CF Bankshares (CFBK) 10-Q 14 May 15 2015 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2015	14-May-15
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Registrant Name	CENTRAL FEDERAL CORP
Entity Central Index Key	1070680
Current Fiscal Year End Date	-19
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		15,823,710

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
ASSETS
Cash and cash equivalents	$23,894	$28,207
Interest-bearing deposits in other financial institutions	494	494
Securities available for sale	9,385	10,445
Loans held for sale, at fair value	2,412	3,505
Loans, net of allowance of $6,442 and $6,316	266,259	257,085
FHLB stock	1,942	1,942
Foreclosed assets, net	1,636	1,636
Premises and equipment, net	3,731	3,775
Bank owned life insurance	4,697	4,665
Accrued interest receivable and other assets	3,472	3,834
Total assets	317,922	315,588
Deposits
Noninterest bearing	28,310	37,035
Interest bearing	232,428	221,280
Total deposits	260,738	258,315
FHLB advances	14,500	14,500
Advances by borrowers for taxes and insurance	301	401
Accrued interest payable and other liabilities	2,574	2,708
Subordinated debentures	5,155	5,155
Total liabilities	283,268	281,079
Commitments and Contingent Liabilities
Stockholders' equity
Common stock, $.01 par value; shares authorized; 50,000,000; shares issued: 15,935,417 in 2015 and 2014	159	159
Series B Preferred stock, $0.01 par value; 480,000 shares authorized; 480,000 issued at March 31, 2015 and December 31, 2014	5	5
Additional paid-in capital	59,758	59,696
Accumulated deficit	-22,120	-22,157
Accumulated other comprehensive income	97	51
Treasury stock, at cost; 111,707 shares of common stock	-3,245	-3,245
Total stockholders' equity	34,654	34,509
Total liabilities and stockholder's equity	$317,922	$315,588

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Allowance for loans	$6,442	$6,316
Preferred stock, share issued	480,000
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	15,935,417	15,935,417
Treasury stock, shares	111,707	111,707
Series B Preferred Stock [Member]
Preferred stock, par value	$0.01	$0.01
Preferred stock, share authorized	480,000	480,000
Preferred stock, share issued	480,000	480,000

Consolidated_Statements_Of_Ope

Consolidated Statements Of Operations (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest and dividend income
Loans, including fees	$2,946	$2,122
Securities	35	44
FHLB stock dividends	20	20
Federal funds sold and other	17	17
Total interest and dividend income	3,018	2,203
Interest expense
Deposits	485	355
FHLB advances and other debt	57	45
Subordinated debentures	40	42
Total interest expense	582	442
Net interest income	2,436	1,761
Provision for loan losses	75	20
Net interest income after provision for loan losses	2,361	1,741
Noninterest income
Service charges on deposit accounts	116	103
Net gains on sales of loans	84	17
Net gain (loss) on sales of securities	-12
Earnings on bank owned life insurance	32	32
Other	135	93
Total noninterest income	355	245
Noninterest expense
Salaries and employee benefits	1,220	1,103
Occupancy and equipment	139	158
Data processing	249	207
Franchise taxes	80	50
Professional fees	244	297
Director fees	33	12
Postage, printing and supplies	72	84
Advertising and promotion	45	3
Telephone	25	25
Loan expenses	37	4
Foreclosed assets, net	46	11
Depreciation	52	52
FDIC premiums	104	79
Regulatory assessment	51	39
Other insurance	30	36
Other	38	40
Total noninterest expense	2,465	2,200
Income (loss) before incomes taxes	251	-214
Income tax expense
Net income (loss)	251	-214
Dividends on Series B preferred stock and accretion of discount	-214
Earnings (loss) attributable to common stockholders	$37	($214)
Earnings (loss) per common share:
Basic	$0	($0.01)
Diluted	$0	($0.01)

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (Loss) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Consolidated Statements Of Comprehensive Income (Loss) [Abstract]
Net income (loss)	$251	($214)
Other comprehensive income (loss):
Unrealized net gains (losses)	34	-24
Related income tax expense
Net unrealized gains (losses)	34	-24
Less: reclassification adjustment for net losses realized during the period on investment securities available for sale:
Realized net losses	12
Related income tax expense
Net realized losses	12
Other comprehensive income (loss)	46	-24
Comprehensive income (loss)	$297	($238)

Consolidated_Statement_Of_Chan

Consolidated Statement Of Changes In Stockholders' Equity (USD $)	Common Stock	Series B Preferred Stock	Additional Paid-In Capital	Accumulated Deficit	Accumulated Other Comprehensive Income	Treasury Stock	Total
In Thousands
Balance at Dec. 31, 2013	$159		$48,067	($22,215)	$98	($3,245)	$22,864
Net income (loss)				-214			-214
Other comprehensive income (loss)					-24		-24
Stock option expense, net of forfeitures			-74				-74
Balance at Mar. 31, 2014	159		48,141	-22,429	74	-3,245	22,700
Balance at Dec. 31, 2014	159	5	59,696	-22,157	51	-3,245	34,509
Net income (loss)				251			251
Other comprehensive income (loss)					46		46
Stock option expense, net of forfeitures			35				35
Cash dividends declared on Series B preferred stock			27	-214			-187
Balance at Mar. 31, 2015	$159	$5	$59,758	($22,120)	$97	($3,245)	$34,654

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Statement Of Cash Flows [Abstract]
Net loss	$251	($214)
Adjustments to reconcile net loss to net cash from operating activities:
Provision for loan losses	75	20
Depreciation	52	52
Amortization, net	-6	70
Net loss on sales of securities	12
Originations of loans held for sale	-12,123	-7,821
Proceeds from sale of loans held for sale	14,134	7,033
Net gains on sales of loans	-84	-17
Earnings on bank owned life insurance	-32	-32
Stock-based compensation expense	35	74
Net change in:
Accrued interest receivable and other assets	362	887
Accrued interest payable and other liabilities	-509	-11
Net cash from operating activities	2,167	41
Cash flows from investing activities
Net (increase) decrease in interest-bearing deposits in other financial institutions		496
Available-for-sale securities:
Maturities, prepayments and calls	1,073	539
Loan originations and payments, net	-10,049	-1,807
Additions to premises and equipment	-6	-259
Net cash used by investing activities	-8,982	-1,031
Cash flows from financing activities
Net change in deposits	2,415	7,372
Net change in short-term borrowings from the FHLB and other debt		-1,026
Proceeds from long-term FHLB advances and other debt	2,500	2,500
Repayments on long-term FHLB advances and other debt	-2,500	-5,000
Net change in advances by borrowers for taxes and insurance	-100	-438
Cash dividends paid on Series B preferred stock	187
Net cash from financing activities	2,502	3,408
Net change in cash and cash equivalents	-4,313	2,418
Beginning cash and cash equivalents	28,207	19,160
Ending cash and cash equivalents	23,894	21,578
Supplemental cash flow information:
Interest paid	578	411
Supplemental noncash disclosures:
Loans transferred from held for sale to portfolio	834
Dividends payable on Series B preferred stock	$187

