Cape Cod Five Cents Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
OJSC OC ROSNEFT RUB 0.01 GDR	REG SHS	00B17FSC2	35,640	30,000	SH		SOLE		30,000	0	0
GLENCORE PLC	REG SHS	00B4T3BW6	424,299	74,000	SH		SOLE		74,000	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	9,130,380	29,730	SH		SOLE		29,730	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	46,066	150	SH		OTR		150	0	0
EATON CORP PLC	SHS	G29183103	544,717	2,554	SH		SOLE		2,554	0	0
MEDTRONIC PLC	SHS	G5960L103	363,903	2,544	SH		SOLE		4,644	0	0
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	227,908	1,710	SH		SOLE		1,710	0	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	353,196	600	SH		OTR		600	0	0
AT&T INC	COM	00206R102	994,354	66,202	SH		SOLE		66,202	0	0
AT&T INC	COM	00206R102	80,296	5,346	SH		OTR		5,346	0	0
ABBOTT LABS	COM	002824100	3,870,126	39,960	SH		SOLE		39,960	0	0
ABBOTT LABS	COM	002824100	194,668	2,010	SH		OTR		2,010	0	0
ABBVIE INC	COM	00287Y109	4,983,970	33,436	SH		SOLE		33,436	0	0
ABBVIE INC	COM	00287Y109	397,990	2,670	SH		OTR		2,670	0	0
ABRDN GOLD ETF TRUST	PHYSCL GOLD SHS	00326A104	4,062,579	229,654	SH		SOLE		229,654	0	0
ABRDN PRECIOUS METALS BASKET	PHYSCL PRECS MET	003263100	45,099,230	535,908	SH		SOLE		535,908	0	0
ABRDN PRECIOUS METALS BASKET	PHYSCL PRECS MET	003263100	72,373	860	SH		OTR		860	0	0
ADOBE INC	COM	00724F101	26,768,730	52,498	SH		SOLE		52,498	0	0
ADOBE INC	COM	00724F101	428,316	840	SH		OTR		840	0	0
AIR PRODS & CHEMS INC	COM	009158106	375,788	1,326	SH		SOLE		1,326	0	0
ALLSTATE CORP	COM	020002101	732,854	6,578	SH		SOLE		6,578	0	0
ALPHABET INC	CAP STK CL C	02079K107	30,631,128	232,318	SH		SOLE		232,318	0	0
ALPHABET INC	CAP STK CL C	02079K107	798,483	6,056	SH		OTR		6,056	0	0
ALPHABET INC	CAP STK CL A	02079K305	3,126,507	23,892	SH		SOLE		23,892	0	0
ALTRIA GROUP INC	COM	02209S103	405,782	9,650	SH		SOLE		9,650	0	0
ALTRIA GROUP INC	COM	02209S103	63,075	1,500	SH		OTR		1,500	0	0
AMAZON COM INC	COM	023135106	3,196,813	25,148	SH		SOLE		25,148	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	225,359	2,996	SH		SOLE		2,996	0	0
AMERICAN EXPRESS CO	COM	025816109	2,407,329	16,136	SH		SOLE		16,136	0	0
AMERICAN EXPRESS CO	COM	025816109	179,028	1,200	SH		OTR		1,200	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	5,016,382	30,504	SH		SOLE		30,504	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	8,222	50	SH		OTR		50	0	0
AMERIPRISE FINL INC	COM	03076C106	425,946	1,292	SH		SOLE		1,292	0	0
AMGEN INC	COM	031162100	18,841,151	70,104	SH		SOLE		70,104	0	0
AMGEN INC	COM	031162100	247,259	920	SH		OTR		920	0	0
AMPHENOL CORP NEW	CL A	032095101	9,326,753	111,046	SH		SOLE		111,046	0	0
AMPHENOL CORP NEW	CL A	032095101	8,399	100	SH		OTR		100	0	0
APPLE INC	COM	037833100	57,078,332	333,382	SH		SOLE		333,382	0	0
APPLE INC	COM	037833100	1,444,327	8,436	SH		OTR		8,436	0	0
APPLIED MATLS INC	COM	038222105	6,270,123	45,288	SH		SOLE		45,288	0	0
APPLIED MATLS INC	COM	038222105	308,743	2,230	SH		OTR		2,230	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	15,083,884	62,698	SH		SOLE		62,698	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,008,030	4,190	SH		OTR		4,190	0	0
BP PLC	SPONSORED ADR	055622104	815,598	21,064	SH		SOLE		21,064	0	0
