OFG Bancorp (OFG) 10-Q 8 Nov 19 2019 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2019	Oct. 31, 2019
Entity Listings [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Entity Registrant Name	OFG Bancorp
Entity Central Index Key	0001030469
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock Shares Outstanding		51,347,056
Entity Shell Company	false
Entity Small Business	false
Entity Emerging Growth Company	false
Entity File Number	001-12647
Entity Incorporation State Country Code	PR
Entity Tax Identification Number	66-0538893
Entity Address Address Line 1	254 Muñoz Rivera Avenue
Entity Address City Or Town	San Juan
Entity Address Country	PR
Entity Address Postal Zip Code	00918
City Area Code	(787)
Local Phone Number	771-6800
Document Quarterly Report	true
Document Transition Report	false
Common Stock [Member]
Entity Listings [Line Items]
Security 12b Title	Common shares, par value $1.00 per share
Trading Symbol	OFG
Security Exchange Name	NYSE
Series A
Entity Listings [Line Items]
Security 12b Title	7.125% Noncumulative Monthly Income Preferred Stock, Series A
Trading Symbol	OFG.PRA
Security Exchange Name	NYSE
Series B
Entity Listings [Line Items]
Security 12b Title	7.0% Noncumulative Monthly Income Preferred Stock, Series B
Trading Symbol	OFG.PRB
Security Exchange Name	NYSE
Series D
Entity Listings [Line Items]
Security 12b Title	7.125% Noncumulative Perpetual Preferred Stock, Series D
Trading Symbol	OFG.PRD
Security Exchange Name	NYSE

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Cash and cash equivalents:
Cash and due from banks	$ 953,802	$ 442,103
Money market investments	8,035	4,930
Total cash and cash equivalents	961,837	447,033
Restricted cash	1,050	3,030
Investments:
Trading securities, at fair value, with amortized cost of $182 (December 31, 2018 - $647)	41	360
Investment securities available-for-sale, at fair value, with amortized cost of $520,960 (December 31, 2018 - $854,511)	519,095	841,857
Investment securities held-to-maturity, at amortized cost, with fair value of $410,353 at December 31, 2018	0	424,740
Federal Home Loan Bank (FHLB) stock, at cost	10,525	12,644
Other investments	57	3
Total investments	529,718	1,279,604
Loans:
Loans held-for-sale, at lower of cost or fair value	35,546	10,368
Loans held for investment, net of allowance for loan losses of $154,343 (December 31, 2018 - $164,231)	4,371,644	4,421,226
Total loans	4,407,190	4,431,594
Other assets:
Foreclosed real estate	26,952	33,768
Accrued interest receivable	30,470	34,254
Deferred tax asset, net	112,602	113,763
Premises and equipment, net	69,754	68,892
Customers' liability on acceptances	21,796	16,937
Servicing assets	10,125	10,716
Derivative assets	13	347
Goodwill	86,069	86,069
Operating lease right-of-use assets	19,318	0
Other assets	56,611	57,345
Total assets	6,333,505	6,583,352
Deposits:
Demand deposits	2,228,256	2,191,802
Savings accounts	1,225,654	1,212,259
Time deposits	1,424,148	1,504,054
Total deposits	4,878,058	4,908,115
Borrowings:
Securities sold under agreements to repurchase	190,261	455,508
Advances from FHLB	79,052	77,620
Subordinated capital notes	36,083	36,083
Other borrowings	551	1,214
Total borrowings	305,947	570,425
Other liabilities
Derivative liabilities	1,159	333
Acceptances executed and outstanding	21,796	16,937
Operating lease liabilities	21,081	0
Accrued expenses and other liabilities	56,388	87,665
Total liabilities	5,284,429	5,583,475
Commitments and contingencies (See Note 18)
Stockholders' equity:
Preferred stock; 10,000,000 shares authorized; 1,340,000 shares of Series A, 1,380,000 shares of Series B, and 960,000 shares of Series D issued and outstanding (December 31, 2018 - 1,340,000 shares; 1,380,000 shares; and 960,000 shares) $25 liquidation value	92,000	92,000
Common stock, $1 par value; 100,000,000 shares authorized; 59,885,234 shares issued: 51,347,056 shares outstanding (December 31, 2018 - $59,885,234; 51,293,924)	59,885	59,885
Additional paid-in capital	620,948	619,381
Legal surplus	95,783	90,167
Retained earnings	285,854	253,040
Treasury stock, at cost, 8,538,178 shares (December 31, 2018 - 8,591,310 shares)	(102,936)	(103,633)
Accumulated other comprehensive loss, net of tax of $552 (December 31, 2018 - $1,677)	(2,458)	(10,963)
Total stockholders' equity	1,049,076	999,877
Total liabilities and stockholders' equity	$ 6,333,505	$ 6,583,352

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Amortized cost of trading securities	$ 182	$ 647
Amortized cost of investment securities available-for-sale	520,960	854,511
Fair value of held to maturity securities	0	410,353
Allowance for loan losses	$ 154,343	$ 164,231
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	59,885,234	59,885,234
Common stock, shares outstanding	51,347,056	51,293,924
Treasury stock, at cost, shares	8,538,178	8,591,310
Tax effect on accumulated other comprehensive income (loss)	$ 552	$ 1,677
Series A
Preferred stock, shares issued	1,340,000	1,340,000
Preferred stock, shares outstanding	1,340,000	1,340,000
Preferred stock, liquidation value	$ 25	$ 25
Series B
Preferred stock, shares issued	1,380,000	1,380,000
Preferred stock, shares outstanding	1,380,000	1,380,000
Preferred stock, liquidation value	$ 25	$ 25
Series D
Preferred stock, shares issued	960,000	960,000
Preferred stock, shares outstanding	960,000	960,000
Preferred stock, liquidation value	$ 25	$ 25

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest income:
Loans	$ 85,772	$ 84,016	$ 254,971	$ 237,057
Mortgage-backed securities	3,553	8,173	17,465	23,258
Investment securities and other	4,330	1,948	10,184	4,998
Total interest income	93,655	94,137	282,620	265,313
Interest expense:
Deposits	10,554	8,605	29,594	23,554
Securities sold under agreements to repurchase	1,342	2,242	6,234	5,159
Advances from FHLB and other borrowings	550	517	1,671	1,339
Subordinated capital notes	499	496	1,537	1,402
Total interest expense	12,945	11,860	39,036	31,454
Net interest income	80,710	82,277	243,584	233,859
Provision for loan losses, net	43,770	14,601	73,724	44,808
Net interest income after provision for loan and lease losses	36,940	67,676	169,860	189,051
Non-interest income:
Banking service revenue	10,813	10,797	32,054	32,404
Wealth management revenue	6,611	6,407	19,162	18,688
Mortgage banking activities	1,118	1,242	2,953	3,987
Total banking and financial service revenues	18,542	18,446	54,169	55,079
Sale of securities	3,498	0	8,274	0
Early extinguishment of debt	0	0	(7)	0
Other non-interest income	138	174	346	758
Total non-interest income, net	22,178	18,620	62,782	55,837
Non-interest expense:
Compensation and employee benefits	20,500	18,495	60,716	57,202
Occupancy, equipment and infrastructure costs	7,307	8,388	22,564	25,322
Electronic banking charges	5,505	5,586	15,698	15,968
Professional and service fees	3,662	3,077	10,297	8,917
Loss on sale of foreclosed real estate, other repossessed assets and credit related expenses	2,889	3,946	8,839	9,880
Information technology expenses	2,247	2,056	6,953	6,064
Taxes, other than payroll and income taxes	2,235	2,175	6,530	6,820
Advertising, business promotion, and strategic initiatives	1,333	1,329	3,859	3,700
Loan servicing and clearing expenses	1,194	1,251	3,562	3,639
Merger and restructuring charges	1,556	0	2,556	0
Communication	956	927	2,556	2,627
Printing, postage, stationary and supplies	672	499	1,885	1,748
Insurance	(366)	1,620	2,057	4,580
Director and investor relations	374	223	934	800
Other	663	1,369	5,325	8,095
Total non-interest expense	50,727	50,941	154,331	155,362
Income before income taxes	8,391	35,355	78,311	89,526
Income tax expense	1,008	12,255	23,479	29,860
Net income	7,383	23,100	54,832	59,666
Less: dividends on preferred stock	(1,628)	(3,466)	(4,884)	(10,396)
Income available to common shareholders	$ 5,755	$ 19,634	$ 49,948	$ 49,270
Earnings per common share:
Basic	$ 0.11	$ 0.45	$ 0.97	$ 1.12
Diluted	$ 0.11	$ 0.42	$ 0.97	$ 1.07
Average common shares outstanding and equivalents	51,772	51,464	51,695	51,344
Cash dividends per share of common stock	$ 0.07	$ 0.06	$ 0.21	$ 0.18

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 7,383	$ 23,100	$ 54,832	$ 59,666
Other comprehensive income (loss) before tax:
Unrealized gain (loss) on securities available-for-sale	5,111	(6,375)	19,063	(21,340)
Realized gain on sale of securities available-for-sale	3,498	0	8,274	0
Unrealized (loss) gain on cash flow hedges	(188)	223	(1,160)	1,153
Other comprehensive income (loss) before taxes	1,425	(6,152)	9,629	(20,187)
Income tax effect	(197)	619	(1,124)	2,341
Other comprehensive income (loss), after taxes	1,228	(5,533)	8,505	(17,846)
Comprehensive income	$ 8,611	$ 17,567	$ 63,337	$ 41,820

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Legal Surplus [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Loss, Net Of Tax [Member]
Beginning Balance at Dec. 31, 2017		$ 176,000	$ 52,626	$ 541,600	$ 81,454	$ 200,878	$ (104,502)	$ (2,949)
Stock-based compensation expense				978
Stock-based compensation excess tax benefit recognized in income	$ (140)			(140)
Lapsed restricted stock units and options				(360)			796
Net income	59,666					59,666
Cash dividends declared on common stock						(7,919)
Cash dividends declared on preferred stock						(10,396)
Transfer from retained earnings/transfer to legal surplus					6,109	(6,109)
Other comprehensive income (loss), net of tax	(17,846)							(17,846)
Ending Balance at Sep. 30, 2018	969,886	176,000	52,626	542,078	87,563	236,120	(103,706)	(20,795)
Beginning Balance at Jun. 30, 2018		176,000	52,626	541,734	85,249	221,441	(103,969)	(15,262)
Stock-based compensation expense				344
Stock-based compensation excess tax benefit recognized in income				0
Lapsed restricted stock units and options				0			263
Net income	23,100					23,100
Cash dividends declared on common stock						(2,642)
Cash dividends declared on preferred stock						(3,465)
Transfer from retained earnings/transfer to legal surplus					2,314	(2,314)
Other comprehensive income (loss), net of tax	(5,533)							(5,533)
Ending Balance at Sep. 30, 2018	969,886	176,000	52,626	542,078	87,563	236,120	(103,706)	(20,795)
Lease standard initial adoption						0
Beginning Balance at Dec. 31, 2018	999,877	92,000	59,885	619,381	90,167	253,040	(103,633)	(10,963)
Stock-based compensation expense				1,567
Stock-based compensation excess tax benefit recognized in income	0			0
Lapsed restricted stock units and options				0			697
Net income	54,832					54,832
Cash dividends declared on common stock						(10,782)
Cash dividends declared on preferred stock						(4,884)
Transfer from retained earnings/transfer to legal surplus					5,616	(5,616)
Other comprehensive income (loss), net of tax	8,505							8,505
Ending Balance at Sep. 30, 2019	1,049,076	92,000	59,885	620,948	95,783	285,854	(102,936)	(2,458)
Beginning Balance at Jun. 30, 2019		92,000	59,885	620,368	95,019	284,459	(103,171)	(3,686)
Stock-based compensation expense				580
Stock-based compensation excess tax benefit recognized in income				0
Lapsed restricted stock units and options				0			235
Net income	7,383					7,383
Cash dividends declared on common stock						(3,596)
Cash dividends declared on preferred stock						(1,628)
Transfer from retained earnings/transfer to legal surplus					764	(764)
Other comprehensive income (loss), net of tax	1,228							1,228
Ending Balance at Sep. 30, 2019	$ 1,049,076	$ 92,000	$ 59,885	$ 620,948	$ 95,783	285,854	$ (102,936)	$ (2,458)
Lease standard initial adoption						$ (736)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Cash flows from operating activities:
Net income	$ 54,832	$ 59,666
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred loan origination fees and fair value premiums on acquired loans	3,250	3,433
Amortization of investment securities premiums, net of accretion of discounts	3,905	4,426
Amortization of core deposit and customer relationship intangibles	877	989
Net change in operating leases	(95)	0
Depreciation and amortization of premises and equipment	6,265	6,642
Deferred income tax expense, net	476	6,827
Provision for loan losses, net	73,724	44,808
Stock-based compensation	1,567	978
Stock-based compensation excess tax benefit recognized in income	0	(140)
(Gain) loss on:
Sale of securities	(8,274)	0
Sale of loans	(380)	(275)
Derivatives	0	1
Early extinguishment of debt	7	0
Foreclosed real estate and other repossessed assets	2,666	2,828
Sale of other assets	(80)	(107)
Originations of loans held-for-sale	(59,879)	(72,512)
Proceeds from sale of loans held-for-sale	15,208	21,593
Net (increase) decrease in:
Trading securities	319	(214)
Other investments	(54)	0
Accrued interest receivable	3,784	16,517
Servicing assets	591	(1,045)
Other assets	463	2,405
Net (decrease) increase in:
Accrued interest on deposits and borrowings	(1,875)	643
Accrued expenses and other liabilities	(56,288)	(23,836)
Net cash provided by operating activities	41,009	73,627
Purchases of:
Investment securities available-for-sale	(1,117)	(271,062)
FHLB stock	(1,167)	(113,506)
Maturities and redemptions of:
Investment securities available-for-sale	129,027	89,753
Investment securities held-to-maturity	0	58,477
FHLB stock	3,286	115,040
Proceeds from sales of:
Investment securities available-for-sale	680,466	14,746
Foreclosed real estate and other repossessed assets, including write-offs	37,115	38,816
Loans held-for-investment	14,668	0
Fully charged-off loans	2,382	0
Premises and equipment	2,113	1,670
Origination and purchase of loans, excluding loans held-for-sale	(834,486)	(1,015,960)
Principal repayment of loans	722,367	632,333
Additions to premises and equipment	(9,160)	(8,107)
Net cash provided by (used in) investing activities	745,494	(457,800)
Net increase (decrease) in:
Deposits	5,242	301,195
Securities sold under agreements to repurchase	(264,730)	185,308
FHLB advances, federal funds purchased, and other borrowings	775	(25,904)
Restricted units lapsed	697	436
Dividends paid on preferred stock	(4,881)	(10,396)
Dividends paid on common stock	(10,782)	(7,919)
Net cash (used in) provided by financing activities	(273,679)	442,720
Net change in cash, cash equivalents and restricted cash	512,824	58,547
Cash, cash equivalents and restricted cash at beginning of period	450,063	488,233
Cash, cash equivalents and restricted cash at end of period	962,887	546,780
Reconciliation of the Consolidated Statements of Cash Flows to the Consolidated Balance Sheets [Abstract]
Total cash, cash equivalents, restricted cash and restricted cash equivalents at end of period	450,063	488,233
Supplemental Cash Flow Disclosure and Schedule of Non-cash Activities:
Interest paid	39,710	29,523
Income taxes paid	36,924	13,446
Operating lease liabilities paid	5,174	0
Mortgage loans securitized into mortgage-backed securities	45,716	59,050
Transfer from held-to-maturity securities to available-for-sale securities	424,740	0
Transfer from loans to foreclosed real estate and other repossessed assets	34,532	36,848
Reclassification of loans held-for-investment portfolio to held-for-sale portfolio	25,933	5,795
Reclassification of loans held-for-sale portfolio to held-for-investment portfolio	49	1,247
Financed sales of foreclosed real estate	1,016	912
Loans booked under the GNMA buy-back option	11,403	13,325
Initial recognition of operating lease right-of-use assets	21,930	0
Initial recognition of operating lease liabilities	$ 23,689	$ 0

Organization, Consolidation and

Organization, Consolidation and Basis of Presentation	9 Months Ended
	Sep. 30, 2019
Organization, Consolidation and Basis of Presentation [Abstract]
Organization, Consolidation and Basis of Presentation	NOTE 1 – ORGANIZATION, CONSOLIDATION AND BASIS OF PRESENTATION Nature of Operations OFG Bancorp (“Oriental”) is a publicly-owned financial holding company incorporated under the laws of the Commonwealth of Puerto Rico. Oriental operates through various subsidiaries including, a commercial bank, Oriental Bank (the “Bank”), a securities bro ker-dealer, Oriental Financial Services Corp. (“Oriental Financial Services”), an insurance agency, Oriental Insurance LLC. (“Oriental Insurance”), a retirement plan administrator, Oriental Pension Consultants, Inc. (“OPC”), and two operating subsidiaries of the Bank, OFG USA LLC ("OFG USA") and Oriental International Bank Inc. (“OIB”). Through these subsidiaries and their respective divisions, Oriental provides a wide range of banking and financial services such as commercial, consumer and mortgage lending , auto loans, financial planning, insurance sales, money management and investment banking and brokerage services, as well as corporate and individual trust services. On April 30, 2010, the Bank acquired certain assets and assumed certain deposits and ot her liabilities of Eurobank, a Puerto Rico commercial bank, in an FDIC-assisted acquisition. On February 6, 2017, the Bank and the FDIC agreed to terminate the shared-loss agreements related to the Eurobank Acquisition. On December 18, 2012, Oriental acqui red a group of Puerto Rico-based entities that included Banco Bilbao Vizcaya Argentaria Puerto Rico (“BBVAPR”), a Puerto Rico commercial bank, as well as a securities broker-dealer and an insurance agency, which is referred to herein as the “BBVAPR Acquisi tion.” These acquired businesses have been integrated with Oriental’s existing business. New Accounting Updates Adopted in 2019 Leases. In February 2016, the FASB issued ASU No. 2016-02 (Topic 842), the FASB issued ASU No. 2016-02, under the new guidance, lessees are required to recognize the following for all leases (with the exception of short-term leases): 1) a lease liability, which i s the present value of a lessee’s obligation to make lease payments, and 2) a right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Lessor accounting under the new guid ance remains largely unchanged as it is substantially equivalent to existing guidance for sales-type leases, direct financing leases, and operating leases. Leveraged leases have been eliminated, although lessors can continue to account for existing leverag ed leases using the current accounting guidance. Other limited changes were made to align lessor accounting with the lessee accounting model and the new revenue recognition standard. All entities will classify leases to determine how to recognize lease-rel ated revenue and expense. Quantitative and qualitative disclosures are required by lessees and lessors to meet the objective of enabling users of financial statements to assess the amount, timing, and uncertainty of cash flows arising from leases. The inte ntion is to require enough information to supplement the amounts recorded in the financial statements so that users can understand more about the nature of an entity’s leasing activities. All entities are required to use a modified retrospective approach f or leases that exist or are entered into after the beginning of the earliest comparative period in the financial statements. As Oriental elected the transition option provided in ASU No. 2018-11 (see below), the modified retrospective approach was applied on January 1, 2019 (as opposed to January 1, 2017). Oriental also elected certain relief options offered in ASU 2016-02 including the package of practical expedients and the option not to recognize right-of-use assets and lease liabilities that arise from short-term leases (i.e., leases with terms of twelve months or less). Oriental also elected the hindsight practical expedient, which allows entities to use hindsight when determining lease term and impairment of right-of-use assets. Oriental has several le ase agreements, mainly branch locations, which are considered operating leases, and therefore, were not previously recognized on Oriental’s consolidated statements of financial condition. The new guidance requires these lease agreements to be recognized on the consolidated statements of financial condition as a right-of-use asset and a corresponding lease liability. The new guidance did not have a material impact on the consolidated statements of operations or the consolidated statements of cash flows. See Note 19 Leases for more information. Leases - Targeted Improvements . In July 2018, the FASB issued ASU No. 2018-11 to provide entities with relief from the costs of implementing certain aspects of the new leasing standard, ASU No. 2016-02. Specifically, u nder the amendments in ASU 2018-11: (1) entities may elect not to recast the comparative periods presented when transitioning to the new leasing standard, and (2) lessors may elect not to separate lease and non-lease components when certain conditions are met. The amendments have the same effective date as ASU 2016-02 (January 1, 2019 for Oriental). Oriental adopted ASU 2018-11 on its required effective date of January 1, 2019 and elected both transition options mentioned above. ASU 2018-11 did not have a m aterial impact on Oriental’s consolidated financial statements. Narrow-Scope Improvements for Lessors. In December 2018, the FASB issued ASU No. 2018-20 which allows lessors to make an accounting policy election of presenting sales taxes and other similar taxes collected from lessees on a net basis, (2) requires a lessor to exclude lessor costs paid directly by a lessee to third parties on the lessor’s behalf and include lessor costs that are paid by the lessor and reimbursed by the lessee in the measureme nt of variable lease revenue and the associated expense, and (3) clarifies that when lessors allocate variable payments to lease and non-lease components they are required to follow the recognition guidance in the new leases standard for the lease componen t and other applicable guidance, such as the new revenue standard, for the non-lease component. Oriental adopted ASU 2018-20 on its required effective date of January 1, 2019 and elected to present sales taxes and other similar taxes collected from lessees on a net basis as described in (1) above. ASU 2018-20 did not have a material impact on Oriental’s consolidated financial statements. Leases: Codification Improvements. In March 2019, the FASB issued ASU No. 2019-01 which states that for lessors that are not manufacturers or dealers, the fair value of the underlying asset is its cost, less any volume or trade discounts, as long as there isn’t a significant amount of time between acquisition of the asset and lease commencement; (2) clarifies that lessors i n the scope of ASC 942 (such as Oriental) must classify principal payments received from sales-type and direct financing leases in investing activities in the statement of cash flows; and (3) clarifies the transition guidance related to certain interim dis closures provided in the year of adoption. To coincide with the adoption of ASU No. 2016-02, Oriental elected to early adopt ASU 2019-01 on January 1, 2019. The adoption of this ASU did not have a material impact on Oriental’s consolidated financial statem ents. Targeted Improvements to Accounting for Hedging Activities. In August 2017, the FASB issued ASU No. 2017-12 with the objectives to (1) improve the transparency and understandability of information conveyed to financial statement users about an entit y’s risk management activities by better aligning the entity’s financial reporting for hedging relationships with those risk management activities; and (2) reduce the complexity of and simplify the application of hedge accounting by preparers. This guideli ne allows the entity to elect whether to perform quantitative or qualitative assessments for their hedge accounting transactions. In addition, the guideline provides that “an entity may reclassify a debt security from held-to-maturity (HTM) to available-fo r-sale (AFS) if the debt security is eligible to be hedged under the last-of-layer method in accordance with paragraph 815-20-25-12A. Any unrealized gain or loss at the date of the transfer shall be recorded in accumulated other comprehensive income in acc ordance with paragraph 320-10-35-10(c).” Transition elections must be adopted within the timeframe outlined in paragraphs 815-20-65-3(f) to 65-3(g). This includes the transition election available for the transfer of eligible securities from the HTM to the AFS category. ASU No. 2017-12 is effective for interim and annual reporting periods beginning after December 15, 2018. Oriental elected to maintain its current quantitative assessment for the existing hedge accounting transaction. In addition, Oriental el ected to reclassify all of the securities in its held-to-maturity portfolio amounting to $424.7 million to its available-for-sale portfolio, as they were debt securities that qualified as eligible to be hedged under the last-of-layer method. The new guidan ce did not have a material impact on the consolidated statements of operations or the consolidated statement of cash flows. New Accounting Updates Not Yet Adopted Intangibles—Goodwill and Other—Internal-Use Software (Subtopic 350-40): Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract (a consensus of the FASB Emerging Issues Task Force). In August 2018 , the FASB issued Accounting Standards Update (“ASU”) 2018-15, which aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incu rred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). Accordingly, ASU 2018-15 requires an entity (customer) in a hosting arrangement that is a service contract to follow the guidance in S ubtopic 350-40 to determine which implementation costs to capitalize as an asset related to the service contract and which costs to expense. The ASU also requires the entity (customer) to expense the capitalized implementation costs of a hosting arrangemen t that is a service contract over the term of the hosting arrangement, which includes reasonably certain renewals. This ASU is the final version of Proposed Accounting Standards Update 2018–230—Intangibles—Goodwill and Other—Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract, which has been deleted. This ASU will be applied prospectively for annual and interim periods in fiscal years beginning after Dec ember 15, 2019. Early adoption is permitted. The effects of this standard on our consolidated statement of financial position, results of operations or cash flows are not expected to be material . Fair Value Measurement (Topic 820): Disclosure Framework—Ch anges to the Disclosure Requirements for Fair Value Measurement. In August 2018, the FASB issued ASU 2018-13, which modifies disclosure requirements related to fair value measurement. The amendments in this ASU are effective for fiscal years, and interim p eriods within those fiscal years, beginning after December 15, 2019. Implementation on a prospective or retrospective basis varies by specific disclosure requirement. Early adoption is permitted. The standard also allows for early adoption of any removed or modified disclosures upon issuance of this ASU while delaying adoption of the additional disclosures until their effective date . Simplifying the Test for Goodwill Impairment. In January 2017, the FASB issued ASU No. 2017-04, which simplifies the measu rement of goodwill impairment. An entity will no longer perform a hypothetical purchase price allocation to measure goodwill impairment. Instead, impairment will be measured using the difference between the carrying amount and the fair value of the reporti ng unit. This ASU will be applied prospectively for annual and interim periods in fiscal years beginning after December 15, 2019. The effects of this standard on our consolidated statement of financial position, results of operations or cash flows are not expected to be material . Measurement of Credit Losses o n Financial Instruments . In June 2016, the FASB issued ASU No. 2016-13 for the recognition of credit losses on financial instruments . The guidance introduces a new credit reserving methodology known as the Current Expected Credit Loss ( “ CECL ” ) methodology, which differs significantly from the incurred loss approach used today and will alter the estimation process, inputs and assumptions used in estimating the allowance for credit losses (“ ACL” ) . The CECL methodology requires measurement of expected credit losses for the estimated life of the financial instrument, not only based on historical experience and current conditions, but also by including reasonable and supportable forecasts incorporating forward-looking information. At the date of adoption, the change in reserves will be recorded in retained earnings as a cumulative-effect adjustment under the modified retrospective method . CECL elim inates the existing guidance for purchase credit-impaired loans, but requires an allowance for purchased financial assets with more than insignificant deterioration since origination. In addition, it modifies the other-than-temporary impairment model for available-for-sale deb t securities to require an allowance for credit impairment instead of a direct write-down, which allows for reversal of credit impairments in future periods based on improvements in credit. ASU No. 2016- 13 is effective for fiscal years, and interim periods , beginning after December 15, 2019. Oriental will implement A SU No. 2016-13 on January 1, 2020. We continue to evaluate the impact the new guidance will have on our financial position, results of operations and regulatory risk-based capital. Our current planned approach for estimating lifetime credit losses for our loan portfolio includes the following key components:  An initial forecast period of one year for all portfolio segments based on historical loss experience, or economic forecast in case of limited historical loss experience ;  An economic forecast period of two year s based on the rela tion of losses with key economic variables for each portfolio segment ;  Segmentation of loans into pools that share common risk characteristics;  Reversion to the mean period using straight-line method;  Used the discounted cash flow (DCF) method to measure credit impairment on most of our loan portfolio s and estimate lifetime credit losses using the conceptual components described above ; and  A most likely macroeconomic scenario in estimating expected credit losses . As part of our evaluation of the estimated impacts of CECL, we have run simulations based on our portfol io composition and current expectations of future economic conditions. The results of those preliminary simulations indicate that our total reserves for credit losses related to our originated book, which accounts for 84 % of total gross loans, could have a net increase between 16 % and 23 % as compared to the incurred loss model applied as of balance sheet date , mostly driven by the retail loan portfolio s . At adoption, we expect to have a cumulative-effect adjustment to retained earnings for thi s change in the ACL, which w ould impact our capital. Oriental expects to continue to be well capitalized under the Basel III regulatory framework after the adoption of this standard. The Company will avail itself of the option to phase - in over a period of three years the day one effects on regulatory capital from the adoption of CECL. For the acquired book, which represents 16 % of total gross loans, we expect its allowance will be enough to cover CECL implementation. Any adjustment will be made through the allowance and loan balances with no impact in capital. The ultimate effect of CECL on our ACL will depend on the size and composition of our portfolio, the portfolio’s credit quality and economic conditions at the time of adoption, as well as any refinemen ts to our models, methodology and other key assumptions. We are continuing our cross-functional implementation efforts and have substantially completed development of our CECL models. Model validation, user acceptance testing, and parallel runs will contin ue through the remainder of 2019. In addition, we continue to develop the business processes, policies and controls that satisfy the requirements of the new guidance. F or a vailable-for-sale debt securities, the new guidance prospectively replaces the other-than-temporary impairment model and requires the recognition of an allowance for reductions in a security’s fair value attributable to declines in credit quality, instead of a direct write-down of the security, when a valuation decline is determined to be other-than-temporary. Our available-for-sale debt securities only consist of U.S. Treasury or U.S. government-sponsored agencies securities; therefore, w e do not currently expect the impact of the new guidance on available-for-sale securities to be material at adoption .

Significant Events

Significant Events	9 Months Ended
	Sep. 30, 2019
Significant Events [Abstract]
Significant Events	NOTE 2 – SIGNIFICANT EVENTS On June 26, 2019, OFG Bancorp (the “Company”) and Oriental Bank, a wholly-owned subsidiary of the Company (“Oriental Bank”), entered into (i) a definitive Stock Purchase Agreement (the “Stock Purchase Agreement”) with The Bank of Nova Scotia (“BNS”), (ii) a definitive Sale and Purchase Agreement (USVI) (the “USVI Purchase Agreement”) with BNS and (iii) a definitive Sale and Purchase Agreement (PR) (the “PR Purchase Agreement” and, together with the Stock Purchase Agreement and the USVI Purchase Agreement, t he “Purchase Agreements”) with BNS. The transactions contemplated by the Purchase Agreements (the “Scotiabank Transaction”), which are expected to close before year end of 2019, are subject to receipt of the requisite regulatory approvals, as well as the satisfaction of other customary closing conditions. The Stock Purchase Agreement On the terms and subject to the conditions set forth in the Stock Purchase Agreement, Oriental Bank will acquire (i) all of the issued and outstanding shares of common st ock, par value $ 10.00 per share, of Scotiabank de Puerto Rico, a bank chartered under the laws of Puerto Rico (“SBPR”), and (ii) all of the issued and outstanding shares of second preferred non-cumulative redeemable stock, par value $ 10.00 per share, of SB PR (the “Preferred Stock”) (excluding any shares of Preferred Stock redeemed by SBPR prior to the SBPR Closing (as defined below) ((i) and (ii), the “Stock Purchase”). In addition, the Stock Purchase Agreement contemplates that, immediately following the c onsummation of the Stock Purchase, SBPR will merge with and into Oriental Bank, with Oriental Bank continuing as the surviving bank (the “Bank Merger”). The consideration payable by Oriental Bank to BNS at the closing of the Stock Purchase (the “SBPR Clo sing” and the date on which the SBPR Closing occurs, the “Closing Date”) will be $ 550,000,000 in cash minus the amount of any Pre-Closing Secondary Dividend (as defined below) actually paid to BNS after the execution of the Stock Purchase Agreement but on or prior to the Closing Date. In addition, the Stock Purchase Agreement contemplates that, prior to the SBPR Closing, SBPR will pay BNS (a) one or more dividends in an aggregate amount equal to $ 200,000,000 (subject to certain adjustments set forth in the schedules to the Stock Purchase Agreement) (the “Pre-Closing Primary Dividend”) and (b) secondarily to the Pre-Closing Primary Dividend, one or more additional dividends in an aggregate amount not to exceed $ 125,000,000 (the “Pre-Closing Secondary Dividend ”). The obligations of Oriental Bank and BNS to consummate the Stock Purchase are subject to the satisfaction or waiver of certain customary closing conditions, including (a) the receipt of the requisite regulatory approvals, including the requisite regul atory approvals of the Puerto Rico Office of the Commissioner of Financial Institutions, the Federal Deposit Insurance Corporation and the Board of Governors of the Federal Reserve System (and, in the case of Oriental Bank’s obligations to consummate the S tock Purchase, without the imposition of a Burdensome Condition (as defined below)), (b) the accuracy of the other party’s representations and warranties, subject to certain timing and materiality standards, (c) compliance in all material respects by the o ther party with its pre-closing covenants and agreements contained in the Stock Purchase Agreement and (d) the absence of any injunction or order prohibiting the consummation of the Stock Purchase, the Bank Merger or the other transactions contemplated by the Stock Purchase Agreement. The obligations of BNS to consummate the Stock Purchase are also subject to receiving the requisite regulatory approval for the payment of the Pre-Closing Primary Dividend. The Stock Purchase is not conditioned on the consumma tion of the transactions contemplated by the USVI Purchase Agreement or the PR Purchase Agreement. Under the Stock Purchase Agreement, Oriental Bank and BNS agreed to use reasonable best efforts to obtain the requisite regulatory approvals. In addition, the Company and Oriental Bank agreed to take all actions necessary (including Remedial Actions and Capital Actions (each as defined in the Stock Purchase Agreement)) to obtain the applicable requisite regulatory approvals and consummate the Scotiabank Tran saction as promptly as practicable, subject to an exception that provides that neither the Company nor Oriental Bank is required to take, or agree to take, any action that would constitute a Burdensome Condition. Under the Stock Purchase Agreement, the ter m “Remedial Action” is defined to include, among other things, divestitures, licenses or other dispositions of, or the holding separate of, deposits, loans, branches or operations of SBPR, the Company, Oriental Bank or their affiliates, and the term “Capit al Acton” is defined to include, among other things, capital level and capital ratio maintenance commitments, capital plan creation and capital raising transactions. The Stock Purchase Agreement defines “Burdensome Condition” as any action, restriction or condition that would reasonably be expected to be materially burdensome to the Company, Oriental Bank and their affiliates, taken as a whole, following the consummation of the Stock Purchase, the Bank Merger or the transactions contemplated by the USVI Pur chase Agreement or the PR Purchase Agreement. However, the Stock Purchase Agreement provides that a Capital Action will not constitute or be considered in determining whether any required action constitutes, a Burdensome Condition. The Stock Purchase Agr eement provides that, for three years after the Closing Date, BNS will not operate an FDIC-insured depository institution in Puerto Rico, offer retail banking or retail consumer fi nance products or services in Puerto Rico (excluding certain wealth manageme nt services) or accept deposits insured by the FDIC in Puerto Rico, in each case, subject to certain exceptions set forth in the Stock Purchase Agreement. In addition, from the date of the Stock Purchase Agreement and continuing for two years following the Closing Date, BNS agreed to certain restrictions on soliciting and hiring SBPR employees and soliciting SBPR customers, and Oriental Bank agreed to certain restrictions on soliciting and hiring certain BNS employees and soliciting certain BNS customers, i n each case, subject to certain exceptions set forth in the Stock Purchase Agreement. The Stock Purchase Agreement contains certain customary representations and warranties made by each party, which are qualified by confidential disclosures provided to e ach party by the other party in connection with the Stock Purchase Agreement. Each of Oriental Bank and BNS has agreed to various customary covenants, including, in the case of BNS, covenants regarding the conduct of SBPR’s business prior to the SBPR Closi ng. The Stock Purchase Agreement provides for post-Closing indemnification obligations with respect to breaches of the representations, warranties and covenants of each party in the Purchase Agreements, as well as indemnification obligations with respect t o certain other matters. Each party’s indemnification obligations with respect to breaches of its representations and warranties generally are subject to a de minimis “per loss” requirement of $ 100,000 , a deductible basket equal to 1 % of the aggregate purc hase price under the Purchase Agreements and a cap equal to 10 % of the aggregate purchase price under the Purchase Agreements, except for breaches of certain fundamental representations and warranties. Following the SBPR Closing, during any period in which the USVI Transaction (as defined below) or the PR Transaction (as defined below) has not been consummated, the indemnification deductible basket will be reduced by 1 % of the purchase price under the USVI Purchase Agreement and 1 % of the purchase price und er the PR Purchase Agreement, as applicable, and the indemnification cap will be reduced by 10 % of the purchase price under the USVI Purchase Agreement and 10 % of the purchase price under the PR Purchase Agreement, as applicable. Each party has the right to terminate the Stock Purchase Agreement under certain circumstances, including if the Stock Purchase has not occurred on or prior to March 26, 2020, subject to an extension by either party until June 26, 2020 if the requisite regulatory approvals have n ot been obtained. Upon the termination of the Stock Purchase Agreement as a result of the failure to obtain the requisite regulatory approvals as of the outside date referenced above (as extended), Oriental Bank will be required to reimburse BNS for its re asonable and documented out-of-pocket transaction expenses. The Stock Purchase Agreement also provides that the aggregate amount of reimbursable expenses under the Stock Purchase Agreement, the USVI Purchase Agreement and the PR Purchase Agreement will not exceed $ 2,000,000 . USVI Purchase Agreement On the terms and subject to the conditions set forth in the USVI Purchase Agreement, at the closing of the transactions contemplated by the USVI Purchase Agreement (the “USVI Closing” and the date on which th e USVI Closing occurs the “USVI Closing Date”), Oriental Bank will acquire the U.S. Virgin Islands (the “USVIs”) banking operations of BNS through an acquisition of certain assets (including loans, ATMs and physical branch locations) and an assumption of c ertain liabilities (including deposits) (the “USVI Transaction”). The consideration payable in the USVI Transaction will be equal to the difference between (a) the sum of (i) cash on hand at the purchased branches and cash located in the purchased ATMs, (i i) the net book value of the purchased assets (which, in the case of the purchased loans, will be equal to the gross book value of the purchased loans minus $ 6,700,000 (or, if greater, the actual amount of reserves associated with the purchase loans as of the close of business on the day immediately preceding the USVI Closing Date)), (iii) a $ 10,000,000 deposit premium and (iv) the fair market value of Other Assets (as defined in the USVI Purchase Agreement) that Oriental Bank elects to include as a purchas ed asset and (b) the net book value of the assumed liabilities, in each case, as of the close of business on the day immediately preceding the USVI Closing Date. If the foregoing calculation produces a positive number, that amount will be payable by Orient al Bank to BNS at the USVI Closing and if the foregoing calculation produces a negative number, the absolute value of that amount will be payable by BNS to Oriental Bank at the USVI Closing. The obligations of Oriental Bank and BNS to consummate the USVI Transaction are subject to the satisfaction or waiver of certain customary closing conditions, including (a) the receipt of the requisite regulatory approvals, including the requisite regulatory approvals of the Puerto Rico Office of the Commissioner of Fi nancial Institutions, the Federal Deposit Insurance Corporation, the Virgin Islands Banking Board and the Lieutenant Governor of the Virgin Islands, Division of Banking, Insurance and Financial Regulation (and, in the case of Oriental Bank’s obligations to consummate the USVI Transaction, without the imposition of a Burdensome Condition), (b) the accuracy of the other party’s representations and warranties, subject to certain timing and materiality standards, (c) compliance in all material respects by the o ther party with its pre-closing covenants and agreements contained in the USVI Purchase Agreement and (d) the absence of any injunction or order prohibiting the consummation of the transactions contemplated by the USVI Purchase Agreement. The consummation of the USVI Transaction is also subject to the consummation of the Stock Purchase either substantially contemporaneously with or prior to the USVI Closing. The covenants and agreements in the Stock Purchase Agreement that address the obligations of the p arties to obtain the requisite regulatory approvals, including those provisions addressing Remedial Actions, Capital Actions and Burdensome Conditions, also apply under the USVI Purchase Agreement with respect to the requisite regulatory approvals for the USVI Transactions. The USVI Purchase Agreement provides that, for three years after the USVI Closing Date, BNS will not (a) open or operate a branch, subsidiary or depository institution that accepts deposits in the USVIs or (b) offer retail banking or retail consumer finance products or services in the USVIs (excluding certain wealth management services), in each case, subject to certain exceptions set forth in the USVI Purchase Agreement. In addition, from the date of the USVI Purchase Agree ment and continuing for two years following the USVI Closing Date, BNS agreed to certain restrictions on soliciting and hiring USVI branch employees and soliciting USVI branch customers, in each case, subject to certain exceptions set forth in the USVI Pur chase Agreement. The USVI Purchase Agreement contains certain customary representations and warranties made by each party, which are qualified by confidential disclosures provided to each party by the other party in connection with the USVI Purchase Agre ement. Each of Oriental Bank and BNS has agreed to various customary covenants, including, in the case of BNS, covenants regarding the conduct of the USVI branch business prior to the USVI Closing. Each party has the right to terminate the USVI Purchase A greement under certain circumstances, including if (i) the Stock Purchase Agreement has been terminated or (ii) the USVI Transactions have not occurred on or prior to March 26, 2020, subject to an extension by either party until June 26, 2020 if the requis ite regulatory approvals have not been obtained. If the Stock Purchase has not been consummated and the USVI Purchase Agreement is terminated as a result of the failure to obtain the requisite regulatory approvals as of the outside date referenced above (a s extended), Oriental Bank will be required to reimburse BNS for its reasonable and documented out-of-pocket transaction expenses. The USVI Purchase Agreement also provides that the aggregate amount of reimbursable expenses under the Stock Purchase Agreeme nt, the USVI Purchase Agreement and the PR Purchase Agreement will not exceed $ 2,000,000 . PR Purchase Agreement On the terms and subject to the conditions set forth in the PR Purchase Agreement, at the closing of the transactions contemplated by the PR Purchase Agreement (the “PR Closing” and the date on which the PR Closing occurs, the “PR Closing Date”), Oriental Bank will acquire certain loans and other assets, and assume certain deposits and other liabilities, from BNS’s Puerto Rico branch (the “PR Transaction”). The consideration payable in the PR Transaction will be equal to the difference between (a) the net b ook value of the purchased assets (which, in the case of the purchased loans, will be equal to the gross book value of the purchased loans minus $ 27,700,000 (or, if greater, the actual amount of reserves associated with the purchase loans as of the PR Effe ctive Time (as defined in the PR Purchase Agreement))) and (b) the net book value of the assumed liabilities, in each case, as of PR Effective Time. If the foregoing calculation produces a positive number, that amount will be payable by Oriental Bank to BN S at the PR Closing and if the foregoing calculation produces a negative number, the absolute value of that amount will be payable by BNS to Oriental Bank at the PR Closing. The obligations of Oriental Bank and BNS to consummate the PR Transaction are sub ject to the satisfaction or waiver of certain customary closing conditions, including (a) the receipt of required regulatory approvals of the Federal Deposit Insurance Corporation (and, in the case of Oriental Bank’s obligations to consummate the PR Transa ction, without the imposition of a Burdensome Condition), (b) the accuracy of the other party’s representations and warranties, subject to certain timing and materiality standards, (c) compliance in all material respects by the other party with its pre-clo sing covenants and agreements contained in the PR Purchase Agreement and (d) the absence of any injunction or order prohibiting the consummation of the transactions contemplated by the PR Purchase Agreement. The consummation of the PR Transaction is also s ubject to the consummation of the Stock Purchase either substantially contemporaneously with or prior to the PR Closing. The covenants and agreements in the Stock Purchase Agreement that address the obligations of the parties to obtain the requisite regul atory approvals, including those provisions addressing Remedial Actions, Capital Actions and Burdensome Conditions, also apply under the PR Purchase Agreement with respect to the requisite regulatory approvals for the PR Transaction. Under the PR Purchas e Agreement, from the date of the PR Purchase Agreement and continuing for two years following the PR Closing Date, BNS agreed to certain restrictions on soliciting PR branch customers, subject to certain exceptions set forth in the PR Purchase Agreement. The PR Purchase Agreement contains certain customary representations and warranties made by each party, which are qualified by confidential disclosures provided to each party by the other party in connection with the PR Purchase Agreement. Each of Orienta l Bank and BNS has agreed to various customary covenants, including, in the case of BNS, covenants regarding the administration of the purchased assets and assumed liabilities of PR branch prior to the PR Closing. Each party has the right to terminate th e PR Purchase Agreement under certain circumstances, including if (i) the Stock Purchase Agreement has been terminated or (ii) the PR Transactions have not occurred on or prior to March 26, 2020, subject to an extension by either party until June 26, 2020 if the requisite regulatory approvals have not been obtained. If the Stock Purchase has not been consummated and the PR Purchase Agreement is terminated as a result of the failure to obtain the requisite regulatory approvals as of the outside date referenc ed above (as extended), Oriental Bank will be required to reimburse BNS for its reasonable and documented out-of-pocket transaction expenses. The PR Purchase Agreement also provides that the aggregate amount of reimbursable expenses under the Stock Purchas e Agreement, the USVI Purchase Agreement and the PR Purchase Agreement will not exceed $ 2,000,000 . The foregoing description of the Purchase Agreements and related transactions does not purport to be complete and is qualified in its entirety by reference to the Purchase Agreements, which were filed as Exhibit 2.1, Exhibit 2.2 and Exhibit 2.3 to the Current Report on Form 8-K on July 2, 2019, and are incorporated therein by reference. The Purchase Agreements establish and govern the legal relations between the parties with respect to the transactions contemplated thereby and are not intended to be a source of factual, business or operational information about the parties or their respective businesses. The representations and warranties set forth in the Pur chase Agreements may not be accurate or complete as of any specified date, may be subject to a contractual standard of materiality different from those generally applicable to shareholders or different from what a shareholder might view as material, may ha ve been used for purposes of allocating risk between the parties to the Purchase Agreements rather than establishing matters as facts, may have been qualified by certain disclosures not reflected in the Purchase Agreements that were made to the other party in connection with the negotiation of the Purchase Agreements and generally were solely for the benefit of the parties to the Purchase Agreements. Accordingly, investors and security holders should not rely on such representations and warranties as char acterizations of the actual state of facts or circumstances because they were only made as of the date of the Purchase Agreements and are modified by confidential disclosure schedules delivered in connection with the Purchase Agreements. Moreover, informat ion concerning the subject matter of such representations and warranties may change after the date of the Purchase Agreements, which subsequent information may or may not be fully reflected in the Company’s public disclosures .

