Macatawa Bank (MCBC) 10-Q 23 Apr 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	Apr. 23, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	MACATAWA BANK CORP
Entity Central Index Key	1053584
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		33,866,789
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15

CONSOLIDATED_BALANCE_SHEETS_un

CONSOLIDATED BALANCE SHEETS (unaudited) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
ASSETS
Cash and due from banks	$27,001	$31,503
Federal funds sold and other short -term investments	107,078	97,952
Cash and cash equivalents	134,079	129,455
Interest-bearing time deposits in other financial institutions	20,000	20,000
Securities available for sale, at fair value	155,640	161,874
Securities held to maturity (fair value 2015 - $43,402 and 2014 - $31,428)	43,042	31,585
Federal Home Loan Bank (FHLB) stock	11,238	11,238
Loans held for sale, at fair value	2,368	2,347
Total loans	1,135,311	1,118,483
Allowance for loan losses	-18,680	-18,962
Net loans	1,116,631	1,099,521
Premises and equipment - net	52,506	52,894
Accrued interest receivable	3,670	3,399
Bank-owned life insurance	28,357	28,195
Other real estate owned - net	27,038	28,242
Net deferred tax asset	11,254	12,265
Other assets	4,386	2,831
Total assets	1,610,209	1,583,846
Deposits
Noninterest-bearing	373,215	404,143
Interest-bearing	947,301	902,182
Total deposits	1,320,516	1,306,325
Other borrowed funds	96,836	88,107
Long-term debt	41,238	41,238
Accrued expenses and other liabilities	6,038	5,657
Total liabilities	1,464,628	1,441,327
Commitments and contingent liabilities
Shareholders' equity
Common stock, no par value, 200,000,000 shares authorized; 33,866,789 shares issued and outstanding at March 31, 2015 and December 31, 2014	216,581	216,460
Retained deficit	-71,839	-74,002
Accumulated other comprehensive income	839	61
Total shareholders' equity	145,581	142,519
Total liabilities and shareholders' equity	$1,610,209	$1,583,846

CONSOLIDATED_BALANCE_SHEETS_un1

CONSOLIDATED BALANCE SHEETS (unaudited) (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
ASSETS
Securities held to maturity fair value	$43,402	$31,428
Shareholders' equity
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	200,000,000	200,000,000
Common stock, shares issued (in shares)	33,866,789	33,866,789
Common stock, shares outstanding (in shares)	33,866,789	33,866,789

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest income
Loans, including fees	$10,963	$10,943
Securities
Taxable	501	500
Tax-exempt	344	255
FHLB Stock	117	156
Federal funds sold and other short-term investments	86	116
Total interest income	12,011	11,970
Interest expense
Deposits	619	740
Other borrowings	415	431
Subordinated and long-term debt	325	324
Total interest expense	1,359	1,495
Net interest income	10,652	10,475
Provision for loan losses	-1,000	-1,000
Net interest income after provision for loan losses	11,652	11,475
Noninterest income
Service charges and fees	1,001	991
Net gains on mortgage loans	723	258
Trust fees	734	631
ATM and debit card fees	1,110	1,052
Gain on sale of securities	83	10
Other	644	568
Total noninterest income	4,295	3,510
Noninterest expense
Salaries and benefits	6,182	5,823
Occupancy of premises	972	1,008
Furniture and equipment	783	840
Legal and professional	239	205
Marketing and promotion	305	277
Data processing	577	589
FDIC assessment	281	328
Interchange and other card expense	276	271
Bond and D&O Insurance	145	163
Net losses on repossessed and foreclosed properties	451	-186
Administration and disposition of problem assets	376	657
Other	1,275	1,194
Total noninterest expenses	11,862	11,169
Income before income tax	4,085	3,816
Income tax expense	1,245	1,177
Net income	$2,840	$2,639
Basic earnings per common share (in dollars per share)	$0.08	$0.08
Diluted earnings per common share (in dollars per share)	$0.08	$0.08
Cash dividends per common share (in dollars per share)	$0.02	$0.02

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) [Abstract]
Net income	$2,840	$2,639
Unrealized gains:
Net change in unrealized gains (losses) on securities available for sale	1,281	1,144
Tax effect	-449	-400
Net change in unrealized gains (losses) on securities available for sale, net of tax	832	744
Less: reclassification adjustments:
Reclassification for gains included in net income	83	10
Tax effect	-29	-3
Reclassification for gains included in net income, net of tax	54	7
Other comprehensive income, net of tax	778	737
Comprehensive income	$3,618	$3,376

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) (USD $)	Common Stock [Member]	Retained Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, unless otherwise specified
Balance at Dec. 31, 2013	$216,263	($81,786)	($1,955)	$132,522
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		2,639		2,639
Common stock issuance costs	-102			-102
Cash dividends at $.02 per share		-677		-677
Net change in unrealized gain (loss) on securities available for sale, net of tax			737	737
Stock compensation expense	69			69
Balance at Mar. 31, 2014	216,230	-79,824	-1,218	135,188
Balance at Dec. 31, 2014	216,460	-74,002	61	142,519
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		2,840		2,840
Common stock issuance costs				0
Cash dividends at $.02 per share		-677		-677
Net change in unrealized gain (loss) on securities available for sale, net of tax			778	778
Stock compensation expense	121			121
Balance at Mar. 31, 2015	$216,581	($71,839)	$839	$145,581

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend per share (in dollars per share)	$0.02	$0.02

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities
Net income	$2,840	$2,639
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	684	774
Stock compensation expense	121	69
Provision for loan losses	-1,000	-1,000
Origination of loans for sale	-23,438	-14,114
Proceeds from sales of loans originated for sale	24,140	16,093
Net gains on mortgage loans	-723	-258
Gain on sales of securities	-83	-10
Write-down of other real estate	518	298
Net gain on sales of other real estate	-67	-484
Change in net deferred tax asset	592	1,177
Change in accrued interest receivable and other assets	-1,826	217
Earnings in bank-owned life insurance	-162	-154
Change in accrued expenses and other liabilities	-869	1,588
Net cash from operating activities	727	6,835
Cash flows from investing activities
Loan originations and payments, net	-16,809	12,297
Change in interest-bearing deposits in other financial institutions	0	-7,500
Purchases of securities available for sale	-10,590	-13,455
Purchases of securities held to maturity	-10,326	0
Proceeds from:
Maturities and calls of securities available for sale	5,195	2,906
Sales of securities available for sale	12,063	561
Principal paydowns on securities	919	790
Sales of other real estate	1,452	3,501
Additions to premises and equipment	-250	-592
Net cash from investing activities	-18,346	-1,492
Cash flows from financing activities
Change in deposits	14,191	-32,956
Repayments of other borrowed funds	-1,271	-1,217
Proceeds from other borrowed funds	10,000	0
Cash dividends paid	-677	-677
Common stock issuance costs	0	-102
Net cash from financing activities	22,243	-34,952
Net change in cash and cash equivalents	4,624	-29,609
Cash and cash equivalents at beginning of period	129,455	156,892
Cash and cash equivalents at end of period	134,079	127,283
Supplemental cash flow information
Interest paid	1,347	1,489
Income taxes paid	1,575	0
Supplemental noncash disclosures:
Transfers from loans to other real estate	699	554
Securities settlement	$1,250	$3,413

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2015
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Principles of Consolidation: The accompanying consolidated financial statements include the accounts of Macatawa Bank Corporation ("the Company", "our", "we") and its wholly-owned subsidiary, Macatawa Bank ("the Bank"). All significant intercompany accounts and transactions have been eliminated in consolidation.
	Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan.
	The Company owns all of the common stock of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are not consolidated with the Company under accounting principles generally accepted in the United States of America.
	Basis of Presentation: The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting only of normal recurring accruals) believed necessary for a fair presentation have been included.
	Operating results for the three month period ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. For further information, refer to the consolidated financial statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2014.
	Use of Estimates: To prepare financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and future results could differ.  The allowance for loan losses, valuation of deferred tax assets, loss contingencies, fair value of other real estate owned and fair values of financial instruments are particularly subject to change.
	Allowance for Loan Losses: The allowance for loan losses (allowance) is a valuation allowance for probable incurred credit losses inherent in our loan portfolio, increased by the provision for loan losses and recoveries, and decreased by charge-offs of loans. Management believes the allowance for loan losses balance to be adequate based on known and inherent risks in the portfolio, past loan loss experience, information about specific borrower situations and estimated collateral values, economic conditions and other relevant factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management's judgment, should be charged-off. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Management continues its collection efforts on previously charged-off balances and applies recoveries as additions to the allowance for loan losses.
	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class and the loan risk grade assignment for commercial loans. At March 31, 2015, an 18 month annualized historical loss experience was used for commercial loans and a 12 month historical loss experience period was applied to residential mortgage loans and consumer loans. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, external factors and other considerations.
	A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and a concession has been made, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired.
	Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated and the loan is reported at the present value of estimated future cash flows using the loan's existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and they are not separately identified for impairment disclosures.
	Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan's effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral.
	Foreclosed Assets: Assets acquired through or instead of loan foreclosure, primarily other real estate owned, are initially recorded at fair value less estimated costs to sell when acquired, establishing a new cost basis. If fair value declines, a valuation allowance is recorded through expense. Costs after acquisition are expensed unless they add value to the property.
	Income Taxes: Income tax expense is the sum of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax consequences of temporary differences between the carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	We recognize a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. We recognize interest and penalties related to income tax matters in income tax expense.
	Derivatives:  Certain of our commercial loan customers have entered into interest rate swap agreements directly with the Bank.  At the same time the Bank enters into a swap agreement with its customer, the Bank enters into a corresponding interest rate swap agreement with a correspondent bank at terms mirroring the Bank's interest rate swap with its commercial loan customer.   This is known as a back-to-back swap agreement.  Under this arrangement the Bank has two freestanding interest rate swaps, both of which are carried at fair value.  As the terms mirror each other, there is no income statement impact to the Bank.  At March 31, 2015 and December 31, 2014, the total notional amount of such agreements was $20.0 million and resulted in a derivative asset with a fair value of $224,000 and $140,000, respectively, which were included in other assets and a derivative liability of $224,000 and $140,000, respectively, which were included in other liabilities.
	Reclassifications: Some items in the prior period financial statements were reclassified to conform to the current presentation.
	Adoption of New Accounting Standards:
	The Financial Accounting Standards Board ("FASB") has issued Accounting Standards Update (ASU) No. 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40) - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The amendments are intended to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized.  These amendments clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either: (a) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure; or (b) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additional disclosures are required.  The amendments are effective for  annual periods and interim periods within those annual periods beginning after December 15, 2014. Adoption of this ASU by the Company in the first quarter of 2015 resulted in four residential real estate properties totaling $595,000 being classified as other real estate owned at March 31, 2015.
	FASB issued ASU 2014-08, Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360): Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity.  The amendments in this Update change the requirements for reporting discontinued operations.  A discontinued operation may include a component of an entity or a group of components of an entity, or a business or nonprofit activity. A disposal of a component of an entity or a group of components of an entity is required to be reported in discontinued operations if the disposal represents a strategic shift that has (or will have) a major effect on an entity's operations and financial results.  The amendments in this Update require an entity to present, for each comparative period, the assets and liabilities of a disposal group that includes a discontinued operation separately in the asset and liability sections, respectively, of the statement of financial position.  This Update also requires additional disclosures about discontinued operations including pretax profit or loss, and any ongoing involvement with the discontinued operation.   The amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2014. The impact of adoption of this ASU by the Company was not material.
	FASB issued ASU 2014-14, Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure.  This update requires creditors to reclassify loans that are within the scope of the ASU to "other receivables" upon foreclosure, rather than reclassifying them to other real estate owned. The separate other receivable recorded upon foreclosure is to be measured based on the amount of the loan balance (principal and interest) the creditor expects to recover from the guarantor.  The new guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014.  The impact of adoption of this ASU by the Company was not material.
	Newly Issued Not Yet Effective Standards:
	FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606).  The amendments in this Update create a new topic in the Codification, Topic 606. In addition to superseding and replacing nearly all existing U.S. GAAP revenue recognition guidance, including industry-specific guidance, ASC 606 establishes a new control-based revenue recognition model, changes the basis for deciding when revenue is recognized over time or at a point in time, provides new and more detailed guidance on specific topics and expands and improves disclosures about revenue.  In addition, ASU 2014-09 adds a new Subtopic to the Codification, ASC 340-40, Other Assets and Deferred Costs: Contracts with Customers, to provide guidance on costs related to obtaining a contract with a customer and costs incurred in fulfilling a contract with a customer that are not in the scope of another ASC Topic.   The new guidance does not apply to certain contracts within the scope of other ASC Topics, such as lease contracts, insurance contracts, financing arrangements, financial instruments, guarantees other than product or service warranties, and nonmonetary exchanges between entities in the same line of business to facilitate sales to customers. The amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016.  The impact of adoption of this ASU by the Company is not expected to be material.

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2015
SECURITIES [Abstract]
SECURITIES	NOTE 2 – SECURITIES
	The amortized cost and fair value of securities at period-end were as follows (dollars in thousands):
		Amortized		Gross			Gross			Fair
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
	31-Mar-15
	Available for Sale:
	U.S. Treasury and federal agency securities	$	65,619		162			(81	)	$	65,700
	U.S. Agency MBS and CMOs		15,832		114			(14	)		15,932
	Tax-exempt state and municipal bonds		35,643		637			(53	)		36,227
	Taxable state and municipal bonds		23,520		446			(6	)		23,960
	Corporate bonds and other debt securities		12,234		74			(3	)		12,305
	Other equity securities		1,500		16			---			1,516
		$	154,348	$	1,449		$	(157	)	$	155,640
	Held to Maturity
	Tax-exempt state and municipal bonds	$	43,042	$	372		$	(12	)	$	43,402
	31-Dec-14
	Available for Sale:
	U.S. Treasury and federal agency securities	$	67,612	$	53		$	(501	)	$	67,164
	U. S. Agency MBS and CMOs		16,692		67			(71	)		16,688
	Tax-exempt state and municipal bonds		37,203		419			(161	)		37,461
	Taxable state and municipal bonds		25,012		351			(70	)		25,293
	Corporate bonds and other debt securities		13,762		34			(30	)		13,766
	Other equity securities		1,500		2			---			1,502
		$	161,781	$	926		$	(833	)	$	161,874
	Held to Maturity:
	Tax-exempt state and municipal bonds	$	31,585	$	64		$	(221	)	$	31,428
	Proceeds from the sale of securities available for sale were $12.1 million and $561,000, respectively, in the three month periods ended March 31, 2015 and 2014 resulting in net gain on sale of $83,000 and $10,000, respectively, as reported in the Consolidated Statements of Income.  This resulted in a reclassification of $83,000 ($54,000 net of tax) for the three months ended March 31, 2015 and $10,000 ($7,000 net of tax) for the three months ended March 31, 2014 from accumulated other comprehensive income to gain on sale of securities in the Consolidated Statements of Income.
	Contractual maturities of debt securities at March 31, 2015 were as follows (dollars in thousands):
		Held–to-Maturity Securities					Available-for-Sale Securities
		Amortized		Fair			Amortized			Fair
		Cost		Value			Cost			Value
	Due in one year or less	$	19,030	$	19,022		$	2,592		$	2,606
	Due from one to five years		3,796		3,816			93,449			94,048
	Due from five to ten years		19,976		20,324			35,906			36,393
	Due after ten years		240		240			20,901			21,077
		$	43,042	$	43,402		$	152,848		$	154,124
	Securities with unrealized losses at March 31, 2015 and December 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (dollars in thousands):
		Less than 12 Months					12 Months or More						Total
	31-Mar-15	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	U.S. Treasury and federal agency securities	$	5,747	$	(7	)	$	19,407		$	(74	)	$	25,154	$	(81	)
	U.S. Agency MBS and CMOs		2,127		(11	)		1,084			(3	)		3,211		(14	)
	Tax-exempt state and municipal bonds		18,188		(16	)		2,265			(49	)		20,453		(65	)
	Taxable state and municipal bonds		---		---			1,209			(6	)		1,209		(6	)
	Corporate bonds and other debt securities		1,080		(1	)		501			(2	)		1,581		(3	)
	Other equity securities		---		---			---			---			---		---
	Total temporarily impaired	$	27,142	$	(35	)	$	24,466		$	(134	)	$	51,608	$	(169	)
		Less than 12 Months					12 Months or More						Total
	31-Dec-14	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	U.S. Treasury and federal agency securities	$	16,426	$	(45	)	$	35,350		$	(456	)	$	51,776	$	(501	)
	U.S. Agency MBS and CMOs		---		---			9,732			(71	)		9,732		(71	)
	Tax-exempt state and municipal bonds		26,820		(264	)		4,545			(118	)		31,365		(382	)
	Taxable state and municipal bonds		3,982		(19	)		3,240			(51	)		7,222		(70	)
	Corporate bonds and other debt securities		4,187		(13	)		1,988			(17	)		6,175		(30	)
	Other equity securities		---		---			---			---			---		---
	Total temporarily impaired	$	51,415	$	(341	)	$	54,855		$	(713	)	$	106,270	$	(1,054	)
	Other-Than-Temporary-Impairment
	Management evaluates securities for other-than-temporary impairment ("OTTI") at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Management determined that the unrealized losses for each period were attributable to changes in interest rates and not due to credit quality.  As such, no OTTI charges were necessary during the three month periods ended March 31, 2015 and 2014.
	Securities with a carrying value of approximately $1.0 million were pledged as security for public deposits, letters of credit and for other purposes required or permitted by law at March 31, 2015 and December 31, 2014.