Summary_Of_Significant_Account

Summary Of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2015
Summary of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies
	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Basis of Presentation:
	The consolidated financial statements include Central Federal Corporation (the “Holding Company”) and its wholly-owned subsidiary, CFBank.  The Holding Company and CFBank are sometimes collectively referred to herein as the “Company”.  Intercompany transactions and balances are eliminated in consolidation.  The accompanying unaudited interim consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”) and in compliance with U.S. generally accepted accounting principles (GAAP).  Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted.
	In the opinion of the management of the Company, the accompanying unaudited interim consolidated financial statements include all adjustments necessary for a fair presentation of the Company’s financial condition and the results of operations for the periods presented.  These adjustments are of a normal recurring nature, unless otherwise disclosed in this Form 10-Q. The financial performance reported for the Company for the three months ended March 31, 2015 is not necessarily indicative of the results that may be expected for the full year.  This information should be read in conjunction with the Company’s latest Annual Report to Stockholders and Form 10-K.  Reference is made to the accounting policies of the Company described in Note 1 to the Audited Consolidated Financial Statements contained in the Company’s 2014 Annual Report that was filed as Exhibit 13.1 to the Company’s Form 10-K for the year ended December 31, 2014 (referred to herein as the “2014 Audited Financial Statements”).  The Company has consistently followed those policies in preparing this Form 10-Q.
	Loans:  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, adjusted for purchase premiums and discounts, deferred loan fees and costs and an allowance for loan losses (ALLL).  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments.
	The accrual of interest income on all classes of loans, except other consumer loans, is discontinued and the loan is placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection.  Other consumer loans are typically charged off no later than 90 days past due.  Past due status is based on the contractual terms of the loan for all classes of loans.  In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.  Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.  Commercial loans, multi-family residential real estate loans and commercial real estate loans placed on nonaccrual status are individually classified as impaired loans.
	All interest accrued but not received for loans placed on nonaccrual is reversed against interest income in the period in which it is placed in a nonaccrual status.  Interest received on such loans is accounted for on the cash-basis or cost recovery method, until qualifying for return to accrual status.  Loans are considered for return to accrual status provided all the principal and interest amounts that are contractually due are brought current, there is a current and well documented credit analysis,  there is reasonable assurance of repayment of principal and interest, and the customer has demonstrated sustained, amortizing payment performance of at least six months.
	Allowance for Loan Losses (ALLL):  The ALLL is a valuation allowance for probable incurred credit losses.  Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed.  Subsequent recoveries, if any, are credited to the allowance.  Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors.  Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off.
	The allowance consists of specific and general components.  The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that CFBank will be unable to collect all amounts due according to the contractual terms of the loan agreement.  Loans within any loan class for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDRs) and classified as impaired.
	Factors considered by management in determining impairment for all loan classes include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed.
	Loans of all classes within the commercial, multi-family residential and commercial real estate segments, regardless of size, and loans of all other classes with balances over $250 are individually evaluated for impairment when they are 90 days past due, or earlier than 90 days past due if information regarding the payment capacity of the borrower indicates that payment in full according to the loan terms is doubtful.  If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral, less costs to sell, if repayment is expected solely from the collateral.  Large groups of smaller balance homogeneous loans, such as consumer and single-family residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures.
	TDRs of all classes of loans are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception.  If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. If the payment of the loan is dependent on the sale of the collateral, then costs to liquidate the collateral are included when determining the impairment.  For TDRs that subsequently default, the amount of reserve is determined in accordance with the accounting policy for the ALLL.
	Interest income on all classes of impaired loans that are on nonaccrual status is recognized in accordance with the accounting policy on nonaccrual loans.  Cash receipts on all classes of impaired loans that are on nonaccrual status are generally applied to the principal balance outstanding.  Interest income on all classes of impaired loans that are not on nonaccrual status is recognized on the accrual method.  TDRs may be classified as accruing if the borrower has been current for a period of at least six months with respect to loan payments and management expects that the borrower will be able to continue to make payments in accordance with the terms of the restructured loan.
	The general reserve component covers non-impaired loans of all classes and is based on historical loss experience adjusted for current factors.  The historical loss experience is determined by loan class and is based on the actual loss history experienced by CFBank over a three-year period.  The general component is calculated based on CFBank’s loan balances and actual three-year historical loss rates.  For loans with little or no actual loss experience, industry estimates are used based on loan segment. This actual loss experience is supplemented with other economic and judgmental factors based on the risks present for each loan class.  These economic and judgmental factors include consideration of the following:  levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations.
	CFBank’s charge-off policy for commercial loans, single-family residential real estate loans, multi-family residential real estate loans, commercial real estate loans, construction loans and home equity lines of credit requires management to record a specific reserve or charge-off as soon as it is apparent that the borrower is troubled and there is, or likely will be a collateral shortfall related to the estimated value of the collateral securing the loan.  Other consumer loans are typically charged off no later than 90 days past due.
	Earnings (Loss) Per Common Share: The two-class method is used in the calculation of basic and diluted earnings per share.  Under the two-class method, earnings available to common stockholders for the period are allocated between common stockholders and participating securities (unvested share-based payment awards) according to dividends declared (or accumulated) and participation rights in undistributed earnings.  The factors used in the earnings per share computation follow:
			Three months ended
			March 31,
			2015		2014
	Basic
	Net earnings (loss)		$	251	$	-214
	Dividends on Series B preferred stock and accretion of discount			-214		-
	Earnings (loss) allocated to common stockholders		$	37	$	-214
	Weighted average common shares outstanding including unvested share-based payment awards			15,823,710		15,823,710
	Less: Unvested share-based payment awards			-		-
	Average shares			15,823,710		15,823,710
	Basic earnings (loss) per common share		$	0.00	$	-0.01
	Diluted
	Net earnings (loss) allocated to common stockholders		$	37	$	-214
	Weighted average common shares outstanding for basic loss per common share			15,823,710		15,823,710
	Add:  Dilutive effects of assumed exercises of stock options			7,444		-
	Add:  Dilutive effects of assumed exercises of stock warrants			-		-
	Average shares and dilutive potential common shares			15,831,154		15,823,710
	Diluted earnings (loss) per common share		$	0.00	$	-0.01
	The following securities exercisable for or convertible into common shares were anti-dilutive and not considered in computing diluted earnings (loss) per common share.
		Three months ended March 31,
		2015		2014
	Stock options	456,396		632,126
	Series B preferred stock	6,857,143		-
	Stock warrants	1,152,125		-
	Adoption of New Accounting Standards:
	In January 2014, the FASB issued Accounting Standards Update (“ASU” or “Update”) 2014-01, Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects (January 2014).  This Update permits entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met.  The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments.  The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014.  The amendments in this Update should be applied retrospectively to all periods presented.  Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	In January 2014, the FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (January 2014).  The objective of this Update is to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized.  The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014.  The amendments in this Update may be adopted using either a modified retrospective transition method or a prospective transition method.  Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	In April 2014 the FASB issued ASU 2014-08, Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360): Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity (April 2014).This Update seeks to better define the groups of assets which qualify for discontinued operations, in order to ease the burden and cost for preparers and stakeholders.  This update changed “the criteria for reporting discontinued operations” and related reporting requirements, including the provision for disclosures about the “disposal of an individually significant component of an entity that does not qualify for discontinued operations presentation.”  The amendments in this Update are effective for fiscal years beginning after December 15, 2014.  Early adoption is permitted only for disposals or classifications as held for sale.  The Company will adopt the methodologies prescribed by this ASU by the date required.  Adoption of the ASU is not expected to have a significant effect on the Company's consolidated financial statements.
	In May 2014 the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606) (May 2014).  Section A - Summary and Amendments That Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs - Contracts with Customers (Subtopic 340-40).  Section B - Conforming Amendments to Other Topics and Subtopics in the Codification and Status Tables.  Section C - Background Information and Basis for Conclusions.  The topic of Revenue Recognition had become broad with several other regulatory agencies issuing standards, which lacked cohesion.  The new guidance establishes a “comprehensive framework” and “reduces the number of requirements to which an entity must consider in recognizing revenue” and yet provides improved disclosures to assist stakeholders reviewing financial statements.  The amendments in this Update are effective for annual reporting periods beginning after December 15, 2016.  Early adoption is not permitted.  The Company will adopt the methodologies prescribed by this ASU by the date required.  Adoption of the ASU is not expected to have a significant effect on the Company's consolidated financial statements.
	In June 2014 the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures (June 2014).  This Update addresses the concerns of stakeholders’ by changing the accounting practices surrounding repurchase agreements.  The new guidance changes the “accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements.”  The amendments in this Update are effective for annual reporting periods beginning after December 15, 2014. Early adoption is prohibited.  The Company will adopt the methodologies prescribed by this ASU by the date required.  Adoption of the ASU is not expected to have a significant effect on the Company's consolidated financial statements.
	In June 2014 the FASB issued ASU 2014-12, Compensation - Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (June 2014).  This Update defines the accounting treatment for share-based payments and “resolves the diverse accounting treatment of those awards in practice.” The new requirement mandates that “a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition.”  Compensation cost will now be recognized in the period in which it becomes likely that the performance target will be met.   The amendments in this Update are effective for annual reporting periods beginning after December 15, 2015. Early adoption is permitted.  The Company will adopt the methodologies prescribed by this ASU by the date required.  Adoption of the ASU is not expected to have a significant effect on the Company's consolidated financial statements.
	The FASB has issued ASU No. 2014-15, Presentation of Financial Statements—Going Concern (Subtopic 205-40):  Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern.  ASU 2014-15 is intended to define management’s responsibility to evaluate whether there is substantial doubt about an organization’s ability to continue as a going concern and to provide related footnote disclosures.  Under Generally Accepted Accounting Principles (GAAP), financial statements are prepared under the presumption that the reporting organization will continue to operate as a going concern, except in limited circumstances.  Financial reporting under this presumption is commonly referred to as the going concern basis of accounting.  The going concern basis of accounting is critical to financial reporting because it establishes the fundamental basis for measuring and classifying assets and liabilities.  Currently, GAAP lacks guidance about management’s responsibility to evaluate whether there is substantial doubt about the organization’s ability to continue as a going concern or to provide related footnote disclosures. This ASU provides guidance to an organization’s management, with principles and definitions that are intended to reduce diversity in the timing and content of disclosures that are commonly provided by organizations today in the financial statement footnotes. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	COSO’s Internal Control Framework has been updated and enhanced.  Since its release in 1992, COSO’s Internal Control – Integrated Framework has been widely accepted and adopted around the world. The updated framework, issued on May 14, 2013, maintains the fundamental elements of the original:  five components of an internal control system—control environment, risk assessment, control activities, information and communication—and monitoring activities supporting three categories of objectives:  effectiveness and efficiency of operations, reliability of reporting and compliance with applicable laws and regulations, structured through management’s judgment.  The five components are evaluated through principles and recommended points of focus.  A significant enhancement, however, is the expansion of the reporting objective to include nonfinancial and internal reporting objectives.  The mandatory principles have been updated to reflect today’s business environment—an environment of increased governance, regulatory and compliance demands and increased use of technology and complex business models. The original framework still may be used through December 15, 2014; beyond that date, COSO will consider the original framework obsolete. Adoption of the updated COSO Integrated Framework is not expected to have a material effect on the Company’s internal control environment or financial reporting.
	General Litigation
	The Company is subject to claims and lawsuits that arise primarily in the ordinary course of business.  It is the opinion of management that the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Company.

Regulatory_Order_Consideration

Regulatory Order Considerations	3 Months Ended
	Mar. 31, 2015
Regulatory Order Considerations [Abstract]
Regulatory Order Considerations
	NOTE 2- REGULATORY ORDER CONSIDERATIONS
	Regulatory Order Considerations: On May 25, 2011, the Holding Company and CFBank each consented to the issuance of an Order to Cease and Desist (the “Holding Company Order” and the “CFBank Order”, respectively, and collectively, the “Orders”) by the Office of Thrift Supervision (the “OTS”), the primary regulator of the Holding Company and CFBank at the time the Orders were issued.  In July 2011, in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”), the Federal Reserve Board (the “FRB”) replaced the OTS as the primary regulator of the Holding Company and the Office of the Comptroller of the Currency (the “OCC”) replaced the OTS as the primary regulator of CFBank.
	The Orders imposed significant directives applicable to the Holding Company and CFBank, including requirements that we reduce the level of our classified and criticized assets, achieve growth and operating metrics in line with an approved business plan, and comply with restrictions on brokered deposits and on certain types of lending and prohibitions on dividends and repurchases of our capital stock.  The CFBank Order required CFBank to have 8% core capital and 12% total risk-based capital, and CFBank could not be considered well-capitalized under the prompt corrective action regulations so long as the CFBank Order remained in place, even if it met or exceeded these capital levels.    In addition, the regulators were required to approve any deviation from our business plan and certain compensation arrangements with directors and executive officers.
	Effective as of January 23, 2014, the OCC released and terminated the CFBank Order based upon the improved capital position of CFBank, among other factors.  Notwithstanding the release of the CFBank Order, CFBank is required to continue to maintain a minimum Tier 1 Leverage Capital Ratio of 8% and a Total Risk-based Capital to Risk-Weighted Assets ratio of 12%.  In addition, in connection with the release and termination of the CFBank Order, CFBank has made certain commitments to the OCC to continue to adhere to certain prudent practices, including, without limitation, maintaining a written program to continue to improve CFBank’s credit underwriting and administrative process; take actions to protect its interest in criticized assets as identified by CFBank, the OCC examiners or its external loan review process; implement its written program to effectively identify, monitor, control and continue to reduce the level of credit risk to CFBank; review and monitor progress against such plan with the Board of Directors; and continue CFBank’s aggressive workout efforts and individualized workout plans on all criticized assets greater than $250,000.
	On May 15, 2014, the FRB announced the termination of the Holding Company Order, effective as of May 9, 2014.  Notwithstanding the termination of the Holding Company Order, the Holding Company is required to continue to adhere to certain requirements and restrictions based on commitments made to the FRB in connection with the termination of the Holding Company Order.  These commitments require the Holding Company, among other things, to continue to implement certain actions in accordance with the capital plan previously submitted to the FRB; not declare or pay dividends on its stock, purchase or redeem its stock, or accept dividends or other capital distributions from CFBank without the prior written approval of the FRB; not incur, increase or guarantee any debt without the prior written consent of the FRB; and provide prior written notice to the FRB with respect to certain changes in directors and senior executive officers.
	The significant directives contained in the Orders and the commitments made by CFBank and the Holding Company in connection with the release and termination of the Orders have provided challenges for the operation of our business and our ability to effectively compete in our markets. In addition, the Orders and our ongoing commitments to the regulators have required that we obtain approval from our regulators for any deviations from our business plan, which has limited our flexibility to make changes to the scope of our business activities.
	Under the terms of the Holding Company Order, the Holding Company was prohibited from declaring or paying any dividends on its stock, repurchasing any of its stock, or making any capital contributions to CFBank except with the prior approval of the FRB.  In accordance with the commitments made by the Holding Company in connection with the release and termination of the Holding Company Order, the Holding Company remains subject to such restrictions and, therefore, must continue to obtain the prior approval of the FRB before making any future dividends on its common stock or Series B Preferred stock.  The Holding Company received prior approval from the FRB for the payment of a quarterly cash dividend on its Series B Preferred Stock for the quarter ended March 31, 2015 in the aggregate amount of $187 (paid in April 2015).  The Holding Company also previously received prior approval from the FRB for the payment of quarterly cash dividends on its Series B Preferred Stock in each of the previous quarters commencing with the first dividend payment on July 15, 2014.  See Note 8 to the consolidated financial statements included in this Quarterly Report on Form 10-Q for additional information regarding the restrictions applicable to the payment of the dividends by the Holding Company and CFBank.
	We have taken such actions as we believe are necessary to comply with all requirements of the Orders and the other regulatory requirements and commitments to which we are subject, and we continue to work toward ensuring compliance with those regulatory requirements and commitments to which we continue to be subject.

