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EXHIBIT 21.1
SUBSIDIARIES OF THE REGISTRANT
| Parent Company: | ||||
| Provident Financial Holdings, Inc. | ||||
| Subsidiaries: | Percentage of ownership | Jurisdiction or State of Incorporation | ||
| Provident Savings Bank, F.S.B. | 100% | United States of America | ||
Provident Financial Corp (1) | 100% | California | ||
Profed Mortgage, Inc. (1) (2) | 100% | California | ||
First Service Corporation (1) (2) | 100% | California | ||
| _____________________________ | ||||
(1) This corporation is a wholly owned subsidiary of Provident Savings Bank, F.S.B. | ||||
(2) Currently inactive. | ||||