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1
EXHIBIT 23.1
Consent of Independent Registered Public Accounting Firm
The Board of Directors
OFG Bancorp:
We consent to the incorporation by reference in the registration statement (No. 333-191603, 333-170064, 333-147727, 333-102696,
333-57052, and 333-84473) on Forms S-8 of OFG Bancorp and subsidiaries (the Company) of our reports dated February 26, 2021,
with respect to the consolidated statements of financial condition of the Company as of December 31, 2020 and 2019, the related
consolidated statements of operations, comprehensive income, changes in stockholders’ equity, and cash flows for each of the years in
the three-year period ended December 31, 2020, and the related notes, and the effectiveness of internal control over financial reporting
as of December 31, 2020, which reports appear in the December 31, 2020 annual report on Form 10-K of the Company.
Our report on the consolidated financial statements refers to a change to the Company’s method of accounting for the recognition and
measurement of credit losses as of January 1, 2020 due to the adoption of ASC Topic 326,
Financial Instruments – Credit Losses
/s/ KPMG LLP
San Juan, Puerto Rico
February 26, 2021