Restricted Cash

Restricted Cash	9 Months Ended
	Sep. 30, 2019
Restricted Cash [Abstract]
Restricted Cash	NOTE 3 – RESTRICTED CASH The following table includes the composition of Oriental’s restricted cash : September 30, December 31, 2019 2018 (In thousands) Cash pledged as collateral to other financial institutions to secure: Derivatives $ - $ 1,980 Obligations under agreement of loans sold with recourse 1,050 1,050 $ 1,050 $ 3,030 At September 30 , 2019 and December 31 , 2018 , the Bank’s international banking entities, OIB and Oriental Overseas, a division of the Bank, held short-term highly liquid securities in the amount of $ 305 thousand and $ 325 thousand, respectively, as the legal reserve required for international banking e ntities under Puerto Rico law. These instruments cannot be withdrawn or transferred by OIB or Oriental Overseas without the prior written approval of the Office of the Commissioner of Financial Institutions of Puerto Rico (the " OCFI"). As part of its derivat ive activities, Oriental enters into collateral agreements with certain financial counterparties. At September 30 , 2019 collateral agreements have expired. At December 31 , 2018 , Oriental had delivered approximately $2.0 million of cash as collateral for s uch derivatives activities. Oriental has a contract with FNMA which requires collateral to guarantee the repurchase, if necessary, of loans sold with recourse. At September 30 , 2019 and December 31 , 2018 , Oriental delivered as collateral cash amounting to approximately $1.1 million, for both periods . The Bank is required by Puerto Rico law to maintain average weekly reserve balances to cover demand deposits. The amount of those minimum average reserve balances for the week that covered September 30 , 2019 was $ 210.4 million ( December 31 , 2018 - $ 211.6 million). At September 30 , 2019 and December 31 , 2018 , the Bank complied with this requirement. Cash and due from bank as well as other short-term, highly liquid securities, are used to cover the required aver age reserve balances.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2019
Investments Securities [Abstract]
Investments Securities	NOTE 4 – INVESTMENT SECURITIES Money Market Investments Oriental considers as cash equivalents all money market instruments that are not pledged and that have maturities of three months or less at the date of acquisition. At September 30 , 2019 and December 31 , 2018 , money market instruments included as part of cash and cash equivalents amounted to $8.0 million and $4.9 million, respectively. Investment Securities The amortized cost, gross unrealized gains and losses, fair value, and weighted average yield of the securities owned by Oriental at September 30 , 2019 and December 31 , 2018 were as follows: September 30, 2019 Gross Gross Weighted Amortized Unrealized Unrealized Fair Average Cost Gains Losses Value Yield (In thousands) Available-for-sale Mortgage-backed securities FNMA and FHLMC certificates $ 426,192 $ 563 $ 2,586 $ 424,169 2.01% GNMA certificates 25,329 502 - 25,831 2.87% CMOs issued by US government-sponsored agencies 55,457 17 371 55,103 1.90% Total mortgage-backed securities 506,978 1,082 2,957 505,103 2.04% Investment securities US Treasury securities 10,947 - 10 10,937 1.33% Obligations of US government-sponsored agencies 2,040 - 10 2,030 1.38% Other debt securities 995 30 - 1,025 2.99% Total investment securities 13,982 30 20 13,992 1.45% Total securities available for sale $ 520,960 $ 1,112 $ 2,977 $ 519,095 2.02% December 31, 2018 Gross Gross Weighted Amortized Unrealized Unrealized Fair Average Cost Gains Losses Value Yield (In thousands) Available-for-sale Mortgage-backed securities FNMA and FHLMC certificates $ 561,878 $ 404 $ 8,951 $ 553,331 2.59% GNMA certificates 211,947 1,050 2,827 210,170 3.10% CMOs issued by US government-sponsored agencies 66,230 - 2,166 64,064 1.90% Total mortgage-backed securities 840,055 1,454 13,944 827,565 2.66% Investment securities US Treasury securities 10,924 - 119 10,805 1.36% Obligations of US government-sponsored agencies 2,325 - 60 2,265 1.38% Other debt securities 1,207 15 - 1,222 2.99% Total investment securities 14,456 15 179 14,292 1.50% Total securities available-for-sale $ 854,511 $ 1,469 $ 14,123 $ 841,857 2.64% Held-to-maturity Mortgage-backed securities FNMA and FHLMC certificates $ 424,740 $ - $ 14,387 $ 410,353 2.07% On January 1, 2019, Oriental adopted the ASU No. 2017-12 and reclassified all of its mortgage backed securities with a carrying value of $424.7 million and unrealized losses of $14.4 million from the held-to-maturity portfoli o into the available-for-sale portfolio. The amortized cost and fair value of Oriental’s investment securities at September 30 , 2019 , by contractual maturity, are shown in the next table. Securities not due on a single contractual maturity date, such as c ollateralized mortgage obligations, are classified in the period of final contractual maturity. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment p enalties. September 30, 2019 Available-for-sale Amortized Cost Fair Value (In thousands) Mortgage-backed securities Due from 1 to 5 years FNMA and FHLMC certificates $ 2,041 $ 2,070 Total due from 1 to 5 years 2,041 2,070 Due after 5 to 10 years CMOs issued by US government-sponsored agencies $ 48,756 $ 48,401 FNMA and FHLMC certificates 108,573 108,256 Total due after 5 to 10 years 157,329 156,657 Due after 10 years FNMA and FHLMC certificates $ 315,578 $ 313,843 GNMA certificates 25,329 25,831 CMOs issued by US government-sponsored agencies 6,701 6,702 Total due after 10 years 347,608 346,376 Total mortgage-backed securities 506,978 505,103 Investment securities Due less than one year US Treasury securities $ 10,947 $ 10,937 Total due in less than one year 10,947 10,937 Due from 1 to 5 years Obligations of US government-sponsored agencies $ 2,040 $ 2,030 Other debt securities 100 100 Total due from 1 to 5 years 2,140 2,130 Due from 5 to 10 years Other debt securities 895 925 Total due after 5 to 10 years 895 925 Total investment securities 13,982 13,992 Total $ 520,960 $ 519,095 During the nine-month period ended September 30 , 2019 , Oriental retained securitized GNMA pools totaling $ 45.7 million amortized cost, at a yield of 3.42 % from its own originations , and during the nine -month period ended September 30 , 2018 , Oriental did not retain any securitized GNMA pools . During the nine-month period ended September 30 , 2019 Oriental sold $ 680. 5 million available-for-sale mortgage-backed securities and recognized a gain in the sale of $ 8.3 millio n. During the nine -month period ended September 30 , 2018 , Oriental sold $14.7 million of available-for-sale Government National Mortgage Association (“GNMA”) certificates from its recurring mortgage loan origination and securitization activities. Oriental did not realize any gains or losses these sales during such period. Nine-Month Period Ended September 30, 2019 Book Value Description Sale Price at Sale Gross Gains Gross Losses (In thousands) Sale of securities available-for-sale Mortgage-backed securities FNMA and FHLMC certificates $ 451,081 $ 447,305 $ 3,776 $ - GNMA certificates $ 229,385 $ 224,887 $ 4,498 $ - Total $ 680,466 $ 672,192 $ 8,274 $ - Nine-Month Period Ended September 30, 2018 Book Value Description Sale Price at Sale Gross Gains Gross Losses (In thousands) Sale of securities available-for-sale Mortgage-backed securities GNMA certificates $ 14,746 $ 14,746 $ - $ - Total $ 14,746 $ 14,746 $ - $ - The following tables show Oriental’s gross unrealized losses and fair value of investment securities available-for-sale and held-to-maturity at September 30 , 2019 and December 31 , 2018 , aggregated by investment category and the length of time that individual securities have been in a continuous unrealized loss position: September 30, 2019 12 months or more Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US Government-sponsored agencies $ 38,170 $ 336 $ 37,834 FNMA and FHLMC certificates 343,004 2,582 340,422 Obligations of US Government and sponsored agencies 2,040 10 2,030 GNMA certificates 19 - 19 US Treasury Securities 9,997 10 9,987 $ 393,230 $ 2,938 $ 390,292 Less than 12 months Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US Government-sponsored agencies 12,081 35 12,046 FNMA and FHLMC certificates 3,578 4 3,574 US Treasury Securities 322 - 322 $ 15,981 $ 39 $ 15,942 Total Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US government-sponsored agencies $ 50,251 $ 371 $ 49,880 FNMA and FHLMC certificates 346,582 2,586 343,996 Obligations of US government and sponsored agencies 2,040 10 2,030 GNMA certificates 19 - 19 US Treasury Securities 10,319 10 10,309 $ 409,211 $ 2,977 $ 406,234 December 31, 2018 12 months or more Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US Government-sponsored agencies $ 66,230 $ 2,166 $ 64,064 FNMA and FHLMC certificates 357,955 8,603 349,352 Obligations of US Government and sponsored agencies 2,325 60 2,265 GNMA certificates 131,044 2,739 128,305 US Treasury Securities 9,977 119 9,858 $ 567,531 $ 13,687 $ 553,844 Securities held-to-maturity FNMA and FHLMC certificates $ 424,740 $ 14,387 $ 410,353 Less than 12 months Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale FNMA and FHLMC certificates 109,772 348 109,424 GNMA certificates 17,126 88 17,038 US Treasury Securities 323 - 323 $ 127,221 $ 436 $ 126,785 Total Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US Government-sponsored agencies 66,230 2,166 64,064 FNMA and FHLMC certificates 467,727 8,951 458,776 Obligations of US government and sponsored agencies 2,325 60 2,265 GNMA certificates 148,170 2,827 145,343 US Treasury Securities 10,300 119 10,181 $ 694,752 $ 14,123 $ 680,629 Securities held-to-maturity FNMA and FHLMC certificates $ 424,740 $ 14,387 $ 410,353 Oriental performs valuations of its investment securities on a monthly basis. Moreover, Oriental conducts quarterly reviews to identify and evaluate each investment in an unrealized loss position for other-than-temporary impairment. Any portion of a decline in value associated with credit loss is recognized in the statements of operations with the re maining noncredit-related component recognized in other comprehensive income. A credit loss is determined by assessing whether the amortized cost basis of the security will be recovered by comparing the present value of cash flows expected to be collected from the security, discounted at the rate equal to the yield used to accrete current and prospective beneficial interest for the security. The shortfall of the present value of the cash flows expected to be collected in relation to the amortized cost basis is considered to be the “credit loss.” Other-than-temporary impairment analysis is based on estimates that depend on market conditions and are subject to further change over time. In addition, while Oriental believes that the methodology used to value the se exposures is reasonable, the methodology is subject to continuing improvement, including those made as a result of market developments. Consequently, it is reasonably possible that changes in estimates or conditions could result in the need to recognize additional other-than-temporary impairment charges in the future. All of the investments ($ 409.2 million, amortized cost) with an unrealized loss position at September 30 , 2019 consist of securities issued or guaranteed by the U.S. Treasury or U.S. gove rnment-sponsored agencies, all of which are highly liquid securities that have a large and efficient secondary market. Their aggregate losses and their variability from period to period are the result of changes in market conditions, and not due to the rep ayment capacity or creditworthiness of the issuers or guarantors of suc h securitie s.

Loans

Loans	9 Months Ended
	Sep. 30, 2019
Loans [Abstract]
Loans	NOTE 5 - LOANS Oriental’s loan portfolio is composed of two segments, loans initially accounted for under the amortized cost method (referred to as "originated and other" loans) and loans acquired (referred to as "acquired" loans). Acquired loans are further segregated between acquired BBVAPR loans and acquired Eurobank loans . The composition of Oriental’s loan portfolio at September 30 , 2019 and December 31 , 2018 was as follows : September 30, December 31, 2019 2018 (In thousands) Originated and other loans and leases held for investment: Mortgage $ 589,383 $ 668,809 Commercial 1,573,629 1,597,588 Consumer 362,358 348,980 Auto and leasing 1,266,066 1,129,695 3,791,436 3,745,072 Allowance for loan and lease losses on originated and other loans and leases (79,089) (95,188) 3,712,347 3,649,884 Deferred loan costs, net 9,608 7,740 Total originated and other loans held for investment, net 3,721,955 3,657,624 Acquired loans: Acquired BBVAPR loans: Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium) Commercial 2,217 2,546 Consumer 21,461 23,988 Auto 237 4,435 23,915 30,969 Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20 (1,490) (2,062) 22,425 28,907 Accounted for under ASC 310-30 (Loans acquired with deteriorated credit quality, including those by analogy) Mortgage 439,675 492,890 Commercial 155,653 182,319 Auto 3,883 14,403 599,211 689,612 Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30 (51,394) (42,010) 547,817 647,602 Total acquired BBVAPR loans, net 570,242 676,509 Acquired Eurobank loans: Loans secured by 1-4 family residential properties 54,603 63,392 Commercial 46,412 47,826 Consumer 802 846 Total acquired Eurobank loans 101,817 112,064 Allowance for loan and lease losses on Eurobank loans (22,370) (24,971) Total acquired Eurobank loans, net 79,447 87,093 Total acquired loans, net 649,689 763,602 Total held for investment, net 4,371,644 4,421,226 Mortgage loans held-for-sale 23,504 10,368 Other loans held for sale 12,042 - Total loans, net $ 4,407,190 $ 4,431,594 Originated and Other Loans and Leases Held for Investment Oriental’s originated and other loans held for investment are encompassed within four portfolio segments: mortgage, commercial, consumer, and auto and leasing. The t ables below present the aging of the recorded investment in gross originated and other loans held for investment a t September 30 , 2019 and December 31 , 2018 , by class of loans. Mortgage loans past due include delinquent loans in the GNMA buy-back option program. Servicers of loa ns underlying GNMA mortgage-backed securities must report as their own assets the defaulted loans that they have the option (but not the obligation) to repurchase, even when they elect not to exercise that option. September 30, 2019 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Mortgage Traditional (by origination year): Up to the year 2002 $ 72 $ 663 $ 1,107 $ 1,842 $ 33,451 $ 35,293 $ 192 Years 2003 and 2004 142 2,472 1,529 4,143 61,395 65,538 - Year 2005 80 982 1,151 2,213 31,291 33,504 - Year 2006 227 970 1,227 2,424 46,102 48,526 - Years 2007, 2008 and 2009 - 557 1,137 1,694 48,994 50,688 139 Years 2010, 2011, 2012, 2013 300 1,211 2,630 4,141 94,626 98,767 89 Years 2014, 2015, 2016, 2017 and 2018 - 493 208 701 139,022 139,723 - 821 7,348 8,989 17,158 454,881 472,039 420 Non-traditional - - 1,072 1,072 8,868 9,940 - Loss mitigation program 8,989 4,473 8,503 21,965 73,808 95,773 2,477 9,810 11,821 18,564 40,195 537,557 577,752 2,897 Home equity secured personal loans - - - - 228 228 - GNMA's buy-back option program - - 11,403 11,403 - 11,403 - 9,810 11,821 29,967 51,598 537,785 589,383 2,897 Commercial Commercial secured by real estate: Corporate - - 7,264 7,264 235,585 242,849 - Institutional - - - - 76,055 76,055 - Middle market - - 5,084 5,084 199,798 204,882 - Retail 2,954 466 2,503 5,923 218,702 224,625 - Floor plan - - - - 3,136 3,136 - Real estate - - - - 17,966 17,966 - US Loan Program - - - - 16,782 16,782 - 2,954 466 14,851 18,271 768,024 786,295 - Other commercial and industrial: Corporate - - - - 160,222 160,222 - Institutional - - - - 153,981 153,981 - Middle market 63 - 4,842 4,905 72,676 77,581 - Retail 696 224 297 1,217 108,987 110,204 - Floor plan - - 3 3 38,567 38,570 - US Loan Program - - - - 246,776 246,776 - 759 224 5,142 6,125 781,209 787,334 - 3,713 690 19,993 24,396 1,549,233 1,573,629 - September 30, 2019 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Consumer Credit cards $ 713 $ 356 $ 592 $ 1,661 $ 26,104 $ 27,765 $ - Overdrafts 38 - - 38 406 444 - Personal lines of credit 8 26 76 110 1,801 1,911 - Personal loans 5,058 2,185 1,386 8,629 307,240 315,869 - Cash collateral personal loans 147 19 306 472 15,897 16,369 - 5,964 2,586 2,360 10,910 351,448 362,358 - Auto and leasing 72,967 30,379 14,220 117,566 1,148,500 1,266,066 - Total $ 92,454 $ 45,476 $ 66,540 $ 204,470 $ 3,586,966 $ 3,791,436 $ 2,897 December 31, 2018 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Mortgage Traditional (by origination year): Up to the year 2002 $ 77 $ 1,516 $ 2,707 $ 4,300 $ 36,344 $ 40,644 $ 168 Years 2003 and 2004 91 2,412 5,632 8,135 67,707 75,842 - Year 2005 - 552 3,531 4,083 35,004 39,087 - Year 2006 255 1,693 5,074 7,022 49,213 56,235 - Years 2007, 2008 and 2009 255 1,059 6,677 7,991 52,781 60,772 56 Years 2010, 2011, 2012, 2013 253 328 8,697 9,278 104,429 113,707 270 Years 2014, 2015, 2016 and 2017 - 483 1,462 1,945 139,500 141,445 - 931 8,043 33,780 42,754 484,978 527,732 494 Non-traditional - 116 3,085 3,201 11,072 14,273 - Loss mitigation program 10,793 6,258 19,389 36,440 70,393 106,833 2,223 11,724 14,417 56,254 82,395 566,443 648,838 2,717 Home equity secured personal loans 9 - - 9 241 250 - GNMA's buy-back option program - - 19,721 19,721 - 19,721 - 11,733 14,417 75,975 102,125 566,684 668,809 2,717 Commercial Commercial secured by real estate: Corporate - - - - 289,052 289,052 - Institutional - - 1,200 1,200 68,413 69,613 - Middle market - 1,430 5,202 6,632 200,831 207,463 - Retail 1,641 463 8,570 10,674 210,251 220,925 - Floor plan - - - - 4,184 4,184 - Real estate - - - - 19,009 19,009 - US Loan Program - - - - 3,189 3,189 - 1,641 1,893 14,972 18,506 794,929 813,435 - Other commercial and industrial: Corporate - - - - 179,885 179,885 - Institutional - - - - 156,410 156,410 - Middle market 917 - 6,020 6,937 81,030 87,967 - Retail 571 546 817 1,934 88,000 89,934 - Floor plan - - 46 46 49,633 49,679 - US Loan Program - - - - 220,278 220,278 - 1,488 546 6,883 8,917 775,236 784,153 - 3,129 2,439 21,855 27,423 1,570,165 1,597,588 - December 31, 2018 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Consumer Credit cards $ 725 $ 363 $ 411 $ 1,499 $ 26,535 $ 28,034 $ - Overdrafts 10 - - 10 204 214 - Personal lines of credit 57 11 22 90 1,827 1,917 - Personal loans 3,966 1,740 1,262 6,968 296,151 303,119 - Cash collateral personal loans 74 339 3 416 15,280 15,696 - 4,832 2,453 1,698 8,983 339,997 348,980 - Auto and leasing 58,094 27,945 13,494 99,533 1,030,162 1,129,695 - Total $ 77,788 $ 47,254 $ 113,022 $ 238,064 $ 3,507,008 $ 3,745,072 $ 2,717 At September 30 , 2019 , and December 31 , 2018 , Oriental had a carrying balance of $ 96.7 million and $ 91.4 million , respectively, in current status, in originated and other loans held for investment granted to the Puerto Rico government, including its instrumentalities, public corporations and municipalities , as part of the institutional commercial loan segment. All originated and other loans granted to the Puerto Rico government are general obligations of municipalities secured by ad valorem taxation, w ithout limitation as to rate or amount, on all taxable property within the issuing municipalities. The good faith, credit and unlimited taxing power of each issuing municipality are pledged for the payment of its general obligations. Acquired Loans Acquired loans were initially measured at fair value and subsequently accounted for under either ASC 310-30 or ASC 310-20. We have acquired loans in t he acquisitions of BBVAPR and Eurobank. Acquired BBVAPR Loans Accounted for under ASC 310-20 (Loans wit h revolving feature and/or acquired at a premium) Credit cards, retail and commercial revolving lines of credits, floor plans and performing auto loans with FICO scores over 660 acquired at a premium are accounted for under the guidance of ASC 310-20, which requires that any contractually required loan payment receivable in excess of Oriental’s initial investment in the loans be accreted into interest income on a level-yield basis over the life of the loan. Loans accounted for under ASC 310-20 are placed on non-accrual status when past due in accordance with Oriental’s non-accrual policy, and any accretion of discount or amortization of premium is discontinued. Acquired BBVAPR loans that were accounted for under the provisions of ASC 310-20 are removed from the acquired loan category at the end of the reporting period upon refinancing, renewal or normal re-underwriting. The following tables present the aging of the recorded investment in gross acquired BBVAPR loans accounted for under ASC 310-20 as of September 30 , 2019 and December 31 , 2018 , by class of loans: September 30, 2019 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Commercial Commercial secured by real estate Retail $ - $ - $ - $ - $ - $ - $ - Floor plan - - 787 787 33 820 - - - 787 787 33 820 - Other commercial and industrial Retail 29 35 21 85 1,312 1,397 - 29 35 21 85 1,312 1,397 - 29 35 808 872 1,345 2,217 - Consumer Credit cards 501 258 195 954 18,467 19,421 - Personal loans 29 22 10 61 1,979 2,040 - 530 280 205 1,015 20,446 21,461 - Auto 55 51 44 150 87 237 - Total $ 614 $ 366 $ 1,057 $ 2,037 $ 21,878 $ 23,915 $ - December 31, 2018 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Commercial Commercial secured by real estate Retail $ - $ - $ 54 $ 54 $ - $ 54 $ - Floor plan - - 888 888 94 982 - - - 942 942 94 1,036 - Other commercial and industrial Retail 30 11 8 49 1,461 1,510 - 30 11 8 49 1,461 1,510 - 30 11 950 991 1,555 2,546 - Consumer Credit cards 499 147 380 1,026 20,796 21,822 - Personal loans 64 32 18 114 2,052 2,166 - 563 179 398 1,140 22,848 23,988 - Auto 405 241 200 846 3,589 4,435 - Total $ 998 $ 431 $ 1,548 $ 2,977 $ 27,992 $ 30,969 $ - Acquired BBVAPR Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy) Acquired BBVAPR loans, except for credit cards, retail and commercial revolving lines of credits, floor plans and performing auto loans with FICO scores over 660 acquired at a premium, are accounted for by Oriental in accordance with ASC 310-30. The carrying amount corresponding to acquired BBVAPR loans with deteriorated credit quality, including those accounted under ASC 310-30 by analogy, in the statements of financial condition at September 30 , 2019 and December 31 , 2018 is as follows: September 30, December 31, 2019 2018 (In thousands) Contractual required payments receivable: $ 1,168,109 $ 1,304,545 Less: Non-accretable discount 347,726 345,423 Cash expected to be collected 820,383 959,122 Less: Accretable yield 221,172 269,510 Carrying amount, gross 599,211 689,612 Less: allowance for loan and lease losses 51,394 42,010 Carrying amount, net $ 547,817 $ 647,602 At September 30 , 2019 and December 31 , 2018 , Orien tal had $ 32.9 million an d $ 44.5 million, respectively, in loans granted to Puerto Rico municipalities as part of its acquired BBVAPR loans accounted for under ASC 310-30. These loans are primarily secure d municipal general obligations. T he following tables describe the accretable yield and non-accretable discount activity of acquired BBVAPR loans accounted for under ASC 310-30 for the quarters and nine-month periods ende d September 30 , 2019 and 2018 Quarter Ended September 30, 2019 Mortgage Commercial Auto Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 217,549 $ 34,638 $ 43 $ 288 $ 252,518 Accretion (5,876) (2,379) (77) (151) (8,483) Change in expected cash flows - 3,995 5 151 4,151 Transfer (to) from non-accretable discount (9,849) (17,128) 57 (94) (27,014) Balance at end of period $ 201,824 $ 19,126 $ 28 $ 194 $ 221,172 Non-Accretable Discount Activity: Balance at beginning of period $ 292,258 $ 10,904 $ 24,083 $ 18,810 $ 346,055 Change in actual and expected losses (21,356) (3,913) 44 (118) (25,343) Transfer from (to) accretable yield 9,849 17,128 (57) 94 27,014 Balance at end of period $ 280,751 $ 24,119 $ 24,070 $ 18,786 $ 347,726 Nine-Month Period Ended September 30, 2019 Mortgage Commercial Auto Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 232,199 $ 36,508 $ 243 $ 560 $ 269,510 Accretion (18,342) (7,523) (432) (639) (26,936) Change in expected cash flows - 8,635 16 639 9,290 Transfer (to) from non-accretable discount (12,033) (18,494) 201 (366) (30,692) Balance at end of period $ 201,824 $ 19,126 $ 28 $ 194 $ 221,172 Non-Accretable Discount Activity: Balance at beginning of period $ 291,887 $ 10,346 $ 24,245 $ 18,945 $ 345,423 Change in actual and expected losses (23,169) (4,721) 26 (525) (28,389) Transfer from (to) accretable yield 12,033 18,494 (201) 366 30,692 Balance at end of period $ 280,751 $ 24,119 $ 24,070 $ 18,786 $ 347,726 Quarter Ended September 30, 2018 Mortgage Commercial Auto Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 243,903 $ 42,521 $ 1,071 $ 497 $ 287,992 Accretion (6,722) (3,977) (466) (88) (11,253) Change in expected cash flows - 1,334 3 25 1,362 Transfer from (to) non-accretable discount 1,456 (1,140) 3 (26) 293 Balance at end of period $ 238,637 $ 38,738 $ 611 $ 408 $ 278,394 Non-Accretable Discount Activity: Balance at beginning of period $ 296,137 $ 11,143 $ 23,645 $ 19,332 $ 350,257 Change in actual and expected losses (1,860) (1,125) 181 13 (2,791) Transfer (to) from accretable yield (1,456) 1,140 (3) 26 (293) Balance at end of period $ 292,821 $ 11,158 $ 23,823 $ 19,371 $ 347,173 Nine-Month Period Ended September 30, 2018 Mortgage Commercial Auto Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 258,498 $ 46,764 $ 2,766 $ 885 $ 308,913 Accretion (20,710) (11,259) (1,991) (538) (34,498) Change in expected cash flows - 7,265 829 156 8,250 Transfer from (to) non-accretable discount 849 (4,032) (993) (95) (4,271) Balance at end of period $ 238,637 $ 38,738 $ 611 $ 408 $ 278,394 Non-Accretable Discount Activity: Balance at beginning of period $ 299,501 $ 10,596 $ 23,050 $ 19,284 $ 352,431 Change in actual and expected losses (5,831) (3,470) (220) (8) (9,529) Transfer (to) from accretable yield (849) 4,032 993 95 4,271 Balance at end of period $ 292,821 $ 11,158 $ 23,823 $ 19,371 $ 347,173 Acquired Eurobank Loans The carrying amount of acquired Eurobank loans at September 30 , 2019 and December 31 , 2018 is as follows: September 30 December 31, 2019 2018 (In thousands) Contractual required payments receivable $ 139,119 $ 156,722 Less: Non-accretable discount 1,714 2,959 Cash expected to be collected 137,405 153,763 Less: Accretable yield 35,588 41,699 Carrying amount, gross 101,817 112,064 Less: Allowance for loan and lease losses 22,370 24,971 Carrying amount, net $ 79,447 $ 87,093 The following tables describe the accretable yield and non-accretable discount activity of acquired Eurobank loans for the quarters and nine -months periods ended September 30 , 2019 and 2018 : Quarter Ended September 30, 2019 Loans Secured by 1-4 Family Residential Properties Commercial Construction & Development Secured by 1-4 Family Residential Properties Leasing Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 35,935 1,856 603 - - 38,394 Accretion (1,218) (1,075) - 3 (89) (2,379) Change in expected cash flows 1,917 550 - (93) 132 2,506 Transfer (to) from non-accretable discount (2,518) (438) (24) 90 (43) (2,933) Balance at end of period $ 34,116 $ 893 $ 579 $ - $ - $ 35,588 Non-Accretable Discount Activity: Balance at beginning of period $ 79 - 1,602 - 118 1,799 Change in actual and expected losses (2,597) (438) - 90 (73) (3,018) Transfer from (to) accretable yield 2,518 438 24 (90) 43 2,933 Balance at end of period $ - $ - $ 1,626 $ - $ 88 $ 1,714 Nine-Month Period Ended September 30, 2019 Loans Secured by 1-4 Family Residential Properties Commercial Construction & Development Secured by 1-4 Family Residential Properties Leasing Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 37,734 $ 3,310 $ 655 $ - $ - $ 41,699 Accretion (3,849) (3,439) - (12) (152) (7,452) Change in expected cash flows 1,524 1,416 - (134) 250 3,056 Transfer (to) from non-accretable discount (1,293) (394) (76) 146 (98) (1,715) Balance at end of period $ 34,116 $ 893 $ 579 $ - $ - $ 35,588 Non-Accretable Discount Activity: Balance at beginning of period $ 1,276 $ - $ 1,550 $ - $ 133 $ 2,959 Change in actual and expected losses (2,569) (394) - 146 (143) (2,960) Transfer from (to) accretable yield 1,293 394 76 (146) 98 1,715 Balance at end of period $ - $ - $ 1,626 $ - $ 88 $ 1,714 Quarter Ended September 30, 2018 Loans Secured by 1-4 Family Residential Properties Commercial Construction & Development Secured by 1-4 Family Residential Properties Leasing Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 39,269 $ 4,585 $ 1,224 - $ - $ 45,078 Accretion (1,440) (1,883) - (7) (155) (3,485) Change in expected cash flows 6 2,063 - (143) 283 2,209 Transfer from (to) non-accretable discount 188 (412) (525) 150 (128) (727) Balance at end of period $ 38,023 $ 4,353 $ 699 $ - $ - $ 43,075 Non-Accretable Discount Activity: Balance at beginning of period $ 2,638 $ - $ 981 $ - $ 200 $ 3,819 Change in actual and expected losses 63 (412) - 150 (160) (359) Transfer (to) from accretable yield (188) 412 525 (150) 128 727 Balance at end of period $ 2,513 $ - $ 1,506 $ - $ 168 $ 4,187 Nine-Month Period Ended September 30, 2018 Loans Secured by 1-4 Family Residential Properties Commercial Construction & Development Secured by 1-4 Family Residential Properties Leasing Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 41,474 $ 6,751 $ 1,447 $ - $ - $ 49,672 Accretion (4,583) (5,195) - (45) (369) (10,192) Change in expected cash flows (974) 4,793 - (317) 697 4,199 Transfer from (to) non-accretable discount 2,106 (1,996) (748) 362 (328) (604) Balance at end of period $ 38,023 $ 4,353 $ 699 $ - $ - $ 43,075 Non-Accretable Discount Activity: Balance at beginning of period $ 4,576 $ 276 $ 758 $ - $ 235 $ 5,845 Change in actual and expected losses 43 (2,272) - 362 (395) (2,262) Transfer (to) from accretable yield (2,106) 1,996 748 (362) 328 604 Balance at end of period $ 2,513 $ - $ 1,506 $ - $ 168 $ 4,187 Non-accrual Loans The following table presents the recorded investment in loans in non-accrual status by class of loans as of September 30 , 2019 and December 31 , 2018 : September 30, December 31 2019 2018 (In thousands) Originated and other loans and leases held for investment Mortgage Traditional (by origination year): Up to the year 2002 $ 916 $ 2,538 Years 2003 and 2004 1,529 5,818 Year 2005 1,151 3,600 Year 2006 1,227 5,140 Years 2007, 2008 and 2009 1,075 6,697 Years 2010, 2011, 2012, 2013 2,540 8,427 Years 2014, 2015, 2016, 2017 and 2018 208 1,462 8,646 33,682 Non-traditional 1,072 3,085 Loss mitigation program 7,995 22,107 17,713 58,874 Commercial Commercial secured by real estate Corporate 7,264 - Institutional 9,295 9,911 Middle market 5,860 7,266 Retail 7,824 16,123 30,243 33,300 Other commercial and industrial Middle market 4,841 6,481 Retail 514 2,629 Floor plan 3 46 5,358 9,156 35,601 42,456 Consumer Credit cards 592 411 Overdrafts - - Personal lines of credit 82 31 Personal loans 3,027 2,909 Cash collateral personal loans 307 3 4,008 3,354 Auto and leasing 15,019 13,494 Total non-accrual originated loans $ 72,341 $ 118,178 September 30, December 31, 2019 2018 (In thousands) Acquired BBVAPR loans accounted for under ASC 310-20 Commercial Commercial secured by real estate Retail $ - $ 54 Floor plan 787 888 787 942 Other commercial and industrial Retail 21 8 808 950 Consumer Credit cards 195 380 Personal loans 10 18 205 398 Auto 44 200 Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20 1,057 1,548 Total non-accrual loans $ 73,398 $ 119,726 Loans accounted for under ASC 310-30 are excluded from the above table as they are considered to be performing due to the application of the accretion method, in which these loans will accrete interest income over the remaining life of the loans using estimated cash flow analyses or are accounted under the cost recovery method. Delinquent residential m ortgage loans insured or guaranteed under applicable FHA and VA programs are classified as non-performing loans when they become 90 days or more past due, but are not placed in non-accrual status until they become 12 months or more past due, since they are insured loans. Therefore, these loans are included as non-performing loans but excluded from non-accrual loans. In addition, these loans are excluded from the impairment analysis. At September 30 , 2019 and December 31 , 2018 , loans whose terms have been e xtended and which are classified as troubled-debt restructurings that are not included in non-accrual loans amounted to $ 1 03.8 million and $ 112.9 million, respectively, as they are performing under their new terms. At September 30 , 2019 and December 31 , 2018 , loans that are current in their monthly payments, but placed in non-accrual due to credit deterioration amounted to $ 16.6 million and $ 21.2 million, respectively. Impaired Loans Oriental evaluates all loans, some individually and others as homogeneous groups, for purposes of determining impairment. The total investment in impaired commercial loans that were individually evaluated for impairment was $ 59.5 million and $ 82.0 million at September 30 , 2019 and December 31 , 2018 , respectively. The impairments on these commercial loans were measured based on the fair value of collateral or the present value of cash flows, including those identified as troubled-d ebt restructurings . The allowance for loan and lease losses for these impaired commercial loans amounted to $ 4.9 million and $ 8.4 million at September 30 , 2019 and December 31 , 2018 , respectively. The total investment in impaired mortgage loans that were i ndividually evaluated for impairment was $ 71.7 million and $ 84.2 million at September 30 , 2019 and December 31 , 2018 , respectively. Impairment on mortgage loans assessed as troubled-debt restructurings was measured using the present value of cash flows. Th e allowance for loan losses for these impaired mortgage loans amounted to $ 6.8 million and $ 10.2 million at September 30 , 2019 and December 31 , 2018 , respectively. Originated and Other Loans and Leases Held for Investment Oriental ’s recorded investment in commercial and mortgage loans categorized as originated and other loans and leases held for investment that were individually evaluated for impairment and the related allowance for loan and lease losses at September 30 , 2019 and December 31 , 2018 are as follows: September 30, 2019 Unpaid Recorded Related Principal Investment Allowance Coverage (In thousands) Impaired loans with specific allowance: Commercial $ 34,590 $ 30,813 $ 4,849 16% Residential impaired and troubled-debt restructuring 78,836 71,658 6,816 10% Impaired loans with no specific allowance: Commercial 36,139 28,016 N/A 0% Total investment in impaired loans $ 149,565 $ 130,487 $ 11,665 9% December 31, 2018 Unpaid Recorded Related Principal Investment Allowance Coverage (In thousands) Impaired loans with specific allowance: Commercial $ 54,636 $ 49,092 $ 8,434 17% Residential impaired and troubled-debt restructuring 95,659 84,174 10,186 12% Impaired loans with no specific allowance Commercial 38,241 32,137 N/A 0% Total investment in impaired loans $ 188,536 $ 165,403 $ 18,620 11% Acquired BBVAPR Loans Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium) Oriental ’s recorded investment in acquired BBVAPR commercial loans accounted for under ASC 310-20 that were individually evaluated for impairment and the related allowance for loan and lease losses at September 30 , 2019 and December 31 , 2018 are as follows: September 30, 2019 Unpaid Recorded Related Principal Investment Allowance Coverage (In thousands) Impaired loans with specific allowance Commercial $ 926 $ 678 $ 19 3% Impaired loans with no specific allowance Commercial $ - $ - N/A 0% Total investment in impaired loans $ 926 $ 678 $ 19 3% December 31, 2018 Unpaid Recorded Specific Principal Investment Allowance Coverage (In thousands) Impaired loans with specific allowance Commercial $ 926 $ 747 $ 14 2% Impaired loans with no specific allowance Commercial $ - $ - N/A 0% Total investment in impaired loans $ 926 $ 747 $ 14 2% Acquired BBVAPR Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy) Oriental ’s recorded investment in acquired BBVA PR loan pools accounted for under ASC 310-30 that have recorded impairments and their related allowance for loan and lease losses at September 30 , 2019 and December 31 , 2018 are as follows: September 30, 2019 Coverage Unpaid Recorded to Recorded Principal Investment Allowance Investment (In thousands) Impaired loan pools with specific allowance: Mortgage $ 433,079 $ 439,676 $ 20,458 5% Commercial 105,331 103,667 28,647 28% Auto 5,347 3,882 2,289 59% Total investment in impaired loan pools $ 543,757 $ 547,225 $ 51,394 9% December 31 , 2018 Coverage Unpaid Recorded to Recorded Principal Investment Allowance Investment (In thousands) Impaired loan pools with specific allowance: Mortgage $ 498,537 $ 492,890 $ 15,225 3% Commercial 188,413 180,790 20,641 11% Auto 14,551 14,403 6,144 43% Total investment in impaired loan pools $ 701,501 $ 688,083 $ 42,010 6% The tables above only present information with respect to acquired BBVAPR loan pools accounted for under ASC 310-30 if there is a recorded impairment to such loan pools and a specific allowance for loan losses. Acquired Eurobank Loans Oriental ’s recorded investment in acquired Eurobank loan pools that have recorded impairments and their related allowance for loan and lease losses as of September 30 , 2019 and December 31 , 2018 are as follows : September 30, 2019 Coverage Unpaid Recorded to Recorded Principal Investment Allowance Investment (In thousands) Impaired loan pools with specific allowance: Loans secured by 1-4 family residential properties $ 57,217 $ 52,677 $ 13,809 26% Commercial 36,094 38,383 8,561 22% Total investment in impaired loan pools $ 93,311 $ 91,060 $ 22,370 25% December 31, 2018 Coverage Unpaid Recorded Specific to Recorded Principal Investment Allowance Investment (In thousands) Impaired loan pools with specific allowance Loans secured by 1-4 family residential properties $ 70,153 $ 63,406 $ 15,382 24% Commercial 47,342 47,820 9,585 20% Consumer 15 4 4 100% Total investment in impaired loan pools $ 117,510 $ 111,230 $ 24,971 22% The tables above only present information with respect to acquired Eurobank loan pools accounted for under ASC 310-30 if there is a recorded impairment to such loan pools and a specific allowance for loan losses. The following table presents the interest recognized in commercial and mortgage loans that were individually evaluated for impairment, which excludes loans accounted for under ASC 310-30, for the quarters and nine -month periods ended September 30 , 2019 and 2018 : Quarter Ended September 30, 2019 2018 Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment (In thousands) Originated and other loans held for investment: Impaired loans with specific allowance Commercial $ 131 $ 37,855 $ 150 $ 35,765 Residential troubled-debt restructuring 713 78,370 695 84,787 Impaired loans with no specific allowance Commercial 305 30,673 271 31,315 1,149 146,898 1,116 151,867 Acquired loans accounted for under ASC 310-20: Impaired loans with specific allowance Commercial - 678 - 747 Total interest income from impaired loans $ 1,149 $ 147,576 $ 1,116 $ 152,614 Nine-Month Period Ended September 30, 2019 2018 Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment (In thousands) Originated and other loans held for investment: Impaired loans with specific allowance Commercial $ 394 $ 47,379 $ 432 $ 44,691 Residential troubled-debt restructuring 2,080 81,741 2,028 84,671 Impaired loans with no specific allowance Commercial 896 31,640 812 23,736 Total interest income from impaired loans $ 3,370 $ 160,760 $ 3,272 $ 153,098 Acquired loans accounted for under ASC 310-20: Impaired loans with specific allowance Commercial $ - $ 708 $ - $ 747 Impaired loans with no specific allowance Total interest income from impaired loans $ 3,370 $ 161,468 $ 3,272 $ 153,845 Modifications The following tables present the troubled-debt restructurings in all loan portfolios during the quarters and nine -month periods ended September 30 , 2019 and 2018 . Quarter Ended September 30, 2019 Number of contracts Pre-Modification Outstanding Recorded Investment Pre-Modification Weighted Average Rate Pre-Modification Weighted Average Term (in Months) Post-Modification Outstanding Recorded Investment Post-Modification Weighted Average Rate Post-Modification Weighted Average Term (in Months) (Dollars in thousands) Mortgage 21 $ 2,446 5.97% 358 $ 2,307 5.25% 345 Commercial 1 81 8.50% 60 81 8.50% 95 Consumer 124 1,818 16.50% 65 1,776 11.68% 75 Auto 8 112 6.96% 71 112 8.60% 43 Nine-Month Period Ended September 30, 2019 Number of contracts Pre-Modification Outstanding Recorded Investment Pre-Modification Weighted Average Rate Pre-Modification Weighted Average Term (in Months) Post-Modification Outstanding Recorded Investment Post-Modification Weighted Average Rate Post-Modification Weighted Average Term (in Months) (Dollars in thousands) Mortgage 109 $ 13,940 5.91% 383 $ 12,893 5.14% 346 Commercial 3 1,245 7.12% 55 1,245 5.96% 86 Consumer 265 3,833 15.92% 66 3,825 11.69% 75 Auto 21 305 7.35% 70 313 8.97% 45 Quarter Ended September 30, 2018 Number of contracts Pre-Modification Outstanding Recorded Investment Pre-Modification Weighted Average Rate Pre-Modification Weighted Average Term (in Months) Post-Modification Outstanding Recorded Investment Post-Modification Weighted Average Rate Post-Modification Weighted Average Term (in Months) (Dollars in thousands) Mortgage 21 $ 2,621 5.42% 373 $ 2,579 4.19% 344 Commercial 5 3,007 5.79% 71 3,002 5.10% 83 Consumer 52 758 15.06% 66 765 12.04% 73 Auto 2 40 10.28% 37 40 10.28% 37 Nine-Month Period Ended September 30, 2018 Number of contracts Pre-Modification Outstanding Recorded Investment Pre-Modification Weighted Average Rate Pre-Modification Weighted Average Term (in Months) Post-Modification Outstanding Recorded Investment Post-Modification Weighted Average Rate Post-Modification Weighted Average Term (in Months) (Dollars in thousands) Mortgage 104 $ 14,087 5.61% 382 $ 13,597 4.82% 344 Commercial 13 10,341 5.50% 53 10,332 5.74% 60 Consumer 101 1,469 15.58% 59 1,477 11.51% 72 Auto 2 40 10.28% 37 40 10.28% 37 The following table presents troubled-debt restructurings for which there was a payment default during the twelve - month periods ended September 30 , 2019 and 2018 : Twelve month Period Ended September 30, 2019 2018 Number of Contracts Recorded Investment Number of Contracts Recorded Investment (Dollars in thousands) Mortgage 32 $ 4,065 19 $ 2,756 Commercial 2 $ 350 2 $ 281 Consumer 61 $ 710 11 $ 107 Auto 3 $ 51 - $ - Credit Quality Indicators Oriental categorizes originated and other loans and acquired loans accounted for under ASC 310-20 into risk categories based on relevant information about the abili

