpaid Net Average Interest Principal Related Recorded Recorded Recorded Income (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Investment Recognized Mortgage loans: Single-family: With a related allowance $ 3,881 $ — $ 3,881 $ (630 ) $ 3,251 $ 1,869 $ 109 Without a related allowance (2) 8,462 (1,801 ) 6,661 — 6,661 6,956 83 Total single-family 12,343 (1,801 ) 10,542 (630 ) 9,912 8,825 192 Multi-family: With a related allowance — — — — — 113 13 Without a related allowance (2) 3,506 (1,260 ) 2,246 — 2,246 2,331 5 Total multi-family 3,506 (1,260 ) 2,246 — 2,246 2,444 18 Commercial real estate: Without a related allowance (2) 1,699 — 1,699 — 1,699 1,830 170 Total commercial real estate 1,699 — 1,699 — 1,699 1,830 170 Commercial business loans: With a related allowance 109 — 109 (20 ) 89 121 9 Total commercial business loans 109 — 109 (20 ) 89 121 9 Total non-performing loans $ 17,657 $ (3,061 ) $ 14,596 $ (650 ) $ 13,946 $ 13,220 $ 389 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At or For the Year Ended June 30, 2014 Unpaid Net Average Interest Principal Related Recorded Recorded Recorded Income (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Investment Recognized Mortgage loans: Single-family: With a related allowance $ 5,480 $ — $ 5,480 $ (1,148 ) $ 4,332 $ 5,795 $ 162 Without a related allowance (2) 8,208 (2,141 ) 6,067 — 6,067 6,094 89 Total single-family 13,688 (2,141 ) 11,547 (1,148 ) 10,399 11,889 251 Multi-family: With a related allowance 956 — 956 (354 ) 602 994 57 Without a related allowance (2) 4,146 (1,655 ) 2,491 — 2,491 2,716 73 Total multi-family 5,102 (1,655 ) 3,447 (354 ) 3,093 3,710 130 Commercial real estate: With a related allowance — — — — — — 28 Without a related allowance (2) 2,352 — 2,352 — 2,352 3,215 312 Total commercial real estate 2,352 — 2,352 — 2,352 3,215 340 Commercial business loans: With a related allowance 138 — 138 (46 ) 92 183 17 Without a related allowance (2) — — — — — — 5 Total commercial business loans 138 — 138 (46 ) 92 183 22 Total non-performing loans $ 21,280 $ (3,796 ) $ 17,484 $ (1,548 ) $ 15,936 $ 18,997 $ 743 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of Aging Analysis of Non-Performing Loans	The following tables denote the past due status of the Corporation's loans held for investment, gross, at the dates indicated. June 30, 2015 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 354,082 $ 1,335 $ 10,544 $ 365,961 Multi-family 344,774 — 2,246 347,020 Commercial real estate 99,198 — 1,699 100,897 Construction 8,191 — — 8,191 Commercial business loans 557 — 109 666 Consumer loans 244 — — 244 Total loans held for investment, gross $ 807,046 $ 1,335 $ 14,598 $ 822,979 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2014 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 365,955 $ 322 $ 11,547 $ 377,824 Multi-family 297,744 — 3,447 301,191 Commercial real estate 94,429 — 2,352 96,781 Construction 2,869 — — 2,869 Commercial business loans 1,099 — 138 1,237 Consumer loans 306 — — 306 Total loans held for investment, gross $ 762,402 $ 322 $ 17,484 $ 780,208 (1) All loans 90 days or greater past due are placed on non-accrual status.
Effect of Nonperforming Loans on Interest Income	The effect of the non-performing loans on interest income for the years ended June 30, 2015, 2014 and 2013 is presented below: (In Thousands) Year Ended June 30, 2015 2014 2013 Contractual interest due $ 805 $ 1,346 $ 1,763 Interest collected (704 ) (546 ) (885 ) Net foregone interest $ 101 $ 800 $ 878
Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status	The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses or charge-offs, by loan type and non-accrual versus accrual status at June 30, 2015 and 2014: (In Thousands) June 30, 2015 June 30, 2014 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 2,902 $ 2,957 Multi-family 1,593 1,760 Commercial real estate 1,019 800 Commercial business loans 89 92 Total 5,603 5,609 Restructured loans on accrual status: Mortgage loans: Single-family 989 343 Total 989 343 Total restructured loans $ 6,592 $ 5,952 The following table shows the restructured loans by type, net of allowance for loan losses or charge-offs, at June 30, 2015 and 2014 : At June 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 576 $ — $ 576 $ (115 ) $ 461 Without a related allowance (2) 4,397 (967 ) 3,430 — 3,430 Total single-family 4,973 (967 ) 4,006 (115 ) 3,891 Multi-family: Without a related allowance (2) 2,795 (1,202 ) 1,593 — 1,593 Total multi-family 2,795 (1,202 ) 1,593 — 1,593 Commercial real estate: Without a related allowance (2) 1,019 — 1,019 — 1,019 Total commercial real estate 1,019 — 1,019 — 1,019 Commercial business loans: With a related allowance 109 — 109 (20 ) 89 Total commercial business loans 109 — 109 (20 ) 89 Total restructured loans $ 8,896 $ (2,169 ) $ 6,727 $ (135 ) $ 6,592
Schedule of Recorded Investment in Restructured Loans [Table Text Block]	The following table shows the restructured loans by type, net of allowance for loan losses or charge-offs, at June 30, 2015 and 2014 : At June 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 576 $ — $ 576 $ (115 ) $ 461 Without a related allowance (2) 4,397 (967 ) 3,430 — 3,430 Total single-family 4,973 (967 ) 4,006 (115 ) 3,891 Multi-family: Without a related allowance (2) 2,795 (1,202 ) 1,593 — 1,593 Total multi-family 2,795 (1,202 ) 1,593 — 1,593 Commercial real estate: Without a related allowance (2) 1,019 — 1,019 — 1,019 Total commercial real estate 1,019 — 1,019 — 1,019 Commercial business loans: With a related allowance 109 — 109 (20 ) 89 Total commercial business loans 109 — 109 (20 ) 89 Total restructured loans $ 8,896 $ (2,169 ) $ 6,727 $ (135 ) $ 6,592 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2014 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 994 $ — $ 994 $ (248 ) $ 746 Without a related allowance (2) 3,564 (1,010 ) 2,554 — 2,554 Total single-family 4,558 (1,010 ) 3,548 (248 ) 3,300 Multi-family: Without a related allowance (2) 3,138 (1,378 ) 1,760 — 1,760 Total multi-family 3,138 (1,378 ) 1,760 — 1,760 Commercial real estate: Without a related allowance (2) 800 — 800 — 800 Total commercial real estate 800 — 800 — 800 Commercial business loans: With a related allowance 138 — 138 (46 ) 92 Total commercial business loans 138 — 138 (46 ) 92 Total restructured loans $ 8,634 $ (2,388 ) $ 6,246 $ (294 ) $ 5,952 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Summary of Related Party Loan Activity	The following is a summary of related-party loan activity: (In Thousands) Year Ended June 30, 2015 2014 2013 Balance, beginning of year $ 2,011 $ 2,024 $ 2,030 Originations 3,555 691 3,581 Sales and payments (3,199 ) (704 ) (3,587 ) Balance, end of year $ 2,367 $ 2,011 $ 2,024

Mortgage Loan Servicing and L34

Mortgage Loan Servicing and Loans Originated for Sale (Tables)	12 Months Ended
	Jun. 30, 2015
Transfers and Servicing [Abstract]
Schedule of Mortgage Loans Serviced for Others	The following summarizes the unpaid principal balance of loans serviced for others by the Corporation at the dates indicated: (In Thousands) As of June 30, 2015 2014 2013 Loans serviced for Freddie Mac $ 4,206 $ 4,574 $ 4,160 Loans serviced for Fannie Mae 46,582 38,470 34,023 Loans serviced for FHLB – San Francisco 28,222 38,602 52,096 Loans serviced for other investors 1,048 1,088 1,877 Total loans serviced for others $ 80,058 $ 82,734 $ 92,156
Schedule of Mortgage Servicing Assets	The following table summarizes the Corporation’s MSA for years ended June 30, 2015 and 2014: Year Ended June 30, (Dollars In Thousands) 2015 2014 MSA balance, beginning of fiscal year $ 554 $ 534 Additions 150 80 Amortization (60 ) (60 ) MSA balance, end of fiscal year, before allowance 644 554 Allowance (248 ) (259 ) MSA balance, end of fiscal year $ 396 $ 295 Fair value, beginning of fiscal year $ 357 $ 395 Fair value, end of fiscal year $ 470 $ 357 Allowance, beginning of fiscal year $ 259 $ 200 Impairment (recovery) provision (11 ) 59 Allowance, end of fiscal year $ 248 $ 259 Key Assumptions: Weighted-average discount rate 9.10 % 9.14 % Weighted-average prepayment speed 17.50 % 38.24 %
Schedule of Estimated Future Amortization of Mortgage Servicing Assets	The following table summarizes the estimated future amortization of MSA for the next five years and thereafter: Amount Year Ending June 30, (In Thousands) 2016 $ 85 2017 69 2018 31 2019 22 2020 14 Thereafter 423 Total estimated amortization expense $ 644
Schedule of Mortgage Servicing Assets, Hypothetical Effect on Fair Value	The following table represents the hypothetical effect on the fair value of the Corporation’s MSA using an unfavorable shock analysis of certain key valuation assumptions as of June 30, 2015 and 2014. This analysis is presented for hypothetical purposes only. As the amounts indicate, changes in fair value based on changes in assumptions generally cannot be extrapolated because the relationship of the change in assumptions to the change in fair value may not be linear. Year Ended June 30, (Dollars In Thousands) 2015 2014 MSA net carrying value $ 396 $ 295 CPR assumption (weighted-average) 17.50 % 38.24 % Impact on fair value with 10% adverse change in prepayment speed $ (19 ) $ (16 ) Impact on fair value with 20% adverse change in prepayment speed $ (36 ) $ (31 ) Discount rate assumption (weighted-average) 9.10 % 9.14 % Impact on fair value with 10% adverse change in discount rate $ (18 ) $ (12 ) Impact on fair value with 20% adverse change in discount rate $ (35 ) $ (24 )
Schedule of Mortgage Servicing Assets Sold	Loans sold consisted of the following for the years indicated: (In Thousands) Year Ended June 30, 2015 2014 2013 Loans sold: Servicing – released $ 2,392,251 $ 1,990,087 $ 3,506,027 Servicing – retained 17,663 9,189 16,331 Total loans sold $ 2,409,914 $ 1,999,276 $ 3,522,358
Schedule of Mortgage Servicing Assets Held For Sale	Loans held for sale, at fair value, at June 30, 2015 and 2014 consisted of the following: (In Thousands) June 30, 2015 2014 Fixed rate $ 222,529 $ 155,034 Adjustable rate 2,186 3,849 Total loans held for sale, at fair value $ 224,715 $ 158,883

Real Estate Owned (Tables)

Real Estate Owned (Tables)	12 Months Ended
	Jun. 30, 2015
Real Estate [Abstract]
Schedule of Real Estate Owned	Real estate owned at June 30, 2015 and 2014 consisted of the following: (In Thousands) June 30, 2015 2014 Real estate owned $ 2,406 $ 2,586 Allowance for estimated real estate owned losses (8 ) (119 ) Total real estate owned, net $ 2,398 $ 2,467
Schedule of Real Estate Owned, Gains (Losses) From Settlement of Loans	A summary of the disposition and operations of real estate owned acquired in the settlement of loans for the years ended June 30, 2015, 2014 and 2013 consisted of the following: (In Thousands) Year Ended June 30, 2015 2014 2013 Net gains on sale $ 468 $ 288 $ 1,213 Net operating expenses (196 ) (295 ) (395 ) Recovery from the allowance for estimated real estate owned losses 10 25 98 Gain on sale and operations of real estate owned acquired in the settlement of loans, net $ 282 $ 18 $ 916

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Jun. 30, 2015
Property, Plant and Equipment [Abstract]
Schedule of Premises and Equipment	Depreciation is computed primarily on a straight-line basis over the estimated useful lives as follows: Buildings 10 to 40 years Furniture and fixtures 3 to 10 years Automobiles 3 years Computer equipment 3 to 5 years Premises and equipment at June 30, 2015 and 2014 consisted of the following: (In Thousands) June 30, 2015 2014 Land $ 2,853 $ 2,853 Buildings 8,497 8,342 Leasehold improvements 2,964 2,963 Furniture and equipment 4,492 5,578 Automobiles 157 151 18,963 19,887 Less accumulated depreciation and amortization (13,546 ) (13,518 ) Total premises and equipment, net $ 5,417 $ 6,369

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Schedule of Deposits	Deposits at June 30, 2015 and 2014 consisted of the following: (Dollars in Thousands) June 30, 2015 June 30, 2014 Interest Rate Amount Interest Rate Amount Checking deposits – non interest-bearing — $ 67,538 — $ 58,654 Checking deposits – interest-bearing (1) 0% - 0.35% 224,090 0% - 0.35% 202,769 Savings deposits (1) 0% - 1.00% 255,090 0% - 1.00% 239,429 Money market deposits (1) 0% - 2.00% 31,672 0% - 2.00% 26,125 Time deposits: (1) Under $100 (2) 0.00% - 3.90% 171,135 0.00% - 3.90% 184,895 $100 and over 0.10% - 2.96% 174,561 0.10% - 3.79% 185,998 Total deposits $ 924,086 $ 897,870 Weighted-average interest rate on deposits 0.50 % 0.56 % (1) Certain interest-bearing checking, savings, money market and time deposits require a minimum balance to earn interest. (2) Includes brokered deposits of $3.0 million and $3.0 million at June 30, 2015 and 2014, respectively.
Schedule of Annual Maturities of Time Deposits	The aggregate annual maturities of time deposits at June 30, 2015 and 2014 were as follows: (In Thousands) June 30, 2015 2014 One year or less $ 174,005 $ 173,519 Over one to two years 79,944 104,042 Over two to three years 20,963 52,705 Over three to four years 38,172 8,761 Over four to five years 32,612 31,711 Over five years — 155 Total time deposits $ 345,696 $ 370,893
Schedule of Interest Expense on Deposits	Interest expense on deposits for the periods indicated is summarized as follows: (In Thousands) Year Ended June 30, 2015 2014 2013 Checking deposits – interest-bearing $ 314 $ 290 $ 283 Savings deposits 641 606 578 Money market deposits 105 95 117 Time deposits 3,701 4,504 5,607 Total interest expense on deposits $ 4,761 $ 5,495 $ 6,585

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank	Borrowings at June 30, 2015 and 2014 consisted of the following: (In Thousands) June 30, 2015 2014 FHLB – San Francisco advances $ 91,367 $ 41,431
Summary of Federal Home Loan Bank, Advances	The following tables set forth certain information regarding borrowings by the Bank at the dates and for the years indicated: At or For the Year Ended June 30, (Dollars in Thousands) 2015 2014 2013 Balance outstanding at the end of year: FHLB – San Francisco advances $ 91,367 $ 41,431 $ 106,491 Weighted-average rate at the end of year: FHLB – San Francisco advances 2.78 % 3.18 % 3.55 % Maximum amount of borrowings outstanding at any month end: FHLB – San Francisco advances $ 131,384 $ 81,486 $ 126,542 Average short-term borrowings during the year with respect to: (1) FHLB – San Francisco advances $ 6,800 $ 13,333 $ 61,667 Weighted-average short-term borrowing rate during the year with respect to: (1) FHLB – San Francisco advances 0.22 % 3.14 % 3.87 % (1) Borrowings with a remaining term of 12 months or less.
Schedule of Federal Home Loan Bank, Advances, Annual Contractual Maturities	The aggregate annual contractual maturities of borrowings at June 30, 2015 and 2014 are as follows: (Dollars in Thousands) June 30, 2015 2014 Within one year $ — $ — Over one to two years — — Over two to three years 10,059 — Over three to four years 10,000 10,080 Over four to five years — 10,000 Over five years 71,308 21,351 Total borrowings $ 91,367 $ 41,431 Weighted average interest rate 2.78 % 3.18 %

Income Taxes Income Taxes (Tabl

Income Taxes Income Taxes (Tables)	12 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Schedule of Provision for Income Taxes	The provision for income taxes for the periods indicated consisted of the following: (In Thousands) Year Ended June 30, 2015 2014 2013 Current: Federal $ 5,365 $ 4,272 $ 9,585 State 1,877 1,773 3,056 7,242 6,045 12,641 Deferred: Federal 17 (611 ) 2,454 State 18 (430 ) 1,821 35 (1,041 ) 4,275 Provision for income taxes $ 7,277 $ 5,004 $ 16,916
Schedule of Effective Income Tax Rate Reconciliation	The provision for income taxes differs from the amount of income tax determined by applying the applicable U.S. statutory federal income tax rate to net income before income taxes as a result of the following differences for the periods indicated: Year Ended June 30, 2015 2014 2013 (In Thousands) Amount Tax Amount Tax Amount Tax Federal income tax at statutory rate $ 5,892 34.5 % $ 3,982 34.3 % $ 14,950 35.0 % State income tax 1,239 7.3 % 813 7.0 % 3,002 7.0 % Changes in taxes resulting from: Bank-owned life insurance (65 ) (0.4 )% (65 ) (0.6 )% (64 ) (0.1 )% Non-deductible expenses 43 0.3 % 30 0.3 % 63 0.1 % Non-deductible stock-based compensation 139 0.8 % (22 ) (0.2 )% 82 0.2 % Release of FIN 48 tax liabilities — — % — — % (825 ) (1.9 )% Other 29 0.1 % 266 2.3 % (292 ) (0.7 )% Effective income tax $ 7,277 42.6 % $ 5,004 43.1 % $ 16,916 39.6 %
Schedule of Deferred Tax Assets and Liabilities	Deferred tax assets at June 30, 2015 and 2014 by jurisdiction were as follows: (In Thousands) June 30, 2015 2014 Deferred taxes - federal $ 4,204 $ 4,185 Deferred taxes - state 1,389 1,403 Total net deferred tax assets $ 5,593 $ 5,588 Net deferred tax assets at June 30, 2015 and 2014 were comprised of the following: (In Thousands) June 30, 2015 2014 Loss reserves $ 6,170 $ 6,852 Non-accrued interest 701 647 Deferred compensation 3,229 2,982 Accrued vacation 318 315 State taxes 138 131 Unrealized loss on equity investment 42 — Other 663 507 Total deferred tax assets 11,261 11,434 FHLB - San Francisco stock cash dividends (956 ) (956 ) Unrealized gain on derivative financial instruments, at fair value (1,115 ) (522 ) Unrealized gain on loans held for sale, at fair value — (711 ) Unrealized gain on investment securities (255 ) (254 ) Unrealized gain on interest-only strips (26 ) (25 ) Deferred loan costs (3,076 ) (2,862 ) Depreciation (240 ) (516 ) Total deferred tax liabilities (5,668 ) (5,846 ) Net deferred tax assets $ 5,593 $ 5,588
Schedule of Unrecognized Tax Benefits	A reconciliation of the beginning and ending amount of unrecognized tax benefits for the years ended June 30, 2015, 2014, and 2013 is as follows: (In Thousands) 2015 2014 2013 Balance of prior fiscal year end $ 1,961 $ 1,961 $ 1,961 Additions based on tax positions related to the current year — — — Addition for tax positions of prior years — — — Reduction for tax positions of prior years — — — Settlements — — — Balance at June 30 $ 1,961 $ 1,961 $ 1,961

Capital Capital (Tables)

Capital Capital (Tables)	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	he ability of the Corporation to pay dividends to stockholders depends primarily on the ability of the Bank to pay dividends to the Corporation. The Bank may not declare or pay cash dividends on or repurchase any of its shares of common stock, if the effect would cause stockholders’ equity to be reduced below applicable regulatory capital maintenance requirements or if such declaration and payment would otherwise violate regulatory requirements. Generally, savings institutions, such as the Bank, that before and after the proposed distribution are well-capitalized, may make capital distributions during any calendar year up to 100% of net income for the year-to-date plus retained net income for the two preceding years. However, an institution deemed to be in need of more than normal supervision or in troubled condition by the OCC may have its dividend authority restricted by the OCC. If the Bank, however, proposes to make a capital distribution when it does not meet its capital requirements (or will not following the proposed capital distribution) or that will exceed these net income-based limitations, it must obtain the OCC's approval prior to making such distribution. In addition, the Bank must file a prior written notice of a dividend with the Federal Reserve Board. The Federal Reserve Board or the OCC may object to a capital distribution based on safety and soundness concerns. Additional restrictions on Bank dividends may apply if the Bank fails the QTL test. In fiscal 2015, 2014 and 2013, the Bank declared $25.0 million , $27.5 million and $10.0 million of cash dividends to its parent, the Corporation, respectively.

