QuickLinks -- Click here to rapidly navigate through this documentExhibit 23.1
Independent Auditors' Consent
The Board of Directors
First Acceptance Corporation (f/k/a Liberte Investors Inc.):
We consent to the use of our report dated July 24, 2003, with respect to the consolidated statements of financial condition of First Acceptance Corporation (f/k/a Liberte Investors Inc.) as of June 30, 2003 and 2002, and the related consolidated statements of operations, stockholders' equity, and cash flows for each of the years in the three-year period ended June 30, 2003, incorporated herein by reference.
KPMG LLP
Dallas, Texas
May 18, 2004
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Independent Auditors' Consent