LOANS

LOANS	3 Months Ended
	Mar. 31, 2015
LOANS [Abstract]
LOANS	NOTE 3 – LOANS
	Portfolio loans were as follows (dollars in thousands):
		March 31,				December 31,
		2015				2014
	Commercial and industrial	$	341,530			$	327,674
	Commercial real estate:
	Residential developed		12,143				12,771
	Unsecured to residential developers		7,221				7,496
	Vacant and unimproved		50,103				50,372
	Commercial development		1,733				4,082
	Residential improved		68,365				69,612
	Commercial improved		273,800				269,757
	Manufacturing and industrial		74,707				76,441
	Total commercial real estate		488,072				490,531
	Consumer
	Residential mortgage		199,042				190,249
	Unsecured		821				948
	Home equity		95,770				98,887
	Other secured		10,076				10,194
	Total consumer		305,709				300,278
	Total loans		1,135,311				1,118,483
	Allowance for loan losses		(18,680	)			(18,962	)
		$	1,116,631			$	1,099,521
	Activity in the allowance for loan losses by portfolio segment was as follows (dollars in thousands):
	Three months ended March 31, 2015	Commercial				Commercial			Consumer				Unallocated			Total
		and				Real Estate
		Industrial
	Beginning balance	$	6,173			$	8,690		$	4,046			$	53		$	18,962
	Charge-offs		---				---			(78	)			---			(78	)
	Recoveries		84				608			104				---			796
	Provision for loan losses		(83	)			(728	)		(165	)			(24	)		(1,000	)
	Ending Balance	$	6,174			$	8,570		$	3,907			$	29		$	18,680
	Three months ended March 31, 2014	Commercial				Commercial			Consumer				Unallocated			Total
		and				Real Estate
		Industrial
	Beginning balance	$	6,174			$	10,868		$	3,703			$	53		$	20,798
	Charge-offs		(39	)			---			(43	)			---			(82	)
	Recoveries		39				590			38				---			667
	Provision for loan losses		(87	)			(1,086	)		177				(4	)		(1,000	)
	Ending Balance	$	6,087			$	10,372		$	3,875			$	49		$	20,383
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands):
	31-Mar-15	Commercial				Commercial			Consumer				Unallocated			Total
		and				Real Estate
		Industrial
	Allowance for loan losses:
	Ending allowance attributable to loans:
	Individually reviewed for impairment	$	2,458			$	1,033		$	952			$	---		$	4,443
	Collectively evaluated for impairment		3,716				7,537			2,955				29			14,237
	Total ending allowance balance	$	6,174			$	8,570		$	3,907			$	29		$	18,680
	Loans:
	Individually reviewed for impairment	$	10,029			$	29,488		$	14,839			$	---		$	54,356
	Collectively evaluated for impairment		331,501				458,584			290,870				---			1,080,955
	Total ending loans balance	$	341,530			$	488,072		$	305,709			$	---		$	1,135,311
	31-Dec-14	Commercial				Commercial			Consumer				Unallocated			Total
		and				Real Estate
		Industrial
	Allowance for loan losses:
	Ending allowance attributable to loans:
	Individually reviewed for impairment	$	2,429			$	743		$	893			$	---		$	4,065
	Collectively evaluated for impairment		3,744				7,947			3,153				53			14,897
	Total ending allowance balance	$	6,173			$	8,690		$	4,046			$	53		$	18,962
	Loans:
	Individually reviewed for impairment	$	9,084			$	29,818		$	14,495			$	---		$	53,397
	Collectively evaluated for impairment		318,590				460,713			285,783				---			1,065,086
Total ending loans balance	$	327,674			$	490,531		$	300,278			$	---		$	1,118,483
The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2015 (dollars in thousands):
31-Mar-15	Unpaid				Recorded			Allowance
	Principal				Investment			Allocated
	Balance
With no related allowance recorded:
Commercial and industrial	$	3,186			$	3,186		$	---
Commercial real estate:
Residential developed		216				216			---
Unsecured to residential developers		---				---			---
Vacant and unimproved		---				---			---
Commercial development		---				---			---
Residential improved		112				112			---
Commercial improved		331				331			---
Manufacturing and industrial		206				206			---
		865				865			---
Consumer:
Residential mortgage		---				---			---
Unsecured		---				---			---
Home equity		---				---			---
Other secured		---				---			---
		---				---			---
	$	4,051			$	4,051		$	---
With an allowance recorded:
Commercial and industrial	$	6,843			$	6,843		$	2,458
Commercial real estate:
Residential developed		514				514			30
Unsecured to residential developers		---				---			---
Vacant and unimproved		1,486				1,486			42
Commercial development		197				197			5
Residential improved		7,427				7,427			364
Commercial improved		16,518				16,518			573
Manufacturing and industrial		2,481				2,481			19
		28,623				28,623			1,033
Consumer:
Residential mortgage		9,323				9,323			574
Unsecured		---				---			---
Home equity		5,516				5,516			378
Other secured		---				---			---
		14,839				14,839			952
	$	50,305			$	50,305		$	4,443
Total	$	54,356			$	54,356		$	4,443
The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014 (dollars in thousands):
31-Dec-14	Unpaid				Recorded			Allowance
	Principal				Investment			Allocated
	Balance
With no related allowance recorded:
Commercial and industrial	$	3,019			$	3,019		$	---
Commercial real estate:
Residential developed		531				531			---
Unsecured to residential developers		---				---			---
Vacant and unimproved		---				---			---
Commercial development		---				---			---
Residential improved		547				547			---
Commercial improved		331				331			---
Manufacturing and industrial		206				206			---
		1,615				1,615			---
Consumer:
Residential mortgage		---				---			---
Unsecured		---				---			---
Home equity		---				---			---
Other secured		---				---			---
		---				---			---
	$	4,634			$	4,634		$	---
With an allowance recorded:
Commercial and industrial	$	6,065			$	6,065		$	2,429
Commercial real estate:
Residential developed		550				550			35
Unsecured to residential developers		---				---			---
Vacant and unimproved		1,499				1,499			43
Commercial development		199				199			5
Residential improved		7,323				7,323			240
Commercial improved		16,113				16,113			389
Manufacturing and industrial		2,519				2,519			31
		28,203				28,203			743
Consumer:
Residential mortgage		9,492				9,484			584
Unsecured		---				---			---
Home equity		5,182				5,011			309
Other secured		---				---			---
		14,674				14,495			893
	$	48,942			$	48,763		$	4,065
Total	$	53,576			$	53,397		$	4,065
The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the three month periods ended March 31, 2015 and 2014 (dollars in thousands):
	Three				Three
	Months				Months
	Ended				Ended
	March 31,				March 31,
	2015				2014
Average of impaired loans during the period:
Commercial and industrial	$	9,703			$	14,284
Commercial real estate:
Residential developed		937				4,532
Unsecured to residential developers		---				---
Vacant and unimproved		1,490				1,820
Commercial development		198				527
Residential improved		7,661				10,419
Commercial improved		16,759				18,291
Manufacturing and industrial		2,706				6,719
Consumer		14,784				14,415
Interest income recognized during impairment:
Commercial and industrial		326				338
Commercial real estate		356				453
Consumer		137				132
Cash-basis interest income recognized
Commercial and industrial		328				338
Commercial real estate		351				452
Consumer		140				134
Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.  The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2015 and December 31, 2014:
31-Mar-15	Nonaccrual				Over 90
					days
					Accruing
Commercial and industrial	$	6,732			$	---
Commercial real estate:
Residential developed		213				---
Unsecured to residential developers		---				---
Vacant and unimproved		---				24
Commercial development		49				---
Residential improved		604				---
Commercial improved		1,720				---
Manufacturing and industrial		---				---
		2,586				24
Consumer:
Residential mortgage		64				---
Unsecured		37				---
Home equity		292				76
Other secured		---				---
		393				76
Total	$	9,711			$	100
31-Dec-14	Nonaccrual				Over 90
					days
					Accruing
Commercial and industrial	$	5,605			$	---
Commercial real estate:
Residential developed		245				---
Unsecured to residential developers		---				---
Vacant and unimproved		---				---
Commercial development		29				---
Residential improved		766				---
Commercial improved		866				117
Manufacturing and industrial		---				---
		1,906				117
Consumer:
Residential mortgage		305				---
Unsecured		40				---
Home equity		436				17
Other secured		---				---
		781				17
Total	$	8,292			$	134
The following table presents the aging of the recorded investment in past due loans as of March 31, 2015 and December 31, 2014 by class of loans (dollars in thousands):
31-Mar-15	30-90				Greater Than			Total				Loans Not			Total
	Days				90 Days			Past Due				Past Due
Commercial and industrial	$	---			$	---		$	---			$	341,530		$	341,530
Commercial real estate:
Residential developed		---				---			---				12,143			12,143
Unsecured to residential developers		---				---			---				7,221			7,221
Vacant and unimproved		---				24			24				50,079			50,103
Commercial development		---				49			49				1,684			1,733
Residential improved		14				440			454				67,911			68,365
Commercial improved		959				573			1,532				272,268			273,800
Manufacturing and industrial		---				---			---				74,707			74,707
		973				1,086			2,059				486,013			488,072
Consumer:
Residential mortgage		---				62			62				198,980			199,042
Unsecured		6				---			6				815			821
Home equity		1				356			357				95,413			95,770
Other secured		---				---			---				10,076			10,076
		7				418			425				305,284			305,709
Total	$	980			$	1,504		$	2,484			$	1,132,827		$	1,135,311
31-Dec-14	30-90				Greater Than			Total				Loans Not			Total
	Days				90 Days			Past Due				Past Due
Commercial and industrial	$	54			$	---		$	54			$	327,620		$	327,674
Commercial real estate:
Residential developed		---				---			---				12,771			12,771
Unsecured to residential developers		---				---			---				7,496			7,496
Vacant and unimproved		100				---			100				50,272			50,372
Commercial development		---				29			29				4,053			4,082
Residential improved		100				440			540				69,072			69,612
Commercial improved		---				958			958				268,799			269,757
Manufacturing and industrial		---				---			---				76,441			76,441
		200				1,427			1,627				488,904			490,531
Consumer:
Residential mortgage		338				303			641				189,608			190,249
Unsecured		---				18			18				930			948
Home equity		79				422			501				98,386			98,887
Other secured		---				---			---				10,194			10,194
		417				743			1,160				299,118			300,278
Total	$	671			$	2,170		$	2,841			$	1,115,642		$	1,118,483
The Company had allocated $4,443,000 and $4,065,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings ("TDRs") as of March 31, 2015 and December 31, 2014, respectively.  These loans may have involved the restructuring of terms to allow customers to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow.  These may also include loans that renewed at existing contractual rates, but below market rates for comparable credit.  The Company has been active at utilizing these programs and working with its customers to reduce the risk of foreclosure.  For commercial loans, these modifications typically include an interest only period and, in some cases, a lowering of the interest rate on the loan.  In some cases, the modification will include separating the note into two notes with the first note structured to be supported by current cash flows and collateral, and the second note made for the remaining unsecured debt.  The second note is charged off immediately and collected only after the first note is paid in full.  This modification type is commonly referred to as an A-B note structure.  For consumer mortgage loans, the restructuring typically includes a lowering of the interest rate to provide payment and cash flow relief.  For each restructuring, a comprehensive credit underwriting analysis of the borrower's financial condition and prospects of repayment under the revised terms is performed to assess whether the structure can be successful and that cash flows will be sufficient to support the restructured debt.  An analysis is also performed to determine whether the restructured loan should be on accrual status.  Generally, if the loan is on accrual at the time of restructure, it will remain on accrual after the restructuring.  In some cases, a nonaccrual loan may be placed on accrual at restructuring if the loan's actual payment history demonstrates it would have cash flowed under the restructured terms.  After six consecutive payments under the restructured terms, a nonaccrual restructured loan is reviewed for possible upgrade to accruing status.
Based upon recently issued regulatory guidance, the Company has determined that in situations where there is a subsequent modification or renewal and the loan is brought to market terms, including a contractual interest rate not less than a market interest rate for new debt with similar credit risk characteristics, the TDR and impaired loan designations may be removed.  This guidance was first applied to loans outstanding at September 30, 2014 resulting in a reduction of $5.9 million in loans designated as TDR and impaired.  In addition, the TDR designation may also be removed from loans modified under an A-B note structure.  If the remaining "A" note is at a market rate at the time of restructuring (taking into account the borrower's credit risk and prevailing market conditions), the loan can be removed from TDR designation in a subsequent calendar year after six months of performance in accordance with the new terms.  The market rate relative to the borrower's credit risk is determined through analysis of market pricing information gathered from peers and use of a loan pricing model.  The general objective of the model is to achieve a consistent return on equity from one credit to the next, taking into consideration differences in credit risk.  In the model, credits with higher risk receive a higher potential loss allocation, and therefore require a higher interest rate to achieve the target return on equity.
As with other impaired loans, an allowance for loan loss is estimated for each TDR based on the most likely source of repayment for each loan.  For impaired commercial real estate loans that are collateral dependent, the allowance is computed based on the fair value of the underlying collateral, less estimated costs to sell.  For impaired commercial loans where repayment is expected from cash flows from business operations, the allowance is computed based on a discounted cash flow computation.  Certain groups of TDRs, such as residential mortgages, have common characteristics and for them the allowance is computed based on a discounted cash flow computation on the change in weighted rate for the pool.  The allowance allocations for commercial TDRs where we have reduced the contractual interest rate are computed by measuring cash flows using the new payment terms discounted at the original contractual rate.
The following table presents information regarding troubled debt restructurings as of March 31, 2015 and December 31, 2014 (dollars in thousands):
	31-Mar-15							31-Dec-14
	Number of				Outstanding			Number of				Outstanding
	Loans				Recorded			Loans				Recorded
					Balance							Balance
Commercial and industrial		37			$	10,029			36			$	9,085
Commercial real estate		80				28,529			84				29,817
Consumer		134				14,839			106				14,495
		251			$	53,397			226			$	53,397
The following table presents information related to accruing troubled debt restructurings as of March 31, 2015 and December 31, 2014.  The table presents the amount of accruing troubled debt restructurings that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of each period reported (dollars in thousands):
	March 31,				December 31,
	2015				2014
Accruing TDR - nonaccrual at restructuring	$	---			$	---
Accruing TDR - accruing at restructuring		45,650				46,197
Accruing TDR - upgraded to accruing after six consecutive payments		---				---
	$	45,650			$	46,197
The following tables present information regarding troubled debt restructurings executed during the three month periods ended March 31, 2015 and 2014 (dollars in thousands):
Three Months Ended March 31, 2015	Number of Loans				Pre-Modification			Principal
					Outstanding			Writedown upon
					Recorded Balance			Modification
Commercial and industrial		1			$	408		$	---
Commercial real estate		1				42			---
Consumer		29				753			---
		31			$	1,203		$	---
Three Months Ended March 31, 2014	Number of Loans				Pre-Modification			Principal
					Outstanding			Writedown upon
					Recorded Balance			Modification
Commercial and industrial		1			$	60		$	---
Commercial real estate		4				2,263			---
Consumer		1				4			---
		6			$	2,327		$	---
According to the accounting standards, not all loan modifications are TDRs.  TDRs are modifications or renewals where the Company has granted a concession to a borrower in financial distress.  The Company reviews all modifications and renewals for determination of TDR status.  In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession.  These modifications are not considered TDRs.  In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress.  This could be the case if the Company is matching a competitor's interest rate.  These modifications would also not be considered TDRs.  Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs.  As with other loans not considered TDR or impaired, allowance allocations are based on the historical based allocation for the applicable loan grade and loan class.
The table below presents, by class, information regarding troubled debt restructured loans which had payment defaults during the three month periods ended March 31, 2015 and 2014 (dollars in thousands). Included are loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring.
	Three Months Ended							Three Months Ended
	31-Mar-15							31-Mar-14
	Number of			Outstanding				Number of			Outstanding
	Loans			Recorded				Loans			Recorded
				Balance							Balance
Commercial and industrial		---			$	---			---			$	---
Commercial real estate		---				---			1				131
Consumer		---				---			---				---
Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of the borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors.  The Company analyzes commercial loans individually and classifies these relationships by credit risk grading.  The Company uses an eight point grading system, with grades 5 through 8 being considered classified, or watch, credits.  All commercial loans are assigned a grade at origination, at each renewal or any amendment.  When a credit is first downgraded to a watch credit (either through renewal, amendment, loan officer identification or the loan review process), an Administrative Loan Review ("ALR") is generated by the credit department and the loan officer.  All watch credits have an ALR completed monthly which analyzes the collateral position and cash flow of the borrower and its guarantors.  The loan officer is required to complete both a short term and long term plan to rehabilitate or exit the credit and to give monthly comments on the progress to these plans.  Management meets quarterly with loan officers to discuss each of these credits in detail and to help formulate solutions where progress has stalled.  When necessary, the loan officer proposes changes to the assigned loan grade as part of the ALR.  Additionally, Loan Review reviews all loan grades upon origination, renewal or amendment and again as loans are selected though the loan review process.  The credit will stay on the ALR until either its grade has improved to a 4 or the credit relationship is at a zero balance.  The Company uses the following definitions for the risk grades:
1. Excellent - Loans supported by extremely strong financial condition or secured by the Bank's own deposits. Minimal risk to the Bank and the probability of serious rapid financial deterioration is extremely small.
2. Above Average - Loans supported by sound financial statements that indicate the ability to repay or borrowings secured (and margined properly) with marketable securities. Nominal risk to the Bank and probability of serious financial deterioration is highly unlikely. The overall quality of these credits is very high.
3. Good Quality - Loans supported by satisfactory asset quality and liquidity, good debt capacity coverage, and good management in all critical positions. Loans are secured by acceptable collateral with adequate margins. There is a slight risk of deterioration if adverse market conditions prevail.
4. Acceptable Risk - Loans carrying an acceptable risk to the Bank, which may be slightly below average quality. The borrower has limited financial strength with considerable leverage. There is some probability of deterioration if adverse market conditions prevail. These credits should be monitored closely by the Relationship Manager.
5. Marginally Acceptable - Loans are of marginal quality with above normal risk to the Bank. The borrower shows acceptable asset quality but very little liquidity with high leverage. There is inconsistent earning performance without the ability to sustain adverse market conditions. The primary source of repayment is questionable, but the secondary source of repayment still remains an option. Very close attention by the Relationship Manager and management is needed.
6. Substandard - Loans are inadequately protected by the net worth and paying capacity of the borrower or the collateral pledged. The primary and secondary sources of repayment are questionable. Heavy debt condition may be evident and volume and earnings deterioration may be underway. It is possible that the Bank will sustain some loss if the deficiencies are not immediately addressed and corrected.
7. Doubtful - Loans supported by weak or no financial statements, as well as the ability to repay the entire loan, are questionable. Loans in this category are normally characterized less than adequate collateral, insolvent, or extremely weak financial condition. A loan classified doubtful has all the weaknesses inherent in one classified substandard with the added characteristic that the weaknesses makes collection or liquidation in full highly questionable. The possibility of loss is extremely high, however, activity may be underway to minimize the loss or maximize the recovery.
8. Loss - Loans are considered uncollectible and of little or no value as a bank asset.
As of March 31, 2015 and December 31, 2014, the risk grade category of commercial loans by class of loans were as follows (dollars in thousands):
31-Mar-15		1				2			3				4			5			6		7		8
Commercial and industrial	$	317			$	9,822		$	122,058			$	192,125		$	9,431		$	1,045	$	6,732	$	---
Commercial real estate:
Residential developed		---				---			2,713				4,390			4,016			811		213		---
Unsecured to residential developers		---				---			---				7,220			---			---		---		---
Vacant and unimproved		---				---			21,971				21,312			6,821			---		---		---
Commercial development		---				---			---				1,281			205			197		49		---
Residential improved		---				---			16,993				42,898			5,850			2,021		604		---
Commercial improved		---				4,705			58,863				185,384			20,526			2,603		1,719		---
Manufacturing and industrial		---				1,230			26,854				42,024			4,274			325		---		---
	$	317			$	15,757		$	249,452			$	496,634		$	51,123		$	7,002	$	9,317	$	---
31-Dec-14		1				2			3				4			5			6		7		8
Commercial and industrial	$	343			$	11,177		$	118,382			$	182,651		$	8,448		$	1,068	$	5,605	$	---
Commercial real estate:
Residential developed		---				---			2,491				4,702			4,491			842		245		---
Unsecured to residential developers		---				---			---				7,496			---			---		---		---
Vacant and unimproved		---				---			12,105				30,997			7,241			29		---		---
Commercial development		---				---			---				3,643			211			199		29		---
Residential improved		---				103			16,291				43,928			6,428			2,096		766		---
Commercial improved		---				4,392			61,543				178,169			20,558			4,229		866		---
Manufacturing and industrial		---				1,508			27,396				42,494			4,713			330		---		---
	$	343			$	17,180		$	238,208			$	494,080		$	52,090		$	8,793	$	7,511	$	---
Commercial loans rated a 6 or worse per the Company's internal risk rating system are considered substandard, doubtful or loss. Commercial loans classified as substandard or worse were as follows at period-end (dollars in thousands):
	March 31,				December 31,
	2015				2014
Not classified as impaired	$	3,056			$	4,220
Classified as impaired		13,263				12,084
Total commercial loans classified substandard or worse	$	16,319			$	16,304
The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. For consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in consumer loans based on payment activity (dollars in thousands):
	Residential				Consumer			Home				Consumer
31-Mar-15	Mortgage				Unsecured			Equity				Other
Performing	$	198,980			$	821		$	95,414			$	10,076
Nonperforming		62				---			356				---
Total	$	199,042			$	821		$	95,770			$	10,076
	Residential				Consumer			Home				Consumer
31-Dec-14	Mortgage				Unsecured			Equity				Other
Performing	$	189,946			$	930		$	98,465			$	10,194
Nonperforming		303				18			422				---
Total	$	190,249			$	948		$	98,887			$	10,194