Securities

Securities	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
Securities
	NOTE 3 – SECURITIES
	The following table summarizes the amortized cost and fair value of the available-for-sale securities portfolio at March 31, 2015 and December 31, 2014 and the corresponding amounts of unrealized gains and losses recognized in accumulated other comprehensive income:
						Gross		Gross
			Amortized			Unrealized		Unrealized		Fair
			Cost			Gains		Losses		Value
	31-Mar-15
	Corporate debt		$	2,918		$	5	$	-	$	2,923
	State and municipal			-			-		-		-
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury			5,016			34		-		5,050
	Mortgage-backed securities - residential			627			37		-		664
	Collateralized mortgage obligations			727			21		-		748
	Total		$	9,288		$	97	$	-	$	9,385
						Gross		Gross
			Amortized			Unrealized		Unrealized		Fair
			Cost			Gains		Losses		Value
	31-Dec-14
	Corporate debt		$	2,932		$	5	$	1	$	2,936
	State and municipal			897			-		11		886
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury			5,018			-		7		5,011
	Mortgage-backed securities - residential			687			40		-		727
	Collateralized mortgage obligations			860			25		-		885
	Total		$	10,394		$	70	$	19	$	10,445
	There was no other-than-temporary impairment recognized in accumulated other comprehensive income (loss) for securities available for sale at March 31, 2015 or March 31, 2014.
	There were no sales of securities for the three months ended March 31, 2015 or March 31, 2014; however, there was an early redemption of a municipal security during the first quarter of 2015 which is reflected in net gain (loss) on sales of securities.
	The amortized cost and fair value of debt securities at March 31, 2015 are shown in the table below by contractual maturity.  Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date are shown separately.
				31-Mar-15					31-Dec-14
				Amortized			Fair		Amortized		Fair
				Cost			Value		Cost		Value
	Due in one year or less		$	3,918		$	3,923	$	4,829	$	4,821
	Due from one to five years			4,016			4,050		4,018		4,012
	Mortgage-backed securities			627			664		687		727
	Collateralized mortgage obligations			727			748		860		885
	Total		$	9,288		$	9,385	$	10,394	$	10,445
	Fair value of securities pledged was as follows:
		March 31,			December 31,
		2015			2014
	Pledged as collateral for:
	FHLB advances	$	4,057		$	4,208
	Public deposits		2,464			2,476
	Interest-rate swaps		335			353
	Total	$	6,856		$	7,037
	At March 31, 2015 and December 31, 2014, there were no holdings of securities of any one issuer, other than U.S. government-sponsored entities and agencies, in an amount greater than 10% of stockholders’ equity.
	The following table summarizes securities with unrealized losses at March 31, 2015 and December 31, 2014 aggregated by major security type and length of time in a continuous unrealized loss position.
	31-Mar-15		Less than 12 Months					12 Months or More				Total
	Description of Securities		Fair Value			Unrealized Loss		Fair Value		Unrealized Loss		Fair Value		Unrealized Loss
	Corporate debt (1)		$	229		$	-	$	-	$	-	$	229	$	-
	State and municipal			-			-		-		-		-		-
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury (1)			1,000			-		-		-		1,000		-
	Total temporarily impaired		$	1,229		$	-	$	-	$	-	$	1,229	$	-
		-1		Securities with an unrealized loss were less than $1 resulting in rounding to zero.
	31-Dec-14		Less than 12 Months					12 Months or More				Total
	Description of Securities		Fair Value			Unrealized Loss		Fair Value		Unrealized Loss		Fair Value		Unrealized Loss
	Corporate debt		$	1,259		$	1	$	-	$	-	$	1,259	$	1
	State and municipal			-			-		886		11		886		11
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury			5,011			7		-		-		5,011		7
	Total temporarily impaired		$	6,270		$	8	$	886	$	11	$	7,156	$	19
	The unrealized losses in Corporate debt, State and municipal securities and U.S. Treasuries at March 31, 2015 and December 31, 2014, are related to multiple securities.  Because the decline in fair value is attributable to changes in market conditions, and not credit quality, and because the Company does not have the intent to sell these securities and it is likely that it will not be required to sell these securities before their anticipated recovery, the Company did not consider these securities to be other-than-temporarily impaired at March 31, 2015 and December 31, 2014.

Loans

Loans	3 Months Ended
	Mar. 31, 2015
Loans [Abstract]
Loans
	NOTE 4 – LOANS
	The following table presents the recorded investment in loans by portfolio segment.  The recorded investment in loans includes the principal balance outstanding adjusted for purchase premiums and discounts, and deferred loan fees and costs.
		March 31,			December 31,
		2015			2014
	Commercial	$	47,778		$	46,532
	Real estate:
	Single-family residential		57,537			51,445
	Multi-family residential		28,437			28,790
	Commercial		87,445			91,119
	Construction		28,161			23,641
	Consumer:
	Home equity lines of credit		18,271			16,898
	Other		5,072			4,976
	Subtotal		272,701			263,401
	Less: ALLL		-6,442			-6,316
	Loans, net	$	266,259		$	257,085
	Mortgage Purchase Program
	On December 11, 2012, CFBank entered into a Mortgage Purchase Program with Northpointe Bank (Northpointe), a Michigan banking corporation.  Through a participation agreement, CFBank agreed to purchase an interest from Northpointe in fully underwritten and pre-sold mortgage loans originated by various prescreened mortgage brokers located throughout the U.S.  The participation agreement provides for CFBank to purchase individually (MERS registered) loans from Northpointe and hold them until funded by the end investor.  The mortgage loan investors include Fannie Mae and Freddie Mac, and other major financial institutions such as Wells Fargo Bank.  This process on average takes approximately 14 days.  Given the short term nature of CFBank’s holding of each of these individual loans, common credit risks (such as past due, impairment and TDR, nonperforming, and nonaccrual classification) are substantially reduced, and therefore no allowance is allocated to these loans.  NorthPointe maintains an ownership interest in each loan it participates.  The participation agreement further calls for full control to be relinquished by the mortgage broker to Northpointe and its participants with recourse to the broker after 120 days, at the sole discretion of Northpointe.  As such, these purchased loans are classified as portfolio loans.  These loans are 100% risk rated for CFBank capital adequacy purposes.  Effective December 18, 2014, the participation agreement was amended and CFBank agreed to increase the level of interest in loans it purchases from Northpointe from 80% to 95% of the aforementioned loans, and therefore, Northpointe now maintains a 5% (reduced from 20%) ownership interest in each loan it participates.  At March 31, 2015 and December 31, 2014, CFBank held $27,837 and $24,996, respectively, of such loans which have been included in single-family residential loan totals above.
	Allowance for Loan Losses
	The ALLL is a valuation allowance for probable incurred credit losses in the loan portfolio based on management’s evaluation of various factors including past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions and other factors. A provision for loan losses is charged to operations based on management’s periodic evaluation of these and other pertinent factors described in Note 1 to the 2014 Audited Financial Statements.
	The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2015:
		Three months ended March 31, 2015
					Real Estate												Consumer
		Commercial			Single-family			Multi-family			Commercial			Construction			Home Equity lines of credit			Other			Total
	Beginning balance	$	1,346		$	634		$	818		$	2,541		$	442		$	441		$	94		$	6,316
	Addition to (reduction in)		88			65			-125			-77			99			23			2			75
	provision for loan losses
	Charge-offs		-8			-			-			-			-			-			-10			-18
	Recoveries		25			1			-			33			-			4			6			69
	Ending balance	$	1,451		$	700		$	693		$	2,497		$	541		$	468		$	92		$	6,442
	The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2014:
		Three months ended March 31, 2014
					Real Estate												Consumer
		Commercial			Single-family			Multi-family			Commercial			Construction			Home Equity lines of credit			Other			Total
	Beginning balance	$	1,759		$	120		$	1,262		$	2,325		$	119		$	139		$	5		$	5,729
	Addition to (reduction in)		-175			38			196			-265			259			-35			2			20
	provision for loan losses
	Charge-offs		-			-			-			-			-			-			-			-
	Recoveries		3			1			-			4			-			5			1			14
	Ending balance	$	1,587		$	159		$	1,458		$	2,064		$	378		$	109		$	8		$	5,763
	The following table presents the balance in the ALLL and the recorded investment in loans by portfolio segment and based on the impairment method as of March 31, 2015:
						Real Estate												Consumer
			Commercial			Single-			Multi-			Commercial			Construction			Home Equity			Other			Total
						family			family									lines of credit
	ALLL:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	28		$	-		$	-		$	26		$	-		$	-		$	-		$	54
	Collectively evaluated for impairment			1,423			700			693			2,471			541			468			92			6,388
	Total ending allowance balance		$	1,451		$	700		$	693		$	2,497		$	541		$	468		$	92		$	6,442
	Loans:
	Individually evaluated for impairment		$	548		$	292		$	1,621		$	3,565		$	-		$	-		$	-		$	6,026
	Collectively evaluated for impairment			47,230			57,245			26,816			83,880			28,161			18,271			5,072			266,675
	Total ending loan balance		$	47,778		$	57,537		$	28,437		$	87,445		$	28,161		$	18,271		$	5,072		$	272,701
	The following table presents the balance in the ALLL and the recorded investment in loans by portfolio segment and based on the impairment method as of December 31, 2014:
						Real Estate												Consumer
			Commercial			Single-			Multi-			Commercial			Construction			Home Equity			Other			Total
						family			family									lines of credit
	ALLL:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	29		$	-		$	1		$	34		$	-		$	-		$	-		$	64
	Collectively evaluated for impairment			1,317			634			817			2,507			442			441			94			6,252
	Total ending allowance balance		$	1,346		$	634		$	818		$	2,541		$	442		$	441		$	94		$	6,316
	Loans:
Individually evaluated for impairment			630		$	296		$	1,631		$	3,695		$	-		$	-		$	-		$	6,252
Collectively evaluated for impairment			45,902			51,149			27,159			87,424			23,641			16,898			4,976			257,149
Total ending loan balance		$	46,532		$	51,445		$	28,790		$	91,119		$	23,641		$	16,898		$	4,976		$	263,401
The following table presents loans individually evaluated for impairment by class of loans at March 31, 2015.  The unpaid principal balance is the contractual principal balance outstanding.  The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs.  The table presents accrual basis interest income recognized during the three months ended March 31, 2015.  Cash payments of interest on these loans during the three months ended March 31, 2015 totaled $83.
										Three months ended
	As of March 31, 2015									31-Mar-15
	Unpaid Principal Balance			Recorded Investment			ALLL Allocated			Average Recorded Investment			Interest Income Recognized
With no related allowance recorded:
Commercial	$	76		$	68		$	-		$	69		$	1
Real estate:
Single-family residential		331			170			-			171			-
Multi-family residential		1,570			1,570			-			1,574			23
Commercial:
Non-owner occupied		564			463			-			468			-
Owner occupied		700			179			-			180			10
Land		-			-			-			-			-
Total with no allowance recorded		3,241			2,450			-			2,462			34
With an allowance recorded:
Commercial		480			480			28			490			3
Real estate:
Single-family residential		122			122			-			123			2
Multi-family residential		51			51			-			51			1
Commercial:
Non-owner occupied		2,253			2,253			9			2,256			33
Owner occupied		375			375			2			377			5
Land		339			295			15			297			5
Total with an allowance recorded		3,620			3,576			54			3,594			49
Total	$	6,861		$	6,026		$	54		$	6,056		$	83
The following table presents loans individually evaluated for impairment by class of loans at December 31, 2014.  The unpaid principal balance is the contractual principal balance outstanding.  The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs.  The table presents accrual basis interest income recognized during the three months ended March 31, 2014.  Cash payments of interest during the three months ended March 31, 2014 totaled $54.
										Three months ended
	As of December 31, 2014									31-Mar-14
	Unpaid Principal Balance			Recorded Investment			ALLL Allocated			Average Recorded Investment			Interest Income Recognized
With no related allowance recorded:
Commercial	$	135		$	121		$	-		$	121		$	-
Real estate:
Single-family residential		334			173			-			185			-
Multi-family residential		1,579			1,579			-			-			-
Commercial:
Non-owner occupied		577			477			-			1,444			-
Owner occupied		704			183			-			1,044			-
Land		-			-			-			-			-
Total with no allowance recorded		3,329			2,533			-			2,794			-
With an allowance recorded:
Commercial		509			509			29			817			6
Real estate:
Single-family residential		123			123			-			126			2
Multi-family residential		52			52			1			1,736			1
Commercial:
Non-owner occupied		2,352			2,352			17			2,122			33
Owner occupied		380			380			2			394			5
Land		348			303			15			733			5
Total with an allowance recorded		3,764			3,719			64			5,928			52
Total	$	7,093		$	6,252		$	64		$	8,722		$	52
The following table presents the recorded investment in nonaccrual loans by class of loans:
	31-Mar-15			31-Dec-14
Loans past due over 90 days still on accrual:
Real estate:
Commercial:
Non-owner occupied	$	366		$	-
Total over 90 days still on accrual loans	$	366		$	-
Nonaccrual loans:
Commercial		305			369
Real estate:
Single-family residential		723			549
Multi-family residential		-			-
Commercial:
Non-owner occupied		464			477
Owner occupied		-			-
Land		-			-
Consumer:
Home equity lines of credit:
Originated for portfolio		50			51
Purchased for portfolio		99			102
Other consumer		-			-
Total nonaccrual		1,641			1,548
Total nonaccrual and nonperforming loans	$	2,007		$	1,548
Nonaccrual loans include both smaller balance single-family mortgage and consumer loans that are collectively evaluated for impairment and individually classified impaired loans.  There was one commercial real estate loan in the amount of $366 that was 90 days or more past due and still accruing interest at March 31, 2015 and there were no loans 90 days or more past due and still accruing interest at December 31, 2014.
The following table presents the aging of the recorded investment in past due loans by class of loans as of March 31, 2015:
	30 - 59 Days Past Due			60 - 89 Days Past Due			Greater than 90 Days Past Due			Total Past Due			Loans Not Past Due			Nonaccrual Loans Not > 90 days Past Due
Commercial	$	16		$	793		$	-		$	809		$	46,969		$	305
Real estate:
Single-family residential		1,183			133			256			1,572			55,965			467
Multi-family residential		-			-			-			-			28,437			-
Commercial:
Non-owner occupied		-			-			366			366			48,973			464
Owner occupied		-			-			-			-			32,468			-
Land		-			-			-			-			5,638			-
Construction		-			-			-			-			28,161			-
Consumer:
Home equity lines of credit:
Originated for portfolio		43			-			-			43			16,852			50
Purchased for portfolio		-			-			-			-			1,376			99
Other		-			-			-			-			5,072			-
Total	$	1,242		$	926		$	622		$	2,790		$	269,911		$	1,385
The following table presents the aging of the recorded investment in past due loans by class of loans as of December 31, 2014:
	30 - 59 Days Past Due			60 - 89 Days Past Due			Greater than 90 Days Past Due			Total Past Due			Loans Not Past Due			Nonaccrual Loans Not > 90 days Past Due
Commercial	$	18		$	-		$	121		$	139		$	46,393		$	248
Real estate:
Single-family residential		521			55			68			644			50,801			481
Multi-family residential		-			-			-			-			28,790			-
Commercial:
Non-owner occupied		115			-			-			115			48,879			477
Owner occupied		-			-			-			-			35,900			-
Land		-			-			-			-			6,225			-
Construction		52			-			-			52			23,589			-
Consumer:
Home equity lines of credit:
Originated for portfolio		-			-			51			51			15,414			-
Purchased for portfolio		30			102			-			132			1,301			102
Other		5			10			-			15			4,961			-
Total	$	741		$	167		$	240		$	1,148		$	262,253		$	1,308
Troubled Debt Restructurings (TDRs):
As of March 31, 2015 and December 31, 2014, TDRs totaled $5.5 million and $5.7 million, respectively.  The Company allocated $54 and $64 of specific reserves to loans whose terms had been modified in TDRs as of March 31, 2015 and December 31, 2014, respectively.  The Company had not committed to lend any additional amounts as of March 31, 2015 or December 31, 2014 to customers with outstanding loans classified as nonaccrual TDRs.
During the quarters ended March 31, 2015 and March 31, 2014, no loans were modified as a TDR, where concessions were granted to a borrower experiencing financial difficulties.
There were no TDRs in payment default or that became nonperforming during the period ended March 31, 2015 and 2014.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms, at which time the loan is re-evaluated to determine whether an impairment loss should be recognized, either through a write-off or specific valuation allowance, so that the loan is reported, net, at the present value of estimated future cash flows, or at the fair value of collateral, less cost to sell, if repayment is expected solely from the collateral.
The terms of certain other loans were modified during the quarter ended March 31, 2015 and 2014 that did not meet the definition of a TDR. These loans had a total recorded investment of $2.5 million and $379 as of March 31, 2015 and 2014, respectively. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties, a delay in payments that was considered to be insignificant or there were no concessions granted.
In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy.
Nonaccrual loans include loans that were modified and identified as TDRs and the loans are not performing.  At March 31, 2015 and December 31, 2014, nonaccrual TDRs were as follows:
	31-Mar-15			31-Dec-14
Commercial	$	237		$	249
Real estate:
Single-family residential		169			173
Multi-family residential		-			-
Commercial:
Non-owner occupied		-			-
Owner occupied		-			-
Total	$	406		$	422
Nonaccrual loans at March 31, 2015 and December 31, 2014 do not include $5,087 and $5,233, respectively, of TDRs where customers have established a sustained period of repayment performance, generally six months, the loans are current according to their modified terms and repayment of the remaining contractual payments is expected. These loans are included in total impaired loans.
Credit Quality Indicators:
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors.  Management analyzes loans individually by classifying the loans as to credit risk.  This analysis includes commercial, commercial real estate and multi-family residential real estate loans.  Internal loan reviews for these loan types are performed at least annually, and more often for loans with higher credit risk. Adjustments to loan risk ratings are made based on the reviews and at any time information is received that may affect risk ratings.  The following definitions are used for risk ratings:
Special Mention.  Loans classified as special mention have a potential weakness that deserves management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of CFBank’s credit position at some future date.
Substandard.  Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that there will be some loss if the deficiencies are not corrected.
Doubtful.  Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
Loans not meeting the criteria to be classified into one of the above categories are considered to be not rated or pass-rated loans.  Loans listed as not rated are primarily groups of homogeneous loans.  Past due information is the primary credit indicator for groups of homogenous loans.  Loans listed as pass-rated loans are loans that are subject to internal loan reviews and are determined not to meet the criteria required to be classified as special mention, substandard or doubtful.
The recorded investment in loans by risk category and by class of loans as of March 31, 2015 and based on the most recent analysis performed follows.  There were no loans rated doubtful at March 31, 2015.
	Not Rated			Pass			Special Mention			Substandard			Total
Commercial	$	102		$	46,968		$	317		$	391		$	47,778
Real estate:
Single-family residential		56,786			-			-			751			57,537
Multi-family residential		-			27,706			-			731			28,437
Commercial:
Non-owner occupied		136			44,049			-			5,154			49,339
Owner occupied		-			29,910			1,484			1,074			32,468
Land		77			2,863			-			2,698			5,638
Construction		8,699			19,462			-			-			28,161
Consumer:
Home equity lines of credit:
Originated for portfolio		16,747			-			-			148			16,895
Purchased for portfolio		811			-			307			258			1,376
Other		5,072			-			-			-			5,072
	$	88,430		$	170,958		$	2,108		$	11,205		$	272,701
The recorded investment in loans by risk category and by class of loans as of December 31, 2014 follows.  There were no loans rated doubtful at December 31, 2014.
	Not Rated			Pass			Special Mention			Substandard			Total
Commercial	$	1,088		$	44,543		$	441		$	460		$	46,532
Real estate:
Single-family residential		50,864			-			-			581			51,445
Multi-family residential		-			26,412			-			2,378			28,790
Commercial:
Non-owner occupied		139			43,547			89			5,219			48,994
Owner occupied		-			33,305			1,507			1,088			35,900
Land		78			3,417			-			2,730			6,225
Construction		8,645			14,996			-			-			23,641
Consumer:
Home equity lines of credit:
Originated for portfolio		15,316			-			-			149			15,465
Purchased for portfolio		857			-			313			263			1,433
Other		4,976			-			-			-			4,976
	$	81,963		$	166,220		$	2,350		$	12,868		$	263,401