Incentive Plans (Tables)

Incentive Plans (Tables)	12 Months Ended
	Jun. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions	Fiscal 2015 Fiscal 2014 Fiscal 2013 Expected volatility 53.7 % 55.1 % 55.2 % Weighted-average volatility 53.7 % 55.1 % 55.2 % Expected dividend yield 3.0 % 2.6 % 1.2 % Expected term (in years) 7.2 7.7 7.7 Risk-free interest rate 2.2 % 2.3 % 1.2 %
Schedule of Share-based Compensation, Unvested Restricted Stock Units Award Activity	The following table summarizes the restricted stock activity in the years ended June 30, 2015, 2014 and 2013: Unvested Shares Shares Weighted-Average Unvested at June 30, 2012 146,800 $ 7.13 Awarded — $ — Vested (73,050 ) $ 7.19 Forfeited (1,500 ) $ 7.07 Unvested at June 30, 2013 72,250 $ 7.07 Expected to vest at June 30, 2013 57,800 $ 7.07 Unvested at June 30, 2013 72,250 $ 7.07 Awarded 15,000 $ 13.96 Vested — $ — Forfeited (5,750 ) $ 7.07 Unvested at June 30, 2014 81,500 $ 8.34 Expected to vest at June 30, 2014 65,200 $ 8.34 Unvested at June 30, 2014 81,500 $ 8.34 Awarded 185,000 $ 13.30 Vested (65,000 ) $ 7.07 Forfeited (1,500 ) $ 7.07 Unvested at June 30, 2015 200,000 $ 13.35 Expected to vest at June 30, 2015 160,000 $ 13.35
Equity Incentive Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Incentive Plan Stock Option Activity	The following tables summarize the stock option activity in the Plans during the years ended June 30, 2015, 2014 and 2013: Options Shares Weighted- Weighted- Aggregate Outstanding at June 30, 2012 757,800 $ 12.13 Granted 20,000 $ 16.47 Exercised (42,000 ) $ 7.03 Forfeited (24,000 ) $ 7.41 Outstanding at June 30, 2013 711,800 $ 12.71 6.43 $ 4,429 Vested and expected to vest at June 30, 2013 668,900 $ 12.99 6.32 $ 4,100 Exercisable at June 30, 2013 497,300 $ 14.62 5.71 $ 2,785 Outstanding at June 30, 2013 711,800 $ 12.71 Granted 20,000 $ 15.14 Exercised (52,500 ) $ 7.34 Forfeited (31,300 ) $ 20.64 Outstanding at June 30, 2014 648,000 $ 12.84 5.55 $ 3,680 Vested and expected to vest at June 30, 2014 603,400 $ 13.13 5.42 $ 3,386 Exercisable at June 30, 2014 425,000 $ 14.89 4.60 $ 2,212 Outstanding at June 30, 2014 648,000 $ 12.84 Granted 369,000 $ 14.59 Exercised (52,500 ) $ 7.19 Forfeited (3,000 ) $ 7.43 Outstanding at June 30, 2015 961,500 $ 13.83 6.35 $ 4,578 Vested and expected to vest at June 30, 2015 881,700 $ 13.76 6.09 $ 4,412 Exercisable at June 30, 2015 562,500 $ 13.24 4.34 $ 3,750
Stock Option Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Incentive Plan Stock Option Activity	The following is a summary of the activity in the Stock Option Plans for the years ended June 30, 2015, 2014 and 2013: Options Shares Weighted- Weighted- Aggregate Outstanding at June 30, 2012 420,200 $ 24.11 Granted — $ — Exercised — $ — Forfeited (7,500 ) $ 13.67 Outstanding at June 30, 2013 412,700 $ 24.30 1.51 $ — Vested and expected to vest at June 30, 2013 412,700 $ 24.30 1.51 $ — Exercisable at June 30, 2013 412,700 $ 24.30 1.51 $ — Outstanding at June 30, 2013 412,700 $ 24.30 Granted — $ — Exercised — $ — Forfeited (317,700 ) $ 24.58 Outstanding at June 30, 2014 95,000 $ 23.33 2.06 $ — Vested and expected to vest at June 30, 2014 95,000 $ 23.33 2.06 $ — Exercisable at June 30, 2014 95,000 $ 23.33 2.06 $ — Outstanding at June 30, 2014 95,000 $ 23.33 Granted — $ — Exercised — $ — Forfeited (25,000 ) $ 24.80 Outstanding at June 30, 2015 70,000 $ 22.81 1.69 $ — Vested and expected to vest at June 30, 2015 70,000 $ 22.81 1.69 $ — Exercisable at June 30, 2015 70,000 $ 22.81 1.69 $ —

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table provides the basic and diluted EPS computations for the fiscal years ended June 30, 2015, 2014 and 2013, respectively: (Dollars in Thousands, Except Share Amount) For the Year Ended June 30, 2015 Income (Numerator) Shares (Denominator) Per-Share Amount Basic EPS $ 9,803 8,996,952 $ 1.09 Effect of dilutive shares: Stock options 115,341 Restricted stock 61,564 Diluted EPS $ 9,803 9,173,857 $ 1.07 (Dollars in Thousands, Except Share Amount) For the Year Ended June 30, 2014 Income (Numerator) Shares (Denominator) Per-Share Amount Basic EPS $ 6,606 9,926,323 $ 0.67 Effect of dilutive shares: Stock options 153,219 Restricted stock 31,243 Diluted EPS $ 6,606 10,110,785 $ 0.65 (Dollars in Thousands, Except Share Amount) For the Year Ended June 30, 2013 Income (Numerator) Shares (Denominator) Per-Share Amount Basic EPS $ 25,797 10,601,145 $ 2.43 Effect of dilutive shares: Stock options 160,861 Restricted stock 73,194 Diluted EPS $ 25,797 10,835,200 $ 2.38

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Schedule of Future Minimum Rental Payments for Operating Leases	The following is a schedule of the Corporation’s operating lease obligations: Amount Year Ending June 30, (In Thousands) 2016 $ 2,107 2017 1,455 2018 964 2019 629 2020 168 Thereafter 37 Total minimum payments required $ 5,360

Derivative and Other Financia44

Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)	12 Months Ended
	Jun. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Undisbursed Funds Commitments	The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below: Commitments June 30, June 30, (Dollars In Thousands) Undisbursed loan funds – Construction loans $ 3,359 $ 1,090 Undisbursed lines of credit – Mortgage loans 414 616 Undisbursed lines of credit – Commercial business loans 822 1,222 Undisbursed lines of credit – Consumer loans 708 774 Commitments to extend credit on loans to be held for investment 4,745 2,247 Total $ 10,048 $ 5,949
Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment	The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the years ended June 30, 2015 and 2014: For the Year Ended (In Thousands) 2015 2014 Balance, beginning of the year $ 61 $ 115 Provision (recovery) 15 (54 ) Balance, end of the year $ 76 $ 61
Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans	The net impact of derivative financial instruments on the gain on sale of loans contained in the Consolidated Statements of Operations for the years ended June 30, 2015, 2014 and 2013 was as follows: (In Thousands) For the Year Ended June 30, Derivative Financial Instruments 2015 2014 2013 Commitments to extend credit on loans to be held for sale $ (1,067 ) $ 3,598 $ (5,013 ) Mandatory loan sale commitments and TBA MBS trades 2,169 (8,233 ) 8,121 Option contracts (168 ) (18 ) 214 Total net gain (loss) $ 934 $ (4,653 ) $ 3,322
Schedule of Outstanding Derivative Instruments	The outstanding derivative financial instruments at the dates indicated were as follows: (In Thousands) June 30, 2015 June 30, 2014 Derivative Financial Instruments Amount Fair Amount Fair Commitments to extend credit on loans to be held for sale (1) $ 139,565 $ 1,499 $ 132,567 $ 2,566 Best efforts loan sale commitments (36,908 ) — (18,069 ) — Mandatory loan sale commitments and TBA MBS trades (320,197 ) 741 (258,021 ) (1,428 ) Option contracts 4,000 192 (10,000 ) — Total $ (213,540 ) $ 2,432 $ (153,523 ) $ 1,138 (1) Net of 26.9% at June 30, 2015 and 28.0% at June 30, 2014 of commitments, which management has estimated may not fund.

Fair Value of Financial Instr45

Fair Value of Financial Instruments (Tables)	12 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale	The following table describes the difference at the dates indicated between the aggregate fair value and the aggregate unpaid principal balance of loans held for investment at fair value and loans held for sale at fair value: (In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized Gain As of June 30, 2015: Loans held for investment, at fair value $ 4,518 $ 4,495 $ 23 Loans held for sale, at fair value $ 224,715 $ 219,143 $ 5,572 As of June 30, 2014: Loans held for sale, at fair value $ 158,883 $ 152,192 $ 6,691
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following fair value hierarchy table presents information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at June 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities: U.S. government agency MBS $ — $ 7,906 $ — $ 7,906 U.S. government sponsored enterprise MBS — 5,387 — 5,387 Private issue CMO — — 717 717 Common stock - community development financial institution — — 151 151 Investment securities — 13,293 868 14,161 Loans held for investment, at fair value — 4,518 — 4,518 Loans held for sale, at fair value — 224,715 — 224,715 Interest-only strips — — 63 63 Derivative assets: Commitments to extend credit on loans to be held for sale — — 1,636 1,636 TBA MBS trades — 812 — 812 Option contracts — — 192 192 Derivative assets — 812 1,828 2,640 Total assets $ — $ 243,338 $ 2,759 $ 246,097 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 137 $ 137 Mandatory loan sale commitments — — 71 71 Derivative liabilities — — 208 208 Total liabilities $ — $ — $ 208 $ 208 Fair Value Measurement at June 30, 2014 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities: U.S. government agency MBS $ — $ 9,109 $ — $ 9,109 U.S. government sponsored enterprise MBS — 6,385 — 6,385 Private issue CMO — — 853 853 Investment securities — 15,494 853 16,347 Loans held for sale, at fair value — 158,883 — 158,883 Interest-only strips — — 62 62 Derivative assets: Commitments to extend credit on loans to be held for sale — — 2,570 2,570 Derivative assets — — 2,570 2,570 Total assets $ — $ 174,377 $ 3,485 $ 177,862 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 4 $ 4 Mandatory loan sale commitments — — 93 93 TBA MBS trades — 1,335 — 1,335 Derivative liabilities — 1,335 97 1,432 Total liabilities $ — $ 1,335 $ 97 $ 1,432
Schedule for Reconciliation of Recurring Fair Value Measurements Using Level 3 Inputs	The following is a reconciliation of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Consolidated Statements of Financial Condition using Level 3 inputs: Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Common stock (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2014 $ 853 $ — $ 62 $ 2,566 $ (93 ) $ — $ 3,388 Total gains or losses (realized/unrealized): Included in earnings — — — (1,067 ) (15 ) (168 ) (1,250 ) Included in other comprehensive loss (3 ) (99 ) 1 — — — (101 ) Purchases — 250 — — — 932 1,182 Issuances — — — — — — — Settlements (133 ) — — — 37 (572 ) (668 ) Transfers in and/or out of Level 3 — — — — — — — Ending balance at June 30, 2015 $ 717 $ 151 $ 63 $ 1,499 $ (71 ) $ 192 $ 2,551 (1) Common stock - community development financial institution. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Interest- Only Strips Loan Commit- ments to Originate (1) Manda- tory Commit- ments (2) Option Contracts Total Beginning balance at June 30, 2013 $ 1,019 $ 98 $ (1,032 ) $ 83 $ 589 $ 757 Total gains or losses (realized/unrealized): Included in earnings — — 3,598 (207 ) (18 ) 3,373 Included in other comprehensive loss 28 (36 ) — — — (8 ) Purchases — — — — 603 603 Issuances — — — — — — Settlements (194 ) — — 31 (1,174 ) (1,337 ) Transfers in and/or out of Level 3 — — — — — — Ending balance at June 30, 2014 $ 853 $ 62 $ 2,566 $ (93 ) $ — $ 3,388 (1) Consists of commitments to extend credit on loans to be held for sale. (2) Consists of mandatory loan sale commitments.
Schedule of Fair Value Assets Measured on Nonrecurring Basis	The following fair value hierarchy table presents information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at June 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 11,816 $ 2,130 $ 13,946 Mortgage servicing assets — — 269 269 Real estate owned, net — 2,398 — 2,398 Total $ — $ 14,214 $ 2,399 $ 16,613 Fair Value Measurement at June 30, 2014 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 10,910 $ 5,026 $ 15,936 Mortgage servicing assets — — 241 241 Real estate owned, net — 2,467 — 2,467 Total $ — $ 13,377 $ 5,267 $ 18,644
Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities	The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of June 30, 2015: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available-for sale: Private issue CMO $ 717 Market comparable pricing Comparability adjustment 0.1% - 1.5% (1.2%) Increase Securities available-for sale: Common stock (3) $ 151 Relative value analysis Adjusted book value $ 38.6 million Increase Non-performing loans $ 89 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 2,041 Relative value analysis Loss severity 20.0% - 38.0% (21.3%) Decrease Mortgage servicing assets $ 269 Discounted cash flow Prepayment speed (CPR) Discount rate 10.1% - 60.0% (19.0%) Decrease Interest-only strips $ 63 Discounted cash flow Prepayment speed (CPR) Discount rate 16.0% - 24.0% (18.0%) Decrease Commitments to extend credit on loans to be held for sale $ 1,636 Relative value analysis TBA MBS broker quotes Fall-out ratio (4) 97.5% – 104.5% Decrease Option contracts $ 192 Relative value analysis Broker quotes 126.2% of par Increase Liabilities: Commitments to extend credit on loans to be held for sale $ 137 Relative value analysis TBA MBS broker quotes Fall-out ratio (4) 99.4% – 104.0% Increase Mandatory loan sale commitments $ 71 Relative value analysis Investor quotes TBA MBS broker quotes Roll-forward costs (5) 100.6% - 103.3% (102.7%) of par Increase (1) The range is based on the historical estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) Common stock of a community development financial institution. (4) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (5) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.
Schedule of Carrying Amount and Fair Value of Financial Instruments	The carrying amount and fair value of the Corporation’s other financial instruments as of June 30, 2015 and 2014 were as follows: June 30, 2015 (In Thousands) Carrying Fair Financial assets: Loans held for investment, not recorded at fair value $ 809,716 $ 815,385 $ — $ — $ 815,385 FHLB – San Francisco stock $ 8,094 $ 8,094 $ — $ 8,094 $ — Financial liabilities: Deposits $ 924,086 $ 895,664 $ — $ — $ 895,664 Borrowings $ 91,367 $ 93,219 $ — $ — $ 93,219 June 30, 2014 (In Thousands) Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Loans held for investment, not recorded at fair value $ 772,141 $ 778,851 $ — $ — $ 778,851 FHLB – San Francisco stock $ 7,056 $ 7,056 $ — $ 7,056 $ — Financial liabilities: Deposits $ 897,870 $ 875,440 $ — $ — $ 875,440 Borrowings $ 41,431 $ 44,424 $ — $ — $ 44,424

Reportable Segments (Tables)

