Cape Cod Five Cents Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
OJSC OC ROSNEFT RUB 0.01 GDR	REG SHS	00B17FSC2	9,027	15,000	SH		SOLE		15,000	0	0
GLENCORE PLC	REG SHS	00B4T3BW6	245,886	37,000	SH		SOLE		37,000	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,277,978	16,032	SH		SOLE		16,032	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	20,013	75	SH		OTR		75	0	0
AT&T INC	COM	00206R102	651,658	35,397	SH		SOLE		35,397	0	0
AT&T INC	COM	00206R102	56,279	3,057	SH		OTR		3,057	0	0
ABBOTT LABS	COM	002824100	2,428,335	22,118	SH		SOLE		22,118	0	0
ABBOTT LABS	COM	002824100	130,650	1,190	SH		OTR		1,190	0	0
ABBVIE INC	COM	00287Y109	2,722,805	16,848	SH		SOLE		16,848	0	0
ABBVIE INC	COM	00287Y109	112,318	695	SH		OTR		695	0	0
ABRDN GOLD ETF TRUST	PHYSCL GOLD SHS	00326A104	2,402,561	137,525	SH		SOLE		137,525	0	0
ABRDN PRECIOUS METALS BASKET	PHYSCL PRECS MET	003263100	20,977,169	235,091	SH		SOLE		235,091	0	0
ABRDN PRECIOUS METALS BASKET	PHYSCL PRECS MET	003263100	38,904	436	SH		OTR		436	0	0
ACTIVISION BLIZZARD INC	COM	00507V109	3,365,520	43,965	SH		SOLE		43,965	0	0
ACTIVISION BLIZZARD INC	COM	00507V109	14,391	188	SH		OTR		188	0	0
ADOBE SYSTEMS INCORPORATED	COM	00724F101	8,388,346	24,926	SH		SOLE		24,926	0	0
ADOBE SYSTEMS INCORPORATED	COM	00724F101	48,796	145	SH		OTR		145	0	0
ALLSTATE CORP	COM	020002101	464,430	3,425	SH		SOLE		3,425	0	0
ALPHABET INC	CAP STK CL C	02079K107	10,913,612	122,998	SH		SOLE		122,998	0	0
ALPHABET INC	CAP STK CL C	02079K107	243,120	2,740	SH		OTR		2,740	0	0
ALPHABET INC	CAP STK CL A	02079K305	1,088,405	12,336	SH		SOLE		12,336	0	0
ALTRIA GROUP INC	COM	02209S103	195,913	4,286	SH		SOLE		4,286	0	0
ALTRIA GROUP INC	COM	02209S103	34,282	750	SH		OTR		750	0	0
AMAZON COM INC	COM	023135106	1,101,660	13,115	SH		SOLE		13,115	0	0
AMERICAN EXPRESS CO	COM	025816109	1,290,005	8,731	SH		SOLE		8,731	0	0
AMERICAN EXPRESS CO	COM	025816109	88,650	600	SH		OTR		600	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	2,596,556	12,256	SH		SOLE		12,256	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	6,355	30	SH		OTR		30	0	0
AMGEN INC	COM	031162100	8,705,202	33,145	SH		SOLE		33,145	0	0
AMGEN INC	COM	031162100	120,814	460	SH		OTR		460	0	0
AMPHENOL CORP NEW	CL A	032095101	3,891,591	51,111	SH		SOLE		51,111	0	0
AMPHENOL CORP NEW	CL A	032095101	6,852	90	SH		OTR		90	0	0
APPLE INC	COM	037833100	22,862,742	175,962	SH		SOLE		175,962	0	0
APPLE INC	COM	037833100	415,516	3,198	SH		OTR		3,198	0	0
APPLIED MATLS INC	COM	038222105	246,566	2,532	SH		SOLE		2,532	0	0
APPLIED MATLS INC	COM	038222105	12,172	125	SH		OTR		125	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	6,803,210	28,482	SH		SOLE		28,482	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	501,606	2,100	SH		OTR		2,100	0	0
BP PLC	SPONSORED ADR	055622104	493,386	14,125	SH		SOLE		14,125	0	0
BRP GROUP INC	COM CL A	05589G102	251,400	10,000	SH		SOLE		10,000	0	0
BANK AMERICA CORP	COM	060505104	263,105	7,944	SH		SOLE		7,944	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,727,895	8,831	SH		SOLE		8,831	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	32,743	106	SH		OTR		106	0	0
VOLEX PLC ORD	REG SHS	000939007	845,024	280,403	SH		SOLE		280,403	0	0