Fair_Value

Fair Value	3 Months Ended
	Mar. 31, 2015
Fair Value [Abstract]
Fair Value
	NOTE 5 - FAIR VALUE
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  There are three levels of inputs that may be used to measure fair values:
	Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data.
	Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Company used the following methods and significant assumptions to estimate the fair value of each type of asset and liability:
	Securities available for sale:  The fair value of securities available for sale is determined using pricing models that vary based on asset class and include available trade, bid and other market information or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2).
	Derivatives:  The fair value of derivatives, which includes yield maintenance provisions, interest rate lock commitments and interest rate swaps, is based on valuation models using observable market data as of the measurement date (Level 2).
	Impaired loans:  The fair value of impaired loans with specific allocations of the ALLL is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.
	Appraisals for both collateral-dependent impaired loans are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by a third-party appraisal management company approved by the Board of Directors annually. Once received, the loan officer or a member of the credit department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics.  Appraisals are updated as needed based on facts and circumstances associated with the individual properties.  Real estate appraisals typically incorporate measures such as recent sales prices for comparable properties.  Appraisers may make adjustments to the sales prices of the comparable properties as deemed appropriate based on the age, condition or general characteristics of the subject property.  Management applies an additional discount to real estate appraised values, typically to reflect changes in market conditions since the date of the appraisal and to cover disposition costs (including selling expenses) based on the intended disposition method of the property.  Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification.  Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly.
	Loans held for sale:  Loans held for sale are carried at fair value, as determined by outstanding commitments from third party investors (Level 2).  Loans originated as construction loans, that were subsequently transferred to held for sale, are carried at the lower of cost or market, and are excluded from the fair value measurement table; these loans totaled $0 at March 31, 2015 and $1,833 at December 31, 2014.
	Assets and liabilities measured at fair value on a recurring basis, including financial assets and liabilities for which the Company has elected the fair value option, are summarized below:
		Fair Value Measurements at March 31, 2015 using Significant Other Observable Inputs
		(Level 2)
	Financial Assets:
	Securities available for sale:
	Corporate debt	$	2,923
	State and municipal		-
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury		5,050
	Mortgage-backed securities - residential		664
	Collateralized mortgage obligations		748
	Total securities available for sale	$	9,385
	Loans held for sale		2,412
	Yield maintenance provisions (embedded derivatives)	$	327
	Interest rate lock commitments	$	14
	Financial Liabilities:
	Interest-rate swaps	$	327
		Fair Value Measurements at December 31, 2014 using Significant Other Observable Inputs
		(Level 2)
	Financial Assets:
	Securities available for sale:
	Corporate debt	$	2,936
	State and municipal		886
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury		5,011
	Mortgage-backed securities - residential		727
	Collateralized mortgage obligations		885
	Total securities available for sale	$	10,445
	Loans held for sale		1,672
	Yield maintenance provisions (embedded derivatives)	$	318
	Interest rate lock commitments	$	25
	Financial Liabilities:
	Interest-rate swaps	$	318
	The Company had no assets or liabilities measured at fair value on a recurring basis that were measured using Level 1 or Level 3 inputs at March 31, 2015 or December 31, 2014.
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
	Fair Value Measurements at March 31, 2015 Using
	Significant Unobservable Inputs (Level 3)
	Impaired loans:
	Commercial	$	153
	Real Estate:
	Single-family residential		122
	Multi-family residential		-
	Commercial:
	Non-owner occupied		-
	Owner occupied		222
	Land		279
	Total impaired loans	$	776
	Fair Value Measurements at December 31, 2014 Using
	Significant Unobservable Inputs (Level 3)
	Impaired loans:
	Commercial	$	157
	Real Estate:
Single-family residential		123
Multi-family residential		-
Commercial:
Non-owner occupied		-
Owner occupied		225
Land		289
Total impaired loans	$	794
The Company had no material assets or liabilities measured at fair value on a non-recurring basis that were measured using Level 1 or Level 2 inputs at March 31, 2015 or December 31, 2014.
Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $841 with a valuation allowance of $20, at March 31, 2015. There were no write-downs of impaired collateral dependent loans during the three months ended March 31, 2015 or 2014.  Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $867, with a valuation allowance of $20 at December 31, 2014.
During the three months ended March 31, 2015, the Company did not have any significant transfers of assets or liabilities between those measured using Level 1, 2 or 3 inputs.  The Company recognizes transfers of assets and liabilities between Level 1 and 2 inputs based on the information relating to those assets and liabilities at the end of the reporting period.
The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 2015:
		Fair Value	Valuation Technique(s)		Unobservable Inputs		(Range) Weighted Average
Impaired loans:
Commercial	$	153	Income approach		Adjustment for differences in net operating income expectations		-16.00%
Commercial real estate:
Single-family residential		122	Comparable sales approach		Adjustment for differences between the comparable market transactions		2.35%
Commercial:
Owner occupied		222	Comparable sales approach		Adjustment for differences between the comparable market transactions		-12.21%
Land		279	Comparable sales approach		Adjustment for differences between the comparable market transactions		8.10%
The following table presents quantitative information about Level 3 fair value measurements for financial instruments measures at fair value on a non-recurring basis at December 31, 2014:
		Fair Value	Valuation Technique(s)		Unobservable Inputs		(Range) Weighted Average
Impaired loans:
Commercial	$	157	Income approach		Adjustment for differences in net operating income expectations		-16.00%
Commercial real estate:
Single -family residential		123	Comparable sales approach		Adjustment for differences between the comparable market transactions		2.35%
Commercial:
Owner occupied		225	Comparable sales approach		Adjustment for differences between the comparable market transactions		-12.21%
Land		289	Comparable sales approach		Adjustment for differences between the comparable market transactions		8.10%
Financial Instruments Recorded Using Fair Value Option
The Company has elected the fair value option for loans held for sale.  These loans are intended for sale and the Company believes that the fair value is the best indicator of the resolution of these loans.  Loans originated as construction loans, that were subsequently transferred to held for sale, are carried at the lower of cost or market and are not included.  Interest income is recorded based on the contractual terms of the loan and in accordance with the Company’s policy on loans held for investment.  None of these loans were 90 days or more past due or on nonaccrual as of March 31, 2015 or December 31, 2014.
As of March 31, 2015 and December 31, 2014, the aggregate fair value, contractual balance and gain or loss of loans held for sale were as follows:
		31-Mar-15		31-Dec-14
Aggregate fair value	$	2,412	$	1,672
Contractual balance		2,385		1,657
Gain (loss)		27		15
The total amount of gains and losses from changes in fair value included in earnings for the three months ended March 31, 2015 and 2014 for loans held for sale were:
	Three months ended March 31,
	2015		2014
Interest income	$	29	$	16
Interest expense		-		-
Change in fair value		12		16
Total change in fair value	$	41	$	32
The carrying amounts and estimated fair values of financial instruments at March 31, 2015 were as follows:
	Fair Value Measurements at March 31, 2015 Using:
	Carrying
	Value		Level 1			Level 2		Level 3		Total
Financial assets
Cash and cash equivalents	$	23,894	$	23,894		$	-	$	-	$	23,894
Interest-bearing deposits in other financial institutions		494		494			-		-		494
Securities available for sale		9,385		-			9,385		-		9,385
Loans held for sale		2,412		-			2,412		-		2,412
Loans, net		266,259		-			-		267,644		267,644
FHLB stock		1,942		n/a			n/a		n/a		n/a
Accrued interest receivable		807		2			49		756		807
Yield maintenance provisions (embedded derivatives)		327		-			327		-		327
Interest rate lock commitments		14		-			14		-		14
Financial liabilities
Deposits	$	-260,738	$	-120,707		$	-140,663	$	-	$	-261,370
FHLB advances and other borrowings		-14,500		-			-14,760		-		-14,760
Advances by borrowers for taxes and insurance		-301		-			-		-301		-301
Subordinated debentures		-5,155		-			-2,927		-		-2,927
Accrued interest payable		-51		-			-51		-		-51
Interest-rate swaps		-327		-			-327		-		-327
The carrying amounts and estimated fair values of financial instruments at December 31, 2014 were as follows:
	Fair Value Measurements at December 31, 2014 Using:
	Carrying
	Value		Level 1			Level 2		Level 3		Total
Financial assets
Cash and cash equivalents	$	28,207	$	28,207		$	-	$	-	$	28,207
Interest-bearing deposits in other financial institutions		494		494			-		-		494
Securities available for sale		10,445		-			10,445		-		10,445
Loans held for sale		1,672		-			1,672		-		1,672
Loans, net		257,831		-			-		258,079		258,079
FHLB stock		1,942		n/a			n/a		n/a		n/a
Accrued interest receivable		34		2			32		-		34
Yield maintenance provisions (embedded derivatives)		318		-			318		-		318
Interest rate lock commitments		25		-			25		-		25
Financial liabilities
Deposits	$	-258,315	$	-121,132		$	-137,700	$	-	$	-258,832
FHLB advances and other borrowings		-14,500		-			-14,663		-		-14,663
Advances by borrowers for taxes and insurance		-401		-					-401		-401
Subordinated debentures		-5,155		-			-2,536		-		-2,536
Accrued interest payable		-48		-			-48		-		-48
Interest-rate swaps		-318		-			-318		-		-318
The methods and assumptions, not previously presented, used to estimate fair values are described as follows:
Cash and Cash Equivalents
The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1.
Interest-Bearing Deposits in Other Financial Institutions
The carrying amounts of interest bearing deposits in other financial institutions approximate fair values and are classified as Level 1.
FHLB Stock
It is not practical to determine the fair value of FHLB stock due to restrictions placed on its transferability.
Loans
Fair values of loans, excluding loans held for sale, are estimated as follows:  For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification.  Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.
Deposits
The fair values disclosed for demand deposits (e.g., interest and noninterest bearing checking, passbook savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification.
Other Borrowings
The fair values of the Company’s long-term FHLB advances are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification.
The fair values of the Company’s subordinated debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification.
Accrued Interest Receivable/Payable
The carrying amounts of accrued interest approximate fair value resulting in a Level 1, 2 or 3 classification, consistent with the asset or liability with which they are associated.
Off-Balance-Sheet Instruments
The fair value of off-balance-sheet items is not considered material.