OTHER_REAL_ESTATE_OWNED

OTHER REAL ESTATE OWNED	3 Months Ended
	Mar. 31, 2015
OTHER REAL ESTATE OWNED [Abstract]
OTHER REAL ESTATE OWNED	NOTE 4 – OTHER REAL ESTATE OWNED
	Other real estate owned was as follows (dollars in thousands):
		Three			Year			Three
		Months Ended			Ended			Months Ended
		March 31,			December 31,			March 31,
		2015			2014			2014
	Beginning balance	$	43,071		$	53,501		$	53,501
	Additions, transfers from loans		699			4,932			554
	Proceeds from sales of other real estate owned		(1,452	)		(12,487	)		(3,501	)
	Valuation allowance reversal upon sale		(447	)		(3,499	)		(1,948	)
	Gain (loss) on sale of other real estate owned		67			624			484
			41,938			43,071			49,090
	Less: valuation allowance		(14,900	)		(14,829	)		(15,055	)
	Ending balance	$	27,038		$	28,242		$	34,035
	Activity in the valuation allowance was as follows (dollars in thousands):
		Three Months			Three Months
		Ended			Ended
		March 31,			March 31,
		2015			2014
	Beginning balance	$	14,829		$	16,705
	Additions charged to expense		518			298
	Reversals upon sale		(447	)		(1,948	)
	Ending balance	$	14,900		$	15,055

FAIR_VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2015
FAIR VALUE [Abstract]
FAIR VALUE	NOTE 5 – FAIR VALUE
	ASC Topic 820, Fair Value Measurements and Disclosures, establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The three levels of inputs that may be used to measure fair value include:
		Level 1:	Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
		Level 2:	Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
		Level 3:	Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	Investment Securities: The fair values of investment securities are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs).  The fair values of certain securities held to maturity are determined by computing discounted cash flows using observable and unobservable market inputs (Level 3 inputs).
	Loans Held for Sale: The fair value of loans held for sale is based upon binding quotes from third party investors (Level 2 inputs).
	Impaired Loans: Loans identified as impaired are measured using one of three methods: the loan's observable market price, the fair value of collateral or the present value of expected future cash flows.  For each period presented, no impaired loans were measured using the loan's observable market price.  If an impaired loan has had a chargeoff or if the fair value of the collateral is less than the recorded investment in the loan, we establish a specific reserve and report the loan as nonrecurring Level 3.  The fair value of collateral of impaired loans is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.
	Other Real Estate Owned: Other real estate owned (OREO) properties are initially recorded at fair value, less estimated costs to sell when acquired, establishing a new cost basis.  Adjustments to OREO are measured at fair value, less costs to sell. Fair values are generally based on third party appraisals or realtor evaluations of the property. These appraisals and evaluations may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available.  Such adjustments are usually significant and typically result in a Level 3 classification.  In cases where the carrying amount exceeds the fair value, less estimated costs to sell, an impairment loss is recognized through a valuation allowance, and the property is reported as nonrecurring Level 3.
	Interest Rate Swaps:   For interest rate swap agreements, we measure fair value utilizing pricing provided by a third-party pricing source that that uses market observable inputs, such as forecasted yield curves, and other unobservable inputs and accordingly, interest rate swap agreements are classified as Level 3.
	Assets measured at fair value on a recurring basis are summarized below (in thousands):
			Fair				Quoted Prices				Significant Other				Significant
			Value				in Active				Observable				Unobservable
							Markets for				Inputs (Level 2)				Inputs
							Identical								(Level 3)
							Assets
							(Level 1)
	31-Mar-15
	U.S. Treasury and federal agency securities		$	65,700			$	---			$	65,700			$	---
	U.S. Agency MBS and CMOs			15,932				---				15,932				---
	Tax-exempt state and municipal bonds			36,227				---				36,227				---
	Taxable state and municipal bonds			23,960				---				23,960				---
	Corporate bonds and other debt securities			12,305				---				12,305				---
	Other equity securities			1,516				---				1,516				---
	Loans held for sale			2,368				---				2,368				---
	Interest rate swaps			224				---				---				224
	Interest rate swaps			(224	)			---				---				(224	)
	31-Dec-14
	U.S. Treasury and federal agency securities		$	67,164			$	---			$	67,164			$	---
	U.S. Agency MBS and CMOs			16,688				---				16,688				---
	Tax-exempt state and municipal bonds			37,461				---				37,461				---
	Taxable state and municipal bonds			25,293				---				25,293				---
	Corporate bonds and other debt securities			13,766				---				13,766				---
	Other equity securities			1,502				---				1,502				---
	Loans held for sale			2,347				---				2,347				---
	Interest rate swaps			140				---				---				140
	Interest rate swaps			(140	)			---				---				(140	)
	Assets measured at fair value on a non-recurring basis are summarized below (in thousands):
			Fair				Quoted Prices				Significant Other				Significant
			Value				in Active				Observable				Unobservable
							Markets for				Inputs (Level 2)				Inputs
							Identical Assets								(Level 3)
							(Level 1)
	31-Mar-15
	Impaired loans		$	10,780			$	---			$	---			$	10,780
	Other real estate owned			23,291				---				---				23,291
	31-Dec-14
	Impaired loans		$	12,649			$	---			$	---			$	12,649
	Other real estate owned			22,472				---				---				22,472
	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis were as follows at period end (dollars in thousands):
		Asset				Valuation		Unobservable		Range (%)
		(Liability)				Technique		Inputs
		Fair
		Value
	31-Mar-15
	Impaired Loans		$	10,780		Sales comparison approach		Adjustment for differences between comparable sales			1		to			20
						Income approach		Capitalization rate			9.5		to			11
	Other real estate owned			23,291		Sales comparison approach		Adjustment for differences between comparable sales			4.5		to			22
						Income approach		Capitalization rate			9.5		to			11
		Asset				Valuation		Unobservable		Range (%)
		(Liability)				Technique		Inputs
		Fair
		Value
	31-Dec-14
Impaired Loans		$	12,649		Sales comparison approach		Adjustment for differences between comparable sales			1		to			20
					Income approach		Capitalization rate			9.5		to			12
Other real estate owned			22,472		Sales comparison approach		Adjustment for differences between comparable sales			3		to			22.7
					Income approach		Capitalization rate			9.5		to			12
The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at March 31, 2015 and December 31, 2014 (dollars in thousands):
	Level in		31-Mar-15								31-Dec-14
	Fair Value		Carrying				Fair				Carrying				Fair
	Hierarchy		Amount				Value				Amount				Value
Financial assets
Cash and due from banks	Level 1		$	27,001			$	27,001			$	31,503			$	31,503
Cash equivalents	Level 2			107,078				107,078				97,952				97,952
Interest-bearing time deposits in other financial institutions	Level 2			20,000				20,062				20,000				20,062
Securities held to maturity	Level 3			43,042				43,402				31,585				31,428
FHLB stock				11,238			NA					11,238			NA
Loans, net	Level 2			1,105,851				1,104,245				1,086,872				1,082,675
Bank owned life insurance	Level 3			28,357				28,357				28,195				28,195
Accrued interest receivable	Level 2			3,670				3,670				3,399				3,399
Financial liabilities
Deposits	Level 2			(1,320,516	)			(1,320,749	)			(1,306,325	)			(1,306,671	)
Other borrowed funds	Level 2			(96,836	)			(97,948	)			(88,107	)			(89,066	)
Long-term debt	Level 2			(41,238	)			(35,514	)			(41,238	)			(35,396	)
Accrued interest payable	Level 2			(301	)			(301	)			(289	)			(289	)
Off-balance sheet credit-related items
Loan commitments				---				---				---				---
The methods and assumptions used to estimate fair value are described as follows.
Carrying amount is the estimated fair value for cash and cash equivalents, bank owned life insurance, accrued interest receivable and payable, demand deposits, short-term borrowings and variable rate loans or deposits that reprice frequently and fully. Security fair values are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities as discussed above. For fixed rate loans, interest-bearing time deposits in other financial institutions, or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk (including consideration of widening credit spreads). Fair value of debt is based on current rates for similar financing. It was not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. The fair value of off-balance sheet credit-related items is not significant.

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2015
DEPOSITS [Abstract]
DEPOSITS	NOTE 6 – DEPOSITS
	Deposits are summarized as follows (in thousands):
		March 31,		December 31,
		2015		2014
	Noninterest-bearing demand	$	373,215	$	404,143
	Interest bearing demand		355,184		340,053
	Savings and money market accounts		475,931		442,246
	Certificates of deposit		116,186		119,883
		$	1,320,516	$	1,306,325
	Approximately $50.5 million and $50.1 million in certificates of deposit were in denominations of $100,000 or more at March 31, 2015 and December 31, 2014, respectively.

OTHER_BORROWED_FUNDS

OTHER BORROWED FUNDS	3 Months Ended
	Mar. 31, 2015
OTHER BORROWED FUNDS [Abstract]
OTHER BORROWED FUNDS	NOTE 7 - OTHER BORROWED FUNDS
	Other borrowed funds include advances from the Federal Home Loan Bank and borrowings from the Federal Reserve Bank.
	Federal Home Loan Bank Advances
	At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands):
		Advance		Range of Maturities	Weighted
	Principal Terms	Amount			Average
					Interest Rate
	31-Mar-15
	Single maturity fixed rate advances	$	90,000	August 2016 to March 2020		1.69	%
	Amortizable mortgage advances		6,836	March 2018 to July 2018		3.76	%
		$	96,836
	Principal Terms	Advance		Range of Maturities	Weighted
		Amount			Average
					Interest Rate
	31-Dec-14
	Single maturity fixed rate advances	$	80,000	August 2016 to February 2019		1.69	%
	Amortizable mortgage advances		8,107	March 2018 to July 2018		3.78	%
		$	88,107
	Each advance is subject to a prepayment fee if paid prior to its maturity date.  Fixed rate advances are payable at maturity.   Amortizable mortgage advances are fixed rate advances with scheduled repayments based upon amortization to maturity.  These advances were collateralized by residential and commercial real estate loans totaling $434,103,000 and $441,252,000 under a blanket lien arrangement at March 31, 2015 and December 31, 2014, respectively.
	Scheduled repayments of FHLB advances as of March 31, 2015 were as follows (in thousands):
	2015	$	667
	2016		21,996
	2017		2,055
	2018		52,118
	2019		10,000
	Thereafter		10,000
		$	96,836
	Federal Reserve Bank borrowings
	The Company has a financing arrangement with the Federal Reserve Bank.  There were no borrowings outstanding at March 31, 2015 and December 31, 2014, and the Company had approximately $22.8 million and $22.8 million in unused borrowing capacity based on commercial and mortgage loans pledged to the Federal Reserve Bank totaling $25.9 million and $25.9 million at March 31, 2015 and December 31, 2014, respectively.

EARNINGS_PER_COMMON_SHARE

EARNINGS PER COMMON SHARE	3 Months Ended
	Mar. 31, 2015
EARNINGS PER COMMON SHARE [Abstract]
EARNINGS PER COMMON SHARE	NOTE 8 - EARNINGS PER COMMON SHARE
	A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three month periods ended March 31, 2015 and 2014 are as follows (dollars in thousands, except per share data):
		Three Months		Three Months
		Ended		Ended
		March 31,		March 31,
		2015		2014
	Net income available to common shares	$	2,840	$	2,639
	Weighted average shares outstanding, including participating stock awards - Basic		33,866,789		33,790,542
	Dilutive potential common shares:
	Stock options		---		---
	Stock warrants		---		---
	Weighted average shares outstanding - Diluted		33,866,789		33,790,542
	Basic earnings per common share	$	0.08	$	0.08
	Diluted earnings per common share	$	0.08	$	0.08
	Stock options for 260,261 and 355,328 shares of common stock for the three month periods ended March 31, 2015 and 2014, respectively, were not considered in computing diluted earnings per share because they were antidilutive.