BOEING CO	COM	097023105	823,678	4,324	SH		SOLE		4,324	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	811,164	11,274	SH		SOLE		11,274	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	64,755	900	SH		OTR		900	0	0
BROADCOM INC	COM	11135F101	267,264	478	SH		SOLE		478	0	0
CIGNA CORP NEW	COM	125523100	377,396	1,139	SH		SOLE		1,139	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	355,121	8,609	SH		SOLE		8,609	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	4,125	100	SH		OTR		100	0	0
CATERPILLAR INC	COM	149123101	148,527	620	SH		SOLE		620	0	0
CATERPILLAR INC	COM	149123101	521,043	2,175	SH		OTR		2,175	0	0
1CHEMED CORP NEW	COM	16359R103	3,415,797	6,692	SH		SOLE		6,692	0	0
CHEMED CORP NEW	COM	16359R103	2,552	5	SH		OTR		5	0	0
CHEVRON CORP NEW	COM	166764100	7,867,944	43,835	SH		SOLE		43,835	0	0
CHEVRON CORP NEW	COM	166764100	287,542	1,602	SH		OTR		1,602	0	0
CHURCH & DWIGHT CO INC	COM	171340102	4,516,658	56,031	SH		SOLE		56,031	0	0
CHURCH & DWIGHT CO INC	COM	171340102	8,061	100	SH		OTR		100	0	0
CISCO SYS INC	COM	17275R102	844,228	17,721	SH		SOLE		17,721	0	0
CISCO SYS INC	COM	17275R102	33,348	700	SH		OTR		700	0	0
CLOROX CO DEL	COM	189054109	2,419,850	17,244	SH		SOLE		17,244	0	0
COCA COLA CO	COM	191216100	652,511	10,258	SH		SOLE		10,258	0	0
COCA COLA CO	COM	191216100	128,810	2,025	SH		OTR		2,025	0	0
COLGATE PALMOLIVE CO	COM	194162103	687,757	8,729	SH		SOLE		8,729	0	0
COMCAST CORP NEW	CL A	20030N101	4,288,231	122,626	SH		SOLE		122,626	0	0
COMCAST CORP NEW	CL A	20030N101	14,722	421	SH		OTR		421	0	0
CONOCOPHILLIPS	COM	20825C104	782,104	6,628	SH		SOLE		6,628	0	0
COSTCO WHSL CORP NEW	COM	22160K105	4,847,573	10,619	SH		SOLE		10,619	0	0
COSTCO WHSL CORP NEW	COM	22160K105	84,452	185	SH		OTR		185	0	0
DANAHER CORPORATION	COM	235851102	408,746	1,540	SH		SOLE		1,540	0	0
DEERE & CO	COM	244199105	692,018	1,614	SH		SOLE		1,614	0	0
DISNEY WALT CO	COM	254687106	984,176	11,328	SH		SOLE		11,328	0	0
DISNEY WALT CO	COM	254687106	139,616	1,607	SH		OTR		1,607	0	0
ECOLAB INC	COM	278865100	3,483,978	23,935	SH		SOLE		23,935	0	0
ECOLAB INC	COM	278865100	7,278	50	SH		OTR		50	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	220,099	2,950	SH		SOLE		2,950	0	0
EMERSON ELEC CO	COM	291011104	285,586	2,973	SH		SOLE		2,973	0	0
EMERSON ELEC CO	COM	291011104	156,577	1,630	SH		OTR		1,630	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	209,120	8,670	SH		SOLE		8,670	0	0
ESSENTIAL UTILS INC	COM	29670G102	226,717	4,750	SH		SOLE		4,750	0	0
EVERSOURCE ENERGY	COM	30040W108	700,818	8,359	SH		SOLE		8,359	0	0
EXXON MOBIL CORP	COM	30231G102	12,017,074	108,949	SH		SOLE		108,949	0	0
EXXON MOBIL CORP	COM	30231G102	409,213	3,710	SH		OTR		3,710	0	0
FISERV INC	COM	337738108	3,658,835	36,201	SH		SOLE		36,201	0	0
FISERV INC	COM	337738108	5,053	50	SH		OTR		50	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	605,215	7,223	SH		SOLE		7,223	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	3,351	40	SH		OTR		40	0	0
GENERAL MLS INC	COM	370334104	515,342	6,146	SH		SOLE		6,146	0	0
HERSHEY CO	COM	427866108	3,493,928	15,088	SH		SOLE		15,088	0	0
HOME DEPOT INC	COM	437076102	11,363,379	35,976	SH		SOLE		35,976	0	0
HOME DEPOT INC	COM	437076102	549,280	1,739	SH		OTR		1,739	0	0
HONEYWELL INTL INC	COM	438516106	1,007,424	4,701	SH		SOLE		4,701	0	0