Allowance for Loan and Lease Lo

Allowance for Loan and Lease Losses	9 Months Ended
	Sep. 30, 2019
Allowance for Loan and Lease Losses [Abstract]
Allowance For Loan and Lease Losses	NOTE 6 – ALLOWANCE FO R LOAN AND LEASE LOSSES The composition of Oriental’s allowance for loan and lease losses at September 30 , 2019 and December 31 , 2018 was as follows : September 30, December 31, 2019 2018 (In thousands) Allowance for loans and lease losses: Originated and other loans and leases held for investment: Mortgage $ 8,391 $ 19,783 Commercial 22,323 30,326 Consumer 15,328 15,571 Auto and leasing 33,047 29,508 Total allowance for originated and other loans and lease losses 79,089 95,188 Acquired BBVAPR loans: Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium) Commercial 20 22 Consumer 1,448 1,905 Auto 22 135 1,490 2,062 Accounted for under ASC 310-30 (Loans acquired with deteriorated credit quality, including those by analogy) Mortgage 20,458 15,225 Commercial 28,647 20,641 Auto 2,289 6,144 51,394 42,010 Total allowance for acquired BBVAPR loans and lease losses 52,884 44,072 Acquired Eurobank loans: Loans secured by 1-4 family residential properties 13,809 15,382 Commercial 8,561 9,585 Consumer - 4 Total allowance for acquired Eurobank loan and lease losses 22,370 24,971 Total allowance for loan and lease losses $ 154,343 $ 164,231 Oriental maintains an allowance for loan and lease losses at a level that management considers adequate to provide for probable losses based upon an evaluation of known and inherent risks. Oriental’s allowance for loan and lease losses policy provides for a detailed quarterly analysis of probable losses. The analysis includes a review of historical loan loss experience, value of underlying collateral, current economic conditions, financial condition of borrowers and other pertinent factors. While management uses available information in estimating probable loan losses, future additions to the allowance may be required based on factors beyond Oriental’s control. We also maintain an allowance for loan losses on acquired loans when: (i) for loans accounted for under ASC 310-30, there is deterioration in credit quality subsequent to acquisition, and (ii) for loans accounted for under ASC 310-20, the inherent losses in the loans exceed the remaining credit discount recorded at the time of acquisition. Allowance for Originated and Other Loan and Lease Losses Held for Investment During the quarter ended September 30, 2019, Oriental transferred to held-for-sale $ 25.9 million of mostly non-performing loans, increasing the provision by $ 15.9 m illion. The following tables present the activity in our allowance for loan and lease losses and the related recorded investment of the originated and other loans held for investment portfolio by segment for the periods indicated: Quarter Ended September 30, 2019 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses for originated and other loans: Balance at beginning of period $ 15,361 $ 29,234 $ 15,831 $ 29,526 $ 89,952 Charge-offs (16,299) (8,402) (5,046) (12,331) (42,078) Recoveries 493 174 1,260 5,724 7,651 Provision for loan and lease losses 8,836 1,317 3,283 10,128 23,564 Balance at end of period $ 8,391 $ 22,323 $ 15,328 $ 33,047 $ 79,089 Nine-Month Period Ended September 30, 2019 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses for originated and other loans: Balance at beginning of period $ 19,783 $ 30,326 $ 15,571 $ 29,508 $ 95,188 Charge-offs (17,490) (11,634) (14,005) (34,374) (77,503) Recoveries 1,096 497 1,850 14,583 18,026 Provision for loan and lease losses 5,002 3,134 11,912 23,330 43,378 Balance at end of period $ 8,391 $ 22,323 $ 15,328 $ 33,047 $ 79,089 September 30, 2019 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses on originated and other loans: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 6,816 $ 4,849 $ - $ - $ 11,665 Collectively evaluated for impairment 1,575 17,474 15,328 33,047 67,424 Total ending allowance balance $ 8,391 $ 22,323 $ 15,328 $ 33,047 $ 79,089 Loans: Individually evaluated for impairment $ 71,658 $ 58,829 $ - $ - $ 130,487 Collectively evaluated for impairment 517,725 1,514,800 362,358 1,266,066 3,660,949 Total ending loan balance $ 589,383 $ 1,573,629 $ 362,358 $ 1,266,066 $ 3,791,436 Quarter Ended September 30, 2018 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses for originated and other loans: Balance at beginning of period $ 19,323 $ 31,480 $ 16,192 $ 27,223 $ 94,218 Charge-offs (1,429) (3,249) (4,591) (9,111) (18,380) Recoveries 139 119 278 5,442 5,978 Provision for originated and other loan and lease losses 1,512 4,141 3,836 3,931 13,420 Balance at end of period $ 19,545 $ 32,491 $ 15,715 $ 27,485 $ 95,236 Nine-Month Period Ended September 30, 2018 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses for originated and other loans: Balance at beginning of period $ 20,439 $ 30,258 $ 16,454 $ 25,567 $ 92,718 Charge-offs (3,727) (6,396) (13,438) (31,842) (55,403) Recoveries 919 528 757 14,498 16,702 Provision for originated and other loan and lease losses 1,914 8,101 11,942 19,262 41,219 Balance at end of period $ 19,545 $ 32,491 $ 15,715 $ 27,485 $ 95,236 December 31, 2018 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses on originated and other loans: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 10,186 $ 8,434 $ - $ - $ 18,620 Collectively evaluated for impairment 9,597 21,892 15,571 29,508 76,568 Total ending allowance balance $ 19,783 $ 30,326 $ 15,571 $ 29,508 $ 95,188 Loans: Individually evaluated for impairment $ 84,174 $ 81,229 $ - $ - $ 165,403 Collectively evaluated for impairment 584,635 1,516,359 348,980 1,129,695 3,579,669 Total ending loan balance $ 668,809 $ 1,597,588 $ 348,980 $ 1,129,695 $ 3,745,072 Allowance for BBVAPR Acquired Loan Losses Loans accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium) The following tables present the activity in our allowance for loan losses and related recorded investment of the associated loans in our BBVAPR acquired loan portfolio accounted for under ASC 310-20, for the periods indicated: Quarter Ended September 30, 2019 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Balance at beginning of period $ 31 $ 1,617 $ 37 $ 1,685 Charge-offs (19) (270) (52) (341) Recoveries 1 203 78 282 (Recapture) provision for acquired BBVAPR loan and lease losses accounted for under ASC 310-20 7 (102) (41) (136) Balance at end of period $ 20 $ 1,448 $ 22 $ 1,490 Nine-Month Period Ended September 30, 2019 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Balance at beginning of period $ 22 $ 1,905 $ 135 $ 2,062 Charge-offs (99) (1,143) (193) (1,435) Recoveries 6 321 239 566 Provision (recapture) for acquired BBVAPR loan and lease losses accounted for under ASC 310-20 91 365 (159) 297 Balance at end of period $ 20 $ 1,448 $ 22 $ 1,490 September 30, 2019 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 19 $ - $ - $ 19 Collectively evaluated for impairment 1 1,448 22 1,471 Total ending allowance balance $ 20 $ 1,448 $ 22 $ 1,490 Loans: Individually evaluated for impairment $ 678 $ - $ - $ 678 Collectively evaluated for impairment 1,539 21,461 237 23,237 Total ending loan balance $ 2,217 $ 21,461 $ 237 $ 23,915 Quarter Ended September 30, 2018 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Balance at beginning of period $ 86 $ 2,357 $ 283 $ 2,726 Charge-offs (1) (638) (72) (711) Recoveries 3 95 169 267 (Recapture) provision for acquired loan and lease losses accounted for under ASC 310-20 (71) 326 (187) 68 Balance at end of period $ 17 $ 2,140 $ 193 $ 2,350 Nine-Month Period Ended September 30, 2018 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Balance at beginning of period $ 42 $ 3,225 $ 595 $ 3,862 Charge-offs (6) (2,080) (285) (2,371) Recoveries 18 243 641 902 Provision (recapture) for acquired loan and lease losses accounted for under ASC 310-20 (37) 752 (758) (43) Balance at end of period $ 17 $ 2,140 $ 193 $ 2,350 December 31, 2018 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 14 $ - $ - $ 14 Collectively evaluated for impairment 8 1,905 135 2,048 Total ending allowance balance $ 22 $ 1,905 $ 135 $ 2,062 Loans: Individually evaluated for impairment $ 747 $ - $ - $ 747 Collectively evaluated for impairment 1,799 23,988 4,435 30,222 Total ending loan balance $ 2,546 $ 23,988 $ 4,435 $ 30,969 Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy) For loans accounted for under ASC 310-30, as part of the evaluation of actual versus expected cash flows, Oriental assesses on a quarterly basis the credit quality of these loans based on delinquency, severity factors and risk ratings, among other assumptions. Migration and credit quality trends are assessed at the pool level, by comparing information from the latest evaluation period through the end of the reporting period. During the second and third quarter of 2019, Oriental decided to sell mostly non-performing loans increasing the provision of acquired BBVAPR loans accounted under ASC 310-30 by $ 20.8 million and $ 8.7 million, respectively . The f ollowing tables present the activity in our allowance for loan losses and related recorded investment of the acquired BBVAPR loan portfolio accounted for under ASC 310-30 for the periods indicated: Quarter Ended September 30, 2019 Mortgage Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: Balance at beginning of period $ 25,208 $ 17,083 $ - $ 3,136 45,427 Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 7,953 11,714 - (396) 19,271 Allowance de-recognition (12,703) (150) - (451) (13,304) Balance at end of period $ 20,458 $ 28,647 $ - $ 2,289 51,394 Nine-Month Period Ended September 30, 2019 Mortgage Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: Balance at beginning of period $ 15,225 $ 20,641 $ - $ 6,144 42,010 Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 18,077 12,485 - (2,710) 27,852 Allowance de-recogntion (12,844) (4,479) - (1,145) (18,468) Balance at end of period $ 20,458 $ 28,647 $ - $ 2,289 51,394 Quarter Ended September 30, 2018 Mortgage Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: Balance at beginning of period $ 14,567 $ 23,019 $ 18 $ 6,572 $ 44,176 Provision for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 746 61 - - 807 Allowance de-recognition (55) (824) - (229) (1,108) Balance at end of period $ 15,258 $ 22,256 $ 18 $ 6,343 $ 43,875 Nine-Month Period Ended September 30, 2018 Mortgage Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: Balance at beginning of period $ 14,085 $ 23,691 $ 18 $ 7,961 $ 45,755 Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 1,296 2,119 - (887) 2,528 Allowance de-recognition (123) (3,554) - (731) (4,408) Balance at end of period $ 15,258 $ 22,256 $ 18 $ 6,343 $ 43,875 Allowance for Acquired Eurobank Loan Losses The changes in the allowance for loan and lease losses on acquired Eurobank loans for the quarters and nine-month periods ended September 30 , 2019 and 2018 were as follows: Quarter Ended September 30, 2019 Loans Secured by 1-4 Family Residential Properties Commercial Consumer Total (In thousands) Allowance for loan and lease losses for acquired Eurobank loans: Balance at beginning of period $ 17,213 $ 8,365 $ - $ 25,578 Provision for loan and lease losses, net 953 118 - 1,071 Allowance de-recognition (4,357) $ 78 $ - (4,279) Balance at end of period $ 13,809 $ 8,561 $ - $ 22,370 Nine-Month Period Ended September 30, 2019 Loans Secured by 1-4 Family Residential Properties Commercial Consumer Total (In thousands) Allowance for loan and lease losses for acquired Eurobank loans: Balance at beginning of period $ 15,382 $ 9,585 $ 4 $ 24,971 Provision (recapture) for loan and lease losses, net 3,253 (1,056) - 2,197 Allowance de-recognition (4,826) 32 (4) (4,798) Balance at end of period $ 13,809 $ 8,561 $ - $ 22,370 Quarter Ended September 30, 2018 Loans secured by 1-4 Family Residential Properties Commercial Consumer Total (In thousands) Allowance for loan and lease losses for acquired Eurobank loans: Balance at beginning of period $ 15,170 $ 9,140 $ 4 $ 24,314 Provision (recapture) for acquired Eurobank loan and lease losses, net 231 75 - 306 Allowance de-recognition (246) (93) - (339) Balance at end of period $ 15,155 $ 9,122 $ 4 $ 24,281 Nine-Month Period Ended September 30, 2018 Loans secured by 1-4 Family Residential Properties Commercial Consumer Total (In thousands) Allowance for loan and lease losses for Eurobank loans: Balance at beginning of period $ 15,187 $ 9,983 $ 4 $ 25,174 Provision (recapture) for acquired Eurobank loan and lease losses, net 1,015 95 - 1,110 Allowance de-recognition (1,047) (956) - (2,003) Balance at end of period $ 15,155 $ 9,122 $ 4 $ 24,281

Foreclosed Real Estate

Foreclosed Real Estate	9 Months Ended
	Sep. 30, 2019
Foreclosed Real Estate [Abstract]
Foreclosed Real Estate	NOTE 7 — FORECLOSED REAL ESTATE The following tables present the activity related to foreclosed real estate for the quarters and nine -month periods ended September 30 , 2019 and 2018 : Quarter Ended September 30, 2019 Originated and other loans and leases held for investment Acquired BBVAPR loans Acquired Eurobank loans Total (In thousands) Balance at beginning of period $ 10,953 $ 11,240 $ 7,316 $ 29,509 Decline in value (526) (334) (233) (1,093) Additions 2,501 1,472 599 4,572 Sales (1,718) (2,644) (1,674) (6,036) Balance at end of period $ 11,210 $ 9,734 $ 6,008 $ 26,952 Nine-Month Period Ended September 30, 2019 Originated and other loans and leases held for investment Acquired BBVAPR loans Acquired Eurobank loans Total (In thousands) Balance at beginning of period $ 9,571 $ 14,617 9,580 $ 33,768 Decline in value (1,116) (2,123) (1,177) (4,416) Additions 7,319 4,203 1,346 12,868 Sales (4,564) (6,963) (3,741) (15,268) Balance at end of period $ 11,210 $ 9,734 $ 6,008 $ 26,952 Quarter Ended September 30, 2018 Originated and other loans and leases held for investment Acquired BBVAPR loans Acquired Eurobank loans Total (In thousands) Balance at beginning of year $ 12,186 $ 17,492 $ 10,873 $ 40,551 Decline in value (359) (244) (302) (905) Additions 1,547 2,476 928 4,951 Sales (3,080) (2,680) (969) (6,729) Balance at end of year $ 10,294 $ 17,044 $ 10,530 $ 37,868 Nine-Month Period Ended September 30, 2018 Originated and other loans and leases held for investment Acquired BBVAPR loans Acquired Eurobank loans Total (In thousands) Balance at beginning of year $ 14,283 $ 18,347 $ 11,544 $ 44,174 Decline in value (1,017) (1,758) (1,054) (3,829) Additions 4,816 7,401 2,868 15,085 Sales (7,788) (6,946) (2,828) (17,562) Balance at end of year $ 10,294 $ 17,044 $ 10,530 $ 37,868

Derivatives

Derivatives	9 Months Ended
	Sep. 30, 2019
Derivatives [Abstract]
Derivatives	NOTE 8 — DERIVATIVES The following table presents Oriental ’s derivative assets and liabilities at September 30 , 2019 and December 31 , 2018 : September 30, December 31, 2019 2018 (In thousands) Derivative assets: Interest rate swaps designated as cash flow hedges $ - $ 14 Interest rate swaps not designated as hedges - 126 Interest rate caps 13 207 $ 13 $ 347 Derivative liabilities: Interest rate swaps designated as cash flow hedges $ 1,146 $ - Interest rate swaps not designated as hedges - 126 Interest rate caps 13 207 $ 1,159 $ 333 Interest Rate Swaps Oriental enters into interest rate swap contracts to hedge the variability of future interest cash flows of forecasted wholesale borrowings attributable to changes in a predetermined variable index rate. The interest rate swaps effectively fix Oriental ’s interest payments on an amount of forecasted interest expense attributable to the variable index rate corresponding to the swap notional stated rate. These swaps are designated as cash flow hedges for the forecasted wholesale borrowing transactions and are properly documented as such ; therefore, qualify for cash flow hedge accounting. Any gain or loss associated with the effective portion of the cash flow hedges is recognized in other comprehensive income (loss) and is subsequently reclassified into operations in the perio d during which the hedged forecasted transactions affect earnings. Changes in the fair value of these derivatives are recorded in accumulated other comprehensive income to the extent there is no significant ineffectiveness in the cash flow hedging relation ships. Currently, Oriental does not expect to reclassify any amount included in other comprehe nsive income (loss) related to these interest rate swaps to operations in the next twelve months. The following table shows a summary of these swaps and their terms at September 30 , 2019 : Notional Fixed Variable Trade Settlement Maturity Type Amount Rate Rate Index Date Date Date (In thousands) Interest Rate Swaps $ 32,367 2.4210% 1-Month LIBOR 07/03/13 07/03/13 08/01/23 $ 32,367 An accumulated unrealized loss of $ 1.1 million and a gain of $ 14 thousand were recognized in accumulated other c omprehensive income related to the valuation of these swaps at September 30 , 2019 and December 31 , 2018 , respectively, and the related asset or liability is being reflected in the consolidated statements of financial condition. At December 31 , 2018 , interest rate swaps not designated as hedging instruments that were offered to clients represented an asset of $ 126 thousand and were incl uded as part of derivative assets in the consolidated statements of financial position. The credit risk to these clients stemming from these derivatives, if any, is not material. At December 31 , 2018 , interest rate swaps not designated as hedging instrumen ts that are the mirror-images of the derivatives offered to clients represented a liability of $ 126 thousand and were included as part of derivative liabilities in the consolidated statements of financial condition . No interest rate swaps were offered to clients at September 30 , 2019 . Interest Rate Caps Oriental has entered into interest rate cap transactions with various clients with floating-rate debt who wish to protect their financial results against increases in interest rates. In these cases, Oriental simultaneously enters into mirror- image interest rate cap transactions with financial counterparties. None of these cap transactions qualify for hedge accounting, and therefore, they are marked to market through earnings. As of September 30 , 2019 and December 31 , 2018 , t he outstanding total notional amo unt of interest rate caps was $ 41.8 million and $ 150.9 million, respectively. At September 30 , 2019 and December 31 , 2018 , the interest rate caps sold to clients represented a liability of $13 thousand and $207 thousand, respectively, and were included as part of derivative liabilities in the consolidated statements of financial condition. At September 30 , 2019 and December 31 , 2018 , the interest rate caps purchased as mirror-images represented an asset of $13 thousand and $ 207 thousand, respectively, and were included as part of derivative assets in the consolidated statements of financial condition.

Accrued Interest Receivable and

Accrued Interest Receivable and Other Assets	9 Months Ended
	Sep. 30, 2019
Accrued Interest Receivable And Other Assets [Abstract]
Accrued Interest Receivable And Other Assets	NOTE 9 — ACCRUED INTEREST RECEIVABLE AND OTHER ASSETS Accrued interest receivable at September 30 , 2019 and December 31 , 2018 consists of the following: September 30, December 31, 2019 2018 (In thousands) Loans, excluding acquired loans $ 28,890 $ 30,409 Investments 1,580 3,845 $ 30,470 $ 34,254 O ther assets at September 30 , 2019 and December 31 , 2018 consist of the following: September 30, December 31, 2019 2018 (In thousands) Prepaid expenses $ 14,083 $ 9,788 Other repossessed assets 3,537 2,986 Core deposit and customer relationship intangibles 2,491 3,369 Tax credits 277 2,277 Investment in Statutory Trust 1,083 1,083 Accounts receivable and other assets 35,140 37,842 $ 56,611 $ 57,345 Prepaid expenses amounting to $14.1 million and $9.8 million at September 30 , 2019 and December 31 , 2018 , respectively, include prepaid municipal, property and income taxes aggregating to $ 7.4 million and $ 5.5 million, respectively. Other repossessed assets totaled $3.5 million and $3.0 mi llion at September 30 , 2019 and December 31 , 2018 , respectively, that consist mainly of repossessed automobiles , which are recorded at their net realizable value. In connection with the FDIC-assisted acquisition and the BBVAPR Acquisition, Oriental record ed a core deposit intangible representing the value of checking and savings deposits acquired. At September 30 , 2019 and December 31 , 2018 this core deposit intangible amounted to $ 1.9 million and $ 2.5 million, respectively. In addition, Oriental recorded a customer relationship intangible representing the value of customer relationships acquired with the acquisition of the securities broker-dealer and insurance agency in the BBVAPR Acquisition. At September 30 , 2019 and December 31 , 2018 , this customer rel ationship intangible amounted to $ 612 thousand and $ 888 thousand, respectively. At September 30 , 2019 and December 31 , 2018 , tax credits for Oriental totaled $277 thousand and $2.3 million, respectively. These tax credits do not have an expiration date.

Deposits and Related Interest

Deposits and Related Interest	9 Months Ended
	Sep. 30, 2019
Deposits and Related Interest [Abstract]
Deposit and Related Interest	NOTE 10 — DEPOSITS AND RELATED INTEREST Total deposits, including related accrued interest payable, as of September 30 , 2019 and December 31 , 2018 consist of the following: September 30, December 31, 2019 2018 (In thousands) Non-interest bearing demand deposits $ 1,100,235 $ 1,105,324 Interest-bearing savings and demand deposits 2,334,591 2,274,423 Retail certificates of deposit 933,308 805,712 Institutional certificates of deposit 221,562 197,559 Total core deposits 4,589,696 4,383,018 Brokered deposits 288,362 525,097 Total deposits $ 4,878,058 $ 4,908,115 Brokered deposits include $ 269.3 million in certificates of deposits and $ 19.1 million in money market accounts at September 30 , 2019 , and $ 500.8 million in certificates of deposits and $ 24.3 million in money market accounts at December 31 , 2018 . As part of the sale $ 672.1 million available-for-sale mortgage-backed securities during the nine-month period ended September 30 , 2019 , Oriental reduced $ 62.8 million brokered deposits. The weighted average interest rate of Oriental’s deposits was 0.84 % and 0.67 %, respectively, at September 30 , 2019 and December 31 , 2018 . Interest expense for the quarters and nine-month periods ended September 30 , 2019 and 2018 was as follows: Quarter Ended September 30, Nine-Month Period Ended September 30, 2019 2018 2019 2018 (In thousands) Demand and savings deposits $ 3,949 $ 3,157 $ 11,308 $ 8,924 Certificates of deposit 6,605 5,448 18,286 14,630 $ 10,554 $ 8,605 $ 29,594 $ 23,554 At September 30 , 2019 and December 31 , 2018 , time deposits in denominations of $250 thousand or higher, excluding accrued interest and unamortized discounts, amounted to $ 410.5 million and $ 346.0 million, respectively. Such amounts include public funds time deposits from various Puerto Rico governm ent municipalities, agencies and corporations of $ 5.0 million and $ 19.6 million at a weighted average rate of 150.0 % and 116.4 % at September 30 , 2019 and December 31 , 2018 , respectively. At September 30 , 2019 and December 31 , 2018 , total public fund depos its from various Puerto Rico government municipalities, agencies and corporations amounted to $ 250.1 million and $ 207.4 million, respectively. These public funds were collateralized with commercial loans and securities amounting to $ 295.0 million and $ 281. 2 million at September 30 , 2019 and December 31 , 2018 , respectively. Excluding accrued interest of approximately $ 1.8 million, the scheduled maturities of certificates of deposit at September 30 , 2019 and December 31 , 2018 are as follows : September 30, December 31, 2019 2018 (In thousands) Within one year: Three (3) months or less $ 221,701 $ 305,088 Over 3 months through 1 year 530,791 545,363 752,492 850,451 Over 1 through 2 years 504,671 484,197 Over 2 through 3 years 89,787 89,340 Over 3 through 4 years 40,926 34,018 Over 4 through 5 years 34,496 42,998 $ 1,422,372 $ 1,501,004 The table of scheduled maturities of certificates of deposits above includes brokered-deposits and individual retirement accounts. The aggregate amount of overdrafts in demand deposit accounts that were reclassified to loans amounted to $ 1.2 million and $ 1.1 million as of September 30 , 2019 and December 31 , 2018 , respectively.

Borrowings and Related Interest

Borrowings and Related Interest	9 Months Ended
	Sep. 30, 2019
Debt Disclosure [Abstract]
Borrowings and Related Interest	NOTE 1 1 — BORROWINGS AND RELATED INTEREST Securities Sold under Agreements to Repurchase At September 30 , 2019 , securities underlying agreements to repurchase were delivered to, and are being held by, the counterparties with whom the repurchase agreements were transacted. The counterparties have agreed to resell to Oriental the same or similar securities at the maturity of these agreements. The purpose of these transactions is to provide financing for Oriental’s securities portfolio. The following table shows Oriental’s repurchase agreements, excluding accrued interest in the amount of $ 261 thousand and $ 785 thousand at September 30 , 2019 and December 31 , 2018 , respectively: September 30, December 31, 2019 2018 (In thousands) Short-term fixed-rate repurchase agreements (December 31, 2018; 2.45% to 2.95%) $ - $ 214,723 Long-term fixed-rate repurchase agreements, interest ranging from 1.85% to 2.86% (December 31, 2018; 1.72% to 2.86%) 190,000 240,000 Total assets sold under agreements to repurchase $ 190,000 $ 454,723 Repurchase agreements mature as follows: September 30, December 31, 2019 2018 (In thousands) Less than 90 days $ - $ 214,723 Over 90-days 190,000 240,000 Total $ 190,000 $ 454,723 During the nine-month period ended September 30 , 2019 , Oriental sold $ 672.1 million available-for-sale mortgage-backed securities . As a result of such sales, Oriental terminat ed before maturity $ 191.2 million securities sold under agreements to repurchase , at a cost of $ 7 thousand, included in the statement of operations of the financial statements. Also, $ 73.7 million of repurchase agreements matured and were not renewed. This sale provided opportunity to further reduce wholesale funding outstanding balances. The following securities were sold under agreements to repurchase : September 30, 2019 Amortized Approximate Weighted Cost of Fair Value Average Underlying Balance of of Underlying Interest Rate Underlying Securities Securities Borrowing Securities of Security (Dollars in thousands) FNMA and FHLMC Certificates $ 206,567 $ 190,000 $ 205,662 2.98% Total $ 206,567 $ 190,000 $ 205,662 2.98% December 31, 2018 Amortized Approximate Weighted Cost of Fair Value Average Underlying Balance of of Underlying Interest Rate Underlying Securities Securities Borrowing Securities of Security (Dollars in thousands) FNMA and FHLMC Certificates $ 496,814 $ 454,723 $ 487,181 3.01% Total $ 496,814 $ 454,723 $ 487,181 3.01% Advances from the Federal Home Loan Bank of New York Advances are received from the FHLB-NY under an agreement whereby Oriental is required to maintain a minimum amount of qualifying collateral with a fair value of at least 110 % of the outstanding advances. At September 30 , 2019 and December 31 , 2018 , these advances were secured by mortgage and commercial loans amounting to $ 823.1 million and $ 847.3 million, respectively. Also, at September 30 , 2019 and December 31 , 2018 , Oriental had an additional borrowing capacity with the FHLB-NY of $ 744.2 million and $ 76 2.0 million, respectively. At September 30 , 2019 and December 31 , 2018 , the weighted average remaining maturity of FHLB’s advances was 24.4 months and 26.6 months, respectively. The original terms of these advances range between one day and seven years, an d the FHLB-NY does not have the right to exercise put options at par on any advances outstanding as of September 30 , 2019 . The following table shows a summary of the advances and their terms, excluding accrued interest in the amount of $ 17 0 thousand and $ 176 thousand, at September 30 , 2019 and December 31 , 2018 , respectively: September 30, December 31, 2019 2018 (In thousands) Short-term fixed-rate advances from FHLB, with a weighted average interest rate of 2.28% (December 31, 2018 - 2.61%) $ 32,367 $ 33,572 Long-term fixed-rate advances from FHLB, with a weighted average interest rate of 2.97% (December 31, 2018 - 2.89%) 46,515 43,872 $ 78,882 $ 77,444 Advances from FHLB mature as follows: September 30, 2019 (In thousands) Under 90 days $ 32,367 Over one to three years 8,605 Over three to five years 33,520 Over five years 4,390 $ 78,882 All of the advances referred to above with maturity dates up to the date of this report were renewed as one-month short-term advances. Subordinated Capital Notes Subordinated capital notes amounted to $36.1 million at September 30 , 2019 and December 31 , 2018 .

Offsetting of Financial Assets

Offsetting of Financial Assets and Liabilities	9 Months Ended
	Sep. 30, 2019
Offsetting of Financial Assets and Liabilities [Abstract]
Offsetting of Financial Assets and Liabilities	NOTE 1 2 – OFFSETTING OF FINANCIAL ASSETS AND LIABILITIES Oriental ’s derivatives are subject to agreements which allow a right of set-off with each respective counterparty. In addition, Oriental ’s securities purchased under agreements to resell and securities sold under agreements to repurchase have a right of set-off wi th the respective counterparty under the supplemental terms of the master repurchase agreements. In an event of default, each party has a right of set-off against the other party for amounts owed in the related agreements and any other amount or obligation owed in respect of any other agreement or transaction between them. Security collateral posted to open and maintain a master netting agreement with a counterparty, in the form of cash and securities, may from time to time be segregated in an account at a third-party custodian pursuant to an account control agreement. The following table presents the potential effect of rights of set-off associated with Oriental ’s recognized financial assets and liabilities at September 30 , 2019 and December 31 , 2018 : September 30, 2019 Gross Amounts Not Offset in the Statement of Financial Condition Gross Amounts Net Amount of Offset in the Assets Presented Gross Amount Statement of in Statement Cash of Recognized Financial of Financial Financial Collateral Net Assets Condition Condition Instruments Received Amount (In thousands) Derivatives $ 13 $ - $ 13 $ - $ - $ 13 December 31, 2018 Gross Amounts Not Offset in the Statement of Financial Condition Gross Amounts Net amount of Offset in the Assets Presented Gross Amount Statement of in Statement Cash of Recognized Financial of Financial Financial Collateral Net Assets Condition Condition Instruments Received Amount (In thousands) Derivatives $ 347 $ - $ 347 $ 2,037 $ - $ (1,690) September 30, 2019 Gross Amounts Not Offset in the Statement of Financial Condition Net Amount of Gross Amounts Liabilities Offset in the Presented Gross Amount Statement of in Statement Cash of Recognized Financial of Financial Financial Collateral Net Liabilities Condition Condition Instruments Provided Amount (In thousands) Derivatives $ 1,159 $ - $ 1,159 $ - $ - $ 1,159 Securities sold under agreements to repurchase 190,000 - 190,000 205,662 - (15,662) Total $ 191,159 $ - $ 191,159 $ 205,662 $ - $ (14,503) December 31, 2018 Gross Amounts Not Offset in the Statement of Financial Condition Net Amount of Gross Amounts Liabilities Offset in the Presented Gross Amount Statement of in Statement Cash of Recognized Financial of Financial Financial Collateral Net Liabilities Condition Condition Instruments Provided Amount (In thousands) Derivatives $ 333 $ - $ 333 $ - 1,980 $ (1,647) Securities sold under agreements to repurchase 454,723 - 454,723 487,181 - (32,458) Total $ 455,056 $ - $ 455,056 $ 487,181 $ 1,980 $ (34,105)

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2019
Income Taxes [Abstract]
Income Taxes	NOTE 1 3 — INCOME TAXES Oriental is subject to the provisions of the Puerto Rico Internal Revenue Code of 2011, as amended (the “Code”), which imposes a maximum statutory corporate tax rate of 37.5 % on a corporation’s net taxable income. Under the Code, all corporations are trea ted as separate taxable entities and are not entitled to file consolidated tax returns. Such entities are subject to Puerto Rico regular income tax or the alternative minimum tax (“AMT”) on income earned from all sources pursuant to the Code. The AMT is payable if it exceeds regular income tax. The excess of AMT over regular income tax paid in any one year may be used to offset regular income tax in future years, subject to certain limitations. Oriental also has operations in the United States mainland through its wholly owned subsidiary, OPC, a retirement plan administrator based in Florida. In October 2017, Oriental expanded its operations in the United States through the Bank’s wholly owned subsidiary, OFG USA. Both subsidiaries are subject to federa l income taxes at the corporate level. In addition, OPC is subject to Florida state taxes and OFG USA is subject to North Carolina state taxes. At September 30 , 2019 and December 31 , 2018 , Oriental’s net deferred tax asset amounted to $112.6 million and $113.8 million, respectively. In assessing the realizability of the deferred tax asset, management considers whether it is more likely than not that some portion or the entire deferred tax asset will not be realized. The ultimate realization of the deferr ed tax asset is mainly dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable incom e, and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax asset is deductible, management believes it is more likely tha n not that Oriental will realize the deferred tax asset, net of the existing valuation allowances recorded at September 30 , 2019 and December 31 , 2018 . The amount of the deferred tax asset that is considered realizable could be reduced in the near term if there are changes in estimates of future taxable income. Oriental maintained an effective tax rate lower than statutory rate for the nine -month periods ended September 30 , 2019 and 2018 of 3 0.5 % and 33 . 7 %, respectively, mainly by investing in tax-exempt obligations, doing business through its international banking entity, and by expanding its operations in the U.S, which are taxed at a lower rate. Oriental classifies unrecognized tax benefits in other l iabilities. These gross unrecognized tax benefits would affect the effective tax rate if realized. At September 30 , 2019 and December 31 , 2018 , unrecognized tax benefits amounted at $ 478 thousand and $ 875 thousand, respectively. Oriental had accrued $ 42 t housand at September 30 , 2019 ( December 31 , 2018 - $ 81 thousand) for the payment of interest and penalties relating to unrecognized tax benefit s. In addition, $ 438 thousand were released from the liabilities due to the expiration of the statute of limitation s . Income tax expense for the quarters ended September 30 , 2019 and 2018 , was $1 . 0 million and $12.3 million, respectively. Income tax expense for the nine-month periods ended September 30 , 2019 and 2018 was $2 3 .5 million and $29.9 million, respectively.

Regulatory Capital Requirements

Regulatory Capital Requirements	9 Months Ended
	Sep. 30, 2019
Regulatory Capital Requirements [Abstract]
Regulatory Capital Rquirements	NOTE 14 — REGULATORY CAPITAL REQUIREMENTS Regulatory Capital Requirements OFG Bancorp (on a consolidated basis) and the Bank are subject to various regulatory capital requirements administered by federal and Puerto Rico banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional dis cretionary actions by regulators that, if undertaken, could have a direct material effect on Oriental ’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, Oriental and the Bank must meet speci fic capital guidelines that involve quantitative measures of their assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Pursuant to the Dodd-Frank Act, federal banking regulators adopted capital rules based on the framework of the Basel Committee on Banking Supervision in “Basel III: A Global Regulat ory Framework for More Resilient Banks and Banking Systems” (“Basel III”), which became effective January 1, 2015 for Oriental and the Bank (subject to certain phase-in periods through January 1, 2019) and that replaced their general risk-based capital rul es, advanced approaches rule, market risk rule, and leverage rules. Among other matters, the Basel III capital rules: (i) introduce a new capital measure called “Common Equity Tier 1” (“CET1”) and related regulatory capital ratio of CET1 to risk-weighted a ssets; (ii) specify that Tier 1 capital consists of CET1 and “Additional Tier 1 capital” instruments meeting certain revised requirements; (iii) mandate that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other co mponents of capital; and (iv) expand the scope of the deductions from and adjustments to capital as compared to prior regulations. The Basel III capital rules prescribe a new standardized approach for risk weightings that expand the risk-weighting categori es from the previous four Basel I-derived categories (0%, 20%, 50% and 100%) to a larger and more risk-sensitive number of categories, depending on the nature of the assets, and resulting in higher risk weights for a variety of asset classes. Pursuant to the Basel III capital rules, the minimum capital ratios requirements are as follows: 4.5% CET1 to risk-weighted assets; 6.0% Tier 1 capital (that is, CET1 plus Additional Tier 1 capital) to risk-weighted assets; 8.0% Total capital (that is, Tier 1 capital plus Tier 2 capital) to risk-weighted assets; and 4.0% Tier 1 capital to average consolidated assets as reported on consolidated financial statements (known as the “leverage ratio”). As of September 30 , 2019 and December 31 , 2018 , OFG Bancorp and the Bank met all capital adequacy requirements to which they are subject. As of September 30 , 2019 and December 31 , 2018 , the Bank is “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as “well capitalized,” an institution must maintain minimum CET1 risk-based, Tier 1 risk-based, total risk-based, and Tier 1 leverage ratios as set forth in the tables presented below. OFG Bancorp ’s and the Bank’s actual capital amounts and ratios as of September 30 , 2019 and December 31 , 2018 are as follows: Minimum Capital Minimum to be Well Actual Requirement Capitalized Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) OFG Bancorp Ratios As of September 30, 2019 Total capital to risk-weighted assets $ 1,035,910 21.71% $ 381,693 8.00% $ 477,117 10.00% Tier 1 capital to risk-weighted assets $ 974,962 20.43% $ 286,270 6.00% $ 381,693 8.00% Common equity tier 1 capital to risk-weighted assets $ 858,092 17.98% $ 214,702 4.50% $ 310,126 6.50% Tier 1 capital to average total assets $ 974,962 15.41% $ 253,010 4.00% $ 316,262 5.00% As of December 31, 2018 Total capital to risk-weighted assets $ 990,499 20.48% $ 386,977 8.00% $ 483,721 10.00% Tier 1 capital to risk-weighted assets $ 928,577 19.20% $ 290,233 6.00% $ 386,977 8.00% Common equity tier 1 capital to risk-weighted assets $ 811,707 16.78% $ 217,675 4.50% $ 314,419 6.50% Tier 1 capital to average total assets $ 928,577 14.22% $ 261,125 4.00% $ 326,406 5.00% Minimum Capital Minimum to be Well Actual Requirement Capitalized Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Bank Ratios As of September 30, 2019 Total capital to risk-weighted assets $ 990,903 20.83% $ 380,599 8.00% $ 475,749 10.00% Tier 1 capital to risk-weighted assets $ 930,216 19.55% $ 285,449 6.00% $ 380,599 8.00% Common equity tier 1 capital to risk-weighted assets $ 930,216 19.55% $ 214,087 4.50% $ 309,237 6.50% Tier 1 capital to average total assets $ 930,216 14.83% $ 250,964 4.00% $ 313,705 5.00% As of December 31, 2018 Total capital to risk-weighted assets $ 949,596 19.68% $ 385,992 8.00% $ 482,490 10.00% Tier 1 capital to risk-weighted assets $ 887,918 18.40% $ 289,494 6.00% $ 385,992 8.00% Common equity tier 1 capital to risk-weighted assets $ 887,918 18.40% $ 217,120 4.50% $ 313,618 6.50% Tier 1 capital to average total assets $ 887,918 13.68% $ 259,547 4.00% $ 324,434 5.00%

Stockholders' Equity

Stockholders' Equity	9 Months Ended
	Sep. 30, 2019
Stockholders' Equity [Abstract]
Stockholders' Equity	NOTE 15 – STOCKHOLDERS’ EQUITY Preferred Stock and Common Stock On October 22, 2018, Oriental completed the conversion of all of its 84,000 shares of Series C preferred stock into common stock. Each share of Series C preferred stock was converted into 86.4225 shares of common stock. Upon conversion, the Series C preferred stock is no longer outstanding and all rights with respect to the Series C preferr ed stock have ceased and terminated, except the right to receive the number of whole shares of common stock issuable upon conversion of the Series C preferred stock and any required cash-in-lieu of fractional shares. At both September 30 , 2019 and December 31 , 2018 , preferred and common stock pai d-in capital amounted $ 92.0 million and $ 59.9 million , respectively. Additional Paid-in Capital Additional paid-in capital represents contributed capital in excess of par value of common and preferred stock ne t of the costs of issuance. As of both September 30 , 2019 and December 31 , 2018 , accumulated issuance costs charged against additional paid-in capital amounted to $ 13.6 million and $ 10.1 million for common and preferred stock, respectively. Legal Surplus The Puerto Rico Banking Act requires that a minimum of 10 % of the Bank’s net income for the year be transferred to a reserve fund until such fund (legal surplus) equals the total paid in capital on common and preferred stock. At September 30 , 2019 and December 31 , 2018 , the Bank’s legal surplus amounted to $ 95.8 million and $ 90 .2 million, respectively . The amount transferred to the legal surplus account is not available for the payment of dividends to shareholders. Treasury Stock Under Oriental ’s current stock repurchase program , it is authorized to purchase in the open market up to $ 7.7 million of its outstanding shares of common stock. The shares of common stock repurchased are to be held by Oriental as treasury shares. During the nine -month periods ended September 30 , 2019 and 2018 , Oriental did not re purchase any shares under the pro gram. At September 30 , 2019 the number of shares that may yet be purchased under the $ 70 million program is estimated at 353,007 , and was calculated by dividing the remaining balance of $ 7.7 million by $ 21.90 (closing price of Oriental's common stock at September 30 , 2019 ). The activity in connection with common shares held in treasury by Oriental for the nine -month periods ended September 30 , 2019 and 2018 is set forth below: Nine-Month Period Ended September 30, 2019 2018 Dollar Dollar Shares Amount Shares Amount (In thousands, except shares data) Beginning of period $ 8,591,310 $ 103,633 8,678,427 $ 104,502 Common shares used upon lapse of restricted stock units and options (53,132) (697) (58,424) (796) End of period $ 8,538,178 $ 102,936 8,620,003 $ 103,706

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2019
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	NOTE 1 6 - ACCUMULATED OTHER COMPREHENSIVE INCOME Accumulated other comprehensive income, net of income taxes, as of September 30 , 2019 and December 31 , 2018 consisted of: September 30, December 31, 2019 2018 (In thousands) Unrealized loss on securities available-for-sale which are not other-than-temporarily impaired $ (1,865) $ (12,654) Income tax effect of unrealized loss on securities available-for-sale 123 1,682 Net unrealized gain on securities available-for-sale which are not other-than-temporarily impaired (1,742) (10,972) Unrealized (loss) gain on cash flow hedges (1,146) 14 Income tax effect of unrealized (loss) gain on cash flow hedges 430 (5) Net unrealized (loss) gain on cash flow hedges (716) 9 Accumulated other comprehensive (loss), net of income taxes $ (2,458) $ (10,963) Unrealized losses on available-for-sale securities includes $ 1 2.0 million , net of tax effect of the adoption of ASU No. 2017-12 from reclassification of all of its mortgage backed securities with carrying value of $424.7 million, from the held-to-maturity portfolio into the available-for-sale portfolio. The following table presents changes in accumulated other comprehensive income by component, net of taxes, for the quarters and nine -month periods ended September 30 , 2019 and 2018 : Quarter Ended September 30, 2019 2018 Net unrealized Net unrealized Accumulated Net unrealized Net unrealized Accumulated gains on loss on other gains on loss on other securities cash flow comprehensive securities cash flow comprehensive available-for-sale hedges (loss) income available-for-sale hedges (loss) income (In thousands) Beginning balance $ (3,087) $ (599) $ (3,686) $ (15,518) $ 256 $ (15,262) Other comprehensive income (loss) before reclassifications (2,143) (666) (2,809) (5,607) (380) (5,987) Amounts reclassified out of accumulated other comprehensive (loss) income 3,488 549 4,037 (63) 517 454 Other comprehensive income (loss) 1,345 (117) 1,228 (5,670) 137 (5,533) Ending balance $ (1,742) $ (716) $ (2,458) $ (21,188) $ 393 $ (20,795) Nine-Month Period Ended September 30, 2019 2018 Net unrealized Net unrealized Accumulated Net unrealized Net unrealized Accumulated gains on loss on other gains on loss on other securities cash flow comprehensive securities cash flow comprehensive available-for-sale hedges (loss) income available-for-sale hedges (loss) income (In thousands) Beginning balance $ (10,972) $ 9 $ (10,963) $ (2,638) $ (311) $ (2,949) Transfer of securities held to maturity to available-for-sale (12,041) - (12,041) - - - Other comprehensive (loss) income before reclassifications 13,034 (2,050) 10,984 (18,361) (635) (18,996) Amounts reclassified out of accumulated other comprehensive (loss) income 8,237 1,325 9,562 (189) 1,339 1,150 Other comprehensive income (loss) 9,230 (725) 8,505 (18,550) 704 (17,846) Ending balance $ (1,742) $ (716) $ (2,458) $ (21,188) $ 393 $ (20,795) The following table presents reclassifications out of accumulated other comprehensive income for the quarters and nine -month periods ended September 30 , 2019 and 2018 : Amount reclassified out of accumulated other comprehensive income Affected Line Item in Consolidated Statement of Operations Quarter Ended September 30, 2019 2018 (In thousands) Cash flow hedges: Interest-rate contracts $ 549 $ 517 Net interest expense Available-for-sale securities: Gain on sale of investments 3,498 - Net gain on sale of securities Tax effect from changes in tax rates (10) (63) Income tax expense $ 4,037 $ 454 Amount reclassified out of accumulated other comprehensive income Affected Line Item in Consolidated Statement of Operations Nine-Month Period Ended September 30, 2019 2018 (In thousands) Cash flow hedges: Interest-rate contracts $ 1,325 $ 1,339 Net interest expense Available-for-sale securities: Gain on sale of investments 8,274 - Net gain on sale of securities Residual tax effect from OIB's change in applicable tax rate - 5 Income tax expense Tax effect from changes in tax rates (38) (194) Income tax expense $ 9,561 $ 1,150

Earning Per Common Share

Earning Per Common Share	9 Months Ended
	Sep. 30, 2019
Earning Per Common Share [Abstract]
Earning Per Common Share	NOTE 17 – EARNINGS PER COMMON SHARE The calculation of earnings per common share for the quarters and nine -month periods ended September 30 , 2019 and 2018 is as follows: Quarter Ended September 30, Nine-Month Period Ended September 30, 2019 2018 2019 2018 (In thousands, except per share data) Net income $ 7,383 $ 23,100 $ 54,832 $ 59,666 Less: Dividends on preferred stock Non-convertible preferred stock (Series A, B, and D) (1,628) (1,628) (4,884) (4,883) Convertible preferred stock (Series C) - (1,838) - (5,513) Income available to common shareholders $ 5,755 $ 19,634 $ 49,948 $ 49,270 Effect of assumed conversion of the convertible preferred stock - 1,838 - 5,513 Income available to common shareholders assuming conversion $ 5,755 $ 21,472 $ 49,948 $ 54,783 Weighted average common shares and share equivalents: Average common shares outstanding 51,345 43,996 51,327 43,975 Effect of dilutive securities: Average potential common shares-options 427 209 368 110 Average potential common shares-assuming conversion of convertible preferred stock - 7,259 - 7,259 Total weighted average common shares outstanding and equivalents 51,772 51,464 51,695 51,344 Earnings per common share - basic $ 0.11 $ 0.45 $ 0.97 $ 1.12 Earnings per common share - diluted $ 0.11 $ 0.42 $ 0.97 $ 1.07 During the last quarter of 2018, Oriental converted all of its 84,000 outstanding shares of Series C P referred S tock into common stock. Each S eries C P referred S tock share w as converted into 8 6 .4225 shares of common stock. I n computing diluted earnings per common share d uring t he first nine months of 2018, the 84,000 shares of Series C P referred S tock that remained outstanding, with a conversion rate, subject to certain conditions, of 86.4225 shares of common stock per share, were included as average potential common shares from the date they were issued and outstanding. Moreover, in computing diluted earnings per common share, the dividends declared during the quarter and nine-month period ended September 30 , 2018 on the conv ertible preferred stock were added back as income available to common shareholders. For the quarter and nine-month periods ended September 30 , 2019 , Oriental did not have weighted-average stock options with an anti-dilutive effect on earnings per share. For the quarter and nine-month periods ended September 30 , 2018 , weighted-average stock o ptions with an anti-dilutive effect on earnings per share not included in the calculation amounted to 307,925 and 4 35 , 950 , respectively.

Guarantees

Guarantees	9 Months Ended
	Sep. 30, 2019
Guarantees [Abstract]
Guarantees [Text Block]	NOTE 1 8 – GUARANTEES At September 30 , 2019 and December 31 , 2018 , the unamortized balance of the obligations undertaken in issuing the guarantees under standby letters of credit represe nted a liability of $ 12. 9 million and $ 23.9 million, respectively. Oriental has a liability for residential mortgage loans sold subject to credit recourse pursuant to FNMA’s residential mortgage loan sales and securitization programs. At September 30 , 2019 and December 31 , 2018 , the unpaid principal balance of residential mortgage loans sold subject to credit recourse was $ 5.0 million and $ 5.4 million, respectively. The following table shows the changes in Oriental’s liability for estimated losses from these credit recourse agreements, included in the consolidated statements of financial condition during the quarters and nine -month period s ended September 30 , 2019 and 2018 . Quarter Ended September 30, Nine-Month Period Ended September 30, 2019 2018 2019 2018 (In thousands) Balance at beginning of period $ 225 $ 264 $ 346 $ 358 Net (charge-offs/terminations) recoveries 20 (60) (101) (154) Balance at end of period $ 245 $ 204 $ 245 $ 204 The estimated losses to be absorbed under the credit recourse arrangements were recorded as a liability when the credit recourse was assumed and are updated on a quarterly basis. The expected loss, which represents the amount expected to be lost on a given loan, considers the probability of default and loss severity. The probability of default represents the probability that a loan in good standin g would become 120 days delinquent, in which case Oriental is obligated to repurchase the loan. If a borrower defaults, pursuant to the credit recourse provided, Oriental is required to repurchase the loan or reimburse the third-party investor for the in curred loss. The maximum potential amount of future payments that Oriental would be required to make under the recourse arrangements is equivalent to the total outstanding balance of the residential mortgage loans serviced with recourse and interest, if ap plicable. During the quarter and nine-month period ended September 30 , 2019 , Oriental did not repurchase any mortgage loans subject to the credit recourse provision. During the quarter and nine-month period ended September 30 , 2018 , Oriental repurchased ap proximately $ 234 thousand and $ 569 thousand, respectively, of unpaid principal balance in mortgage loans subject to the credit recourse provisions. If a borrower defaults, Oriental has rights to the underlying collateral securing the mortgage loan. Orienta l suffers losses on these mortgage loans when the proceeds from a foreclosure sale of the collateral property are less than the outstanding principal balance of the loan, any uncollected interest advanced, and the costs of holding and disposing the related property. At September 30 , 2019 , Oriental’s liability for estimated credit losses related to loans sold with credit recourse amounted to $ 245 thousand ( December 31 , 2018 – $ 346 thousand). When Oriental sells or securitizes mortgage loans, it generally ma kes customary representations and warranties regarding the characteristics of the loans sold. Oriental's mortgage operations division groups conforming mortgage loans into pools which are exchanged for FNMA and GNMA mortgage-backed securities, which are ge nerally sold to private investors, or are sold directly to FNMA or other private investors for cash. As required under such mortgage backed securities programs, quality review procedures are performed by Oriental to ensure that asset guideline qualificatio ns are met. To the extent the loans do not meet specified characteristics, Oriental may be required to repurchase such loans or indemnify for losses and bear any subsequent loss related to the loans. During the quarter s ended September 30 , 2019 , Oriental r epurchased $ 528 thousand ( September 30 , 2018 – $ 1 . 6 million) of unpaid principal balance in mortgage loans , excluding mortgage loans subject to credit recourse provision referred above. During the nine-month periods ended September 30 , 2019 , Oriental repurchased $ 10.5 million ( September 30 , 2018 – $ 5.9 million) of unpaid principal balance in mortgage loans , excluding mortgage loans subject to credit recourse provision referred above. During the quarters ended September 30 , 2019 and 2018 , O riental recognized $ 20 thousand and $ 30 thousand, respectively, in losses from the repurchase of residential mortgage loans sold subject to credit recourse, and $ 19 thousand and $ 41 thousand, respectively, in losses from the repurchase of residential mortg age loans as a result of breaches of customary representations and warranties. During the nine-month periods ended September 30 , 2019 and 2018 , Oriental recognized $ 48 thousand and $ 406 thousand, respectively, in losses from the repurchase of residentia l mortgage loans sold subject to credit recourse, and $ 60 thousand and $ 71 thousand, respectively, in losses from the repurchase of residential mortgage loans as a result of breaches of customary representations and warranties. Servicing agreements rela ting to the mortgage-backed securities programs of FNMA and GNMA, and to mortgage loans sold or serviced to certain other investors, including the FHLMC, require Oriental to advance funds to make scheduled payments of principal, interest, taxes and insuran ce, if such payments have not been received from the borrowers. At September 30 , 2019 , Oriental serviced $ 900.4 million ( December 31 , 2018 - $ 895.6 million) in mortgage loans for third-parties. Oriental generally recovers funds advanced pursuant to these a rrangements from the mortgage owner, from liquidation proceeds when the mortgage loan is foreclosed or, in the case of FHA/VA loans, under the applicable FHA and VA insurance and guarantees programs. However, in the meantime, Oriental must absorb the cost of the funds it advances during the time the advance is outstanding. Oriental must also bear the costs of attempting to collect on delinquent and defaulted mortgage loans. In addition, if a defaulted loan is not cured, the mortgage loan would be canceled a s part of the foreclosure proceedings and Oriental would not receive any future servicing income with respect to that loan. At September 30 , 2019 , the outstanding balance of funds advanced by Oriental under such mortgage loan servicing agreements was appro ximately $ 616 thousand ( December 31 , 2018 - $ 706 thousand). To the extent the mortgage loans underlying Oriental's servicing portfolio experience increased delinquencies, Oriental would be required to dedicate additional cash resources to comply with its o bligation to advance funds as well as incur additional administrative costs related to increases in collection efforts.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2019
Commitments and Contingencies [Abstract]
Commitments and Contingencies	NOTE 19 — COMMITMENTS AND CONTINGENCIES Loan Commitments In the normal course of business, Oriental becomes a party to credit-related financial instruments with off-balance-sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby and commercial letters of credit, and financial gua rantees. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated statements of financial condition. The contract or notional amount of those instruments reflects the e xtent of Oriental ’s involvement in particular types of financial instruments. Oriental ’s exposure to credit losses in the event of nonperformance by the counterparty to the financial instrument for commitments to extend credit, including commitments under credit card arrangements, and commercial letters of credit is represented by the contractual notional amounts of those instruments, which do not necessarily represent the amounts potentially subject to risk. In addition, the measurement of the risks associ ated with these instruments is meaningful only when all related and offsetting transactions are identified. Oriental uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Credit-related financial instruments at September 30 , 2019 and December 31 , 2018 were as follows: September 30, December 31, 2019 2018 (In thousands) Commitments to extend credit $ 610,516 $ 541,423 Commercial letters of credit 459 340 Commitments to extend credit represent agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Oriental evaluates each customer’s creditworthiness on a case-by-case basi s. The amount of collateral obtained, if it is deemed necessary by Oriental upon the extension of credit, is based on management’s credit evaluation of the counterparty. At September 30 , 2019 and December 31 , 2018 , commitments to extend credit consisted m ainly of undisbursed available amounts on commercial lines of credit, construction loans, and revolving credit card arrangements. Since many of the unused commitments are expected to expire unused or be only partially used, the total amount of these unused commitments does not necessarily represent future cash requirements. These lines of credit had a reserve of $ 50 5 thousand and $ 627 thousand, at September 30 , 2019 and December 31 , 2018 , respectively . Commercial letters of credit are issued or confirmed t o guarantee payment of customers’ payables or receivables in short-term international trade transactions. Generally, drafts will be drawn when the underlying transaction is consummated as intended. However, the short-term nature of this instrument serves t o mitigate the risk associated with these contracts. The summary of instruments that are considered financial guarantees in accordance with the authoritative guidance related to guarantor’s accounting and disclosure requirements for guarantees, including indirect guarantees of indebtedness of others, at September 30 , 2019 and December 31 , 2018 , is as follows: September 30, December 31, 2019 2018 (In thousands) Standby letters of credit and financial guarantees $ 12,884 $ 23,889 Loans sold with recourse 4,962 5,414 Standby letters of credit and financial guarantees are written conditional commitments issued by Oriental to guarantee the payment and/or performance of a customer to a third party (“beneficiary”). If the customer fails to comply with the agreement, the beneficiary may draw on the standby letter of credit or financial guarantee as a remedy. The amount of cred it risk involved in issuing letters of credit in the event of non - performance is the face amount of the letter of credit or financial guarantee. These guarantees are primarily issued to support public and private borrowing arrangements, including commercial paper, bond financing, and similar transactions. The amount of collateral obtained, if it is deemed necessary by Oriental upon extension of credit, is based on management’s credit evaluation of the customer. Contingencies Oriental and its subsidiaries are defendants in a number of legal proceedings incidental to their business. In the ordinary course of business, Oriental and its subsidiaries are also subject to governmental and regulatory examinations. Certain subsidiaries of Orie ntal , including the Bank (and its subsidiary , OIB), Oriental Financial Services, and Oriental Insurance, are subject to regulation by various U.S., Puerto Rico and other regulators. Oriental seeks to resolve all arbitration, litigation and regulatory matt ers in the manner management believes is in the best interests of Oriental and its shareholders, and contests allegations of liability or wrongdoing and, where applicable, the amount of damages or scope of any penalties or other relief sought as appropriat e in each pending matter. Subject to the accounting and disclosure framework under the provisions of ASC 450, it is the opinion of Oriental ’s management, based on current knowledge and after taking into account its current legal accruals, that the eventua l outcome of all matters would not be likely to have a material adverse effect on the consolidated statements of financial condition of Oriental . Nonetheless, given the substantial or indeterminate amounts sought in certain of these matters, and the inhere nt unpredictability of such matters, an adverse outcome in certain of these matters could, from time to time, have a material adverse effect on Oriental ’s consolidated results of operations or cash flows in particular quarterly or annual periods. Oriental has evaluated all arbitration, litigation and regulatory matters where the likelihood of a potential loss is deemed reasonably possible. Oriental has determined that the estimate of the reasonably possible loss is not significant.