Reportable Segments (Tables)	12 Months Ended
	Jun. 30, 2015
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	The following tables illustrate the Corporation’s operating segments for the fiscal years ended June 30, 2015, 2014 and 2013, respectively: For the Year Ended June 30, 2015 (In Thousands) Provident Provident Consolidated Net interest income $ 28,105 $ 5,170 $ 33,275 Recovery from the allowance for loan losses (1,287 ) (100 ) (1,387 ) Net interest income, after recovery from the allowance for loan losses 29,392 5,270 34,662 Non-interest income: Loan servicing and other fees 361 724 1,085 Gain on sale of loans, net 36 34,174 34,210 Deposit account fees 2,412 — 2,412 Gain (loss) on sale and operations of real estate owned 304 (22 ) 282 Card and processing fees 1,406 — 1,406 Other 992 — 992 Total non-interest income 5,511 34,876 40,387 Non-interest expense: Salaries and employee benefits 18,295 23,323 41,618 Premises and occupancy 2,944 1,722 4,666 Operating and administrative expenses 4,602 7,083 11,685 Total non-interest expense 25,841 32,128 57,969 Income before taxes 9,062 8,018 17,080 Provision for income taxes 3,906 3,371 7,277 Net income $ 5,156 $ 4,647 $ 9,803 Total assets, end of period $ 949,490 $ 225,065 $ 1,174,555 (In Thousands) Year Ended June 30, 2014 Provident Net interest income $ 26,734 $ 3,989 $ 30,723 Recovery from the allowance for loan losses (3,080 ) (300 ) (3,380 ) Net interest income, after recovery from the allowance for loan losses 29,814 4,289 34,103 Non-interest income: Loan servicing and other fees 504 573 1,077 Gain on sale of loans, net 411 25,388 25,799 Deposit account fees 2,469 — 2,469 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 15 3 18 Card and processing fees 1,370 — 1,370 Other 942 — 942 Total non-interest income 5,711 25,964 31,675 Non-interest expense: Salaries and employee benefits 15,435 22,609 38,044 Premises and occupancy 2,601 1,867 4,468 Operating and administrative expenses 4,272 7,384 11,656 Total non-interest expenses 22,308 31,860 54,168 Income (loss) before income taxes 13,217 (1,607 ) 11,610 Provision (benefit) for income taxes 5,629 (625 ) 5,004 Net income (loss) $ 7,588 $ (982 ) $ 6,606 Total assets, end of fiscal year $ 946,260 $ 159,369 $ 1,105,629 (In Thousands) Year Ended June 30, 2013 Provident Net interest income $ 27,835 $ 5,522 $ 33,357 Recovery from the allowance for loan losses (1,229 ) (270 ) (1,499 ) Net interest income, after recovery from the allowance for loan losses 29,064 5,792 34,856 Non-interest income: Loan servicing and other fees 903 190 1,093 (Loss) gain on sale of loans, net (84 ) 68,577 68,493 Deposit account fees 2,449 — 2,449 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 703 213 916 Card and processing fees 1,292 — 1,292 Other 957 — 957 Total non-interest income 6,220 68,980 75,200 Non-interest expense: Salaries and employee benefits 17,745 32,705 50,450 Premises and occupancy 2,705 1,727 4,432 Operating and administrative expenses 4,636 7,825 12,461 Total non-interest expenses 25,086 42,257 67,343 Income before income taxes 10,198 32,515 42,713 Provision for income taxes 3,245 13,671 16,916 Net income $ 6,953 $ 18,844 $ 25,797 Total assets, end of fiscal year $ 1,022,413 $ 188,628 $ 1,211,041

Holding Company Condensed Fin47

Holding Company Condensed Financial Information (Tables)	12 Months Ended
	Jun. 30, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Statements of Financial Condition	Condensed Statements of Financial Condition June 30, (In Thousands) 2015 2014 Assets Cash and cash equivalents $ 14,829 $ 6,627 Investment in subsidiary 126,348 139,252 Other assets 20 19 $ 141,197 $ 145,898 Liabilities and Stockholders’ Equity Other liabilities $ 60 $ 36 Stockholders’ equity 141,137 145,862 $ 141,197 $ 145,898
Condensed Statements of Operations	Condensed Statements of Operations Year Ended June 30, (In Thousands) 2015 2014 2013 Dividend from the Bank $ 25,000 $ 27,500 $ 10,000 Interest and other income 57 20 9 Total income 25,057 27,520 10,009 General and administrative expenses 860 838 791 Earnings before income taxes and equity in undistributed earnings of the Bank 24,197 26,682 9,218 Income tax benefit (337 ) (337 ) (329 ) Earnings before equity in undistributed earnings of the Bank 24,534 27,019 9,547 Equity in undistributed earnings of the Bank (14,731 ) (20,413 ) 16,250 Net income $ 9,803 $ 6,606 $ 25,797
Condensed Statements of Comprehensive Income	Condensed Statements of Comprehensive Income Year Ended June 30, (In Thousands) 2015 2014 2013 Net income $ 9,803 $ 6,606 $ 25,797 Other comprehensive income — — — Total comprehensive income $ 9,803 $ 6,606 $ 25,797
Condensed Statements of Cash Flows	Condensed Statements of Cash Flows Year Ended June 30, (In Thousands) 2015 2014 2013 Cash flows from operating activities: Net income $ 9,803 $ 6,606 $ 25,797 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed earnings of the Bank 14,731 20,413 (16,250 ) (Increase) decrease in other assets (1 ) 40 20 Increase (decrease) in other liabilities 24 (203 ) 201 Net cash provided by operating activities 24,557 26,856 9,768 Cash flow from investing activities: Net cash provided by investing activities — — — Cash flow from financing activities: Exercise of stock options 380 385 296 Treasury stock purchases (12,680 ) (17,182 ) (8,959 ) Cash dividends (4,055 ) (3,964 ) (2,541 ) Net cash used for financing activities (16,355 ) (20,761 ) (11,204 ) Net increase (decrease) in cash and cash equivalents 8,202 6,095 (1,436 ) Cash and cash equivalents at beginning of year 6,627 532 1,968 Cash and cash equivalents at end of year $ 14,829 $ 6,627 $ 532

Quarterly Results of Operatio48

Quarterly Results of Operations (Unaudited) (Tables)	12 Months Ended
	Jun. 30, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Results of Operations (Unaudited)	The following tables set forth the quarterly financial data for the fiscal years ended June 30, 2015 and 2014: For Fiscal Year 2015 (Dollars In Thousands, Except Per Share Amount) For the Fourth Third Second First Interest income $ 39,696 $ 10,594 $ 9,937 $ 9,656 $ 9,509 Interest expense 6,421 1,744 1,559 1,546 1,572 Net interest income 33,275 8,850 8,378 8,110 7,937 Recovery from the allowance for loan losses (1,387 ) (104 ) (111 ) (354 ) (818 ) Net interest income, after recovery from the allowance for loan losses 34,662 8,954 8,489 8,464 8,755 Non-interest income 40,387 10,511 11,269 9,497 9,110 Non-interest expense 57,969 15,150 15,168 13,912 13,739 Income before income taxes 17,080 4,315 4,590 4,049 4,126 Provision for income taxes 7,277 1,830 1,990 1,721 1,736 Net income $ 9,803 $ 2,485 $ 2,600 $ 2,328 $ 2,390 Basic earnings per share $ 1.09 $ 0.29 $ 0.29 $ 0.26 $ 0.26 Diluted earnings per share $ 1.07 $ 0.28 $ 0.29 $ 0.25 $ 0.25 For Fiscal Year 2014 (Dollars In Thousands, Except Per Share Amount) For the Fourth Quarter Third Quarter Second Quarter First Quarter Interest income $ 38,059 $ 9,272 $ 9,158 $ 9,513 $ 10,116 Interest expense 7,336 1,615 1,708 1,858 2,155 Net interest income 30,723 7,657 7,450 7,655 7,961 Recovery from the allowance for loan losses (3,380 ) (691 ) (849 ) (898 ) (942 ) Net interest income, after recovery from the allowance for loan losses 34,103 8,348 8,299 8,553 8,903 Non-interest income 31,675 9,557 6,791 7,144 8,183 Non-interest expense 54,168 14,214 12,553 12,871 14,530 Income before income taxes 11,610 3,691 2,537 2,826 2,556 Provision for income taxes 5,004 1,600 1,138 1,223 1,043 Net income $ 6,606 $ 2,091 $ 1,399 $ 1,603 $ 1,513 Basic earnings per share $ 0.67 $ 0.22 $ 0.14 $ 0.16 $ 0.15 Diluted earnings per share $ 0.65 $ 0.22 $ 0.14 $ 0.16 $ 0.14

Reclassification Adjustment o49

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Tables)	12 Months Ended
	Jun. 30, 2015
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income	The following table provides the changes in AOCI by component for the fiscal years ended June 30, 2015, 2014 and 2013: Unrealized Gains and Losses on (Dollars In Thousands, Net of Statutory Taxes) Investment Securities Available for Sale Interest-Only Strips Total Beginning balance at June 30, 2012 $ 552 $ 74 $ 626 Other comprehensive loss before reclassifications (54 ) (18 ) (72 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (54 ) (18 ) (72 ) Ending balance at June 30, 2013 498 56 554 Other comprehensive loss before reclassifications (147 ) (21 ) (168 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (147 ) (21 ) (168 ) Ending balance at June 30, 2014 351 35 386 Other comprehensive (loss) income before reclassifications (57 ) 2 (55 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive (loss) income (57 ) 2 (55 ) Ending balance at June 30, 2015 $ 294 $ 37 $ 331

Offsetting Derivative and Oth50

Offsetting Derivative and Other Financial Instruments (Tables)	12 Months Ended
	Jun. 30, 2015
Offsetting [Abstract]
Offsetting Assets [Table Text Block]	As of June 30, 2015: Net Gross Amount Amount of Assets Gross Amount Not Offset in the Presented in Offset in the Consolidated Gross Consolidated the Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 1,004 $ — $ 1,004 $ — $ — $ 1,004 Total $ 1,004 $ — $ 1,004 $ — $ — $ 1,004 As of June 30, 2014: Net Gross Amount Amount of Assets Gross Amount Not Offset in the Presented in Offset in the Consolidated Gross Consolidated the Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ — $ — $ — $ — $ — $ — Total $ — $ — $ — $ — $ — $ —
Offsetting Liabilities [Table Text Block]	Net Gross Amount Amount of Liabilities Gross Amount Not Offset in the Presented in Offset in the Consolidated Gross Consolidated the Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Pledged Amount Liabilities Derivatives $ 1,428 $ — $ 1,428 $ — $ — $ 1,428 Total $ 1,428 $ — $ 1,428 $ — $ — $ 1,428 Net Gross Amount Amount of Liabilities Gross Amount Not Offset in the Presented in Offset in the Consolidated Gross Consolidated the Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Pledged Amount Liabilities Derivatives $ 71 $ — $ 71 $ — $ — $ 71 Total $ 71 $ — $ 71 $ — $ — $ 71

Organization and Summary of S51

Organization and Summary of Significant Accounting Policies (Basis of Presentation) (Details) - 12 months ended Jun. 30, 2015	locationsegment
Accounting Policies [Abstract]
Number of business segments | segment	2
Number of banking locations	15

Organization and Summary of S52

Organization and Summary of Significant Accounting Policies (PBM Activites) (Details) - USD ($)	3 Months Ended	12 Months Ended			84 Months Ended
	Dec. 31, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2011
Recourse Liability [Roll Forward]
MSA net carrying value		$ 396,000	$ 295,000
Mortgage servicing assets, fair value		470,000	357,000	$ 395,000
Interest-only strips, fair value		$ 63,000	62,000
Minimum
Recourse Liability [Roll Forward]
Refund of loan sale premium, term for loan repayment		3 months
Maximum
Recourse Liability [Roll Forward]
Refund of loan sale premium, term for loan repayment		6 months
Mortgage Partnership Finance (MPF) Program
Recourse Liability [Roll Forward]
Recourse liability, beginning balance		$ 274,000
Recourse liability, ending balance		267,000	274,000
Other Investors
Recourse Liability [Roll Forward]
Recourse liability, beginning balance		600,000
Recourse liability, ending balance		500,000	600,000
Provident Bank Mortgage (PBM)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Repurchases of single-family loans		1,600,000	437,000	1,400,000
Payments for settlement of repurchase requests		0	666,000	5,600,000
Recourse Liability [Roll Forward]
Recourse liability, beginning balance		904,000	2,111,000
Recourse recovery		(86,000)	(469,000)
Net settlements in lieu of loan repurchases		(50,000)	(738,000)
Recourse liability, ending balance		768,000	904,000	2,111,000
Loan sale premium refunds		2,000,000	750,000	299,000
Unrealized gain on interest-only strips, net of tax		36,000	35,000
Provident Bank Mortgage (PBM) | Legacy Loan Investor
Recourse Liability [Roll Forward]
Net settlements in lieu of loan repurchases	$ (1,500,000)
Provident Bank Mortgage (PBM) | Loan Sale Volume
Accounts, Notes, Loans and Financing Receivable [Line Items]
Concentration risk (percentage)					39.00%
Provident Bank Mortgage (PBM) | Recourse Claims Paid Prior to Settlement
Accounts, Notes, Loans and Financing Receivable [Line Items]
Concentration risk (percentage)					64.00%
Provident Bank Mortgage (PBM) | Prepaid Expenses and Other Assets
Recourse Liability [Roll Forward]
Interest-only strips, fair value		63,000	62,000
Provident Bank Mortgage (PBM) | Recourse Liability
Recourse Liability [Roll Forward]
Recourse liability, beginning balance		113,000
Recourse liability, ending balance		$ 653,000	113,000
Provident Bank Mortgage (PBM) | Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan repurchase requirement, period loan is past due		90 days
Provident Bank Mortgage (PBM) | Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan repurchase requirement, period following loan funding date		120 days
Provident Bank Mortgage (PBM) | Mortgage Partnership Finance (MPF) Program
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recourse liability, portion covered by FHLB (percent)		0.04%
Loans serviced under MPF program		$ 28,200,000	38,600,000
Net loss on recourse liabilities		32,000	139,000	$ 194,000
Recourse Liability [Roll Forward]
Recourse liability, beginning balance		274,000
Recourse liability, ending balance		267,000	274,000
Provident Bank Mortgage (PBM) | Other Investors
Recourse Liability [Roll Forward]
Recourse liability, beginning balance		600,000
Recourse liability, ending balance		$ 500,000	$ 600,000

Organization and Summary of S53

Organization and Summary of Significant Accounting Policies Organization and Summary of Significant Accounting Policies (Loans Held for Sale) (Details)	12 Months Ended
	Jun. 30, 2015
Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan sale settlement period	20 days
Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan sale settlement period	30 days

Organization and Summary of S54

Organization and Summary of Significant Accounting Policies (Troubled Debt Restructuring) (Details)	12 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Period of satisfactory contractual payments to remove restructured loan status	12 months

Organization and Summary of S55

Organization and Summary of Significant Accounting Policies (Premises and Equipment) (Details)	12 Months Ended
	Jun. 30, 2015
Buildings | Minimum
Premises and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	10 years
Buildings | Maximum
Premises and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	40 years
Furniture and Fixtures [Member] | Minimum
Premises and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	3 years
Furniture and Fixtures [Member] | Maximum
Premises and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	10 years
Automobiles
Premises and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	3 years
Computer Equipment [Member] | Minimum
Premises and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	3 years
Computer Equipment [Member] | Maximum
Premises and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	5 years
Leasehold improvements | Minimum
Premises and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	1 year
Leasehold improvements | Maximum
Premises and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	10 years

Organization and Summary of S56

Organization and Summary of Significant Accounting Policies (Income Taxes) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Accounting Policies [Abstract]
Estimated deferred tax asset	$ 5,588	$ 5,593	$ 5,588
Addition for tax positions of prior years	$ 825	$ 0	$ 0	$ 0

Organization and Summary of S57

Organization and Summary of Significant Accounting Policies (Stock Repurchases) (Details) - $ / shares	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Class of Stock [Line Items]
Stock repurchased during period (in shares)	10,256	13,591
Shares Paid for Tax Withholding for Share Based Compensation	10,256
October 2014 Stock Repurchase Plan [Member]
Class of Stock [Line Items]
Stock Repurchase Program, Percent of Shares Authorized to be Repurchased	5.00%
April 2015 Stock Repurchase Program [Member]
Class of Stock [Line Items]
Stock Repurchase Program, Percent of Shares Authorized to be Repurchased	5.00%
Common Stock
Class of Stock [Line Items]
Stock repurchased during period (in shares)	784,906
Stock repurchased during period (in dollars per share)	$ 15.93
Common Stock | April 2012 Stock Repurchase Plan [Member]
Class of Stock [Line Items]
Stock repurchased during period (in shares)	81,667
Shares repurchased under program (percent)	19.00%
Remaining number of shares authorized to be repurchased under program	348,984
Common Stock | May 2014 Stock Repurchase Plan [Member]
Class of Stock [Line Items]
Remaining number of shares authorized to be repurchased under program		250,027
Common Stock | May 2014 Stock Repurchase Plan [Member] | Restricted Stock
Class of Stock [Line Items]
Stock repurchased during period (in shares)	476,960
Stock Repurchase Program, Percent of Shares Authorized to be Repurchased		5.00%
Common Stock | October 2014 Stock Repurchase Plan [Member] | Restricted Stock
Class of Stock [Line Items]
Stock repurchased during period (in shares)	453,212
Common Stock | April 2015 Stock Repurchase Program [Member] | Restricted Stock
Class of Stock [Line Items]
Stock repurchased during period (in shares)	430,651

Organization and Summary of S58

Organization and Summary of Significant Accounting Policies (Stock-based Compensation) (Details) - USD ($)	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Accounting Policies [Abstract]
Stock-based compensation expense	$ 1,500,000	$ 500,000	$ 768,000
Total cash provided by (used for) operating activities or financing activities related to tax effect from stock-based compensation			$ 397,000

Organization and Summary of S59

Organization and Summary of Significant Accounting Policies (Post Retirement Benefits) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Accounting Policies [Abstract]
Accrued liability, post retirement benefits	$ 234	$ 232

Investment Securities_ Schedule

Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Restricted	$ 14,161	$ 16,347
Held-to-maturity Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis	800	800
Held-to-maturity Securities, Gross Gains, Derivatives	0	0
Held-to-maturity Securities, Gross Gains (Losses), Derivatives	0	0
Held-to-maturity Securities	800	800
Held-to-maturity Securities, Sold Security, at Carrying Value	800	800
Amortized Cost	13,654	15,741
Gross Unrealized Gains	606	606
Gross Unrealized (Losses)	99	0
Investment securities – available for sale, at fair value	14,161	16,347
Carrying Value	14,161	16,347
Principal payments from investment securities held for sale	2,338	2,910	$ 3,295
Investment Income, Net, Amortization of Discount and Premium	14,454	16,541
Unrealized Gain on Securities	606	606
Unrealized Gain (Loss) on Securities	(99)	0
Investments, Fair Value Disclosure	14,961	17,147
Summary of Investments, Other than Investments in Related Parties, Carrying Amount	14,961	17,147
Certificates of Deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis	800	800
Held-to-maturity Securities, Gross Gains, Derivatives	0	0
Held-to-maturity Securities, Gross Gains (Losses), Derivatives	0	0
Held-to-maturity Securities	800	800
Held-to-maturity Securities, Sold Security, at Carrying Value	800	800
U.S. government agency MBS
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Restricted	7,906	9,109
Amortized Cost	7,613	8,772
Gross Unrealized Gains	293	337
Gross Unrealized (Losses)	0	0
Investment securities – available for sale, at fair value	7,906	9,109
Carrying Value	7,906	9,109
U.S. government sponsored enterprise MBS
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Restricted	5,387	6,385
Amortized Cost	5,083	6,128
Gross Unrealized Gains	304	257
Gross Unrealized (Losses)	0	0
Investment securities – available for sale, at fair value	5,387	6,385
Carrying Value	5,387	6,385
Private issue CMO
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Restricted	717	853
Amortized Cost	708	841
Gross Unrealized Gains	9	12
Gross Unrealized (Losses)	0	0
Investment securities – available for sale, at fair value	717	853
Carrying Value	717	$ 853
Principal Payments Received
Schedule of Available-for-sale Securities [Line Items]
Principal payments from investment securities held for sale			$ 800
Common Stock
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Restricted	151
Amortized Cost	250
Gross Unrealized Gains	0
Gross Unrealized (Losses)	(99)
Investment securities – available for sale, at fair value	151
Carrying Value	$ 151