HORMEL FOODS CORP	COM	440452100	227,750	5,000	SH		SOLE		5,000	0	0
IDEXX LABS INC	COM	45168D104	2,590,138	6,349	SH		SOLE		6,349	0	0
IDEXX LABS INC	COM	45168D104	6,935	17	SH		OTR		17	0	0
ILLINOIS TOOL WKS INC	COM	452308109	4,717,283	21,413	SH		SOLE		21,413	0	0
ILLINOIS TOOL WKS INC	COM	452308109	94,508	429	SH		OTR		429	0	0
INTEL CORP	COM	458140100	760,893	28,789	SH		SOLE		28,789	0	0
INTEL CORP	COM	458140100	181,679	6,874	SH		OTR		6,874	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	397,309	2,820	SH		SOLE		2,820	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	2,449,796	23,367	SH		SOLE		23,367	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	33,653	321	SH		OTR		321	0	0
INVESCO QQQ TR	UNIT SER 1	46040E103	462,794	1,738	SH		SOLE		1,738	0	0
INTUIT	COM	461202103	968,768	2,489	SH		SOLE		2,489	0	0
INTUIT	COM	461202103	16,736	43	SH		OTR		43	0	0
ISHARES GOLD TR	ISHARES NEW	464285204	200,276	5,790	SH		SOLE		5,790	0	0
ISHARES TR	TIPS BD ETF	464287176	733,797	6,894	SH		SOLE		6,894	0	0
ISHARES TR	CORE S&P500 ETF	464287200	74,483,334	193,861	SH		SOLE		193,861	0	0
ISHARES TR	CORE S&P500 ETF	464287200	336,183	875	SH		OTR		875	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	372,215	9,821	SH		SOLE		9,821	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	5,268	139	SH		OTR		139	0	0
ISHARES TR	MSCI EAFE ETF	464287465	2,365,337	36,035	SH		SOLE		36,035	0	0
1ISHARES TR	MSCI EAFE ETF	464287465	115,985	1,767	SH		OTR		1,767	0	0
ISHARES TR	RUS MID CAP ETF	464287499	469,856	6,966	SH		SOLE		6,966	0	0
ISHARES TR	RUS MID CAP ETF	464287499	56,388	836	SH		OTR		836	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	55,056,824	227,611	SH		SOLE		227,611	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	273,819	1,132	SH		OTR		1,132	0	0
ISHARES TR	GLOBAL 100 ETF	464287572	835,596	13,046	SH		SOLE		13,046	0	0
ISHARES TR	GLOBAL 100 ETF	464287572	138,988	2,170	SH		OTR		2,170	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	5,361,918	30,752	SH		SOLE		30,752	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	63,641	365	SH		OTR		365	0	0
ISHARES TR	U.S. REAL ES ETF	464287739	608,188	7,224	SH		SOLE		7,224	0	0
ISHARES TR	U.S. REAL ES ETF	464287739	23,152	275	SH		OTR		275	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	24,476,080	258,623	SH		SOLE		258,623	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	126,722	1,339	SH		OTR		1,339	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	815,599	7,822	SH		SOLE		7,822	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	912,726	10,790	SH		SOLE		10,790	0	0
ISHARES TR	USD INV GRDE ETF	464288620	327,465	6,668	SH		SOLE		6,668	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	496,783	10,034	SH		SOLE		10,034	0	0
ISHARES TR	MSCI USA ESG SLC	464288802	272,973	3,316	SH		SOLE		3,316	0	0
ISHARES TR	FLTG RATE NT ETF	46429B655	20,225,160	401,851	SH		SOLE		401,851	0	0
ISHARES TR	FLTG RATE NT ETF	46429B655	73,381	1,458	SH		OTR		1,458	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	35,382,839	574,024	SH		SOLE		574,024	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	77,543	1,258	SH		OTR		1,258	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	14,506,467	310,631	SH		SOLE		310,631	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	6,631	142	SH		OTR		142	0	0