Opearting Leases

Opearting Leases	9 Months Ended
	Sep. 30, 2019
Operating Leases [Abstract]
Operating Leases	NOTE 20 — OPERATING LEASES A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. On January 1, 2019, Oriental adopted ASU No. 2016-02 “Leases” (Topic 842) and all subsequent ASUs that modified Topic 842. For Oriental, Topic 842 primarily affected the accounting treatment for operating lease agreements in which Oriental is the lessee. Oriental elected the hindsight practical expedient, which allow s entities to use hindsight when determining lease term and impairment of right-of-use assets. As a result of the changes to the lease terms, Oriental reduced its retained earnings by $ 736 thousand on the effective date, January 1, 2019. Lessee Accounting Right of use assets and lease liabilities are recognized at the commencement of an arrangement where it is determined at inception that a lease exists. Lease assets represent the right to use an underlying asset for the lease term, and lease liabilities represent the obligation to make lease payments arising from the lease. These assets and liabilities are initially recognized based on the present value of lease payments over the lease term calculated using our incremental borrowing rate. Lease terms incl ude options to extend or terminate the lease when it is reasonably certain that those options will be exercised. The right-of-use asset is measured at the amount of the lease liability adjusted for the remaining balance of any lease incentives received, an y cumulative prepaid or accrued rent if the lease payments are uneven throughout the lease term, any unamortized initial direct costs, and any impairment of the right-of-use-asset. Operating lease expense consists of a single lease cost calculated so that the remaining cost of the lease is allocated over the remaining lease term on a straight-line basis, and any impairment of the right-of-use asset. Variable lease payments are genera lly expensed as incurred and include certain nonlease components, such as maintenance and other services provided by the lessor, and other charges included in the lease. Leases with an initial term of 12 months or less are not recorded on the balance sheet , and the expense for these short-term leases and for operating leases is recognized on a straight-line basis over the lease term. Oriental’s leases do not contain residual value guarantees or material variable lease payments. All leases were classified a s operating leases. Substantially all of the leases in which Oriental is the lessee are comprised of real estate property for branches, ATM locations, and office space with terms extending through 2032. All of our leases are classified as operating leas es, and therefore, were previously not recognized on Oriental’s consolidated statements of financial condition. With the adoption of Topic 842, operating lease agreements are required to be recognized on the consolidated statements of financial condition a s a right-of-use asset and a corresponding lease liability. Oriental leases to others certain space in its principal offices for terms extending through 2023; all are operating leases. Operating Lease Cost Quarter Ended September 30, 2019 Nine-Month Period Ended September 30, 2019 Statement of Operations Classification (In thousands) Lease costs $ 1,608 $ 4,949 Occupancy and equipment Variable lease costs 350 1,699 Occupancy and equipment Short-term lease cost 81 104 Occupancy and equipment Lease income (135) (431) Occupancy and equipment Total lease cost $ 1,904 $ 6,321 Rent expenses for the quarter and nine -month period ended September 30 , 2018 , prior to adoption of ASU 2016-02 (Topic 842), were $ 2.0 million and $ 7 .4 million, respectively, included in the "occupancy and equipment" caption in the unaudited consolidated statements of operations . Operating Lease Assets and Liabilities September 30 2019 Statement of Financial Condition Classification (In thousands) Right-of-use assets $ 19,318 Operating lease right-of-use assets Lease Liabilities $ 21,081 Operating leases liabilities September 30, 2019 (In thousands) Weighted-average remaining lease term 6.2 years Weighted-average discount rate 8.6% Future minimum payments for operating leases with initial or remaining terms of one year or more as of September 30 , 2019 were as follows : Minimum Rent Year Ending December 31, (In thousands) 2019 $ 1,596 2020 5,716 2021 4,717 2022 3,843 2023 2,991 Thereafter 8,954 Total lease payments $ 27,817 Less imputed interest 6,736 Present value of lease liabilities $ 21,081 Future minimum payments for operating leases with initial or remaining terms of one year or more as of December 31 , 2018 were as follows : Minimum Rent Year Ending December 31, (In thousands) 2019 $ 5,618 2020 4,293 2021 3,360 2022 2,494 2023 1,968 Thereafter 6,679 Total future minimum lease payments $ 24,412

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2019
Fair Value of Financial Instruments [Abstract]
Fair Value of Financial Instruments	NOTE 2 1 - FAIR VALUE OF FINANCIAL INSTRUMENTS Oriental follows the fair value measurement framework under U.S. Generally Accepted Accounting Principles (“GAAP”) . Fair Value Measurement The fair value measurement framework defines fair value as the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. This framework also es tablishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Money market investments The fair value of money market investments is based on the carrying amounts reflected in the consolidated statements of financial condition as these are reasonable estimates of fair value given the short-term nature of the instruments. Investment securities The fair value of investment securities is based on va luations obtained from an independent pricing provider, ICE Data Pricing (formerly known as IDC). ICE is a well-recognized pricing company and an established leader in financial information. Such securities are classified as Level 1 or Level 2 depending on the basis for determining fair value. If listed prices or quotes are not available, fair value is based upon externally developed models that use both observable and unobservable inputs depending on the market activity of the instrument, and such secur ities are classified as Level 3. At September 30 , 2019 and December 31 , 2018 , Oriental did not have investment securities classified as Level 3. Derivative instruments The fair value of the interest rate swaps is largely a function of the financial market’s expectations regarding the future direction of interest rates. Accordingly, current market values are not necessarily indicative of the future impact of derivative instruments on earnings. This will depend, for the most part, on the shap e of the yield curve, the level of interest rates, as well as the expectations for rates in the future. The fair value of most of these derivative instruments is based on observable market parameters, which include discounting the instruments’ cash flows u sing the U.S. dollar LIBOR-based discount rates, and also applying yield curves that account for the industry sector and the credit rating of the counterparty and/or Oriental. Certain other derivative instruments with limited market activity are valued usi ng externally developed models that consider unobservable market parameters. Based on their valuation methodology, derivative instruments are classified as Level 2 or Level 3. Servicing assets Servicing assets do not trade in an active market with readi ly observable prices. Servicing assets are priced using a discounted cash flow model. The valuation model considers servicing fees, portfolio characteristics, prepayment assumptions, delinquency rates, late charges, other ancillary revenues, cost to servic e and other economic factors. Due to the unobservable nature of certain valuation inputs, the servicing rights are classified as Level 3. Impaired Loans Impaired loans are carried at the present value of expected future cash flows using the loan’s existing rate in a discounted cash flow calculation, or the fair value of the collateral if the loan is collateral-dependent. Expected cash flows are based on internal inputs reflecting expected default rates on contractual cash flows. This method o f estimating fair value does not incorporate the exit-price concept of fair value described in ASC 820-10 and would generally result in a higher value than the exit-price approach. For loans measured using the estimated fair value of collateral less costs to sell, fair value is generally determined based on the fair value of the collateral, which is derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations, in accordance with the provi sions of ASC 310-10-35 less disposition costs. Currently, the associated loans considered impaired are classified as Level 3. Foreclosed real estate Foreclosed real estate includes real estate properties securing residential mortgage and commercial loans. The fair value of foreclosed real estate may be determined using an external appraisal, broker price option or an internal valuation. These foreclosed assets are classified as Level 3 given certain internal adjustments that may be made to external appraisals. Other repossessed assets Other repossessed assets include repossessed automobiles. The fair value of the repossessed automobiles may be determined using internal valuation and an external appraisal. These repossessed assets are clas sified as Level 3 given certain internal adjustments that may be made to external appraisals. Assets and liabilities measured at fair value on a recurring and non-recurring basis are summarized below: September 30, 2019 Fair Value Measurements Level 1 Level 2 Level 3 Total (In thousands) Recurring fair value measurements: Investment securities available-for-sale $ - $ 519,095 $ - $ 519,095 Trading securities - 41 - 41 Money market investments 8,035 - - 8,035 Derivative assets - 13 - 13 Servicing assets - - 10,125 10,125 Derivative liabilities - (1,159) - (1,159) $ 8,035 $ 517,990 $ 10,125 $ 536,150 Non-recurring fair value measurements: Impaired commercial loans $ - $ - $ 59,507 $ 59,507 Foreclosed real estate - - 26,952 26,952 Other repossessed assets - - 3,537 3,537 $ - $ - $ 89,996 $ 89,996 December 31, 2018 Fair Value Measurements Level 1 Level 2 Level 3 Total (In thousands) Recurring fair value measurements: Investment securities available-for-sale $ - $ 841,857 $ - $ 841,857 Trading securities - 360 - 360 Money market investments 4,930 - - 4,930 Derivative assets - 347 - 347 Servicing assets - - 10,716 10,716 Derivative liabilities - (333) - (333) $ 4,930 $ 842,231 $ 10,716 $ 857,877 Non-recurring fair value measurements: Impaired commercial loans $ - $ - $ 81,976 $ 81,976 Foreclosed real estate - - 33,768 33,768 Other repossessed assets - - 2,986 2,986 $ - $ - $ 118,730 $ 118,730 The table below presents a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the quarters and nine -month periods ended September 30 , 2019 and 2018 : Level 3 Instruments Only Servicing Assets (In thousands) Quarter Ended September 30, 2019 2018 Balance at beginning of period $ 10,134 $ 10,829 New instruments acquired 352 417 Principal repayments (243) (184) Changes in fair value of servicing assets (118) (196) Balance at end of period $ 10,125 $ 10,866 Level 3 Instruments Only Servicing Assets (In thousands) Nine-Month Period Ended September 30, 2019 2018 (In thousands) Balance at beginning of period $ 10,716 $ 9,821 New instruments acquired 860 1,158 Principal repayments (694) (593) Changes in fair value of servicing assets (757) 480 Balance at end of period $ 10,125 $ 10,866 During the quarters and nine -month periods ended September 30 , 2019 , and 2018 , there were purchases and sales of assets and liabilities measured at fair value on a recurring basis. There were no transfers into and out of Level 1 and Level 2 fair value measurements during such periods. The table below presents quantitative information for all assets and liabilities measured at fair value on a recurring and non-recurring basis using significant unobservable inputs (Level 3) at September 30 , 2019 : September 30, 2019 Fair Value Valuation Technique Unobservable Input Range (In thousands) Servicing assets $ 10,125 Cash flow valuation Constant prepayment rate 4.38% -9.44% Discount rate 10.00% - 12.00% Collateral dependent impaired loans $ 31,564 Fair value of property or collateral Appraised value less disposition costs 15.20% - 36.20% Other non-collateral dependent impaired loans $ 27,943 Cash flow valuation Discount rate 4.25% - 12.25% Foreclosed real estate $ 26,952 Fair value of property or collateral Appraised value less disposition costs 15.20% - 36.20% Other repossessed assets $ 3,537 Fair value of property or collateral Estimated net realizable value less disposition costs 28.00% - 72.00% Information about Sensitivity to Changes in Significant Unobservable Inputs Servicing assets – The significant unobservable inputs used in the fair value measurement of Oriental ’s servicing assets are constant prepayment rates and discount rates. Changes in one factor may result in changes in another (for example, increases in market interest rates may result in lower prepayments), which may magnify or offset the sensitivities. M ortgage banking activities, a component of total banking and financial service revenue in the consolidated statements of operations, include the changes from period to period in the fair value of the mortgage loan servicing rights, which may result from ch anges in the valuation model inputs or assumptions (principally reflecting changes in discount rates and prepayment speed assumptions) and other changes, including changes due to collection/realization of expected cash flows. Fair Value of Financial Instruments The information about the estimated fair value of financial instruments required by GAAP is presented hereunder. The aggregate fair value amounts presented do not necessarily represent management’s estimate of the underlying value of Oriental . The estimat ed fair value is subjective in nature, involves uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could affect these fair value estimates. The fair value estimates do not take into consideration the value of future business and the value of assets and liabilities that are not financial instruments. Other significant tangible and intangible assets that are not considered financial instruments are the value of long-term customer relat ions hips of retail deposits, and premises and equipment . The estimated fair value and carrying value of Oriental ’s financial instruments at September 30 , 2019 and December 31 , 2018 is as follows: September 30, December 31, 2019 2018 Fair Carrying Fair Carrying Value Value Value Value (In thousands) Level 1 Financial Assets: Cash and cash equivalents $ 961,837 $ 961,837 $ 447,033 $ 447,033 Restricted cash $ 1,050 $ 1,050 $ 3,030 $ 3,030 Level 2 Financial Assets: Trading securities $ 41 $ 41 $ 360 $ 360 Investment securities available-for-sale $ 519,095 $ 519,095 $ 841,857 $ 841,857 Investment securities held-to-maturity $ - $ - $ 410,353 $ 424,740 Federal Home Loan Bank (FHLB) stock $ 10,525 $ 10,525 $ 12,644 $ 12,644 Other investments $ 57 $ 57 $ 3 $ 3 Derivative assets $ 13 $ 13 $ 347 $ 347 Financial Liabilities: Derivative liabilities $ 1,159 $ 1,159 $ 333 $ 333 Level 3 Financial Assets: Total loans (including loans held-for-sale) $ 4,106,958 $ 4,407,190 $ 4,106,628 $ 4,431,594 Accrued interest receivable $ 30,470 $ 30,470 $ 34,254 $ 34,254 Servicing assets $ 10,125 $ 10,125 $ 10,716 $ 10,716 Accounts receivable and other assets $ 35,140 $ 35,140 $ 37,842 $ 37,842 Financial Liabilities: Deposits $ 4,888,607 $ 4,878,058 $ 4,881,903 $ 4,908,115 Securities sold under agreements to repurchase $ 190,322 $ 190,261 $ 453,135 $ 455,508 Advances from FHLB $ 81,075 $ 79,052 $ 78,503 $ 77,620 Other borrowings $ 551 $ 551 $ 1,214 $ 1,214 Subordinated capital notes $ 37,830 $ 36,083 $ 36,184 $ 36,083 Accrued expenses and other liabilities $ 56,388 $ 56,388 $ 87,665 $ 87,665 The following methods and assumptions were used to estimate the fair values of significant financial instruments at September 30 , 2019 and December 31 , 2018 : • Cash and cash equivalents (including money market investments and time deposits with other banks), restricted cash, accrued interest receivable, accounts receivable and other assets, accrued expenses and other liabilities, and other borrowings have been va lued at the carrying amounts reflected in the consolidated statements of financial condition as these are reasonable estimates of fair value given the short-term nature of the instruments . • Investments in FHLB-NY stock are valued at their redemption v alue. • The fair value of investment securities, including trading securities and other investments, is based on quoted market prices, when available or prices provided from contracted pricing providers, or market prices provided by recognized broker- dealers. If listed prices or quotes are not available, fair value is based upon externally developed models that use both observable and unobservable inputs depending on the market activity of the instrument . • The fair value of servicing asset is esti mated by using a cash flow valuation model which calculates the present value of estimated future net servicing cash flows, taking into consideration actual and expected loan prepayment rates, discount rates, servicing costs, and other economic factors, wh ich are determined based on current market conditions . • The fair values of the derivative instruments , which include interest rate swaps and forward-settlement swaps, are based on the net discounted value of the contractual projected cash flows of both the pay-fixed receive-variable legs of the contracts. The projected cash flows are based on the forward yield curve and discounted using current estimated market rates . • The fair value of the loan portfolio (including loans held-for-sale and non-performing loans) is based on the exit market price, which is estimated by segregating by type, such as mortgage, commercial, co nsumer, auto and leasing. Each loan segment is further segmented into fixed and adjustable interest rates. The fair value is calculated by discounting contractual cash flows, adjusted for prepayment estimates (voluntary and involuntary), if any, using esti mated current market discount rates that reflect the credit and interest rate risk inherent in the loan. • The fair value of demand deposits and savings accounts is the amount payable on demand at the reporting date. The fair value of fixed-maturity ce rtificates of deposit is based on the discounted value of the contractual cash flows, using estimated current market discount rates for deposits of similar remaining maturities . • The fair value of long-term borrowings, which include securities sold un der agreements to repurchase, advances from FHLB, and subordinated capital notes is based on the discounted value of the contractual cash flows using current estimated market discount rates for borrowings with similar terms, remaining maturities and put da tes .

Banking and Finanial Service Re

Banking and Finanial Service Revenues	9 Months Ended
	Sep. 30, 2019
Banking and Financial Service Reveues [Abstract]
Banking and Financial Service Revenues	NOTE 2 2 – BANKING AND FINANCIAL SERVICE REVENUES The following table presents the major categories of banking and financial service revenues for the quarters and nine -month periods ended September 30 , 2019 and 2018 : Quarter Ended September 30, Nine-Month Period Ended September 30, 2019 2018 2019 2018 (In thousands) Banking service revenues: Checking accounts fees $ 1,545 $ 1,502 $ 4,494 $ 4,386 Savings accounts fees 187 161 484 473 Electronic banking fees 8,018 8,104 24,121 23,960 Credit life commissions 158 142 426 401 Branch service commissions 337 365 1,055 1,089 Servicing and other loan fees 433 334 1,069 1,554 International fees 127 185 393 534 Miscellaneous income 8 4 12 7 Total banking service revenues 10,813 10,797 32,054 32,404 Wealth management revenue: Insurance income 1,576 1,654 4,505 4,298 Broker fees 1,913 1,941 5,637 5,387 Trust fees 2,895 2,541 8,307 8,138 Retirement plan and administration fees 227 271 713 856 Investment banking fees - - - 9 Total wealth management revenue 6,611 6,407 19,162 18,688 Mortgage banking activities: Net servicing fees 1,033 1,059 2,592 4,130 Net gains on sale of mortgage loans and valuation 124 103 375 182 Other (39) 80 (14) (325) Total mortgage banking activities 1,118 1,242 2,953 3,987 Total banking and financial service revenues $ 18,542 $ 18,446 $ 54,169 $ 55,079 In May 2014 FASB issued ASU No. 2014-09 - Revenue from Contracts with Customers (ASC 606) to clarify the principles for recognizing revenue and to develop a common revenue standard that would remove inconsistencies in revenue requirements, provide a more robust framework for addressing the revenue issues, improve comparability in revenue recognition and to simplify the preparation of financial statements by reducing the number of requirements to which an entity must refer. The standard defines revenue (ASC-606-10-20) as inflows or other enhancements of assets of an entity or settlements of its liabilities (or a combination of both) from delivering or producing goods, rendering services, or other activities that constitute the entity’s ongoing major or central operations. Revenue is recognized when (or as) the performance obligation is satisfied by transferring control of a promised good or service to a customer, either at a point in time or over time. Where a performance obligation is satisfied over ti me, the related revenue is also recognized over time. Oriental recognizes the revenue from banking services, wealth management and mortgage banking based on the nature and timing of revenue streams from contracts with customer: Banking Servic e Revenue s Ele ctronic banking fees are credit and debit card processing services, use of the Bank’s ATMs by non-customers, debit card interchange income and service charges on deposit accounts. Revenue is recorded once the contracted service has been provided. Service charges on checking and saving accounts as consumer periodic maintenance revenue is recognized once the service is rendered, while overdraft and late charges revenue are recorded after the contracted service has been provided. Other income as credit life commissions, servicing and other loan fees, international fees, and miscellaneous fees recognized as banking services revenue are out of the scope of the 606 guideline s . Wealth Management Revenue Insurance income from commissions and sale of annuities are recorded once the sale has been completed. Brokers fees consist of two categories: Sales commissions generated by advisors for their clients’ purchases and sales of securities and other investment products, which are collected once the stand-alone transac tions are completed at trade date or as earned, and managed account fees which are fees charged to advisors’ clients’ accounts on the Company corporate advisory platform. These revenues do not cover future services, as a result there is no need to allocate the amount received to any other service. Fees for providing distribution services related to mutual funds, net of compensation paid to a service provider who provides such services, as well as trailer fees (also known as 12 b - 1 fe e s). These fees are consi dered variable and are recognized over time, as the uncertainty of the fees to be received is resolved as the net asset value of the mutual fund is determined and investor activity occurs. Fees do not cover future services, as a result there is no need to allocate the amount received to any other service. Retirement plan and administration fees are revenues related to the payment received from the clients of OPC for assistance with the planning, design and administration of retirement plans, acting as thir d-party administrator for such plans, and daily record keeping services of retirement plans. Fees are collected once the stand-alone transaction was completed at trade date. Fees do not cover future services, as a result there is no need to allocate the a mount received to any other service. Trust fees are revenues related to fiduciary services provided to 401K retirement plans, a unit investment trust, and retirement plans, which include investment management, payment of distributions, if any, safekeeping, custodial services of plan assets, servicing of Trust officers, on-going due diligence of the Trust, and recordkeeping of transactions. Fees are billed based on services contracted. Negotiated fees are detailed in the contract. Fees collected in advance, are amortized over the term of the contract. Fees are collected on a monthly basis once the administrative service has been completed. Monthly fee does not include future services. Investment banking fees as compensation fees are out of the scope of the 606 guideline s . Mortgage Banking Activities Mortgage banking activities as servicing fees, gain on sale of mortgage loans valuation and other are out of the scope of the 606 guideline s .

Business Segments

Business Segments	9 Months Ended
	Sep. 30, 2019
Business Segments [Abstract]
Business Segments	NOTE 2 3 – BUSINESS SEGMENTS Oriental segregates its businesses into the following major reportable segments of business: Banking, Wealth Management, and Treasury. Management established the reportable segments based on the internal reporting used to evaluate performance and to assess where t o allocate resources. Other factors such as Oriental’s organization, nature of its products, distribution channels and economic characteristics of the products were also considered in the determination of the reportable segments. Oriental measures the perf ormance of these reportable segments based on pre-established goals of different financial parameters such as net income, net interest income, loan production, and fees generated. Oriental’s methodology for allocating non-interest expenses among segments i s based on several factors such as revenue, employee headcount, occupied space, dedicated services or time, among others. These factors are reviewed on a periodical basis and may change if the conditions warrant. Banking includes the Bank’s branches and traditional banking products such as deposits and commercial, consumer and mortgage loans. Mortgage banking activities are carried out by the Bank’s mortgage banking division, whose principal activity is to originate mortgage loans for Oriental’s own port folio. As part of its mortgage banking activities, Oriental may sell loans directly into the secondary market or securitize conforming loans into mortgage-backed securities. Wealth Management is comprised of the Bank’s trust division, Oriental Financial S ervices, Oriental Insurance, and OPC. The core operations of this segment are financial planning, money management and investment banking, brokerage services, insurance sales activity, corporate and individual trust and retirement services, as well as reti rement plan administration services. The Treasury segment encompasses all of Oriental’s asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. Intersegment s ales and transfers, if any, are accounted for as if the sales or transfers were to third parties, that is, at current market prices. Following are the results of operations and the selected financial information by operating segment for the quarters and nine -month period s ended September 30 , 2019 and 2018 : Quarter Ended September 30, 2019 Wealth Total Major Consolidated Banking Management Treasury Segments Eliminations Total (In thousands) Interest income $ 85,147 $ 16 $ 8,492 $ 93,655 $ - $ 93,655 Interest expense (9,260) - (3,685) (12,945) - (12,945) Net interest income 75,887 16 4,807 80,710 - 80,710 Provision for loan and lease losses, net (43,678) - (92) (43,770) - (43,770) Non-interest income 11,946 6,719 3,513 22,178 - 22,178 Non-interest expenses (46,555) (3,450) (722) (50,727) - (50,727) Intersegment revenue 507 - - 507 (507) - Intersegment expenses - (141) (366) (507) 507 - (lLoss) income before income taxes $ (1,893) $ 3,144 $ 7,140 $ 8,391 $ - $ 8,391 Income tax (benefit) expense (738) 1,226 520 1,008 - 1,008 Net income (loss) $ (1,155) $ 1,918 $ 6,620 $ 7,383 $ - $ 7,383 Total assets $ 5,919,877 $ 26,596 $ 1,465,329 $ 7,411,802 $ (1,078,297) $ 6,333,505 Nine-Month Period Ended September 30, 2019 Wealth Total Major Consolidated Banking Management Treasury Segments Eliminations Total (In thousands) Interest income $ 253,138 $ 53 $ 29,429 $ 282,620 $ - $ 282,620 Interest expense (27,083) - (11,953) (39,036) - (39,036) Net interest income 226,055 53 17,476 243,584 - 243,584 Provision for loan and lease losses, net (73,560) - (164) (73,724) - (73,724) Non-interest income 34,932 19,537 8,313 62,782 - 62,782 Non-interest expenses (139,384) (11,675) (3,272) (154,331) - (154,331) Intersegment revenue 1,648 - - 1,648 (1,648) - Intersegment expenses - (480) (1,168) (1,648) 1,648 - Income before income taxes $ 49,691 $ 7,435 $ 21,185 $ 78,311 $ - $ 78,311 Income tax expense 18,634 2,788 2,057 23,479 - 23,479 Net income $ 31,057 $ 4,647 $ 19,128 $ 54,832 $ - $ 54,832 Total assets $ 5,919,877 $ 26,596 $ 1,465,329 $ 7,411,802 $ (1,078,297) $ 6,333,505 Quarter Ended September 30, 2018 Wealth Total Major Consolidated Banking Management Treasury Segments Eliminations Total (In thousands) Interest income $ 83,664 $ 9 $ 10,464 $ 94,137 $ - $ 94,137 Interest expense (7,701) - (4,159) (11,860) - (11,860) Net interest income 75,963 9 6,305 82,277 - 82,277 Provision for loan and lease losses, net (14,478) - (123) (14,601) - (14,601) Non-interest income 12,157 6,463 - 18,620 - 18,620 Non-interest expenses (46,049) (3,720) (1,172) (50,941) - (50,941) Intersegment revenue 616 - - 616 (616) - Intersegment expenses - (273) (343) (616) 616 - Income before income taxes $ 28,209 $ 2,479 $ 4,667 $ 35,355 $ - $ 35,355 Income tax expense 11,001 967 287 12,255 - 12,255 Net income $ 17,208 $ 1,512 $ 4,380 $ 23,100 $ - $ 23,100 Total assets $ 6,156,500 $ 25,243 $ 1,459,682 $ 7,641,425 $ (984,751) $ 6,656,674 Nine-Month Period Ended September 30, 2018 Wealth Total Major Consolidated Banking Management Treasury Segments Eliminations Total (In thousands) Interest income $ 236,171 $ 35 $ 29,107 $ 265,313 $ - $ 265,313 Interest expense (21,123) - (10,331) (31,454) - (31,454) Net interest income 215,048 35 18,776 233,859 - 233,859 Provision for loan and lease losses, net (44,677) - (131) (44,808) - (44,808) Non-interest income 36,590 19,219 28 55,837 - 55,837 Non-interest expenses (140,239) (12,288) (2,835) (155,362) - (155,362) Intersegment revenue 1,519 - - 1,519 (1,519) - Intersegment expenses - (660) (859) (1,519) 1,519 - Income before income taxes $ 68,241 $ 6,306 $ 14,979 $ 89,526 $ - $ 89,526 Income tax expense 26,614 2,459 787 29,860 - 29,860 Net income $ 41,627 $ 3,847 $ 14,192 $ 59,666 $ - $ 59,666 Total assets $ 6,156,500 $ 25,243 $ 1,459,682 $ 7,641,425 $ (984,751) $ 6,656,674

Organization, Consolidation a_2

Organization, Consolidation and Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2019
Organization, Consolidation and Basis of Presentation [Abstract]
Nature of Operations	Nature of Operations OFG Bancorp (“Oriental”) is a publicly-owned financial holding company incorporated under the laws of the Commonwealth of Puerto Rico. Oriental operates through various subsidiaries including, a commercial bank, Oriental Bank (the “Bank”), a securities bro ker-dealer, Oriental Financial Services Corp. (“Oriental Financial Services”), an insurance agency, Oriental Insurance LLC. (“Oriental Insurance”), a retirement plan administrator, Oriental Pension Consultants, Inc. (“OPC”), and two operating subsidiaries of the Bank, OFG USA LLC ("OFG USA") and Oriental International Bank Inc. (“OIB”). Through these subsidiaries and their respective divisions, Oriental provides a wide range of banking and financial services such as commercial, consumer and mortgage lending , auto loans, financial planning, insurance sales, money management and investment banking and brokerage services, as well as corporate and individual trust services. On April 30, 2010, the Bank acquired certain assets and assumed certain deposits and ot her liabilities of Eurobank, a Puerto Rico commercial bank, in an FDIC-assisted acquisition. On February 6, 2017, the Bank and the FDIC agreed to terminate the shared-loss agreements related to the Eurobank Acquisition. On December 18, 2012, Oriental acqui red a group of Puerto Rico-based entities that included Banco Bilbao Vizcaya Argentaria Puerto Rico (“BBVAPR”), a Puerto Rico commercial bank, as well as a securities broker-dealer and an insurance agency, which is referred to herein as the “BBVAPR Acquisi tion.” These acquired businesses have been integrated with Oriental’s existing business.
New Accounting Updates	New Accounting Updates Adopted in 2019 Leases. In February 2016, the FASB issued ASU No. 2016-02 (Topic 842), the FASB issued ASU No. 2016-02, under the new guidance, lessees are required to recognize the following for all leases (with the exception of short-term leases): 1) a lease liability, which i s the present value of a lessee’s obligation to make lease payments, and 2) a right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Lessor accounting under the new guid ance remains largely unchanged as it is substantially equivalent to existing guidance for sales-type leases, direct financing leases, and operating leases. Leveraged leases have been eliminated, although lessors can continue to account for existing leverag ed leases using the current accounting guidance. Other limited changes were made to align lessor accounting with the lessee accounting model and the new revenue recognition standard. All entities will classify leases to determine how to recognize lease-rel ated revenue and expense. Quantitative and qualitative disclosures are required by lessees and lessors to meet the objective of enabling users of financial statements to assess the amount, timing, and uncertainty of cash flows arising from leases. The inte ntion is to require enough information to supplement the amounts recorded in the financial statements so that users can understand more about the nature of an entity’s leasing activities. All entities are required to use a modified retrospective approach f or leases that exist or are entered into after the beginning of the earliest comparative period in the financial statements. As Oriental elected the transition option provided in ASU No. 2018-11 (see below), the modified retrospective approach was applied on January 1, 2019 (as opposed to January 1, 2017). Oriental also elected certain relief options offered in ASU 2016-02 including the package of practical expedients and the option not to recognize right-of-use assets and lease liabilities that arise from short-term leases (i.e., leases with terms of twelve months or less). Oriental also elected the hindsight practical expedient, which allows entities to use hindsight when determining lease term and impairment of right-of-use assets. Oriental has several le ase agreements, mainly branch locations, which are considered operating leases, and therefore, were not previously recognized on Oriental’s consolidated statements of financial condition. The new guidance requires these lease agreements to be recognized on the consolidated statements of financial condition as a right-of-use asset and a corresponding lease liability. The new guidance did not have a material impact on the consolidated statements of operations or the consolidated statements of cash flows. See Note 19 Leases for more information. Leases - Targeted Improvements . In July 2018, the FASB issued ASU No. 2018-11 to provide entities with relief from the costs of implementing certain aspects of the new leasing standard, ASU No. 2016-02. Specifically, u nder the amendments in ASU 2018-11: (1) entities may elect not to recast the comparative periods presented when transitioning to the new leasing standard, and (2) lessors may elect not to separate lease and non-lease components when certain conditions are met. The amendments have the same effective date as ASU 2016-02 (January 1, 2019 for Oriental). Oriental adopted ASU 2018-11 on its required effective date of January 1, 2019 and elected both transition options mentioned above. ASU 2018-11 did not have a m aterial impact on Oriental’s consolidated financial statements. Narrow-Scope Improvements for Lessors. In December 2018, the FASB issued ASU No. 2018-20 which allows lessors to make an accounting policy election of presenting sales taxes and other similar taxes collected from lessees on a net basis, (2) requires a lessor to exclude lessor costs paid directly by a lessee to third parties on the lessor’s behalf and include lessor costs that are paid by the lessor and reimbursed by the lessee in the measureme nt of variable lease revenue and the associated expense, and (3) clarifies that when lessors allocate variable payments to lease and non-lease components they are required to follow the recognition guidance in the new leases standard for the lease componen t and other applicable guidance, such as the new revenue standard, for the non-lease component. Oriental adopted ASU 2018-20 on its required effective date of January 1, 2019 and elected to present sales taxes and other similar taxes collected from lessees on a net basis as described in (1) above. ASU 2018-20 did not have a material impact on Oriental’s consolidated financial statements. Leases: Codification Improvements. In March 2019, the FASB issued ASU No. 2019-01 which states that for lessors that are not manufacturers or dealers, the fair value of the underlying asset is its cost, less any volume or trade discounts, as long as there isn’t a significant amount of time between acquisition of the asset and lease commencement; (2) clarifies that lessors i n the scope of ASC 942 (such as Oriental) must classify principal payments received from sales-type and direct financing leases in investing activities in the statement of cash flows; and (3) clarifies the transition guidance related to certain interim dis closures provided in the year of adoption. To coincide with the adoption of ASU No. 2016-02, Oriental elected to early adopt ASU 2019-01 on January 1, 2019. The adoption of this ASU did not have a material impact on Oriental’s consolidated financial statem ents. Targeted Improvements to Accounting for Hedging Activities. In August 2017, the FASB issued ASU No. 2017-12 with the objectives to (1) improve the transparency and understandability of information conveyed to financial statement users about an entit y’s risk management activities by better aligning the entity’s financial reporting for hedging relationships with those risk management activities; and (2) reduce the complexity of and simplify the application of hedge accounting by preparers. This guideli ne allows the entity to elect whether to perform quantitative or qualitative assessments for their hedge accounting transactions. In addition, the guideline provides that “an entity may reclassify a debt security from held-to-maturity (HTM) to available-fo r-sale (AFS) if the debt security is eligible to be hedged under the last-of-layer method in accordance with paragraph 815-20-25-12A. Any unrealized gain or loss at the date of the transfer shall be recorded in accumulated other comprehensive income in acc ordance with paragraph 320-10-35-10(c).” Transition elections must be adopted within the timeframe outlined in paragraphs 815-20-65-3(f) to 65-3(g). This includes the transition election available for the transfer of eligible securities from the HTM to the AFS category. ASU No. 2017-12 is effective for interim and annual reporting periods beginning after December 15, 2018. Oriental elected to maintain its current quantitative assessment for the existing hedge accounting transaction. In addition, Oriental el ected to reclassify all of the securities in its held-to-maturity portfolio amounting to $424.7 million to its available-for-sale portfolio, as they were debt securities that qualified as eligible to be hedged under the last-of-layer method. The new guidan ce did not have a material impact on the consolidated statements of operations or the consolidated statement of cash flows. New Accounting Updates Not Yet Adopted Intangibles—Goodwill and Other—Internal-Use Software (Subtopic 350-40): Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract (a consensus of the FASB Emerging Issues Task Force). In August 2018 , the FASB issued Accounting Standards Update (“ASU”) 2018-15, which aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incu rred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). Accordingly, ASU 2018-15 requires an entity (customer) in a hosting arrangement that is a service contract to follow the guidance in S ubtopic 350-40 to determine which implementation costs to capitalize as an asset related to the service contract and which costs to expense. The ASU also requires the entity (customer) to expense the capitalized implementation costs of a hosting arrangemen t that is a service contract over the term of the hosting arrangement, which includes reasonably certain renewals. This ASU is the final version of Proposed Accounting Standards Update 2018–230—Intangibles—Goodwill and Other—Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract, which has been deleted. This ASU will be applied prospectively for annual and interim periods in fiscal years beginning after Dec ember 15, 2019. Early adoption is permitted. The effects of this standard on our consolidated statement of financial position, results of operations or cash flows are not expected to be material . Fair Value Measurement (Topic 820): Disclosure Framework—Ch anges to the Disclosure Requirements for Fair Value Measurement. In August 2018, the FASB issued ASU 2018-13, which modifies disclosure requirements related to fair value measurement. The amendments in this ASU are effective for fiscal years, and interim p eriods within those fiscal years, beginning after December 15, 2019. Implementation on a prospective or retrospective basis varies by specific disclosure requirement. Early adoption is permitted. The standard also allows for early adoption of any removed or modified disclosures upon issuance of this ASU while delaying adoption of the additional disclosures until their effective date . Simplifying the Test for Goodwill Impairment. In January 2017, the FASB issued ASU No. 2017-04, which simplifies the measu rement of goodwill impairment. An entity will no longer perform a hypothetical purchase price allocation to measure goodwill impairment. Instead, impairment will be measured using the difference between the carrying amount and the fair value of the reporti ng unit. This ASU will be applied prospectively for annual and interim periods in fiscal years beginning after December 15, 2019. The effects of this standard on our consolidated statement of financial position, results of operations or cash flows are not expected to be material . Measurement of Credit Losses o n Financial Instruments . In June 2016, the FASB issued ASU No. 2016-13 for the recognition of credit losses on financial instruments . The guidance introduces a new credit reserving methodology known as the Current Expected Credit Loss ( “ CECL ” ) methodology, which differs significantly from the incurred loss approach used today and will alter the estimation process, inputs and assumptions used in estimating the allowance for credit losses (“ ACL” ) . The CECL methodology requires measurement of expected credit losses for the estimated life of the financial instrument, not only based on historical experience and current conditions, but also by including reasonable and supportable forecasts incorporating forward-looking information. At the date of adoption, the change in reserves will be recorded in retained earnings as a cumulative-effect adjustment under the modified retrospective method . CECL elim inates the existing guidance for purchase credit-impaired loans, but requires an allowance for purchased financial assets with more than insignificant deterioration since origination. In addition, it modifies the other-than-temporary impairment model for available-for-sale deb t securities to require an allowance for credit impairment instead of a direct write-down, which allows for reversal of credit impairments in future periods based on improvements in credit. ASU No. 2016- 13 is effective for fiscal years, and interim periods , beginning after December 15, 2019. Oriental will implement A SU No. 2016-13 on January 1, 2020. We continue to evaluate the impact the new guidance will have on our financial position, results of operations and regulatory risk-based capital. Our current planned approach for estimating lifetime credit losses for our loan portfolio includes the following key components:  An initial forecast period of one year for all portfolio segments based on historical loss experience, or economic forecast in case of limited historical loss experience ;  An economic forecast period of two year s based on the rela tion of losses with key economic variables for each portfolio segment ;  Segmentation of loans into pools that share common risk characteristics;  Reversion to the mean period using straight-line method;  Used the discounted cash flow (DCF) method to measure credit impairment on most of our loan portfolio s and estimate lifetime credit losses using the conceptual components described above ; and  A most likely macroeconomic scenario in estimating expected credit losses . As part of our evaluation of the estimated impacts of CECL, we have run simulations based on our portfol io composition and current expectations of future economic conditions. The results of those preliminary simulations indicate that our total reserves for credit losses related to our originated book, which accounts for 84 % of total gross loans, could have a net increase between 16 % and 23 % as compared to the incurred loss model applied as of balance sheet date , mostly driven by the retail loan portfolio s . At adoption, we expect to have a cumulative-effect adjustment to retained earnings for thi s change in the ACL, which w ould impact our capital. Oriental expects to continue to be well capitalized under the Basel III regulatory framework after the adoption of this standard. The Company will avail itself of the option to phase - in over a period of three years the day one effects on regulatory capital from the adoption of CECL. For the acquired book, which represents 16 % of total gross loans, we expect its allowance will be enough to cover CECL implementation. Any adjustment will be made through the allowance and loan balances with no impact in capital. The ultimate effect of CECL on our ACL will depend on the size and composition of our portfolio, the portfolio’s credit quality and economic conditions at the time of adoption, as well as any refinemen ts to our models, methodology and other key assumptions. We are continuing our cross-functional implementation efforts and have substantially completed development of our CECL models. Model validation, user acceptance testing, and parallel runs will contin ue through the remainder of 2019. In addition, we continue to develop the business processes, policies and controls that satisfy the requirements of the new guidance. F or a vailable-for-sale debt securities, the new guidance prospectively replaces the other-than-temporary impairment model and requires the recognition of an allowance for reductions in a security’s fair value attributable to declines in credit quality, instead of a direct write-down of the security, when a valuation decline is determined to be other-than-temporary. Our available-for-sale debt securities only consist of U.S. Treasury or U.S. government-sponsored agencies securities; therefore, w e do not currently expect the impact of the new guidance on available-for-sale securities to be material at adoption .