Investment Securities_ Mortgage

Investment Securities: Mortgage Backed Securities Policy (Details)	12 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)security	Jun. 30, 2013USD ($)
Schedule of Available-for-sale Securities [Line Items]
Mortgage backed securities, principal payments received	$ 2,338,000	$ 2,910,000	$ 3,295,000
Other-than-temporary impairments, investments	$ 0	$ 0	$ 0
Private issue CMO | Available for sale
Schedule of Available-for-sale Securities [Line Items]
Number of investment securities held | security		99,000

Investment Securities Investmen

Investment Securities Investment Securities: Investments with Unrealized Loss Positions (Details) - Jun. 30, 2015 - USD ($) $ in Thousands	Total
Schedule of Available-for-sale Securities [Line Items]
Unrealized Holding Losses, Less Than 12 Months, Fair Value	$ 151
Unrealized Holding Losses, Less Than 12 Months, Unrealized Losses	99
Unrealized Holding Losses, 12 Months or More, Fair Value	0
Unrealized Holding Losses, 12 Months or More, Unrealized Losses	0
Unrealized Holding Losses, Fair Value	151
Unrealized Holding Losses, Unrealized Losses	99
Common Stock
Schedule of Available-for-sale Securities [Line Items]
Unrealized Holding Losses, Less Than 12 Months, Fair Value	151
Unrealized Holding Losses, Less Than 12 Months, Unrealized Losses	99
Unrealized Holding Losses, 12 Months or More, Fair Value	0
Unrealized Holding Losses, 12 Months or More, Unrealized Losses	0
Unrealized Holding Losses, Fair Value	151
Unrealized Holding Losses, Unrealized Losses	$ 99

Investment Securities_ Schedu63

Investment Securities: Schedule of Available for Sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount	$ 800	$ 800
Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value	800	800
Held-to-maturity Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis	800	800
Held-to-maturity Securities	800	800
Investment Income, Net, Amortization of Discount and Premium	14,454	16,541
Investments, Fair Value Disclosure	14,961	17,147
Investment securities – available for sale, at fair value	14,161	16,347
Available for sale
Due in one year or less, Amortized Cost	0	0
Due after one through five years, Amortized Cost	0	0
Due after five through ten years, Amortized Cost	0	0
Due after ten years, Amortized Cost	13,404	15,741
Total investment securities, Amortized Cost	13,654	15,741
Available-for-sale Securities, Debt Securities	151	0
Due in one year of less, Estimated Fair Value	0	0
Due after one through five years, Estimated Fair Value	0	0
Due after five through ten years, Estimated Fair Value	0	0
Due after ten years, Estimated Fair Value	14,010	16,347
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	250	0
Total investment securities, Estimated Fair Value	$ 14,161	$ 16,347

Loans Held For Investment_ Sche

Loans Held For Investment: Schedule of Loans Held for Investment (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2010
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 822,979	$ 780,208
Loans and Leases Receivable, Loans in Process	(3,360)	(1,090)
Escrow Deposit	199	215
Deferred loan costs, net	3,140	2,552
Allowance for loan losses	(8,724)	(9,744)	$ (14,935)	$ (21,483)
Total loans held for investment, net	814,234	772,141
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	365,961	377,824
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	347,020	301,191
Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	100,897	96,781
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	8,191	2,869
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	666	1,237
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 244	$ 306

Loans Held For Investment_ Narr

Loans Held For Investment: Narrative (Details) - USD ($)	3 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015
Loans held for investment	$ 822,979,000	$ 780,208,000	$ 822,979,000
Loan interest income added to negative amortization loan balance	$ 0	$ 0	$ 0
Interest-only ARM loans as percent of loans held for investment	18.60%	21.80%	18.60%
Fixed-rate loans as a percentage of total loans held for investment	4.00%	4.00%	4.00%
First Trust Deed Loans
Loans deemed uncollectible, period of delinquency			150 days
Commercial Business or Second Trust Deed Loans
Loans deemed uncollectible, period of delinquency			120 days
Troubled Debt Restructurings
Loans deemed uncollectible, period of delinquency			90 days
Bankruptcy
Loans deemed uncollectible, period of delinquency			60 days
Minimum
Loan principal, increase due to negative amortization, as a percentage of original loan amount			110.00%
Adjustable Rate Mortgage, Term of Fixed Interest Rate			2 years
Maximum
Loan principal, increase due to negative amortization, as a percentage of original loan amount			115.00%
Adjustable Rate Mortgage, Term of Fixed Interest Rate			5 years
Segregated restructured loans, period of delinquency			90 days
Maximum | Bankruptcy
Allowance for loan losses, pooling method, period of delinquency			60 days
Mortgage Loans on Real Estate | Subject to Negative Amortization
Loans held for investment	$ 14,100,000	$ 23,300,000	$ 14,100,000
Mortgage loans, Multi-family
Loans held for investment	347,020,000	301,191,000	347,020,000
Mortgage loans, Multi-family | Subject to Negative Amortization
Loans held for investment	10,700,000	18,700,000	10,700,000
Mortgage loans, Single-family
Loans held for investment	365,961,000	377,824,000	365,961,000
Held-to-maturity Securities, Transferred Security, at Carrying Value	$ 4,500,000		$ 4,500,000
Loans, held for investment, originated for sale, subsequently transferred	13		13
Mortgage loans, Single-family | Subject to Negative Amortization
Loans held for investment	$ 3,200,000	3,700,000	$ 3,200,000
Mortgage loans, Commercial real estate
Loans held for investment	100,897,000	96,781,000	100,897,000
Mortgage loans, Commercial real estate | Subject to Negative Amortization
Loans held for investment	200,000	900,000	200,000
Adjustable Rate Residential Mortgage
Loans held for investment	$ 152,600,000	$ 170,700,000	$ 152,600,000

Loans Held For Investment_ Sc66

Loans Held For Investment: Schedule of Loans Held for Investment Contractually Repricing (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	$ 32,972
Total loans held for investment, gross	822,979	$ 780,208
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	13,648
Total loans held for investment, gross	365,961	377,824
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	4,575
Total loans held for investment, gross	347,020	301,191
Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	9,236
Total loans held for investment, gross	100,897	96,781
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	5,247
Total loans held for investment, gross	8,191	2,869
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	258
Total loans held for investment, gross	666	1,237
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	8
Total loans held for investment, gross	244	$ 306
Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	386,075
Within One Year | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	299,507
Within One Year | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	65,323
Within One Year | Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	19,520
Within One Year | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	1,200
Within One Year | Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	289
Within One Year | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	236
After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	114,496
After One Year Through 3 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	4,175
After One Year Through 3 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	83,282
After One Year Through 3 Years | Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	27,039
After One Year Through 3 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	280,497
After 3 Years Through 5 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	45,742
After 3 Years Through 5 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	187,790
After 3 Years Through 5 Years | Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	45,102
After 3 Years Through 5 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	1,744
After 3 Years Through 5 Years | Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	119
After 3 Years Through 5 Years | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	8,939
After 5 Years Through 10 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	2,889
After 5 Years Through 10 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	6,050
After 5 Years Through 10 Years | Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	$ 0

Loans Held For Investment Loans

Loans Held For Investment Loans Held For Investment: Schedule of Gross Loans Held for Investment by Loan Types and Risk Category (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Loans and Leases Receivable, Gross	$ 822,979	$ 780,208
Mortgage loans, Single-family
Loans and Leases Receivable, Gross	365,961	377,824
Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	347,020	301,191
Mortgage loans, Commercial real estate
Loans and Leases Receivable, Gross	100,897	96,781
Construction Loans [Member]
Loans and Leases Receivable, Gross	8,191	2,869
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	666	1,237
Consumer Loan [Member]
Loans and Leases Receivable, Gross	244	306
Pass [Member]
Loans and Leases Receivable, Gross	793,640	743,235
Pass [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	347,301	363,440
Pass [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	339,093	285,111
Pass [Member] | Mortgage loans, Commercial real estate
Loans and Leases Receivable, Gross	98,254	90,431
Pass [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	8,191	2,869
Pass [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	557	1,078
Pass [Member] | Consumer Loan [Member]
Loans and Leases Receivable, Gross	244	306
Special Mention [Member]
Loans and Leases Receivable, Gross	8,179	9,418
Special Mention [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	7,766	2,140
Special Mention [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	413	7,256
Special Mention [Member] | Mortgage loans, Commercial real estate
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	0	22
Special Mention [Member] | Consumer Loan [Member]
Loans and Leases Receivable, Gross	0	0
Substandard [Member]
Loans and Leases Receivable, Gross	21,160	27,555
Substandard [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	10,894	12,244
Substandard [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	7,514	8,824
Substandard [Member] | Mortgage loans, Commercial real estate
Loans and Leases Receivable, Gross	2,643	6,350
Substandard [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	0	0
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	109	137
Substandard [Member] | Consumer Loan [Member]
Loans and Leases Receivable, Gross	$ 0	$ 0

Loans Held For Investment Loa68

Loans Held For Investment Loans Held For Investment: Schedule of Allowance For Loan Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2010
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses on Loans held for investment	$ 8,724	$ 9,744	$ 14,935	$ 21,483
Provision for Loan and Lease Losses	1,387	3,380	1,499
Recoveries	996	929	762
Allowance for Loan and Lease Losses Write-offs, Net	629	2,740
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	98	41
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	8,626	9,703
Financing Receivable, Individually Evaluated for Impairment	12,003	11,032
Financing Receivable, Collectively Evaluated for Impairment	810,976	769,176
Loans Held For Investment, Gross	$ 822,979	$ 780,208
Allowance for loan losses as a percentage of gross loans held for investment	1.06%	1.25%
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses on Loans held for investment	$ 5,280	$ 5,476	9,062
Provision for Loan and Lease Losses	279	3,183
Recoveries	635	562
Allowance for Loan and Lease Losses Write-offs, Net	552	965
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	78	0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	5,202	5,476
Financing Receivable, Individually Evaluated for Impairment	7,949	6,067
Financing Receivable, Collectively Evaluated for Impairment	358,012	371,757
Loans Held For Investment, Gross	$ 365,961	$ 377,824
Allowance for loan losses as a percentage of gross loans held for investment	1.44%	1.45%
Mortgage loans, Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses on Loans held for investment	$ 2,616	$ 3,142	4,689
Provision for Loan and Lease Losses	882	130
Recoveries	360	345
Allowance for Loan and Lease Losses Write-offs, Net	4	1,762
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,616	3,142
Financing Receivable, Individually Evaluated for Impairment	2,246	2,491
Financing Receivable, Collectively Evaluated for Impairment	344,774	298,700
Loans Held For Investment, Gross	$ 347,020	$ 301,191
Allowance for loan losses as a percentage of gross loans held for investment	0.75%	1.04%
Mortgage loans, Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses on Loans held for investment	$ 734	$ 989	1,053
Provision for Loan and Lease Losses	182	64
Recoveries	0	0
Allowance for Loan and Lease Losses Write-offs, Net	73	0
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	734	989
Financing Receivable, Individually Evaluated for Impairment	1,699	2,352
Financing Receivable, Collectively Evaluated for Impairment	99,198	94,429
Loans Held For Investment, Gross	$ 100,897	$ 96,781
Allowance for loan losses as a percentage of gross loans held for investment	0.73%	1.02%
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses on Loans held for investment	$ 42	$ 35	0
Provision for Loan and Lease Losses	(7)	(15)
Recoveries	0	20
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	42	35
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	8,191	2,869
Loans Held For Investment, Gross	$ 8,191	$ 2,869
Allowance for loan losses as a percentage of gross loans held for investment	0.51%	1.22%
Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses on Loans held for investment	$ 43	$ 92	119
Provision for Loan and Lease Losses	49	18
Recoveries	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	9
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	20	41
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	23	51
Financing Receivable, Individually Evaluated for Impairment	109	122
Financing Receivable, Collectively Evaluated for Impairment	557	1,115
Loans Held For Investment, Gross	$ 666	$ 1,237
Allowance for loan losses as a percentage of gross loans held for investment	6.46%	7.44%
Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses on Loans held for investment	$ 9	$ 10	$ 12
Provision for Loan and Lease Losses	2	0
Recoveries	1	2
Allowance for Loan and Lease Losses Write-offs, Net	0	4
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	9	10
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	244	306
Loans Held For Investment, Gross	$ 244	$ 306
Allowance for loan losses as a percentage of gross loans held for investment	3.69%	3.27%

Loans Held For Investment_ Sc69

Loans Held For Investment: Schedule of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2010
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	$ 8,626	$ 9,703
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	98	41
Total loan loss allowance	8,724	9,744	$ 14,935	$ 21,483
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	5,202	5,476
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	78	0
Total loan loss allowance	5,280	5,476	9,062
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,616	3,142
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Total loan loss allowance	2,616	3,142	4,689
Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	734	989
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Total loan loss allowance	734	989	1,053
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	42	35
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Total loan loss allowance	42	35	0
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	23	51
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	20	41
Total loan loss allowance	43	92	119
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	9	10
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Total loan loss allowance	$ 9	$ 10	$ 12

Loans Held For Investment Loa70

Loans Held For Investment Loans Held for Investment: Allowance Roll-forward (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Receivables [Abstract]
Balance, beginning of year	$ 9,744	$ 14,935
Recovery from the allowance for loan losses	(1,387)	(3,380)	$ (1,499)
Recoveries	996	929	762
Charge-offs	(629)	(2,740)	(5,811)
Balance, end of year	$ 8,724	$ 9,744	$ 14,935

Loans Held For Investment Loa71

Loans Held For Investment Loans Held For Investment: Schedule of Total Recorded Investment in Non-Performing Loans by Type (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance	$ (650)	$ (1,548)
Impaired Financing Receivable, Unpaid Principal Balance	17,657	21,280
Impaired Financing Receivable, Related Charge-Offs	(3,061)	(3,796)
Impaired Financing Receivable, Recorded Investment	14,596	17,484
Impaired Financing Receivable, Recorded Investment, Net of Allowance	13,946	15,936
Impaired Financing Receivable, Recorded Investment, Average	13,220	18,997
Impaired Financing Receivable, Interest Income Recognized	389	743
Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	109	138
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	109	138
Impaired Financing Receivable, Related Allowance	(20)	(46)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	89	92
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		0
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs		0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		0
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net		0
Impaired Financing Receivable, Unpaid Principal Balance	109	138
Impaired Financing Receivable, Related Charge-Offs	0	0
Impaired Financing Receivable, Recorded Investment	109	138
Impaired Financing Receivable, Recorded Investment, Net of Allowance	89	92
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Average	121	183
Impaired Financing Receivable, Interest Income Recognized, with Related Allowance,	9	17
Impaired Financing Receivable, Recorded Investment, without Related Allowance, Average		0
Impaired Financing Receivable, Interest Income Recognized, with No Related Allowance		5
Impaired Financing Receivable, Recorded Investment, Average	121	183
Impaired Financing Receivable, Interest Income Recognized	9	22
Mortgage loans, Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		0
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment		0
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net		0
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,699	2,352
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,699	2,352
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	1,699	2,352
Impaired Financing Receivable, Unpaid Principal Balance	1,699	2,352
Impaired Financing Receivable, Related Charge-Offs	0	0
Impaired Financing Receivable, Recorded Investment	1,699	2,352
Impaired Financing Receivable, Recorded Investment, Net of Allowance	1,699	2,352
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Average		0
Impaired Financing Receivable, Interest Income Recognized, with Related Allowance,		28
Impaired Financing Receivable, Recorded Investment, without Related Allowance, Average	1,830	3,215
Impaired Financing Receivable, Interest Income Recognized, with No Related Allowance	170	312
Impaired Financing Receivable, Recorded Investment, Average	1,830	3,215
Impaired Financing Receivable, Interest Income Recognized	170	340
Mortgage loans, Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	0	956
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	956
Impaired Financing Receivable, Related Allowance	0	(354)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	0	602
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	3,506	4,146
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	(1,260)	(1,655)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,246	2,491
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	2,246	2,491
Impaired Financing Receivable, Unpaid Principal Balance	3,506	5,102
Impaired Financing Receivable, Related Charge-Offs	(1,260)	(1,655)
Impaired Financing Receivable, Recorded Investment	2,246	3,447
Impaired Financing Receivable, Recorded Investment, Net of Allowance	2,246	3,093
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Average	113	994
Impaired Financing Receivable, Interest Income Recognized, with Related Allowance,	13	57
Impaired Financing Receivable, Recorded Investment, without Related Allowance, Average	2,331	2,716
Impaired Financing Receivable, Interest Income Recognized, with No Related Allowance	5	73
Impaired Financing Receivable, Recorded Investment, Average	2,444	3,710
Impaired Financing Receivable, Interest Income Recognized	18	130
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	3,881	5,480
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,881	5,480
Impaired Financing Receivable, Related Allowance	(630)	(1,148)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	3,251	4,332
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	8,462	8,208
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	(1,801)	(2,141)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	6,661	6,067
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	6,661	6,067
Impaired Financing Receivable, Unpaid Principal Balance	12,343	13,688
Impaired Financing Receivable, Related Charge-Offs	(1,801)	(2,141)
Impaired Financing Receivable, Recorded Investment	10,542	11,547
Impaired Financing Receivable, Recorded Investment, Net of Allowance	9,912	10,399
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Average	1,869	5,795
Impaired Financing Receivable, Interest Income Recognized, with Related Allowance,	109	162
Impaired Financing Receivable, Recorded Investment, without Related Allowance, Average	6,956	6,094
Impaired Financing Receivable, Interest Income Recognized, with No Related Allowance	83	89
Impaired Financing Receivable, Recorded Investment, Average	8,825	11,889
Impaired Financing Receivable, Interest Income Recognized	$ 192	$ 251