ISHARES TR	CORE MSCI INTL	46435G326	10,192,390	182,072	SH		SOLE		182,072	0	0
ISHARES TR	CORE MSCI INTL	46435G326	210,932	3,768	SH		OTR		3,768	0	0
ISHARES TR	BROAD USD HIGH	46435U853	757,277	21,931	SH		SOLE		21,931	0	0
ISHARES TR	BROAD USD HIGH	46435U853	18,128	525	SH		OTR		525	0	0
JPMORGAN CHASE & CO	COM	46625H100	10,957,579	81,712	SH		SOLE		81,712	0	0
JPMORGAN CHASE & CO	COM	46625H100	471,093	3,513	SH		OTR		3,513	0	0
J P MORGAN EXCHANGE TRADED F	HIGH YLD RESRCH	46641Q878	957,202	21,834	SH		SOLE		21,834	0	0
J P MORGAN EXCHANGE TRADED F	HIGH YLD RESRCH	46641Q878	13,984	319	SH		OTR		319	0	0
JOHNSON & JOHNSON	COM	478160104	13,750,965	77,843	SH		SOLE		77,843	0	0
JOHNSON & JOHNSON	COM	478160104	619,158	3,505	SH		OTR		3,505	0	0
KIMBERLY-CLARK CORP	COM	494368103	154,076	1,135	SH		SOLE		1,135	0	0
KIMBERLY-CLARK CORP	COM	494368103	101,812	750	SH		OTR		750	0	0
LILLY ELI & CO	COM	532457108	863,382	2,360	SH		SOLE		2,360	0	0
LILLY ELI & CO	COM	532457108	119,995	328	SH		OTR		328	0	0
LIVONIA, AVON & LAKEVILLE RA	REG SHS	539184309	1,551,438	6	SH		SOLE		6	0	0
LOWES COS INC	COM	548661107	472,796	2,373	SH		SOLE		2,373	0	0
M & T BK CORP	COM	55261F104	232,966	1,606	SH		SOLE		1,606	0	0
MSCI INC	COM	55354G100	3,492,496	7,508	SH		SOLE		7,508	0	0
MSCI INC	COM	55354G100	930	2	SH		OTR		2	0	0
MARSH & MCLENNAN COS INC	COM	571748102	5,827,874	35,218	SH		SOLE		35,218	0	0
MARSH & MCLENNAN COS INC	COM	571748102	3,971	24	SH		OTR		24	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	2,489,399	7,159	SH		SOLE		7,159	0	0
MCDONALDS CORP	COM	580135101	9,391,155	35,636	SH		SOLE		35,636	0	0
MCDONALDS CORP	COM	580135101	324,668	1,232	SH		OTR		1,232	0	0
MERCK & CO INC	COM	58933Y105	2,158,643	19,456	SH		SOLE		19,456	0	0
MERCK & CO INC	COM	58933Y105	44,380	400	SH		OTR		400	0	0
MICROSOFT CORP	COM	594918104	20,339,853	84,813	SH		SOLE		84,813	0	0
MICROSOFT CORP	COM	594918104	1,045,855	4,361	SH		OTR		4,361	0	0
MONDELEZ INTL INC	CL A	609207105	291,593	4,375	SH		SOLE		4,375	0	0
MONDELEZ INTL INC	CL A	609207105	6,665	100	SH		OTR		100	0	0
MONSTER BEVERAGE CORP NEW	COM	61174X109	4,657,282	45,871	SH		SOLE		45,871	0	0
NETFLIX INC	COM	64110L106	2,914,888	9,885	SH		SOLE		9,885	0	0
NETFLIX INC	COM	64110L106	1,474	5	SH		OTR		5	0	0
NEXTERA ENERGY INC	COM	65339F101	8,553,283	102,312	SH		SOLE		102,312	0	0
NEXTERA ENERGY INC	COM	65339F101	306,394	3,665	SH		OTR		3,665	0	0
NIKE INC	CL B	654106103	3,010,667	25,730	SH		SOLE		25,730	0	0
1NIKE INC	CL B	654106103	46,804	400	SH		OTR		400	0	0
NOKIA CORP	SPONSORED ADR	654902204	46,400	10,000	SH		SOLE		10,000	0	0
NORFOLK SOUTHN CORP	COM	655844108	3,816,306	15,487	SH		SOLE		15,487	0	0
NORFOLK SOUTHN CORP	COM	655844108	79,347	322	SH		OTR		322	0	0
NORTHERN TR CORP	COM	665859104	1,073,826	12,135	SH		SOLE		12,135	0	0
NORTHERN TR CORP	COM	665859104	48,669	550	SH		OTR		550	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	322,237	3,552	SH		SOLE		3,552	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	24,948	275	SH		OTR		275	0	0
NUCOR CORP	COM	670346105	1,209,224	9,174	SH		SOLE		9,174	0	0
NVIDIA CORPORATION	COM	67066G104	4,190,564	28,675	SH		SOLE		28,675	0	0
NVIDIA CORPORATION	COM	67066G104	730	5	SH		OTR		5	0	0