Restricted Cash (Tables)

Restricted Cash (Tables)	9 Months Ended
	Sep. 30, 2019
Restricted Cash [Abstract]
Restricted Cash Components	September 30, December 31, 2019 2018 (In thousands) Cash pledged as collateral to other financial institutions to secure: Derivatives $ - $ 1,980 Obligations under agreement of loans sold with recourse 1,050 1,050 $ 1,050 $ 3,030

Investments Securities (Tables)

Investments Securities (Tables)	9 Months Ended
	Sep. 30, 2019
Investments Securities [Abstract]
Investment Securities	September 30, 2019 Gross Gross Weighted Amortized Unrealized Unrealized Fair Average Cost Gains Losses Value Yield (In thousands) Available-for-sale Mortgage-backed securities FNMA and FHLMC certificates $ 426,192 $ 563 $ 2,586 $ 424,169 2.01% GNMA certificates 25,329 502 - 25,831 2.87% CMOs issued by US government-sponsored agencies 55,457 17 371 55,103 1.90% Total mortgage-backed securities 506,978 1,082 2,957 505,103 2.04% Investment securities US Treasury securities 10,947 - 10 10,937 1.33% Obligations of US government-sponsored agencies 2,040 - 10 2,030 1.38% Other debt securities 995 30 - 1,025 2.99% Total investment securities 13,982 30 20 13,992 1.45% Total securities available for sale $ 520,960 $ 1,112 $ 2,977 $ 519,095 2.02% December 31, 2018 Gross Gross Weighted Amortized Unrealized Unrealized Fair Average Cost Gains Losses Value Yield (In thousands) Available-for-sale Mortgage-backed securities FNMA and FHLMC certificates $ 561,878 $ 404 $ 8,951 $ 553,331 2.59% GNMA certificates 211,947 1,050 2,827 210,170 3.10% CMOs issued by US government-sponsored agencies 66,230 - 2,166 64,064 1.90% Total mortgage-backed securities 840,055 1,454 13,944 827,565 2.66% Investment securities US Treasury securities 10,924 - 119 10,805 1.36% Obligations of US government-sponsored agencies 2,325 - 60 2,265 1.38% Other debt securities 1,207 15 - 1,222 2.99% Total investment securities 14,456 15 179 14,292 1.50% Total securities available-for-sale $ 854,511 $ 1,469 $ 14,123 $ 841,857 2.64% Held-to-maturity Mortgage-backed securities FNMA and FHLMC certificates $ 424,740 $ - $ 14,387 $ 410,353 2.07% September 30, 2019 Available-for-sale Amortized Cost Fair Value (In thousands) Mortgage-backed securities Due from 1 to 5 years FNMA and FHLMC certificates $ 2,041 $ 2,070 Total due from 1 to 5 years 2,041 2,070 Due after 5 to 10 years CMOs issued by US government-sponsored agencies $ 48,756 $ 48,401 FNMA and FHLMC certificates 108,573 108,256 Total due after 5 to 10 years 157,329 156,657 Due after 10 years FNMA and FHLMC certificates $ 315,578 $ 313,843 GNMA certificates 25,329 25,831 CMOs issued by US government-sponsored agencies 6,701 6,702 Total due after 10 years 347,608 346,376 Total mortgage-backed securities 506,978 505,103 Investment securities Due less than one year US Treasury securities $ 10,947 $ 10,937 Total due in less than one year 10,947 10,937 Due from 1 to 5 years Obligations of US government-sponsored agencies $ 2,040 $ 2,030 Other debt securities 100 100 Total due from 1 to 5 years 2,140 2,130 Due from 5 to 10 years Other debt securities 895 925 Total due after 5 to 10 years 895 925 Total investment securities 13,982 13,992 Total $ 520,960 $ 519,095
Gross Realized Gains and Losses by Category	Nine-Month Period Ended September 30, 2019 Book Value Description Sale Price at Sale Gross Gains Gross Losses (In thousands) Sale of securities available-for-sale Mortgage-backed securities FNMA and FHLMC certificates $ 451,081 $ 447,305 $ 3,776 $ - GNMA certificates $ 229,385 $ 224,887 $ 4,498 $ - Total $ 680,466 $ 672,192 $ 8,274 $ - Nine-Month Period Ended September 30, 2018 Book Value Description Sale Price at Sale Gross Gains Gross Losses (In thousands) Sale of securities available-for-sale Mortgage-backed securities GNMA certificates $ 14,746 $ 14,746 $ - $ - Total $ 14,746 $ 14,746 $ - $ -
Unrealized Gains and Losses by Category	September 30, 2019 12 months or more Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US Government-sponsored agencies $ 38,170 $ 336 $ 37,834 FNMA and FHLMC certificates 343,004 2,582 340,422 Obligations of US Government and sponsored agencies 2,040 10 2,030 GNMA certificates 19 - 19 US Treasury Securities 9,997 10 9,987 $ 393,230 $ 2,938 $ 390,292 Less than 12 months Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US Government-sponsored agencies 12,081 35 12,046 FNMA and FHLMC certificates 3,578 4 3,574 US Treasury Securities 322 - 322 $ 15,981 $ 39 $ 15,942 Total Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US government-sponsored agencies $ 50,251 $ 371 $ 49,880 FNMA and FHLMC certificates 346,582 2,586 343,996 Obligations of US government and sponsored agencies 2,040 10 2,030 GNMA certificates 19 - 19 US Treasury Securities 10,319 10 10,309 $ 409,211 $ 2,977 $ 406,234 December 31, 2018 12 months or more Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US Government-sponsored agencies $ 66,230 $ 2,166 $ 64,064 FNMA and FHLMC certificates 357,955 8,603 349,352 Obligations of US Government and sponsored agencies 2,325 60 2,265 GNMA certificates 131,044 2,739 128,305 US Treasury Securities 9,977 119 9,858 $ 567,531 $ 13,687 $ 553,844 Securities held-to-maturity FNMA and FHLMC certificates $ 424,740 $ 14,387 $ 410,353 Less than 12 months Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale FNMA and FHLMC certificates 109,772 348 109,424 GNMA certificates 17,126 88 17,038 US Treasury Securities 323 - 323 $ 127,221 $ 436 $ 126,785 Total Amortized Unrealized Fair Cost Loss Value (In thousands) Securities available-for-sale CMOs issued by US Government-sponsored agencies 66,230 2,166 64,064 FNMA and FHLMC certificates 467,727 8,951 458,776 Obligations of US government and sponsored agencies 2,325 60 2,265 GNMA certificates 148,170 2,827 145,343 US Treasury Securities 10,300 119 10,181 $ 694,752 $ 14,123 $ 680,629 Securities held-to-maturity FNMA and FHLMC certificates $ 424,740 $ 14,387 $ 410,353

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2019
Loans And Leases Receivable Net Reported Amount Covered And Not Covered [Abstract]
Schedule Of Accounts Notes Loans And Financing Receivable Text Block	September 30, December 31, 2019 2018 (In thousands) Originated and other loans and leases held for investment: Mortgage $ 589,383 $ 668,809 Commercial 1,573,629 1,597,588 Consumer 362,358 348,980 Auto and leasing 1,266,066 1,129,695 3,791,436 3,745,072 Allowance for loan and lease losses on originated and other loans and leases (79,089) (95,188) 3,712,347 3,649,884 Deferred loan costs, net 9,608 7,740 Total originated and other loans held for investment, net 3,721,955 3,657,624 Acquired loans: Acquired BBVAPR loans: Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium) Commercial 2,217 2,546 Consumer 21,461 23,988 Auto 237 4,435 23,915 30,969 Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20 (1,490) (2,062) 22,425 28,907 Accounted for under ASC 310-30 (Loans acquired with deteriorated credit quality, including those by analogy) Mortgage 439,675 492,890 Commercial 155,653 182,319 Auto 3,883 14,403 599,211 689,612 Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30 (51,394) (42,010) 547,817 647,602 Total acquired BBVAPR loans, net 570,242 676,509 Acquired Eurobank loans: Loans secured by 1-4 family residential properties 54,603 63,392 Commercial 46,412 47,826 Consumer 802 846 Total acquired Eurobank loans 101,817 112,064 Allowance for loan and lease losses on Eurobank loans (22,370) (24,971) Total acquired Eurobank loans, net 79,447 87,093 Total acquired loans, net 649,689 763,602 Total held for investment, net 4,371,644 4,421,226 Mortgage loans held-for-sale 23,504 10,368 Other loans held for sale 12,042 - Total loans, net $ 4,407,190 $ 4,431,594
Past Due Financing Receivables [Table Text Block]	September 30, 2019 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Mortgage Traditional (by origination year): Up to the year 2002 $ 72 $ 663 $ 1,107 $ 1,842 $ 33,451 $ 35,293 $ 192 Years 2003 and 2004 142 2,472 1,529 4,143 61,395 65,538 - Year 2005 80 982 1,151 2,213 31,291 33,504 - Year 2006 227 970 1,227 2,424 46,102 48,526 - Years 2007, 2008 and 2009 - 557 1,137 1,694 48,994 50,688 139 Years 2010, 2011, 2012, 2013 300 1,211 2,630 4,141 94,626 98,767 89 Years 2014, 2015, 2016, 2017 and 2018 - 493 208 701 139,022 139,723 - 821 7,348 8,989 17,158 454,881 472,039 420 Non-traditional - - 1,072 1,072 8,868 9,940 - Loss mitigation program 8,989 4,473 8,503 21,965 73,808 95,773 2,477 9,810 11,821 18,564 40,195 537,557 577,752 2,897 Home equity secured personal loans - - - - 228 228 - GNMA's buy-back option program - - 11,403 11,403 - 11,403 - 9,810 11,821 29,967 51,598 537,785 589,383 2,897 Commercial Commercial secured by real estate: Corporate - - 7,264 7,264 235,585 242,849 - Institutional - - - - 76,055 76,055 - Middle market - - 5,084 5,084 199,798 204,882 - Retail 2,954 466 2,503 5,923 218,702 224,625 - Floor plan - - - - 3,136 3,136 - Real estate - - - - 17,966 17,966 - US Loan Program - - - - 16,782 16,782 - 2,954 466 14,851 18,271 768,024 786,295 - Other commercial and industrial: Corporate - - - - 160,222 160,222 - Institutional - - - - 153,981 153,981 - Middle market 63 - 4,842 4,905 72,676 77,581 - Retail 696 224 297 1,217 108,987 110,204 - Floor plan - - 3 3 38,567 38,570 - US Loan Program - - - - 246,776 246,776 - 759 224 5,142 6,125 781,209 787,334 - 3,713 690 19,993 24,396 1,549,233 1,573,629 - September 30, 2019 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Consumer Credit cards $ 713 $ 356 $ 592 $ 1,661 $ 26,104 $ 27,765 $ - Overdrafts 38 - - 38 406 444 - Personal lines of credit 8 26 76 110 1,801 1,911 - Personal loans 5,058 2,185 1,386 8,629 307,240 315,869 - Cash collateral personal loans 147 19 306 472 15,897 16,369 - 5,964 2,586 2,360 10,910 351,448 362,358 - Auto and leasing 72,967 30,379 14,220 117,566 1,148,500 1,266,066 - Total $ 92,454 $ 45,476 $ 66,540 $ 204,470 $ 3,586,966 $ 3,791,436 $ 2,897 December 31, 2018 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Mortgage Traditional (by origination year): Up to the year 2002 $ 77 $ 1,516 $ 2,707 $ 4,300 $ 36,344 $ 40,644 $ 168 Years 2003 and 2004 91 2,412 5,632 8,135 67,707 75,842 - Year 2005 - 552 3,531 4,083 35,004 39,087 - Year 2006 255 1,693 5,074 7,022 49,213 56,235 - Years 2007, 2008 and 2009 255 1,059 6,677 7,991 52,781 60,772 56 Years 2010, 2011, 2012, 2013 253 328 8,697 9,278 104,429 113,707 270 Years 2014, 2015, 2016 and 2017 - 483 1,462 1,945 139,500 141,445 - 931 8,043 33,780 42,754 484,978 527,732 494 Non-traditional - 116 3,085 3,201 11,072 14,273 - Loss mitigation program 10,793 6,258 19,389 36,440 70,393 106,833 2,223 11,724 14,417 56,254 82,395 566,443 648,838 2,717 Home equity secured personal loans 9 - - 9 241 250 - GNMA's buy-back option program - - 19,721 19,721 - 19,721 - 11,733 14,417 75,975 102,125 566,684 668,809 2,717 Commercial Commercial secured by real estate: Corporate - - - - 289,052 289,052 - Institutional - - 1,200 1,200 68,413 69,613 - Middle market - 1,430 5,202 6,632 200,831 207,463 - Retail 1,641 463 8,570 10,674 210,251 220,925 - Floor plan - - - - 4,184 4,184 - Real estate - - - - 19,009 19,009 - US Loan Program - - - - 3,189 3,189 - 1,641 1,893 14,972 18,506 794,929 813,435 - Other commercial and industrial: Corporate - - - - 179,885 179,885 - Institutional - - - - 156,410 156,410 - Middle market 917 - 6,020 6,937 81,030 87,967 - Retail 571 546 817 1,934 88,000 89,934 - Floor plan - - 46 46 49,633 49,679 - US Loan Program - - - - 220,278 220,278 - 1,488 546 6,883 8,917 775,236 784,153 - 3,129 2,439 21,855 27,423 1,570,165 1,597,588 - December 31, 2018 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Consumer Credit cards $ 725 $ 363 $ 411 $ 1,499 $ 26,535 $ 28,034 $ - Overdrafts 10 - - 10 204 214 - Personal lines of credit 57 11 22 90 1,827 1,917 - Personal loans 3,966 1,740 1,262 6,968 296,151 303,119 - Cash collateral personal loans 74 339 3 416 15,280 15,696 - 4,832 2,453 1,698 8,983 339,997 348,980 - Auto and leasing 58,094 27,945 13,494 99,533 1,030,162 1,129,695 - Total $ 77,788 $ 47,254 $ 113,022 $ 238,064 $ 3,507,008 $ 3,745,072 $ 2,717 September 30, 2019 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Commercial Commercial secured by real estate Retail $ - $ - $ - $ - $ - $ - $ - Floor plan - - 787 787 33 820 - - - 787 787 33 820 - Other commercial and industrial Retail 29 35 21 85 1,312 1,397 - 29 35 21 85 1,312 1,397 - 29 35 808 872 1,345 2,217 - Consumer Credit cards 501 258 195 954 18,467 19,421 - Personal loans 29 22 10 61 1,979 2,040 - 530 280 205 1,015 20,446 21,461 - Auto 55 51 44 150 87 237 - Total $ 614 $ 366 $ 1,057 $ 2,037 $ 21,878 $ 23,915 $ - December 31, 2018 Loans 90+ Days Past Due and 30-59 Days 60-89 Days 90+ Days Total Past Still Past Due Past Due Past Due Due Current Total Loans Accruing (In thousands) Commercial Commercial secured by real estate Retail $ - $ - $ 54 $ 54 $ - $ 54 $ - Floor plan - - 888 888 94 982 - - - 942 942 94 1,036 - Other commercial and industrial Retail 30 11 8 49 1,461 1,510 - 30 11 8 49 1,461 1,510 - 30 11 950 991 1,555 2,546 - Consumer Credit cards 499 147 380 1,026 20,796 21,822 - Personal loans 64 32 18 114 2,052 2,166 - 563 179 398 1,140 22,848 23,988 - Auto 405 241 200 846 3,589 4,435 - Total $ 998 $ 431 $ 1,548 $ 2,977 $ 27,992 $ 30,969 $ -
Carrying Amounts Of Acquired Loans Tabular Disclosure [Table Text Block]	September 30, December 31, 2019 2018 (In thousands) Contractual required payments receivable: $ 1,168,109 $ 1,304,545 Less: Non-accretable discount 347,726 345,423 Cash expected to be collected 820,383 959,122 Less: Accretable yield 221,172 269,510 Carrying amount, gross 599,211 689,612 Less: allowance for loan and lease losses 51,394 42,010 Carrying amount, net $ 547,817 $ 647,602
Accretable Yield for Acquired Loans [Table Text Block]	Quarter Ended September 30, 2019 Mortgage Commercial Auto Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 217,549 $ 34,638 $ 43 $ 288 $ 252,518 Accretion (5,876) (2,379) (77) (151) (8,483) Change in expected cash flows - 3,995 5 151 4,151 Transfer (to) from non-accretable discount (9,849) (17,128) 57 (94) (27,014) Balance at end of period $ 201,824 $ 19,126 $ 28 $ 194 $ 221,172 Non-Accretable Discount Activity: Balance at beginning of period $ 292,258 $ 10,904 $ 24,083 $ 18,810 $ 346,055 Change in actual and expected losses (21,356) (3,913) 44 (118) (25,343) Transfer from (to) accretable yield 9,849 17,128 (57) 94 27,014 Balance at end of period $ 280,751 $ 24,119 $ 24,070 $ 18,786 $ 347,726 Nine-Month Period Ended September 30, 2019 Mortgage Commercial Auto Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 232,199 $ 36,508 $ 243 $ 560 $ 269,510 Accretion (18,342) (7,523) (432) (639) (26,936) Change in expected cash flows - 8,635 16 639 9,290 Transfer (to) from non-accretable discount (12,033) (18,494) 201 (366) (30,692) Balance at end of period $ 201,824 $ 19,126 $ 28 $ 194 $ 221,172 Non-Accretable Discount Activity: Balance at beginning of period $ 291,887 $ 10,346 $ 24,245 $ 18,945 $ 345,423 Change in actual and expected losses (23,169) (4,721) 26 (525) (28,389) Transfer from (to) accretable yield 12,033 18,494 (201) 366 30,692 Balance at end of period $ 280,751 $ 24,119 $ 24,070 $ 18,786 $ 347,726 Quarter Ended September 30, 2018 Mortgage Commercial Auto Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 243,903 $ 42,521 $ 1,071 $ 497 $ 287,992 Accretion (6,722) (3,977) (466) (88) (11,253) Change in expected cash flows - 1,334 3 25 1,362 Transfer from (to) non-accretable discount 1,456 (1,140) 3 (26) 293 Balance at end of period $ 238,637 $ 38,738 $ 611 $ 408 $ 278,394 Non-Accretable Discount Activity: Balance at beginning of period $ 296,137 $ 11,143 $ 23,645 $ 19,332 $ 350,257 Change in actual and expected losses (1,860) (1,125) 181 13 (2,791) Transfer (to) from accretable yield (1,456) 1,140 (3) 26 (293) Balance at end of period $ 292,821 $ 11,158 $ 23,823 $ 19,371 $ 347,173 Nine-Month Period Ended September 30, 2018 Mortgage Commercial Auto Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 258,498 $ 46,764 $ 2,766 $ 885 $ 308,913 Accretion (20,710) (11,259) (1,991) (538) (34,498) Change in expected cash flows - 7,265 829 156 8,250 Transfer from (to) non-accretable discount 849 (4,032) (993) (95) (4,271) Balance at end of period $ 238,637 $ 38,738 $ 611 $ 408 $ 278,394 Non-Accretable Discount Activity: Balance at beginning of period $ 299,501 $ 10,596 $ 23,050 $ 19,284 $ 352,431 Change in actual and expected losses (5,831) (3,470) (220) (8) (9,529) Transfer (to) from accretable yield (849) 4,032 993 95 4,271 Balance at end of period $ 292,821 $ 11,158 $ 23,823 $ 19,371 $ 347,173
Eurobank loans carrying amount [Table Text Block]	September 30 December 31, 2019 2018 (In thousands) Contractual required payments receivable $ 139,119 $ 156,722 Less: Non-accretable discount 1,714 2,959 Cash expected to be collected 137,405 153,763 Less: Accretable yield 35,588 41,699 Carrying amount, gross 101,817 112,064 Less: Allowance for loan and lease losses 22,370 24,971 Carrying amount, net $ 79,447 $ 87,093
Accretable Yield for Acquired Eurobank Loans [Table Text Block]	Quarter Ended September 30, 2019 Loans Secured by 1-4 Family Residential Properties Commercial Construction & Development Secured by 1-4 Family Residential Properties Leasing Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 35,935 1,856 603 - - 38,394 Accretion (1,218) (1,075) - 3 (89) (2,379) Change in expected cash flows 1,917 550 - (93) 132 2,506 Transfer (to) from non-accretable discount (2,518) (438) (24) 90 (43) (2,933) Balance at end of period $ 34,116 $ 893 $ 579 $ - $ - $ 35,588 Non-Accretable Discount Activity: Balance at beginning of period $ 79 - 1,602 - 118 1,799 Change in actual and expected losses (2,597) (438) - 90 (73) (3,018) Transfer from (to) accretable yield 2,518 438 24 (90) 43 2,933 Balance at end of period $ - $ - $ 1,626 $ - $ 88 $ 1,714 Nine-Month Period Ended September 30, 2019 Loans Secured by 1-4 Family Residential Properties Commercial Construction & Development Secured by 1-4 Family Residential Properties Leasing Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 37,734 $ 3,310 $ 655 $ - $ - $ 41,699 Accretion (3,849) (3,439) - (12) (152) (7,452) Change in expected cash flows 1,524 1,416 - (134) 250 3,056 Transfer (to) from non-accretable discount (1,293) (394) (76) 146 (98) (1,715) Balance at end of period $ 34,116 $ 893 $ 579 $ - $ - $ 35,588 Non-Accretable Discount Activity: Balance at beginning of period $ 1,276 $ - $ 1,550 $ - $ 133 $ 2,959 Change in actual and expected losses (2,569) (394) - 146 (143) (2,960) Transfer from (to) accretable yield 1,293 394 76 (146) 98 1,715 Balance at end of period $ - $ - $ 1,626 $ - $ 88 $ 1,714 Quarter Ended September 30, 2018 Loans Secured by 1-4 Family Residential Properties Commercial Construction & Development Secured by 1-4 Family Residential Properties Leasing Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 39,269 $ 4,585 $ 1,224 - $ - $ 45,078 Accretion (1,440) (1,883) - (7) (155) (3,485) Change in expected cash flows 6 2,063 - (143) 283 2,209 Transfer from (to) non-accretable discount 188 (412) (525) 150 (128) (727) Balance at end of period $ 38,023 $ 4,353 $ 699 $ - $ - $ 43,075 Non-Accretable Discount Activity: Balance at beginning of period $ 2,638 $ - $ 981 $ - $ 200 $ 3,819 Change in actual and expected losses 63 (412) - 150 (160) (359) Transfer (to) from accretable yield (188) 412 525 (150) 128 727 Balance at end of period $ 2,513 $ - $ 1,506 $ - $ 168 $ 4,187 Nine-Month Period Ended September 30, 2018 Loans Secured by 1-4 Family Residential Properties Commercial Construction & Development Secured by 1-4 Family Residential Properties Leasing Consumer Total (In thousands) Accretable Yield Activity: Balance at beginning of period $ 41,474 $ 6,751 $ 1,447 $ - $ - $ 49,672 Accretion (4,583) (5,195) - (45) (369) (10,192) Change in expected cash flows (974) 4,793 - (317) 697 4,199 Transfer from (to) non-accretable discount 2,106 (1,996) (748) 362 (328) (604) Balance at end of period $ 38,023 $ 4,353 $ 699 $ - $ - $ 43,075 Non-Accretable Discount Activity: Balance at beginning of period $ 4,576 $ 276 $ 758 $ - $ 235 $ 5,845 Change in actual and expected losses 43 (2,272) - 362 (395) (2,262) Transfer (to) from accretable yield (2,106) 1,996 748 (362) 328 604 Balance at end of period $ 2,513 $ - $ 1,506 $ - $ 168 $ 4,187
Financing Receivable Recorded Investment Nonaccrual Status By Class Of Loans [Table Text Block]	September 30, December 31 2019 2018 (In thousands) Originated and other loans and leases held for investment Mortgage Traditional (by origination year): Up to the year 2002 $ 916 $ 2,538 Years 2003 and 2004 1,529 5,818 Year 2005 1,151 3,600 Year 2006 1,227 5,140 Years 2007, 2008 and 2009 1,075 6,697 Years 2010, 2011, 2012, 2013 2,540 8,427 Years 2014, 2015, 2016, 2017 and 2018 208 1,462 8,646 33,682 Non-traditional 1,072 3,085 Loss mitigation program 7,995 22,107 17,713 58,874 Commercial Commercial secured by real estate Corporate 7,264 - Institutional 9,295 9,911 Middle market 5,860 7,266 Retail 7,824 16,123 30,243 33,300 Other commercial and industrial Middle market 4,841 6,481 Retail 514 2,629 Floor plan 3 46 5,358 9,156 35,601 42,456 Consumer Credit cards 592 411 Overdrafts - - Personal lines of credit 82 31 Personal loans 3,027 2,909 Cash collateral personal loans 307 3 4,008 3,354 Auto and leasing 15,019 13,494 Total non-accrual originated loans $ 72,341 $ 118,178 September 30, December 31, 2019 2018 (In thousands) Acquired BBVAPR loans accounted for under ASC 310-20 Commercial Commercial secured by real estate Retail $ - $ 54 Floor plan 787 888 787 942 Other commercial and industrial Retail 21 8 808 950 Consumer Credit cards 195 380 Personal loans 10 18 205 398 Auto 44 200 Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20 1,057 1,548 Total non-accrual loans $ 73,398 $ 119,726
Impaired Financing Receivables [Table Text Block]	September 30, 2019 Unpaid Recorded Related Principal Investment Allowance Coverage (In thousands) Impaired loans with specific allowance: Commercial $ 34,590 $ 30,813 $ 4,849 16% Residential impaired and troubled-debt restructuring 78,836 71,658 6,816 10% Impaired loans with no specific allowance: Commercial 36,139 28,016 N/A 0% Total investment in impaired loans $ 149,565 $ 130,487 $ 11,665 9% December 31, 2018 Unpaid Recorded Related Principal Investment Allowance Coverage (In thousands) Impaired loans with specific allowance: Commercial $ 54,636 $ 49,092 $ 8,434 17% Residential impaired and troubled-debt restructuring 95,659 84,174 10,186 12% Impaired loans with no specific allowance Commercial 38,241 32,137 N/A 0% Total investment in impaired loans $ 188,536 $ 165,403 $ 18,620 11% September 30, 2019 Unpaid Recorded Related Principal Investment Allowance Coverage (In thousands) Impaired loans with specific allowance Commercial $ 926 $ 678 $ 19 3% Impaired loans with no specific allowance Commercial $ - $ - N/A 0% Total investment in impaired loans $ 926 $ 678 $ 19 3% December 31, 2018 Unpaid Recorded Specific Principal Investment Allowance Coverage (In thousands) Impaired loans with specific allowance Commercial $ 926 $ 747 $ 14 2% Impaired loans with no specific allowance Commercial $ - $ - N/A 0% Total investment in impaired loans $ 926 $ 747 $ 14 2% September 30, 2019 Coverage Unpaid Recorded to Recorded Principal Investment Allowance Investment (In thousands) Impaired loan pools with specific allowance: Mortgage $ 433,079 $ 439,676 $ 20,458 5% Commercial 105,331 103,667 28,647 28% Auto 5,347 3,882 2,289 59% Total investment in impaired loan pools $ 543,757 $ 547,225 $ 51,394 9% December 31 , 2018 Coverage Unpaid Recorded to Recorded Principal Investment Allowance Investment (In thousands) Impaired loan pools with specific allowance: Mortgage $ 498,537 $ 492,890 $ 15,225 3% Commercial 188,413 180,790 20,641 11% Auto 14,551 14,403 6,144 43% Total investment in impaired loan pools $ 701,501 $ 688,083 $ 42,010 6% September 30, 2019 Coverage Unpaid Recorded to Recorded Principal Investment Allowance Investment (In thousands) Impaired loan pools with specific allowance: Loans secured by 1-4 family residential properties $ 57,217 $ 52,677 $ 13,809 26% Commercial 36,094 38,383 8,561 22% Total investment in impaired loan pools $ 93,311 $ 91,060 $ 22,370 25% December 31, 2018 Coverage Unpaid Recorded Specific to Recorded Principal Investment Allowance Investment (In thousands) Impaired loan pools with specific allowance Loans secured by 1-4 family residential properties $ 70,153 $ 63,406 $ 15,382 24% Commercial 47,342 47,820 9,585 20% Consumer 15 4 4 100% Total investment in impaired loan pools $ 117,510 $ 111,230 $ 24,971 22%
Impaired Financing Receivables Loans, excluding ASC 310-30 [Table Text Block]	Quarter Ended September 30, 2019 2018 Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment (In thousands) Originated and other loans held for investment: Impaired loans with specific allowance Commercial $ 131 $ 37,855 $ 150 $ 35,765 Residential troubled-debt restructuring 713 78,370 695 84,787 Impaired loans with no specific allowance Commercial 305 30,673 271 31,315 1,149 146,898 1,116 151,867 Acquired loans accounted for under ASC 310-20: Impaired loans with specific allowance Commercial - 678 - 747 Total interest income from impaired loans $ 1,149 $ 147,576 $ 1,116 $ 152,614 Nine-Month Period Ended September 30, 2019 2018 Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment (In thousands) Originated and other loans held for investment: Impaired loans with specific allowance Commercial $ 394 $ 47,379 $ 432 $ 44,691 Residential troubled-debt restructuring 2,080 81,741 2,028 84,671 Impaired loans with no specific allowance Commercial 896 31,640 812 23,736 Total interest income from impaired loans $ 3,370 $ 160,760 $ 3,272 $ 153,098 Acquired loans accounted for under ASC 310-20: Impaired loans with specific allowance Commercial $ - $ 708 $ - $ 747 Impaired loans with no specific allowance Total interest income from impaired loans $ 3,370 $ 161,468 $ 3,272 $ 153,845
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Quarter Ended September 30, 2019 Number of contracts Pre-Modification Outstanding Recorded Investment Pre-Modification Weighted Average Rate Pre-Modification Weighted Average Term (in Months) Post-Modification Outstanding Recorded Investment Post-Modification Weighted Average Rate Post-Modification Weighted Average Term (in Months) (Dollars in thousands) Mortgage 21 $ 2,446 5.97% 358 $ 2,307 5.25% 345 Commercial 1 81 8.50% 60 81 8.50% 95 Consumer 124 1,818 16.50% 65 1,776 11.68% 75 Auto 8 112 6.96% 71 112 8.60% 43 Nine-Month Period Ended September 30, 2019 Number of contracts Pre-Modification Outstanding Recorded Investment Pre-Modification Weighted Average Rate Pre-Modification Weighted Average Term (in Months) Post-Modification Outstanding Recorded Investment Post-Modification Weighted Average Rate Post-Modification Weighted Average Term (in Months) (Dollars in thousands) Mortgage 109 $ 13,940 5.91% 383 $ 12,893 5.14% 346 Commercial 3 1,245 7.12% 55 1,245 5.96% 86 Consumer 265 3,833 15.92% 66 3,825 11.69% 75 Auto 21 305 7.35% 70 313 8.97% 45 Quarter Ended September 30, 2018 Number of contracts Pre-Modification Outstanding Recorded Investment Pre-Modification Weighted Average Rate Pre-Modification Weighted Average Term (in Months) Post-Modification Outstanding Recorded Investment Post-Modification Weighted Average Rate Post-Modification Weighted Average Term (in Months) (Dollars in thousands) Mortgage 21 $ 2,621 5.42% 373 $ 2,579 4.19% 344 Commercial 5 3,007 5.79% 71 3,002 5.10% 83 Consumer 52 758 15.06% 66 765 12.04% 73 Auto 2 40 10.28% 37 40 10.28% 37 Nine-Month Period Ended September 30, 2018 Number of contracts Pre-Modification Outstanding Recorded Investment Pre-Modification Weighted Average Rate Pre-Modification Weighted Average Term (in Months) Post-Modification Outstanding Recorded Investment Post-Modification Weighted Average Rate Post-Modification Weighted Average Term (in Months) (Dollars in thousands) Mortgage 104 $ 14,087 5.61% 382 $ 13,597 4.82% 344 Commercial 13 10,341 5.50% 53 10,332 5.74% 60 Consumer 101 1,469 15.58% 59 1,477 11.51% 72 Auto 2 40 10.28% 37 40 10.28% 37 Twelve month Period Ended September 30, 2019 2018 Number of Contracts Recorded Investment Number of Contracts Recorded Investment (Dollars in thousands) Mortgage 32 $ 4,065 19 $ 2,756 Commercial 2 $ 350 2 $ 281 Consumer 61 $ 710 11 $ 107 Auto 3 $ 51 - $ -
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2019 Risk Ratings Balance Special Outstanding Pass Mention Substandard Doubtful Loss (In thousands) Commercial - originated and other loans held for investment Commercial secured by real estate: Corporate $ 242,849 $ 218,501 $ 17,084 $ 7,264 $ - $ - Institutional 76,055 66,405 355 9,295 - - Middle market 204,882 157,063 27,901 19,918 - - Retail 224,625 209,961 3,777 10,887 - - Floor plan 3,136 3,136 - - - - Real estate 17,966 17,966 - - - - US Loan Program 16,782 16,782 - - - - 786,295 689,814 49,117 47,364 - - Other commercial and industrial: Corporate 160,222 157,655 2,567 - - - Institutional 153,981 153,981 - - - - Middle market 77,581 69,263 2,706 5,612 - - Retail 110,204 109,689 96 419 - - Floor plan 38,570 36,440 2,127 3 - - US Loan Program 246,776 246,776 - - - - 787,334 773,804 7,496 6,034 - - Total 1,573,629 1,463,618 56,613 53,398 - - Commercial - acquired loans (under ASC 310-20) Commercial secured by real estate: Retail - - - - - - Floor plan 820 33 - 787 - - 820 33 - 787 - - Other commercial and industrial: Retail 1,397 1,397 - - - - Floor plan - - - - - - 1,397 1,397 - - - - Total 2,217 1,430 - 787 - - September 30, 2019 Risk Ratings Balance Special Outstanding Pass Mention Substandard Doubtful Loss (In thousands) Retail - originated and other loans held for investment Mortgage: Traditional 472,039 463,050 - 8,989 - - Non-traditional 9,940 8,868 - 1,072 - - Loss mitigation program 95,773 87,270 - 8,503 - - Home equity secured personal loans 228 228 - - - - GNMA's buy-back option program 11,403 - - 11,403 - - 589,383 559,416 - 29,967 - - Consumer: Credit cards 27,765 27,173 - 592 - - Overdrafts 444 406 - 38 - - Unsecured personal lines of credit 1,911 1,834 - 77 - - Unsecured personal loans 315,869 314,484 - 1,385 - - Cash collateral personal loans 16,369 16,063 - 306 - - 362,358 359,960 - 2,398 - - Auto and Leasing 1,266,066 1,251,845 - 14,221 - - Total 2,217,807 2,171,221 - 46,586 - - Retail - acquired loans (accounted for under ASC 310-20) Consumer: Credit cards 19,421 19,226 - 195 - - Personal loans 2,040 2,030 - 10 - - 21,461 21,256 - 205 - - Auto 237 194 - 43 - - 21,698 21,450 - 248 - - $ 3,815,351 $ 3,657,719 $ 56,613 $ 101,019 $ - $ - December 31, 2018 Risk Ratings Balance Special Outstanding Pass Mention Substandard Doubtful Loss (In thousands) Commercial - originated and other loans held for investment Commercial secured by real estate: Corporate $ 289,052 $ 246,711 $ 26,544 $ 15,797 $ - $ - Institutional 69,613 59,509 - 10,104 - - Middle market 207,463 151,638 32,638 23,187 - - Retail 220,925 195,213 3,996 21,716 - - Floor plan 4,184 2,890 - 1,294 - - Real estate 19,009 19,009 - - - - US Loan Program 3,189 3,189 - - - - 813,435 678,159 63,178 72,098 - - Other commercial and industrial: Corporate 179,885 154,629 25,256 - - - Institutional 156,410 156,410 - - - - Middle market 87,967 63,876 13,737 10,354 - - Retail 89,934 86,882 318 2,734 - - Floor plan 49,679 47,092 2,541 46 - - US Loan Program 220,278 220,278 - - - - 784,153 729,167 41,852 13,134 - - Total 1,597,588 1,407,326 105,030 85,232 - - Commercial - acquired loans (under ASC 310-20) Commercial secured by real estate: Retail 54 - - 54 - - Floor plan 982 94 - 888 - - 1,036 94 - 942 - - Other commercial and industrial: Retail 1,510 1,510 - - - - Floor plan - - - - - - 1,510 1,510 - - - - Total 2,546 1,604 - 942 - - December 31, 2018 Risk Ratings Balance Special Outstanding Pass Mention Substandard Doubtful Loss (In thousands) Retail - originated and other loans held for investment Mortgage: Traditional 527,732 493,952 - 33,780 - - Non-traditional 14,273 11,188 - 3,085 - - Loss mitigation program 106,833 87,444 - 19,389 - - Home equity secured personal loans 250 250 - - - - GNMA's buy-back option program 19,721 - - 19,721 - - 668,809 592,834 - 75,975 - - Consumer: Credit cards 28,034 27,623 - 411 - - Overdrafts 214 204 - 10 - - Unsecured personal lines of credit 1,917 1,895 - 22 - - Unsecured personal loans 303,119 301,857 - 1,262 - - Cash collateral personal loans 15,696 15,693 - 3 - - 348,980 347,272 - 1,708 - - Auto and Leasing 1,129,695 1,116,201 - 13,494 - - Total 2,147,484 2,056,307 - 91,177 - - Retail - acquired loans (under ASC 310-20) Consumer: Credit cards 21,822 21,442 - 380 - - Personal loans 2,166 2,148 - 18 - - 23,988 23,590 - 398 - - Auto 4,435 4,235 - 200 - - Total 28,423 27,825 - 598 - - $ 3,776,041 $ 3,493,062 $ 105,030 $ 177,949 $ - $ -

Allowance for Loan and Lease _2

Allowance for Loan and Lease Losses (Tables)	9 Months Ended
	Sep. 30, 2019
Allowance for Loan and Lease Losses [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	September 30, December 31, 2019 2018 (In thousands) Allowance for loans and lease losses: Originated and other loans and leases held for investment: Mortgage $ 8,391 $ 19,783 Commercial 22,323 30,326 Consumer 15,328 15,571 Auto and leasing 33,047 29,508 Total allowance for originated and other loans and lease losses 79,089 95,188 Acquired BBVAPR loans: Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium) Commercial 20 22 Consumer 1,448 1,905 Auto 22 135 1,490 2,062 Accounted for under ASC 310-30 (Loans acquired with deteriorated credit quality, including those by analogy) Mortgage 20,458 15,225 Commercial 28,647 20,641 Auto 2,289 6,144 51,394 42,010 Total allowance for acquired BBVAPR loans and lease losses 52,884 44,072 Acquired Eurobank loans: Loans secured by 1-4 family residential properties 13,809 15,382 Commercial 8,561 9,585 Consumer - 4 Total allowance for acquired Eurobank loan and lease losses 22,370 24,971 Total allowance for loan and lease losses $ 154,343 $ 164,231 Quarter Ended September 30, 2019 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses for originated and other loans: Balance at beginning of period $ 15,361 $ 29,234 $ 15,831 $ 29,526 $ 89,952 Charge-offs (16,299) (8,402) (5,046) (12,331) (42,078) Recoveries 493 174 1,260 5,724 7,651 Provision for loan and lease losses 8,836 1,317 3,283 10,128 23,564 Balance at end of period $ 8,391 $ 22,323 $ 15,328 $ 33,047 $ 79,089 Nine-Month Period Ended September 30, 2019 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses for originated and other loans: Balance at beginning of period $ 19,783 $ 30,326 $ 15,571 $ 29,508 $ 95,188 Charge-offs (17,490) (11,634) (14,005) (34,374) (77,503) Recoveries 1,096 497 1,850 14,583 18,026 Provision for loan and lease losses 5,002 3,134 11,912 23,330 43,378 Balance at end of period $ 8,391 $ 22,323 $ 15,328 $ 33,047 $ 79,089 September 30, 2019 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses on originated and other loans: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 6,816 $ 4,849 $ - $ - $ 11,665 Collectively evaluated for impairment 1,575 17,474 15,328 33,047 67,424 Total ending allowance balance $ 8,391 $ 22,323 $ 15,328 $ 33,047 $ 79,089 Loans: Individually evaluated for impairment $ 71,658 $ 58,829 $ - $ - $ 130,487 Collectively evaluated for impairment 517,725 1,514,800 362,358 1,266,066 3,660,949 Total ending loan balance $ 589,383 $ 1,573,629 $ 362,358 $ 1,266,066 $ 3,791,436 Quarter Ended September 30, 2018 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses for originated and other loans: Balance at beginning of period $ 19,323 $ 31,480 $ 16,192 $ 27,223 $ 94,218 Charge-offs (1,429) (3,249) (4,591) (9,111) (18,380) Recoveries 139 119 278 5,442 5,978 Provision for originated and other loan and lease losses 1,512 4,141 3,836 3,931 13,420 Balance at end of period $ 19,545 $ 32,491 $ 15,715 $ 27,485 $ 95,236 Nine-Month Period Ended September 30, 2018 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses for originated and other loans: Balance at beginning of period $ 20,439 $ 30,258 $ 16,454 $ 25,567 $ 92,718 Charge-offs (3,727) (6,396) (13,438) (31,842) (55,403) Recoveries 919 528 757 14,498 16,702 Provision for originated and other loan and lease losses 1,914 8,101 11,942 19,262 41,219 Balance at end of period $ 19,545 $ 32,491 $ 15,715 $ 27,485 $ 95,236 December 31, 2018 Mortgage Commercial Consumer Auto and Leasing Total (In thousands) Allowance for loan and lease losses on originated and other loans: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 10,186 $ 8,434 $ - $ - $ 18,620 Collectively evaluated for impairment 9,597 21,892 15,571 29,508 76,568 Total ending allowance balance $ 19,783 $ 30,326 $ 15,571 $ 29,508 $ 95,188 Loans: Individually evaluated for impairment $ 84,174 $ 81,229 $ - $ - $ 165,403 Collectively evaluated for impairment 584,635 1,516,359 348,980 1,129,695 3,579,669 Total ending loan balance $ 668,809 $ 1,597,588 $ 348,980 $ 1,129,695 $ 3,745,072 Quarter Ended September 30, 2019 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Balance at beginning of period $ 31 $ 1,617 $ 37 $ 1,685 Charge-offs (19) (270) (52) (341) Recoveries 1 203 78 282 (Recapture) provision for acquired BBVAPR loan and lease losses accounted for under ASC 310-20 7 (102) (41) (136) Balance at end of period $ 20 $ 1,448 $ 22 $ 1,490 Nine-Month Period Ended September 30, 2019 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Balance at beginning of period $ 22 $ 1,905 $ 135 $ 2,062 Charge-offs (99) (1,143) (193) (1,435) Recoveries 6 321 239 566 Provision (recapture) for acquired BBVAPR loan and lease losses accounted for under ASC 310-20 91 365 (159) 297 Balance at end of period $ 20 $ 1,448 $ 22 $ 1,490 September 30, 2019 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 19 $ - $ - $ 19 Collectively evaluated for impairment 1 1,448 22 1,471 Total ending allowance balance $ 20 $ 1,448 $ 22 $ 1,490 Loans: Individually evaluated for impairment $ 678 $ - $ - $ 678 Collectively evaluated for impairment 1,539 21,461 237 23,237 Total ending loan balance $ 2,217 $ 21,461 $ 237 $ 23,915 Quarter Ended September 30, 2018 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Balance at beginning of period $ 86 $ 2,357 $ 283 $ 2,726 Charge-offs (1) (638) (72) (711) Recoveries 3 95 169 267 (Recapture) provision for acquired loan and lease losses accounted for under ASC 310-20 (71) 326 (187) 68 Balance at end of period $ 17 $ 2,140 $ 193 $ 2,350 Nine-Month Period Ended September 30, 2018 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Balance at beginning of period $ 42 $ 3,225 $ 595 $ 3,862 Charge-offs (6) (2,080) (285) (2,371) Recoveries 18 243 641 902 Provision (recapture) for acquired loan and lease losses accounted for under ASC 310-20 (37) 752 (758) (43) Balance at end of period $ 17 $ 2,140 $ 193 $ 2,350 December 31, 2018 Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-20: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 14 $ - $ - $ 14 Collectively evaluated for impairment 8 1,905 135 2,048 Total ending allowance balance $ 22 $ 1,905 $ 135 $ 2,062 Loans: Individually evaluated for impairment $ 747 $ - $ - $ 747 Collectively evaluated for impairment 1,799 23,988 4,435 30,222 Total ending loan balance $ 2,546 $ 23,988 $ 4,435 $ 30,969 Quarter Ended September 30, 2019 Mortgage Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: Balance at beginning of period $ 25,208 $ 17,083 $ - $ 3,136 45,427 Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 7,953 11,714 - (396) 19,271 Allowance de-recognition (12,703) (150) - (451) (13,304) Balance at end of period $ 20,458 $ 28,647 $ - $ 2,289 51,394 Nine-Month Period Ended September 30, 2019 Mortgage Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: Balance at beginning of period $ 15,225 $ 20,641 $ - $ 6,144 42,010 Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 18,077 12,485 - (2,710) 27,852 Allowance de-recogntion (12,844) (4,479) - (1,145) (18,468) Balance at end of period $ 20,458 $ 28,647 $ - $ 2,289 51,394 Quarter Ended September 30, 2018 Mortgage Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: Balance at beginning of period $ 14,567 $ 23,019 $ 18 $ 6,572 $ 44,176 Provision for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 746 61 - - 807 Allowance de-recognition (55) (824) - (229) (1,108) Balance at end of period $ 15,258 $ 22,256 $ 18 $ 6,343 $ 43,875 Nine-Month Period Ended September 30, 2018 Mortgage Commercial Consumer Auto Total (In thousands) Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30: Balance at beginning of period $ 14,085 $ 23,691 $ 18 $ 7,961 $ 45,755 Provision (recapture) for acquired BBVAPR loans and lease losses accounted for under ASC 310-30 1,296 2,119 - (887) 2,528 Allowance de-recognition (123) (3,554) - (731) (4,408) Balance at end of period $ 15,258 $ 22,256 $ 18 $ 6,343 $ 43,875 Quarter Ended September 30, 2019 Loans Secured by 1-4 Family Residential Properties Commercial Consumer Total (In thousands) Allowance for loan and lease losses for acquired Eurobank loans: Balance at beginning of period $ 17,213 $ 8,365 $ - $ 25,578 Provision for loan and lease losses, net 953 118 - 1,071 Allowance de-recognition (4,357) $ 78 $ - (4,279) Balance at end of period $ 13,809 $ 8,561 $ - $ 22,370 Nine-Month Period Ended September 30, 2019 Loans Secured by 1-4 Family Residential Properties Commercial Consumer Total (In thousands) Allowance for loan and lease losses for acquired Eurobank loans: Balance at beginning of period $ 15,382 $ 9,585 $ 4 $ 24,971 Provision (recapture) for loan and lease losses, net 3,253 (1,056) - 2,197 Allowance de-recognition (4,826) 32 (4) (4,798) Balance at end of period $ 13,809 $ 8,561 $ - $ 22,370 Quarter Ended September 30, 2018 Loans secured by 1-4 Family Residential Properties Commercial Consumer Total (In thousands) Allowance for loan and lease losses for acquired Eurobank loans: Balance at beginning of period $ 15,170 $ 9,140 $ 4 $ 24,314 Provision (recapture) for acquired Eurobank loan and lease losses, net 231 75 - 306 Allowance de-recognition (246) (93) - (339) Balance at end of period $ 15,155 $ 9,122 $ 4 $ 24,281 Nine-Month Period Ended September 30, 2018 Loans secured by 1-4 Family Residential Properties Commercial Consumer Total (In thousands) Allowance for loan and lease losses for Eurobank loans: Balance at beginning of period $ 15,187 $ 9,983 $ 4 $ 25,174 Provision (recapture) for acquired Eurobank loan and lease losses, net 1,015 95 - 1,110 Allowance de-recognition (1,047) (956) - (2,003) Balance at end of period $ 15,155 $ 9,122 $ 4 $ 24,281

Foreclosed Real Estate (Tables)

Foreclosed Real Estate (Tables)	9 Months Ended
	Sep. 30, 2019
Foreclosed Real Estate [Abstract]
Foreclosed Real Estate Roll Forward [Table Text Block]	Quarter Ended September 30, 2019 Originated and other loans and leases held for investment Acquired BBVAPR loans Acquired Eurobank loans Total (In thousands) Balance at beginning of period $ 10,953 $ 11,240 $ 7,316 $ 29,509 Decline in value (526) (334) (233) (1,093) Additions 2,501 1,472 599 4,572 Sales (1,718) (2,644) (1,674) (6,036) Balance at end of period $ 11,210 $ 9,734 $ 6,008 $ 26,952 Nine-Month Period Ended September 30, 2019 Originated and other loans and leases held for investment Acquired BBVAPR loans Acquired Eurobank loans Total (In thousands) Balance at beginning of period $ 9,571 $ 14,617 9,580 $ 33,768 Decline in value (1,116) (2,123) (1,177) (4,416) Additions 7,319 4,203 1,346 12,868 Sales (4,564) (6,963) (3,741) (15,268) Balance at end of period $ 11,210 $ 9,734 $ 6,008 $ 26,952 Quarter Ended September 30, 2018 Originated and other loans and leases held for investment Acquired BBVAPR loans Acquired Eurobank loans Total (In thousands) Balance at beginning of year $ 12,186 $ 17,492 $ 10,873 $ 40,551 Decline in value (359) (244) (302) (905) Additions 1,547 2,476 928 4,951 Sales (3,080) (2,680) (969) (6,729) Balance at end of year $ 10,294 $ 17,044 $ 10,530 $ 37,868 Nine-Month Period Ended September 30, 2018 Originated and other loans and leases held for investment Acquired BBVAPR loans Acquired Eurobank loans Total (In thousands) Balance at beginning of year $ 14,283 $ 18,347 $ 11,544 $ 44,174 Decline in value (1,017) (1,758) (1,054) (3,829) Additions 4,816 7,401 2,868 15,085 Sales (7,788) (6,946) (2,828) (17,562) Balance at end of year $ 10,294 $ 17,044 $ 10,530 $ 37,868

Derivatives (Tables)