FEDERAL_INCOME_TAXES

FEDERAL INCOME TAXES	3 Months Ended
	Mar. 31, 2015
FEDERAL INCOME TAXES [Abstract]
FEDERAL INCOME TAXES	NOTE 9 – FEDERAL INCOME TAXES
	Income tax expense was as follows (dollars in thousands):
		Three Months			Three Months
		Ended			Ended
		March 31,			March 31,
		2015			2014
	Current	$	653		$	23
	Deferred		592			1,154
		$	1,245		$	1,177
	The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands):
			Three Months			Three Months
			Ended			Ended
			March 31,			March 31,
			2015			2014
	Statutory rate		35	%		35	%
	Statutory rate applied to income before taxes	$	1,430		$	1,336
	Add (deduct)
	Tax-exempt interest income		(117	)		(85	)
	Bank-owned life insurance		(57	)		(54	)
	Other, net		(11	)		(20	)
		$	1,245		$	1,177
	The realization of deferred tax assets (net of a recorded valuation allowance) is largely dependent upon future taxable income, future reversals of existing taxable temporary differences and the ability to carryback losses to available tax years. In assessing the need for a valuation allowance, we consider positive and negative evidence, including taxable income in carry-back years, scheduled reversals of deferred tax liabilities, expected future taxable income and tax planning strategies.  No valuation allowance was necessary at March 31, 2015 or December 31, 2014.
	The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands):
		March 31,			December 31,
		2015			2014
	Deferred tax assets
	Allowance for loan losses	$	6,538		$	6,637
	Nonaccrual loan interest		984			935
	Valuation allowance on other real estate owned		5,215			5,190
	Unrealized loss on securities available for sale		---			---
	Other		1,293			1,896
	Gross deferred tax assets		14,030			14,658
	Valuation allowance		---			---
	Total net deferred tax assets		14,030			14,658
	Deferred tax liabilities
	Depreciation		(1,871	)		(1,908	)
	Prepaid expenses		(21	)		(21	)
	Unrealized gain on securities available for sale		(452	)		(33	)
	Other		(432	)		(431	)
	Gross deferred tax liabilities		(2,776	)		(2,393	)
	Net deferred tax asset	$	11,254		$	12,265
	There were no unrecognized tax benefits at March 31, 2015 or December 31, 2014 and the Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months. The Company is no longer subject to examination by the Internal Revenue Service for years before 2012.

COMMITMENTS_AND_OFF_BALANCESHE

COMMITMENTS AND OFF BALANCE-SHEET RISK	3 Months Ended
	Mar. 31, 2015
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
COMMITMENTS AND OFF BALANCE-SHEET RISK	NOTE 10 – COMMITMENTS AND OFF BALANCE-SHEET RISK
	Some financial instruments are used to meet customer financing needs and to reduce exposure to interest rate changes.  These financial instruments include commitments to extend credit and standby letters of credit.  These involve, to varying degrees, credit and interest rate risk in excess of the amount reported in the financial statements.
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the commitment, and generally have fixed expiration dates.  Standby letters of credit are conditional commitments to guarantee a customer's performance to a third party.  Exposure to credit loss if the other party does not perform is represented by the contractual amount for commitments to extend credit and standby letters of credit.  Collateral or other security is normally not obtained for these financial instruments prior to their use and many of the commitments are expected to expire without being used.
	A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at period-end (dollars in thousands):
		March 31,		December 31,
		2015		2014
	Commitments to make loans	$	124,754	$	81,274
	Letters of credit		12,121		11,862
	Unused lines of credit		361,626		389,099
	The notional amount of commitments to fund mortgage loans to be sold into the secondary market was approximately $22.5 million and $14.2 million at March 31, 2015 and December 31, 2014, respectively.
	At March 31, 2015, approximately 61% of the Bank's commitments to make loans were at fixed rates, offered at current market rates.  The remainder of the commitments to make loans were at variable rates tied to prime and generally expire within 30 days.  The majority of the unused lines of credit were at variable rates tied to prime.

CONTINGENCIES

CONTINGENCIES	3 Months Ended
	Mar. 31, 2015
CONTINGENCIES [Abstract]
CONTINGENCIES	NOTE 11 – CONTINGENCIES
	The Company and its subsidiaries periodically become defendants in certain claims and legal actions arising in the ordinary course of business. On January 27, 2014, the Company's former Chairman and Chief Executive Officer, Mr. Benj. A. Smith III, commenced legal action against the Company claiming that the Company breached an alleged employment agreement pursuant to which he claimed entitlement to $20,833 monthly for a period of six years from the date of his resignation in February 2009.  On February 10, 2015, the Company entered into a settlement agreement with Mr. Smith related to this litigation.  A liability of $516,000, net of insurance proceeds, was accrued and the related expense was included in other noninterest expense at December 31, 2014.  The amounts due were paid to Mr. Smith during the first quarter of 2015.   As of March 31, 2015, there were no material pending legal proceedings to which we or any of our subsidiaries are a party or which any of our properties are the subject.

SHAREHOLDERS_EQUITY

SHAREHOLDERS' EQUITY	3 Months Ended
	Mar. 31, 2015
SHAREHOLDERS' EQUITY [Abstract]
SHAREHOLDERS' EQUITY	NOTE 12 – SHAREHOLDERS' EQUITY
	Regulatory Capital
	The Company and the Bank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements.
	The prompt corrective action regulations provide five categories, including well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If a bank is only adequately capitalized, regulatory approval is required to, among other things, accept, renew or roll-over brokered deposits. If a bank is undercapitalized, capital distributions and growth and expansion are limited, and plans for capital restoration are required.
	In July 2013, the Board of Governors of the Federal Reserve Board and the FDIC approved the final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks (commonly known as Basel III). Under the final rules, which began for the Company and the Bank on January 1, 2015 and are subject to a phase-in period through January 1, 2019, minimum requirements will increase for both the quantity and quality of capital held by the Company and the Bank. The rules include a new common equity Tier 1 capital to risk-weighted assets ratio (CET1 ratio) of 4.5% and a capital conservation buffer of 2.5% of risk-weighted assets, which when fully phased-in, effectively results in a minimum CET1 ratio of 7.0%. Basel III raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% (which, with the capital conservation buffer, effectively results in a minimum Tier 1 capital ratio of 8.5% when fully phased-in), effectively results in a minimum total capital to risk-weighted assets ratio of 10.5% (with the capital conservation buffer fully phased-in), and requires a minimum leverage ratio of 4.0%. Basel III also makes changes to risk weights for certain assets and off-balance-sheet exposures. Management expects that the capital ratios for the Company and the Bank under Basel III will continue to exceed the well capitalized minimum capital requirements.
	At March 31, 2015 and December 31, 2014, actual capital levels and minimum required levels were (dollars in thousands):
		Actual					Minimum Required					To Be Well
							For Capital					Capitalized Under
							Adequacy Purposes					Prompt Corrective
												Action Regulations
		Amount		Ratio			Amount		Ratio			Amount			Ratio
	31-Mar-15
	CET1 capital (to risk weighted assets)
	Consolidated	$	144,341		10.7	%	$	60,487		4.5	%		N/	A		N/	A
	Bank		178,932		13.3			60,477		4.5		$	87,355			6.5	%
	Tier 1 capital (to risk weighted assets)
	Consolidated		184,341		13.7			80,650		6			N/	A		N/	A
	Bank		178,932		13.3			80,636		6			107,514			8
	Total capital (to risk weighted assets)
	Consolidated		201,173		15			107,533		8			N/	A		N/	A
	Bank		195,761		14.6			107,514		8			134,393			10
	Tier 1 capital (to average assets)
	Consolidated		184,341		11.9			61,969		4			N/	A		N/	A
	Bank		178,932		11.6			61,885		4			77,356			5
	31-Dec-14
	Tier 1 capital (to risk weighted assets)
	Consolidated	$	174,084		14.3	%	$	48,706		4	%		N/	A		N/	A
	Bank		170,983		14			48,788		4		$	73,182			6	%
	Total capital (to risk weighted assets)
	Consolidated		189,353		15.6			97,420		8			N/	A		N/	A
	Bank		186,276		15.3			97,575		8			121,969			10
	Tier 1 capital (to average assets)
	Consolidated		174,084		11.6			59,998		4			N/	A		N/	A
	Bank		170,983		11.4			59,923		4			74,904			5
	Approximately $40.0 million of trust preferred securities outstanding at March 31, 2015 and December 31, 2014, respectively, qualified as Tier 1 capital. Refer to our 2014 Form 10-K for more information on the trust preferred securities.
	The Bank was categorized as "well capitalized" at March 31, 2015 and December 31, 2014.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2015
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Principles of Consolidation	Principles of Consolidation: The accompanying consolidated financial statements include the accounts of Macatawa Bank Corporation ("the Company", "our", "we") and its wholly-owned subsidiary, Macatawa Bank ("the Bank"). All significant intercompany accounts and transactions have been eliminated in consolidation.
	Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan.
	The Company owns all of the common stock of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are not consolidated with the Company under accounting principles generally accepted in the United States of America.
Basis of Presentation	Basis of Presentation: The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting only of normal recurring accruals) believed necessary for a fair presentation have been included.
	Operating results for the three month period ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. For further information, refer to the consolidated financial statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2014.
Use of Estimates	Use of Estimates: To prepare financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and future results could differ.  The allowance for loan losses, valuation of deferred tax assets, loss contingencies, fair value of other real estate owned and fair values of financial instruments are particularly subject to change.
Allowance for Loan Losses	Allowance for Loan Losses: The allowance for loan losses (allowance) is a valuation allowance for probable incurred credit losses inherent in our loan portfolio, increased by the provision for loan losses and recoveries, and decreased by charge-offs of loans. Management believes the allowance for loan losses balance to be adequate based on known and inherent risks in the portfolio, past loan loss experience, information about specific borrower situations and estimated collateral values, economic conditions and other relevant factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management's judgment, should be charged-off. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Management continues its collection efforts on previously charged-off balances and applies recoveries as additions to the allowance for loan losses.
	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class and the loan risk grade assignment for commercial loans. At March 31, 2015, an 18 month annualized historical loss experience was used for commercial loans and a 12 month historical loss experience period was applied to residential mortgage loans and consumer loans. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, external factors and other considerations.
	A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and a concession has been made, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired.
	Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated and the loan is reported at the present value of estimated future cash flows using the loan's existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and they are not separately identified for impairment disclosures.
	Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan's effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral.
Foreclosed Assets	Foreclosed Assets: Assets acquired through or instead of loan foreclosure, primarily other real estate owned, are initially recorded at fair value less estimated costs to sell when acquired, establishing a new cost basis. If fair value declines, a valuation allowance is recorded through expense. Costs after acquisition are expensed unless they add value to the property.
Income Taxes	Income Taxes: Income tax expense is the sum of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax consequences of temporary differences between the carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	We recognize a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. We recognize interest and penalties related to income tax matters in income tax expense.
Derivatives	Derivatives:  Certain of our commercial loan customers have entered into interest rate swap agreements directly with the Bank.  At the same time the Bank enters into a swap agreement with its customer, the Bank enters into a corresponding interest rate swap agreement with a correspondent bank at terms mirroring the Bank's interest rate swap with its commercial loan customer.   This is known as a back-to-back swap agreement.  Under this arrangement the Bank has two freestanding interest rate swaps, both of which are carried at fair value.  As the terms mirror each other, there is no income statement impact to the Bank.  At March 31, 2015 and December 31, 2014, the total notional amount of such agreements was $20.0 million and resulted in a derivative asset with a fair value of $224,000 and $140,000, respectively, which were included in other assets and a derivative liability of $224,000 and $140,000, respectively, which were included in other liabilities.
Reclassifications	Reclassifications: Some items in the prior period financial statements were reclassified to conform to the current presentation.
Adoption of New Accounting Standards	Adoption of New Accounting Standards:
	The Financial Accounting Standards Board ("FASB") has issued Accounting Standards Update (ASU) No. 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40) - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The amendments are intended to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized.  These amendments clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either: (a) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure; or (b) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additional disclosures are required.  The amendments are effective for  annual periods and interim periods within those annual periods beginning after December 15, 2014. Adoption of this ASU by the Company in the first quarter of 2015 resulted in four residential real estate properties totaling $595,000 being classified as other real estate owned at March 31, 2015.
	FASB issued ASU 2014-08, Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360): Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity.  The amendments in this Update change the requirements for reporting discontinued operations.  A discontinued operation may include a component of an entity or a group of components of an entity, or a business or nonprofit activity. A disposal of a component of an entity or a group of components of an entity is required to be reported in discontinued operations if the disposal represents a strategic shift that has (or will have) a major effect on an entity's operations and financial results.  The amendments in this Update require an entity to present, for each comparative period, the assets and liabilities of a disposal group that includes a discontinued operation separately in the asset and liability sections, respectively, of the statement of financial position.  This Update also requires additional disclosures about discontinued operations including pretax profit or loss, and any ongoing involvement with the discontinued operation.   The amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2014. The impact of adoption of this ASU by the Company was not material.
	FASB issued ASU 2014-14, Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure.  This update requires creditors to reclassify loans that are within the scope of the ASU to "other receivables" upon foreclosure, rather than reclassifying them to other real estate owned. The separate other receivable recorded upon foreclosure is to be measured based on the amount of the loan balance (principal and interest) the creditor expects to recover from the guarantor.  The new guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014.  The impact of adoption of this ASU by the Company was not material.
	Newly Issued Not Yet Effective Standards:
	FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606).  The amendments in this Update create a new topic in the Codification, Topic 606. In addition to superseding and replacing nearly all existing U.S. GAAP revenue recognition guidance, including industry-specific guidance, ASC 606 establishes a new control-based revenue recognition model, changes the basis for deciding when revenue is recognized over time or at a point in time, provides new and more detailed guidance on specific topics and expands and improves disclosures about revenue.  In addition, ASU 2014-09 adds a new Subtopic to the Codification, ASC 340-40, Other Assets and Deferred Costs: Contracts with Customers, to provide guidance on costs related to obtaining a contract with a customer and costs incurred in fulfilling a contract with a customer that are not in the scope of another ASC Topic.   The new guidance does not apply to certain contracts within the scope of other ASC Topics, such as lease contracts, insurance contracts, financing arrangements, financial instruments, guarantees other than product or service warranties, and nonmonetary exchanges between entities in the same line of business to facilitate sales to customers. The amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016.  The impact of adoption of this ASU by the Company is not expected to be material.