ORACLE CORP	COM	68389X105	346,986	4,245	SH		SOLE		4,245	0	0
OTIS WORLDWIDE CORP	COM	68902V107	299,379	3,823	SH		SOLE		3,823	0	0
OTIS WORLDWIDE CORP	COM	68902V107	3,915	50	SH		OTR		50	0	0
PNC FINL SVCS GROUP INC	COM	693475105	457,710	2,898	SH		SOLE		2,898	0	0
PPG INDS INC	COM	693506107	220,799	1,756	SH		SOLE		1,756	0	0
PACKAGING CORP AMER	COM	695156109	2,683,935	20,983	SH		SOLE		20,983	0	0
PACKAGING CORP AMER	COM	695156109	6,907	54	SH		OTR		54	0	0
PEPSICO INC	COM	713448108	10,057,522	55,671	SH		SOLE		55,671	0	0
PEPSICO INC	COM	713448108	249,491	1,381	SH		OTR		1,381	0	0
PFIZER INC	COM	717081103	1,591,360	31,057	SH		SOLE		31,057	0	0
PFIZER INC	COM	717081103	75,579	1,475	SH		OTR		1,475	0	0
PHILIP MORRIS INTL INC	COM	718172109	304,338	3,007	SH		SOLE		3,007	0	0
PHILIP MORRIS INTL INC	COM	718172109	75,907	750	SH		OTR		750	0	0
PHILLIPS 66	COM	718546104	487,718	4,686	SH		SOLE		4,686	0	0
PIMCO ETF TR	INV GRD CRP BD	72201R817	7,014,804	75,428	SH		SOLE		75,428	0	0
PIMCO ETF TR	INV GRD CRP BD	72201R817	91,233	981	SH		OTR		981	0	0
PLYMOUTH INDL REIT INC	COM	729640102	1,350,770	70,426	SH		SOLE		70,426	0	0
PRICE T ROWE GROUP INC	COM	74144T108	4,717,390	43,255	SH		SOLE		43,255	0	0
PRICE T ROWE GROUP INC	COM	74144T108	41,879	384	SH		OTR		384	0	0
PROCTER AND GAMBLE CO	COM	742718109	3,841,894	25,349	SH		SOLE		25,349	0	0
PROCTER AND GAMBLE CO	COM	742718109	696,872	4,598	SH		OTR		4,598	0	0
PROLOGIS INC.	COM	74340W103	839,725	7,449	SH		SOLE		7,449	0	0
PUBLIC STORAGE	COM	74460D109	3,145,412	11,226	SH		SOLE		11,226	0	0
PUBLIC STORAGE	COM	74460D109	11,207	40	SH		OTR		40	0	0
QUALCOMM INC	COM	747525103	5,266,565	47,904	SH		SOLE		47,904	0	0
QUALCOMM INC	COM	747525103	6,046	55	SH		OTR		55	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	373,891	2,390	SH		SOLE		2,390	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	19,555	125	SH		OTR		125	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E103	6,063,172	60,079	SH		SOLE		60,079	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E103	54,294	538	SH		OTR		538	0	0
RESMED INC	COM	761152107	5,483,809	26,348	SH		SOLE		26,348	0	0
RESMED INC	COM	761152107	36,422	175	SH		OTR		175	0	0
SHELL PLC	SPON ADS	780259305	427,409	7,505	SH		SOLE		7,505	0	0
SHELL PLC	SPON ADS	780259305	19,932	350	SH		OTR		350	0	0
S&P GLOBAL INC	COM	78409V104	4,653,991	13,895	SH		SOLE	��	13,895	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,481,970	6,490	SH		SOLE		6,490	0	0
SPDR GOLD TR	GOLD SHS	78463V107	5,356,043	31,573	SH		SOLE		31,573	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	4,085,227	123,945	SH		SOLE		123,945	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	84,707	2,570	SH		OTR		2,570	0	0
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	3,313,799	67,670	SH		SOLE		67,670	0	0
SPDR SER TR	PORTFLI TIPS ETF	78464A656	5,217,172	202,530	SH		SOLE		202,530	0	0
SPDR SER TR	PORTFLI TIPS ETF	78464A656	23,828	925	SH		OTR		925	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	350,308	2,800	SH		SOLE		2,800	0	0
SPDR SER TR	S&P BK ETF	78464A797	1,328,313	29,420	SH		SOLE		29,420	0	0
SPDR SER TR	S&P BK ETF	78464A797	48,942	1,084	SH		OTR		1,084	0	0