BRP GROUP INC	COM CL A	05589G102	929,200	40,000	SH		SOLE		40,000	0	0
BANK AMERICA CORP	COM	060505104	344,659	12,588	SH		SOLE		12,588	0	0
BANK NEW YORK MELLON CORP	COM	064058100	286,352	6,714	SH		SOLE		6,714	0	0
BECTON DICKINSON & CO	COM	075887109	361,942	1,400	SH		SOLE		1,400	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	14,661,456	41,854	SH		SOLE		41,854	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	58,149	166	SH		OTR		166	0	0
VOLEX PLC ORD	REG SHS	000939007	2,171,762	565,922	SH		SOLE		565,922	0	0
BOEING CO	COM	097023105	1,492,803	7,788	SH		SOLE		7,788	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,303,114	22,452	SH		SOLE		22,452	0	0
1BRISTOL-MYERS SQUIBB CO	COM	110122108	55,138	950	SH		OTR		950	0	0
BROADCOM INC	COM	11135F101	847,191	1,020	SH		SOLE		1,020	0	0
THE CIGNA GROUP	COM	125523100	1,592,837	5,568	SH		SOLE		5,568	0	0
CVS HEALTH CORP	COM	126650100	209,180	2,996	SH		SOLE		2,996	0	0
CVS HEALTH CORP	COM	126650100	13,964	200	SH		OTR		200	0	0
CANADIAN NAT RES LTD	COM	136385101	244,193	3,776	SH		SOLE		3,776	0	0
CAPITAL ONE FINL CORP	COM	14040H105	214,868	2,214	SH		SOLE		2,214	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	837,825	15,178	SH		SOLE		15,178	0	0
CATERPILLAR INC	COM	149123101	217,854	798	SH		SOLE		798	0	0
CATERPILLAR INC	COM	149123101	1,187,550	4,350	SH		OTR		4,350	0	0
CHEMED CORP NEW	COM	16359R103	6,914,088	13,304	SH		SOLE		13,304	0	0
CHEMED CORP NEW	COM	16359R103	21,827	42	SH		OTR		42	0	0
CHEVRON CORP NEW	COM	166764100	16,471,138	97,682	SH		SOLE		97,682	0	0
CHEVRON CORP NEW	COM	166764100	509,569	3,022	SH		OTR		3,022	0	0
CHURCH & DWIGHT CO INC	COM	171340102	9,171,979	100,098	SH		SOLE		100,098	0	0
CHURCH & DWIGHT CO INC	COM	171340102	18,326	200	SH		OTR		200	0	0
CISCO SYS INC	COM	17275R102	1,729,351	32,168	SH		SOLE		32,168	0	0
CISCO SYS INC	COM	17275R102	72,576	1,350	SH		OTR		1,350	0	0
CINTAS CORP	COM	172908105	355,947	740	SH		SOLE		740	0	0
CLOROX CO DEL	COM	189054109	4,831,133	36,862	SH		SOLE		36,862	0	0
CLOROX CO DEL	COM	189054109	14,416	110	SH		OTR		110	0	0
COCA COLA CO	COM	191216100	916,392	16,370	SH		SOLE		16,370	0	0
COCA COLA CO	COM	191216100	223,920	4,000	SH		OTR		4,000	0	0
COLGATE PALMOLIVE CO	COM	194162103	633,590	8,910	SH		SOLE		8,910	0	0
COMCAST CORP NEW	CL A	20030N101	13,102,824	295,508	SH		SOLE		295,508	0	0
COMCAST CORP NEW	CL A	20030N101	52,409	1,182	SH		OTR		1,182	0	0
CONOCOPHILLIPS	COM	20825C104	1,301,267	10,862	SH		SOLE		10,862	0	0
CORTEVA INC	COM	22052L104	193,896	3,790	SH		SOLE		3,790	0	0
CORTEVA INC	COM	22052L104	57,299	1,120	SH		OTR		1,120	0	0
COSTCO WHSL CORP NEW	COM	22160K105	11,034,798	19,532	SH		SOLE		19,532	0	0
COSTCO WHSL CORP NEW	COM	22160K105	209,035	370	SH		OTR		370	0	0
DANAHER CORPORATION	COM	235851102	779,034	3,140	SH		SOLE		3,140	0	0
DEERE & CO	COM	244199105	1,212,144	3,212	SH		SOLE		3,212	0	0
DISNEY WALT CO	COM	254687106	1,653,095	20,396	SH		SOLE		20,396	0	0
DISNEY WALT CO	COM	254687106	260,494	3,214	SH		OTR		3,214	0	0
DISCOVER FINL SVCS	COM	254709108	215,535	2,488	SH		SOLE		2,488	0	0
DOMINION ENERGY INC	COM	25746U109	212,450	4,756	SH		SOLE		4,756	0	0
DOVER CORP	COM	260003108	292,133	2,094	SH		SOLE		2,094	0	0
DOW INC	COM	260557103	237,382	4,604	SH		SOLE		4,604	0	0
DOW INC	COM	260557103	56,716	1,100	SH		OTR		1,100	0	0
