| Date of Report (Date of earliest event reported) February 6, 2004 | ||
| FIRST NILES FINANCIAL, INC. (Exact name of registrant as specified in its chapter) | ||
| Delaware (State or other jurisdiction of incorporation | 0-24849 (Commission File Number) | 34-1870418 (IRS Employer Identification No.) |
| 55 North Main Street, Niles, Ohio (Address of principal executive offices) | 44446 (Zip Code) |
| Registrant's telephone number, including area code (330) 652-2539 | |
| __________________________________________________________ (Former name or former address, if changed since last report) |
ITEM 12. Results of Operation and Financial Condition
On February 6, 2004, the Registrant issued their fourth quarter and year-end 2003 earnings results and announced the date of their annual meeting of shareholders. The press release is attached to this report as Exhibit 99.1, which is incorporated herein by reference.
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.
| FIRST NILES FINANCIAL, INC. | |
| Date: February 9, 2004 | By: /s/ Lawrence Safarek Lawrence Safarek Vice President and Treasurer |
| Exhibit Number | Description |
| 99.1 | Press Release dated February 6, 2004 |