Subordinated_Debentures

Subordinated Debentures	3 Months Ended
	Mar. 31, 2015
Subordinated Debentures [Abstract]
Subordinated Debentures
	NOTE 6 – SUBORDINATED DEBENTURES
	In December 2003, Central Federal Capital Trust I, a trust formed by the Holding Company, closed a pooled private offering of 5,000 trust preferred securities with a liquidation amount of $1 per security.  The Holding Company issued $5,155 of subordinated debentures to the trust in exchange for ownership of all of the common stock of the trust and the proceeds of the preferred securities sold by the trust.  The Holding Company is not considered the primary beneficiary of this trust (variable interest entity); therefore, the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability.  The Holding Company’s investment in the common stock of the trust was $155 and is included in other assets.
	The subordinated debentures mature on December 30, 2033.  The Holding Company may redeem the subordinated debentures, in whole or in part, in a principal amount with integral multiples of $1, on or after December 30, 2008 at 100% of the principal amount, plus accrued and unpaid interest.  The subordinated debentures are also redeemable in whole or in part from time to time, upon the occurrence of specific events defined within the trust indenture.  There are no required principal payments on the subordinated debentures over the next five years. The Holding Company has the option to defer interest payments on the subordinated debentures for a period not to exceed five consecutive years.
	The Holding Company’s Board of Directors has elected to defer interest payments on the subordinated debentures from time to time since 2010.  However, in June 2014, the Holding Company paid all deferred and current interest payments in the amount of $293.  The Holding Company obtained the prior approval of the FRB to make such payments as required by the terms of the Holding Company Order in effect at such time.  The Holding Company subsequently paid the interest current on the subordinated debentures as of September 30, 2014, December 31, 2014 and March 31, 2015, after receiving the prior approval or written non-objection of the FRB to make such payments as required by the terms of the Holding Company Order and the subsequent commitments made by the Company following the termination of the Holding Company Order.
	The subordinated debentures have a variable rate of interest, reset quarterly, equal to the three-month London Interbank Offered Rate plus 2.85%, which was 3.12% at March 31, 2015 and 3.11% at December 31, 2014.

StockBased_Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2015
Stock-Based Compensation [Abstract]
Stock-Based Compensation
	NOTE 7 – STOCK-BASED COMPENSATION
	The Company has three stock-based compensation plans (the “Plans”), as described below.  Total compensation cost that has been charged against income for those Plans totaled $35 and  $74, respectively, for the three months ended March 31, 2015 and 2014.  The total income tax effect was not material for the three months ended March 31, 2015 and 2014.
	The Plans, which are stockholder-approved, provide for stock option grants and restricted stock awards to directors, officers and employees.  The 1999 Stock-Based Incentive Plan, which expired July 13, 2009, provided 38,778 shares of common stock for stock option grants and 15,511 shares of common stock for restricted stock awards.  The 2003 Equity Compensation Plan (the “2003 Plan”), as amended and restated, provided an aggregate of 100,000 shares for stock option grants and restricted stock awards, of which up to 30,000 shares could be awarded in the form of restricted stock awards.  The 2009 Equity Compensation Plan, which was approved by stockholders on May 21, 2009, replaced the 2003 Plan and provides 200,000 shares, plus any remaining shares available to grant or that are later forfeited or expire under the 2003 Plan, that may be issued as stock option grants, stock appreciation rights or restricted stock awards.  On May 16, 2013, stockholders approved the First Amendment to the 2009 Equity Compensation Plan to increase the number of shares of common stock reserved for stock option grants and restricted stock awards thereunder to 1,500,000.
	Stock Options
	The Plans permit the grant of stock options to directors, officers and employees of the Holding Company and CFBank.  Option awards are granted with an exercise price equal to the market price of the Company’s common stock on the date of grant, generally have vesting periods ranging from one to three years, and are exercisable for ten years from the date of grant.  Unvested stock options immediately vest upon a change of control.
	The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below.  Expected volatilities are based on historical volatilities of the Company’s common stock.  The Company uses historical data to estimate option exercise and post-vesting termination behavior.  Employee and management options are tracked separately.  The expected term of options granted is based on historical data and represents the period of time that options granted are expected to be outstanding, which takes into account that the options are not transferable.  The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant.
	There were no options granted or exercised during the three months ended March 31, 2015 and March 31, 2014.
	A summary of stock option activity in the Plans for the three months ended March 31, 2015 follows:
		Shares	Weighted Average Exercise Price		Weighted Average Remaining Contractual Term (Years)	Intrinsic Value
	Outstanding at beginning of year	621,396	$	1.56
	Granted	-		-
	Exercised	-		-
	Expired	-		-
	Cancelled or Forfeited	-		-
	Outstanding at end of period	621,396	$	1.56	8.2	$	-
	Expected to vest	333,331	$	1.40	8.3	$	-
	Exercisable at end of period	288,065	$	1.74	8.0	$	-
	During the three months ended March 31, 2015 there were no stock options canceled or forfeited.  During the three months ended March 31, 2014, there were 7,560 stock options canceled or forfeited.  Previously recognized expense associated with nonvested forfeited shares was reversed.
	As of March 31, 2015, there was $108 of total unrecognized compensation cost related to nonvested stock options granted under the Plans.  The cost is expected to be recognized over a weighted-average period of 1.1 years.  Substantially all of the 333,331 nonvested stock options at March 31, 2015 are expected to vest.
	Restricted Stock Awards
	The Plans permit the grant of restricted stock awards to directors, officers and employees. Compensation is recognized over the vesting period of the awards based on the fair value of the stock at grant date.  The fair value of the stock was determined using the closing share price on the date of grant and shares generally have vesting periods of one to three years.  There were 953,642 shares available for stock option grants and restricted stock to be issued under the Plans at March 31, 2015.  There were no shares of restricted stock issued during the three months ended March 31, 2015 and 2014.  As of March 31, 2015, there were no nonvested restricted share awards.
	There were no shares of restricted stock forfeited during the three months ended March 31, 2015 and 2014.  Also, there were no shares vested during the three months ended March 31, 2015 and 2014.