EOG RES INC	COM	26875P101	266,196	2,100	SH		SOLE		2,100	0	0
EASTMAN CHEM CO	COM	277432100	354,599	4,622	SH		SOLE		4,622	0	0
EBAY INC.	COM	278642103	300,517	6,816	SH		SOLE		6,816	0	0
ECOLAB INC	COM	278865100	12,432,604	73,392	SH		SOLE		73,392	0	0
ECOLAB INC	COM	278865100	35,574	210	SH		OTR		210	0	0
EDWARDS LIFESCIENCES CORP	COM	28776E112	406,673	5,870	SH		SOLE		5,870	0	0
EMERSON ELEC CO	COM	291011104	542,143	5,614	SH		SOLE		5,614	0	0
EMERSON ELEC CO	COM	291011104	314,818	3,260	SH		OTR		3,260	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	452,699	16,540	SH		SOLE		16,540	0	0
ESSENTIAL UTILS INC	COM	29670G102	323,113	9,412	SH		SOLE		9,412	0	0
EVERSOURCE ENERGY	COM	30040W108	1,067,982	18,366	SH		SOLE		18,366	0	0
EXXON MOBIL CORP	COM	30231G102	26,780,961	227,768	SH		SOLE		227,768	0	0
EXXON MOBIL CORP	COM	30231G102	875,265	7,444	SH		OTR		7,444	0	0
FEDEX CORP	COM	31428X106	624,681	2,358	SH		SOLE		2,358	0	0
FISERV INC	COM	337738108	640,483	5,670	SH		SOLE		5,670	0	0
FISERV INC	COM	337738108	9,036	80	SH		OTR		80	0	0
FORTINET INC	COM	34959E113	6,685,177	113,926	SH		SOLE		113,926	0	0
FORTINET INC	COM	34959E113	29,926	510	SH		OTR		510	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	1,345,835	12,174	SH		SOLE		12,174	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	6,633	60	SH		OTR		60	0	0
1GENERAL MLS INC	COM	370334104	765,576	11,964	SH		SOLE		11,964	0	0
GILEAD SCIENCES INC	COM	375558103	331,984	4,430	SH		SOLE		4,430	0	0
HALLIBURTON CO	COM	406216101	203,796	5,032	SH		SOLE		5,032	0	0
HERSHEY CO	COM	427866108	6,035,213	30,164	SH		SOLE		30,164	0	0
HERSHEY CO	COM	427866108	14,005	70	SH		OTR		70	0	0
HOME DEPOT INC	COM	437076102	21,064,177	69,712	SH		SOLE		69,712	0	0
HOME DEPOT INC	COM	437076102	991,689	3,282	SH		OTR		3,282	0	0
HONEYWELL INTL INC	COM	438516106	1,266,207	6,854	SH		SOLE		6,854	0	0
HORMEL FOODS CORP	COM	440452100	380,300	10,000	SH		SOLE		10,000	0	0
IDEXX LABS INC	COM	45168D104	5,711,620	13,062	SH		SOLE		13,062	0	0
IDEXX LABS INC	COM	45168D104	14,867	34	SH		OTR		34	0	0
ILLINOIS TOOL WKS INC	COM	452308109	8,179,689	35,516	SH		SOLE		35,516	0	0
ILLINOIS TOOL WKS INC	COM	452308109	181,944	790	SH		OTR		790	0	0
INTEL CORP	COM	458140100	875,169	24,618	SH		SOLE		24,618	0	0
INTEL CORP	COM	458140100	463,856	13,048	SH		OTR		13,048	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	578,036	4,120	SH		SOLE		4,120	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	218,962	3,212	SH		SOLE		3,212	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	32,994	484	SH		OTR		484	0	0
INVESCO QQQ TR	UNIT SER 1	G491BT108	1,238,181	3,456	SH		SOLE		3,456	0	0
INTUIT	COM	461202103	10,028,730	19,628	SH		SOLE		19,628	0	0
INTUIT	COM	461202103	59,269	116	SH		OTR		116	0	0
ISHARES GOLD TR	ISHARES NEW	464285204	405,184	11,580	SH		SOLE		11,580	0	0
ISHARES TR	TIPS BD ETF	464287176	1,286,128	12,400	SH		SOLE		12,400	0	0
ISHARES TR	CORE S&P500 ETF	464287200	165,053,138	384,354	SH		SOLE		384,354	0	0
ISHARES TR	CORE S&P500 ETF	464287200	1,308,043	3,046	SH		OTR		3,046	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	548,832	14,462	SH		SOLE		14,462	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	10,550	278	SH		OTR		278	0	0
