First BanCorp. (FBP) 10-K2013 FY Annual report

Filed: 17 Mar 14, 12:00am

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Readability	H.S. junior Bad

New words: AA, amid, AOCI, attorney, Barclay, combat, comment, commodity, complement, complicated, compromise, configured, contempt, conveying, currency, deed, delete, denied, denying, deployed, Detroit, DFA, Drug, elevated, fell, FIS, Forthcoming, fuel, fun, GDB, hereof, Highway, hospitality, hotel, indemnity, Judiciary, Justice, LBI, LCR, legislature, lieu, mediation, memorandum, merit, mutual, necessity, NOL, nondiscriminatory, nonpayment, notch, NSFR, NY, opportunistic, outsourced, outsourcing, owed, PCA, perfect, pipeline, pivotal, platform, pled, preliminary, presumptively, progressively, recordkeeping, redesignated, regime, Renevue, RESPA, seizure, semester, Senate, software, steeply, stricter, surpassing, TDF, team, terrorist, TILA, track, Transportation, unrealistic, valorem, verification, vulnerable, weaker, withdraw, worse

Removed: Accountability, aging, allocation, anchoring, anniversary, announcement, arriving, Atlanta, attached, attained, began, binomial, breakdown, Calabria, cancellation, cancelled, cement, certification, CFR, Chrysler, clause, complying, consultation, creating, criterion, deduct, delisting, deriving, designating, diffuse, diminished, discouraged, discovery, disperse, Dow, downside, duly, exempted, formally, fourteen, gradually, grouped, headcount, hereunto, herewith, incrementally, infrequent, inInternal, integral, invest, joint, judgmental, lie, likelihood, linking, mark, Martinez, matched, multiplied, newly, nonpublic, noted, Nova, occasionally, omitted, OTC, page, plead, predecessor, promissory, proposal, protecting, provisioning, repealed, repositioning, resort, restated, restatement, ruling, run, satisfied, satisfying, Scotia, separated, showing, stabilize, stance, standpoint, stimulate, substantive, summarize, synthetic, unaudited, unconditional, undersigned, venture, visa, window, witnessed, yielding

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EXHIBIT 21.1

FIRST BANCORP

AS OF DECEMBER 31, 2013

Subsidiaries of the Registrant

Jurisdiction of

Name Incorporation

FirstBank Puerto Rico	Puerto Rico
First Federal Finance Corporation (D/B/A Money Express)	Puerto Rico
FirstMortgage, Inc.	Puerto Rico
First Express, Inc.	U.S. Virgin Islands
FirstBank Overseas Corp.	Puerto Rico
FirstBank Puerto Rico Securities Corp.	Puerto Rico
First Management of Puerto Rico, Inc.	Puerto Rico
FirstBank Insurance Agency, Inc.	Puerto Rico

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