SPDR SER TR	S&P 600 SML CAP	78464A813	353,009	4,294	SH		SOLE		4,294	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	972,272	22,877	SH		SOLE		22,877	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	4,639,996	10,479	SH		SOLE		10,479	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	13,283	30	SH		OTR		30	0	0
SPDR SER TR	PORTFOLIO SH TSR	78468R101	36,554,834	1,265,311	SH		SOLE		1,265,311	0	0
SPDR SER TR	PORTFOLIO SH TSR	78468R101	135,783	4,700	SH		OTR		4,700	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	361,196	9,770	SH		SOLE		9,770	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	2,623,050	54,375	SH		SOLE		54,375	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	13,854,757	267,518	SH		SOLE		267,518	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	26,412	510	SH		OTR		510	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	3,150,581	36,019	SH		SOLE		36,019	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	20,642	236	SH		OTR		236	0	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	448,721	4,569	SH		SOLE		4,569	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	482,827	3,880	SH		SOLE		3,880	0	0
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	425,143	8,859	SH		SOLE		8,859	0	0
SOUTHERN CO	COM	842587107	533,361	7,469	SH		SOLE		7,469	0	0
STARBUCKS CORP	COM	855244109	6,750,758	68,052	SH		SOLE		68,052	0	0
STARBUCKS CORP	COM	855244109	16,268	164	SH		OTR		164	0	0
STATE STR CORP	COM	857477103	290,266	3,742	SH		SOLE		3,742	0	0
STRYKER CORPORATION	COM	863667101	9,087,937	37,171	SH		SOLE		37,171	0	0
STRYKER CORPORATION	COM	863667101	34,228	140	SH		OTR		140	0	0
SYSCO CORP	COM	871829107	298,155	3,900	SH		SOLE		3,900	0	0
TJX COS INC NEW	COM	872540109	6,505,469	81,727	SH		SOLE		81,727	0	0
TJX COS INC NEW	COM	872540109	6,368	80	SH		OTR		80	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	2,434,854	32,687	SH		SOLE		32,687	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	19,069	256	SH		OTR		256	0	0
TARGET CORP	COM	87612E106	1,568,049	10,521	SH		SOLE		10,521	0	0
TEXAS INSTRS INC	COM	882508104	1,672,026	10,120	SH		SOLE		10,120	0	0
TEXAS INSTRS INC	COM	882508104	24,783	150	SH		OTR		150	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	352,441	640	SH		SOLE		640	0	0
3M CO	COM	88579Y101	5,589,471	46,610	SH		SOLE		46,610	0	0
3M CO	COM	88579Y101	110,446	921	SH		OTR		921	0	0
TORO CO	COM	891092108	7,292,570	64,422	SH		SOLE		64,422	0	0
TORO CO	COM	891092108	35,658	315	SH		OTR		315	0	0
TORONTO DOMINION BK ONT	COM NEW	891160509	557,583	8,610	SH		SOLE		8,610	0	0
TRACTOR SUPPLY CO	COM	892356106	4,858,902	21,598	SH		SOLE		21,598	0	0
TRACTOR SUPPLY CO	COM	892356106	9,898	44	SH		OTR		44	0	0
TRAVELERS COMPANIES INC	COM	89417E109	222,550	1,187	SH		SOLE		1,187	0	0
TRAVELERS COMPANIES INC	COM	89417E109	7,499	40	SH		OTR		40	0	0
TRUIST FINL CORP	COM	89832Q109	590,672	13,727	SH		SOLE		13,727	0	0
TRUIST FINL CORP	COM	89832Q109	10,757	250	SH		OTR		250	0	0
US BANCORP DEL	COM NEW	902973304	7,093,907	162,667	SH		SOLE		162,667	0	0
US BANCORP DEL	COM NEW	902973304	39,205	899	SH		OTR		899	0	0
UNION PAC CORP	COM	907818108	5,380,713	25,985	SH		SOLE		25,985	0	0
UNION PAC CORP	COM	907818108	187,398	905	SH		OTR		905	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	7,522,724	14,189	SH		SOLE		14,189	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	60,440	114	SH		OTR		114	0	0