ISHARES TR	MSCI EAFE ETF	464287465	4,819,851	69,934	SH		SOLE		69,934	0	0
ISHARES TR	MSCI EAFE ETF	464287465	243,563	3,534	SH		OTR		3,534	0	0
ISHARES TR	RUS MID CAP ETF	464287499	853,991	12,332	SH		SOLE		12,332	0	0
ISHARES TR	RUS MID CAP ETF	464287499	115,786	1,672	SH		OTR		1,672	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	114,251,671	458,198	SH		SOLE		458,198	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	551,063	2,210	SH		OTR		2,210	0	0
ISHARES TR	GLOBAL 100 ETF	464287572	1,815,766	24,792	SH		SOLE		24,792	0	0
ISHARES TR	GLOBAL 100 ETF	464287572	317,861	4,340	SH		OTR		4,340	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	247,466	1,630	SH		SOLE		1,630	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	446,331	1,678	SH		SOLE		1,678	0	0
ISHARES TR	RUS 1000 ETF	464287622	266,857	1,136	SH		SOLE		1,136	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	10,809,064	61,158	SH		SOLE		61,158	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	129,020	730	SH		OTR		730	0	0
ISHARES TR	U.S. REAL ES ETF	464287739	668,565	8,556	SH		SOLE		8,556	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	55,404,725	587,350	SH		SOLE		587,350	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	452,029	4,792	SH		OTR		4,792	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	1,596,798	15,524	SH		SOLE		15,524	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	1,516,387	18,376	SH		SOLE		18,376	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	397,239	3,874	SH		SOLE		3,874	0	0
ISHARES TR	USD INV GRDE ETF	464288620	1,118,877	23,276	SH		SOLE		23,276	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	1,447,142	29,746	SH		SOLE		29,746	0	0
ISHARES TR	US REGNL BKS ETF	464288778	460,656	13,710	SH		SOLE		13,710	0	0
ISHARES TR	US REGNL BKS ETF	464288778	15,052	448	SH		OTR		448	0	0
ISHARES TR	FLTG RATE NT ETF	46429B655	42,647,855	838,040	SH		SOLE		838,040	0	0
ISHARES TR	FLTG RATE NT ETF	46429B655	143,408	2,818	SH		OTR		2,818	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	75,068,007	1,166,558	SH		SOLE		166,558	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	121,878	1,894	SH		OTR		1,894	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	31,757,187	667,308	SH		SOLE		667,308	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	30,076	632	SH		OTR		632	0	0
ISHARES INC	MSCI EMRG CHN	46434G764	417,475	8,378	SH		SOLE		8,378	0	0
ISHARES TR	CORE MSCI INTL	46435G326	20,132,942	345,452	SH		SOLE		345,452	0	0
ISHARES TR	CORE MSCI INTL	46435G326	398,052	6,830	SH	��	OTR		6,830	0	0
ISHARES TR	BROAD USD HIGH	46435U853	291,355	8,394	SH		SOLE		8,394	0	0
1JPMORGAN CHASE & CO	COM	46625H100	24,190,786	166,810	SH		SOLE		166,810	0	0
JPMORGAN CHASE & CO	COM	46625H100	1,041,533	7,182	SH		OTR		7,182	0	0
J P MORGAN EXCHANGE TRADED F	BETABUILDERS USD	46641Q878	560,610	12,776	SH		SOLE		12,776	0	0
J P MORGAN EXCHANGE TRADED F	BETABUILDERS USD	46641Q878	27,995	638	SH		OTR		638	0	0
JOHNSON & JOHNSON	COM	478160104	23,961,203	153,844	SH		SOLE		153,844	0	0
JOHNSON & JOHNSON	COM	478160104	1,052,870	6,760	SH		OTR		6,760	0	0
KB FINL GROUP INC	SPONSORED ADR	48241A105	236,300	5,748	SH		SOLE		5,748	0	0
KT CORP	SPONSORED ADR	48268K101	246,964	19,264	SH		SOLE		19,264	0	0