Derivatives (Tables)	9 Months Ended
	Sep. 30, 2019
Derivatives [Abstract]
Schedule Of Derivative Instruments [Table Text Block]	September 30, December 31, 2019 2018 (In thousands) Derivative assets: Interest rate swaps designated as cash flow hedges $ - $ 14 Interest rate swaps not designated as hedges - 126 Interest rate caps 13 207 $ 13 $ 347 Derivative liabilities: Interest rate swaps designated as cash flow hedges $ 1,146 $ - Interest rate swaps not designated as hedges - 126 Interest rate caps 13 207 $ 1,159 $ 333 Notional Fixed Variable Trade Settlement Maturity Type Amount Rate Rate Index Date Date Date (In thousands) Interest Rate Swaps $ 32,367 2.4210% 1-Month LIBOR 07/03/13 07/03/13 08/01/23 $ 32,367

Accrued Interest Receivable a_2

Accrued Interest Receivable and Other Assets (Tables)	9 Months Ended
	Sep. 30, 2019
Accrued Interest Receivable And Other Assets [Abstract]
Schedule of Accrued interest receivable	September 30, December 31, 2019 2018 (In thousands) Loans, excluding acquired loans $ 28,890 $ 30,409 Investments 1,580 3,845 $ 30,470 $ 34,254
Other Assets	September 30, December 31, 2019 2018 (In thousands) Prepaid expenses $ 14,083 $ 9,788 Other repossessed assets 3,537 2,986 Core deposit and customer relationship intangibles 2,491 3,369 Tax credits 277 2,277 Investment in Statutory Trust 1,083 1,083 Accounts receivable and other assets 35,140 37,842 $ 56,611 $ 57,345

Deposits and Related Interest (

Deposits and Related Interest (Tables)	9 Months Ended
	Sep. 30, 2019
Deposits and Related Interest [Abstract]
Deposits By Component [Table Text Block]	September 30, December 31, 2019 2018 (In thousands) Non-interest bearing demand deposits $ 1,100,235 $ 1,105,324 Interest-bearing savings and demand deposits 2,334,591 2,274,423 Retail certificates of deposit 933,308 805,712 Institutional certificates of deposit 221,562 197,559 Total core deposits 4,589,696 4,383,018 Brokered deposits 288,362 525,097 Total deposits $ 4,878,058 $ 4,908,115
Interest Expense Domestic Deposit Liabilities [Table Text Block]	Quarter Ended September 30, Nine-Month Period Ended September 30, 2019 2018 2019 2018 (In thousands) Demand and savings deposits $ 3,949 $ 3,157 $ 11,308 $ 8,924 Certificates of deposit 6,605 5,448 18,286 14,630 $ 10,554 $ 8,605 $ 29,594 $ 23,554
Maturities Of Time Deposits [Table Text Block]	September 30, December 31, 2019 2018 (In thousands) Within one year: Three (3) months or less $ 221,701 $ 305,088 Over 3 months through 1 year 530,791 545,363 752,492 850,451 Over 1 through 2 years 504,671 484,197 Over 2 through 3 years 89,787 89,340 Over 3 through 4 years 40,926 34,018 Over 4 through 5 years 34,496 42,998 $ 1,422,372 $ 1,501,004

Borrowings and Related Intere_2

Borrowings and Related Interest (Tables)	9 Months Ended
	Sep. 30, 2019
Borrowings and Related Interest [Abstract]
Schedule of Repurchase Agreements	September 30, December 31, 2019 2018 (In thousands) Short-term fixed-rate repurchase agreements (December 31, 2018; 2.45% to 2.95%) $ - $ 214,723 Long-term fixed-rate repurchase agreements, interest ranging from 1.85% to 2.86% (December 31, 2018; 1.72% to 2.86%) 190,000 240,000 Total assets sold under agreements to repurchase $ 190,000 $ 454,723
Schedule of Repurchase Agreement by Maturity	September 30, December 31, 2019 2018 (In thousands) Less than 90 days $ - $ 214,723 Over 90-days 190,000 240,000 Total $ 190,000 $ 454,723
Schedule Of Underlying Assets Of Repurchase Agreements	September 30, 2019 Amortized Approximate Weighted Cost of Fair Value Average Underlying Balance of of Underlying Interest Rate Underlying Securities Securities Borrowing Securities of Security (Dollars in thousands) FNMA and FHLMC Certificates $ 206,567 $ 190,000 $ 205,662 2.98% Total $ 206,567 $ 190,000 $ 205,662 2.98% December 31, 2018 Amortized Approximate Weighted Cost of Fair Value Average Underlying Balance of of Underlying Interest Rate Underlying Securities Securities Borrowing Securities of Security (Dollars in thousands) FNMA and FHLMC Certificates $ 496,814 $ 454,723 $ 487,181 3.01% Total $ 496,814 $ 454,723 $ 487,181 3.01%
Summary of Federal Home Loan Bank Advances	September 30, December 31, 2019 2018 (In thousands) Short-term fixed-rate advances from FHLB, with a weighted average interest rate of 2.28% (December 31, 2018 - 2.61%) $ 32,367 $ 33,572 Long-term fixed-rate advances from FHLB, with a weighted average interest rate of 2.97% (December 31, 2018 - 2.89%) 46,515 43,872 $ 78,882 $ 77,444
Federal Home Loan Bank Advances, Maturities Summary	September 30, 2019 (In thousands) Under 90 days $ 32,367 Over one to three years 8,605 Over three to five years 33,520 Over five years 4,390 $ 78,882

Offsetting of Financial Asset_2

Offsetting of Financial Assets and Liabilities (Tables)	9 Months Ended
	Sep. 30, 2019
Offsetting of Financial Assets and Liabilities [Abstract]
Offsetting Assets [Table Text Block]	September 30, 2019 Gross Amounts Not Offset in the Statement of Financial Condition Gross Amounts Net Amount of Offset in the Assets Presented Gross Amount Statement of in Statement Cash of Recognized Financial of Financial Financial Collateral Net Assets Condition Condition Instruments Received Amount (In thousands) Derivatives $ 13 $ - $ 13 $ - $ - $ 13 December 31, 2018 Gross Amounts Not Offset in the Statement of Financial Condition Gross Amounts Net amount of Offset in the Assets Presented Gross Amount Statement of in Statement Cash of Recognized Financial of Financial Financial Collateral Net Assets Condition Condition Instruments Received Amount (In thousands) Derivatives $ 347 $ - $ 347 $ 2,037 $ - $ (1,690)
Offsetting Liabilities [Table Text Block]	September 30, 2019 Gross Amounts Not Offset in the Statement of Financial Condition Net Amount of Gross Amounts Liabilities Offset in the Presented Gross Amount Statement of in Statement Cash of Recognized Financial of Financial Financial Collateral Net Liabilities Condition Condition Instruments Provided Amount (In thousands) Derivatives $ 1,159 $ - $ 1,159 $ - $ - $ 1,159 Securities sold under agreements to repurchase 190,000 - 190,000 205,662 - (15,662) Total $ 191,159 $ - $ 191,159 $ 205,662 $ - $ (14,503) December 31, 2018 Gross Amounts Not Offset in the Statement of Financial Condition Net Amount of Gross Amounts Liabilities Offset in the Presented Gross Amount Statement of in Statement Cash of Recognized Financial of Financial Financial Collateral Net Liabilities Condition Condition Instruments Provided Amount (In thousands) Derivatives $ 333 $ - $ 333 $ - 1,980 $ (1,647) Securities sold under agreements to repurchase 454,723 - 454,723 487,181 - (32,458) Total $ 455,056 $ - $ 455,056 $ 487,181 $ 1,980 $ (34,105)

Regulatory Capital Requiremen_2

Regulatory Capital Requirements (Tables)	9 Months Ended
	Sep. 30, 2019
Regulatory Capital Requirements [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum Capital Minimum to be Well Actual Requirement Capitalized Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) OFG Bancorp Ratios As of September 30, 2019 Total capital to risk-weighted assets $ 1,035,910 21.71% $ 381,693 8.00% $ 477,117 10.00% Tier 1 capital to risk-weighted assets $ 974,962 20.43% $ 286,270 6.00% $ 381,693 8.00% Common equity tier 1 capital to risk-weighted assets $ 858,092 17.98% $ 214,702 4.50% $ 310,126 6.50% Tier 1 capital to average total assets $ 974,962 15.41% $ 253,010 4.00% $ 316,262 5.00% As of December 31, 2018 Total capital to risk-weighted assets $ 990,499 20.48% $ 386,977 8.00% $ 483,721 10.00% Tier 1 capital to risk-weighted assets $ 928,577 19.20% $ 290,233 6.00% $ 386,977 8.00% Common equity tier 1 capital to risk-weighted assets $ 811,707 16.78% $ 217,675 4.50% $ 314,419 6.50% Tier 1 capital to average total assets $ 928,577 14.22% $ 261,125 4.00% $ 326,406 5.00% Minimum Capital Minimum to be Well Actual Requirement Capitalized Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Bank Ratios As of September 30, 2019 Total capital to risk-weighted assets $ 990,903 20.83% $ 380,599 8.00% $ 475,749 10.00% Tier 1 capital to risk-weighted assets $ 930,216 19.55% $ 285,449 6.00% $ 380,599 8.00% Common equity tier 1 capital to risk-weighted assets $ 930,216 19.55% $ 214,087 4.50% $ 309,237 6.50% Tier 1 capital to average total assets $ 930,216 14.83% $ 250,964 4.00% $ 313,705 5.00% As of December 31, 2018 Total capital to risk-weighted assets $ 949,596 19.68% $ 385,992 8.00% $ 482,490 10.00% Tier 1 capital to risk-weighted assets $ 887,918 18.40% $ 289,494 6.00% $ 385,992 8.00% Common equity tier 1 capital to risk-weighted assets $ 887,918 18.40% $ 217,120 4.50% $ 313,618 6.50% Tier 1 capital to average total assets $ 887,918 13.68% $ 259,547 4.00% $ 324,434 5.00%

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	9 Months Ended
	Sep. 30, 2019
Stockholders' Equity [Abstract]
Schedule of Treasury Stock by Class [Table Text Block]	Nine-Month Period Ended September 30, 2019 2018 Dollar Dollar Shares Amount Shares Amount (In thousands, except shares data) Beginning of period $ 8,591,310 $ 103,633 8,678,427 $ 104,502 Common shares used upon lapse of restricted stock units and options (53,132) (697) (58,424) (796) End of period $ 8,538,178 $ 102,936 8,620,003 $ 103,706

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2019
Accumulated Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	September 30, December 31, 2019 2018 (In thousands) Unrealized loss on securities available-for-sale which are not other-than-temporarily impaired $ (1,865) $ (12,654) Income tax effect of unrealized loss on securities available-for-sale 123 1,682 Net unrealized gain on securities available-for-sale which are not other-than-temporarily impaired (1,742) (10,972) Unrealized (loss) gain on cash flow hedges (1,146) 14 Income tax effect of unrealized (loss) gain on cash flow hedges 430 (5) Net unrealized (loss) gain on cash flow hedges (716) 9 Accumulated other comprehensive (loss), net of income taxes $ (2,458) $ (10,963) Quarter Ended September 30, 2019 2018 Net unrealized Net unrealized Accumulated Net unrealized Net unrealized Accumulated gains on loss on other gains on loss on other securities cash flow comprehensive securities cash flow comprehensive available-for-sale hedges (loss) income available-for-sale hedges (loss) income (In thousands) Beginning balance $ (3,087) $ (599) $ (3,686) $ (15,518) $ 256 $ (15,262) Other comprehensive income (loss) before reclassifications (2,143) (666) (2,809) (5,607) (380) (5,987) Amounts reclassified out of accumulated other comprehensive (loss) income 3,488 549 4,037 (63) 517 454 Other comprehensive income (loss) 1,345 (117) 1,228 (5,670) 137 (5,533) Ending balance $ (1,742) $ (716) $ (2,458) $ (21,188) $ 393 $ (20,795) Nine-Month Period Ended September 30, 2019 2018 Net unrealized Net unrealized Accumulated Net unrealized Net unrealized Accumulated gains on loss on other gains on loss on other securities cash flow comprehensive securities cash flow comprehensive available-for-sale hedges (loss) income available-for-sale hedges (loss) income (In thousands) Beginning balance $ (10,972) $ 9 $ (10,963) $ (2,638) $ (311) $ (2,949) Transfer of securities held to maturity to available-for-sale (12,041) - (12,041) - - - Other comprehensive (loss) income before reclassifications 13,034 (2,050) 10,984 (18,361) (635) (18,996) Amounts reclassified out of accumulated other comprehensive (loss) income 8,237 1,325 9,562 (189) 1,339 1,150 Other comprehensive income (loss) 9,230 (725) 8,505 (18,550) 704 (17,846) Ending balance $ (1,742) $ (716) $ (2,458) $ (21,188) $ 393 $ (20,795)
Reclassification out of Accumulated Other Comprehensive Income [Table text block]	Amount reclassified out of accumulated other comprehensive income Affected Line Item in Consolidated Statement of Operations Quarter Ended September 30, 2019 2018 (In thousands) Cash flow hedges: Interest-rate contracts $ 549 $ 517 Net interest expense Available-for-sale securities: Gain on sale of investments 3,498 - Net gain on sale of securities Tax effect from changes in tax rates (10) (63) Income tax expense $ 4,037 $ 454 Amount reclassified out of accumulated other comprehensive income Affected Line Item in Consolidated Statement of Operations Nine-Month Period Ended September 30, 2019 2018 (In thousands) Cash flow hedges: Interest-rate contracts $ 1,325 $ 1,339 Net interest expense Available-for-sale securities: Gain on sale of investments 8,274 - Net gain on sale of securities Residual tax effect from OIB's change in applicable tax rate - 5 Income tax expense Tax effect from changes in tax rates (38) (194) Income tax expense $ 9,561 $ 1,150

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2019
Earning Per Common Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Quarter Ended September 30, Nine-Month Period Ended September 30, 2019 2018 2019 2018 (In thousands, except per share data) Net income $ 7,383 $ 23,100 $ 54,832 $ 59,666 Less: Dividends on preferred stock Non-convertible preferred stock (Series A, B, and D) (1,628) (1,628) (4,884) (4,883) Convertible preferred stock (Series C) - (1,838) - (5,513) Income available to common shareholders $ 5,755 $ 19,634 $ 49,948 $ 49,270 Effect of assumed conversion of the convertible preferred stock - 1,838 - 5,513 Income available to common shareholders assuming conversion $ 5,755 $ 21,472 $ 49,948 $ 54,783 Weighted average common shares and share equivalents: Average common shares outstanding 51,345 43,996 51,327 43,975 Effect of dilutive securities: Average potential common shares-options 427 209 368 110 Average potential common shares-assuming conversion of convertible preferred stock - 7,259 - 7,259 Total weighted average common shares outstanding and equivalents 51,772 51,464 51,695 51,344 Earnings per common share - basic $ 0.11 $ 0.45 $ 0.97 $ 1.12 Earnings per common share - diluted $ 0.11 $ 0.42 $ 0.97 $ 1.07

Guarantees (Tables)

Guarantees (Tables)	9 Months Ended
	Sep. 30, 2019
Guarantees [Abstract]
Schedule Of Guarantee Obligations [Table Text Block]	Quarter Ended September 30, Nine-Month Period Ended September 30, 2019 2018 2019 2018 (In thousands) Balance at beginning of period $ 225 $ 264 $ 346 $ 358 Net (charge-offs/terminations) recoveries 20 (60) (101) (154) Balance at end of period $ 245 $ 204 $ 245 $ 204

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2019
Commitments and Contingencies [Abstract]
Schedule Of Line Of Credit Facilities [Table Text Block}	September 30, December 31, 2019 2018 (In thousands) Commitments to extend credit $ 610,516 $ 541,423 Commercial letters of credit 459 340 September 30, December 31, 2019 2018 (In thousands) Standby letters of credit and financial guarantees $ 12,884 $ 23,889 Loans sold with recourse 4,962 5,414

Operating Leases (Tables)

Operating Leases (Tables)	9 Months Ended
	Sep. 30, 2019
Operating Leases [Abstract]
Operating Lease Cost	Quarter Ended September 30, 2019 Nine-Month Period Ended September 30, 2019 Statement of Operations Classification (In thousands) Lease costs $ 1,608 $ 4,949 Occupancy and equipment Variable lease costs 350 1,699 Occupancy and equipment Short-term lease cost 81 104 Occupancy and equipment Lease income (135) (431) Occupancy and equipment Total lease cost $ 1,904 $ 6,321
Operating Lease Assets and Liabilities	September 30 2019 Statement of Financial Condition Classification (In thousands) Right-of-use assets $ 19,318 Operating lease right-of-use assets Lease Liabilities $ 21,081 Operating leases liabilities
Operating Lease Terms	September 30, 2019 (In thousands) Weighted-average remaining lease term 6.2 years Weighted-average discount rate 8.6%
Future Minimum Payments for Operating Leases and Present Value	Minimum Rent Year Ending December 31, (In thousands) 2019 $ 1,596 2020 5,716 2021 4,717 2022 3,843 2023 2,991 Thereafter 8,954 Total lease payments $ 27,817 Less imputed interest 6,736 Present value of lease liabilities $ 21,081
Future Minimum Payments for Operating Leases	Minimum Rent Year Ending December 31, (In thousands) 2019 $ 5,618 2020 4,293 2021 3,360 2022 2,494 2023 1,968 Thereafter 6,679 Total future minimum lease payments $ 24,412

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2019
Fair Value of Financial Instruments [Abstract]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis 1 [Table Text Block]	September 30, 2019 Fair Value Measurements Level 1 Level 2 Level 3 Total (In thousands) Recurring fair value measurements: Investment securities available-for-sale $ - $ 519,095 $ - $ 519,095 Trading securities - 41 - 41 Money market investments 8,035 - - 8,035 Derivative assets - 13 - 13 Servicing assets - - 10,125 10,125 Derivative liabilities - (1,159) - (1,159) $ 8,035 $ 517,990 $ 10,125 $ 536,150 Non-recurring fair value measurements: Impaired commercial loans $ - $ - $ 59,507 $ 59,507 Foreclosed real estate - - 26,952 26,952 Other repossessed assets - - 3,537 3,537 $ - $ - $ 89,996 $ 89,996 December 31, 2018 Fair Value Measurements Level 1 Level 2 Level 3 Total (In thousands) Recurring fair value measurements: Investment securities available-for-sale $ - $ 841,857 $ - $ 841,857 Trading securities - 360 - 360 Money market investments 4,930 - - 4,930 Derivative assets - 347 - 347 Servicing assets - - 10,716 10,716 Derivative liabilities - (333) - (333) $ 4,930 $ 842,231 $ 10,716 $ 857,877 Non-recurring fair value measurements: Impaired commercial loans $ - $ - $ 81,976 $ 81,976 Foreclosed real estate - - 33,768 33,768 Other repossessed assets - - 2,986 2,986 $ - $ - $ 118,730 $ 118,730
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Level 3 Instruments Only Servicing Assets (In thousands) Quarter Ended September 30, 2019 2018 Balance at beginning of period $ 10,134 $ 10,829 New instruments acquired 352 417 Principal repayments (243) (184) Changes in fair value of servicing assets (118) (196) Balance at end of period $ 10,125 $ 10,866 Level 3 Instruments Only Servicing Assets (In thousands) Nine-Month Period Ended September 30, 2019 2018 (In thousands) Balance at beginning of period $ 10,716 $ 9,821 New instruments acquired 860 1,158 Principal repayments (694) (593) Changes in fair value of servicing assets (757) 480 Balance at end of period $ 10,125 $ 10,866
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Table Text Block]	September 30, 2019 Fair Value Valuation Technique Unobservable Input Range (In thousands) Servicing assets $ 10,125 Cash flow valuation Constant prepayment rate 4.38% -9.44% Discount rate 10.00% - 12.00% Collateral dependent impaired loans $ 31,564 Fair value of property or collateral Appraised value less disposition costs 15.20% - 36.20% Other non-collateral dependent impaired loans $ 27,943 Cash flow valuation Discount rate 4.25% - 12.25% Foreclosed real estate $ 26,952 Fair value of property or collateral Appraised value less disposition costs 15.20% - 36.20% Other repossessed assets $ 3,537 Fair value of property or collateral Estimated net realizable value less disposition costs 28.00% - 72.00%
Fair Value By Balance Sheet Grouping [Text Block]	September 30, December 31, 2019 2018 Fair Carrying Fair Carrying Value Value Value Value (In thousands) Level 1 Financial Assets: Cash and cash equivalents $ 961,837 $ 961,837 $ 447,033 $ 447,033 Restricted cash $ 1,050 $ 1,050 $ 3,030 $ 3,030 Level 2 Financial Assets: Trading securities $ 41 $ 41 $ 360 $ 360 Investment securities available-for-sale $ 519,095 $ 519,095 $ 841,857 $ 841,857 Investment securities held-to-maturity $ - $ - $ 410,353 $ 424,740 Federal Home Loan Bank (FHLB) stock $ 10,525 $ 10,525 $ 12,644 $ 12,644 Other investments $ 57 $ 57 $ 3 $ 3 Derivative assets $ 13 $ 13 $ 347 $ 347 Financial Liabilities: Derivative liabilities $ 1,159 $ 1,159 $ 333 $ 333 Level 3 Financial Assets: Total loans (including loans held-for-sale) $ 4,106,958 $ 4,407,190 $ 4,106,628 $ 4,431,594 Accrued interest receivable $ 30,470 $ 30,470 $ 34,254 $ 34,254 Servicing assets $ 10,125 $ 10,125 $ 10,716 $ 10,716 Accounts receivable and other assets $ 35,140 $ 35,140 $ 37,842 $ 37,842 Financial Liabilities: Deposits $ 4,888,607 $ 4,878,058 $ 4,881,903 $ 4,908,115 Securities sold under agreements to repurchase $ 190,322 $ 190,261 $ 453,135 $ 455,508 Advances from FHLB $ 81,075 $ 79,052 $ 78,503 $ 77,620 Other borrowings $ 551 $ 551 $ 1,214 $ 1,214 Subordinated capital notes $ 37,830 $ 36,083 $ 36,184 $ 36,083 Accrued expenses and other liabilities $ 56,388 $ 56,388 $ 87,665 $ 87,665

Banking and Finanial Service _2

Banking and Finanial Service Revenues (Tables)	9 Months Ended
	Sep. 30, 2019
Banking and Financial Service Reveues [Abstract]
Commissions and fees revenues	Quarter Ended September 30, Nine-Month Period Ended September 30, 2019 2018 2019 2018 (In thousands) Banking service revenues: Checking accounts fees $ 1,545 $ 1,502 $ 4,494 $ 4,386 Savings accounts fees 187 161 484 473 Electronic banking fees 8,018 8,104 24,121 23,960 Credit life commissions 158 142 426 401 Branch service commissions 337 365 1,055 1,089 Servicing and other loan fees 433 334 1,069 1,554 International fees 127 185 393 534 Miscellaneous income 8 4 12 7 Total banking service revenues 10,813 10,797 32,054 32,404 Wealth management revenue: Insurance income 1,576 1,654 4,505 4,298 Broker fees 1,913 1,941 5,637 5,387 Trust fees 2,895 2,541 8,307 8,138 Retirement plan and administration fees 227 271 713 856 Investment banking fees - - - 9 Total wealth management revenue 6,611 6,407 19,162 18,688 Mortgage banking activities: Net servicing fees 1,033 1,059 2,592 4,130 Net gains on sale of mortgage loans and valuation 124 103 375 182 Other (39) 80 (14) (325) Total mortgage banking activities 1,118 1,242 2,953 3,987 Total banking and financial service revenues $ 18,542 $ 18,446 $ 54,169 $ 55,079

Business Segments (Tables)

Business Segments (Tables)	9 Months Ended
	Sep. 30, 2019
Business Segments [Abstract]
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Quarter Ended September 30, 2019 Wealth Total Major Consolidated Banking Management Treasury Segments Eliminations Total (In thousands) Interest income $ 85,147 $ 16 $ 8,492 $ 93,655 $ - $ 93,655 Interest expense (9,260) - (3,685) (12,945) - (12,945) Net interest income 75,887 16 4,807 80,710 - 80,710 Provision for loan and lease losses, net (43,678) - (92) (43,770) - (43,770) Non-interest income 11,946 6,719 3,513 22,178 - 22,178 Non-interest expenses (46,555) (3,450) (722) (50,727) - (50,727) Intersegment revenue 507 - - 507 (507) - Intersegment expenses - (141) (366) (507) 507 - (lLoss) income before income taxes $ (1,893) $ 3,144 $ 7,140 $ 8,391 $ - $ 8,391 Income tax (benefit) expense (738) 1,226 520 1,008 - 1,008 Net income (loss) $ (1,155) $ 1,918 $ 6,620 $ 7,383 $ - $ 7,383 Total assets $ 5,919,877 $ 26,596 $ 1,465,329 $ 7,411,802 $ (1,078,297) $ 6,333,505 Nine-Month Period Ended September 30, 2019 Wealth Total Major Consolidated Banking Management Treasury Segments Eliminations Total (In thousands) Interest income $ 253,138 $ 53 $ 29,429 $ 282,620 $ - $ 282,620 Interest expense (27,083) - (11,953) (39,036) - (39,036) Net interest income 226,055 53 17,476 243,584 - 243,584 Provision for loan and lease losses, net (73,560) - (164) (73,724) - (73,724) Non-interest income 34,932 19,537 8,313 62,782 - 62,782 Non-interest expenses (139,384) (11,675) (3,272) (154,331) - (154,331) Intersegment revenue 1,648 - - 1,648 (1,648) - Intersegment expenses - (480) (1,168) (1,648) 1,648 - Income before income taxes $ 49,691 $ 7,435 $ 21,185 $ 78,311 $ - $ 78,311 Income tax expense 18,634 2,788 2,057 23,479 - 23,479 Net income $ 31,057 $ 4,647 $ 19,128 $ 54,832 $ - $ 54,832 Total assets $ 5,919,877 $ 26,596 $ 1,465,329 $ 7,411,802 $ (1,078,297) $ 6,333,505 Quarter Ended September 30, 2018 Wealth Total Major Consolidated Banking Management Treasury Segments Eliminations Total (In thousands) Interest income $ 83,664 $ 9 $ 10,464 $ 94,137 $ - $ 94,137 Interest expense (7,701) - (4,159) (11,860) - (11,860) Net interest income 75,963 9 6,305 82,277 - 82,277 Provision for loan and lease losses, net (14,478) - (123) (14,601) - (14,601) Non-interest income 12,157 6,463 - 18,620 - 18,620 Non-interest expenses (46,049) (3,720) (1,172) (50,941) - (50,941) Intersegment revenue 616 - - 616 (616) - Intersegment expenses - (273) (343) (616) 616 - Income before income taxes $ 28,209 $ 2,479 $ 4,667 $ 35,355 $ - $ 35,355 Income tax expense 11,001 967 287 12,255 - 12,255 Net income $ 17,208 $ 1,512 $ 4,380 $ 23,100 $ - $ 23,100 Total assets $ 6,156,500 $ 25,243 $ 1,459,682 $ 7,641,425 $ (984,751) $ 6,656,674 Nine-Month Period Ended September 30, 2018 Wealth Total Major Consolidated Banking Management Treasury Segments Eliminations Total (In thousands) Interest income $ 236,171 $ 35 $ 29,107 $ 265,313 $ - $ 265,313 Interest expense (21,123) - (10,331) (31,454) - (31,454) Net interest income 215,048 35 18,776 233,859 - 233,859 Provision for loan and lease losses, net (44,677) - (131) (44,808) - (44,808) Non-interest income 36,590 19,219 28 55,837 - 55,837 Non-interest expenses (140,239) (12,288) (2,835) (155,362) - (155,362) Intersegment revenue 1,519 - - 1,519 (1,519) - Intersegment expenses - (660) (859) (1,519) 1,519 - Income before income taxes $ 68,241 $ 6,306 $ 14,979 $ 89,526 $ - $ 89,526 Income tax expense 26,614 2,459 787 29,860 - 29,860 Net income $ 41,627 $ 3,847 $ 14,192 $ 59,666 $ - $ 59,666 Total assets $ 6,156,500 $ 25,243 $ 1,459,682 $ 7,641,425 $ (984,751) $ 6,656,674

Organization, Consolidation a_3

Organization, Consolidation and Basis of Presentation (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Organization, Consolidation and Basis of Presentation [Line Items]
Held-to-maturity, Amortized cost		$ 424,740
Acquired book percentage of total gross loans	16.00%
Period of phase-in of effects on regulatory capital	3 years
Accounting Standards Update 2016-13 [Member]
Organization, Consolidation and Basis of Presentation [Line Items]
Reserves for credit losses, percent of total gross loans	84.00%
Initial Forecast Period	1 year
Economic Forecast Period	2 years
Minimum [Member] | Accounting Standards Update 2016-13 [Member]
Organization, Consolidation and Basis of Presentation [Line Items]
Reserves for credit losses, percent of total gross loans, impact from ASU	16.00%
Maximum [Member] | Accounting Standards Update 2016-13 [Member]
Organization, Consolidation and Basis of Presentation [Line Items]
Reserves for credit losses, percent of total gross loans, impact from ASU	23.00%

Significant Events (Details)

Significant Events (Details) - USD ($)	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Unusual Or Infrequent Item [Line Items]
Common stock, par value	$ 1	$ 1
The Stock Purchase Agreement [Member]
Unusual Or Infrequent Item [Line Items]
Common stock, par value	10
Preferred non-cumulative redeemable stock	$ 10
Consideration transferred	$ 550,000,000
Period after closing date, acquired entity will not operate certain institutions, products or services	3 years
Period after closing, restrictions on soliciting and hiring certain employees and soliciting certain cCustomers	2 years
Indemnification obligations, requirement amount	$ 100,000
Deductible Basket Percentage Of Aggregate Purchase Price	1.00%
Cap percentage equal to aggregate purchase price	10.00%
Reimbursable expense aggregate amount	$ 2,000,000
The Stock Purchase Agreement [Member] | Pre-Closing Primary Dividend [Member]
Unusual Or Infrequent Item [Line Items]
Agreegate dividends payable	200,000,000
The Stock Purchase Agreement [Member] | Pre-Closing Secondary Dividend [Member]
Unusual Or Infrequent Item [Line Items]
Agreegate dividends payable	$ 125,000,000
USVI Purchase Agreement [Member]
Unusual Or Infrequent Item [Line Items]
Period after closing date, acquired entity will not operate certain institutions, products or services	3 years
Period after closing, restrictions on soliciting and hiring certain employees and soliciting certain cCustomers	2 years
Indemnification deductible basket reduction percentage of purchase price	1.00%
Indemnification cap reduction percentage of purchase price	10.00%
Reimbursable expense aggregate amount	$ 2,000,000
Amount reduced from gross book value of purchased loans	6,700,000
Purchase agreement, depost premium	$ 10,000,000
PR Purchase Agreement [Member]
Unusual Or Infrequent Item [Line Items]
Indemnification deductible basket reduction percentage of purchase price	1.00%
Indemnification cap reduction percentage of purchase price	10.00%
Reimbursable expense aggregate amount	$ 2,000,000
Amount reduced from gross book value of purchased loans	$ 27,700,000

Restricted Cash (Narrative) (De

Restricted Cash (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018
Restricted Cash And Cash Equivalents Items [Line Items]
Restricted cash	$ 1,050	$ 3,030	$ 3,030
Reserve required by local Goverment	210,400	211,600
OIB [Member]
Restricted Cash And Cash Equivalents Items [Line Items]
Restricted cash	305
Oriental Overseas [Member]
Restricted Cash And Cash Equivalents Items [Line Items]
Restricted cash		325
Derivatives [Member]
Restricted Cash And Cash Equivalents Items [Line Items]
Restricted cash	0	1,980
Obligations Under Agreement of Loans Sold with Recourse [Member]
Restricted Cash And Cash Equivalents Items [Line Items]
Restricted cash	$ 1,050	$ 1,050

Restricted Cash (Restricted Cas

Restricted Cash (Restricted Cash Components) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018
Restricted Cash And Cash Equivalents Items [Line Items]
Restricted cash	$ 1,050	$ 3,030	$ 3,030
Derivatives [Member]
Restricted Cash And Cash Equivalents Items [Line Items]
Restricted cash	0	1,980
Obligations Under Agreement of Loans Sold with Recourse [Member]
Restricted Cash And Cash Equivalents Items [Line Items]
Restricted cash	$ 1,050	$ 1,050

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Jan. 01, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Money market investments	$ 8,035	$ 5,805	$ 8,035	$ 5,805		$ 4,930
Transfer from held-to-maturity securities to available-for-sale securities			424,740	0
Accumulated other comprehensive income, net of tax	(2,458)		(2,458)			(10,963)
Securitized GNMA pools retained, amortized cost	$ 45,700		$ 45,700
Securitized GNMA pool retained, yield	3.42%		3.42%
Investments guaranteed by US treasury and sponsored agencies in unrealized loss on position	$ 409,200		$ 409,200
Gain on sales of mortgaged-backed securities	8,300
Held-to-maturity, Amortized cost						$ 424,740
Carrying value of securities sold	680,500	0	672,192	14,746
Sale of securities	$ 3,498	$ 0	8,274	0
Accounting Standards Update 201712 [Member]
Schedule of Available-for-sale Securities [Line Items]
Accumulated other comprehensive income, net of tax					$ 12,000
Collateralized Mortgage Backed Securities [Member] | FNMA and FHLMC [Member]
Schedule of Available-for-sale Securities [Line Items]
Carrying value of securities sold			447,305
Collateralized Mortgage Backed Securities [Member] | Government National Mortgage Association Certificates and Obligations (GNMA) [Member]
Schedule of Available-for-sale Securities [Line Items]
Carrying value of securities sold			$ 224,887	$ 14,746

Investment Securities (Investme

Investment Securities (Investment securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Investments [Line Items]
Available for sale Amortized Cost	$ 520,960	$ 854,511
Available-for-sale Securities, Gross Unrealized Gains	1,112	1,469
Available-for-sale Securities, Gross Unrealized Losses	2,977	14,123
Available-for-sale Securities	$ 519,095	$ 841,857
Available for sale - Weighted Average Yield	2.02%	2.64%
Held-to-maturity, Amortized cost		$ 424,740
Held to maturity Securities Unrecognized Gains		0
Held-to-maturity Securities, Unrecognized Loss		14,387
Held to maturity Fair Value	$ 0	$ 410,353
Held to maturity - Weighted Average Yield		2.07%
Collateralized Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	506,978	$ 840,055
Available-for-sale Securities, Gross Unrealized Gains	1,082	1,454
Available-for-sale Securities, Gross Unrealized Losses	2,957	13,944
Available-for-sale Securities	$ 505,103	$ 827,565
Available for sale - Weighted Average Yield	2.04%	2.66%
Collateralized Mortgage Backed Securities [Member] | FNMA and FHLMC [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	$ 426,192	$ 561,878
Available-for-sale Securities, Gross Unrealized Gains	563	404
Available-for-sale Securities, Gross Unrealized Losses	2,586	8,951
Available-for-sale Securities	$ 424,169	$ 553,331
Available for sale - Weighted Average Yield	2.01%	2.59%
Collateralized Mortgage Backed Securities [Member] | GNMA [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	$ 25,329	$ 211,947
Available-for-sale Securities, Gross Unrealized Gains	502	1,050
Available-for-sale Securities, Gross Unrealized Losses	0	2,827
Available-for-sale Securities	$ 25,831	$ 210,170
Available for sale - Weighted Average Yield	2.87%	3.10%
Collateralized Mortgage Backed Securities [Member] | CMO's [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	$ 55,457	$ 66,230
Available-for-sale Securities, Gross Unrealized Gains	17	0
Available-for-sale Securities, Gross Unrealized Losses	371	2,166
Available-for-sale Securities	$ 55,103	$ 64,064
Available for sale - Weighted Average Yield	1.90%	1.90%
Securities Investment [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	$ 13,982	$ 14,456
Available-for-sale Securities, Gross Unrealized Gains	30	15
Available-for-sale Securities, Gross Unrealized Losses	20	179
Available-for-sale Securities	$ 13,992	$ 14,292
Available for sale - Weighted Average Yield	1.45%	1.50%
Securities Investment [Member] | US Treasury Securities [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	$ 10,947	$ 10,924
Available-for-sale Securities, Gross Unrealized Gains	0	0
Available-for-sale Securities, Gross Unrealized Losses	10	119
Available-for-sale Securities	$ 10,937	$ 10,805
Available for sale - Weighted Average Yield	1.33%	1.36%
Securities Investment [Member] | Obligation of US Government sponsored agencies at loss [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	$ 2,040	$ 2,325
Available-for-sale Securities, Gross Unrealized Gains	0	0
Available-for-sale Securities, Gross Unrealized Losses	10	60
Available-for-sale Securities	$ 2,030	$ 2,265
Available for sale - Weighted Average Yield	1.38%	1.38%
Securities Investment [Member] | Other Debt Obligations [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	$ 995	$ 1,207
Available-for-sale Securities, Gross Unrealized Gains	30	15
Available-for-sale Securities, Gross Unrealized Losses	0	0
Available-for-sale Securities	$ 1,025	$ 1,222
Available for sale - Weighted Average Yield	2.99%	2.99%

Investment Securities (Invest_2

Investment Securities (Investment securities by contractual maturity) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Investments [Line Items]
Available for sale Amortized Cost	$ 520,960	$ 854,511
Available-for-sale Securities	519,095	841,857
Held-to-maturity, Amortized cost		424,740
Held to maturity Fair Value	0	410,353
Maturities Due From One To Five Years [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	4,181
Available-for-sale Securities	4,200
Maturities Due From Five To Ten Years [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	158,224
Available-for-sale Securities	157,582
Maturities Due After Ten Years [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	347,608
Available-for-sale Securities	346,376
Collateralized Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	506,978	840,055
Available-for-sale Securities	505,103	827,565
Collateralized Mortgage Backed Securities [Member] | FNMA and FHLMC [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	426,192	561,878
Available-for-sale Securities	424,169	553,331
Collateralized Mortgage Backed Securities [Member] | GNMA [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	25,329	211,947
Available-for-sale Securities	25,831	210,170
Collateralized Mortgage Backed Securities [Member] | CMO's [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	55,457	66,230
Available-for-sale Securities	55,103	64,064
Collateralized Mortgage Backed Securities [Member] | Maturities Due From One To Five Years [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	2,041
Available-for-sale Securities	2,070
Collateralized Mortgage Backed Securities [Member] | Maturities Due From One To Five Years [Member] | FNMA and FHLMC [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	2,041
Available-for-sale Securities	2,070
Collateralized Mortgage Backed Securities [Member] | Maturities Due From Five To Ten Years [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	157,329
Available-for-sale Securities	156,657
Collateralized Mortgage Backed Securities [Member] | Maturities Due From Five To Ten Years [Member] | FNMA and FHLMC [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	108,573
Available-for-sale Securities	108,256
Collateralized Mortgage Backed Securities [Member] | Maturities Due From Five To Ten Years [Member] | CMO's [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	48,756
Available-for-sale Securities	48,401
Collateralized Mortgage Backed Securities [Member] | Maturities Due After Ten Years [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	347,608
Available-for-sale Securities	346,376
Collateralized Mortgage Backed Securities [Member] | Maturities Due After Ten Years [Member] | FNMA and FHLMC [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	315,578
Available-for-sale Securities	313,843
Collateralized Mortgage Backed Securities [Member] | Maturities Due After Ten Years [Member] | GNMA [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	25,329
Available-for-sale Securities	25,831
Collateralized Mortgage Backed Securities [Member] | Maturities Due After Ten Years [Member] | CMO's [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	6,701
Available-for-sale Securities	6,702
Investment Securities
Schedule of Investments [Line Items]
Available for sale Amortized Cost	13,982	14,456
Available-for-sale Securities	13,992	14,292
Investment Securities | US Treasury Securities [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	10,947	10,924
Available-for-sale Securities	10,937	10,805
Investment Securities | Obligation of US Government sponsored agencies at loss [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	2,040	2,325
Available-for-sale Securities	2,030	2,265
Investment Securities | Other Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	995	1,207
Available-for-sale Securities	1,025	$ 1,222
Investment Securities | Maturities Due In Less Than One Year [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	10,947
Available-for-sale Securities	10,937
Investment Securities | Maturities Due In Less Than One Year [Member] | US Treasury Securities [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	10,947
Available-for-sale Securities	10,937
Investment Securities | Maturities Due From One To Five Years [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	2,140
Available-for-sale Securities	2,130
Investment Securities | Maturities Due From One To Five Years [Member] | Obligation of US Government sponsored agencies at loss [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	2,040
Available-for-sale Securities	2,030
Investment Securities | Maturities Due From One To Five Years [Member] | Other Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	100
Available-for-sale Securities	100
Investment Securities | Maturities Due From Five To Ten Years [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	895
Available-for-sale Securities	925
Investment Securities | Maturities Due From Five To Ten Years [Member] | Other Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale Amortized Cost	895
Available-for-sale Securities	$ 925

Investment Securities (Gross Re

Investment Securities (Gross Realized Gains and Losses by Category) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Sale Price	$ 191,200		$ 680,466	$ 14,746
Book Value	$ 680,500	$ 0	672,192	14,746
Available-For-Sale Securities, Gross Realized Gains			8,274	0
Available-For-Sale, Securities Gross Realized Losses			0	0
FNMA and FHLMC [Member] | Collateralized Mortgage Backed Securities [Member]
Investments, Debt and Equity Securities [Abstract]
Sale Price			451,081
Book Value			447,305
Available-For-Sale Securities, Gross Realized Gains			3,776
Available-For-Sale, Securities Gross Realized Losses			0
GNMA [Member] | Collateralized Mortgage Backed Securities [Member]
Investments, Debt and Equity Securities [Abstract]
Sale Price			229,385	14,746
Book Value			224,887	14,746
Available-For-Sale Securities, Gross Realized Gains			4,498	0
Available-For-Sale, Securities Gross Realized Losses			$ 0	$ 0

Investment Securities (Unrealiz

Investment Securities (Unrealized Gains and Losses by Category) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Available For Sale Securities Continuous Unrealized Loss Position Amortized Cost [Abstract]
Available for sale - Amortized cost - less than 12 month	$ 15,981	$ 127,221
Available for sale - Amortized cost - more than 12 month	393,230	567,531
Total Available for Sale Amortization cost	409,211	694,752
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available for sale - Unrealized Loss - less than 12 month	39	436
Available for sale - Unrealized Loss - more than 12 month	2,938	13,687
Total Available for Sale Unrealized Loss	2,977	14,123
Available For Sale Securities Continuous Unrealized Loss Position Fair Value [Abstract]
Available for sale - Fair Value - less than 12 month	15,942	126,785
Available-for-sale, Fair Value - more than 12 month	390,292	553,844
Total Available for Sale Fair Value	406,234	680,629
Continuous Unrealized Loss Position Amortized Cost [Abstract]
Held to Maturity - Amortized cost - more than 12 month		424,740
Held to Maturity - Amortized Cost		424,740
Held To Maturity Securities, Continuous Unrealized Loss Position Aggregate Losses [Abstract]
Held to Maturity- Unrealized Loss - more than 12 month		14,387
Held to Maturity- Unrealized Loss		14,387
Held To Maturity Securities Continuous Unrealized Loss Position Fair Value [Abstract]
Held-to-Maturity - Fair Value - more than 12 Month		410,353
Held to Maturity - Fair Value		410,353
CMO's issued by us government sponsored agencies at loss
Available For Sale Securities Continuous Unrealized Loss Position Amortized Cost [Abstract]
Available for sale - Amortized cost - less than 12 month	12,081
Available for sale - Amortized cost - more than 12 month	38,170	66,230
Total Available for Sale Amortization cost	50,251	66,230
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available for sale - Unrealized Loss - less than 12 month	35
Available for sale - Unrealized Loss - more than 12 month	336	2,166
Total Available for Sale Unrealized Loss	371	2,166
Available For Sale Securities Continuous Unrealized Loss Position Fair Value [Abstract]
Available for sale - Fair Value - less than 12 month	12,046
Available-for-sale, Fair Value - more than 12 month	37,834	64,064
Total Available for Sale Fair Value	49,880	64,064
FNMA and FHLMC [Member]
Available For Sale Securities Continuous Unrealized Loss Position Amortized Cost [Abstract]
Available for sale - Amortized cost - less than 12 month	3,578	109,772
Available for sale - Amortized cost - more than 12 month	343,004	357,955
Total Available for Sale Amortization cost	346,582	467,727
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available for sale - Unrealized Loss - less than 12 month	4	348
Available for sale - Unrealized Loss - more than 12 month	2,582	8,603
Total Available for Sale Unrealized Loss	2,586	8,951
Available For Sale Securities Continuous Unrealized Loss Position Fair Value [Abstract]
Available for sale - Fair Value - less than 12 month	3,574	109,424
Available-for-sale, Fair Value - more than 12 month	340,422	349,352
Total Available for Sale Fair Value	343,996	458,776
Government National Mortgage Association Certificates and Obligations (GNMA) [Member]
Available For Sale Securities Continuous Unrealized Loss Position Amortized Cost [Abstract]
Available for sale - Amortized cost - less than 12 month		17,126
Available for sale - Amortized cost - more than 12 month	19	131,044
Total Available for Sale Amortization cost	19	148,170
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available for sale - Unrealized Loss - less than 12 month		88
Available for sale - Unrealized Loss - more than 12 month	0	2,739
Total Available for Sale Unrealized Loss	0	2,827
Available For Sale Securities Continuous Unrealized Loss Position Fair Value [Abstract]
Available for sale - Fair Value - less than 12 month		17,038
Available-for-sale, Fair Value - more than 12 month	19	128,305
Total Available for Sale Fair Value	19	145,343
Obligation of US Government sponsored agencies at loss [Member]
Available For Sale Securities Continuous Unrealized Loss Position Amortized Cost [Abstract]
Available for sale - Amortized cost - more than 12 month	2,040	2,325
Total Available for Sale Amortization cost	2,040	2,325
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available for sale - Unrealized Loss - more than 12 month	10	60
Total Available for Sale Unrealized Loss	10	60
Available For Sale Securities Continuous Unrealized Loss Position Fair Value [Abstract]
Available-for-sale, Fair Value - more than 12 month	2,030	2,265
Total Available for Sale Fair Value	2,030	2,265
US Treasury Securities at loss
Available For Sale Securities Continuous Unrealized Loss Position Amortized Cost [Abstract]
Available for sale - Amortized cost - less than 12 month	322	323
Available for sale - Amortized cost - more than 12 month	9,997	9,977
Total Available for Sale Amortization cost	10,319	10,300
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Available for sale - Unrealized Loss - less than 12 month	0	0
Available for sale - Unrealized Loss - more than 12 month	10	119
Total Available for Sale Unrealized Loss	10	119
Available For Sale Securities Continuous Unrealized Loss Position Fair Value [Abstract]
Available for sale - Fair Value - less than 12 month	322	323
Available-for-sale, Fair Value - more than 12 month	9,987	9,858
Total Available for Sale Fair Value	$ 10,309	$ 10,181

Loans (Narratives) (Details)

Loans (Narratives) (Details) - USD ($) $ in Millions	Sep. 30, 2019	Dec. 31, 2018
Loans And Leases Receivable Disclosure [Line Items]
Originated loans granted to Puerto Rico government	$ 96.7	$ 91.4
Acquired credit facilities granted to the Puerto Rico Public Corporation	32.9	44.5
Financing receivable modifications. recorded investment not included in non-accrual	103.8	112.9
Current but placed in non-accrual due to credit deterioration	16.6	21.2
Impaired commercial loans	59.5	82
Allowance for impaired commercial loans	4.9	8.4
Impaired mortgage loans	71.7	84.2
Allowance for impaired mortgage loans	$ 6.8	$ 10.2