Regulatory_Capital_Matters

Regulatory Capital Matters	3 Months Ended
	Mar. 31, 2015
Regulatory Capital Matters [Abstract]
Regulatory Capital Matters
	NOTE 8 – REGULATORY CAPITAL MATTERS
	CFBank is subject to regulatory capital requirements administered by federal banking agencies.  Prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action.
	Prompt corrective action regulations provide five classifications:  well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition.  If adequately capitalized, regulatory approval is required to accept brokered deposits.  If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required.
	In July 2013, the Holding Company’s primary federal regulator, the FRB, published final rules (the “Basel III Capital Rules”) establishing a new comprehensive capital framework for U.S. banking organizations.  The rules implement the Basel Committee's December 2010 framework known as “Basel III” for strengthening international capital standards as well as certain provisions of the Dodd-Frank Act.  The implementation of the Basel III Capital Rules result in higher capital requirements and more restrictive leverage and liquidity ratios than those previously in place.  In addition, in order to avoid limitations on capital distributions, such as dividend payments and certain bonus payments to executive officers, the Basel III Capital Rules require insured financial institutions to hold a capital conservation buffer of common equity tier 1 capital above the minimum risk-based capital requirements.  The capital conservation buffer will be phased in over time, becoming effective on January 1, 2019, and will consist of an additional amount of common equity equal to 2.5% of risk-weighted assets.  The Basel III Capital Rules revise the regulatory agencies' prompt corrective action framework by incorporating the new regulatory capital minimums and updating the definition of common equity.  The Basel III Capital Rules became effective for the Company on January 1, 2015, and will be fully phased in by January 1, 2019.  The Company’s implementation of the new rules on January 1, 2015 did not have a material impact on our capital needs.
	Actual and required capital amounts and ratios of CFBank are presented below:
											To Be Well
											Capitalized Under				Required
							For Capital				Applicable Regulatory				Pursuant to
			Actual				Adequacy Purposes				Action Regulations				OCC Commitment
			Amount	Ratio			Amount	Ratio			Amount	Ratio			Amount	Ratio
	31-Mar-15
	Total Capital to risk
	weighted assets	$	38,540	13.49%		$	22,857	8.00%		$	28,572	10.00%		$	34,286	12.00%
	Tier 1 (Core) Capital to risk
	weighted assets		34,933	12.23%			17,143	6.00%			22,857	8.00%			N/A	N/A
	Common equity tier 1 capital
	to risk-weighted assets		34,933	12.23%			12,857	4.50%			18,572	6.50%			N/A	N/A
	Tier 1 (Core) Capital to
	adjusted total assets		34,933	11.17%			12,511	4.00%			15,639	5.00%			25,023	8.00%
									To Be Well
									Capitalized Under			Required
						For Capital			Applicable Regulatory			Pursuant to
			Actual			Adequacy Purposes			Capital Standards			OCC Commitment
			Amount	Ratio		Amount	Ratio		Amount	Ratio		Amount	Ratio
	December 31,2014
	Total Capital to risk
	weighted assets	$	37,898	14.18%	$	21,379	8.00%	$	26,724	10.00%	$	32,069	12.00%
	Tier 1 (Core) Capital to risk
	weighted assets		34,520	12.92%		10,690	4.00%		16,034	6.00%		N/A	N/A
	Common equity tier 1 capital
	to risk-weighted assets		N/A	N/A		N/A	N/A		N/A	N/A		N/A	N/A
	Tier 1 (Core) Capital to
	adjusted total assets		34,520	11.03%		12,515	4.00%		15,643	5.00%		25,029	8.00%
	The CFBank Order required CFBank to have an 8% Tier 1 (Core) Capital to adjusted total assets and 12% Total Capital to risk weighted assets.  Although the CFBank Order was terminated by the OCC effective January 23, 2014, CFBank remains subject to the heightened capital requirements imposed by the OCC and is required to maintain an 8% Tier 1 (core) Capital ratio to adjusted total assets and 12% Total Capital to risk weighted assets.  CFBank met the heightened capital requirements imposed by the OCC at March 31, 2015 and December 31, 2014.  See Note 2-Regulatory Order Considerations for additional information.
	The Qualified Thrift Lender test requires CFBank to maintain at least 65% of assets in housing‑related finance and other specified areas.  If this test is not met, limits are placed on growth, branching, new investments, FHLB advances and dividends.  Management believes that this test was met by CFBank at March 31, 2015 and December 31, 2014.
	CFBank converted from a mutual to a stock institution in 1998, and a “liquidation account” was established in the amount of $14,300, which was the net worth reported in the conversion prospectus.  The liquidation account represents a calculated amount for the purposes described below, and it does not represent actual funds included in the consolidated financial statements of the Company.  Eligible depositors who have maintained their accounts, less annual reductions to the extent they have reduced their deposits, would receive a distribution from this account if CFBank liquidated and its assets exceeded its liabilities.  Dividends may not reduce CFBank’s stockholder’s equity below the required liquidation account balance.
	Dividend Restrictions
	The Holding Company’s principal source of funds for dividend payments is dividends received from CFBank. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies. Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net profits, combined with the retained net profits of the preceding two years, subject to the capital requirements described above.  As of March 31, 2015, CFBank was not permitted to declare or pay dividends or make any other capital distributions without receiving the prior written approval of the OCC.  Future dividend payments by CFBank to the Holding Company would be based on future earnings.
	Any future dividends by the Holding Company on its common stock or Series B Preferred stock, and any dividends or capital contributions by CFBank to the Holding Company, are also subject to prior regulatory approval in accordance with the commitments made in connection with the release and termination of the Orders.  The Holding Company received prior approval from the FRB for the payment of quarterly cash dividends on its Series B Preferred Stock for the quarter ended March 31, 2015 in the aggregate amount of $187 (paid in April 2015).  The Holding Company also previously received prior approval from the FRB for the payment of quarterly cash dividends on its Series B Preferred Stock in each of the previous quarters commencing with the first dividend payment on July 15, 2014.
	The Holding Company’s ability to pay dividends on its stock is also conditioned upon the payment, on a current basis, of quarterly interest payments on the subordinated debentures underlying the Company’s trust preferred securities, which also requires the written non-objection of the FRB.  Additionally, so long as the Company’s Series B Preferred Stock remains outstanding, the Holding Company will be prohibited from paying dividends (other than dividends payable solely in shares) on the Company’s common stock for the then-current dividend period, unless full dividends on the Series B Preferred Stock have been paid or set aside for payment.  Dividends on the Series B Preferred Stock are non-cumulative, which means that if for any reason we do not declare cash dividends on the Series B Preferred Stock for a quarterly dividend period we will have no obligation to pay any dividends for that period (i.e., the dividends will not accrue or cumulate), whether or not we declare dividends on the Series B Preferred Stock for any subsequent dividend period.
	Additionally, CFBank does not intend to make distributions to the Holding Company that would result in a recapture of any portion of its thrift bad debt reserve as discussed in Note 10-Income taxes.

Derivative_Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2015
Derivative Instruments [Abstract]
Derivative Instruments
	NOTE 9 – DERIVATIVE INSTRUMENTS
	Interest-rate swaps:
	CFBank utilizes interest-rate swaps as part of its asset/liability management strategy to help manage its interest rate risk position, and does not use derivatives for trading purposes.  The notional amount of the interest-rate swaps does not represent amounts exchanged by the parties.  The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest-rate swap agreements.  CFBank was party to interest-rate swaps with a combined notional amount of $3,773 at March 31, 2015 and $3,811 at December 31, 2014.
	The objective of the interest-rate swaps is to protect the related fixed rate commercial real estate loans from changes in fair value due to changes in interest rates.  CFBank has a program whereby it lends to its borrowers at a fixed rate with the loan agreement containing a two-way yield maintenance provision, which will be invoked in the event of prepayment of the loan, and is expected to exactly offset the fair value of unwinding the swap.  The yield maintenance provision represents an embedded derivative which is bifurcated from the host loan contract and, as such, the swaps and embedded derivatives are not designated as hedges.  Accordingly, both instruments are carried at fair value and changes in fair value are reported in current period earnings.  CFBank currently does not have any derivatives designated as hedges.
	Contingent Features:
	The counterparty to CFBank’s interest-rate swaps is exposed to credit risk whenever the interest-rate swaps are in a liability position.  At March 31, 2015, CFBank had $836 in securities and cash pledged as collateral for these derivatives.  Should the liability increase, CFBank will be required to pledge additional collateral.
	Additionally, CFBank’s interest-rate swap instruments contain provisions that require CFBank to remain well capitalized under regulatory capital standards.  The interest-rate swaps may be called by the counterparty if CFBank fails to maintain well-capitalized status under regulatory capital standards.  As of March 31, 2015, CFBank was well-capitalized under regulatory capital standards
	Summary information about the derivative instruments is as follows:
		31-Mar-15		31-Dec-14
	Notional amount	$	3,773	$	3,811
	Weighted average pay rate on interest-rate swaps		4.06%		4.06%
	Weighted average receive rate on interest-rate swaps		0.19%		0.18%
	Weighted average maturity (years)		4.0		4.3
	Fair value of interest-rate swaps	$	-327	$	-318
	Fair value of yield maintenance provisions		327		318
	The fair value of the yield maintenance provisions and interest-rate swaps is recorded in other assets and other liabilities, respectively, in the consolidated balance sheet.  Changes in the fair value of the yield maintenance provisions and interest-rate swaps are reported currently in earnings, as other noninterest income in the consolidated statements of operations.  There were no net gains or losses recognized in earnings related to yield maintenance provisions and interest-rate swaps for the three months ended March 31, 2015 or 2014.
	Mortgage banking derivatives:
	Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market are considered derivatives.  These mortgage banking derivatives are not designated in hedge relationships.  The Company had approximately $1,463 and $2,964 of interest rate lock commitments related to residential mortgage loans at March 31, 2015 and December 31, 2014, respectively.  The fair value of these mortgage banking derivatives was reflected by a derivative asset of $14 and $25 at March 31, 2015 and December 31, 2014, respectively, which was included in other assets in the consolidated balance sheet. Fair values were estimated based on anticipated gains on the sale of the underlying loans. Changes in the fair values of these mortgage banking derivatives are included in net gains on sales of loans.

Income_Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2015
Income Taxes [Abstract]
Income Taxes
	NOTE 10 – INCOME TAXES
	The Company maintained a valuation allowance against the net deferred tax assets at December 31, 2014 and December 31, 2013, based on its estimate of future reversal and utilization. When determining the amount of deferred tax assets that are more-likely-than-not to be realized, and therefore recorded as a benefit, the Company conducts a regular assessment of all available information. This information includes, but is not limited to, taxable income in prior periods, projected future income and projected future reversals of deferred tax items. Based on these criteria, the Company determined that it was necessary to maintain a full valuation allowance against the entire net deferred tax asset.
	In 2012, a recapitalization program through the sale of $22.5 million in common stock improved the capital levels of CFBank and provided working capital for the Holding Company. The result of the change in stock ownership associated with the stock offering, within the guidelines of Section 382 of the Internal Revenue Code of 1986, was that the Company incurred an ownership change. At year-end 2014, the Company had net operating loss carryforwards of $26,732, which expire at various dates from 2024 to 2033, and has alternative minimum tax credit carryforwards of $75, which do not expire. As a result of the ownership change, the Company's ability to utilize carryforwards that arose before the stock offering closed is limited to $163 per year. Due to this limitation, management determined it is more likely than not that $20,520 of net operating loss carryforwards will expire unutilized. As required by accounting standards, the Company reduced the carrying value of deferred tax assets, and the corresponding valuation allowance, by the $6,977 tax effect of this lost realizability.
	Federal income tax laws provided additional deductions, totaling $2,250, for thrift bad debt reserves established before 1988.  Accounting standards do not require a deferred tax liability to be recorded on this amount, which otherwise would total $765 at year-end 2014.  However, if CFBank were wholly or partially liquidated or otherwise ceases to be a bank, or if tax laws were to change, this amount would have to be recaptured and a tax liability recorded.   Additionally, any distributions in excess of CFBank’s current or accumulated earnings and profits would reduce amounts allocated to its bad debt reserve and create a tax liability for CFBank. The amount of additional taxable income created by such a distribution is an amount that, when reduced by the tax attributable to the income, is equal to the amount of the distribution. Thus, if CFBank makes a distribution that reduces the amount allocated to its bad debt reserve, then approximately one and one-half times the amount used would be includible in gross income for federal income tax purposes, assuming a 34% corporate income tax rate. CFBank does not intend to make distributions that would result in a recapture of any portion of its bad debt reserve.
	At March 31, 2015 and December 31, 2014, the Company had no unrecognized tax benefits recorded.  The Company does not expect the amount of unrecognized tax benefits to significantly change within the next twelve months.  The Company is subject to U.S. federal income tax and is no longer subject to federal examination for years prior to 2011.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2015
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income
	NOTE 11- ACCUMULATED OTHER COMPREHENSIVE INCOME
	The following table summarizes the changes within each classification of accumulated other comprehensive income, net of tax, for the three months ended March 31, 2015 and 2014 and summarizes the significant amounts reclassified out of each component of accumulated other comprehensive income:
	Changes in Accumulated Other Comprehensive Income by Component (1)
			Three months ended March 31,
			2015		2014
			Unrealized Gains and Losses on Available-for-Sale Securities
	Accumulated Other Comprehensive income (loss), beginning of period		$	51	$	98
	Other comprehensive income (loss) before reclassifications			34		-24
	Less amount reclassified from accumulated other comprehensive loss  (2)			12		-
	Net current-period other comprehensive income (loss)			46		-24
	Accumulated Other Comprehensive income (loss), end of period		$	97	$	74
		(1) All amounts are net of tax.  Amounts in parentheses indicate a reduction of other comprehensive income.
		-2		There was $12 reclassified out of other comprehensive income for the three months ended March 31, 2015 due to an early redemption on a municipal security.  There were no amounts reclassified out of other comprehensive income for the three months ended March 31, 2014