KIMBERLY-CLARK CORP	COM	494368103	293,423	2,428	SH		SOLE		2,428	0	0
KIMBERLY-CLARK CORP	COM	494368103	178,858	1,480	SH		OTR		1,480	0	0
ELI LILLY & CO	COM	532457108	2,400,971	4,470	SH		SOLE		4,470	0	0
ELI LILLY & CO	COM	532457108	352,357	656	SH		OTR		656	0	0
LIVONIA, AVON & LAKEVILLE RA	REG SHS	539184309	3,102,876	12	SH		SOLE		12	0	0
LOCKHEED MARTIN CORP	COM	539830109	7,857,757	19,214	SH		SOLE		19,214	0	0
LOCKHEED MARTIN CORP	COM	539830109	22,901	56	SH		OTR		56	0	0
LOWES COS INC	COM	548661107	783,141	3,768	SH		SOLE		3,768	0	0
MPLX LP	COM UNIT REP LTD	55336V100	382,733	10,760	SH		SOLE		10,760	0	0
MSCI INC	COM	55354G100	8,250,326	16,080	SH		SOLE		16,080	0	0
MAGNA INTL INC	COM	559222401	326,806	6,096	SH		SOLE		6,096	0	0
MARSH & MCLENNAN COS INC	COM	571748102	11,110,475	58,384	SH		SOLE		58,384	0	0
MASCO CORP	COM	574599106	353,197	6,608	SH		SOLE		6,608	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	4,533,169	11,450	SH		SOLE		11,450	0	0
MCCORMICK & CO INC	COM NON VTG	579780206	241,140	3,188	SH		SOLE		3,188	0	0
MCDONALDS CORP	COM	580135101	15,648,862	59,402	SH		SOLE		59,402	0	0
MCDONALDS CORP	COM	580135101	610,127	2,316	SH		OTR		2,316	0	0
MERCK & CO INC	COM	58933Y105	2,650,756	25,748	SH		SOLE		25,748	0	0
MERCK & CO INC	COM	58933Y105	70,006	680	SH		OTR		680	0	0
MICROSOFT CORP	COM	594918104	50,341,285	159,434	SH		SOLE		159,434	0	0
MICROSOFT CORP	COM	594918104	2,993,310	9,480	SH		OTR		9,480	0	0
MONDELEZ INTL INC	CL A	609207105	535,212	7,712	SH		SOLE		7,712	0	0
MONSTER BEVERAGE CORP NEW	COM	61174X109	9,543,284	180,232	SH		SOLE		180,232	0	0
MORGAN STANLEY	COM NEW	617446448	300,382	3,678	SH		SOLE		3,678	0	0
NATIONAL STORAGE AFFILIATES	COM SHS BEN IN	637870106	212,531	6,696	SH		SOLE		6,696	0	0
NETFLIX INC	COM	64110L106	9,244,403	24,482	SH		SOLE		24,482	0	0
NETFLIX INC	COM	64110L106	3,776	10	SH		OTR		10	0	0
NEXTERA ENERGY INC	COM	65339F101	11,635,026	203,090	SH		SOLE		203,090	0	0
NEXTERA ENERGY INC	COM	65339F101	646,231	11,280	SH		OTR		11,280	0	0
NIKE INC	CL B	654106103	4,501,598	47,078	SH		SOLE		47,078	0	0
NIKE INC	CL B	654106103	76,496	800	SH		OTR		800	0	0
NOKIA CORP	SPONSORED ADR	654902204	74,800	20,000	SH		SOLE		20,000	0	0
NORFOLK SOUTHN CORP	COM	655844108	4,039,034	20,510	SH		SOLE		20,510	0	0
NORFOLK SOUTHN CORP	COM	655844108	126,822	644	SH		OTR		644	0	0
NORTHERN TR CORP	COM	665859104	1,250,223	17,994	SH		SOLE		17,994	0	0
NORTHERN TR CORP	COM	665859104	69,480	1,000	SH		OTR		1,000	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	572,249	5,618	SH		SOLE		5,618	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	56,023	550	SH		OTR		550	0	0
NOVO-NORDISK A S	ADR	670100205	145,504	1,600	SH		SOLE		1,600	0	0
NOVO-NORDISK A S	ADR	670100205	254,632	2,800	SH		OTR		2,800	0	0
NUCOR CORP	COM	670346105	2,849,947	18,228	SH		SOLE		18,228	0	0
NVIDIA CORPORATION	COM	67066G104	16,327,784	37,536	SH		SOLE		37,536	0	0
NVIDIA CORPORATION	COM	67066G104	95,697	220	SH		OTR		220	0	0
OMNICOM GROUP INC	COM	681919106	332,180	4,460	SH		SOLE		4,460	0	0
ORACLE CORP	COM	68389X105	1,245,195	11,756	SH		SOLE		11,756	0	0
OTIS WORLDWIDE CORP	COM	68902V107	511,253	6,366	SH		SOLE		6,366	0	0
PNC FINL SVCS GROUP INC	COM	693475105	277,951	2,264	SH		SOLE		2,264	0	0
PPG INDS INC	COM	693506107	443,916	3,420	SH		SOLE		3,420	0	0