V F CORP	COM	918204108	196,721	7,125	SH		SOLE		7,125	0	0
V F CORP	COM	918204108	11,044	400	SH		OTR		400	0	0
VANECK ETF TRUST	EMERGING MRKT HI	92189F353	4,070,299	223,520	SH		SOLE		223,520	0	0
VANECK ETF TRUST	EMERGING MRKT HI	92189F353	27,660	1,519	SH		OTR		1,519	0	0
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	186,704	920	SH		SOLE		920	0	0
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	25,773	127	SH		OTR		127	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,642,257	10,815	SH		SOLE		10,815	0	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	31,926,459	429,581	SH		SOLE		429,581	0	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	23,856	321	SH		OTR		321	0	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	227,420	3,021	SH		SOLE		3,021	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,134,104	57,546	SH		SOLE		57,546	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	109,771	1,528	SH		OTR		1,528	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	9,288,548	221,314	SH		SOLE		221,314	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	24,930	594	SH		OTR		594	0	0
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	13,190,827	216,314	SH		SOLE		216,314	0	0
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	41,283	677	SH		OTR		677	0	0
VANGUARD WORLD FDS	ENERGY ETF	92204A306	534,723	4,409	SH		SOLE		4,409	0	0
1VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,338,534	34,339	SH		SOLE		34,339	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	25,960	666	SH		OTR		666	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	21,252,389	274,189	SH		SOLE		274,189	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	100,840	1,301	SH		OTR		1,301	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,092,585	42,283	SH		SOLE		42,283	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,297,147	3,692	SH		SOLE		3,692	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	215,241	1,010	SH		SOLE		1,010	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	334,361	2,382	SH		SOLE		2,382	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	309,345	1,618	SH		SOLE		1,618	0	0
VERISIGN INC	COM	92343E102	2,600,254	12,657	SH		SOLE		12,657	0	0
VERISIGN INC	COM	92343E102	14,380	70	SH		OTR		70	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	4,890,800	124,132	SH		SOLE		124,132	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	80,494	2,043	SH		OTR		2,043	0	0
VISA INC	COM CL A	92826C839	9,191,925	44,243	SH		SOLE		44,243	0	0
VISA INC	COM CL A	92826C839	68,560	330	SH		OTR		330	0	0
WEC ENERGY GROUP INC	COM	92939U106	3,553,879	37,904	SH		SOLE		37,904	0	0
WEC ENERGY GROUP INC	COM	92939U106	48,755	520	SH		OTR		520	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	232,042	6,211	SH		SOLE		6,211	0	0
WARNER BROS DISCOVERY INC	COM SER A	934423104	96,847	10,216	SH		SOLE		10,216	0	0
WARNER BROS DISCOVERY INC	COM SER A	934423104	6,351	670	SH		OTR		670	0	0
WELLS FARGO CO NEW	COM	949746101	232,256	5,625	SH		SOLE		5,625	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	241,102	1,891	SH		SOLE		1,891	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	11,475	90	SH		OTR		90	0	0