SECURITIES_Tables

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2015
SECURITIES [Abstract]
Amortized cost and fair value of securities	The amortized cost and fair value of securities at period-end were as follows (dollars in thousands):
		Amortized		Gross			Gross			Fair
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
	31-Mar-15
	Available for Sale:
	U.S. Treasury and federal agency securities	$	65,619		162			(81	)	$	65,700
	U.S. Agency MBS and CMOs		15,832		114			(14	)		15,932
	Tax-exempt state and municipal bonds		35,643		637			(53	)		36,227
	Taxable state and municipal bonds		23,520		446			(6	)		23,960
	Corporate bonds and other debt securities		12,234		74			(3	)		12,305
	Other equity securities		1,500		16			---			1,516
		$	154,348	$	1,449		$	(157	)	$	155,640
	Held to Maturity
	Tax-exempt state and municipal bonds	$	43,042	$	372		$	(12	)	$	43,402
	31-Dec-14
	Available for Sale:
	U.S. Treasury and federal agency securities	$	67,612	$	53		$	(501	)	$	67,164
	U. S. Agency MBS and CMOs		16,692		67			(71	)		16,688
	Tax-exempt state and municipal bonds		37,203		419			(161	)		37,461
	Taxable state and municipal bonds		25,012		351			(70	)		25,293
	Corporate bonds and other debt securities		13,762		34			(30	)		13,766
	Other equity securities		1,500		2			---			1,502
		$	161,781	$	926		$	(833	)	$	161,874
	Held to Maturity:
	Tax-exempt state and municipal bonds	$	31,585	$	64		$	(221	)	$	31,428
Contractual maturities of debt securities	Contractual maturities of debt securities at March 31, 2015 were as follows (dollars in thousands):
		Held–to-Maturity Securities					Available-for-Sale Securities
		Amortized		Fair			Amortized			Fair
		Cost		Value			Cost			Value
	Due in one year or less	$	19,030	$	19,022		$	2,592		$	2,606
	Due from one to five years		3,796		3,816			93,449			94,048
	Due from five to ten years		19,976		20,324			35,906			36,393
	Due after ten years		240		240			20,901			21,077
		$	43,042	$	43,402		$	152,848		$	154,124
Securities in continuous unrealized loss position	Securities with unrealized losses at March 31, 2015 and December 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (dollars in thousands):
		Less than 12 Months					12 Months or More						Total
	31-Mar-15	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	U.S. Treasury and federal agency securities	$	5,747	$	(7	)	$	19,407		$	(74	)	$	25,154	$	(81	)
	U.S. Agency MBS and CMOs		2,127		(11	)		1,084			(3	)		3,211		(14	)
	Tax-exempt state and municipal bonds		18,188		(16	)		2,265			(49	)		20,453		(65	)
	Taxable state and municipal bonds		---		---			1,209			(6	)		1,209		(6	)
	Corporate bonds and other debt securities		1,080		(1	)		501			(2	)		1,581		(3	)
	Other equity securities		---		---			---			---			---		---
	Total temporarily impaired	$	27,142	$	(35	)	$	24,466		$	(134	)	$	51,608	$	(169	)
		Less than 12 Months					12 Months or More						Total
	31-Dec-14	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	U.S. Treasury and federal agency securities	$	16,426	$	(45	)	$	35,350		$	(456	)	$	51,776	$	(501	)
	U.S. Agency MBS and CMOs		---		---			9,732			(71	)		9,732		(71	)
	Tax-exempt state and municipal bonds		26,820		(264	)		4,545			(118	)		31,365		(382	)
	Taxable state and municipal bonds		3,982		(19	)		3,240			(51	)		7,222		(70	)
	Corporate bonds and other debt securities		4,187		(13	)		1,988			(17	)		6,175		(30	)
	Other equity securities		---		---			---			---			---		---
	Total temporarily impaired	$	51,415	$	(341	)	$	54,855		$	(713	)	$	106,270	$	(1,054	)

LOANS_Tables

LOANS (Tables)	3 Months Ended
	Mar. 31, 2015
LOANS [Abstract]
Portfolio loans	Portfolio loans were as follows (dollars in thousands):
		March 31,				December 31,
		2015				2014
	Commercial and industrial	$	341,530			$	327,674
	Commercial real estate:
	Residential developed		12,143				12,771
	Unsecured to residential developers		7,221				7,496
	Vacant and unimproved		50,103				50,372
	Commercial development		1,733				4,082
	Residential improved		68,365				69,612
	Commercial improved		273,800				269,757
	Manufacturing and industrial		74,707				76,441
	Total commercial real estate		488,072				490,531
	Consumer
	Residential mortgage		199,042				190,249
	Unsecured		821				948
	Home equity		95,770				98,887
	Other secured		10,076				10,194
	Total consumer		305,709				300,278
	Total loans		1,135,311				1,118,483
	Allowance for loan losses		(18,680	)			(18,962	)
		$	1,116,631			$	1,099,521
Activity in allowance for loan losses by portfolio segment	Activity in the allowance for loan losses by portfolio segment was as follows (dollars in thousands):
	Three months ended March 31, 2015	Commercial				Commercial			Consumer				Unallocated			Total
		and				Real Estate
		Industrial
	Beginning balance	$	6,173			$	8,690		$	4,046			$	53		$	18,962
	Charge-offs		---				---			(78	)			---			(78	)
	Recoveries		84				608			104				---			796
	Provision for loan losses		(83	)			(728	)		(165	)			(24	)		(1,000	)
	Ending Balance	$	6,174			$	8,570		$	3,907			$	29		$	18,680
	Three months ended March 31, 2014	Commercial				Commercial			Consumer				Unallocated			Total
		and				Real Estate
		Industrial
	Beginning balance	$	6,174			$	10,868		$	3,703			$	53		$	20,798
	Charge-offs		(39	)			---			(43	)			---			(82	)
	Recoveries		39				590			38				---			667
	Provision for loan losses		(87	)			(1,086	)		177				(4	)		(1,000	)
	Ending Balance	$	6,087			$	10,372		$	3,875			$	49		$	20,383
Allowance for loan losses and recorded investment in loans by portfolio segment based on impairment method
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands):
	31-Mar-15	Commercial				Commercial			Consumer				Unallocated			Total
		and				Real Estate
		Industrial
	Allowance for loan losses:
	Ending allowance attributable to loans:
	Individually reviewed for impairment	$	2,458			$	1,033		$	952			$	---		$	4,443
	Collectively evaluated for impairment		3,716				7,537			2,955				29			14,237
	Total ending allowance balance	$	6,174			$	8,570		$	3,907			$	29		$	18,680
	Loans:
	Individually reviewed for impairment	$	10,029			$	29,488		$	14,839			$	---		$	54,356
	Collectively evaluated for impairment		331,501				458,584			290,870				---			1,080,955
	Total ending loans balance	$	341,530			$	488,072		$	305,709			$	---		$	1,135,311
	31-Dec-14	Commercial				Commercial			Consumer				Unallocated			Total
		and				Real Estate
		Industrial
	Allowance for loan losses:
	Ending allowance attributable to loans:
	Individually reviewed for impairment	$	2,429			$	743		$	893			$	---		$	4,065
	Collectively evaluated for impairment		3,744				7,947			3,153				53			14,897
	Total ending allowance balance	$	6,173			$	8,690		$	4,046			$	53		$	18,962
	Loans:
	Individually reviewed for impairment	$	9,084			$	29,818		$	14,495			$	---		$	53,397
	Collectively evaluated for impairment		318,590				460,713			285,783				---			1,065,086
	Total ending loans balance	$	327,674			$	490,531		$	300,278			$	---		$	1,118,483
Loans individually evaluated for impairment by class of loans	The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2015 (dollars in thousands):
	31-Mar-15	Unpaid				Recorded			Allowance
		Principal				Investment			Allocated
		Balance
	With no related allowance recorded:
	Commercial and industrial	$	3,186			$	3,186		$	---
	Commercial real estate:
	Residential developed		216				216			---
	Unsecured to residential developers		---				---			---
	Vacant and unimproved		---				---			---
	Commercial development		---				---			---
	Residential improved		112				112			---
	Commercial improved		331				331			---
	Manufacturing and industrial		206				206			---
			865				865			---
	Consumer:
	Residential mortgage		---				---			---
	Unsecured		---				---			---
	Home equity		---				---			---
	Other secured		---				---			---
			---				---			---
		$	4,051			$	4,051		$	---
	With an allowance recorded:
	Commercial and industrial	$	6,843			$	6,843		$	2,458
	Commercial real estate:
	Residential developed		514				514			30
	Unsecured to residential developers		---				---			---
	Vacant and unimproved		1,486				1,486			42
	Commercial development		197				197			5
	Residential improved		7,427				7,427			364
	Commercial improved		16,518				16,518			573
	Manufacturing and industrial		2,481				2,481			19
			28,623				28,623			1,033
	Consumer:
	Residential mortgage		9,323				9,323			574
	Unsecured		---				---			---
	Home equity		5,516				5,516			378
	Other secured		---				---			---
			14,839				14,839			952
		$	50,305			$	50,305		$	4,443
	Total	$	54,356			$	54,356		$	4,443
	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014 (dollars in thousands):
	31-Dec-14	Unpaid				Recorded			Allowance
		Principal				Investment			Allocated
		Balance
	With no related allowance recorded:
	Commercial and industrial	$	3,019			$	3,019		$	---
	Commercial real estate:
	Residential developed		531				531			---
	Unsecured to residential developers		---				---			---
	Vacant and unimproved		---				---			---
	Commercial development		---				---			---
	Residential improved		547				547			---
	Commercial improved		331				331			---
	Manufacturing and industrial		206				206			---
			1,615				1,615			---
	Consumer:
	Residential mortgage		---				---			---
	Unsecured		---				---			---
	Home equity		---				---			---
	Other secured		---				---			---
			---				---			---
		$	4,634			$	4,634		$	---
	With an allowance recorded:
Commercial and industrial	$	6,065			$	6,065		$	2,429
Commercial real estate:
Residential developed		550				550			35
Unsecured to residential developers		---				---			---
Vacant and unimproved		1,499				1,499			43
Commercial development		199				199			5
Residential improved		7,323				7,323			240
Commercial improved		16,113				16,113			389
Manufacturing and industrial		2,519				2,519			31
		28,203				28,203			743
Consumer:
Residential mortgage		9,492				9,484			584
Unsecured		---				---			---
Home equity		5,182				5,011			309
Other secured		---				---			---
		14,674				14,495			893
	$	48,942			$	48,763		$	4,065
Total	$	53,576			$	53,397		$	4,065
Average balances of impaired loans and interest recognized on impaired loans	The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the three month periods ended March 31, 2015 and 2014 (dollars in thousands):
		Three				Three
		Months				Months
		Ended				Ended
		March 31,				March 31,
		2015				2014
	Average of impaired loans during the period:
	Commercial and industrial	$	9,703			$	14,284
	Commercial real estate:
	Residential developed		937				4,532
	Unsecured to residential developers		---				---
	Vacant and unimproved		1,490				1,820
	Commercial development		198				527
	Residential improved		7,661				10,419
	Commercial improved		16,759				18,291
	Manufacturing and industrial		2,706				6,719
	Consumer		14,784				14,415
	Interest income recognized during impairment:
	Commercial and industrial		326				338
	Commercial real estate		356				453
	Consumer		137				132
	Cash-basis interest income recognized
	Commercial and industrial		328				338
	Commercial real estate		351				452
	Consumer		140				134
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2015 and December 31, 2014:
	31-Mar-15	Nonaccrual				Over 90
						days
						Accruing
	Commercial and industrial	$	6,732			$	---
	Commercial real estate:
	Residential developed		213				---
	Unsecured to residential developers		---				---
	Vacant and unimproved		---				24
	Commercial development		49				---
	Residential improved		604				---
	Commercial improved		1,720				---
	Manufacturing and industrial		---				---
			2,586				24
	Consumer:
	Residential mortgage		64				---
	Unsecured		37				---
	Home equity		292				76
	Other secured		---				---
			393				76
	Total	$	9,711			$	100
	31-Dec-14	Nonaccrual				Over 90
						days
						Accruing
	Commercial and industrial	$	5,605			$	---
	Commercial real estate:
	Residential developed		245				---
	Unsecured to residential developers		---				---
	Vacant and unimproved		---				---
	Commercial development		29				---
	Residential improved		766				---
	Commercial improved		866				117
	Manufacturing and industrial		---				---
			1,906				117
	Consumer:
	Residential mortgage		305				---
	Unsecured		40				---
	Home equity		436				17
	Other secured		---				---
			781				17
	Total	$	8,292			$	134
Aging of recorded investment in past due loans by class of loans	The following table presents the aging of the recorded investment in past due loans as of March 31, 2015 and December 31, 2014 by class of loans (dollars in thousands):
	31-Mar-15	30-90				Greater Than			Total				Loans Not			Total
		Days				90 Days			Past Due				Past Due
	Commercial and industrial	$	---			$	---		$	---			$	341,530		$	341,530
	Commercial real estate:
	Residential developed		---				---			---				12,143			12,143
	Unsecured to residential developers		---				---			---				7,221			7,221
	Vacant and unimproved		---				24			24				50,079			50,103
	Commercial development		---				49			49				1,684			1,733
	Residential improved		14				440			454				67,911			68,365
	Commercial improved		959				573			1,532				272,268			273,800
	Manufacturing and industrial		---				---			---				74,707			74,707
			973				1,086			2,059				486,013			488,072
	Consumer:
	Residential mortgage		---				62			62				198,980			199,042
	Unsecured		6				---			6				815			821
	Home equity		1				356			357				95,413			95,770
	Other secured		---				---			---				10,076			10,076
			7				418			425				305,284			305,709
	Total	$	980			$	1,504		$	2,484			$	1,132,827		$	1,135,311
	31-Dec-14	30-90				Greater Than			Total				Loans Not			Total
		Days				90 Days			Past Due				Past Due
	Commercial and industrial	$	54			$	---		$	54			$	327,620		$	327,674
	Commercial real estate:
	Residential developed		---				---			---				12,771			12,771
	Unsecured to residential developers		---				---			---				7,496			7,496
	Vacant and unimproved		100				---			100				50,272			50,372
	Commercial development		---				29			29				4,053			4,082
	Residential improved		100				440			540				69,072			69,612
	Commercial improved		---				958			958				268,799			269,757
	Manufacturing and industrial		---				---			---				76,441			76,441
			200				1,427			1,627				488,904			490,531
	Consumer:
	Residential mortgage		338				303			641				189,608			190,249
	Unsecured		---				18			18				930			948
	Home equity		79				422			501				98,386			98,887
	Other secured		---				---			---				10,194			10,194
			417				743			1,160				299,118			300,278
	Total	$	671			$	2,170		$	2,841			$	1,115,642		$	1,118,483
Troubled debt restructurings	The following table presents information regarding troubled debt restructurings as of March 31, 2015 and December 31, 2014 (dollars in thousands):
		31-Mar-15							31-Dec-14
		Number of				Outstanding			Number of				Outstanding
		Loans				Recorded			Loans				Recorded
						Balance							Balance
	Commercial and industrial		37			$	10,029			36			$	9,085
	Commercial real estate		80				28,529			84				29,817
	Consumer		134				14,839			106				14,495
			251			$	53,397			226			$	53,397
	The following table presents information related to accruing troubled debt restructurings as of March 31, 2015 and December 31, 2014.  The table presents the amount of accruing troubled debt restructurings that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of each period reported (dollars in thousands):
		March 31,				December 31,
		2015				2014
	Accruing TDR - nonaccrual at restructuring	$	---			$	---
	Accruing TDR - accruing at restructuring		45,650				46,197
	Accruing TDR - upgraded to accruing after six consecutive payments		---				---
		$	45,650			$	46,197
	The following tables present information regarding troubled debt restructurings executed during the three month periods ended March 31, 2015 and 2014 (dollars in thousands):
	Three Months Ended March 31, 2015	Number of Loans				Pre-Modification			Principal
						Outstanding			Writedown upon
						Recorded Balance			Modification
	Commercial and industrial		1			$	408		$	---
	Commercial real estate		1				42			---
	Consumer		29				753			---
			31			$	1,203		$	---
	Three Months Ended March 31, 2014	Number of Loans				Pre-Modification			Principal
						Outstanding			Writedown upon
						Recorded Balance			Modification
	Commercial and industrial		1			$	60		$	---
	Commercial real estate		4				2,263			---
	Consumer		1				4			---
			6			$	2,327		$	---
Troubled debt restructured loans that defaulted during the period	The table below presents, by class, information regarding troubled debt restructured loans which had payment defaults during the three month periods ended March 31, 2015 and 2014 (dollars in thousands). Included are loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring.
		Three Months Ended							Three Months Ended
		31-Mar-15							31-Mar-14
		Number of			Outstanding				Number of			Outstanding
		Loans			Recorded				Loans			Recorded
					Balance							Balance
	Commercial and industrial		---			$	---			---			$	---
	Commercial real estate		---				---			1				131
	Consumer		---				---			---				---
Risk grade category of loans by class of loans	As of March 31, 2015 and December 31, 2014, the risk grade category of commercial loans by class of loans were as follows (dollars in thousands):
	31-Mar-15		1				2			3				4			5			6		7		8
	Commercial and industrial	$	317			$	9,822		$	122,058			$	192,125		$	9,431		$	1,045	$	6,732	$	---
	Commercial real estate:
	Residential developed		---				---			2,713				4,390			4,016			811		213		---
	Unsecured to residential developers		---				---			---				7,220			---			---		---		---
	Vacant and unimproved		---				---			21,971				21,312			6,821			---		---		---
	Commercial development		---				---			---				1,281			205			197		49		---
	Residential improved		---				---			16,993				42,898			5,850			2,021		604		---
	Commercial improved		---				4,705			58,863				185,384			20,526			2,603		1,719		---
	Manufacturing and industrial		---				1,230			26,854				42,024			4,274			325		---		---
		$	317			$	15,757		$	249,452			$	496,634		$	51,123		$	7,002	$	9,317	$	---
	31-Dec-14		1				2			3				4			5			6		7		8
	Commercial and industrial	$	343			$	11,177		$	118,382			$	182,651		$	8,448		$	1,068	$	5,605	$	---
	Commercial real estate:
	Residential developed		---				---			2,491				4,702			4,491			842		245		---
	Unsecured to residential developers		---				---			---				7,496			---			---		---		---
	Vacant and unimproved		---				---			12,105				30,997			7,241			29		---		---
	Commercial development		---				---			---				3,643			211			199		29		---
	Residential improved		---				103			16,291				43,928			6,428			2,096		766		---
	Commercial improved		---				4,392			61,543				178,169			20,558			4,229		866		---
	Manufacturing and industrial		---				1,508			27,396				42,494			4,713			330		---		---
		$	343			$	17,180		$	238,208			$	494,080		$	52,090		$	8,793	$	7,511	$	---
Commercial loans classified as substandard or worse	Commercial loans rated a 6 or worse per the Company's internal risk rating system are considered substandard, doubtful or loss. Commercial loans classified as substandard or worse were as follows at period-end (dollars in thousands):
		March 31,				December 31,
		2015				2014
	Not classified as impaired	$	3,056			$	4,220
	Classified as impaired		13,263				12,084
	Total commercial loans classified substandard or worse	$	16,319			$	16,304
Recorded investment in consumer loans based on payment activity	The following table presents the recorded investment in consumer loans based on payment activity (dollars in thousands):
		Residential				Consumer			Home				Consumer
	31-Mar-15	Mortgage				Unsecured			Equity				Other
	Performing	$	198,980			$	821		$	95,414			$	10,076
	Nonperforming		62				---			356				---
	Total	$	199,042			$	821		$	95,770			$	10,076
		Residential				Consumer			Home				Consumer
	31-Dec-14	Mortgage				Unsecured			Equity				Other
	Performing	$	189,946			$	930		$	98,465			$	10,194
	Nonperforming		303				18			422				---
	Total	$	190,249			$	948		$	98,887			$	10,194