Loans Held For Investment Loa72

Loans Held For Investment Loans Held For Investment: Schedule of Past Due Status of Loans Held for Investment, Gross (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	$ 807,046	$ 762,402
Loans Held For Investment, Gross, 30-89 Days Past Due	1,335	322
Loans Held For Investment, Gross, Non-Accrual	14,598	17,484
Loans Held For Investment, Gross	822,979	780,208
Mortgage loans, Single-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	354,082	365,955
Loans Held For Investment, Gross, 30-89 Days Past Due	1,335	322
Loans Held For Investment, Gross, Non-Accrual	10,544	11,547
Loans Held For Investment, Gross	365,961	377,824
Mortgage loans, Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	344,774	297,744
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	2,246	3,447
Loans Held For Investment, Gross	347,020	301,191
Mortgage loans, Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	99,198	94,429
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	1,699	2,352
Loans Held For Investment, Gross	100,897	96,781
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	8,191	2,869
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	8,191	2,869
Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	557	1,099
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	109	138
Loans Held For Investment, Gross	666	1,237
Consumer Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	244	306
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	$ 244	$ 306

Loans Held For Investment_ Sc73

Loans Held For Investment: Schedule of Recorded Investment in Non-Performing Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Impaired Financing Receivable, Recorded Investment	$ 14,596	$ 17,484
Impaired Financing Receivable, Related Allowance	(650)	(1,548)
Non-performing loans, Net Investment	$ 13,946	$ 15,936

Loans Held For Investment_ Na74

Loans Held For Investment: Narrative 2 (Details)	3 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)loan	Jun. 30, 2014USD ($)loan	Jun. 30, 2015USD ($)loan	Jun. 30, 2014USD ($)loan	Jun. 30, 2013USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average investment in non-performing loans			$ 13,200,000	$ 19,000,000	$ 24,200,000
Interest income, non-performing loans, cash basis			389,000	500,000	900,000
Interest lost on non-performing Loans			$ 101,000	$ 800,000	878,000
Number of modified loans | loan	18	17	0	1
Financing Receivable, Modifications, Post-Modification Recorded Investment				$ 221,000
Number of loans modified, extended beyond initial maturity | loan			1	2
Loans receivable, modified and extended beyond initial maturity			$ 113,000	$ 800,000
Restructured loans	$ 6,592,000	$ 5,952,000	6,592,000	5,952,000
Loans receivable, restructured loans, nonaccrual status	989,000	343,000	989,000	343,000
Loans receivable, restructured loans, accrual status	$ 5,603,000	$ 5,609,000	$ 5,603,000	$ 5,609,000
Percent of total restructured loans on current status	74.00%	62.00%	74.00%	62.00%
Collected and Applied to Principal Balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest lost on non-performing Loans			$ 380,000	$ 498,000	$ 542,000
In Default and Required and Additional Provision
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of loans modified and require additional provision | loan			0
Special Mention [Member] | Restructured loans on accrual status
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	2	1
Loans receivable, restructured loans, nonaccrual status	$ 989,000	$ 343,000	$ 989,000	343,000
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	16	16
Loans receivable, restructured loans, accrual status	$ 5,600,000	$ 5,600,000	5,600,000	5,600,000
Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Restructured loans	$ 4,900,000	$ 3,700,000	$ 4,900,000	$ 3,700,000

Loans Held For Investment Loa75

Loans Held For Investment Loans Held for Investment: Effect of Nonperforming Loans on Interest Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Loans and Leases Receivable Disclosure [Abstract]
Contractual interest due	$ 805	$ 1,346	$ 1,763
Interest collected	(704)	(546)	(885)
Net foregone interest	$ 101	$ 800	$ 878

Loans Held For Investment_ Sc76

Loans Held For Investment: Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	$ 5,603	$ 5,609
Restructured loans on accrual status	989	343
Restructured loans	6,592	5,952
Mortgage loans, Single-family
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	2,902	2,957
Restructured loans on accrual status	989	343
Mortgage loans, Multi-family
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	1,593	1,760
Mortgage loans, Commercial real estate
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	1,019	800
Commercial Loan [Member]
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	$ 89	$ 92

Loans Held For Investment_ Sc77

Loans Held For Investment: Schedule of Restructured Loans by Type, Net of Individually Evaluated Allowances (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Impaired [Line Items]
Restructured loans, Recorded Investment	$ 14,596	$ 17,484
Restructured loans, Allowance for Loan Losses	(650)	(1,548)
Restructured loans, Net Investment	13,946	15,936
Restructured Loans, Allowance for Loan Losses	(135)	(294)
Restructured Loans, Unpaid Principal Balance	8,896	8,634
Restructured Loans, Related Charge-offs	(2,169)	(2,388)
Restructured Loans, Recorded Investment	6,727	6,246
Restructured Loans, Recorded Investment, Net of Allowance	6,592	5,952
Mortgage loans, Single-family
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance	576	994
Restructured loans, With a related allowance, Recorded Investment	3,881	5,480
Restructured loans, Without a related allowance, Recorded Investment	6,661	6,067
Restructured loans, Recorded Investment	10,542	11,547
Restructured loans, Allowance for Loan Losses	(630)	(1,148)
Restructured loans, With a related allowance, Net Investment	3,251	4,332
Restructured loans, Net Investment	9,912	10,399
Restructured Loans, With Related Allowance, Related Charge-offs	0	0
Restructured Loans, With a Related Allowance, Recorded Investment	576	994
Restructured Loans, Allowance for Loan Losses	(115)	(248)
Restructured Loans, Recorded Investment, With Related Allowance, Net	461	746
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance	4,397	3,564
Restructured Loans, Without a Related Allowance, Related Charge-offs	(967)	(1,010)
Restructured Loans, Without a Related Allowance, Recorded Investment	3,430	2,554
Restructured Loans, Without a Related Allowance, Net Investment	3,430	2,554
Restructured Loans, Unpaid Principal Balance	4,973	4,558
Restructured Loans, Related Charge-offs	(967)	(1,010)
Restructured Loans, Recorded Investment	4,006	3,548
Restructured Loans, Recorded Investment, Net of Allowance	3,891	3,300
Mortgage loans, Multi-family
Financing Receivable, Impaired [Line Items]
Restructured loans, With a related allowance, Recorded Investment	0	956
Restructured loans, Without a related allowance, Recorded Investment	2,246	2,491
Restructured loans, Recorded Investment	2,246	3,447
Restructured loans, Allowance for Loan Losses	0	(354)
Restructured loans, With a related allowance, Net Investment	0	602
Restructured loans, Net Investment	2,246	3,093
Restructured Loans, Allowance for Loan Losses	0	0
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance	2,795	3,138
Restructured Loans, Without a Related Allowance, Related Charge-offs	(1,202)	(1,378)
Restructured Loans, Without a Related Allowance, Recorded Investment	1,593	1,760
Restructured Loans, Without a Related Allowance, Net Investment	1,593	1,760
Restructured Loans, Unpaid Principal Balance	2,795	3,138
Restructured Loans, Related Charge-offs	(1,202)	(1,378)
Restructured Loans, Recorded Investment	1,593	1,760
Restructured Loans, Recorded Investment, Net of Allowance	1,593	1,760
Mortgage loans, Commercial real estate
Financing Receivable, Impaired [Line Items]
Restructured loans, With a related allowance, Recorded Investment		0
Restructured loans, Without a related allowance, Recorded Investment	1,699	2,352
Restructured loans, Recorded Investment	1,699	2,352
Restructured loans, Allowance for Loan Losses	0	0
Restructured loans, With a related allowance, Net Investment		0
Restructured loans, Net Investment	1,699	2,352
Restructured Loans, Allowance for Loan Losses	0	0
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance	1,019	800
Restructured Loans, Without a Related Allowance, Related Charge-offs	0	0
Restructured Loans, Without a Related Allowance, Recorded Investment	1,019	800
Restructured Loans, Without a Related Allowance, Net Investment	1,019	800
Restructured Loans, Unpaid Principal Balance	1,019	800
Restructured Loans, Related Charge-offs	0	0
Restructured Loans, Recorded Investment	1,019	800
Restructured Loans, Recorded Investment, Net of Allowance	1,019	800
Commercial Loan [Member]
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance	109	138
Restructured loans, With a related allowance, Recorded Investment	109	138
Restructured loans, Without a related allowance, Recorded Investment		0
Restructured loans, Recorded Investment	109	138
Restructured loans, Allowance for Loan Losses	(20)	(46)
Restructured loans, With a related allowance, Net Investment	89	92
Restructured loans, Net Investment	89	92
Restructured Loans, With Related Allowance, Related Charge-offs	0	0
Restructured Loans, With a Related Allowance, Recorded Investment	109	138
Restructured Loans, Allowance for Loan Losses	(20)	(46)
Restructured Loans, Recorded Investment, With Related Allowance, Net	89	92
Restructured Loans, Unpaid Principal Balance	109	138
Restructured Loans, Related Charge-offs	0	0
Restructured Loans, Recorded Investment	109	138
Restructured Loans, Recorded Investment, Net of Allowance	$ 89	$ 92

Loans Held For Investment Loa78

Loans Held For Investment Loans Held for Investment: Related Party Loan Activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance, beginning of year	$ 2,011	$ 2,024
Originations	3,555	691	$ 3,581
Sales and payments	(3,199)	(704)	(3,587)
Balance, end of year	$ 2,367	$ 2,011	$ 2,024

Mortgage Loan Servicing and L79

Mortgage Loan Servicing and Loans Originated for Sale (Loans Serviced for Others) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Servicing Assets at Amortized Value [Line Items]
Loans serviced for others	$ 80,058	$ 82,734	$ 92,156
Freddie Mac [Member]
Servicing Assets at Amortized Value [Line Items]
Loans serviced for others	4,206	4,574	4,160
Fannie Mae [Member]
Servicing Assets at Amortized Value [Line Items]
Loans serviced for others	46,582	38,470	34,023
FHLB - San Francisco [Member]
Servicing Assets at Amortized Value [Line Items]
Loans serviced for others	28,222	38,602	52,096
Other Investors
Servicing Assets at Amortized Value [Line Items]
Loans serviced for others	$ 1,048	$ 1,088	$ 1,877

Mortgage Loan Servicing and L80

Mortgage Loan Servicing and Loans Originated for Sale (Narrative) (Details)	12 Months Ended
	Jun. 30, 2015USD ($)category	Jun. 30, 2014USD ($)category	Jun. 30, 2013USD ($)
Servicing Assets at Fair Value [Line Items]
Escrow balance	$ 199,000	$ 215,000
CPR assumption (weighted-average)	17.50%	38.24%
Weighted-average discount rate	9.10%	9.14%
MSA net carrying value	$ 396,000	$ 295,000
Mortgage servicing assets, fair value	470,000	357,000	$ 395,000
Allowance for mortgage servicing assets	$ 248,000	$ 259,000	200,000
Number of categories for mortgage servicing assets | category	4	5
Additions	$ 150,000	$ 80,000	104,000
Amortization	60,000	60,000	61,000
Interest-only strips, fair value	63,000	62,000
Unrealized gain on interest-only strips, gross	62,000	61,000
Interest-only strips, unamortized cost	1,000	1,000
Additions to interest-only strips	0	0	0
Amortization of interest-only strips	1,000	1,000	$ 1,000
Loans Serviced for Others [Member]
Servicing Assets at Fair Value [Line Items]
Escrow balance	$ 309,000	$ 263,000
Loans Originated for Sale [Member] | Sales to One Investor [Member]
Servicing Assets at Fair Value [Line Items]
Loans originated for sale, sold to a single investor	13.00%	12.00%	20.00%

Mortgage Loan Servicing and L81

Mortgage Loan Servicing and Loans Originating for Sale (Amortized Value) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Servicing Asset at Amortized Value, Balance [Roll Forward]
MSA balance, beginning of fiscal year	$ 295
Additions	150	$ 80	$ 104
Amortization	(60)	(60)	(61)
MSA balance, end of fiscal year, before allowance	644	554	534
Allowance	(248)	(259)	$ (200)
MSA balance, end of fiscal year	$ 396	$ 295

Mortgage Loan Servicing and L82

Mortgage Loan Servicing and Loans Originating for Sale (Fair Value) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Servicing Asset at Fair Value, Amount [Roll Forward]
Fair value, beginning of fiscal year	$ 357	$ 395
Fair value, end of fiscal year	470	357
Valuation Allowance for Impairment of Recognized Servicing Assets [Roll Forward]
Allowance, beginning of fiscal year	259	200
Impairment (recovery) provision	(11)	59
Allowance, end of fiscal year	$ 248	$ 259
Weighted-average discount rate	9.10%	9.14%
Weighted-average prepayment speed	17.50%	38.24%

Mortgage Loan Servicing and L83

Mortgage Loan Servicing and Loans Originating for Sale (Future Amortization) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Transfers and Servicing [Abstract]
2,015	$ 85
2,016	69
2,017	31
2,018	22
2,019	14
Thereafter	423
Total estimated amortization expense	$ 644	$ 554	$ 534

Mortgage Loan Servicing and L84

Mortgage Loan Servicing and Loans Originated for Sale (Hypothetical Effect) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Transfers and Servicing [Abstract]
MSA net carrying value	$ 396	$ 295
CPR assumption (weighted-average)	17.50%	38.24%
Impact on fair value with 10% adverse change in prepayment speed	$ (19)	$ (16)
Impact on fair value with 20% adverse change in prepayment speed	$ (36)	$ (31)
Discount rate assumption (weighted-average)	9.10%	9.14%
Impact on fair value with 10% adverse change in discount rate	$ (18)	$ (12)
Impact on fair value with 20% adverse change in discount rate	$ (35)	$ (24)

Mortgage Loan Servicing and L85

Mortgage Loan Servicing and Loans Originated for Sale (Loans Sold) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Servicing Assets at Amortized Value [Line Items]
Proceeds from Sale of Loans Held-for-sale	$ 2,409,914	$ 1,999,276	$ 3,522,358
Servicing - released [Member]
Servicing Assets at Amortized Value [Line Items]
Proceeds from Sale of Loans Held-for-sale	2,392,251	1,990,087	3,506,027
Servicing - retained [Member]
Servicing Assets at Amortized Value [Line Items]
Proceeds from Sale of Loans Held-for-sale	$ 17,663	$ 9,189	$ 16,331

Mortgage Loan Servicing and L86

Mortgage Loan Servicing and Loans Originated for Sale (Loans Held for Sale) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for sale, at fair value	$ 224,715	$ 158,883
Fixed rate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for sale, at fair value	222,529	155,034
Adjustable Rate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for sale, at fair value	$ 2,186	$ 3,849

Real Estate Owned (Table) (Deta

Real Estate Owned (Table) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Real Estate [Abstract]
Real estate owned	$ 2,406	$ 2,586
Allowance for estimated real estate owned losses	(8)	(119)
Total real estate owned, net	$ 2,398	$ 2,467

Real Estate Owned (Narrative) (

Real Estate Owned (Narrative) (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2015USD ($)property	Jun. 30, 2014USD ($)property	Jun. 30, 2013USD ($)
Real Estate [Abstract]
Number of real estate properties owned	2	2
number of commercial real estate properties	1	2
Number of properties acquired in settlement of loans	10	9
Number of previously foreclosed properties sold	10	15
Net gains on sale | $	$ 468	$ 288	$ 1,213

Real Estate Owned (Gains (Losse

Real Estate Owned (Gains (Losses) on Real Estate Owned) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Real Estate [Abstract]
Net gains on sale	$ 468	$ 288	$ 1,213
Net operating expenses	(196)	(295)	(395)
Recovery from the allowance for estimated real estate owned losses	10	25	98
Gain on sale and operations of real estate owned acquired in the settlement of loans, net	$ 282	$ 18	$ 916

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Premises and Equipment [Line Items]
Premises and equipment, gross	$ 18,963	$ 19,887
Less accumulated depreciation and amortization	(13,546)	(13,518)
Total premises and equipment, net	5,417	6,369
Depreciation and amortization expense	1,300	1,000	$ 1,000
Land
Premises and Equipment [Line Items]
Premises and equipment, gross	2,853	2,853
Buildings
Premises and Equipment [Line Items]
Premises and equipment, gross	8,497	8,342
Leasehold improvements
Premises and Equipment [Line Items]
Premises and equipment, gross	2,964	2,963
Furniture and equipment
Premises and Equipment [Line Items]
Premises and equipment, gross	4,492	5,578
Automobiles
Premises and Equipment [Line Items]
Premises and equipment, gross	$ 157	$ 151

Deposits (Summary) (Details)

Deposits (Summary) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Deposit Liabilities [Line Items]
Checking deposits – non interest-bearing	$ 67,538	$ 58,654
Checking deposits – interest-bearing	224,090	202,769
Savings deposits	255,090	239,429
Money market deposits	31,672	26,125
Total deposits	$ 924,086	$ 897,870
Weighted-average interest rate on deposits	0.50%	0.56%
Brokered deposits	$ 3,000	$ 3,000
$100
Deposit Liabilities [Line Items]
Time deposits	171,135	184,895
$100 and over
Deposit Liabilities [Line Items]
Time deposits	$ 174,561	$ 185,998
Minimum
Deposit Liabilities [Line Items]
Checking deposits - interest-bearing, Interest Rate	0.00%	0.00%
Savings deposits, Interest Rate	0.00%	0.00%
Money market deposits, Interest Rate	0.00%	0.00%
Minimum | Under $100
Deposit Liabilities [Line Items]
Time deposits, Interest Rate	0.00%	0.00%
Minimum | $100 and over
Deposit Liabilities [Line Items]
Time deposits, Interest Rate	0.10%	0.10%
Maximum
Deposit Liabilities [Line Items]
Checking deposits - interest-bearing, Interest Rate	0.35%	0.35%
Savings deposits, Interest Rate	1.00%	1.00%
Money market deposits, Interest Rate	2.00%	2.00%
Maximum | Under $100
Deposit Liabilities [Line Items]
Time deposits, Interest Rate	3.90%	3.90%
Maximum | $100 and over
Deposit Liabilities [Line Items]
Time deposits, Interest Rate	2.96%	3.79%

Deposits (Time Deposit Maturiti

Deposits (Time Deposit Maturities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Banking and Thrift [Abstract]
One year or less	$ 174,005	$ 173,519
Over one to two years	79,944	104,042
Over two to three years	20,963	52,705
Over three to four years	38,172	8,761
Over four to five years	32,612	31,711
Over five years	0	155
Total time deposits	$ 345,696	$ 370,893

Deposits (Interest Expense) (De

Deposits (Interest Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Banking and Thrift [Abstract]
Checking deposits – interest-bearing	$ 314	$ 290	$ 283
Savings deposits	641	606	578
Money market deposits	105	95	117
Time deposits	3,701	4,504	5,607
Total interest expense on deposits	$ 4,761	$ 5,495	$ 6,585

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($)	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Capital Stock Purchased	$ 1,000,000	$ 0
Advances, Federal Funds Facility with Correspondent Bank	12,000,000
San Francisco [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank advances, limit on borrowing capacity, amount	424,900,000	393,800,000
Federal Home Loan Bank advances, unused borrowing facility	324,000,000	344,800,000
Federal Home Loan Bank advances, available collateral	587,900,000	537,800,000
FHLB – San Francisco advances	91,367,000	41,431,000	$ 106,491,000
Outstanding letters of credit	7,000,000	5,000,000
Federal Home Loan Bank stock, required investment	8,100,000	7,100,000
Federal Home Loan Bank stock, excess investment	0	0
Excess capital stock redeemed by Federal Home Loan Bank		8,200,000
Federal Home Loan Bank stock, cash dividends distributed	796,000	793,000	$ 438,000
San Francisco [Member] | Discount Window Facility [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
FHLB – San Francisco advances	12,200,000	14,400,000
San Francisco [Member] | MPF Credit Enhancement [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
FHLB – San Francisco advances	$ 2,500,000	2,500,000
San Francisco [Member] | Maximum
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank advances, limit on borrowing capacity (percent of total assets)	35.00%
San Francisco [Member] | Real Estate Loans [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Collateral pledged on Federal Home Loan Bank advances	$ 767,300,000	727,400,000
San Francisco [Member] | Investment Securities [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Collateral pledged on Federal Home Loan Bank advances	700,000	800,000
San Francisco [Member] | Investment Securities [Member] | Discount Window Facility [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Collateral pledged on Federal Home Loan Bank advances	$ 13,000,000	$ 15,200,000

Borrowings (FHLB Advances) (Det

Borrowings (FHLB Advances) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
San Francisco [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
FHLB – San Francisco advances	$ 91,367	$ 41,431	$ 106,491

Borrowings Borrowings (Weighted

Borrowings Borrowings (Weighted Average Disclosures) (Details) - San Francisco [Member] - USD ($) $ in Thousands		12 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance outstanding at the end of year: FHLB – San Francisco advances		$ 91,367	$ 41,431	$ 106,491
Weighted-average rate at the end of year: FHLB – San Francisco advances		2.78%	3.18%	3.55%
Maximum amount of borrowings outstanding at any month end: FHLB – San Francisco advances		$ 131,384	$ 81,486	$ 126,542
Average short-term borrowings during the year with respect to: FHLB - San Francisco advances	[1]	$ 6,800	$ 13,333	$ 61,667
Weighted-average short-term borrowing rate during the year with respect to: FHLB - San Francisco advances	[1]	0.22%	3.14%	3.87%
[1]	Borrowings with a remaining term of 12 months or less.