Preferred_Stock

Preferred Stock	3 Months Ended
	Mar. 31, 2015
Preferred Stock [Abstract]
Preferred Stock
	NOTE 12- PREFERRED STOCK
	Commencing in April 2014, the Company conducted a private placement of 6.25% Non-Cumulative Convertible Perpetual Preferred Stock, Series B (“Series B Preferred Stock”) for an offering price of $25.00 per share (the “Private Placement”).  Pursuant to the Private Placement, the Company sold an aggregate of 480,000 shares of Series B Preferred Stock on May 12, 2014 and July 15, 2014, for an aggregate offering price of $12,000.  The Series B Preferred Stock was sold by the Company with the assistance of McDonald Partners, LLC, as placement agent, on a best efforts basis.  After payment of approximately $482 in placement fees to McDonald Partners, LLC and approximately $149 of other offering expenses, the Company’s net proceeds from its sale of the 480,000 shares of Series B Preferred Stock in the Private Placement were approximately $11,369.
	For each share of Series B Preferred Stock sold in the Private Placement, the Company also agreed to issue, at no additional charge, a Warrant to purchase (i) 2.00 shares of common stock of the Company if the purchaser purchased less than $700  (28,000 shares) of Series B Preferred Stock in the Private Placement, or (ii) 3.25 shares of common stock if the purchaser purchased $700  (28,000 shares) or more of Series B Preferred Stock in the Private Placement.   See Note 13- Warrants for additional information.
	The Series B Preferred Stock and Warrants have not been registered under the Securities Act of 1933, as amended (the “Securities Act”), or under the securities laws of any state in reliance upon exemptions from registration thereunder, including the exemptions provided under Section 4(a)(2) of the Securities Act and Rule 506(b) promulgated thereunder.  The Series B Preferred Stock and Warrants were sold solely to “accredited investors” as defined in Rule 501(a), and neither the Series B Preferred Stock or Warrants, nor any shares of common stock of the Company into which the Series B Preferred Stock may be converted or for which the Warrants may be exercised, may be resold for a period of at least six months from the date of issue without registration or an exemption from registration under the Securities Act and applicable state securities laws.  However, the Company has agreed to provide certain registration rights to the holders of the Warrants pursuant to the terms of a Registration Rights Agreement between the Company and each purchaser of Series B Preferred Stock and Warrants in the Private Placement.

Common_Stock_Warrants

Common Stock Warrants	3 Months Ended
	Mar. 31, 2015
Common Stock Warrants [Abstract]
Common Stock Warrant
	NOTE 13- COMMON STOCK WARRANTS
	In connection with the issuance of the Series B Preferred Stock sold in the Private Placement, for each share of Series B Preferred Stock, the Company also agreed to issue, at no additional charge, a Warrant to purchase (i) 2.00 shares of common stock of the Company if the purchaser purchased less than $700 (28,000 shares) of Series B Preferred Stock in the Private Placement, or (ii) 3.25 shares of common stock if the purchaser purchased $700 (28,000 shares) or more of Series B Preferred Stock in the Private Placement.  Warrants to purchase an aggregate of 1,152,125 shares of common stock were issued by the Company to the purchasers of the 480,000 shares of Series B Preferred Stock sold in the Private Placement.  Subject to certain limitations, the Warrants are exercisable for a period of approximately five (5) years expiring on July 15, 2019, at a cash purchase price of $1.85 per share of common stock.

Recovered_Sheet1

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2015
Summary of Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation:
	The consolidated financial statements include Central Federal Corporation (the “Holding Company”) and its wholly-owned subsidiary, CFBank.  The Holding Company and CFBank are sometimes collectively referred to herein as the “Company”.  Intercompany transactions and balances are eliminated in consolidation.  The accompanying unaudited interim consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”) and in compliance with U.S. generally accepted accounting principles (GAAP).  Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted.
	In the opinion of the management of the Company, the accompanying unaudited interim consolidated financial statements include all adjustments necessary for a fair presentation of the Company’s financial condition and the results of operations for the periods presented.  These adjustments are of a normal recurring nature, unless otherwise disclosed in this Form 10-Q. The financial performance reported for the Company for the three months ended March 31, 2015 is not necessarily indicative of the results that may be expected for the full year.  This information should be read in conjunction with the Company’s latest Annual Report to Stockholders and Form 10-K.  Reference is made to the accounting policies of the Company described in Note 1 to the Audited Consolidated Financial Statements contained in the Company’s 2014 Annual Report that was filed as Exhibit 13.1 to the Company’s Form 10-K for the year ended December 31, 2014 (referred to herein as the “2014 Audited Financial Statements”).  The Company has consistently followed those policies in preparing this Form 10-Q.
Loans	Loans:  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, adjusted for purchase premiums and discounts, deferred loan fees and costs and an allowance for loan losses (ALLL).  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments.
	The accrual of interest income on all classes of loans, except other consumer loans, is discontinued and the loan is placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection.  Other consumer loans are typically charged off no later than 90 days past due.  Past due status is based on the contractual terms of the loan for all classes of loans.  In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.  Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.  Commercial loans, multi-family residential real estate loans and commercial real estate loans placed on nonaccrual status are individually classified as impaired loans.
	All interest accrued but not received for loans placed on nonaccrual is reversed against interest income in the period in which it is placed in a nonaccrual status.  Interest received on such loans is accounted for on the cash-basis or cost recovery method, until qualifying for return to accrual status.  Loans are considered for return to accrual status provided all the principal and interest amounts that are contractually due are brought current, there is a current and well documented credit analysis,  there is reasonable assurance of repayment of principal and interest, and the customer has demonstrated sustained, amortizing payment performance of at least six months.
Allowance for Loan Losses (ALLL)	Allowance for Loan Losses (ALLL):  The ALLL is a valuation allowance for probable incurred credit losses.  Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed.  Subsequent recoveries, if any, are credited to the allowance.  Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors.  Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off.
	The allowance consists of specific and general components.  The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that CFBank will be unable to collect all amounts due according to the contractual terms of the loan agreement.  Loans within any loan class for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDRs) and classified as impaired.
	Factors considered by management in determining impairment for all loan classes include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed.
	Loans of all classes within the commercial, multi-family residential and commercial real estate segments, regardless of size, and loans of all other classes with balances over $250 are individually evaluated for impairment when they are 90 days past due, or earlier than 90 days past due if information regarding the payment capacity of the borrower indicates that payment in full according to the loan terms is doubtful.  If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral, less costs to sell, if repayment is expected solely from the collateral.  Large groups of smaller balance homogeneous loans, such as consumer and single-family residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures.
	TDRs of all classes of loans are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception.  If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. If the payment of the loan is dependent on the sale of the collateral, then costs to liquidate the collateral are included when determining the impairment.  For TDRs that subsequently default, the amount of reserve is determined in accordance with the accounting policy for the ALLL.
	Interest income on all classes of impaired loans that are on nonaccrual status is recognized in accordance with the accounting policy on nonaccrual loans.  Cash receipts on all classes of impaired loans that are on nonaccrual status are generally applied to the principal balance outstanding.  Interest income on all classes of impaired loans that are not on nonaccrual status is recognized on the accrual method.  TDRs may be classified as accruing if the borrower has been current for a period of at least six months with respect to loan payments and management expects that the borrower will be able to continue to make payments in accordance with the terms of the restructured loan.
	The general reserve component covers non-impaired loans of all classes and is based on historical loss experience adjusted for current factors.  The historical loss experience is determined by loan class and is based on the actual loss history experienced by CFBank over a three-year period.  The general component is calculated based on CFBank’s loan balances and actual three-year historical loss rates.  For loans with little or no actual loss experience, industry estimates are used based on loan segment. This actual loss experience is supplemented with other economic and judgmental factors based on the risks present for each loan class.  These economic and judgmental factors include consideration of the following:  levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations.
	CFBank’s charge-off policy for commercial loans, single-family residential real estate loans, multi-family residential real estate loans, commercial real estate loans, construction loans and home equity lines of credit requires management to record a specific reserve or charge-off as soon as it is apparent that the borrower is troubled and there is, or likely will be a collateral shortfall related to the estimated value of the collateral securing the loan.  Other consumer loans are typically charged off no later than 90 days past due.
Earnings (Loss) Per Common Share	Earnings (Loss) Per Common Share: The two-class method is used in the calculation of basic and diluted earnings per share.  Under the two-class method, earnings available to common stockholders for the period are allocated between common stockholders and participating securities (unvested share-based payment awards) according to dividends declared (or accumulated) and participation rights in undistributed earnings.  The factors used in the earnings per share computation follow:
			Three months ended
			March 31,
			2015		2014
	Basic
	Net earnings (loss)		$	251	$	-214
	Dividends on Series B preferred stock and accretion of discount			-214		-
	Earnings (loss) allocated to common stockholders		$	37	$	-214
	Weighted average common shares outstanding including unvested share-based payment awards			15,823,710		15,823,710
	Less: Unvested share-based payment awards			-		-
	Average shares			15,823,710		15,823,710
	Basic earnings (loss) per common share		$	0.00	$	-0.01
	Diluted
	Net earnings (loss) allocated to common stockholders		$	37	$	-214
	Weighted average common shares outstanding for basic loss per common share			15,823,710		15,823,710
	Add:  Dilutive effects of assumed exercises of stock options			7,444		-
	Add:  Dilutive effects of assumed exercises of stock warrants			-		-
	Average shares and dilutive potential common shares			15,831,154		15,823,710
	Diluted earnings (loss) per common share		$	0.00	$	-0.01
	The following securities exercisable for or convertible into common shares were anti-dilutive and not considered in computing diluted earnings (loss) per common share.
		Three months ended March 31,
		2015		2014
	Stock options	456,396		632,126
	Series B preferred stock	6,857,143		-
	Stock warrants	1,152,125		-
Adoption of New Accounting Standards	Adoption of New Accounting Standards:
	In January 2014, the FASB issued Accounting Standards Update (“ASU” or “Update”) 2014-01, Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects (January 2014).  This Update permits entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met.  The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments.  The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014.  The amendments in this Update should be applied retrospectively to all periods presented.  Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	In January 2014, the FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (January 2014).  The objective of this Update is to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized.  The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014.  The amendments in this Update may be adopted using either a modified retrospective transition method or a prospective transition method.  Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	In April 2014 the FASB issued ASU 2014-08, Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360): Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity (April 2014).This Update seeks to better define the groups of assets which qualify for discontinued operations, in order to ease the burden and cost for preparers and stakeholders.  This update changed “the criteria for reporting discontinued operations” and related reporting requirements, including the provision for disclosures about the “disposal of an individually significant component of an entity that does not qualify for discontinued operations presentation.”  The amendments in this Update are effective for fiscal years beginning after December 15, 2014.  Early adoption is permitted only for disposals or classifications as held for sale.  The Company will adopt the methodologies prescribed by this ASU by the date required.  Adoption of the ASU is not expected to have a significant effect on the Company's consolidated financial statements.
	In May 2014 the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606) (May 2014).  Section A - Summary and Amendments That Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs - Contracts with Customers (Subtopic 340-40).  Section B - Conforming Amendments to Other Topics and Subtopics in the Codification and Status Tables.  Section C - Background Information and Basis for Conclusions.  The topic of Revenue Recognition had become broad with several other regulatory agencies issuing standards, which lacked cohesion.  The new guidance establishes a “comprehensive framework” and “reduces the number of requirements to which an entity must consider in recognizing revenue” and yet provides improved disclosures to assist stakeholders reviewing financial statements.  The amendments in this Update are effective for annual reporting periods beginning after December 15, 2016.  Early adoption is not permitted.  The Company will adopt the methodologies prescribed by this ASU by the date required.  Adoption of the ASU is not expected to have a significant effect on the Company's consolidated financial statements.
	In June 2014 the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures (June 2014).  This Update addresses the concerns of stakeholders’ by changing the accounting practices surrounding repurchase agreements.  The new guidance changes the “accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements.”  The amendments in this Update are effective for annual reporting periods beginning after December 15, 2014. Early adoption is prohibited.  The Company will adopt the methodologies prescribed by this ASU by the date required.  Adoption of the ASU is not expected to have a significant effect on the Company's consolidated financial statements.
	In June 2014 the FASB issued ASU 2014-12, Compensation - Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (June 2014).  This Update defines the accounting treatment for share-based payments and “resolves the diverse accounting treatment of those awards in practice.” The new requirement mandates that “a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition.”  Compensation cost will now be recognized in the period in which it becomes likely that the performance target will be met.   The amendments in this Update are effective for annual reporting periods beginning after December 15, 2015. Early adoption is permitted.  The Company will adopt the methodologies prescribed by this ASU by the date required.  Adoption of the ASU is not expected to have a significant effect on the Company's consolidated financial statements.
	The FASB has issued ASU No. 2014-15, Presentation of Financial Statements—Going Concern (Subtopic 205-40):  Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern.  ASU 2014-15 is intended to define management’s responsibility to evaluate whether there is substantial doubt about an organization’s ability to continue as a going concern and to provide related footnote disclosures.  Under Generally Accepted Accounting Principles (GAAP), financial statements are prepared under the presumption that the reporting organization will continue to operate as a going concern, except in limited circumstances.  Financial reporting under this presumption is commonly referred to as the going concern basis of accounting.  The going concern basis of accounting is critical to financial reporting because it establishes the fundamental basis for measuring and classifying assets and liabilities.  Currently, GAAP lacks guidance about management’s responsibility to evaluate whether there is substantial doubt about the organization’s ability to continue as a going concern or to provide related footnote disclosures. This ASU provides guidance to an organization’s management, with principles and definitions that are intended to reduce diversity in the timing and content of disclosures that are commonly provided by organizations today in the financial statement footnotes. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	COSO’s Internal Control Framework has been updated and enhanced.  Since its release in 1992, COSO’s Internal Control – Integrated Framework has been widely accepted and adopted around the world. The updated framework, issued on May 14, 2013, maintains the fundamental elements of the original:  five components of an internal control system—control environment, risk assessment, control activities, information and communication—and monitoring activities supporting three categories of objectives:  effectiveness and efficiency of operations, reliability of reporting and compliance with applicable laws and regulations, structured through management’s judgment.  The five components are evaluated through principles and recommended points of focus.  A significant enhancement, however, is the expansion of the reporting objective to include nonfinancial and internal reporting objectives.  The mandatory principles have been updated to reflect today’s business environment—an environment of increased governance, regulatory and compliance demands and increased use of technology and complex business models. The original framework still may be used through December 15, 2014; beyond that date, COSO will consider the original framework obsolete. Adoption of the updated COSO Integrated Framework is not expected to have a material effect on the Company’s internal control environment or financial reporting.
General Litigation	General Litigation
	The Company is subject to claims and lawsuits that arise primarily in the ordinary course of business.  It is the opinion of management that the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Company.