OTHER_REAL_ESTATE_OWNED_Tables

OTHER REAL ESTATE OWNED (Tables)	3 Months Ended
	Mar. 31, 2015
OTHER REAL ESTATE OWNED [Abstract]
Period-end other real estate owned	Other real estate owned was as follows (dollars in thousands):
		Three			Year			Three
		Months Ended			Ended			Months Ended
		March 31,			December 31,			March 31,
		2015			2014			2014
	Beginning balance	$	43,071		$	53,501		$	53,501
	Additions, transfers from loans		699			4,932			554
	Proceeds from sales of other real estate owned		(1,452	)		(12,487	)		(3,501	)
	Valuation allowance reversal upon sale		(447	)		(3,499	)		(1,948	)
	Gain (loss) on sale of other real estate owned		67			624			484
			41,938			43,071			49,090
	Less: valuation allowance		(14,900	)		(14,829	)		(15,055	)
	Ending balance	$	27,038		$	28,242		$	34,035
Activity in valuation allowance	Activity in the valuation allowance was as follows (dollars in thousands):
		Three Months			Three Months
		Ended			Ended
		March 31,			March 31,
		2015			2014
	Beginning balance	$	14,829		$	16,705
	Additions charged to expense		518			298
	Reversals upon sale		(447	)		(1,948	)
	Ending balance	$	14,900		$	15,055

FAIR_VALUE_Tables

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2015
FAIR VALUE [Abstract]
Assets measured at fair value on a recurring basis	Assets measured at fair value on a recurring basis are summarized below (in thousands):
			Fair				Quoted Prices				Significant Other				Significant
			Value				in Active				Observable				Unobservable
							Markets for				Inputs (Level 2)				Inputs
							Identical								(Level 3)
							Assets
							(Level 1)
	31-Mar-15
	U.S. Treasury and federal agency securities		$	65,700			$	---			$	65,700			$	---
	U.S. Agency MBS and CMOs			15,932				---				15,932				---
	Tax-exempt state and municipal bonds			36,227				---				36,227				---
	Taxable state and municipal bonds			23,960				---				23,960				---
	Corporate bonds and other debt securities			12,305				---				12,305				---
	Other equity securities			1,516				---				1,516				---
	Loans held for sale			2,368				---				2,368				---
	Interest rate swaps			224				---				---				224
	Interest rate swaps			(224	)			---				---				(224	)
	31-Dec-14
	U.S. Treasury and federal agency securities		$	67,164			$	---			$	67,164			$	---
	U.S. Agency MBS and CMOs			16,688				---				16,688				---
	Tax-exempt state and municipal bonds			37,461				---				37,461				---
	Taxable state and municipal bonds			25,293				---				25,293				---
	Corporate bonds and other debt securities			13,766				---				13,766				---
	Other equity securities			1,502				---				1,502				---
	Loans held for sale			2,347				---				2,347				---
	Interest rate swaps			140				---				---				140
	Interest rate swaps			(140	)			---				---				(140	)
Assets measured at fair value on a non-recurring basis	Assets measured at fair value on a non-recurring basis are summarized below (in thousands):
			Fair				Quoted Prices				Significant Other				Significant
			Value				in Active				Observable				Unobservable
							Markets for				Inputs (Level 2)				Inputs
							Identical Assets								(Level 3)
							(Level 1)
	31-Mar-15
	Impaired loans		$	10,780			$	---			$	---			$	10,780
	Other real estate owned			23,291				---				---				23,291
	31-Dec-14
	Impaired loans		$	12,649			$	---			$	---			$	12,649
	Other real estate owned			22,472				---				---				22,472
Quantitative information about level 3 fair value measurements measured on a non-recurring basis	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis were as follows at period end (dollars in thousands):
		Asset				Valuation		Unobservable		Range (%)
		(Liability)				Technique		Inputs
		Fair
		Value
	31-Mar-15
	Impaired Loans		$	10,780		Sales comparison approach		Adjustment for differences between comparable sales			1		to			20
						Income approach		Capitalization rate			9.5		to			11
	Other real estate owned			23,291		Sales comparison approach		Adjustment for differences between comparable sales			4.5		to			22
						Income approach		Capitalization rate			9.5		to			11
		Asset				Valuation		Unobservable		Range (%)
		(Liability)				Technique		Inputs
		Fair
		Value
	31-Dec-14
	Impaired Loans		$	12,649		Sales comparison approach		Adjustment for differences between comparable sales			1		to			20
						Income approach		Capitalization rate			9.5		to			12
	Other real estate owned			22,472		Sales comparison approach		Adjustment for differences between comparable sales			3		to			22.7
						Income approach		Capitalization rate			9.5		to			12
Carrying amounts and estimated fair values of financial instruments, not previously presented	The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at March 31, 2015 and December 31, 2014 (dollars in thousands):
		Level in		31-Mar-15								31-Dec-14
		Fair Value		Carrying				Fair				Carrying				Fair
		Hierarchy		Amount				Value				Amount				Value
	Financial assets
	Cash and due from banks	Level 1		$	27,001			$	27,001			$	31,503			$	31,503
	Cash equivalents	Level 2			107,078				107,078				97,952				97,952
	Interest-bearing time deposits in other financial institutions	Level 2			20,000				20,062				20,000				20,062
	Securities held to maturity	Level 3			43,042				43,402				31,585				31,428
	FHLB stock				11,238			NA					11,238			NA
	Loans, net	Level 2			1,105,851				1,104,245				1,086,872				1,082,675
	Bank owned life insurance	Level 3			28,357				28,357				28,195				28,195
	Accrued interest receivable	Level 2			3,670				3,670				3,399				3,399
	Financial liabilities
	Deposits	Level 2			(1,320,516	)			(1,320,749	)			(1,306,325	)			(1,306,671	)
	Other borrowed funds	Level 2			(96,836	)			(97,948	)			(88,107	)			(89,066	)
	Long-term debt	Level 2			(41,238	)			(35,514	)			(41,238	)			(35,396	)
	Accrued interest payable	Level 2			(301	)			(301	)			(289	)			(289	)
	Off-balance sheet credit-related items
	Loan commitments				---				---				---				---

DEPOSITS_Tables

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2015
DEPOSITS [Abstract]
Deposits at period-end	Deposits are summarized as follows (in thousands):
		March 31,		December 31,
		2015		2014
	Noninterest-bearing demand	$	373,215	$	404,143
	Interest bearing demand		355,184		340,053
	Savings and money market accounts		475,931		442,246
	Certificates of deposit		116,186		119,883
		$	1,320,516	$	1,306,325

OTHER_BORROWED_FUNDS_Tables

OTHER BORROWED FUNDS (Tables)	3 Months Ended
	Mar. 31, 2015
OTHER BORROWED FUNDS [Abstract]
Advances from Federal Home Loan Bank	At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands):
		Advance		Range of Maturities	Weighted
	Principal Terms	Amount			Average
					Interest Rate
	31-Mar-15
	Single maturity fixed rate advances	$	90,000	August 2016 to March 2020		1.69	%
	Amortizable mortgage advances		6,836	March 2018 to July 2018		3.76	%
		$	96,836
	Principal Terms	Advance		Range of Maturities	Weighted
		Amount			Average
					Interest Rate
	31-Dec-14
	Single maturity fixed rate advances	$	80,000	August 2016 to February 2019		1.69	%
	Amortizable mortgage advances		8,107	March 2018 to July 2018		3.78	%
		$	88,107
Scheduled repayments of FHLB advances	Scheduled repayments of FHLB advances as of March 31, 2015 were as follows (in thousands):
	2015	$	667
	2016		21,996
	2017		2,055
	2018		52,118
	2019		10,000
	Thereafter		10,000
		$	96,836

EARNINGS_PER_COMMON_SHARE_Tabl

EARNINGS PER COMMON SHARE (Tables)	3 Months Ended
	Mar. 31, 2015
EARNINGS PER COMMON SHARE [Abstract]
Reconciliation of numerators and denominators of basic and diluted earnings per common share	A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three month periods ended March 31, 2015 and 2014 are as follows (dollars in thousands, except per share data):
		Three Months		Three Months
		Ended		Ended
		March 31,		March 31,
		2015		2014
	Net income available to common shares	$	2,840	$	2,639
	Weighted average shares outstanding, including participating stock awards - Basic		33,866,789		33,790,542
	Dilutive potential common shares:
	Stock options		---		---
	Stock warrants		---		---
	Weighted average shares outstanding - Diluted		33,866,789		33,790,542
	Basic earnings per common share	$	0.08	$	0.08
	Diluted earnings per common share	$	0.08	$	0.08

FEDERAL_INCOME_TAXES_Tables

FEDERAL INCOME TAXES (Tables)	3 Months Ended
	Mar. 31, 2015
FEDERAL INCOME TAXES [Abstract]
Income tax expense	NOTE 9 – FEDERAL INCOME TAXES
	Income tax expense was as follows (dollars in thousands):
		Three Months			Three Months
		Ended			Ended
		March 31,			March 31,
		2015			2014
	Current	$	653		$	23
	Deferred		592			1,154
		$	1,245		$	1,177
Difference between financial statement tax expense and amount computed by applying statutory federal tax rate to pretax income	The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands):
			Three Months			Three Months
			Ended			Ended
			March 31,			March 31,
			2015			2014
	Statutory rate		35	%		35	%
	Statutory rate applied to income before taxes	$	1,430		$	1,336
	Add (deduct)
	Tax-exempt interest income		(117	)		(85	)
	Bank-owned life insurance		(57	)		(54	)
	Other, net		(11	)		(20	)
		$	1,245		$	1,177
Deferred tax assets and liabilities	The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands):
		March 31,			December 31,
		2015			2014
	Deferred tax assets
	Allowance for loan losses	$	6,538		$	6,637
	Nonaccrual loan interest		984			935
	Valuation allowance on other real estate owned		5,215			5,190
	Unrealized loss on securities available for sale		---			---
	Other		1,293			1,896
	Gross deferred tax assets		14,030			14,658
	Valuation allowance		---			---
	Total net deferred tax assets		14,030			14,658
	Deferred tax liabilities
	Depreciation		(1,871	)		(1,908	)
	Prepaid expenses		(21	)		(21	)
	Unrealized gain on securities available for sale		(452	)		(33	)
	Other		(432	)		(431	)
	Gross deferred tax liabilities		(2,776	)		(2,393	)
	Net deferred tax asset	$	11,254		$	12,265

COMMITMENTS_AND_OFF_BALANCESHE1

COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)	3 Months Ended
	Mar. 31, 2015
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
Summary of contractual amounts of financial instruments with off-balance-sheet risk	A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at period-end (dollars in thousands):
		March 31,		December 31,
		2015		2014
	Commitments to make loans	$	124,754	$	81,274
	Letters of credit		12,121		11,862
	Unused lines of credit		361,626		389,099

SHAREHOLDERS_EQUITY_Tables

SHAREHOLDERS' EQUITY (Tables)	3 Months Ended
	Mar. 31, 2015
SHAREHOLDERS' EQUITY [Abstract]
Actual capital levels and minimum required levels	At March 31, 2015 and December 31, 2014, actual capital levels and minimum required levels were (dollars in thousands):
		Actual					Minimum Required					To Be Well
							For Capital					Capitalized Under
							Adequacy Purposes					Prompt Corrective
												Action Regulations
		Amount		Ratio			Amount		Ratio			Amount			Ratio
	31-Mar-15
	CET1 capital (to risk weighted assets)
	Consolidated	$	144,341		10.7	%	$	60,487		4.5	%		N/	A		N/	A
	Bank		178,932		13.3			60,477		4.5		$	87,355			6.5	%
	Tier 1 capital (to risk weighted assets)
	Consolidated		184,341		13.7			80,650		6			N/	A		N/	A
	Bank		178,932		13.3			80,636		6			107,514			8
	Total capital (to risk weighted assets)
	Consolidated		201,173		15			107,533		8			N/	A		N/	A
	Bank		195,761		14.6			107,514		8			134,393			10
	Tier 1 capital (to average assets)
	Consolidated		184,341		11.9			61,969		4			N/	A		N/	A
	Bank		178,932		11.6			61,885		4			77,356			5
	31-Dec-14
	Tier 1 capital (to risk weighted assets)
	Consolidated	$	174,084		14.3	%	$	48,706		4	%		N/	A		N/	A
	Bank		170,983		14			48,788		4		$	73,182			6	%
	Total capital (to risk weighted assets)
	Consolidated		189,353		15.6			97,420		8			N/	A		N/	A
	Bank		186,276		15.3			97,575		8			121,969			10
	Tier 1 capital (to average assets)
	Consolidated		174,084		11.6			59,998		4			N/	A		N/	A
	Bank		170,983		11.4			59,923		4			74,904			5

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	InterestRateSwap
	Grade
	Branch
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Number of full service branch offices	26
Allowance for Loan Losses [Abstract]
Period for annualized historical loss experience used for commercial loans	18 months
Period of historical loss experience applied to residential mortgage and consumer loan portfolios	12 months
Threshold for commercial and commercial real estate loans evaluated for impairment	$500,000
Minimum internal risk grading of commercial and commercial real estate loans evaluated for impairment	6
Income Taxes [Abstract]
Percentage of more likely than not tax position that would be sustained in a tax examination (in hundredths)	50.00%
Derivatives [Abstract]
Number of freestanding interest rate swaps	2
Notional amount of agreements	20,000,000		20,000,000
Derivative asset fair value	224,000		140,000
Derivative liability fair value	224,000		140,000
Real Estate Properties [Line Items]
Real estate properties classified as other real estate owned	699,000	554,000	4,932,000
Residential Real Estate [Member]
Real Estate Properties [Line Items]
Number of real estate properties classified as other real estate owned	4
Real estate properties classified as other real estate owned	$595,000

SECURITIES_Details

SECURITIES (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Available for Sale [Abstract]
Amortized Cost	$154,348		$161,781
Gross Unrealized Gains	1,449		926
Gross Unrealized Losses	-157		-833
Fair Value	155,640		161,874
Proceeds from sale of available-for-sale securities	12,063	561
Gain on sale of securities	83	10
Reclassification adjustment for securities gain recognized in earnings, net of tax	54	7
Held to Maturity [Abstract]
Amortized Cost	43,042		31,585
Fair Value	43,402		31,428
Tax-Exempt State and Municipal Bonds [Member]
Held to Maturity [Abstract]
Amortized Cost	43,042		31,585
Gross Unrealized Gains	372		64
Gross Unrealized Losses	-12		-221
Fair Value	43,402		31,428
U.S. Treasury and Federal Agency Securities [Member]
Available for Sale [Abstract]
Amortized Cost	65,619		67,612
Gross Unrealized Gains	162		53
Gross Unrealized Losses	-81		-501
Fair Value	65,700		67,164
U.S. Agency MBS and CMOs [Member]
Available for Sale [Abstract]
Amortized Cost	15,832		16,692
Gross Unrealized Gains	114		67
Gross Unrealized Losses	-14		-71
Fair Value	15,932		16,688
Tax-Exempt State and Municipal Bonds [Member]
Available for Sale [Abstract]
Amortized Cost	35,643		37,203
Gross Unrealized Gains	637		419
Gross Unrealized Losses	-53		-161
Fair Value	36,227		37,461
Taxable State and Municipal Bonds [Member]
Available for Sale [Abstract]
Amortized Cost	23,520		25,012
Gross Unrealized Gains	446		351
Gross Unrealized Losses	-6		-70
Fair Value	23,960		25,293
Corporate Bonds and Other Debt Securities [Member]
Available for Sale [Abstract]
Amortized Cost	12,234		13,762
Gross Unrealized Gains	74		34
Gross Unrealized Losses	-3		-30
Fair Value	12,305		13,766
Other Equity Securities [Member]
Available for Sale [Abstract]
Amortized Cost	1,500		1,500
Gross Unrealized Gains	16		2
Gross Unrealized Losses	0		0
Fair Value	$1,516		$1,502