PACKAGING CORP AMER	COM	695156109	6,852,936	44,630	SH		SOLE		44,630	0	0
PACKAGING CORP AMER	COM	695156109	12,284	80	SH		OTR		80	0	0
PAYCHEX INC	COM	704326107	283,942	2,462	SH		SOLE		2,462	0	0
PAYPAL HLDGS INC	COM	70450Y103	246,467	4,216	SH		SOLE		4,216	0	0
1PEPSICO INC	COM	713448108	17,155,800	101,250	SH		SOLE		101,250	0	0
PEPSICO INC	COM	713448108	375,817	2,218	SH		OTR		2,218	0	0
PFIZER INC	COM	717081103	1,828,794	55,134	SH		SOLE		55,134	0	0
PFIZER INC	COM	717081103	91,217	2,750	SH		OTR		2,750	0	0
PHILIP MORRIS INTL INC	COM	718172109	461,048	4,980	SH		SOLE		4,980	0	0
PHILIP MORRIS INTL INC	COM	718172109	138,870	1,500	SH		OTR		1,500	0	0
PHILLIPS 66	COM	718546104	721,380	6,004	SH		SOLE		6,004	0	0
PIMCO ETF TR	INV GRD CRP BD	72201R817	12,200,968	133,900	SH		SOLE		133,900	0	0
PIMCO ETF TR	INV GRD CRP BD	72201R817	174,403	1,914	SH		OTR		1,914	0	0
PLYMOUTH INDL REIT INC	COM	729640102	2,950,849	140,852	SH		SOLE		140,852	0	0
PORSCHE AUTOMOBIL HLDG SE	UNSPONSORD ADR	73328P106	191,099	38,692	SH		SOLE		38,692	0	0
PRICE T ROWE GROUP INC	COM	74144T108	8,578,366	81,800	SH		SOLE		81,800	0	0
PRICE T ROWE GROUP INC	COM	74144T108	65,019	620	SH		OTR		620	0	0
PROCTER AND GAMBLE CO	COM	742718109	7,380,516	50,600	SH		SOLE		50,600	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,234,850	8,466	SH		OTR		8,466	0	0
PROLOGIS INC.	COM	74340W103	1,441,000	12,842	SH		SOLE		12,842	0	0
PUBLIC STORAGE	COM	74460D109	6,293,911	23,884	SH		SOLE		23,884	0	0
PUBLIC STORAGE	COM	74460D109	18,446	70	SH		OTR		70	0	0
QUALCOMM INC	COM	747525103	9,900,332	89,144	SH		SOLE		89,144	0	0
QUALCOMM INC	COM	747525103	14,437	130	SH		OTR		130	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	566,649	4,650	SH		SOLE		4,650	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	24,372	200	SH		OTR		200	0	0
RTX CORPORATION	COM	75513E105	1,914,833	26,606	SH		SOLE		26,606	0	0
RTX CORPORATION	COM	75513E105	73,121	1,016	SH		OTR		1,016	0	0
RESMED INC	COM	761152107	7,828,237	52,940	SH		SOLE		52,940	0	0
RESMED INC	COM	761152107	51,754	350	SH		OTR		350	0	0
SHELL PLC	SPON ADS	780259305	895,525	13,910	SH		SOLE		13,910	0	0
SHELL PLC	SPON ADS	780259305	41,847	650	SH		OTR		650	0	0
S&P GLOBAL INC	COM	78409V104	8,890,425	24,330	SH		SOLE		24,330	0	0
SEI INVTS CO	COM	784117103	310,184	5,150	SH		SOLE		5,150	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	5,424,721	12,690	SH		SOLE		12,690	0	0
SPDR GOLD TR	GOLD SHS	78463V107	7,452,245	43,466	SH		SOLE		43,466	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	7,648,253	227,830	SH		SOLE		227,830	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	172,549	5,140	SH		OTR		5,140	0	0
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	4,837,317	203,078	SH		SOLE		203,078	0	0
SPDR SER TR	PORTFLI TIPS ETF	78464A656	6,616,630	266,370	SH		SOLE		266,370	0	0
SPDR SER TR	PORTFLI TIPS ETF	78464A656	45,954	1,850	SH		OTR		1,850	0	0
SPDR SER TR	S&P BK ETF	78464A797	901,277	24,458	SH		SOLE		24,458	0	0
SPDR SER TR	S&P BK ETF	78464A797	79,890	2,168	SH		OTR		2,168	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,548,064	35,352	SH		SOLE		35,352	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	9,418,656	20,626	SH		SOLE		20,626	0	0