Borrowings Borrowings (Contract

Borrowings Borrowings (Contractual Maturities) (Details) - San Francisco [Member] - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Within one year	$ 0	$ 0
Over one to two years	0	0
Over two to three years	10,059	0
Over three to four years	10,000	10,080
Over four to five years	0	10,000
Over five years	71,308	21,351
Total borrowings	$ 91,367	$ 41,431	$ 106,491
Weighted average interest rate	2.78%	3.18%	3.55%

Income Taxes Income Taxes (Prov

Income Taxes Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Current:
Federal									$ 5,365	$ 4,272	$ 9,585
State									1,877	1,773	3,056
Provision for income taxes, current									7,242	6,045	12,641
Deferred:
Federal									17	(611)	2,454
State									18	(430)	1,821
Provision for income taxes, deferred									35	(1,041)	4,275
Provision for income taxes	$ 1,830	$ 1,990	$ 1,721	$ 1,736	$ 1,600	$ 1,138	$ 1,223	$ 1,043	$ 7,277	$ 5,004	$ 16,916

Income Taxes Income Taxes (Effe

Income Taxes Income Taxes (Effective Tax Rate) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Income Tax Reconciliation [Abstract]
Federal income tax statutory rate, Amount									$ 5,892	$ 3,982	$ 14,950
State income tax, Amount									1,239	813	3,002
Changes in taxes resulting from:
Bank-owned life insurance, Amount									(65)	(65)	(64)
Non-deductible expenses, Amount									43	30	63
Non-deductible stock-based compensation, Amount									139	(22)	82
Other, Amount									29	266	(292)
Provision for income taxes	$ 1,830	$ 1,990	$ 1,721	$ 1,736	$ 1,600	$ 1,138	$ 1,223	$ 1,043	$ 7,277	$ 5,004	$ 16,916
Effective Income Tax Rate Reconciliation [Abstract]
Federal income tax statutory rate, Tax Rate									34.50%	34.30%	35.00%
State income tax, Tax Rate									7.30%	7.00%	7.00%
Changes in taxes resulting from:
Bank-owned life insurance, Tax Rate									(0.40%)	(0.60%)	(0.10%)
Non-deductible expenses, Tax Rate									0.30%	0.30%	0.10%
Non-deductible stock-based compensation, Tax Rate									0.80%	(0.20%)	0.20%
Other, Tax Rate									0.10%	2.30%	(0.70%)
Effective income tax, Tax Rate									42.60%	43.10%	39.60%
Income Tax Reconciliation, Release of FIN 48 Tax Liabilities									$ 0	$ 0	$ (825)
Effective Income Tax Rate Reconciliation, Release of FIN 48 Tax Liabilities									0.00%	0.00%	(1.90%)

Income Taxes Income Taxes (Defe

Income Taxes Income Taxes (Deferred Tax Assets) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Income Tax Disclosure [Abstract]
Deferred taxes - federal	$ 4,204	$ 4,185
Deferred taxes - state	1,389	1,403
Total net deferred tax assets	$ 5,593	$ 5,588

Income Taxes Income Taxes (D101

Income Taxes Income Taxes (Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Deferred Tax Assets [Abstract]
Loss reserves	$ 6,170	$ 6,852
Non-accrued interest	701	647
Deferred compensation	3,229	2,982
Accrued vacation	318	315
State taxes	138	131
Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross	42	0
Other	663	507
Total deferred tax assets	11,261	11,434
Deferred Tax Liabilities [Abstract]
FHLB - San Francisco stock cash dividends	(956)	(956)
Unrealized gain on derivative financial instruments, at fair value	(1,115)	(522)
Unrealized gain on loans held for sale, at fair value	0	(711)
Unrealized gain on investment securities	(255)	(254)
Unrealized gain on interest-only strips	(26)	(25)
Deferred loan costs	(3,076)	(2,862)
Depreciation	(240)	(516)
Total deferred tax liabilities	(5,668)	(5,846)
Total net deferred tax assets	$ 5,593	$ 5,588

Income Taxes Income Taxes (Unre

Income Taxes Income Taxes (Unrecognized Tax Benefits) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Reconciliation of Unrecognized Tax Benefits [Roll Forward]
Unrecognized tax benefits, beginning balance		$ 1,961	$ 1,961
Additions based on tax positions related to the current year		0	0	$ 0
Addition for tax positions of prior years	$ 825	0	0	0
Reduction for tax positions of prior years		0	0	0
Settlements		0	0	0
Unrecognized tax benefits, ending balance	$ 1,961	$ 1,961	$ 1,961	$ 1,961

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended	12 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Operating Loss Carryforwards [Line Items]
Income tax benefit recognized from non-qualified equity compensation		$ (397,000)	$ 315,000	$ 92,000
Net tax loss carryforwards, federal		0
Retained earnings		9,000,000
Federal income tax		17,000	(611,000)	2,454,000
Unrecognized tax benefits, increases from prior period tax positions	$ 825,000	0	$ 0	$ 0
Penalties or interest charges		0
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender		$ 3,100,000

Capital Capital (Details)

Capital Capital (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Provident Financial Holding [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Leverage Capital, Actual, Amount	$ 140,735
Tier 1 Risk-Based Capital, Actual, Amount	140,735
Total Risk-Based Capital, Actual, Amount	$ 149,886
Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%
Tier 1 Leverage Capital, Actual, Ratio	11.94%
Tier 1 Risk-Based Capital, Actual, Ratio	19.24%
Tier One Risk Based Capital Required for Capital Adequacy	$ 43,897
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%
Total Risk-Based Capital, Actual, Ratio	20.49%
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Amount	$ 47,161
Total Risk-Based Capital, For Capital Adequacy Purposes, Amount	$ 58,529
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Ratio (greater than or equal to)	4.00%
Tier 1 Leverage Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 58,951
Tier 1 Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	58,529
Total Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 73,161
Tier 1 Leverage Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to)	5.00%
CET1 Risk Based Capital	$ 140,735
CET1 Risk Based Capital to Risk Weighted Assets	19.24%
CET1 Risk Based Capital Required for Capital Adequacy	$ 32,923
CET1 Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%
CET1 Risk Based Capital Required to be Well Capitalized	$ 47,555
CET1 Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%
Tier 1 Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to)	8.00%
Total Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to)	10.00%
Provident Bank Mortgage (PBM)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Cash dividends declared	$ 25,000	$ 27,500	$ 10,000
Provident Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Leverage Capital, Actual, Amount	125,946	138,490
Tier 1 Risk-Based Capital, Actual, Amount	125,946	138,490
Total Risk-Based Capital, Actual, Amount	$ 135,096	$ 147,817
Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Tier 1 Leverage Capital, Actual, Ratio	10.68%	12.53%
Tier 1 Risk-Based Capital, Actual, Ratio	17.22%	18.72%
Tier One Risk Based Capital Required for Capital Adequacy	$ 43,896	$ 29,593
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	4.00%
Total Risk-Based Capital, Actual, Ratio	18.47%	19.98%
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Amount	$ 47,161	$ 44,198
Total Risk-Based Capital, For Capital Adequacy Purposes, Amount	$ 58,528	$ 59,186
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Ratio (greater than or equal to)	4.00%	4.00%
Tier 1 Leverage Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 58,951	$ 55,247
Tier 1 Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	58,528	44,390
Total Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 73,160	$ 73,983
Tier 1 Leverage Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to)	5.00%	5.00%
CET1 Risk Based Capital	$ 125,946
CET1 Risk Based Capital to Risk Weighted Assets	17.22%
CET1 Risk Based Capital Required for Capital Adequacy	$ 32,922
CET1 Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%
CET1 Risk Based Capital Required to be Well Capitalized	$ 47,554
CET1 Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%
Tier 1 Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to)	8.00%	6.00%
Total Risk-Based Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (greater than or equal to)	10.00%	10.00%

Benefit Plans Benefit Plans (Po

Benefit Plans Benefit Plans (Post-retirement) (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2015USD ($)officer	Jun. 30, 2014USD ($)	Jun. 30, 2013USD ($)
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Cash surrender value of bank owned life insurance	$ 6,900	$ 6,700
Bank owned life insurance, non-taxable income	$ 252	190	$ 182
Executive Officer [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Number of executive officers | officer	1
Post-retirement compensation liability	$ 4,800	4,700
Post-retirement compensation expense	67	351
Deferred Compensation Arrangement with Individual, Recovery	$ 171	0
401(k) defined contribution plan [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Employer matching contributions (percent)	3.00%
Employee contributions, immediate vesting (percent)	100.00%
Vesting term for employer matching contributions	6 years
401(k) defined contribution expense	$ 880	$ 707	$ 852

Benefit Plans Benefit Plans (ES

Benefit Plans Benefit Plans (ESOP) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
ESOP, requisite service period	1 year
ESOP, requisite service period (per year)	1000 hours
ESOP, number of allocated shares acquired with employer loan	60,000
ESOP, shares purchased to partially fulfill annual discretionary allocation	70,000	35,781
ESOP, vesting period	6 years
ESOP expense	$ 1,100	$ 558,000,000	$ 1,400
Minimum
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
ESOP participation age limit	21 years

Incentive Plans Incentive Plans

Incentive Plans Incentive Plans: Equity Incentive Plan Policy: Valuation Assumptions (Details) - Equity Incentive Plans - Stock Options	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	53.70%	55.10%	55.20%
Weighted-average volatility	53.70%	55.10%	55.20%
Expected dividend yield	3.00%	2.60%	1.20%
Expected term	7 years 2 months 12 days	7 years 8 months 8 days	7 years 8 months 8 days
Risk-free interest rate	2.20%	2.30%	1.20%

Incentive Plans_ Equity Incenti

Incentive Plans: Equity Incentive Plan Policy: Schedule of Incentive Plan Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Shares:
Outstanding, Beginning of Period	700,000	1,100,000
Oustanding, End of Period	1,000,000	700,000	1,100,000
Equity Incentive Plans
Shares:
Outstanding, Beginning of Period	648,000	711,800
Granted	369,000	20,000	20,000
Exercised	(52,500)	(52,500)	(42,000)
Forfeited	(3,000)	(31,300)	(24,000)
Oustanding, End of Period	961,500	648,000	711,800
Vested and expected to vest at year end	881,700	603,400	668,900
Exercisable at year end	562,500	425,000	497,300
Weighted-Average Exercise Price (in dollars per share):
Oustanding, Beginning of Period	$ 12.84	$ 12.71
Granted	14.59	15.14	$ 16.47
Exercised	7.19	7.34	7.03
Forfeited	7.43	20.64	7.41
Outstanding, End of Period	13.83	12.84	12.71
Vested and expected to vest at year end	13.76	13.13	12.99
Exercisable at year end	$ 13.24	$ 14.89	$ 14.62
Weighted- Average Remaining Contractual Term (Years):
Outstanding at year end	6 years 4 months 6 days	5 years 6 months 18 days	6 years 5 months 5 days
Vested and expected to vest at year end	6 years 1 month 2 days	5 years 5 months 1 day	6 years 3 months 25 days
Exercisable at year end	4 years 4 months 2 days	4 years 7 months 6 days	5 years 8 months 16 days
Aggregate Intrinsic Value ($000):
Outstanding at year end	$ 4,578	$ 3,680	$ 4,429
Vested and expected to vest at year end	4,412	3,386	4,100
Exercisable at year end	$ 3,750	$ 2,212	$ 2,785

Incentive Plans_ Equity Ince109

Incentive Plans: Equity Incentive Plan Policy: Schedule of Share-based Compensation, Restricted Stock Units Award Activity (Details) - Restricted Stock - Equity Incentive Plans - $ / shares	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Shares:
Unvested, Beginning of Period	81,500	72,250
Awarded	185,000	15,000	0
Vested	(65,000)	0	(73,050)
Forfeited	(1,500)	(5,750)	(1,500)
Unvested, End of Period	200,000	81,500	72,250
Expected to vest at March 31, 2013	160,000	65,200	57,800
Weighted-Average Award Date Fair Value (in dollars per share):
Restricted stock, Nonvested, Weighted Average Award Date Fair Value	$ 8.34	$ 7.07
Awarded	13.30	13.96	$ 0
Vested	7.07	0	7.19
Forfeited	7.07	7.07	7.07
Restricted stock, Nonvested, Weighted Average Award Date Fair Value	13.35	8.34	7.07
Expected to vest at March 31, 2013	$ 13.35	$ 8.34	$ 7.07

Incentive Plans_ Stock Option P

Incentive Plans: Stock Option Plan Policy: Schedule of Stock Option Plan Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Shares:
Outstanding, Beginning of Period	700,000	1,100,000
Oustanding, End of Period	1,000,000	700,000	1,100,000
Stock Option Plans
Shares:
Outstanding, Beginning of Period	95,000	412,700
Granted	0	0	0
Exercised	0	0	0
Forfeited	(25,000)	(317,700)	(7,500)
Oustanding, End of Period	70,000	95,000	412,700
Vested and expected to vest at year end	70,000	95,000	412,700
Exercisable at year end	70,000	95,000	412,700
Weighted-Average Exercise Price (in dollars per share):
Oustanding, Beginning of Period	$ 23.33	$ 24.30
Granted	0	0	$ 0
Exercised	0	0	0
Forfeited	24.80	24.58	13.67
Outstanding, End of Period	22.81	23.33	24.30
Vested and expected to vest at year end	22.81	23.33	24.30
Exercisable at year end	$ 22.81	$ 23.33	$ 24.30
Weighted- Average Remaining Contractual Term (Years):
Outstanding at year end	1 year 8 months 9 days	2 years 22 days	1 year 6 months 4 days
Vested and expected to vest at year end	1 year 8 months 9 days	2 years 22 days	1 year 6 months 4 days
Exercisable at year end	1 year 8 months 9 days	2 years 22 days	1 year 6 months 4 days
Aggregate Intrinsic Value ($000):
Outstanding at year end	$ 0	$ 0	$ 0
Vested and expected to vest at year end	0	0	0
Exercisable at year end	$ 0	$ 0	$ 0

Incentive Plans Incentive Pl111

Incentive Plans Incentive Plans: Narrative (Details)	3 Months Ended	12 Months Ended
	Jun. 30, 2014USD ($)shares	Jun. 30, 2015USD ($)plan$ / sharesshares	Jun. 30, 2014USD ($)$ / sharesshares	Jun. 30, 2013USD ($)$ / sharesshares	Dec. 31, 2013shares	Dec. 31, 2010shares	Dec. 31, 2006shares	Dec. 31, 2003shares	Dec. 31, 1996shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of share-based compensation plans | plan		4
Share-based compensation expense | $		$ 1,500,000	$ 500,000	$ 768,000
Income tax benefit recognized for share-based compensation plans | $		$ (397,000)	$ 315,000	$ 92,000
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock	8,402,096	9,132,258	8,402,096
2013 Equity Incentive Plan [Member] | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan					300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan		60,000
2013 Equity Incentive Plan [Member] | Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan					300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan		45,000
Equity Incentive Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted, weighted average grant date fair value | $ / shares		$ 14.59	$ 15.14	$ 16.47
Stock options, Exercised		52,500	52,500	42,000
Stock options, Granted		369,000	20,000	20,000
Stock options, Forfeitured		3,000	31,300	24,000
Unrecognized share-based compensation expense, stock options | $	$ 400,000	$ 2,100,000	$ 400,000
Equity Incentive Plans | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted, weighted average grant date fair value | $ / shares		$ 6.06	$ 6.80	$ 8.35
Term used to calculate expected volatility		84 months
Stock options, Exercised	42,000	52,500	52,500
Stock options, Granted		369,000	20,000	20,000
Stock options, Forfeitured		3,000	31,300
Number of shares available for grant	499,750	133,750	499,750
Share-based compensation cost not yet recognized, weighted average period for recognition (less than)		3 years 2 months	1 year
Forfeiture rate for Equity Incentive Plans		20.00%	20.00%
Equity Incentive Plans | Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		5 years
Maximum term for stock awards		10 years
Equity Incentive Plans | Stock Options | Award Vesting Term 1
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		2 years
Restricted stock, award vesting percentage		50.00%
Equity Incentive Plans | Stock Options | Award Vesting Term 2
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		4 years
Restricted stock, award vesting percentage		50.00%
Equity Incentive Plans | Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Shares Issued in Period			15,000	0
Number of shares available for grant	460,350	276,850	460,350
Share-based compensation cost not yet recognized, weighted average period for recognition (less than)		3 years 2 months 20 days	2 years 1 month
Forfeiture rate for Equity Incentive Plans		20.00%	20.00%
Restricted stock, Vesting and distribution		65,000	0	73,050
Restricted stock, Forfeited		1,500	5,750	1,500
Restricted stock, grants in period		185,000	15,000	0
Unrecognized share-based compensation expense, restricted stock | $	$ 472,000	$ 2,200,000	$ 472,000
Restricted stock, Fair value of shares vested and distributed | $		$ 1,100,000	$ 0	$ 1,100,000
Equity Incentive Plans | Restricted Stock | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		5 years
Equity Incentive Plans | Restricted Stock | Award Vesting Term 1
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period				2 years
Restricted stock, award vesting percentage				50.00%
Equity Incentive Plans | Restricted Stock | Award Vesting Term 2
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period				4 years
Restricted stock, award vesting percentage				50.00%
2010 Equity Incentive Plan | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan						586,250
Annual limitation on awards granted to an individual under Equity Incentive Plan		117,250
2010 Equity Incentive Plan | Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan						288,750
Annual limitation on awards granted to an individual under Equity Incentive Plan		43,312
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock					300,000	288,750
2006 Equity Incentive Plan | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan							365,000
Annual limitation on awards granted to an individual under Equity Incentive Plan		73,000
2006 Equity Incentive Plan | Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan							185,000
Annual limitation on awards granted to an individual under Equity Incentive Plan		27,750
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock							185,000
Stock Option Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted, weighted average grant date fair value | $ / shares		$ 0	$ 0	$ 0
Stock options, Exercised		0	0	0
Stock options, Granted		0	0	0
Stock options, Forfeitured		25,000	317,700	7,500
Unrecognized share-based compensation expense, stock options | $		$ 0
Stock Option Plans | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Term used to calculate expected volatility		84 months
Stock options, Forfeitured		25,000	317,700	7,500
Stock Option Plans | Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		5 years
Maximum term for stock awards		10 years
2003 Stock Option Plan | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan								352,500
1996 Stock Option Plan | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan									1,150,000