SECURITIES_Contractual_Maturit

SECURITIES, Contractual Maturities of Debt Securities (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Held-to-Maturity Securities, Amortized Cost [Abstract]
Due in one year or less	$19,030
Due from one to five years	3,796
Due from five to ten years	19,976
Due after ten years	240
Amortized Cost	43,042	31,585
Held-to-Maturity Securities, Fair Value [Abstract]
Due in one year or less	19,022
Due from one to five years	3,816
Due from five to ten years	20,324
Due after ten years	240
Fair Value	43,402	31,428
Available-for-Sale Securities, Amortized Cost [Abstract]
Due in one year or less	2,592
Due from one to five years	93,449
Due from five to ten years	35,906
Due after ten years	20,901
Amortized Cost	152,848
Available-for-Sale Securities, Fair Value [Abstract]
Due in one year or less	2,606
Due from one to five years	94,048
Due from five to ten years	36,393
Due after ten years	21,077
Fair Value	$154,124

SECURITIES_Continuous_Unrealiz

SECURITIES, Continuous Unrealized Loss Position (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	$27,142,000	$51,415,000
12 Months or More, Fair Value	24,466,000	54,855,000
Total, Fair Value	51,608,000	106,270,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	-35,000	-341,000
12 Months or More, Unrealized Losses	-134,000	-713,000
Total, Unrealized Loss	-169,000	-1,054,000
Securities pledged as security for public deposits, letters of credit and for other purposes required or permitted by law	1,000,000	1,000,000
U.S. Treasury and Federal Agency Securities [Member]
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	5,747,000	16,426,000
12 Months or More, Fair Value	19,407,000	35,350,000
Total, Fair Value	25,154,000	51,776,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	-7,000	-45,000
12 Months or More, Unrealized Losses	-74,000	-456,000
Total, Unrealized Loss	-81,000	-501,000
U.S. Agency MBS and CMOs [Member]
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	2,127,000	0
12 Months or More, Fair Value	1,084,000	9,732,000
Total, Fair Value	3,211,000	9,732,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	-11,000	0
12 Months or More, Unrealized Losses	-3,000	-71,000
Total, Unrealized Loss	-14,000	-71,000
Tax-Exempt State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	18,188,000	26,820,000
12 Months or More, Fair Value	2,265,000	4,545,000
Total, Fair Value	20,453,000	31,365,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	-16,000	-264,000
12 Months or More, Unrealized Losses	-49,000	-118,000
Total, Unrealized Loss	-65,000	-382,000
Taxable State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	0	3,982,000
12 Months or More, Fair Value	1,209,000	3,240,000
Total, Fair Value	1,209,000	7,222,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	0	-19,000
12 Months or More, Unrealized Losses	-6,000	-51,000
Total, Unrealized Loss	-6,000	-70,000
Corporate Bonds and Other Debt Securities [Member]
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	1,080,000	4,187,000
12 Months or More, Fair Value	501,000	1,988,000
Total, Fair Value	1,581,000	6,175,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	-1,000	-13,000
12 Months or More, Unrealized Losses	-2,000	-17,000
Total, Unrealized Loss	-3,000	-30,000
Other Equity Securities [Member]
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	0	0
12 Months or More, Fair Value	0	0
Total, Fair Value	0	0
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	0	0
12 Months or More, Unrealized Losses	0	0
Total, Unrealized Loss	$0	$0

LOANS_Details

LOANS (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Portfolio loans [Abstract]
Total loans	$1,135,311	$1,118,483
Allowance for loan losses	-18,680	-18,962
Net loans	1,116,631	1,099,521
Commercial and Industrial [Member]
Portfolio loans [Abstract]
Total loans	341,530	327,674
Commercial Real Estate [Member]
Portfolio loans [Abstract]
Total loans	488,072	490,531
Residential Developed [Member]
Portfolio loans [Abstract]
Total loans	12,143	12,771
Unsecured to Residential Developers [Member]
Portfolio loans [Abstract]
Total loans	7,221	7,496
Vacant and Unimproved [Member]
Portfolio loans [Abstract]
Total loans	50,103	50,372
Commercial Development [Member]
Portfolio loans [Abstract]
Total loans	1,733	4,082
Residential Improved [Member]
Portfolio loans [Abstract]
Total loans	68,365	69,612
Commercial Improved [Member]
Portfolio loans [Abstract]
Total loans	273,800	269,757
Manufacturing and Industrial [Member]
Portfolio loans [Abstract]
Total loans	74,707	76,441
Consumer [Member]
Portfolio loans [Abstract]
Total loans	305,709	300,278
Residential Mortgage [Member]
Portfolio loans [Abstract]
Total loans	199,042	190,249
Unsecured [Member]
Portfolio loans [Abstract]
Total loans	821	948
Home Equity [Member]
Portfolio loans [Abstract]
Total loans	95,770	98,887
Other Secured [Member]
Portfolio loans [Abstract]
Total loans	$10,076	$10,194

LOANS_Allowance_for_Loans_Loss

LOANS, Allowance for Loans Losses by Portfolio (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$18,962	$20,798
Charge-offs	-78	-82
Recoveries	796	667
Provision for loan losses	-1,000	-1,000
Ending balance	18,680	20,383
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	6,173	6,174
Charge-offs	0	-39
Recoveries	84	39
Provision for loan losses	-83	-87
Ending balance	6,174	6,087
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	8,690	10,868
Charge-offs	0	0
Recoveries	608	590
Provision for loan losses	-728	-1,086
Ending balance	8,570	10,372
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	4,046	3,703
Charge-offs	-78	-43
Recoveries	104	38
Provision for loan losses	-165	177
Ending balance	3,907	3,875
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	53	53
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses	-24	-4
Ending balance	$29	$49

LOANS_Allowance_for_Loans_Loss1

LOANS, Allowance for Loans Losses (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	$4,443	$4,065
Collectively evaluated for impairment	14,237	14,897
Total ending allowance balance	18,680	18,962	20,383	20,798
Loans [Abstract]
Individually reviewed for impairment	54,356	53,397
Collectively evaluated for impairment	1,080,955	1,065,086
Total ending loans balance	1,135,311	1,118,483
Commercial and Industrial [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	2,458	2,429
Collectively evaluated for impairment	3,716	3,744
Total ending allowance balance	6,174	6,173	6,087	6,174
Loans [Abstract]
Individually reviewed for impairment	10,029	9,084
Collectively evaluated for impairment	331,501	318,590
Total ending loans balance	341,530	327,674
Commercial Real Estate [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	1,033	743
Collectively evaluated for impairment	7,537	7,947
Total ending allowance balance	8,570	8,690	10,372	10,868
Loans [Abstract]
Individually reviewed for impairment	29,488	29,818
Collectively evaluated for impairment	458,584	460,713
Total ending loans balance	488,072	490,531
Consumer [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	952	893
Collectively evaluated for impairment	2,955	3,153
Total ending allowance balance	3,907	4,046	3,875	3,703
Loans [Abstract]
Individually reviewed for impairment	14,839	14,495
Collectively evaluated for impairment	290,870	285,783
Total ending loans balance	305,709	300,278
Unallocated [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	29	53
Total ending allowance balance	29	53	49	53
Loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	0	0
Total ending loans balance	$0	$0

LOANS_Impaired_Loans_Details

LOANS, Impaired Loans (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	$4,051		$4,634
With no allowance, Recorded Investment	4,051		4,634
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	50,305		48,942
With related allowance, Recorded Investment	50,305		48,763
Allowance Allocated	4,443		4,065
Total impaired, Unpaid Principal Balance	54,356		53,576
Total impaired, Recorded Investment, Total	54,356		53,397
Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	3,186		3,019
With no allowance, Recorded Investment	3,186		3,019
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	6,843		6,065
With related allowance, Recorded Investment	6,843		6,065
Allowance Allocated	2,458		2,429
Impaired loans [Abstract]
Average of impaired loans	9,703	14,284
Interest income recognized during impairment	326	338
Cash-basis interest income recognized	328	338
Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	865		1,615
With no allowance, Recorded Investment	865		1,615
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	28,623		28,203
With related allowance, Recorded Investment	28,623		28,203
Allowance Allocated	1,033		743
Impaired loans [Abstract]
Interest income recognized during impairment	356	453
Cash-basis interest income recognized	351	452
Residential Developed [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	216		531
With no allowance, Recorded Investment	216		531
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	514		550
With related allowance, Recorded Investment	514		550
Allowance Allocated	30		35
Impaired loans [Abstract]
Average of impaired loans	937	4,532
Unsecured to Residential Developers [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	0		0
With no allowance, Recorded Investment	0		0
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	0		0
With related allowance, Recorded Investment	0		0
Allowance Allocated	0		0
Impaired loans [Abstract]
Average of impaired loans	0	0
Vacant and Unimproved [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	0		0
With no allowance, Recorded Investment	0		0
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	1,486		1,499
With related allowance, Recorded Investment	1,486		1,499
Allowance Allocated	42		43
Impaired loans [Abstract]
Average of impaired loans	1,490	1,820
Commercial Development [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	0		0
With no allowance, Recorded Investment	0		0
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	197		199
With related allowance, Recorded Investment	197		199
Allowance Allocated	5		5
Impaired loans [Abstract]
Average of impaired loans	198	527
Residential Improved [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	112		547
With no allowance, Recorded Investment	112		547
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	7,427		7,323
With related allowance, Recorded Investment	7,427		7,323
Allowance Allocated	364		240
Impaired loans [Abstract]
Average of impaired loans	7,661	10,419
Commercial Improved [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	331		331
With no allowance, Recorded Investment	331		331
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	16,518		16,113
With related allowance, Recorded Investment	16,518		16,113
Allowance Allocated	573		389
Impaired loans [Abstract]
Average of impaired loans	16,759	18,291
Manufacturing and Industrial [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	206		206
With no allowance, Recorded Investment	206		206
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	2,481		2,519
With related allowance, Recorded Investment	2,481		2,519
Allowance Allocated	19		31
Impaired loans [Abstract]
Average of impaired loans	2,706	6,719
Consumer Loan [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	0		0
With no allowance, Recorded Investment	0		0
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	14,839		14,674
With related allowance, Recorded Investment	14,839		14,495
Allowance Allocated	952		893
Impaired loans [Abstract]
Average of impaired loans	14,784	14,415
Interest income recognized during impairment	137	132
Cash-basis interest income recognized	140	134
Residential Mortgage [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	0		0
With no allowance, Recorded Investment	0		0
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	9,323		9,492
With related allowance, Recorded Investment	9,323		9,484
Allowance Allocated	574		584
Unsecured [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	0		0
With no allowance, Recorded Investment	0		0
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	0		0
With related allowance, Recorded Investment	0		0
Allowance Allocated	0		0
Home Equity [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	0		0
With no allowance, Recorded Investment	0		0
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	5,516		5,182
With related allowance, Recorded Investment	5,516		5,011
Allowance Allocated	378		309
Other Secured [Member]
With no related allowance recorded [Abstract]
With no allowance, Unpaid Principal Balance	0		0
With no allowance, Recorded Investment	0		0
With related allowance recorded [Abstract]
With related allowance, Unpaid Principal Balance	0		0
With related allowance, Recorded Investment	0		0
Allowance Allocated	$0		$0

LOANS_Past_Due_Loans_Details

LOANS, Past Due Loans (Details) (USD $)	3 Months Ended	9 Months Ended
	Mar. 31, 2015	Sep. 30, 2014	Dec. 31, 2014
	Payment
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	$9,711,000		$8,292,000
Over 90 days Accruing	100,000		134,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	980,000		671,000
Greater Than 90 Days	1,504,000		2,170,000
Total Past Due	2,484,000		2,841,000
Loans Not Past Due	1,132,827,000		1,115,642,000
Total ending loans balance	1,135,311,000		1,118,483,000
Specific reserves allocated to customers with modified term loans in troubled debt restructurings	4,443,000		4,065,000
Number of consecutive payment before nonaccrual restructured loan is upgraded	6
Reduction of loans designated as TDR and impaired		5,900,000
Number of months of performance before a loan is removed from TDR	6 months
Commercial and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	6,732,000		5,605,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		54,000
Greater Than 90 Days	0		0
Total Past Due	0		54,000
Loans Not Past Due	341,530,000		327,620,000
Total ending loans balance	341,530,000		327,674,000
Commercial Real Estate [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	2,586,000		1,906,000
Over 90 days Accruing	24,000		117,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	973,000		200,000
Greater Than 90 Days	1,086,000		1,427,000
Total Past Due	2,059,000		1,627,000
Loans Not Past Due	486,013,000		488,904,000
Total ending loans balance	488,072,000		490,531,000
Residential Developed [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	213,000		245,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	0		0
Total Past Due	0		0
Loans Not Past Due	12,143,000		12,771,000
Total ending loans balance	12,143,000		12,771,000
Unsecured to Residential Developers [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0		0
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	0		0
Total Past Due	0		0
Loans Not Past Due	7,221,000		7,496,000
Total ending loans balance	7,221,000		7,496,000
Vacant and Unimproved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0		0
Over 90 days Accruing	24,000		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		100,000
Greater Than 90 Days	24,000		0
Total Past Due	24,000		100,000
Loans Not Past Due	50,079,000		50,272,000
Total ending loans balance	50,103,000		50,372,000
Commercial Development [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	49,000		29,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	49,000		29,000
Total Past Due	49,000		29,000
Loans Not Past Due	1,684,000		4,053,000
Total ending loans balance	1,733,000		4,082,000
Residential Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	604,000		766,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	14,000		100,000
Greater Than 90 Days	440,000		440,000
Total Past Due	454,000		540,000
Loans Not Past Due	67,911,000		69,072,000
Total ending loans balance	68,365,000		69,612,000
Commercial Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	1,720,000		866,000
Over 90 days Accruing	0		117,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	959,000		0
Greater Than 90 Days	573,000		958,000
Total Past Due	1,532,000		958,000
Loans Not Past Due	272,268,000		268,799,000
Total ending loans balance	273,800,000		269,757,000
Manufacturing and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0		0
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	0		0
Total Past Due	0		0
Loans Not Past Due	74,707,000		76,441,000
Total ending loans balance	74,707,000		76,441,000
Consumer Loan [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	393,000		781,000
Over 90 days Accruing	76,000		17,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	7,000		417,000
Greater Than 90 Days	418,000		743,000
Total Past Due	425,000		1,160,000
Loans Not Past Due	305,284,000		299,118,000
Total ending loans balance	305,709,000		300,278,000
Residential Mortgage [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	64,000		305,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		338,000
Greater Than 90 Days	62,000		303,000
Total Past Due	62,000		641,000
Loans Not Past Due	198,980,000		189,608,000
Total ending loans balance	199,042,000		190,249,000
Unsecured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	37,000		40,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	6,000		0
Greater Than 90 Days	0		18,000
Total Past Due	6,000		18,000
Loans Not Past Due	815,000		930,000
Total ending loans balance	821,000		948,000
Home Equity [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	292,000		436,000
Over 90 days Accruing	76,000		17,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	1,000		79,000
Greater Than 90 Days	356,000		422,000
Total Past Due	357,000		501,000
Loans Not Past Due	95,413,000		98,386,000
Total ending loans balance	95,770,000		98,887,000
Other Secured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0		0
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	0		0
Total Past Due	0		0
Loans Not Past Due	10,076,000		10,194,000
Total ending loans balance	$10,076,000		$10,194,000

LOANS_Troubled_Debt_Restructur

LOANS, Troubled Debt Restructuring (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	Loan	Loan	Loan
Troubled debt restructurings [Abstract]
Number of Loans	251		226
Outstanding Recorded Balance	$53,397		$53,397
Accruing troubled debt restructurings [Abstract]
Accruing TDR - nonaccrual at restructuring	0		0
Accruing TDR - accruing at restructuring	45,650		46,197
Accruing TDR - upgraded to accruing after six consecutive payments	0		0
Total	45,650		46,197
Troubled debt restructurings executed during current period [Abstract]
Number of Loans	31	6
Pre-Modification Outstanding Recorded Balance	1,203	2,327
Principal Write-down upon Modification	0	0
Commercial and Industrial [Member]
Troubled debt restructurings [Abstract]
Number of Loans	37		36
Outstanding Recorded Balance	10,029		9,085
Troubled debt restructurings executed during current period [Abstract]
Number of Loans	1	1
Pre-Modification Outstanding Recorded Balance	408	60
Principal Write-down upon Modification	0	0
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]
Number of Loans	0	0
Outstanding Recorded Balance	0	0
Commercial Real Estate [Member]
Troubled debt restructurings [Abstract]
Number of Loans	80		84
Outstanding Recorded Balance	28,529		29,817
Troubled debt restructurings executed during current period [Abstract]
Number of Loans	1	4
Pre-Modification Outstanding Recorded Balance	42	2,263
Principal Write-down upon Modification	0	0
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]
Number of Loans	0	1
Outstanding Recorded Balance	0	131
Consumer [Member]
Troubled debt restructurings [Abstract]
Number of Loans	134		106
Outstanding Recorded Balance	14,839		14,495
Troubled debt restructurings executed during current period [Abstract]
Number of Loans	29	1
Pre-Modification Outstanding Recorded Balance	753	4
Principal Write-down upon Modification	0	0
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]
Number of Loans	0	0
Outstanding Recorded Balance	$0	$0