SPDR SER TR	PORTFOLIO SH TSR	78468R101	71,958,362	2,505,514	SH		SOLE		505,514	0	0
SPDR SER TR	PORTFOLIO SH TSR	78468R101	195,870	6,820	SH		OTR		6,820	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	1,125,671	30,506	SH		SOLE		30,506	0	0
SCHLUMBERGER LTD	COM STK	806857108	517,704	8,880	SH		SOLE		8,880	0	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	754,209	17,052	SH		SOLE		17,052	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	5,960,485	124,462	SH		SOLE		124,462	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	32,292,495	639,582	SH		SOLE		639,582	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	51,499	1,020	SH		OTR		1,020	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	6,314,103	69,854	SH		SOLE		69,854	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	42,664	472	SH		OTR		472	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	813,878	8,028	SH		SOLE		8,028	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	101,380	1,000	SH		OTR		1,000	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	559,984	3,416	SH		SOLE		3,416	0	0
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	545,280	8,316	SH		SOLE		8,316	0	0
SERVICE CORP INTL	COM	817565104	222,846	3,900	SH		SOLE		3,900	0	0
SOUTHERN CO	COM	842587107	711,143	10,988	SH		SOLE		10,988	0	0
SPIRE INC	COM	84857L101	205,272	3,628	SH		SOLE		3,628	0	0
STARBUCKS CORP	COM	855244109	10,572,716	115,840	SH		SOLE		115,840	0	0
STARBUCKS CORP	COM	855244109	25,555	280	SH		OTR		280	0	0
1STATE STR CORP	COM	857477103	412,741	6,164	SH		SOLE		6,164	0	0
STRYKER CORPORATION	COM	863667101	18,786,765	68,748	SH		SOLE		68,748	0	0
STRYKER CORPORATION	COM	863667101	62,852	230	SH		OTR		230	0	0
SWIRE PAC LTD	SPON ADR A	870794302	185,664	27,514	SH		SOLE		27,514	0	0
SYSCO CORP	COM	871829107	455,348	6,894	SH		SOLE		6,894	0	0
TJX COS INC NEW	COM	872540109	13,173,615	148,218	SH		SOLE		148,218	0	0
TJX COS INC NEW	COM	872540109	65,415	736	SH		OTR		736	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	4,985,105	57,366	SH		SOLE		57,366	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	31,457	362	SH		OTR		362	0	0
TARGET CORP	COM	87612E110	2,234,619	20,210	SH		SOLE		20,210	0	0
TEXAS INSTRS INC	COM	882508104	3,232,037	20,326	SH		SOLE		20,326	0	0
TEXAS INSTRS INC	COM	882508104	15,901	100	SH		OTR		100	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	529,453	1,046	SH		SOLE		1,046	0	0
3M CO	COM	88579Y101	2,667,982	28,498	SH		SOLE		28,498	0	0
3M CO	COM	88579Y101	170,575	1,822	SH		OTR		1,822	0	0
TIREX CORP	COM	88823T106	0	10,000	SH		SOLE		10,000	0	0
TORO CO	COM	891092108	10,700,787	128,770	SH		SOLE		128,770	0	0
TORO CO	COM	891092108	39,057	470	SH		OTR		470	0	0
TORONTO DOMINION BK ONT	COM NEW	891160509	1,011,162	16,780	SH		SOLE		16,780	0	0
TRACTOR SUPPLY CO	COM	892356106	8,319,770	40,974	SH		SOLE		40,974	0	0
TRACTOR SUPPLY CO	COM	892356106	8,122	40	SH		OTR		40	0	0
US BANCORP DEL	COM NEW	902973304	1,667,281	50,432	SH		SOLE		50,432	0	0
US BANCORP DEL	COM NEW	902973304	72,599	2,196	SH		OTR		2,196	0	0
UNION PAC CORP	COM	907818108	12,517,543	61,472	SH		SOLE		61,472	0	0