Earnings Per Share (Details)

Earnings Per Share (Details) - shares	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Stock options, outstanding	1,000,000	700,000	1,100,000
Stock Options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share	224,000	269,000	606,500
Restricted Stock
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Stock options, outstanding	200,000	81,500	72,250

Earnings Per Share_ Schedule of

Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Income (Numerator), basic and diluted earnings per share	$ 2,485	$ 2,600	$ 2,328	$ 2,390	$ 2,091	$ 1,399	$ 1,603	$ 1,513	$ 9,803	$ 6,606	$ 25,797
Basic EPS, Shares (Denominator)									8,996,952	9,926,323	10,601,145
Diluted EPS, Shares (Denominator)									9,173,857	10,110,785	10,835,200
Basic EPS, Per-Share Amount (in dollars per share)	$ 0.29	$ 0.29	$ 0.26	$ 0.26	$ 0.22	$ 0.14	$ 0.16	$ 0.15	$ 1.09	$ 0.67	$ 2.43
Diluted EPS, Per-Share Amount (in dollars per share)	$ 0.28	$ 0.29	$ 0.25	$ 0.25	$ 0.22	$ 0.14	$ 0.16	$ 0.14	$ 1.07	$ 0.65	$ 2.38
Stock Options
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Effect of dilutive shares									115,341	153,219	160,861
Restricted Stock
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Effect of dilutive shares									61,564	31,243	73,194

Commitments and Contingencie114

Commitments and Contingencies (Operating Lease Obligations) (Details) $ in Thousands	Jun. 30, 2015USD ($)
Commitments and Contingencies Disclosure [Abstract]
2,015	$ 2,107
2,016	1,455
2,017	964
2,018	629
2,019	168
Thereafter	37
Total minimum payments required	$ 5,360

Commitments and Contingencie115

Commitments and Contingencies (Narrative) (Details) - USD ($)	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Loss Contingencies [Line Items]
Estimated Litigation Liability	$ 275,000
Lease expense under operating leases	2,300,000	$ 2,400,000	$ 2,200,000
Other Investors
Loss Contingencies [Line Items]
Recourse liability	500,000	600,000
Other Investors | Non-contingent Recourse Liability [Member]
Loss Contingencies [Line Items]
Recourse liability	300,000	300,000
Other Investors | Contingent Recourse Liability [Member]
Loss Contingencies [Line Items]
Recourse liability	156,000	300,000
Mortgage Partnership Finance (MPF) Program
Loss Contingencies [Line Items]
Recourse liability	267,000	274,000
Federal Housing Administration Certificates and Obligations (FHA) [Member]
Loss Contingencies [Line Items]
Recourse liability	$ 45,000	$ 46,000

Derivative and Other Financi116

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Off-Balance-Sheet Credit Exposure, Policy (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Derivative [Line Items]
Commitments to extend credit	$ 3,360	$ 1,090
Loans Held for Investment and Loans Held for Sale [Member]
Derivative [Line Items]
Commitments to extend credit	$ 144,300	$ 134,800

Derivative and Other Financi117

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Undisbursed Funds Commitments (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	$ 10,048	$ 5,949
Undisbursed Loan Funds - Construction Loans
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	3,359	1,090
Undisbursed Lines of Credit - Mortgage Loans
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	414	616
Undisbursed Lines of Credit - Commercial Business Loans
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	822	1,222
Undisbursed Lines of Credit - Consumer Loans
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	708	774
Commitments to Extend Credit, Loans to be Held for Investment
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	$ 4,745	$ 2,247

Derivative and Other Financi118

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Commitments on Undisbursed Funds Held for Investment Policy (Details) - USD ($)	Jun. 30, 2015	Jun. 30, 2014
Derivative [Line Items]
Undisbursed commitments to extend credit, Assets	$ 1,004	$ 0
Undisbursed commitments to extend credit, Liabilities	71	1,428
Other Assets
Derivative [Line Items]
Undisbursed commitments to extend credit, Assets	2,600,000	2,600,000
Other Liabilities
Derivative [Line Items]
Undisbursed commitments to extend credit, Liabilities	$ 200,000	$ 1,400,000

Derivative and Other Financi119

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of year	$ 9,744	$ 14,935
Recovery from the allowance for loan losses	(1,387)	(3,380)	$ (1,499)
Balance, end of year	8,724	9,744	14,935
Commitments to Extend Credit and Undisbursed Funds
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of year	61	115
Recovery from the allowance for loan losses	15	(54)
Balance, end of year	$ 76	$ 61	$ 115

Derivative and Other Financi120

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Derivative [Line Items]
Total derivative financial instruments	$ 934	$ (4,653)	$ 3,322
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Total derivative financial instruments	(1,067)	3,598	(5,013)
Mandatory loan sale commitments and TBA MBS trades
Derivative [Line Items]
Total derivative financial instruments	2,169	(8,233)	8,121
Option contracts
Derivative [Line Items]
Total derivative financial instruments	$ (168)	$ (18)	$ 214

Derivative and Other Financi121

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Outstanding Derivative Instruments (Details) - USD ($) $ in Thousands		Jun. 30, 2015	Jun. 30, 2014
Amount
Derivative [Line Items]
Derivative financial instruments		$ (213,540)	$ (153,523)
Fair Value
Derivative [Line Items]
Derivative financial instruments		$ 2,432	$ 1,138
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Commitments estimated may not fund (percent)		26.90%	28.00%
Commitments to extend credit on loans to be held for sale | Amount
Derivative [Line Items]
Derivative financial instruments	[1]	$ 139,565	$ 132,567
Commitments to extend credit on loans to be held for sale | Fair Value
Derivative [Line Items]
Derivative financial instruments	[1]	1,499	2,566
Best efforts loan sale commitments | Amount
Derivative [Line Items]
Derivative financial instruments		(36,908)	(18,069)
Best efforts loan sale commitments | Fair Value
Derivative [Line Items]
Derivative financial instruments		0	0
Mandatory loan sale commitments and TBA MBS trades | Amount
Derivative [Line Items]
Derivative financial instruments		(320,197)	(258,021)
Mandatory loan sale commitments and TBA MBS trades | Fair Value
Derivative [Line Items]
Derivative financial instruments		741	(1,428)
Put option contracts | Amount
Derivative [Line Items]
Derivative financial instruments		4,000	(10,000)
Put option contracts | Fair Value
Derivative [Line Items]
Derivative financial instruments		$ 192	$ 0
[1]	Net of 26.9% at June 30, 2015 and 28.0% at June 30, 2014 of commitments, which management has estimated may not fund.

Fair Value of Financial Inst122

Fair Value of Financial Instruments: Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Fair Value Disclosures [Abstract]
Loans Held for Investment, at Fair Value	$ 4,518
Loans held for investment, Aggregate Unpaid Principal Balance	4,495
Loans held for investment, Net Unrealized Gain	23
Loans held for sale, Aggregate Fair Value	224,715	$ 158,883
Loans held for sale, Aggregate Unpaid Principal Balance	219,143	152,192
Loans held for sale, Net Unrealized Gain	$ 5,572	$ 6,691

Fair Value of Financial Inst123

Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($)	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	$ 14,961,000	$ 17,147,000
Loans Held for Investment, at Fair Value	4,518,000
Loans held for sale, at fair value	224,715,000	158,883,000
Derivative assets	1,004	0
Derivative liabilities	71	1,428
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	14,161,000	16,347,000
Loans Held for Investment, at Fair Value	4,518,000
Loans held for sale, at fair value	224,715,000	158,883,000
Interest-only strips	63,000	62,000
Derivative assets	2,640,000	2,570,000
Total assets	246,097,000	177,862,000
Derivative liabilities	208,000	1,432,000
Total liabilities	208,000	1,432,000
Recurring | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	1,636,000	2,570,000
Derivative liabilities	137,000	4,000
Recurring | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	71,000	93,000
Recurring | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	812,000
Derivative liabilities		1,335,000
Recurring | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	192,000
Recurring | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	7,906,000	9,109,000
Recurring | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	5,387,000	6,385,000
Recurring | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	717,000	853,000
Recurring | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	151,000
Recurring | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Loans Held for Investment, at Fair Value	0
Loans held for sale, at fair value	0	0
Interest-only strips	0	0
Derivative assets	0	0
Total assets	0	0
Derivative liabilities	0	0
Total liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities		0
Recurring | Fair Value, Inputs, Level 1 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Recurring | Fair Value, Inputs, Level 1 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0
Recurring | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	13,293,000	15,494,000
Loans Held for Investment, at Fair Value	4,518,000
Loans held for sale, at fair value	224,715,000	158,883,000
Interest-only strips	0	0
Derivative assets	812,000	0
Total assets	243,338,000	174,377,000
Derivative liabilities	0	1,335,000
Total liabilities	0	1,335,000
Recurring | Fair Value, Inputs, Level 2 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	812,000
Derivative liabilities		1,335,000
Recurring | Fair Value, Inputs, Level 2 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Recurring | Fair Value, Inputs, Level 2 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	7,906,000	9,109,000
Recurring | Fair Value, Inputs, Level 2 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	5,387,000	6,385,000
Recurring | Fair Value, Inputs, Level 2 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 2 | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0
Recurring | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	868,000	853,000
Loans Held for Investment, at Fair Value	0
Loans held for sale, at fair value	0	0
Interest-only strips	63,000	62,000
Derivative assets	1,828,000	2,570,000
Total assets	2,759,000	3,485,000
Derivative liabilities	208,000	97,000
Total liabilities	208,000	97,000
Recurring | Fair Value, Inputs, Level 3 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	1,636,000	2,570,000
Derivative liabilities	137,000	4,000
Recurring | Fair Value, Inputs, Level 3 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	71,000	93,000
Recurring | Fair Value, Inputs, Level 3 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities		0
Recurring | Fair Value, Inputs, Level 3 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	192,000
Recurring | Fair Value, Inputs, Level 3 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	717,000	$ 853,000
Recurring | Fair Value, Inputs, Level 3 | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	$ 151,000

Fair Value of Financial Inst124

Fair Value of Financial Instruments: Schedule of Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Using Level 3 Inputs (Details) - USD ($) $ in Thousands		12 Months Ended
		Jun. 30, 2015		Jun. 30, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance		$ 3,388		$ 757
Total gains or losses included in earnings		(1,250)		3,373
Total gains or losses included in other comprehensive loss		(101)		(8)
Purchases		1,182		603
Issuances		0		0
Settlements		(668)		(1,337)
Transfers in and/or out of Level 3		0		0
Ending balance		2,551		3,388
Private issue CMO
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance		853		1,019
Total gains or losses included in earnings		0		0
Total gains or losses included in other comprehensive loss		(3)		28
Purchases		0		0
Issuances		0		0
Settlements		(133)		(194)
Transfers in and/or out of Level 3		0		0
Ending balance		717		853
Common Stock, community development financial institution [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance		0
Total gains or losses included in earnings		0
Total gains or losses included in other comprehensive loss		(99)
Purchases		250
Issuances		0
Settlements		0
Transfers in and/or out of Level 3		0
Ending balance		151		0
Interest-Only Strips
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance		62		98
Total gains or losses included in earnings		0		0
Total gains or losses included in other comprehensive loss		1		(36)
Purchases		0		0
Issuances		0		0
Settlements		0		0
Transfers in and/or out of Level 3		0		0
Ending balance		63		62
Loan Commitments to Originate
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	[2]	2,566	[1]	(1,032)
Total gains or losses included in earnings		(1,067)	[1]	3,598	[2]
Total gains or losses included in other comprehensive loss		0	[1]	0	[2]
Purchases		0	[1]	0	[2]
Issuances		0	[1]	0	[2]
Settlements		0	[1]	0	[2]
Transfers in and/or out of Level 3		0	[1]	0	[2]
Ending balance	[1]	1,499		2,566	[2]
Mandatory Commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	[3]	(93)	[4]	83
Total gains or losses included in earnings		(15)	[4]	(207)	[3]
Total gains or losses included in other comprehensive loss		0	[4]	0	[3]
Purchases		0	[4]	0	[3]
Issuances		0	[4]	0	[3]
Settlements		37	[4]	31	[3]
Transfers in and/or out of Level 3		0	[4]	0	[3]
Ending balance	[4]	(71)		(93)	[3]
Option contracts
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance		0		589
Total gains or losses included in earnings		(168)		(18)
Total gains or losses included in other comprehensive loss		0		0
Purchases		932		603
Issuances		0		0
Settlements		(572)		(1,174)
Transfers in and/or out of Level 3		0		0
Ending balance		$ 192		$ 0
[1]	Common stock - community development financial institution.
[2]	Consists of commitments to extend credit on loans to be held for sale.
[3]	Consists of mandatory loan sale commitments.
[4]	Consists of mandatory loan sale commitments.

Fair Value of Financial Inst125

Fair Value of Financial Instruments: Schedule of Fair Value Assets Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing assets, fair value	$ 470	$ 357	$ 395
Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	13,946	15,936
Mortgage servicing assets, fair value	269	241
Real Estate Owned, Fair Value Disclosure	2,398	2,467
Assets measured at fair value, nonrecurring	16,613	18,644
Nonrecurring | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	0	0
Mortgage servicing assets, fair value	0	0
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	0	0
Nonrecurring | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	11,816	10,910
Mortgage servicing assets, fair value	0	0
Real Estate Owned, Fair Value Disclosure	2,398	2,467
Assets measured at fair value, nonrecurring	14,214	13,377
Nonrecurring | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	2,130	5,026
Mortgage servicing assets, fair value	269	241
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	$ 2,399	$ 5,267

Fair Value of Financial Inst126

Fair Value of Financial Instruments: Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities (Details) - Jun. 30, 2015 - Fair Value, Inputs, Level 3 - USD ($) $ in Thousands		Total
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value		$ 137
Valuation Techniques		Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	99.40%
Fall-out ratio (percent)	[1],[2]	20.80%
Commitments to extend credit on loans to be held for sale | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	104.00%
Fall-out ratio (percent)	[1],[2]	27.40%
Commitments to extend credit on loans to be held for sale | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	101.90%
Fall-out ratio (percent)	[1],[2]	26.90%
Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value		$ 71
Valuation Techniques		Relative value analysis
Mandatory loan sale commitments | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	[1]	100.60%
Roll-forward costs (percent)	[1],[3]	0.0062%
Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		$ 151
Valuation Techniques		Relative value analysis
Private issue CMO | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	[1]	0.10%
Private issue CMO | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	[1]	1.50%
Private issue CMO | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	[1]	1.20%
Non-performing loans | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		$ 89
Valuation Techniques		Discounted cash flow
Non-performing loans | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		$ 2,041
Valuation Techniques		Relative value analysis
Non-performing loans | Minimum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	[1]	5.00%
Non-performing loans | Minimum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loss severity (percent)	[1]	20.00%
Non-performing loans | Maximum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	[1]	5.00%
Non-performing loans | Maximum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loss severity (percent)	[1]	38.00%
Non-performing loans | Weighted Average | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	[1]	5.00%
Non-performing loans | Weighted Average | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loss severity (percent)	[1]	21.30%
MSA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		$ 269
Valuation Techniques		Discounted cash flow
MSA | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	[1]	10.10%
Discount rate (percent)	[1]	9.00%
MSA | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	[1]	60.00%
Discount rate (percent)	[1]	10.50%
MSA | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	[1]	19.00%
Discount rate (percent)	[1]	9.20%
Interest-Only Strips
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		$ 63
Valuation Techniques		Discounted cash flow
Discount rate (percent)	[1]	9.00%
Interest-Only Strips | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	[1]	16.00%
Interest-Only Strips | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	[1]	24.00%
Interest-Only Strips | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	[1]	18.00%
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		$ 1,636
Valuation Techniques		Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	97.50%
Fall-out ratio (percent)	[1],[2]	20.80%
Commitments to extend credit on loans to be held for sale | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	104.50%
Fall-out ratio (percent)	[1],[2]	27.40%
Commitments to extend credit on loans to be held for sale | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	101.80%
Fall-out ratio (percent)	[1],[2]	26.90%
Mandatory loan sale commitments | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	[1]
Roll-forward costs (percent)	[1],[3]
Mandatory loan sale commitments | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]
Mandatory loan sale commitments | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	100.50%
Mandatory loan sale commitments | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]
Mandatory loan sale commitments | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	105.70%
Mandatory loan sale commitments | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]
Mandatory loan sale commitments | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	101.50%
Option contracts | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	[1]	126.20%
Put options
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		$ 192
Valuation Techniques		Relative value analysis
[1]	The range is based on the historical estimated fair values and management estimates.
[2]	The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund.
[3]	An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.