Loans (Composition of loan port

Loans (Composition of loan portfolio) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans And Leases Receivable Net Reported Amount
Allowance for loan and lease losses	$ (154,343)	$ (164,231)
Loans receivable net of deferred loan cost (fees)	4,371,644	4,421,226
Mortgage loans held-for-sale	23,504	10,368
Other loans held for sale	12,042	0
Total loans	4,407,190	4,431,594
Acquired BBVAPR loans [Member]
Loans And Leases Receivable Net Reported Amount
Allowance for loan and lease losses	(52,884)	(44,072)
Loans, net of allowance for loan and lease losse, net.	570,242	676,509
Deferred loan cost (fees), net	0	0
Loans receivable net of deferred loan cost (fees)	570,242	676,509
Total loans	570,242	676,509
Acquired BBVAPR Accounted for under ASC 310-20 [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	23,915	30,969
Allowance for loan and lease losses	(1,490)	(2,062)
Loans, net of allowance for loan and lease losse, net.	22,425	28,907
Loans receivable net of deferred loan cost (fees)	22,425	28,907
Total loans	22,425	28,907
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Commercial Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	2,217	2,546
Allowance for loan and lease losses	(20)	(22)
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Consumer Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	21,461	23,988
Allowance for loan and lease losses	(1,448)	(1,905)
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Auto Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	237	4,435
Allowance for loan and lease losses	(22)	(135)
Acquired BBVAPR Accounted under ASC 310-30 [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	599,211	689,612
Allowance for loan and lease losses	(51,394)	(42,010)
Loans, net of allowance for loan and lease losse, net.	547,817	647,602
Deferred loan cost (fees), net	0	0
Loans receivable net of deferred loan cost (fees)	547,817	647,602
Total loans	547,817	647,602
Acquired BBVAPR Accounted under ASC 310-30 [Member] | Mortgage Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	439,675	492,890
Allowance for loan and lease losses	(20,458)	(15,225)
Acquired BBVAPR Accounted under ASC 310-30 [Member] | Commercial Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	155,653	182,319
Allowance for loan and lease losses	(28,647)	(20,641)
Acquired BBVAPR Accounted under ASC 310-30 [Member] | Auto Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	3,883	14,403
Allowance for loan and lease losses	(2,289)	(6,144)
Eurobank Acquired Loans
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	101,817	112,064
Allowance for loan and lease losses	(22,370)	(24,971)
Loans, net of allowance for loan and lease losse, net.	79,447	87,093
Deferred loan cost (fees), net	0	0
Loans receivable net of deferred loan cost (fees)	79,447	87,093
Total loans	79,447	87,093
Eurobank Acquired Loans | Commercial Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	46,412	47,826
Eurobank Acquired Loans | Consumer Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	802	846
Eurobank Acquired Loans | Loans secured by 1-4 family residential properties, covered [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	54,603	63,392
Originated Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	3,791,436	3,745,072
Allowance for loan and lease losses	(79,089)	(95,188)
Loans, net of allowance for loan and lease losse, net.	3,712,347	3,649,884
Deferred loan cost (fees), net	9,608	7,740
Loans receivable net of deferred loan cost (fees)	3,721,955	3,657,624
Total loans	3,721,955	3,657,624
Originated Loan [Member] | Mortgage Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	589,383	668,809
Allowance for loan and lease losses	(8,391)	(19,783)
Originated Loan [Member] | Commercial Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	1,573,629	1,597,588
Allowance for loan and lease losses	(22,323)	(30,326)
Originated Loan [Member] | Consumer Loan [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	362,358	348,980
Allowance for loan and lease losses	(15,328)	(15,571)
Originated Loan [Member] | Auto and Leasing [Member]
Loans And Leases Receivable Net Reported Amount
Loans and Leases Receivable, Gross, Carrying Amount	1,266,066	1,129,695
Allowance for loan and lease losses	(33,047)	(29,508)
Acquired loans [Member]
Loans And Leases Receivable Net Reported Amount
Loans, net of allowance for loan and lease losse, net.	649,689	763,602
Loans receivable net of deferred loan cost (fees)	649,689	763,602
Acquired loans [Member] | Eurobank Acquired Loans
Loans And Leases Receivable Net Reported Amount
Allowance for loan and lease losses	(22,370)	(24,971)
Acquired loans [Member] | Eurobank Acquired Loans | Consumer Loan [Member]
Loans And Leases Receivable Net Reported Amount
Allowance for loan and lease losses	0	(4)
Acquired loans [Member] | Eurobank Acquired Loans | Loans secured by 1-4 family residential properties, covered [Member]
Loans And Leases Receivable Net Reported Amount
Allowance for loan and lease losses	(13,809)	(15,382)
Acquired loans [Member] | Eurobank Acquired Loans | Commercial and Other Construction Loan [Member]
Loans And Leases Receivable Net Reported Amount
Allowance for loan and lease losses	$ (8,561)	$ (9,585)

Loans (Aging of recorded invest

Loans (Aging of recorded investment in gross loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Originated Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	$ 92,454	$ 77,788
60 - 89 Days Past Due	45,476	47,254
Greater than 90 Days Past Due	66,540	113,022
Total Past Due	204,470	238,064
Current	3,586,966	3,507,008
Total Loans	3,791,436	3,745,072
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	2,897	2,717
Originated Loan [Member] | Mortgage Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	9,810	11,733
60 - 89 Days Past Due	11,821	14,417
Greater than 90 Days Past Due	29,967	75,975
Total Past Due	51,598	102,125
Current	537,785	566,684
Total Loans	589,383	668,809
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	2,897	2,717
Originated Loan [Member] | Traditional loan
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	821	931
60 - 89 Days Past Due	7,348	8,043
Greater than 90 Days Past Due	8,989	33,780
Total Past Due	17,158	42,754
Current	454,881	484,978
Total Loans	472,039	527,732
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	420	494
Originated Loan [Member] | Originated Up To The Year 2002 [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	72	77
60 - 89 Days Past Due	663	1,516
Greater than 90 Days Past Due	1,107	2,707
Total Past Due	1,842	4,300
Current	33,451	36,344
Total Loans	35,293	40,644
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	192	168
Originated Loan [Member] | Originated In The Years 2003 And 2004 [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	142	91
60 - 89 Days Past Due	2,472	2,412
Greater than 90 Days Past Due	1,529	5,632
Total Past Due	4,143	8,135
Current	61,395	67,707
Total Loans	65,538	75,842
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Originated In The Year 2005 [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	80	0
60 - 89 Days Past Due	982	552
Greater than 90 Days Past Due	1,151	3,531
Total Past Due	2,213	4,083
Current	31,291	35,004
Total Loans	33,504	39,087
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Originated In The Year 2006 [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	227	255
60 - 89 Days Past Due	970	1,693
Greater than 90 Days Past Due	1,227	5,074
Total Past Due	2,424	7,022
Current	46,102	49,213
Total Loans	48,526	56,235
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Originated In The Years 2007 2008 And 2009 [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	255
60 - 89 Days Past Due	557	1,059
Greater than 90 Days Past Due	1,137	6,677
Total Past Due	1,694	7,991
Current	48,994	52,781
Total Loans	50,688	60,772
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	139	56
Originated Loan [Member] | Originated In The Years 2010 2011 2012 2013 [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	300	253
60 - 89 Days Past Due	1,211	328
Greater than 90 Days Past Due	2,630	8,697
Total Past Due	4,141	9,278
Current	94,626	104,429
Total Loans	98,767	113,707
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	89	270
Originated Loan [Member] | Originated In Years 2014, 2015, 2016, 2017 and 2018 [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	493	483
Greater than 90 Days Past Due	208	1,462
Total Past Due	701	1,945
Current	139,022	139,500
Total Loans	139,723	141,445
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Home equity secured personal loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	9
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	9
Current	228	241
Total Loans	228	250
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | NonTraditional Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	116
Greater than 90 Days Past Due	1,072	3,085
Total Past Due	1,072	3,201
Current	8,868	11,072
Total Loans	9,940	14,273
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Loss Mitigation Program [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	8,989	10,793
60 - 89 Days Past Due	4,473	6,258
Greater than 90 Days Past Due	8,503	19,389
Total Past Due	21,965	36,440
Current	73,808	70,393
Total Loans	95,773	106,833
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	2,477	2,223
Originated Loan [Member] | Total Traditional, non-traditional and loss mitigation program [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	9,810	11,724
60 - 89 Days Past Due	11,821	14,417
Greater than 90 Days Past Due	18,564	56,254
Total Past Due	40,195	82,395
Current	537,557	566,443
Total Loans	577,752	648,838
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	2,897	2,717
Originated Loan [Member] | GNMA's Buy Back Option related
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	11,403	19,721
Total Past Due	11,403	19,721
Current	0	0
Total Loans	11,403	19,721
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	3,713	3,129
60 - 89 Days Past Due	690	2,439
Greater than 90 Days Past Due	19,993	21,855
Total Past Due	24,396	27,423
Current	1,549,233	1,570,165
Total Loans	1,573,629	1,597,588
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	2,954	1,641
60 - 89 Days Past Due	466	1,893
Greater than 90 Days Past Due	14,851	14,972
Total Past Due	18,271	18,506
Current	768,024	794,929
Total Loans	786,295	813,435
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Corporate Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	7,264	0
Total Past Due	7,264	0
Current	235,585	289,052
Total Loans	242,849	289,052
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Institutional Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	1,200
Total Past Due	0	1,200
Current	76,055	68,413
Total Loans	76,055	69,613
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Middle Market Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	1,430
Greater than 90 Days Past Due	5,084	5,202
Total Past Due	5,084	6,632
Current	199,798	200,831
Total Loans	204,882	207,463
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Retail Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	2,954	1,641
60 - 89 Days Past Due	466	463
Greater than 90 Days Past Due	2,503	8,570
Total Past Due	5,923	10,674
Current	218,702	210,251
Total Loans	224,625	220,925
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Floor Plan Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	3,136	4,184
Total Loans	3,136	4,184
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Real Estate Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	17,966	19,009
Total Loans	17,966	19,009
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | US Loan Program Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	16,782	3,189
Total Loans	16,782	3,189
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Other Commercial and Industrial[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	759	1,488
60 - 89 Days Past Due	224	546
Greater than 90 Days Past Due	5,142	6,883
Total Past Due	6,125	8,917
Current	781,209	775,236
Total Loans	787,334	784,153
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Corporate Other Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	160,222	179,885
Total Loans	160,222	179,885
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Institutional Other Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	153,981	156,410
Total Loans	153,981	156,410
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Middle Market Other Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	63	917
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	4,842	6,020
Total Past Due	4,905	6,937
Current	72,676	81,030
Total Loans	77,581	87,967
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Retail Other Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	696	571
60 - 89 Days Past Due	224	546
Greater than 90 Days Past Due	297	817
Total Past Due	1,217	1,934
Current	108,987	88,000
Total Loans	110,204	89,934
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Floor Plan Other Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	3	46
Total Past Due	3	46
Current	38,567	49,633
Total Loans	38,570	49,679
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | US Loan Program Other Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	246,776	220,278
Total Loans	246,776	220,278
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Consumer Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	5,964	4,832
60 - 89 Days Past Due	2,586	2,453
Greater than 90 Days Past Due	2,360	1,698
Total Past Due	10,910	8,983
Current	351,448	339,997
Total Loans	362,358	348,980
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Credit Cards [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	713	725
60 - 89 Days Past Due	356	363
Greater than 90 Days Past Due	592	411
Total Past Due	1,661	1,499
Current	26,104	26,535
Total Loans	27,765	28,034
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Overdrafts [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	38	10
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	38	10
Current	406	204
Total Loans	444	214
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Unsecured personal lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	8	57
60 - 89 Days Past Due	26	11
Greater than 90 Days Past Due	76	22
Total Past Due	110	90
Current	1,801	1,827
Total Loans	1,911	1,917
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Unsecured personal loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	5,058	3,966
60 - 89 Days Past Due	2,185	1,740
Greater than 90 Days Past Due	1,386	1,262
Total Past Due	8,629	6,968
Current	307,240	296,151
Total Loans	315,869	303,119
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Cash collateral personal loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	147	74
60 - 89 Days Past Due	19	339
Greater than 90 Days Past Due	306	3
Total Past Due	472	416
Current	15,897	15,280
Total Loans	16,369	15,696
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Originated Loan [Member] | Auto and Leasing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	72,967	58,094
60 - 89 Days Past Due	30,379	27,945
Greater than 90 Days Past Due	14,220	13,494
Total Past Due	117,566	99,533
Current	1,148,500	1,030,162
Total Loans	1,266,066	1,129,695
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	614	998
60 - 89 Days Past Due	366	431
Greater than 90 Days Past Due	1,057	1,548
Total Past Due	2,037	2,977
Current	21,878	27,992
Total Loans	23,915	30,969
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	29	30
60 - 89 Days Past Due	35	11
Greater than 90 Days Past Due	808	950
Total Past Due	872	991
Current	1,345	1,555
Total Loans	2,217	2,546
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	787	942
Total Past Due	787	942
Current	33	94
Total Loans	820	1,036
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Retail Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	54
Total Past Due	0	54
Current	0	0
Total Loans	0	54
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Floor Plan Commercial Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	787	888
Total Past Due	787	888
Current	33	94
Total Loans	820	982
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Other Commercial and Industrial[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	29	30
60 - 89 Days Past Due	35	11
Greater than 90 Days Past Due	21	8
Total Past Due	85	49
Current	1,312	1,461
Total Loans	1,397	1,510
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Retail Other Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	29	30
60 - 89 Days Past Due	35	11
Greater than 90 Days Past Due	21	8
Total Past Due	85	49
Current	1,312	1,461
Total Loans	1,397	1,510
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Floor Plan Other Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	0	0
Total Loans	0	0
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Consumer Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	530	563
60 - 89 Days Past Due	280	179
Greater than 90 Days Past Due	205	398
Total Past Due	1,015	1,140
Current	20,446	22,848
Total Loans	21,461	23,988
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Credit Cards [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	501	499
60 - 89 Days Past Due	258	147
Greater than 90 Days Past Due	195	380
Total Past Due	954	1,026
Current	18,467	20,796
Total Loans	19,421	21,822
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Unsecured personal loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	29	64
60 - 89 Days Past Due	22	32
Greater than 90 Days Past Due	10	18
Total Past Due	61	114
Current	1,979	2,052
Total Loans	2,040	2,166
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	0	0
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Auto Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	55	405
60 - 89 Days Past Due	51	241
Greater than 90 Days Past Due	44	200
Total Past Due	150	846
Current	87	3,589
Total Loans	237	4,435
Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing	$ 0	$ 0

Loans (BBVAPR Acquired Loan 310

Loans (BBVAPR Acquired Loan 310-30 carrying amounts) (Details) - Acquired under ASC 310-30 Non-Covered Loans [Member] - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Accounts Notes And Loans Receivable [Line Items]
Contractual required payments receivable:	$ 1,168,109		$ 1,304,545
Less: Non-accretable discount	347,726	$ 346,055	345,423	$ 347,173	$ 350,257	$ 352,431
Cash expected to be collected	820,383		959,122
Less: Accretable yield	221,172		269,510
Carrying amount, gross	599,211		689,612
Less: allowance for loan and lease losses	51,394		42,010
Carrying amount, net	$ 547,817		$ 647,602

Loans (Accretable yield and non

Loans (Accretable yield and non-accretable discount activity) (Details) - Acquired under ASC 310-30 Non-Covered Loans [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$ 252,518	$ 287,992	$ 269,510	$ 308,913
Accretion	(8,483)	(11,253)	(26,936)	(34,498)
Change in expected cash flow	4,151	1,362	9,290	8,250
Transfer from (to) non-accretable discount	(27,014)	293	(30,692)	(4,271)
Balance at end of period	221,172	278,394	221,172	278,394
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	346,055	350,257	345,423	352,431
Change in actual and expected losses	(25,343)	(2,791)	(28,389)	(9,529)
Transfer (to) from accretable yield	27,014	(293)	30,692	4,271
Balance at end of period	347,726	347,173	347,726	347,173
Mortgage Loan [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	217,549	243,903	232,199	258,498
Accretion	(5,876)	(6,722)	(18,342)	(20,710)
Change in expected cash flow	0	0	0	0
Transfer from (to) non-accretable discount	(9,849)	1,456	(12,033)	849
Balance at end of period	201,824	238,637	201,824	238,637
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	292,258	296,137	291,887	299,501
Change in actual and expected losses	(21,356)	(1,860)	(23,169)	(5,831)
Transfer (to) from accretable yield	9,849	(1,456)	12,033	(849)
Balance at end of period	280,751	292,821	280,751	292,821
Commercial Loan [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	34,638	42,521	36,508	46,764
Accretion	(2,379)	(3,977)	(7,523)	(11,259)
Change in expected cash flow	3,995	1,334	8,635	7,265
Transfer from (to) non-accretable discount	(17,128)	(1,140)	(18,494)	(4,032)
Balance at end of period	19,126	38,738	19,126	38,738
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	10,904	11,143	10,346	10,596
Change in actual and expected losses	(3,913)	(1,125)	(4,721)	(3,470)
Transfer (to) from accretable yield	17,128	1,140	18,494	4,032
Balance at end of period	24,119	11,158	24,119	11,158
Auto Loan [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	43	1,071	243	2,766
Accretion	(77)	(466)	(432)	(1,991)
Change in expected cash flow	5	3	16	829
Transfer from (to) non-accretable discount	57	3	201	(993)
Balance at end of period	28	611	28	611
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	24,083	23,645	24,245	23,050
Change in actual and expected losses	44	181	26	(220)
Transfer (to) from accretable yield	(57)	(3)	(201)	993
Balance at end of period	24,070	23,823	24,070	23,823
Consumer Loan [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	288	497	560	885
Accretion	(151)	(88)	(639)	(538)
Change in expected cash flow	151	25	639	156
Transfer from (to) non-accretable discount	(94)	(26)	(366)	(95)
Balance at end of period	194	408	194	408
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	18,810	19,332	18,945	19,284
Change in actual and expected losses	(118)	13	(525)	(8)
Transfer (to) from accretable yield	94	26	366	95
Balance at end of period	$ 18,786	$ 19,371	$ 18,786	$ 19,371

Loans (Eurobank Acquired Loan c

Loans (Eurobank Acquired Loan carrying amounts) (Details) - Eurobank Acquired Loans - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Accounts Notes And Loans Receivable [Line Items]
Financing Receivable Acquired With Deteriorated Credit Quality	$ 139,119		$ 156,722
Less: Non-accretable discount	1,714	$ 1,799	2,959	$ 4,187	$ 3,819	$ 5,845
Cash expected to be collected	137,405		153,763
Less: Accretable yield	35,588		41,699
Carrying amount, gross	101,817		112,064
Allowance for loan and lease losses	22,370		24,971
Carrying amount, net	$ 79,447		$ 87,093

Loans (Accretable yield and n_2

Loans (Accretable yield and non-accretable discount activity of acquired Eurobank loans) (Details) - Acquired Loans In An F D I C Assisted Transaction [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$ 38,394	$ 45,078	$ 41,699	$ 49,672
Accretion	(2,379)	(3,485)	(7,452)	(10,192)
Change in expected cash flow	2,506	2,209	3,056	4,199
Transfer from (to) non-accretable discount	(2,933)	(727)	(1,715)	(604)
Balance at end of period	35,588	43,075	35,588	43,075
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	1,799	3,819	2,959	5,845
Change in actual and expected losses	(3,018)	(359)	(2,960)	(2,262)
Transfer (to) from accretable yield	2,933	727	1,715	604
Balance at end of period	1,714	4,187	1,714	4,187
Mortgage
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	35,935	39,269	37,734	41,474
Accretion	(1,218)	(1,440)	(3,849)	(4,583)
Change in expected cash flow	1,917	6	1,524	(974)
Transfer from (to) non-accretable discount	(2,518)	188	(1,293)	2,106
Balance at end of period	34,116	38,023	34,116	38,023
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	79	2,638	1,276	4,576
Change in actual and expected losses	(2,597)	63	(2,569)	43
Transfer (to) from accretable yield	2,518	(188)	1,293	(2,106)
Balance at end of period	0	2,513	0	2,513
Commercial and Other Construction Loan [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	1,856	4,585	3,310	6,751
Accretion	(1,075)	(1,883)	(3,439)	(5,195)
Change in expected cash flow	550	2,063	1,416	4,793
Transfer from (to) non-accretable discount	(438)	(412)	(394)	(1,996)
Balance at end of period	893	4,353	893	4,353
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	0	0	0	276
Change in actual and expected losses	(438)	(412)	(394)	(2,272)
Transfer (to) from accretable yield	438	412	394	1,996
Balance at end of period	0	0	0	0
Construction and development secured by family properties [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	603	1,224	655	1,447
Accretion	0	0	0	0
Change in expected cash flow	0	0	0	0
Transfer from (to) non-accretable discount	(24)	(525)	(76)	(748)
Balance at end of period	579	699	579	699
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	1,602	981	1,550	758
Change in actual and expected losses	0	0	0	0
Transfer (to) from accretable yield	24	525	76	748
Balance at end of period	1,626	1,506	1,626	1,506
Auto and Leasing [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	0	0	0	0
Accretion	3	(7)	(12)	(45)
Change in expected cash flow	(93)	(143)	(134)	(317)
Transfer from (to) non-accretable discount	90	150	146	362
Balance at end of period	0	0	0	0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	0	0	0	0
Change in actual and expected losses	90	150	146	362
Transfer (to) from accretable yield	(90)	(150)	(146)	(362)
Balance at end of period	0	0	0	0
Consumer Loan [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	0	0	0	0
Accretion	(89)	(155)	(152)	(369)
Change in expected cash flow	132	283	250	697
Transfer from (to) non-accretable discount	(43)	(128)	(98)	(328)
Balance at end of period	0	0	0	0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]
Balance at beginning of period	118	200	133	235
Change in actual and expected losses	(73)	(160)	(143)	(395)
Transfer (to) from accretable yield	43	128	98	328
Balance at end of period	$ 88	$ 168	$ 88	$ 168

Loans (Investment in loans on n

Loans (Investment in loans on non-accrual status) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 73,398	$ 119,726
Originated Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	72,341	118,178
Originated Loan [Member] | Mortgage Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	17,713	58,874
Originated Loan [Member] | Traditional loan
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	8,646	33,682
Originated Loan [Member] | Originated Up To The Year 2002 [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	916	2,538
Originated Loan [Member] | Originated In The Years 2003 And 2004 [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	1,529	5,818
Originated Loan [Member] | Originated In The Year 2005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	1,151	3,600
Originated Loan [Member] | Originated In The Year 2006 [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	1,227	5,140
Originated Loan [Member] | Originated In The Years 2007 2008 And 2009 [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	1,075	6,697
Originated Loan [Member] | Originated In The Years 2010 2011 2012 2013 [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	2,540	8,427
Originated Loan [Member] | Originated In Years 2014, 2015, 2016, 2017 and 2018 [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	208	1,462
Originated Loan [Member] | NonTraditional Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	1,072	3,085
Originated Loan [Member] | Loss Mitigation Program [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	7,995	22,107
Originated Loan [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	35,601	42,456
Originated Loan [Member] | Commercial Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	30,243	33,300
Originated Loan [Member] | Corporate Commercial Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	7,264	0
Originated Loan [Member] | Institutional Commercial Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	9,295	9,911
Originated Loan [Member] | Retail Commercial Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	7,824	16,123
Originated Loan [Member] | Middle Market Commercial Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	5,860	7,266
Originated Loan [Member] | Other Commercial and Industrial[Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	5,358	9,156
Originated Loan [Member] | Middle Market Other Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	4,841	6,481
Originated Loan [Member] | Retail Other Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	514	2,629
Originated Loan [Member] | Floor Plan Other Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	3	46
Originated Loan [Member] | Consumer Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	4,008	3,354
Originated Loan [Member] | Credit Cards [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	592	411
Originated Loan [Member] | Overdrafts [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Originated Loan [Member] | Unsecured personal lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	82	31
Originated Loan [Member] | Unsecured personal loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	3,027	2,909
Originated Loan [Member] | Cash collateral personal loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	307	3
Originated Loan [Member] | Auto and Leasing [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	15,019	13,494
Acquired loans accounted for under ASC 310-20 [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	1,057	1,548
Acquired loans accounted for under ASC 310-20 [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	808	950
Acquired loans accounted for under ASC 310-20 [Member] | Commercial Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	787	942
Acquired loans accounted for under ASC 310-20 [Member] | Floor Plan Commercial Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	787	888
Acquired loans accounted for under ASC 310-20 [Member] | Retail Commercial Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	54
Acquired loans accounted for under ASC 310-20 [Member] | Retail Other Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	21	8
Acquired loans accounted for under ASC 310-20 [Member] | Consumer Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	205	398
Acquired loans accounted for under ASC 310-20 [Member] | Credit Cards [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	195	380
Acquired loans accounted for under ASC 310-20 [Member] | Unsecured personal loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	10	18
Acquired loans accounted for under ASC 310-20 [Member] | Auto Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 44	$ 200

Loans (Recorded Investment in l

Loans (Recorded Investment in loans individually evaluated for impairment) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Allowance for loan and lease losses	$ 154,343	$ 164,231
Originated Loan [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	149,565	188,536
Recorded Investment	130,487	165,403
Allowance for loan and lease losses	$ 11,665	$ 18,620
Coverage	0.09%	0.11%
Acquired BBVAPR Accounted for under ASC 310-20 [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 926	$ 926
Recorded Investment	678	747
Allowance for loan and lease losses	$ 19	$ 14
Coverage	0.03%	0.02%
Acquired BBVAPR Accounted under ASC 310-30 [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 543,757	$ 701,501
Recorded Investment	547,225	688,083
Allowance for loan and lease losses	$ 51,394	$ 42,010
Coverage	9.00%	6.00%
Eurobank Acquired Loans
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 93,311	$ 117,510
Recorded Investment	91,060	111,230
Allowance for loan and lease losses	$ 22,370	$ 24,971
Coverage	0.25%	0.22%
Commercial impaired loans with specific allowance [Member] | Originated Loan [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 34,590	$ 54,636
Recorded Investment	30,813	49,092
Allowance for loan and lease losses	$ 4,849	$ 8,434
Coverage	0.16%	0.17%
Commercial impaired loans with specific allowance [Member] | Acquired BBVAPR Accounted for under ASC 310-20 [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 926	$ 926
Recorded Investment	678	747
Allowance for loan and lease losses	$ 19	$ 14
Coverage	0.03%	0.02%
Residential troubled-debt restructuring impaired loans with specific allowance [Member] | Originated Loan [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 78,836	$ 95,659
Recorded Investment	71,658	84,174
Allowance for loan and lease losses	$ 6,816	$ 10,186
Coverage	0.10%	0.12%
Commercial impaired loans with no specific allowance financing receivable | Originated Loan [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 36,139	$ 38,241
Recorded Investment	$ 28,016	$ 32,137
Coverage	0.00%	0.00%
Commercial impaired loans with no specific allowance financing receivable | Acquired BBVAPR Accounted for under ASC 310-20 [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 0	$ 0
Recorded Investment	$ 0	$ 0
Coverage	0.00%	0.00%
Mortgage impaired loan pool [Member] | Acquired BBVAPR Accounted under ASC 310-30 [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 433,079	$ 498,537
Recorded Investment	439,676	492,890
Allowance for loan and lease losses	$ 20,458	$ 15,225
Coverage	5.00%	3.00%
Commercial impaired loan pool [Member] | Acquired BBVAPR Accounted under ASC 310-30 [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 105,331	$ 188,413
Recorded Investment	103,667	180,790
Allowance for loan and lease losses	$ 28,647	$ 20,641
Coverage	28.00%	11.00%
Auto impaired loan pool. | Acquired BBVAPR Accounted under ASC 310-30 [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 5,347	$ 14,551
Recorded Investment	3,882	14,403
Allowance for loan and lease losses	$ 2,289	$ 6,144
Coverage	59.00%	43.00%
Consumer impaired loan pool. | Eurobank Acquired Loans
Financing Receivable, Impaired [Line Items]
Unpaid Principal		$ 15
Recorded Investment		4
Allowance for loan and lease losses		$ 4
Coverage		1.00%
Loans secured by 1-4 family residential properties, covered [Member] | Eurobank Acquired Loans
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 57,217	$ 70,153
Recorded Investment	52,677	63,406
Allowance for loan and lease losses	$ 13,809	$ 15,382
Coverage	0.26%	0.24%
Commercial and Other Construction Loan [Member] | Eurobank Acquired Loans
Financing Receivable, Impaired [Line Items]
Unpaid Principal	$ 36,094	$ 47,342
Recorded Investment	38,383	47,820
Allowance for loan and lease losses	$ 8,561	$ 9,585
Coverage	0.22%	0.20%

Loans (Interest Income Recogniz

Loans (Interest Income Recognized in loans individually evaluated for impairment) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Originated Loans [Member]
Impaired Financing Receivable Interest Income Accrual Method [Abstract]
Total Interest Income	$ 1,149	$ 1,116	$ 3,370	$ 3,272
Impaired Financing Receivable Average Recorded Investment [Abstract]
Total Average Recorded Investment	146,898	151,867	160,760	153,098
Acquired loans accounted for under ASC 310-20 [Member]
Impaired Financing Receivable Interest Income Accrual Method [Abstract]
Total Interest Income	1,149	1,116	3,370	3,272
Impaired Financing Receivable Average Recorded Investment [Abstract]
Total Average Recorded Investment	147,576	152,614	161,468	153,845
Commercial Loan [Member] | Originated Loans [Member]
Impaired Financing Receivable Interest Income Accrual Method [Abstract]
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method	131	150	394	432
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method	305	271	896	812
Impaired Financing Receivable Average Recorded Investment [Abstract]
Impaired Financing Receivable With Related Allowance Average Recorded Investment	37,855	35,765	47,379	44,691
Impaired Financing Receivable With No Related Allowance Average Recorded Investment	30,673	31,315	31,640	23,736
Commercial Loan [Member] | Acquired loans accounted for under ASC 310-20 [Member]
Impaired Financing Receivable Interest Income Accrual Method [Abstract]
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method	0	0	0	0
Impaired Financing Receivable Average Recorded Investment [Abstract]
Impaired Financing Receivable With Related Allowance Average Recorded Investment	678	747	708	747
Troubled Debt Restructuring [Member] | Originated Loans [Member]
Impaired Financing Receivable Interest Income Accrual Method [Abstract]
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method	713	695	2,080	2,028
Impaired Financing Receivable Average Recorded Investment [Abstract]
Impaired Financing Receivable With Related Allowance Average Recorded Investment	$ 78,370	$ 84,787	$ 81,741	$ 84,671

Loans (TDR Pre_Post Modificatio

Loans (TDR Pre/Post Modifications) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)number	Sep. 30, 2018USD ($)number	Sep. 30, 2019USD ($)number	Sep. 30, 2018USD ($)number
Mortgage Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | number	21	21	109	104
Financing Receivable Modifications Pre Modification Recorded Investment	$ 2,446	$ 2,621	$ 13,940	$ 14,087
Pre Modification Weighted Average Rate	5.97%	5.42%	5.91%	5.61%
Pre Modification Weighted Average Term	358 months	373 months	383 months	382 months
Financing Receivable Modifications Post Modification Recorded Investment	$ 2,307	$ 2,579	$ 12,893	$ 13,597
Post Modification Weighted Average Rate	5.25%	4.19%	5.14%	4.82%
Post Modification Weighted Average Term	345 months	344 months	346 months	344 months
Commercial Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | number	1	5	3	13
Financing Receivable Modifications Pre Modification Recorded Investment	$ 81	$ 3,007	$ 1,245	$ 10,341
Pre Modification Weighted Average Rate	8.50%	5.79%	7.12%	5.50%
Pre Modification Weighted Average Term	60 months	71 months	55 months	53 months
Financing Receivable Modifications Post Modification Recorded Investment	$ 81	$ 3,002	$ 1,245	$ 10,332
Post Modification Weighted Average Rate	8.50%	5.10%	5.96%	5.74%
Post Modification Weighted Average Term	95 months	83 months	86 months	60 months
Consumer Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | number	124	52	265	101
Financing Receivable Modifications Pre Modification Recorded Investment	$ 1,818	$ 758	$ 3,833	$ 1,469
Pre Modification Weighted Average Rate	16.50%	15.06%	15.92%	15.58%
Pre Modification Weighted Average Term	65 months	66 months	66 months	59 months
Financing Receivable Modifications Post Modification Recorded Investment	$ 1,776	$ 765	$ 3,825	$ 1,477
Post Modification Weighted Average Rate	11.68%	12.04%	11.69%	11.51%
Post Modification Weighted Average Term	75 months	73 months	75 months	72 months
Auto [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | number	8	2	21	2
Financing Receivable Modifications Pre Modification Recorded Investment	$ 112	$ 40	$ 305	$ 40
Pre Modification Weighted Average Rate	6.96%	10.28%	7.35%	10.28%
Pre Modification Weighted Average Term	71 months	37 months	70 months	37 months
Financing Receivable Modifications Post Modification Recorded Investment	$ 112	$ 40	$ 313	$ 40
Post Modification Weighted Average Rate	8.60%	10.28%	8.97%	10.28%
Post Modification Weighted Average Term	43 months	37 months	45 months	37 months

Loans (Troubled debt restructur

Loans (Troubled debt restructurings, Rolling Twelve Months) (Details)	12 Months Ended
	Sep. 30, 2019USD ($)number	Sep. 30, 2018USD ($)number
Mortgage Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | number	32	19
Recored Investment | $	$ 4,065,000	$ 2,756,000
Commercial Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | number	2	2
Recored Investment | $	$ 350,000	$ 281,000
Consumer Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | number	61	11
Recored Investment | $	$ 710,000	$ 107,000
Auto [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | number	3	0
Recored Investment | $	$ 51,000	$ 0

Loans (Credit Quality Indicator

Loans (Credit Quality Indicator of loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 3,791,436	$ 3,745,072
Commercial Secured [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	786,295	813,435
Pass	689,814	678,159
Special Mention	49,117	63,178
Substandard	47,364	72,098
Doubtful	0	0
Loss	0	0
Commercial Secured [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	820	1,036
Pass	33	94
Special Mention	0	0
Substandard	787	942
Doubtful	0	0
Loss	0	0
Corporate | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	242,849	289,052
Pass	218,501	246,711
Special Mention	17,084	26,544
Substandard	7,264	15,797
Doubtful	0	0
Loss	0	0
Institutional | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	76,055	69,613
Pass	66,405	59,509
Special Mention	355	0
Substandard	9,295	10,104
Doubtful	0	0
Loss	0	0
Middle Market | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	204,882	207,463
Pass	157,063	151,638
Special Mention	27,901	32,638
Substandard	19,918	23,187
Doubtful	0	0
Loss	0	0
Retail | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	224,625	220,925
Pass	209,961	195,213
Special Mention	3,777	3,996
Substandard	10,887	21,716
Doubtful	0	0
Loss	0	0
Retail | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	0	54
Pass	0	0
Special Mention	0	0
Substandard	0	54
Doubtful	0	0
Loss	0	0
Floor Plan | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	3,136	4,184
Pass	3,136	2,890
Special Mention	0	0
Substandard	0	1,294
Doubtful	0	0
Loss	0	0
Floor Plan | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	820	982
Pass	33	94
Special Mention	0	0
Substandard	787	888
Doubtful	0	0
Loss	0	0
Real Estate | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	17,966	19,009
Pass	17,966	19,009
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
US Loan Program | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	16,782	3,189
Pass	16,782	3,189
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Other commercial and industrial [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	787,334	784,153
Pass	773,804	729,167
Special Mention	7,496	41,852
Substandard	6,034	13,134
Doubtful	0	0
Loss	0	0
Other commercial and industrial [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,397	1,510
Pass	1,397	1,510
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Corporate | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	160,222	179,885
Pass	157,655	154,629
Special Mention	2,567	25,256
Substandard	0	0
Doubtful	0	0
Loss	0	0
Institutional | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	153,981	156,410
Pass	153,981	156,410
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Middle Market | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	77,581	87,967
Pass	69,263	63,876
Special Mention	2,706	13,737
Substandard	5,612	10,354
Doubtful	0	0
Loss	0	0
Retail | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	110,204	89,934
Pass	109,689	86,882
Special Mention	96	318
Substandard	419	2,734
Doubtful	0	0
Loss	0	0
Retail | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,397	1,510
Pass	1,397	1,510
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Floor Plan | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	38,570	49,679
Pass	36,440	47,092
Special Mention	2,127	2,541
Substandard	3	46
Doubtful	0	0
Loss	0	0
Floor Plan | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	0	0
Pass	0	0
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
US Loan Program | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	246,776	220,278
Pass	246,776	220,278
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Total Commercial subject to risk rating [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,573,629	1,597,588
Pass	1,463,618	1,407,326
Special Mention	56,613	105,030
Substandard	53,398	85,232
Doubtful	0	0
Loss	0	0
Total Commercial subject to risk rating [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	2,217	2,546
Pass	1,430	1,604
Special Mention	0	0
Substandard	787	942
Doubtful	0	0
Loss	0	0
Retail [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	2,217,807	2,147,484
Pass	2,171,221	2,056,307
Special Mention	0	0
Substandard	46,586	91,177
Doubtful	0	0
Loss	0	0
Retail [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	21,698	28,423
Pass	21,450	27,825
Special Mention	0	0
Substandard	248	598
Doubtful	0	0
Loss	0	0
Mortgage Loan [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	589,383	668,809
Pass	559,416	592,834
Special Mention	0	0
Substandard	29,967	75,975
Doubtful	0	0
Loss	0	0
Traditional loan | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	472,039	527,732
Pass	463,050	493,952
Special Mention	0	0
Substandard	8,989	33,780
Doubtful	0	0
Loss	0	0
NonTraditional Mortgage [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	9,940	14,273
Pass	8,868	11,188
Special Mention	0	0
Substandard	1,072	3,085
Doubtful	0	0
Loss	0	0
Loss Mitigation Program [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	95,773	106,833
Pass	87,270	87,444
Special Mention	0	0
Substandard	8,503	19,389
Doubtful	0	0
Loss	0	0
Home equity secured personal loans [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	228	250
Pass	228	250
Special Mention	0	0
Substandard	0	0
Doubtful	0	0
Loss	0	0
Option on Loans | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	11,403	19,721
Pass	0	0
Special Mention	0	0
Substandard	11,403	19,721
Doubtful	0	0
Loss	0	0
Consumer Loan [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	362,358	348,980
Pass	359,960	347,272
Special Mention	0	0
Substandard	2,398	1,708
Doubtful	0	0
Loss	0	0
Consumer Loan [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	21,461	23,988
Pass	21,256	23,590
Special Mention	0	0
Substandard	205	398
Doubtful	0	0
Loss	0	0
Credit Cards [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	27,765	28,034
Pass	27,173	27,623
Special Mention	0	0
Substandard	592	411
Doubtful	0	0
Loss	0	0
Credit Cards [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	19,421	21,822
Pass	19,226	21,442
Special Mention	0	0
Substandard	195	380
Doubtful	0	0
Loss	0	0
Overdrafts [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	444	214
Pass	406	204
Special Mention	0	0
Substandard	38	10
Doubtful	0	0
Loss	0	0
Unsecured personal lines of credit [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,911	1,917
Pass	1,834	1,895
Special Mention	0	0
Substandard	77	22
Doubtful	0	0
Loss	0	0
Unsecured personal loans [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	315,869	303,119
Pass	314,484	301,857
Special Mention	0	0
Substandard	1,385	1,262
Doubtful	0	0
Loss	0	0
Cash collateral personal loans [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	16,369	15,696
Pass	16,063	15,693
Special Mention	0	0
Substandard	306	3
Doubtful	0	0
Loss	0	0
Personal loans [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	2,040	2,166
Pass	2,030	2,148
Special Mention	0	0
Substandard	10	18
Doubtful	0	0
Loss	0	0
Auto and Leasing [Member] | Originated Loan [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,266,066	1,129,695
Pass	1,251,845	1,116,201
Special Mention	0	0
Substandard	14,221	13,494
Doubtful	0	0
Loss	0	0
Auto Loan [Member] | Acquired loans (under ASC 310-20) [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	237	4,435
Pass	194	4,235
Special Mention	0	0
Substandard	43	200
Doubtful	0	0
Loss	0	0
Total Commercial and Retail Loans Subject To Risk Rating Member [Member]
Credit Quality Indicators [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	3,815,351	3,776,041
Pass	3,657,719	3,493,062
Special Mention	56,613	105,030
Substandard	101,019	177,949
Doubtful	0	0
Loss	$ 0	$ 0

Allowance for Loan and Lease _3

Allowance for Loan and Lease Losses (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Jun. 30, 2019	Sep. 30, 2019	Sep. 30, 2018
Allowance for Loan and Lease Losses [Abstract]
Fair value adjustment	$ 8,700	$ 20,800
Reclassification of loans held-for-investment portfolio to held-for-sale portfolio	25,900		$ 25,933	$ 5,795
Increase in loan provision	$ 15,900		$ 15,900

Allowance for Loan and Lease _4

Allowance for Loan and Lease Losses (Composition of the Company's allowance for loan and lease losses) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	$ 154,343	$ 164,231
Acquired BBVAPR loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	52,884	44,072
Acquired BBVAPR Accounted for under ASC 310-20 [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	1,490	2,062
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	20	22
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	1,448	1,905
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Auto Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	22	135
Acquired BBVAPR accounted under ASC 310-30 [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	51,394	42,010
Acquired BBVAPR accounted under ASC 310-30 [Member] | Mortgage Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	20,458	15,225
Acquired BBVAPR accounted under ASC 310-30 [Member] | Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	28,647	20,641
Acquired BBVAPR accounted under ASC 310-30 [Member] | Auto Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	2,289	6,144
Eurobank Acquired Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	22,370	24,971
Originated Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	79,089	95,188
Originated Loan [Member] | Mortgage Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	8,391	19,783
Originated Loan [Member] | Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	22,323	30,326
Originated Loan [Member] | Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	15,328	15,571
Originated Loan [Member] | Auto and Leasing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	33,047	29,508
Acquired loans [Member] | Eurobank Acquired Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	22,370	24,971
Acquired loans [Member] | Eurobank Acquired Loans | Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	0	4
Acquired loans [Member] | Eurobank Acquired Loans | Loans secured by 1-4 family residential properties, covered [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	13,809	15,382
Acquired loans [Member] | Eurobank Acquired Loans | Commercial and Other Construction Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	$ 8,561	$ 9,585

Allowance for Loan and Lease _5

Allowance for Loan and Lease Losses (Allowance for loan and lease losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Provision for loan and lease losses	$ 43,770	$ 14,601	$ 73,724	$ 44,808
Acquired BBVAPR Accounted for under ASC 310-20 [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	1,685	2,726	2,062	3,862
Charge-offs	(341)	(711)	(1,435)	(2,371)
Recoveries	282	267	566	902
Provision for loan and lease losses	(136)	68	297	(43)
Balance at end of period	1,490	2,350	1,490	2,350
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	31	86	22	42
Charge-offs	(19)	(1)	(99)	(6)
Recoveries	1	3	6	18
Provision for loan and lease losses	7	(71)	91	(37)
Balance at end of period	20	17	20	17
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	1,617	2,357	1,905	3,225
Charge-offs	(270)	(638)	(1,143)	(2,080)
Recoveries	203	95	321	243
Provision for loan and lease losses	(102)	326	365	752
Balance at end of period	1,448	2,140	1,448	2,140
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Auto Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	37	283	135	595
Charge-offs	(52)	(72)	(193)	(285)
Recoveries	78	169	239	641
Provision for loan and lease losses	(41)	(187)	(159)	(758)
Balance at end of period	22	193	22	193
Originated Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	89,952	94,218	95,188	92,718
Charge-offs	(42,078)	(18,380)	(77,503)	(55,403)
Recoveries	7,651	5,978	18,026	16,702
Provision for loan and lease losses	23,564	13,420	43,378	41,219
Balance at end of period	79,089	95,236	79,089	95,236
Originated Loan [Member] | Mortgage Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	15,361	19,323	19,783	20,439
Charge-offs	(16,299)	(1,429)	(17,490)	(3,727)
Recoveries	493	139	1,096	919
Provision for loan and lease losses	8,836	1,512	5,002	1,914
Balance at end of period	8,391	19,545	8,391	19,545
Originated Loan [Member] | Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	29,234	31,480	30,326	30,258
Charge-offs	(8,402)	(3,249)	(11,634)	(6,396)
Recoveries	174	119	497	528
Provision for loan and lease losses	1,317	4,141	3,134	8,101
Balance at end of period	22,323	32,491	22,323	32,491
Originated Loan [Member] | Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	15,831	16,192	15,571	16,454
Charge-offs	(5,046)	(4,591)	(14,005)	(13,438)
Recoveries	1,260	278	1,850	757
Provision for loan and lease losses	3,283	3,836	11,912	11,942
Balance at end of period	15,328	15,715	15,328	15,715
Originated Loan [Member] | Auto and Leasing
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	29,526	27,223	29,508	25,567
Charge-offs	(12,331)	(9,111)	(34,374)	(31,842)
Recoveries	5,724	5,442	14,583	14,498
Provision for loan and lease losses	10,128	3,931	23,330	19,262
Balance at end of period	33,047	27,485	33,047	27,485
Acquired loans [Member] | Acquired BBVAPR accounted under ASC 310-30 [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	45,427	44,176	42,010	45,755
Charge-offs				0
Provision for loan and lease losses	19,271	807	27,852	2,528
Allowance de-recognition from new policy	(13,304)	(1,108)	(18,468)	(4,408)
Balance at end of period	51,394	43,875	51,394	43,875
Acquired loans [Member] | Acquired BBVAPR accounted under ASC 310-30 [Member] | Mortgage Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	25,208	14,567	15,225	14,085
Charge-offs				0
Provision for loan and lease losses	7,953	746	18,077	1,296
Allowance de-recognition from new policy	(12,703)	(55)	(12,844)	(123)
Balance at end of period	20,458	15,258	20,458	15,258
Acquired loans [Member] | Acquired BBVAPR accounted under ASC 310-30 [Member] | Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	17,083	23,019	20,641	23,691
Charge-offs				0
Provision for loan and lease losses	11,714	61	12,485	2,119
Allowance de-recognition from new policy	(150)	(824)	(4,479)	(3,554)
Balance at end of period	28,647	22,256	28,647	22,256
Acquired loans [Member] | Acquired BBVAPR accounted under ASC 310-30 [Member] | Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	0	18	0	18
Charge-offs				0
Provision for loan and lease losses	0	0	0	0
Allowance de-recognition from new policy	0	0	0	0
Balance at end of period	0	18	0	18
Acquired loans [Member] | Acquired BBVAPR accounted under ASC 310-30 [Member] | Auto Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	3,136	6,572	6,144	7,961
Charge-offs				0
Provision for loan and lease losses	(396)	0	(2,710)	(887)
Allowance de-recognition from new policy	(451)	(229)	(1,145)	(731)
Balance at end of period	$ 2,289	$ 6,343	$ 2,289	$ 6,343

