UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
| Date of Report (Date of earliest event reported) July 15, 2004 |
|
FIRST NILES FINANCIAL, INC.
(Exact name of registrant as specified in its chapter) |
|
Delaware
(State or other jurisdiction
of incorporation | 0-24849
(Commission
File Number) | 34-1870418
(IRS Employer
Identification No.) |
55 North Main Street, Niles, Ohio
(Address of principal executive offices) | 44446
(Zip Code) |
|
| Registrant's telephone number, including area code (330) 652-2539 |
|
__________________________________________________________
(Former name or former address, if changed since last report) |
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ITEM 12. Results of Operation and Financial Condition
On July 15, 2004, the Registrant issued their second quarter 2004 earnings results. The press release is attached to this report as Exhibit 99.1, which is incorporated herein by reference.
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SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.
| FIRST NILES FINANCIAL, INC. |
| |
| Date: July 15, 2004 | By: /s/ Lawrence Safarek
Lawrence Safarek
Vice President and Treasurer
|
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EXHIBIT INDEX
Exhibit
Number
| Description
|
| 99.1 | Press Release dated July 15, 2004 |