Fair Value of Financial Inst127

Fair Value of Financial Instruments: Schedule of Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Carrying Amount
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	$ 809,716	$ 772,141
FHLB – San Francisco stock	8,094	7,056
Deposits	924,086	897,870
Borrowings	91,367	41,431
Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	815,385	778,851
FHLB – San Francisco stock	8,094	7,056
Deposits	895,664	875,440
Borrowings	93,219	44,424
Fair Value | Fair Value, Inputs, Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	0	0
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	8,094	7,056
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	815,385	778,851
FHLB – San Francisco stock	0	0
Deposits	895,664	875,440
Borrowings	$ 93,219	$ 44,424

Reportable Segments (Schedules)

Reportable Segments (Schedules) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Net interest income	$ 8,850	$ 8,378	$ 8,110	$ 7,937	$ 7,657	$ 7,450	$ 7,655	$ 7,961	$ 33,275	$ 30,723	$ 33,357
Provision for Loan Losses Expensed	(104)	(111)	(354)	(818)	(691)	(849)	(898)	(942)	(1,387)	(3,380)	(1,499)
Net interest income, after (recovery) provision for loan losses	8,954	8,489	8,464	8,755	8,348	8,299	8,553	8,903	34,662	34,103	34,856
Loan servicing and other fees									1,085	1,077	1,093
Gain on sale of loans, net									34,210	25,799	68,493
Deposit account fees									2,412	2,469	2,449
Gain on sale and operations of real estate owned acquired in the settlement of loans, net									282	18	916
Gain on sale of premises and equipment											916
Card and processing fees									1,406	1,370	1,292
Other									992	942	957
Total non-interest income	10,511	11,269	9,497	9,110	9,557	6,791	7,144	8,183	40,387	31,675	75,200
Salaries and employee benefits									41,618	38,044	50,450
Premises and occupancy									4,666	4,468	4,432
Operating Expenses									11,685	11,656	12,461
Total non-interest expense	15,150	15,168	13,912	13,739	14,214	12,553	12,871	14,530	57,969	54,168	67,343
Income before income taxes	4,315	4,590	4,049	4,126	3,691	2,537	2,826	2,556	17,080	11,610	42,713
Provision for income taxes	1,830	1,990	1,721	1,736	1,600	1,138	1,223	1,043	7,277	5,004	16,916
Net income	2,485	$ 2,600	$ 2,328	$ 2,390	2,091	$ 1,399	$ 1,603	$ 1,513	9,803	6,606	25,797
Total assets, end of period	1,174,555				1,105,629				1,174,555	1,105,629	1,211,041
Provident Bank [Member]
Net interest income									28,105	26,734	27,835
Provision for Loan Losses Expensed									(1,287)	(3,080)	(1,229)
Net interest income, after (recovery) provision for loan losses									29,392	29,814	29,064
Loan servicing and other fees									361	504	903
Gain on sale of loans, net									36	411	(84)
Deposit account fees									2,412	2,469	2,449
Gain on sale and operations of real estate owned acquired in the settlement of loans, net									304	15
Gain on sale of premises and equipment											703
Card and processing fees									1,406	1,370	1,292
Other									992	942	957
Total non-interest income									5,511	5,711	6,220
Salaries and employee benefits									18,295	15,435	17,745
Premises and occupancy									2,944	2,601	2,705
Operating Expenses									4,602	4,272	4,636
Total non-interest expense									25,841	22,308	25,086
Income before income taxes									9,062	13,217	10,198
Provision for income taxes									3,906	5,629	3,245
Net income									5,156	7,588	6,953
Total assets, end of period	949,490				946,260				949,490	946,260	1,022,413
Provident Bank Mortgage
Net interest income									5,170	3,989	5,522
Provision for Loan Losses Expensed									(100)	(300)	(270)
Net interest income, after (recovery) provision for loan losses									5,270	4,289	5,792
Loan servicing and other fees									724	573	190
Gain on sale of loans, net									34,174	25,388	68,577
Deposit account fees									0	0	0
Gain on sale and operations of real estate owned acquired in the settlement of loans, net									(22)	3
Gain on sale of premises and equipment											213
Card and processing fees									0	0	0
Other									0	0	0
Total non-interest income									34,876	25,964	68,980
Salaries and employee benefits									23,323	22,609	32,705
Premises and occupancy									1,722	1,867	1,727
Operating Expenses									7,083	7,384	7,825
Total non-interest expense									32,128	31,860	42,257
Income before income taxes									8,018	(1,607)	32,515
Provision for income taxes									3,371	(625)	13,671
Net income									4,647	(982)	18,844
Total assets, end of period	$ 225,065				$ 159,369				$ 225,065	$ 159,369	$ 188,628

Reportable Segments Reportable

Reportable Segments Reportable Segments (Narrative) (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2015USD ($)segment	Jun. 30, 2014USD ($)	Jun. 30, 2013USD ($)
Segment Reporting Information [Line Items]
Number of operating segments | segment	2
(Loss) gain on sale of loans, net	$ 34,210	$ 25,799	$ 68,493
Loan servicing fees	1,085	1,077	1,093
Office rent	$ 2,300	2,400	2,200
Provident Bank Mortgage (PBM)
Segment Reporting Information [Line Items]
Variable rate basis, term	3 months
Variable rate basis, description	FHLB – San Francisco
Basis spread on variable rate	0.50%
Provident Bank Mortgage (PBM) | Internal Transfer Pricing Arrangements [Member]
Segment Reporting Information [Line Items]
Servicing released premiums	$ 508	216	73
(Loss) gain on sale of loans, net	(106)	12	16
Quality assurance costs	370	360	321
Loan vault service costs	113	133	240
Office rent	193	194	186
Provident Bank [Member]
Segment Reporting Information [Line Items]
(Loss) gain on sale of loans, net	36	411	(84)
Loan servicing fees	361	504	903
Provident Bank [Member] | Internal Transfer Pricing Arrangements [Member]
Segment Reporting Information [Line Items]
Loan servicing fees	109	74	110
Management fees	$ 1,800	$ 1,900	$ 1,700

Holding Company Condensed Fi130

Holding Company Condensed Financial Information (Financial Condition) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2010
Assets
Cash and cash equivalents	$ 81,403	$ 118,937
Assets	1,174,555	1,105,629	$ 1,211,041
Liabilities and Stockholders’ Equity
Stockholders’ equity	141,137	145,862
Liabilities and Stockholders’ Equity	1,174,555	1,105,629
Provident Financial Holding [Member]
Assets
Cash and cash equivalents	14,829	6,627	$ 532	$ 1,968
Investment in subsidiary	126,348	139,252
Other assets	20	19
Assets	141,197	145,898
Liabilities and Stockholders’ Equity
Other liabilities	60	36
Stockholders’ equity	141,137	145,862
Liabilities and Stockholders’ Equity	$ 141,197	$ 145,898

Holding Company Condensed Fi131

Holding Company Condensed Financial Information (Operations) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Condensed Financial Statements, Captions [Line Items]
Income before income tax benefit	$ 4,315	$ 4,590	$ 4,049	$ 4,126	$ 3,691	$ 2,537	$ 2,826	$ 2,556	$ 17,080	$ 11,610	$ 42,713
Income tax benefit	(1,830)	(1,990)	(1,721)	(1,736)	(1,600)	(1,138)	(1,223)	(1,043)	(7,277)	(5,004)	(16,916)
Net Income (Loss) Attributable to Parent	$ 2,485	$ 2,600	$ 2,328	$ 2,390	$ 2,091	$ 1,399	$ 1,603	$ 1,513	9,803	6,606	25,797
Provident Financial Holding [Member]
Condensed Financial Statements, Captions [Line Items]
Dividend from the Bank									25,000	27,500	10,000
Interest and other income									57	20	9
General and administrative expenses									860	838	791
Earnings before income taxes and equity in undistributed earnings of the Bank									24,197	26,682	9,218
Equity in net earnings of the subsidiary									(14,731)	(20,413)	16,250
Income before income tax benefit									25,057	27,520	10,009
Income tax benefit									337	337	329
Earnings before Equity in Undistributed Earnings									24,534	27,019	9,547
Undistributed Earnings, Basic									(14,731)	(20,413)	16,250
Net Income (Loss) Attributable to Parent									$ 9,803	$ 6,606	$ 25,797

Holding Company Condensed Fi132

Holding Company Condensed Financial Information (Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Condensed Financial Statements, Captions [Line Items]
Net income	$ 2,485	$ 2,600	$ 2,328	$ 2,390	$ 2,091	$ 1,399	$ 1,603	$ 1,513	$ 9,803	$ 6,606	$ 25,797
Other comprehensive income									(55)	(168)	(72)
Total comprehensive income									9,748	6,438	25,725
Provident Financial Holding [Member]
Condensed Financial Statements, Captions [Line Items]
Net income									9,803	6,606	25,797
Other comprehensive income									0	0	0
Total comprehensive income									$ 9,803	$ 6,606	$ 25,797

Holding Company Condensed Fi133

Holding Company Condensed Financial Information (Cash Flows) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:
Net income	$ 2,485	$ 2,600	$ 2,328	$ 2,390	$ 2,091	$ 1,399	$ 1,603	$ 1,513	$ 9,803	$ 6,606	$ 25,797
Net cash (used for) provided by operating activities									(57,775)	48,517	55,065
Cash flows from investing activities:
Net cash (used for) provided by investing activities									(39,953)	(12,143)	63,390
Cash flows from financing activities:
Treasury stock purchases									(12,680)	(17,182)	(8,959)
Cash dividends									(4,055)	(3,964)	(2,541)
Net cash provided by (used for) financing activities									60,194	(111,276)	(69,752)
Net (decrease) increase in cash and cash equivalents									(37,534)	(74,902)	48,703
Cash and cash equivalents at beginning of year				118,937					118,937
Cash and cash equivalents at end of year	81,403				118,937				81,403	118,937
Provident Financial Holding [Member]
Cash flows from operating activities:
Net income									9,803	6,606	25,797
Equity in net earnings of the subsidiary									14,731	20,413	(16,250)
(Increase) decrease in other assets									(1)	40	20
Increase (decrease) in other liabilities									24	(203)	201
Net cash (used for) provided by operating activities									24,557	26,856	9,768
Cash flows from investing activities:
Net cash (used for) provided by investing activities									0	0	0
Cash flows from financing activities:
Exercise of stock options									380	385	296
Treasury stock purchases									(12,680)	(17,182)	(8,959)
Cash dividends									(4,055)	(3,964)	(2,541)
Net cash provided by (used for) financing activities									(16,355)	(20,761)	(11,204)
Net (decrease) increase in cash and cash equivalents									8,202	6,095	(1,436)
Cash and cash equivalents at beginning of year				$ 6,627				$ 532	6,627	532
Cash and cash equivalents at end of year	$ 14,829				$ 6,627				$ 14,829	$ 6,627	$ 532

Quarterly Results of Operati134

Quarterly Results of Operations (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 10,594	$ 9,937	$ 9,656	$ 9,509	$ 9,272	$ 9,158	$ 9,513	$ 10,116	$ 39,696	$ 38,059
Interest expense	1,744	1,559	1,546	1,572	1,615	1,708	1,858	2,155	6,421	7,336	$ 10,804
Net interest income	8,850	8,378	8,110	7,937	7,657	7,450	7,655	7,961	33,275	30,723	33,357
(Recovery) provision for loan losses	104	111	354	818	691	849	898	942	1,387	3,380	1,499
Net interest income, after (recovery) provision for loan losses	8,954	8,489	8,464	8,755	8,348	8,299	8,553	8,903	34,662	34,103	34,856
Non-interest income	10,511	11,269	9,497	9,110	9,557	6,791	7,144	8,183	40,387	31,675	75,200
Non-interest expense	15,150	15,168	13,912	13,739	14,214	12,553	12,871	14,530	57,969	54,168	67,343
Income before income tax benefit	4,315	4,590	4,049	4,126	3,691	2,537	2,826	2,556	17,080	11,610	42,713
Provision for income taxes	1,830	1,990	1,721	1,736	1,600	1,138	1,223	1,043	7,277	5,004	16,916
Net income	$ 2,485	$ 2,600	$ 2,328	$ 2,390	$ 2,091	$ 1,399	$ 1,603	$ 1,513	$ 9,803	$ 6,606	$ 25,797
Basic earnings per share (in dollars per share)	$ 0.29	$ 0.29	$ 0.26	$ 0.26	$ 0.22	$ 0.14	$ 0.16	$ 0.15	$ 1.09	$ 0.67	$ 2.43
Diluted earnings per share (in dollars per share)	$ 0.28	$ 0.29	$ 0.25	$ 0.25	$ 0.22	$ 0.14	$ 0.16	$ 0.14	$ 1.07	$ 0.65	$ 2.38

Reclassification Adjustment 135

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	$ 386	$ 554
Other comprehensive loss before reclassifications	(55)	(168)	$ (72)
Amount reclassified from accumulated other comprehensive income	0	0	0
Other comprehensive loss	(55)	(168)	(72)
Ending balance	331	386	554
Investment securities, available for sale
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	351	498
Other comprehensive loss before reclassifications	(57)	(147)	(54)
Amount reclassified from accumulated other comprehensive income	0	0	0
Other comprehensive loss	(57)	(147)	(54)
Ending balance	294	351	498
Interest-only strips
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	35	56
Other comprehensive loss before reclassifications	2	(21)	(18)
Amount reclassified from accumulated other comprehensive income	0	0	0
Other comprehensive loss	2	(21)	(18)
Ending balance	$ 37	$ 35	$ 56

Offsetting Derivative and Ot136

Offsetting Derivative and Other Financial Instruments (Details) - USD ($)	Jun. 30, 2015	Jun. 30, 2014
Offsetting [Abstract]
Derivative Liability, Fair Value, Gross Liability	$ 71	$ 1,428
Derivative Asset, Fair Value, Gross Asset	1,004	0
Derivative Asset, Gross Amount Offset	0	0
Derivative Asset, Net Amount of Assets Offset	1,004	0
Derivative Asset, Gross Amount Not Offset, Financial Instruments	0	0
Derivative Asset, Gross Amount Not Offset, Cash Collateral Received	0	0
Derivative assets	1,004	0
Derivative Liability, Gross Amount Offset	0	0
Derivative Liability, Net Amount of Assets Offset	71	1,428
Derivative Liability, Gross Amount Not Offset, Financial Instruments	0	0
Derivative Liability, Gross Amount Not Offset, Cash Collateral Received	0	0
Derivative liabilities	$ 71	$ 1,428

Subsequent Events Subsequent Ev

Subsequent Events Subsequent Events (Details)	Jul. 22, 2014$ / shares
Subsequent Event [Member]
Subsequent Event [Line Items]
Quarterly cash dividend declared, common stock	$ 0.12

Uncategorized Items - prov-2015

Label		Element	Value
Cash Equivalents, at Carrying Value		us-gaap_CashEquivalentsAtCarryingValue	$ 145,136
Unrecognized Tax Benefits		us-gaap_UnrecognizedTaxBenefits	1,961
Loans and Leases Receivable, Related Parties		us-gaap_LoansAndLeasesReceivableRelatedParties	$ 2,030
Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number		us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	757,800
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price		us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	$ 12.13
Stock Option Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number		us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	420,200
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price		us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	$ 24.11
Available-for-sale Securities [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax		us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax	$ 552
Interest-Only-Strip [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax		us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax	74
Accumulated Other Comprehensive Income (Loss) [Member]
Stockholders' Equity Attributable to Parent		us-gaap_StockholdersEquity	626
Other Comprehensive Income (Loss), Net of Tax		us-gaap_OtherComprehensiveIncomeLossNetOfTax	(72)
Additional Paid-in Capital [Member]
Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition		us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	458
Stockholders' Equity Attributable to Parent		us-gaap_StockholdersEquity	86,758
Adjustments to Additional Paid in Capital, Share-based Compensation, Restricted Stock Unit or Restricted Stock Award, Requisite Service Period Recognition		us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition	310
Stock Forfeited During Period, Value		prov_StockForfeitedDuringPeriodValue	13
Stock Issued During Period, Value, Stock Options Exercised		us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised	$ 295
Common Stock [Member]
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures		us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures	73,050
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period		us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised	42,000
Stockholders' Equity Attributable to Parent		us-gaap_StockholdersEquity	$ 176
Treasury Stock, Shares, Acquired	[1]	us-gaap_TreasuryStockSharesAcquired	584,678
Common Stock, Shares, Outstanding		us-gaap_CommonStockSharesOutstanding	10,856,027
Stock Issued During Period, Value, Stock Options Exercised		us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised	$ 1
Retained Earnings [Member]
Stockholders' Equity Attributable to Parent		us-gaap_StockholdersEquity	156,560
Net Income (Loss) Attributable to Parent		us-gaap_NetIncomeLoss	25,797
Dividends, Common Stock, Cash		us-gaap_DividendsCommonStockCash	2,541
Stockholders' Equity, Total [Member]
Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition		us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	458
Stockholders' Equity Attributable to Parent		us-gaap_StockholdersEquity	144,777
Adjustments to Additional Paid in Capital, Share-based Compensation, Restricted Stock Unit or Restricted Stock Award, Requisite Service Period Recognition		us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition	310
Other Comprehensive Income (Loss), Net of Tax		us-gaap_OtherComprehensiveIncomeLossNetOfTax	(72)
Treasury Stock, Value, Acquired, Cost Method	[1]	us-gaap_TreasuryStockValueAcquiredCostMethod	8,959
Net Income (Loss) Attributable to Parent		us-gaap_NetIncomeLoss	25,797
Stock Forfeited During Period, Value		prov_StockForfeitedDuringPeriodValue	0
Stock Issued During Period, Value, Stock Options Exercised		us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised	296
Dividends, Common Stock, Cash		us-gaap_DividendsCommonStockCash	2,541
Stock Issued During Period, Value, Restricted Stock Award, Net of Forfeitures		us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	0
Treasury Stock [Member]
Stockholders' Equity Attributable to Parent		us-gaap_StockholdersEquity	(99,343)
Treasury Stock, Value, Acquired, Cost Method	[1]	us-gaap_TreasuryStockValueAcquiredCostMethod	8,959
Stock Forfeited During Period, Value		prov_StockForfeitedDuringPeriodValue	$ 13
Restricted Stock [Member] | Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value		us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue	$ 7.13
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number		us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber	146,800
[1]	Includes the repurchase of 13,591 shares in fiscal 2013 and 10,256 shares in fiscal 2015 of distributed restricted stock in settlement of employees' withholding tax obligations.