UNION PAC CORP	COM	907818108	313,590	1,540	SH		OTR		1,540	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	196,396	1,260	SH		SOLE		1,260	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	28,056	180	SH		OTR		180	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	14,772,767	29,300	SH		SOLE		29,300	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	80,670	160	SH		OTR		160	0	0
VANECK ETF TRUST	EMERGING MRKT HI	92189F353	6,994,171	392,490	SH		SOLE		392,490	0	0
VANECK ETF TRUST	EMERGING MRKT HI	92189F353	54,137	3,038	SH		OTR		3,038	0	0
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	338,673	2,336	SH		SOLE		2,336	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	3,187,776	20,516	SH		SOLE		20,516	0	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	72,311,301	1,000,018	SH		SOLE		18	0	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	45,989	636	SH		OTR		636	0	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	454,177	6,042	SH		SOLE		6,042	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,030,753	100,756	SH		SOLE		100,756	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	213,247	3,056	SH		OTR		3,056	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	18,773,630	429,406	SH		SOLE		429,406	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	222,097	5,080	SH		OTR		5,080	0	0
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	28,624,447	483,848	SH		SOLE		483,848	0	0
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	80,102	1,354	SH		OTR		1,354	0	0
VANGUARD WORLD FDS	ENERGY ETF	92204A306	775,648	6,120	SH		SOLE		6,120	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	2,445,449	62,368	SH		SOLE		62,368	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	116,532	2,972	SH		OTR		2,972	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	45,651,063	600,830	SH		SOLE		600,830	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	197,548	2,600	SH		OTR		2,600	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,734,485	56,850	SH		SOLE		56,850	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,524,275	6,428	SH		SOLE		6,428	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	196,110	2,592	SH		SOLE		2,592	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	66,126	874	SH		OTR		874	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	550,066	2,020	SH		SOLE		2,020	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	640,271	4,642	SH		SOLE		4,642	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	531,025	2,500	SH		SOLE		2,500	0	0
VERISIGN INC	COM	92343E106	5,710,130	28,194	SH		SOLE		28,194	0	0
VERISIGN INC	COM	92343E106	20,253	100	SH		OTR		100	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	8,292,487	255,862	SH		SOLE		255,862	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	129,251	3,988	SH		OTR		3,988	0	0
VISA INC	COM CL A	92826C839	20,235,359	87,976	SH		SOLE		87,976	0	0
VISA INC	COM CL A	92826C839	149,506	650	SH		OTR		650	0	0
1WEC ENERGY GROUP INC	COM	92939U106	6,254,546	77,648	SH		SOLE		77,648	0	0
WEC ENERGY GROUP INC	COM	92939U106	80,550	1,000	SH		OTR		1,000	0	0
WALMART INC	COM	931142103	323,698	2,024	SH		SOLE		2,024	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	380,615	17,114	SH		SOLE		17,114	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	287,283	2,560	SH		SOLE		2,560	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	17,955	160	SH		OTR		160	0	0