Guaranty Federal Bancshares (GFED) 10-K2003 FY Annual report

Filed: 29 Sep 03, 12:00am

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Exhibit32.2

CFO CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002*

In connection with the Annual Report of Guaranty Federal Bancshares, Inc. (the "Company") on Form 10--K for the period ending June 30, 2003 as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Bruce Winston, Chief Financial Officer(principal financial officer)of the Company, certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes--Oxley Act of 2002, that:

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition andresults of operations of the Company.

/s/ Bruce Winston

Bruce Winston
Chief Financial Officer

(Principal Financial Officer)

September 26, 2003

* A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff upon request.