LOANS_Credit_Quality_Indicator

LOANS, Credit Quality Indicators (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	Grading
Risk grade category of commercial loans by class of loans [Abstract]
Number point grading system used for loan quality	8
Internal ratings of loans considered substandard, or worse	6 or worse
Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	317	$343
Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	15,757	17,180
Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	249,452	238,208
Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	496,634	494,080
Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	51,123	52,090
Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	7,002	8,793
Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	9,317	7,511
Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial and Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	317	343
Commercial and Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	9,822	11,177
Commercial and Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	122,058	118,382
Commercial and Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	192,125	182,651
Commercial and Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	9,431	8,448
Commercial and Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,045	1,068
Commercial and Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	6,732	5,605
Commercial and Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Residential Developed [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Residential Developed [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Residential Developed [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,713	2,491
Residential Developed [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,390	4,702
Residential Developed [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,016	4,491
Residential Developed [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	811	842
Residential Developed [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	213	245
Residential Developed [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Unsecured to Residential Developers [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Unsecured to Residential Developers [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Unsecured to Residential Developers [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Unsecured to Residential Developers [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	7,220	7,496
Unsecured to Residential Developers [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Unsecured to Residential Developers [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Unsecured to Residential Developers [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Unsecured to Residential Developers [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Vacant and Unimproved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Vacant and Unimproved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Vacant and Unimproved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	21,971	12,105
Vacant and Unimproved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	21,312	30,997
Vacant and Unimproved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	6,821	7,241
Vacant and Unimproved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	29
Vacant and Unimproved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Vacant and Unimproved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Development [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Development [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Development [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Development [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,281	3,643
Commercial Development [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	205	211
Commercial Development [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	197	199
Commercial Development [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	49	29
Commercial Development [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Residential Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Residential Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	103
Residential Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	16,993	16,291
Residential Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	42,898	43,928
Residential Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	5,850	6,428
Residential Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,021	2,096
Residential Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	604	766
Residential Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,705	4,392
Commercial Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	58,863	61,543
Commercial Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	185,384	178,169
Commercial Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	20,526	20,558
Commercial Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,603	4,229
Commercial Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,719	866
Commercial Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Manufacturing and Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Manufacturing and Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,230	1,508
Manufacturing and Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	26,854	27,396
Manufacturing and Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	42,024	42,494
Manufacturing and Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,274	4,713
Manufacturing and Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	325	330
Manufacturing and Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Manufacturing and Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Loans [Member] | Substandard or Worse [Member]
Loans classified as substandard or worse [Abstract]
Not classified as impaired	3,056	4,220
Classified as impaired	13,263	12,084
Loans classified as substandard or worse	16,319	16,304
Residential Mortgage [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	199,042	190,249
Residential Mortgage [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	198,980	189,946
Residential Mortgage [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	62	303
Unsecured [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	821	948
Unsecured [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	821	930
Unsecured [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	0	18
Home Equity [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	95,770	98,887
Home Equity [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	95,414	98,465
Home Equity [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	356	422
Other Secured [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	10,076	10,194
Other Secured [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	10,076	10,194
Other Secured [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Recorded investment in consumer loans	0	$0

OTHER_REAL_ESTATE_OWNED_Detail

OTHER REAL ESTATE OWNED (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Period-end other real estate owned [Roll Forward]
Beginning balance	$43,071	$53,501	$53,501
Additions, transfers from loans	699	554	4,932
Proceeds from sales of other real estate owned	-1,452	-3,501	-12,487
Valuation allowance reversal upon sale	-447	-1,948	-3,499
Gain (loss) on sale of other real estate owned	67	484	624
Other real estate owned, gross	41,938	49,090	43,071
Less: valuation allowance	-14,900	-15,055	-14,829
Ending balance	27,038	34,035	28,242
Activity in valuation allowance [Roll Forward]
Beginning balance	14,829	16,705	16,705
Additions charged to expense	518	298
Reversals upon sale	-447	-1,948
Ending balance	$14,900	$15,055	$14,829

FAIR_VALUE_Details

FAIR VALUE (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
FAIR VALUE [Abstract]
Number of levels of input	3
Impaired Loans [Member] | Sales Comparison Approach [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset (liability) fair value	10,780	12,649
Impaired Loans [Member] | Sales Comparison Approach [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between comparable sales (in hundredths)	1.00%	1.00%
Impaired Loans [Member] | Sales Comparison Approach [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between comparable sales (in hundredths)	20.00%	20.00%
Impaired Loans [Member] | Income Approach [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate (in hundredths)	9.50%	9.50%
Impaired Loans [Member] | Income Approach [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate (in hundredths)	11.00%	12.00%
Other Real Estate Owned [Member] | Sales Comparison Approach [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset (liability) fair value	23,291	22,472
Other Real Estate Owned [Member] | Sales Comparison Approach [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between comparable sales (in hundredths)	4.50%	3.00%
Other Real Estate Owned [Member] | Sales Comparison Approach [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between comparable sales (in hundredths)	22.00%	22.70%
Other Real Estate Owned [Member] | Income Approach [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate (in hundredths)	9.50%	9.50%
Other Real Estate Owned [Member] | Income Approach [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate (in hundredths)	11.00%	12.00%
Recurring Basis [Member]
Asset measured at fair value on recurring basis [Abstract]
U.S. Treasury and federal agency securities	65,700	67,164
U.S. Agency MBS and CMOs	15,932	16,688
Tax-exempt state and municipal bonds	36,227	37,461
Taxable state and municipal bonds	23,960	25,293
Corporate bonds and other debt securities	12,305	13,766
Other equity securities	1,516	1,502
Loans held for sale	2,368	2,347
Interest rate swaps	224	140
Interest rate swaps	-224	-140
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
U.S. Treasury and federal agency securities	0	0
U.S. Agency MBS and CMOs	0	0
Tax-exempt state and municipal bonds	0	0
Taxable state and municipal bonds	0	0
Corporate bonds and other debt securities	0	0
Other equity securities	0	0
Loans held for sale	0	0
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
U.S. Treasury and federal agency securities	65,700	67,164
U.S. Agency MBS and CMOs	15,932	16,688
Tax-exempt state and municipal bonds	36,227	37,461
Taxable state and municipal bonds	23,960	25,293
Corporate bonds and other debt securities	12,305	13,766
Other equity securities	1,516	1,502
Loans held for sale	2,368	2,347
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
U.S. Treasury and federal agency securities	0	0
U.S. Agency MBS and CMOs	0	0
Tax-exempt state and municipal bonds	0	0
Taxable state and municipal bonds	0	0
Corporate bonds and other debt securities	0	0
Other equity securities	0	0
Loans held for sale	0	0
Interest rate swaps	224	140
Interest rate swaps	-224	-140
Nonrecurring Basis [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	10,780	12,649
Other real estate owned	23,291	22,472
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	10,780	12,649
Other real estate owned	23,291	22,472

FAIR_VALUE_Balance_Sheet_Group

FAIR VALUE, Balance Sheet Grouping (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financial assets [Abstract]
Cash and due from banks	$27,001	$31,503
Securities held to maturity	43,402	31,428
Bank-owned life insurance	28,357	28,195
Carrying Amount [Member]
Financial assets [Abstract]
FHLB stock	11,238	11,238
Carrying Amount [Member] | Commitments to Make Loans [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet credit-related items	0	0
Fair Value [Member] | Commitments to Make Loans [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet credit-related items	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Cash and due from banks	27,001	31,503
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash and due from banks	27,001	31,503
Significant Other Observable Inputs (Level 2) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Cash equivalents	107,078	97,952
Interest-bearing time deposits in other financial	20,000	20,000
Loans, net	1,105,851	1,086,872
Accrued interest receivable	3,670	3,399
Financial liabilities [Abstract]
Deposits	-1,320,516	-1,306,325
Other borrowed funds	-96,836	-88,107
Long-term debt	-41,238	-41,238
Accrued interest payable	-301	-289
Significant Other Observable Inputs (Level 2) [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash equivalents	107,078	97,952
Interest-bearing time deposits in other financial	20,062	20,062
Loans, net	1,104,245	1,082,675
Accrued interest receivable	3,670	3,399
Financial liabilities [Abstract]
Deposits	-1,320,749	-1,306,671
Other borrowed funds	-97,948	-89,066
Long-term debt	-35,514	-35,396
Accrued interest payable	-301	-289
Significant Unobservable Inputs (Level 3) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Securities held to maturity	43,042	31,585
Bank-owned life insurance	28,357	28,195
Significant Unobservable Inputs (Level 3) [Member] | Fair Value [Member]
Financial assets [Abstract]
Securities held to maturity	43,402	31,428
Bank-owned life insurance	$28,357	$28,195

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Summary of deposit [Abstract]
Noninterest-bearing demand	$373,215,000	$404,143,000
Interest bearing demand	355,184,000	340,053,000
Savings and money market accounts	475,931,000	442,246,000
Certificates of deposit	116,186,000	119,883,000
Total deposits	1,320,516,000	1,306,325,000
Certificate of deposits, $100,000 or more denominations	50,500,000	50,100,000
Denominations amount of certificates of deposit	$100,000	$100,000

OTHER_BORROWED_FUNDS_Details

OTHER BORROWED FUNDS (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$96,836,000	$88,107,000
Residential and commercial real estate loans pledged as collateral for Federal Home Loan Bank advances	434,103,000	441,252,000
Scheduled repayments of FHLB advances [Abstract]
2015	667,000
2016	21,996,000
2017	2,055,000
2018	52,118,000
2019	10,000,000
Thereafter	10,000,000
Total	96,836,000	88,107,000
Federal Reserve Bank borrowings [Abstract]
Unused borrowing capacity to Federal Reserve Bank	22,800,000	22,800,000
Commercial and mortgage loans pledged to the Federal Reserve Bank	25,900,000	25,900,000
Single Maturity Fixed Rate Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	90,000,000	80,000,000
Range of maturities, earliest	2016	2016
Range of maturities, last	2020	2019
Weighted average interest rate (in hundredths)	1.69%	1.69%
Scheduled repayments of FHLB advances [Abstract]
Total	90,000,000	80,000,000
Amortizable Mortgage Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	6,836,000	8,107,000
Range of maturities, earliest	2018	2018
Range of maturities, last	2018	2018
Weighted average interest rate (in hundredths)	3.76%	3.78%
Scheduled repayments of FHLB advances [Abstract]
Total	$6,836,000	$8,107,000

EARNINGS_PER_COMMON_SHARE_Deta

EARNINGS PER COMMON SHARE (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Reconciliation of numerators and denominators of basic and diluted earnings per common share [Abstract]
Net income available to common shares	$2,840	$2,639
Weighted average shares outstanding, including participating stock awards - Basic (in shares)	33,866,789	33,790,542
Dilutive potential common shares [Abstract]
Stock options (in shares)	0	0
Stock warrants (in shares)	0	0
Weighted average shares outstanding - Diluted (in shares)	33,866,789	33,790,542
Basic earnings per common share (in dollars per share)	$0.08	$0.08
Diluted earnings per common share (in dollars per share)	$0.08	$0.08
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share amount (in shares)	260,261	355,328

FEDERAL_INCOME_TAXES_Details

FEDERAL INCOME TAXES (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Income tax expense (benefit) [Abstract]
Current	$653,000	$23,000
Deferred	592,000	1,154,000
Income tax expense (benefit)	1,245,000	1,177,000
Difference between financial statement tax expense (benefit) and amount computed by applying statutory federal tax rate to pretax income [Abstract]
Statutory rate (in hundredths)	35.00%	35.00%
Statutory rate applied to income before taxes	1,430,000	1,336,000
Add (deduct) [Abstract]
Tax-exempt interest income	-117,000	-85,000
Bank-owned life insurance	-57,000	-54,000
Other, net	-11,000	-20,000
Income tax expense (benefit)	1,245,000	1,177,000
Deferred tax assets [Abstract]
Allowance for loan losses	6,538,000		6,637,000
Nonaccrual loan interest	984,000		935,000
Valuation allowance on other real estate owned	5,215,000		5,190,000
Unrealized loss on securities available for sale	0		0
Other	1,293,000		1,896,000
Gross deferred tax assets	14,030,000		14,658,000
Valuation allowance	0		0
Total net deferred tax assets	14,030,000		14,658,000
Deferred tax liabilities [Abstract]
Depreciation	-1,871,000		-1,908,000
Prepaid expenses	-21,000		-21,000
Unrealized gain on securities available for sale	-452,000		-33,000
Other	-432,000		-431,000
Gross deferred tax liabilities	-2,776,000		-2,393,000
Net deferred tax asset	11,254,000		12,265,000
Unrecognized tax benefits	$0		$0
Period when unrecognized tax benefits is not expected to significantly increase or decrease	12 months

COMMITMENTS_AND_OFF_BALANCESHE2

COMMITMENTS AND OFF BALANCE-SHEET RISK (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Notional amount of commitments to fund mortgage loans to be sold into the secondary market	$22,500,000	$14,200,000
Commitments to make loans at fixed rates (in hundredths)	61.00%
Expiration period of commitment to make variable rate loan	30 days
Commitments to Make Loans [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	124,754,000	81,274,000
Letters of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	12,121,000	11,862,000
Unused Lines of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	$361,626,000	$389,099,000

CONTINGENCIES_Details

CONTINGENCIES (Details) (Employment Agreement Litigation, Benj. A. Smith III [Member], USD $)	0 Months Ended
	Jan. 27, 2014	Dec. 31, 2014
Employment Agreement Litigation, Benj. A. Smith III [Member]
Contingencies [Line Items]
Monthly entitlement claimed by plaintiff	$20,833
Period of monthly damage claims sought for employment agreement	P6Y
Settlement liability, net of insurance proceeds		$516,000

SHAREHOLDERS_EQUITY_Details

SHAREHOLDERS' EQUITY (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Jul. 03, 2013
	Category
SHAREHOLDERS' EQUITY [Abstract]
Number of classification of prompt corrective action regulations	5
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 capital (to risk weighted assets), required ratio (in hundredths)			4.50%
CET1 capital (to risk weighted assets), required buffer ratio (in hundredths)			2.50%
CET1 capital (to risk weighted assets), minimum required for capital adequacy purposes, required ratio (in hundredths)			7.00%
Minimum ratio of Tier 1 capital to risk-weighted assets required (in hundredths)			8.50%
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, required ratio (in hundredths)			10.50%
Tier 1 capital (to average assets), required ratio (in hundredths)			4.00%
Summary of actual capital levels and minimum required levels [Abstract]
CET1 capital (to risk weighted assets), actual amount	$144,341,000
CET1 capital (to risk weighted assets), actual ratio (in hundredths)	10.70%
Tier 1 capital (to risk weighted assets), actual amount	184,341,000	174,084,000
Tier 1 capital (to risk weighted assets), actual ratio (in hundredths)	13.70%	14.30%
Total capital (to risk weighted assets), actual amount	201,173,000	189,353,000
Total capital (to risk weighted assets), actual ratio (in hundredths)	15.00%	15.60%
Tier 1 capital (to average assets), actual amount	184,341,000	174,084,000
Tier 1 capital (to average assets), actual ratio (in hundredths)	11.90%	11.60%
CET1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount	60,487,000
CET1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths)	4.50%
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount	80,650,000	48,706,000
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths)	6.00%	4.00%
Total capital (to risk weighted assets), minimum required for capital adequacy purposes, amount	107,533,000	97,420,000
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths)	8.00%	8.00%
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, amount	61,969,000	59,998,000
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, ratio (in hundredths)	4.00%	4.00%
Trust preferred securities that qualified as Tier one risk based capital	40,000,000	40,000,000
Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Minimum ratio of Tier 1 capital to risk-weighted assets required (in hundredths)			4.00%
Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Minimum ratio of Tier 1 capital to risk-weighted assets required (in hundredths)			6.00%
Bank [Member]
Summary of actual capital levels and minimum required levels [Abstract]
CET1 capital (to risk weighted assets), actual amount	178,932,000
CET1 capital (to risk weighted assets), actual ratio (in hundredths)	13.30%
Tier 1 capital (to risk weighted assets), actual amount	178,932,000	170,983,000
Tier 1 capital (to risk weighted assets), actual ratio (in hundredths)	13.30%	14.00%
Total capital (to risk weighted assets), actual amount	195,761,000	186,276,000
Total capital (to risk weighted assets), actual ratio (in hundredths)	14.60%	15.30%
Tier 1 capital (to average assets), actual amount	178,932,000	170,983,000
Tier 1 capital (to average assets), actual ratio (in hundredths)	11.60%	11.40%
CET1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount	60,477,000
CET1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths)	4.50%
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount	80,636,000	48,788,000
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths)	6.00%	4.00%
Total capital (to risk weighted assets), minimum required for capital adequacy purposes, amount	107,514,000	97,575,000
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths)	8.00%	8.00%
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, amount	61,885,000	59,923,000
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, ratio (in hundredths)	4.00%	4.00%
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	87,355,000
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	107,514,000	73,182,000
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	134,393,000	121,969,000
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, amount	$77,356,000	$74,904,000
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths)	6.50%
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths)	8.00%	6.00%
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths)	10.00%	10.00%
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths)	5.00%	5.00%