Allowance for Loan and Lease _6

Allowance for Loan and Lease Losses (Gross Loan and Allowance for loan and lease losses) (Details) - USD ($)	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Acquired BBVAPR Accounted for under ASC 310-20 [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1	$ 19,000		$ 14,000
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,471,000		2,048,000
Financing Receivable, Allowance for Credit Losses	1,490,000	$ 1,685,000	2,062,000	$ 2,350,000	$ 2,726,000	$ 3,862,000
Financing Receivable, Individually Evaluated for Impairment	678,000		747,000
Financing Receivable, Collectively Evaluated for Impairment	23,237,000		30,222,000
Loans and Leases Receivable, Gross, Carrying Amount	23,915,000		30,969,000
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1	19,000		14,000
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,000		8,000
Financing Receivable, Allowance for Credit Losses	20,000	31,000	22,000	17,000	86,000	42,000
Financing Receivable, Individually Evaluated for Impairment	678,000		747,000
Financing Receivable, Collectively Evaluated for Impairment	1,539,000		1,799,000
Loans and Leases Receivable, Gross, Carrying Amount	2,217,000		2,546,000
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1	0		0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,448,000		1,905,000
Financing Receivable, Allowance for Credit Losses	1,448,000	1,617,000	1,905,000	2,140,000	2,357,000	3,225,000
Financing Receivable, Individually Evaluated for Impairment	0		0
Financing Receivable, Collectively Evaluated for Impairment	21,461,000		23,988,000
Loans and Leases Receivable, Gross, Carrying Amount	21,461,000		23,988,000
Acquired BBVAPR Accounted for under ASC 310-20 [Member] | Auotomobile Loans Portfolio Segment
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1	0		0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	22,000		135,000
Financing Receivable, Allowance for Credit Losses	22,000		135,000
Financing Receivable, Individually Evaluated for Impairment	0		0
Financing Receivable, Collectively Evaluated for Impairment	237,000		4,435,000
Loans and Leases Receivable, Gross, Carrying Amount	237,000		4,435,000
Acquired BBVAPR accounted under ASC 310-30 [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	599,211,000		689,612,000
Acquired BBVAPR accounted under ASC 310-30 [Member] | Mortgage Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	439,675,000		492,890,000
Acquired BBVAPR accounted under ASC 310-30 [Member] | Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	155,653,000		182,319,000
Originated Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1	11,665,000		18,620,000
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	67,424,000		76,568,000
Financing Receivable, Allowance for Credit Losses	79,089,000	89,952,000	95,188,000	95,236,000	94,218,000	92,718,000
Financing Receivable, Individually Evaluated for Impairment	130,487,000		165,403,000
Financing Receivable, Collectively Evaluated for Impairment	3,660,949,000		3,579,669,000
Loans and Leases Receivable, Gross, Carrying Amount	3,791,436,000		3,745,072,000
Originated Loan [Member] | Mortgage Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1	6,816,000		10,186,000
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,575,000		9,597,000
Financing Receivable, Allowance for Credit Losses	8,391,000	15,361,000	19,783,000	19,545,000	19,323,000	20,439,000
Financing Receivable, Individually Evaluated for Impairment	71,658,000		84,174,000
Financing Receivable, Collectively Evaluated for Impairment	517,725,000		584,635,000
Loans and Leases Receivable, Gross, Carrying Amount	589,383,000		668,809,000
Originated Loan [Member] | Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1	4,849,000		8,434,000
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	17,474,000		21,892,000
Financing Receivable, Allowance for Credit Losses	22,323,000	29,234,000	30,326,000	32,491,000	31,480,000	30,258,000
Financing Receivable, Individually Evaluated for Impairment	58,829,000		81,229,000
Financing Receivable, Collectively Evaluated for Impairment	1,514,800,000		1,516,359,000
Loans and Leases Receivable, Gross, Carrying Amount	1,573,629,000		1,597,588,000
Originated Loan [Member] | Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1	0		0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	15,328,000		15,571,000
Financing Receivable, Allowance for Credit Losses	15,328,000	15,831,000	15,571,000	15,715,000	16,192,000	16,454,000
Financing Receivable, Individually Evaluated for Impairment	0		0
Financing Receivable, Collectively Evaluated for Impairment	362,358,000		348,980,000
Loans and Leases Receivable, Gross, Carrying Amount	362,358,000		348,980,000
Originated Loan [Member] | Auto and Leasing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1	0		0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	33,047,000		29,508,000
Financing Receivable, Allowance for Credit Losses	33,047,000	$ 29,526,000	29,508,000	$ 27,485,000	$ 27,223,000	$ 25,567,000
Financing Receivable, Individually Evaluated for Impairment	0		0
Financing Receivable, Collectively Evaluated for Impairment	1,266,066,000		1,129,695,000
Loans and Leases Receivable, Gross, Carrying Amount	$ 1,266,066,000		$ 1,129,695,000

Allowance for Loan and Lease _7

Allowance for Loan and Lease Losses (Allowance for Acquired Eurobank Loan and Lease Losses) (Details) - Eurobank Acquired Loans - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Loan Receivable Type [Domain]
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	$ 25,578	$ 24,314	$ 24,971	$ 25,174
Provision for loan and lease losses, net	1,071	306	2,197	1,110
Charge-offs				0
FDIC Indemnification Asset Additional Estimated Losses Recoveries				0
Allowance de-recognition from new policy	(4,279)	(339)	(4,798)	(2,003)
Balance at end of period	22,370	24,281	22,370	24,281
Loans secured by 1-4 family residential properties, covered [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	17,213	15,170	15,382	15,187
Provision for loan and lease losses, net	953	231	3,253	1,015
Charge-offs				0
FDIC Indemnification Asset Additional Estimated Losses Recoveries				0
Allowance de-recognition from new policy	(4,357)	(246)	(4,826)	(1,047)
Balance at end of period	13,809	15,155	13,809	15,155
Commercial
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	8,365	9,140	9,585	9,983
Provision for loan and lease losses, net	118	75	(1,056)	95
Charge-offs				0
FDIC Indemnification Asset Additional Estimated Losses Recoveries				0
Allowance de-recognition from new policy	78	(93)	32	(956)
Balance at end of period	8,561	9,122	8,561	9,122
Consumer Loan [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	0	4	4	4
Provision for loan and lease losses, net	0	0	0	0
Charge-offs				0
FDIC Indemnification Asset Additional Estimated Losses Recoveries				0
Allowance de-recognition from new policy	0	0	(4)	0
Balance at end of period	$ 0	$ 4	$ 0	$ 4

Foreclosed Real Estate (Rollfor

Foreclosed Real Estate (Rollforward) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Other Real Estate Owned Rollforward [Line Items]
Foreclosed real estate beginning balance	$ 29,509	$ 40,551	$ 33,768	$ 44,174
Other Real Estate Owned Write Downs	(1,093)	(905)	(4,416)	3,829
Other Real Estate Owned Additions	4,572	4,951	12,868	15,085
Other Real Estate Owned Sales	(6,036)	(6,729)	(15,268)	17,562
Foreclosed real estate ending balance	26,952	37,868	26,952	37,868
Originated Loans [Member]
Other Real Estate Owned Rollforward [Line Items]
Foreclosed real estate beginning balance	10,953	12,186	9,571	14,283
Other Real Estate Owned Write Downs	(526)	(359)	(1,116)	1,017
Other Real Estate Owned Additions	2,501	1,547	7,319	4,816
Other Real Estate Owned Sales	(1,718)	(3,080)	(4,564)	7,788
Foreclosed real estate ending balance	11,210	10,294	11,210	10,294
Acquired BBVAPR loans [Member]
Other Real Estate Owned Rollforward [Line Items]
Foreclosed real estate beginning balance	11,240	17,492	14,617	18,347
Other Real Estate Owned Write Downs	(334)	(244)	(2,123)	1,758
Other Real Estate Owned Additions	1,472	2,476	4,203	7,401
Other Real Estate Owned Sales	(2,644)	(2,680)	(6,963)	6,946
Foreclosed real estate ending balance	9,734	17,044	9,734	17,044
Eurobank [Member]
Other Real Estate Owned Rollforward [Line Items]
Foreclosed real estate beginning balance	7,316	10,873	9,580	11,544
Other Real Estate Owned Write Downs	(233)	(302)	(1,177)	1,054
Other Real Estate Owned Additions	599	928	1,346	2,868
Other Real Estate Owned Sales	(1,674)	(969)	(3,741)	2,828
Foreclosed real estate ending balance	$ 6,008	$ 10,530	$ 6,008	$ 10,530

Derivatives (Narratives) (Detai

Derivatives (Narratives) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Unrealized Gain Loss On Derivatives	$ 1,100	$ 14
Derivative Assets	13	347
Derivative Liabilities	1,159	333
Notional Amount	41,800
Interest Rate Cap [Member]
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Derivative Assets	13	207
Derivative Liabilities	13	207
Notional Amount	41,800	150,900
Designated as Hedging Instrument [Member]
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Derivative Assets	0	14
Derivative Liabilities	1,146	0
Not Designated as Hedging Instrument [Member]
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Derivative Assets	0	126
Derivative Liabilities	$ 0	$ 126

Derivatives (Derivative Assets

Derivatives (Derivative Assets and Liabilities) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Derivative Assets	$ 13	$ 347
Derivative Liabilities	1,159	333
Designated as Hedging Instrument [Member]
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Derivative Assets	0	14
Derivative Liabilities	1,146	0
Not Designated as Hedging Instrument [Member]
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Derivative Assets	0	126
Derivative Liabilities	0	126
Interest Rate Cap [Member]
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Derivative Assets	13	207
Derivative Liabilities	$ 13	$ 207

Derivatives (Interest rate swap

Derivatives (Interest rate swaps and their terms) (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2019USD ($)
Derivative [Line Items]
Notional Amount	$ 41,800
Interest rate swap designated as cash flow hedges - 1 Month LIBOR
Derivative [Line Items]
Notional Amount	32,367
Interest rate swap designated as cash flow hedges - 1 Month LIBOR | Rate 2.4210% [Member]
Derivative [Line Items]
Notional Amount	$ 32,367
Fixed rate	2.421%
Trade Date	Jul. 3, 2013
Settlement Date	Jul. 3, 2013
Maturity Date	Aug. 1, 2023

Accrued Interest Receivable a_3

Accrued Interest Receivable and Other Assets (Narratives) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Other assets [Line Items]
Prepaid expenses	$ 14,083	$ 9,788
Prepaid Taxes	7,400	5,500
Core deposit intangible	1,900	2,500
Other repossessed assets	3,537	2,986
Mortgage tax credits	277	2,277
Customer Relationships Intangible [Member]
Other assets [Line Items]
Core deposit intangible	$ 612	$ 888

Accrued Interest Receivable a_4

Accrued Interest Receivable and Other Assets (Schedule of Accrued Interest Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Other asset [Abstract]
Loans, excluding acquired loans	$ 28,890	$ 30,409
Investments	1,580	3,845
Total Interest Receivable	$ 30,470	$ 34,254

Accrued Interest Receivable a_5

Accrued Interest Receivable and Other Assets (Other Assets) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Other asset [Abstract]
Prepaid expenses	$ 14,083	$ 9,788
Other repossessed assets	3,537	2,986
Core deposit and customer relationship intangibles	2,491	3,369
Tax credits	277	2,277
Investment in Statutory Trust	1,083	1,083
Accounts receivable and other assets	35,140	37,842
Other assets	$ 56,611	$ 57,345

Deposits and Related Interest_2

Deposits and Related Interest (Narratives) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Deposits [Abstract]
Weighted Average Rate Domestic Deposit	0.84%		0.84%		0.67%
Time Deposits, $250,000 or More	$ 410,500		$ 410,500		$ 346,000
Public Fund Time Deposits, $250,000 or more	$ 5,000		$ 5,000		$ 19,600
Public Fund Time Deposits Weighted Average Rate, $250,000 or more	150.00%		150.00%		116.40%
Public funds deposit	$ 250,100		$ 250,100		$ 207,400
Public Fund Collateral Investments	295,000		295,000		281,200
Accrued Interest, Time Deposits	1,800		1,800
Bank Overdrafts	1,200		1,200		1,100
Brokered Certificates of Deposits	269,300		269,300		500,800
Brokered Money Market Deposit	19,100		19,100		$ 24,300
Brokered securities sold	62,800		62,800
Carrying value of securities sold	$ 680,500	$ 0	$ 672,192	$ 14,746

Deposits and Related Interest_3

Deposits and Related Interest (Deposits by Components) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Deposits by Component [Abstract]
Noninterest-bearing demand deposit	$ 1,100,235	$ 1,105,324
Interest-bearing saving and demand deposits	2,334,591	2,274,423
Retail certificates of deposists	933,308	805,712
Institutional certificates of deposits	221,562	197,559
Total Core Deposits	4,589,696	4,383,018
Brokered Deposists	288,362	525,097
Total deposits	$ 4,878,058	$ 4,908,115

Deposits and Related Interest_4

Deposits and Related Interest (Interest expense) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest Expense Domestic Deposit Liabilities [Abstract]
Demand and savings deposits	$ 3,949	$ 3,157	$ 11,308	$ 8,924
Certificates of deposits	6,605	5,448	18,286	14,630
Total	$ 10,554	$ 8,605	$ 29,594	$ 23,554

Deposits and Related Interest_5

Deposits and Related Interest (Maturities of Time Deposits) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Maturities of Time Deposits [Abstract]
Time Deposit Maturities Less Than Three Month	$ 221,701	$ 305,088
Time Deposit Maturities Three To Twelve Month	530,791	545,363
Total Time deposits	752,492	850,451
Time Deposit Maturities, Year Two	504,671	484,197
Time Deposit Maturities, Year Three	89,787	89,340
Time Deposit Maturities, Year Four	40,926	34,018
Time Deposit Maturities, Year Five	34,496	42,998
Certificates of deposit	$ 1,422,372	$ 1,501,004

Borrowings and Related Intere_3

Borrowings and Related Interest (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Debt Instrument [Line Items]
Subordinated Debt	$ 36,083		$ 36,083		$ 36,083
Gains Losses On Extinguishment Of Debt	0	$ 0	(7)	$ 0
Securities sold under agreements to repurchase	190,261		190,261		455,508
Investment securities available-for-sale	191,200		680,466	$ 14,746
Collateralized Mortgage Backed Securities [Member]
Debt Instrument [Line Items]
Securities sold under agreements to repurchase	672,100		672,100
Federal Home Loan Bank Advances [Member]
Debt Instrument [Line Items]
Loans pledged as collateral to secure FHLB advances	823,100		823,100		847,300
Additional Borrowing Capacity	744,200		$ 744,200		$ 762,000
Weighted average period remaining maturity of FHLB advances			24 months 12 days		26 months 18 days
Interest payable	$ 170		$ 170		$ 176
Minimum amount of qualifying collateral	110.00%		110.00%
Repurchase agreement
Debt Instrument [Line Items]
Interest payable	$ 261		$ 261		$ 785
Extinguished and Matured Debt	$ 73,700		$ 73,700

Borrowings and Related Intere_4

Borrowings and Related Interest (Schedule of Repurchase Agreements) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Debt Instrument [Line Items]
Assets sold under agreements to repurchase	$ 190,000	$ 454,723
Maturity Less Than 90 Days [Member]
Debt Instrument [Line Items]
Assets sold under agreements to repurchase	0	214,723
Maturity Over 90 days [Member]
Debt Instrument [Line Items]
Assets sold under agreements to repurchase	$ 190,000	$ 240,000
Minimum [Member] | Maturity Less Than 90 Days [Member]
Debt Instrument [Line Items]
Assets sold under agreements to repurchase, interest rate		2.45%
Minimum [Member] | Maturity Over 90 days [Member]
Debt Instrument [Line Items]
Assets sold under agreements to repurchase, interest rate	1.85%	1.72%
Maximum [Member] | Maturity Less Than 90 Days [Member]
Debt Instrument [Line Items]
Assets sold under agreements to repurchase, interest rate		2.95%
Maximum [Member] | Maturity Over 90 days [Member]
Debt Instrument [Line Items]
Assets sold under agreements to repurchase, interest rate	2.86%	2.86%

Borrowings and Related Intere_5

Borrowings and Related Interest (Schedule of Repurchase Agreement by Maturity) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Debt Instrument [Line Items]
Assets sold under agreements to repurchase	$ 190,000	$ 454,723
Maturity Less Than 90 Days [Member]
Debt Instrument [Line Items]
Assets sold under agreements to repurchase	0	214,723
Maturity Over 90 days [Member]
Debt Instrument [Line Items]
Assets sold under agreements to repurchase	$ 190,000	$ 240,000

Borrowings and Related Intere_6

Borrowings and Related Interest (Schedule Of Underlying Assets Of Repurchase Agreements) (Details) - Financial Instruments Owned And Pledged As Collateral Type [Domain] - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets Sold Under Agreements To Repurchase [Line Items]
Cost of Underlying Securities	$ 206,567	$ 496,814
Balance of Borrowing	190,000	454,723
Approximate Fair Value of Underlying Securities	$ 205,662	$ 487,181
Weighted Average Interest Rate of Security	2.98%	3.01%
FNMA and FHLMC Certificates [Member]
Assets Sold Under Agreements To Repurchase [Line Items]
Cost of Underlying Securities	$ 206,567	$ 496,814
Balance of Borrowing	190,000	454,723
Approximate Fair Value of Underlying Securities	$ 205,662	$ 487,181
Weighted Average Interest Rate of Security	2.98%	3.01%

Borrowings and Related Intere_7

Borrowings and Related Interest (Advances from the Federal Home Loan Bank) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Advances From Federal Home Loan Banks [Line Items]
Borrowings	$ 305,947	$ 570,425
Federal Home Loan Bank Advances [Member]
Advances From Federal Home Loan Banks [Line Items]
Borrowings	78,882	77,444
Federal Home Loan Bank Advances [Member] | Under 90 Days [Member]
Advances From Federal Home Loan Banks [Line Items]
Borrowings	32,367
Federal Home Loan Bank Advances [Member] | Over One to Three Years [Member]
Advances From Federal Home Loan Banks [Line Items]
Borrowings	8,605
Federal Home Loan Bank Advances [Member] | Over Three to Five Years [Member]
Advances From Federal Home Loan Banks [Line Items]
Borrowings	33,520
Federal Home Loan Bank Advances [Member] | Over FIve Years [Member]
Advances From Federal Home Loan Banks [Line Items]
Borrowings	4,390
Federal Loan Home Bank Advances Short Term Period Matured [Member] | Federal Home Loan Bank Advances [Member]
Advances From Federal Home Loan Banks [Line Items]
Borrowings	$ 32,367	$ 33,572
FHLB, Weighted Average Interest Rate	2.28%	2.61%
Federal Loan Home Bank Advances Long Term Period Matured [Member] | Federal Home Loan Bank Advances [Member]
Advances From Federal Home Loan Banks [Line Items]
Borrowings	$ 46,515	$ 43,872
FHLB, Weighted Average Interest Rate	2.97%	2.89%

Offsetting of Financial Asset_3

Offsetting of Financial Assets and Liabilities (Assets Offsetting) (Details) - Derivative [Member] - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Offsetting Assets [Line Items]
Gross Amount of Recognized Assets	$ 13,000	$ 347,000
Gross amounts Offset in the Statement of Financial Condition	0	0
Net Amount of Assets in Statement of Financial Condition	13,000	347,000
Financial Instruments	0	2,037,000
Cash Collateral Received	0	0
Net Amount	$ 13,000	$ (1,690,000)

Offsetting of Financial Asset_4

Offsetting of Financial Assets and Liabilities (Liabilities Offsetting) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Offsetting Liabilities [Line Items]
Gross amount of Recognized Liabilities	$ 191,159	$ 455,056
Gross amount Offset in the Statement of Financial Condition	0	0
Net Amount of Liabilities Presented in the Statement of Financial Condition	191,159	455,056
Financial Instruments	205,662	487,181
Cash Collateral Provided	0	1,980
Net Amount	(14,503)	(34,105)
Derivative Financial Instruments, Liabilities [Member]
Offsetting Liabilities [Line Items]
Gross amount of Recognized Liabilities	1,159	333
Gross amount Offset in the Statement of Financial Condition	0	0
Net Amount of Liabilities Presented in the Statement of Financial Condition	1,159	333
Financial Instruments	0	0
Cash Collateral Provided	0	1,980
Net Amount	1,159	(1,647)
Securities Loaned or Sold under Agreements to Repurchase
Offsetting Liabilities [Line Items]
Gross amount of Recognized Liabilities	190,000	454,723
Gross amount Offset in the Statement of Financial Condition	0	0
Net Amount of Liabilities Presented in the Statement of Financial Condition	190,000	454,723
Financial Instruments	205,662	487,181
Cash Collateral Provided	0	0
Net Amount	$ (15,662)	$ (32,458)

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Income Taxes [Abstract]
Statutory tax rate			37.50%
Deferred tax asset, net	$ 112,602		$ 112,602		$ 113,763
Effective tax rate			30.50%	33.70%
Unrecognized tax benefits	478		$ 478		875
Unrecognized tax benefits, income tax penalties and interest accrued	42		42		$ 81
Income tax expense	$ 1,008	$ 12,255	23,479	$ 29,860
Released from the liabilities due to the expiration of the statute of limitations			$ 438

Regulatory Capital Requiremen_3

Regulatory Capital Requirements (Group's and the Bank's actual capital amounts and ratios) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Group [Member]
Capital [Abstract]
Actual - Total capital	$ 1,035,910	$ 990,499
Actual - Tier 1 capital	974,962	928,577
Actual -Common equity tier 1 capital	858,092	811,707
Actual - Tier 1 leverage capital	974,962	928,577
Minimum Capital - Total Capital	381,693	386,977
Minimum capital - Tier 1 capital	286,270	290,233
Minimum capital - Common equity tier 1 capital	214,702	217,675
Minimum capital - Tier 1 leverage capital	253,010	261,125
Minimum to be well capitalized - Total Capital	477,117	483,721
Minimum to be well capitalized - Tier 1 capital	381,693	386,977
Minimum to be well capitalized - Common equity tier 1 capital	310,126	314,419
Minimum to be well capitalized - Tier 1 leverage	$ 316,262	$ 326,406
Risk Based Ratios [Abstract]
Capital to Risk Weighted Assets	21.71%	20.48%
Tier One Risk Based Capital to Risk Weighted Assets	20.43%	19.20%
Common Equity Tier OneTo Risk Weighted Assets	17.98%	16.78%
Tier One Leverage Capital to Average Assets	15.41%	14.22%
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets	6.00%	6.00%
Common Equity Tier One Required For Capital Adequacy To Risk Weighted Assets	4.50%	4.50%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets	8.00%	8.00%
Tier One Risk Common Equity Tier One Required To Be Well Capitalized To Risk Weighted Assets	6.50%	6.50%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%
Bank [Member]
Capital [Abstract]
Actual - Total capital	$ 990,903	$ 949,596
Actual - Tier 1 capital	930,216	887,918
Actual -Common equity tier 1 capital	930,216	887,918
Actual - Tier 1 leverage capital	930,216	887,918
Minimum Capital - Total Capital	380,599	385,992
Minimum capital - Tier 1 capital	285,449	289,494
Minimum capital - Common equity tier 1 capital	214,087	217,120
Minimum capital - Tier 1 leverage capital	250,964	259,547
Minimum to be well capitalized - Total Capital	475,749	482,490
Minimum to be well capitalized - Tier 1 capital	380,599	385,992
Minimum to be well capitalized - Common equity tier 1 capital	309,237	313,618
Minimum to be well capitalized - Tier 1 leverage	$ 313,705	$ 324,434
Risk Based Ratios [Abstract]
Capital to Risk Weighted Assets	20.83%	19.68%
Tier One Risk Based Capital to Risk Weighted Assets	19.55%	18.40%
Common Equity Tier OneTo Risk Weighted Assets	19.55%	18.40%
Tier One Leverage Capital to Average Assets	14.83%	13.68%
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets	6.00%	6.00%
Common Equity Tier One Required For Capital Adequacy To Risk Weighted Assets	4.50%	4.50%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets	8.00%	8.00%
Tier One Risk Common Equity Tier One Required To Be Well Capitalized To Risk Weighted Assets	6.50%	6.50%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details) - USD ($)	Oct. 22, 2018	Sep. 30, 2019	Dec. 31, 2018
Equity, Class of Treasury Stock [Line Items]
Preferred stock		$ 92,000,000	$ 92,000,000
Common stock		59,885,000	59,885,000
Legal surplus		95,800,000	90,200,000
Stock Repurchase Program Remaining Authorized Repurchase Amount		$ 7,700,000
Stock repurchase program remaining number of shares authorized to be repurchased		353,007
Stock Repurchase Program Authorized Amount		$ 70,000,000
Share price		$ 21.9
Preferred Stock [Member]
Equity, Class of Treasury Stock [Line Items]
Preferred Stock Issue Costs		$ 10,100,000	10,100,000
Common Stock [Member]
Equity, Class of Treasury Stock [Line Items]
Common Stock Issuance Cost		13,600,000	13,600,000
Series C Convertible Preferred Stock
Equity, Class of Treasury Stock [Line Items]
Conversion of convertable securities, conversion rate ratio	86.4225%
Preferred stock, shares issued	84,000
Preferred stock		92,000,000	92,000,000
Common stock		$ 59,900,000	$ 59,900,000

Stockholders' Equity (Common sh

Stockholders' Equity (Common shares held in treasury, activity) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Stockholders' Equity Note [Abstract]
Beginning of period	8,591,310	8,678,427
Common shares used for exercise of restricted stock units (Shares)	(53,132)	(58,424)
End of period	8,538,178	8,620,003
Beginning of period	$ 103,633	$ 104,502
Common shares used for exercise of restricted stock units (Value)	(697)	(796)
End of period	$ 102,936	$ 103,706

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jan. 01, 2019	Dec. 31, 2018
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income, net of tax	$ (2,458)		$ (10,963)
Held-to-maturity, Amortized cost			$ 424,740
Accounting Standards Update 201712 [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income, net of tax		$ 12,000

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Accumulated Comprehensive Income, net of income tax) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive (Loss) income, net of tax, Total	$ (2,458)	$ (10,963)
Accumulated Other Comprehensive Loss, Net Of Tax [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive (Loss) income, net of tax, Total	(2,458)	(10,963)
Accumulated Other Than Temporary Impairment [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Unrealized gain on securities available-for-sale which are not other-than-temporarily impaired	(1,865)	(12,654)
Income tax effect of unrealized gain on securities available-for-sale	123	1,682
Net unrealized gain on securities available for sale wich are not other than temporarily impaired	(1,742)	(10,972)
Accumulated Net Gain Loss From Designated Or Qualifying Cash Flow Hedges [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Unrealized loss on cash flow hedges	(1,146)	14
Income tax effect of unrealized loss on cash flow hedges	430	(5)
Net unrealized (loss) income on cash flow hedges	$ (716)	$ 9

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Income (Changes in Other Comprehensive Income by Components) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance			$ 999,877
Ending Balance	$ 1,049,076	$ 969,886	1,049,076	$ 969,886
Accumulated Other Comprehensive Loss, Net Of Tax [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(3,686)	(15,262)	(10,963)	(2,949)
Transfer of securities held-to-maturity to available-for-sale			(12,041)	0
Other Comprehensive Income Loss Before Reclassifications Net Of Tax	(2,809)	(5,987)	10,984	(18,996)
Reclassification Out Of Accumulated Other Comprehensive Income	4,037	454	9,562	1,150
Other Comprehensive Income (Loss) Other Net Of Tax	1,228	(5,533)	8,505	(17,846)
Ending Balance	(2,458)	(20,795)	(2,458)	(20,795)
Net unrealized gains on securities available for sale
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(3,087)	(15,518)	(10,972)	(2,638)
Transfer of securities held-to-maturity to available-for-sale			(12,041)	0
Other Comprehensive Income Loss Before Reclassifications Net Of Tax	(2,143)	(5,607)	13,034	(18,361)
Reclassification Out Of Accumulated Other Comprehensive Income	3,488	(63)	8,237	(189)
Other Comprehensive Income (Loss) Other Net Of Tax	1,345	(5,670)	9,230	(18,550)
Ending Balance	(1,742)	(21,188)	(1,742)	(21,188)
Net unrealized loss on cash flow hedges
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(599)	256	9	(311)
Transfer of securities held-to-maturity to available-for-sale			0	0
Other Comprehensive Income Loss Before Reclassifications Net Of Tax	(666)	(380)	(2,050)	(635)
Reclassification Out Of Accumulated Other Comprehensive Income	549	517	1,325	1,339
Other Comprehensive Income (Loss) Other Net Of Tax	(117)	137	(725)	704
Ending Balance	$ (716)	$ 393	$ (716)	$ 393

Accumulated Other Comprehensi_6

Accumulated Other Comprehensive Income (Reclassifications out of other comprehensive income) (Details) - Reclassification out of Accumulated Other Comprehensive Income [Member] - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Interest Rate Contract	$ 549,000	$ 517,000	$ 1,325,000	$ 1,339,000
Gain On Sale Of Investments	3,498,000	0	8,274,000	0
Residual tax effect from OIB's change in applicable tax rate AFS	0	0	0	5,000
Tax effect from changes in tax rates	(10,000)	(63,000)	(38,000)	(194,000)
Total	$ 4,037,000	$ 454,000	$ 9,561,000	$ 1,150,000

Earnings Per Common Share (Narr

Earnings Per Common Share (Narrative) (Details) - shares	Oct. 22, 2018	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Weighted average stock anti dilutive effect excluded from calculation of earnings per share		0	307,925	0	435,950
Series C Convertible Preferred Stock
Preferred stock, shares issued	84,000
Conversion of Convertable Securities, Conversion rate, Ratio	86.4225%

Earnings Per Common Share (Earn

Earnings Per Common Share (Earnings per common share) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Earning Per Common Share [Abstract]
Net income	$ 7,383	$ 23,100	$ 54,832	$ 59,666
Non-Convertible Preferred Stock Dividend (Series A,B and D)	(1,628)	(1,628)	(4,884)	(4,883)
Convertible Preferred Stock Dividend (Series C)	0	(1,838)	0	(5,513)
Income available to common shareholders	5,755	19,634	49,948	49,270
Effect of assumed conversion of convertible preferred stock	0	1,838	0	5,513
Income available to common sharesholders assuming conversion	$ 5,755	$ 21,472	$ 49,948	$ 54,783
Average common shares outstanding	51,345	43,996	51,327	43,975
Average potential common shares options	427	209	368	110
Average potential common shares convertible preferred stock	0	7,259	0	7,259
Average common shares outstanding and equivalents	51,772	51,464	51,695	51,344
Earnings per common share - basic	$ 0.11	$ 0.45	$ 0.97	$ 1.12
Earnings per common share - diluted	$ 0.11	$ 0.42	$ 0.97	$ 1.07

Guarantees (Narrative) (Details

Guarantees (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Guarantee Obligations [Line Items]
Acquired standby letters of credit and financial guarantees	$ 12,900,000		$ 12,900,000		$ 23,900,000
Unpaid principal balance of residential subject loans subject to credit recourse	5,000,000		5,000,000		5,400,000
Repurchased GNMA	0	$ 234,000	0	$ 569,000
Liability for estimated credit losses to loans sold with credit recourse	245,000		245,000		346,000
Repurchased loans not subject to credit recourse provision	528,000	1,600,000	10,500,000	5,900,000
Losses from repurchased loans subject to credit recourse	20,000	30,000	48,000	406,000
Losses On Repurchased Loan Not Subject To Credit Recourse	19,000	$ 41,000	60,000	$ 71,000
Serviced mortgage loans for third parties	900,400,000		900,400,000		895,600,000
Funds Advanced To Investors Under Servicing Agreements	$ 616,000		$ 616,000		$ 706,000

Guarantees (Changes in liabilty

Guarantees (Changes in liabilty of estimated loss from credit recourse agreement) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Movement In Guaranteed Benefit Liability Gross [Roll Forward]
Balance at beginning of period	$ 225,000	$ 264,000	$ 346,000	$ 358,000
Net (charge-off/terminations) recoveries	20,000	(60,000)	(101,000)	(154,000)
Balance at the end of period	$ 245,000	$ 204,000	$ 245,000	$ 204,000

Commitments and Contingencies_2

Commitments and Contingencies (Narratives) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Commitments and Contingencies [Abstract]
Line of credit reserve	$ 505	$ 627

Commitments and Contingencies_3

Commitments and Contingencies (Summarized credit-related financial instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Commitments and Contingencies [Abstract]
Commitments to extend credit	$ 610,516	$ 541,423
Commercial letters of credit	459	340
Standby letters of credit and financial guarantees	12,884	23,889
Loans sold with recourse	$ 4,962	$ 5,414

Operating Leases (Narrative) (D

Operating Leases (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2018	Jan. 01, 2019
Operating Leases [Line Items]
Rent expenses	$ 2,000	$ 7,400
Accounting Standards Update 2016-02 [Member]
Operating Leases [Line Items]
Lease standard initial adoption			$ (736)

Operating Leases (Operating Lea

Operating Leases (Operating Lease Cost) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2019
Operating Leases [Abstract]
Lease costs	$ 1,608	$ 4,949
Variable lease costs	350	1,699
Short-term lease cost	81	104
Lease income	(135)	(431)
Total lease cost	$ 1,904	$ 6,321

Operating Leases (Operating L_2

Operating Leases (Operating Lease Assets and Liabilities) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Operating Leases [Abstract]
Rright-of-use assets	$ 19,318	$ 0
Leases Liabilities	$ 21,081	$ 0

Operating Leases (Operating L_3

Operating Leases (Operating Lease Terms) (Details)	Sep. 30, 2019
Operating Leases [Abstract]
Weighted-average remaining lease term	6 years 2 months 12 days
Weighted-average discount rate	8.60%

Operating Leases (Future Minimu

Operating Leases (Future Minimum Payments for Operating Leases and Present Value) (Details) $ in Thousands	Sep. 30, 2019USD ($)
Operating Leases [Abstract]
2019	$ 1,596
2020	5,716
2021	4,717
2022	3,843
2023	2,991
Thereafter	8,954
Total lease payments	$ 27,817

Operating Leases (Present Value

Operating Leases (Present Value of Operatign Leases) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Operating Leases [Abstract]
Total lease payments	$ 27,817
Less imputed interest	6,736
Present value of lease liabilities	$ 21,081	$ 0

Operating Leases (Future Mini_2

Operating Leases (Future Minimum Payments for Operating Leases) (Details) $ in Thousands	Dec. 31, 2018USD ($)
Operating Leases [Abstract]
2019	$ 5,618
2020	4,293
2021	3,360
2022	2,494
2023	1,968
Thereafter	6,679
Total future minimum lease payments	$ 24,412

Fair Value of Financial Instr_3

Fair Value of Financial Instruments (Assets and liabilities on recurring and non-recurring basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	$ 519,095		$ 841,857
Trading securities	41		360
Money market investments	8,035		4,930	$ 5,805
Derivative assets	13		347
Servicing assets	10,125		10,716
Foreclosed real estate	26,952	$ 29,509	33,768	$ 37,868	$ 40,551	$ 44,174
Other repossessed assets	3,537		2,986
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	519,095		841,857
Trading securities	41		360
Derivative assets	13		347
Derivative liabilities	(1,159)		(333)
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing assets	10,125		10,716
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	519,095		841,857
Trading securities	41		360
Money market investments	8,035		4,930
Derivative assets	13		347
Servicing assets	10,125		10,716
Derivative liabilities	(1,159)		(333)
Total	536,150		857,877
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0		0
Trading securities	0		0
Money market investments	8,035		4,930
Derivative assets	0		0
Servicing assets	0		0
Derivative liabilities	0		0
Total	8,035		4,930
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	519,095		841,857
Trading securities	41		360
Money market investments	0		0
Derivative assets	13		347
Servicing assets	0		0
Derivative liabilities	(1,159)		(333)
Total	517,990		842,231
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0		0
Trading securities	0		0
Money market investments	0		0
Derivative assets	0		0
Servicing assets	10,125		10,716
Derivative liabilities	0		0
Total	10,125		10,716
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired commercial loan	59,507		81,976
Foreclosed real estate	26,952		33,768
Other repossessed assets	3,537		2,986
Total	89,996		118,730
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired commercial loan	0		0
Foreclosed real estate	0		0
Other repossessed assets	0		0
Total	0		0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired commercial loan	0		0
Foreclosed real estate	0		0
Other repossessed assets	0		0
Total	0		0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired commercial loan	59,507		81,976
Foreclosed real estate	26,952		33,768
Other repossessed assets	3,537		2,986
Total	$ 89,996		$ 118,730

Fair Value of Financial Instr_4

Fair Value of Financial Instruments (Reconciliation of assets and liabilities using significant unobservable inputs (Level 3)) (Details) - Fair Value, Measurements, Recurring [Member] - Servicing Assets [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Balance	$ 10,134	$ 10,829	$ 10,716	$ 9,821
New instruments acquired	352	417	860	1,158
Change due to principal payments	(243)	(184)	(694)	(593)
Changes in fair value of servicing assets	(118)	(196)	(757)	480
Balance	$ 10,125	$ 10,866	$ 10,125	$ 10,866

Fair Value of Financial Instr_5

Fair Value of Financial Instruments (Qualitative information for assets and liabilities) (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)
Servicing Assets [Member] | Cash Flow Valuation Technique [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value assets and liabilities measured on reccurring basis	$ 10,125
Servicing Assets [Member] | Cash Flow Valuation Technique [Member] | Minimum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Constant prepayment rate	4.38%
Discount rate	10.00%
Servicing Assets [Member] | Cash Flow Valuation Technique [Member] | Maximum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Constant prepayment rate	9.44%
Discount rate	12.00%
Collateral dependant impaired loan | Fair value of property or collateral [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value assets and liabilities measured on reccurring basis	$ 31,564
Collateral dependant impaired loan | Fair value of property or collateral [Member] | Minimum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Appraised Value	15.20%
Collateral dependant impaired loan | Fair value of property or collateral [Member] | Maximum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Appraised Value	36.20%
Other non-collateral dependant impaired loans [Member] | Cash Flow Valuation Technique [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value assets and liabilities measured on reccurring basis	$ 27,943
Other non-collateral dependant impaired loans [Member] | Cash Flow Valuation Technique [Member] | Minimum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Discount rate	4.25%
Other non-collateral dependant impaired loans [Member] | Cash Flow Valuation Technique [Member] | Maximum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Discount rate	12.25%
Foreclosed real estate [Member] | Fair value of property or collateral [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value assets and liabilities measured on reccurring basis	$ 26,952
Foreclosed real estate [Member] | Fair value of property or collateral [Member] | Minimum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Appraised Value	15.20%
Foreclosed real estate [Member] | Fair value of property or collateral [Member] | Maximum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Appraised Value	36.20%
Other repossessed assets [Member] | Fair value of property or collateral [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value assets and liabilities measured on reccurring basis	$ 3,537
Other repossessed assets [Member] | Fair value of property or collateral [Member] | Minimum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Estimated net realizable value	28.00%
Other repossessed assets [Member] | Fair value of property or collateral [Member] | Maximum [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Estimated net realizable value	72.00%

Fair Value of Financial Instr_6

Fair Value of Financial Instruments (Estimated fair value and carrying value) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018
Assets, Fair Value Disclosure [Abstract]
Available-for-sale Securities	$ 519,095	$ 841,857
Held to maturity Fair Value	0	410,353
Federal Home Loan Bank (FHLB) stock	10,525	12,644
Other Investments	57	3
Derivative Assets	13	347
Servicing Assets	10,125	10,716
Assets,Carrying Value [Abstract]
Restricted Cash And Cash Equivalents	1,050	3,030	$ 3,030
Trading Securities	41	360
Accrued interest receivable	30,470	34,254
Liabilities,Carrying Value Disclosure [Abstract]
Deposits, Total	4,878,058	4,908,115
Securities Sold under Agreements to Repurchase	190,261	455,508
Subordinated capital notes	36,083	36,083
Accrued expenses and other liabilities	56,388	87,665
Fair Value, Inputs, Level 1 [Member]
Assets, Fair Value Disclosure [Abstract]
Cash and Cash Equivalents, Fair Value Disclosure	961,837	447,033
Restricted Cash, at Fair Value	1,050	3,030
Assets,Carrying Value [Abstract]
Cash and Cash Equivalents, at Carrying Value	961,837	447,033
Restricted Cash And Cash Equivalents	1,050	3,030
Fair Value, Inputs, Level 2 [Member]
Assets, Fair Value Disclosure [Abstract]
Trading Securities	41	360
Available-for-sale Securities	519,095	841,857
Held to maturity Fair Value	0	410,353
Federal Home Loan Bank (FHLB) stock	10,525	12,644
Other Investments	57	3
Derivative Assets	13	347
Liabilities, Fair Value Disclosure [Abstract]
Derivative Liabilities Current	1,159	333
Assets,Carrying Value [Abstract]
Trading Securities	41	360
Investment securities AFS , carrying value	519,095	841,857
Investment held for sale, carrying amount	0	424,740
Federal Home Loan Bank Stock at carrying value	10,525	12,644
Other Investment, Carrying Value	57	3
Derivative Assets, carrying value	13	347
Liabilities,Carrying Value Disclosure [Abstract]
Derivative liabilities, carrying value	1,159	333
Fair Value, Inputs, Level 3 [Member]
Assets, Fair Value Disclosure [Abstract]
Loans Including HFS Fair Value	4,106,958	4,106,628
Receivables, Fair Value Disclosure	30,470	34,254
Servicing Assets	10,125	10,716
Account Receivable and Other assets, Fair Value	35,140	37,842
Liabilities, Fair Value Disclosure [Abstract]
Deposits, Fair Value Disclosure	4,888,607	4,881,903
Securities sold under agreements to repurchase	190,322	453,135
Advances from FHLB	81,075	78,503
Other Borrowings	551	1,214
Subordinated capital notes	37,830	36,184
Accrued expenses and other liabilities	56,388	87,665
Assets,Carrying Value [Abstract]
Loans, net of allowance for loan and lease losses	4,407,190	4,431,594
Accrued interest receivable	30,470	34,254
Servicing assets, carrying value	10,125	10,716
Account receivable and oher assets, carrying value	35,140	37,842
Liabilities,Carrying Value Disclosure [Abstract]
Deposits, Total	4,878,058	4,908,115
Securities Sold under Agreements to Repurchase	190,261	455,508
Advances from FHLB	79,052	77,620
Other Borrowings	551	1,214
Subordinated capital notes	36,083	36,083
Accrued expenses and other liabilities	$ 56,388	$ 87,665

Banking and Finanial Service _3

Banking and Finanial Service Revenues (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Banking service revenues:
Checking accounts fees	$ 1,545	$ 1,502	$ 4,494	$ 4,386
Savings accounts fees	187	161	484	473
Electronic Banking Fees	8,018	8,104	24,121	23,960
Credit Life Commissions	158	142	426	401
Branch service commissions	337	365	1,055	1,089
Servicing and other loan fees	433	334	1,069	1,554
International fees	127	185	393	534
Miscellaneous income	8	4	12	7
Total Banking Service Revenues	10,813	10,797	32,054	32,404
Wealth management revenues:
Insurance income	1,576	1,654	4,505	4,298
Broker fees	1,913	1,941	5,637	5,387
Trust fees	2,895	2,541	8,307	8,138
Retirement plan and administration fees	227	271	713	856
Investment Banking Fees	0	0	0	9
Total Wealth Management Revenue	6,611	6,407	19,162	18,688
Mortgage banking activities:
Servicing Fees	1,033	1,059	2,592	4,130
Gain (Loss) on Sale of Mortgage Loans and Valuation	124	103	375	182
Other	(39)	80	(14)	(325)
Total mortgage banking activities	1,118	1,242	2,953	3,987
Total banking and financial service revenues	$ 18,542	$ 18,446	$ 54,169	$ 55,079

Business Segments (Details)

Business Segments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Segment Reporting Information [Line Items]
Total interest income	$ 93,655	$ 94,137	$ 282,620	$ 265,313
Interest expense	(12,945)	(11,860)	(39,036)	(31,454)
Net interest income	80,710	82,277	243,584	233,859
Provision for Loan and Lease Losses, net	(43,770)	(14,601)	(73,724)	(44,808)
Total non-interest income (loss), net	22,178	18,620	62,782	55,837
Non-interest expenses	(50,727)	(50,941)	(154,331)	(155,362)
Intersegment revenues	0	0	0	0
Intersegment expenses	0	0	0	0
Income (loss) before income taxes	8,391	35,355	78,311	89,526
Income tax expense (benefit)	1,008	12,255	23,479	29,860
Net (Loss) Income Attributable to Parent	7,383	23,100	54,832	59,666
Total assets	6,333,505	6,656,674	6,333,505	6,656,674	$ 6,583,352
Operating Segments [Member]
Segment Reporting Information [Line Items]
Total interest income	93,655	94,137	282,620	265,313
Interest expense	(12,945)	(11,860)	(39,036)	(31,454)
Net interest income	80,710	82,277	243,584	233,859
Provision for Loan and Lease Losses, net	(43,770)	(14,601)	(73,724)	(44,808)
Total non-interest income (loss), net	22,178	18,620	62,782	55,837
Non-interest expenses	(50,727)	(50,941)	(154,331)	(155,362)
Intersegment revenues	507	616	1,648	1,519
Intersegment expenses	(507)	(616)	(1,648)	(1,519)
Income (loss) before income taxes	8,391	35,355	78,311	89,526
Income tax expense (benefit)	1,008	12,255	23,479	29,860
Net (Loss) Income Attributable to Parent	7,383	23,100	54,832	59,666
Total assets	7,411,802	7,641,425	7,411,802	7,641,425
Intersegment Elimination [Member]
Segment Reporting Information [Line Items]
Total interest income	0	0	0	0
Interest expense	0	0	0	0
Net interest income	0	0	0	0
Provision for Loan and Lease Losses, net	0	0	0	0
Total non-interest income (loss), net	0	0	0	0
Non-interest expenses	0	0	0	0
Intersegment revenues	(507)	(616)	(1,648)	(1,519)
Intersegment expenses	507	616	1,648	1,519
Income (loss) before income taxes	0	0	0	0
Income tax expense (benefit)	0	0	0	0
Net (Loss) Income Attributable to Parent	0	0	0	0
Total assets	(1,078,297)	(984,751)	(1,078,297)	(984,751)
Banking [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Total interest income	85,147	83,664	253,138	236,171
Interest expense	(9,260)	(7,701)	(27,083)	(21,123)
Net interest income	75,887	75,963	226,055	215,048
Provision for Loan and Lease Losses, net	(43,678)	(14,478)	(73,560)	(44,677)
Total non-interest income (loss), net	11,946	12,157	34,932	36,590
Non-interest expenses	(46,555)	(46,049)	(139,384)	(140,239)
Intersegment revenues	507	616	1,648	1,519
Intersegment expenses	0	0	0	0
Income (loss) before income taxes	(1,893)	28,209	49,691	68,241
Income tax expense (benefit)	(738)	11,001	18,634	26,614
Net (Loss) Income Attributable to Parent	(1,155)	17,208	31,057	41,627
Total assets	5,919,877	6,156,500	5,919,877	6,156,500
Financial Services | Operating Segments [Member]
Segment Reporting Information [Line Items]
Total interest income	16	9	53	35
Interest expense	0	0	0	0
Net interest income	16	9	53	35
Provision for Loan and Lease Losses, net	0	0	0	0
Total non-interest income (loss), net	6,719	6,463	19,537	19,219
Non-interest expenses	(3,450)	(3,720)	(11,675)	(12,288)
Intersegment revenues	0	0	0	0
Intersegment expenses	(141)	(273)	(480)	(660)
Income (loss) before income taxes	3,144	2,479	7,435	6,306
Income tax expense (benefit)	1,226	967	2,788	2,459
Net (Loss) Income Attributable to Parent	1,918	1,512	4,647	3,847
Total assets	26,596	25,243	26,596	25,243
Treasury [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Total interest income	8,492	10,464	29,429	29,107
Interest expense	(3,685)	(4,159)	(11,953)	(10,331)
Net interest income	4,807	6,305	17,476	18,776
Provision for Loan and Lease Losses, net	(92)	(123)	(164)	(131)
Total non-interest income (loss), net	3,513	0	8,313	28
Non-interest expenses	(722)	(1,172)	(3,272)	(2,835)
Intersegment revenues	0	0	0	0
Intersegment expenses	(366)	(343)	(1,168)	(859)
Income (loss) before income taxes	7,140	4,667	21,185	14,979
Income tax expense (benefit)	520	287	2,057	787
Net (Loss) Income Attributable to Parent	6,620	4,380	19,128	14,192
Total assets	$ 1,465,329	$ 1,459,682	$ 1,465,329	$ 1,459,682