Summary_Of_Significant_Account1

Summary Of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2015
Summary of Significant Accounting Policies [Abstract]
Earnings (Loss) Per Common Share
			Three months ended
			March 31,
			2015		2014
	Basic
	Net earnings (loss)		$	251	$	-214
	Dividends on Series B preferred stock and accretion of discount			-214		-
	Earnings (loss) allocated to common stockholders		$	37	$	-214
	Weighted average common shares outstanding including unvested share-based payment awards			15,823,710		15,823,710
	Less: Unvested share-based payment awards			-		-
	Average shares			15,823,710		15,823,710
	Basic earnings (loss) per common share		$	0.00	$	-0.01
	Diluted
	Net earnings (loss) allocated to common stockholders		$	37	$	-214
	Weighted average common shares outstanding for basic loss per common share			15,823,710		15,823,710
	Add:  Dilutive effects of assumed exercises of stock options			7,444		-
	Add:  Dilutive effects of assumed exercises of stock warrants			-		-
	Average shares and dilutive potential common shares			15,831,154		15,823,710
	Diluted earnings (loss) per common share		$	0.00	$	-0.01
Anti-dilutive Average Common Shares
		Three months ended March 31,
		2015		2014
	Stock options	456,396		632,126
	Series B preferred stock	6,857,143		-
	Stock warrants	1,152,125		-

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
Amortized cost and fair value of available-for-sale securities portfolio
						Gross		Gross
			Amortized			Unrealized		Unrealized		Fair
			Cost			Gains		Losses		Value
	31-Mar-15
	Corporate debt		$	2,918		$	5	$	-	$	2,923
	State and municipal			-			-		-		-
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury			5,016			34		-		5,050
	Mortgage-backed securities - residential			627			37		-		664
	Collateralized mortgage obligations			727			21		-		748
	Total		$	9,288		$	97	$	-	$	9,385
						Gross		Gross
			Amortized			Unrealized		Unrealized		Fair
			Cost			Gains		Losses		Value
	31-Dec-14
	Corporate debt		$	2,932		$	5	$	1	$	2,936
	State and municipal			897			-		11		886
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury			5,018			-		7		5,011
	Mortgage-backed securities - residential			687			40		-		727
	Collateralized mortgage obligations			860			25		-		885
	Total		$	10,394		$	70	$	19	$	10,445
Securities classified by maturity date
				31-Mar-15					31-Dec-14
				Amortized			Fair		Amortized		Fair
				Cost			Value		Cost		Value
	Due in one year or less		$	3,918		$	3,923	$	4,829	$	4,821
	Due from one to five years			4,016			4,050		4,018		4,012
	Mortgage-backed securities			627			664		687		727
	Collateralized mortgage obligations			727			748		860		885
	Total		$	9,288		$	9,385	$	10,394	$	10,445
Fair value of securities pledged
		March 31,			December 31,
		2015			2014
	Pledged as collateral for:
	FHLB advances	$	4,057		$	4,208
	Public deposits		2,464			2,476
	Interest-rate swaps		335			353
	Total	$	6,856		$	7,037
Securities with unrealized losses
	31-Mar-15		Less than 12 Months					12 Months or More				Total
	Description of Securities		Fair Value			Unrealized Loss		Fair Value		Unrealized Loss		Fair Value		Unrealized Loss
	Corporate debt (1)		$	229		$	-	$	-	$	-	$	229	$	-
	State and municipal			-			-		-		-		-		-
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury (1)			1,000			-		-		-		1,000		-
	Total temporarily impaired		$	1,229		$	-	$	-	$	-	$	1,229	$	-
		-1		Securities with an unrealized loss were less than $1 resulting in rounding to zero.
	31-Dec-14		Less than 12 Months					12 Months or More				Total
	Description of Securities		Fair Value			Unrealized Loss		Fair Value		Unrealized Loss		Fair Value		Unrealized Loss
	Corporate debt		$	1,259		$	1	$	-	$	-	$	1,259	$	1
	State and municipal			-			-		886		11		886		11
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury			5,011			7		-		-		5,011		7
	Total temporarily impaired		$	6,270		$	8	$	886	$	11	$	7,156	$	19

Loans_Tables

Loans (Tables)	3 Months Ended
	Mar. 31, 2015
Loans [Abstract]
Recorded investment in loans by portfolio segment
		March 31,			December 31,
		2015			2014
	Commercial	$	47,778		$	46,532
	Real estate:
	Single-family residential		57,537			51,445
	Multi-family residential		28,437			28,790
	Commercial		87,445			91,119
	Construction		28,161			23,641
	Consumer:
	Home equity lines of credit		18,271			16,898
	Other		5,072			4,976
	Subtotal		272,701			263,401
	Less: ALLL		-6,442			-6,316
	Loans, net	$	266,259		$	257,085
Activity in ALLL by portfolio segment	The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2015:
		Three months ended March 31, 2015
					Real Estate												Consumer
		Commercial			Single-family			Multi-family			Commercial			Construction			Home Equity lines of credit			Other			Total
	Beginning balance	$	1,346		$	634		$	818		$	2,541		$	442		$	441		$	94		$	6,316
	Addition to (reduction in)		88			65			-125			-77			99			23			2			75
	provision for loan losses
	Charge-offs		-8			-			-			-			-			-			-10			-18
	Recoveries		25			1			-			33			-			4			6			69
	Ending balance	$	1,451		$	700		$	693		$	2,497		$	541		$	468		$	92		$	6,442
	The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2014:
		Three months ended March 31, 2014
					Real Estate												Consumer
		Commercial			Single-family			Multi-family			Commercial			Construction			Home Equity lines of credit			Other			Total
	Beginning balance	$	1,759		$	120		$	1,262		$	2,325		$	119		$	139		$	5		$	5,729
	Addition to (reduction in)		-175			38			196			-265			259			-35			2			20
	provision for loan losses
	Charge-offs		-			-			-			-			-			-			-			-
	Recoveries		3			1			-			4			-			5			1			14
	Ending balance	$	1,587		$	159		$	1,458		$	2,064		$	378		$	109		$	8		$	5,763
Balance in ALLL and recorded investment in loans by portfolio segment and based on impairment method	The following table presents the balance in the ALLL and the recorded investment in loans by portfolio segment and based on the impairment method as of March 31, 2015:
						Real Estate												Consumer
			Commercial			Single-			Multi-			Commercial			Construction			Home Equity			Other			Total
						family			family									lines of credit
	ALLL:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	28		$	-		$	-		$	26		$	-		$	-		$	-		$	54
	Collectively evaluated for impairment			1,423			700			693			2,471			541			468			92			6,388
	Total ending allowance balance		$	1,451		$	700		$	693		$	2,497		$	541		$	468		$	92		$	6,442
	Loans:
	Individually evaluated for impairment		$	548		$	292		$	1,621		$	3,565		$	-		$	-		$	-		$	6,026
	Collectively evaluated for impairment			47,230			57,245			26,816			83,880			28,161			18,271			5,072			266,675
	Total ending loan balance		$	47,778		$	57,537		$	28,437		$	87,445		$	28,161		$	18,271		$	5,072		$	272,701
	The following table presents the balance in the ALLL and the recorded investment in loans by portfolio segment and based on the impairment method as of December 31, 2014:
						Real Estate												Consumer
			Commercial			Single-			Multi-			Commercial			Construction			Home Equity			Other			Total
						family			family									lines of credit
	ALLL:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	29		$	-		$	1		$	34		$	-		$	-		$	-		$	64
	Collectively evaluated for impairment			1,317			634			817			2,507			442			441			94			6,252
	Total ending allowance balance		$	1,346		$	634		$	818		$	2,541		$	442		$	441		$	94		$	6,316
	Loans:
	Individually evaluated for impairment			630		$	296		$	1,631		$	3,695		$	-		$	-		$	-		$	6,252
	Collectively evaluated for impairment			45,902			51,149			27,159			87,424			23,641			16,898			4,976			257,149
	Total ending loan balance		$	46,532		$	51,445		$	28,790		$	91,119		$	23,641		$	16,898		$	4,976		$	263,401
Individually evaluated for impairment by class of loans	The following table presents loans individually evaluated for impairment by class of loans at March 31, 2015.  The unpaid principal balance is the contractual principal balance outstanding.  The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs.  The table presents accrual basis interest income recognized during the three months ended March 31, 2015.  Cash payments of interest on these loans during the three months ended March 31, 2015 totaled $83.
											Three months ended
		As of March 31, 2015									31-Mar-15
		Unpaid Principal Balance			Recorded Investment			ALLL Allocated			Average Recorded Investment			Interest Income Recognized
	With no related allowance recorded:
	Commercial	$	76		$	68		$	-		$	69		$	1
	Real estate:
	Single-family residential		331			170			-			171			-
	Multi-family residential		1,570			1,570			-			1,574			23
	Commercial:
	Non-owner occupied		564			463			-			468			-
	Owner occupied		700			179			-			180			10
	Land		-			-			-			-			-
	Total with no allowance recorded		3,241			2,450			-			2,462			34
	With an allowance recorded:
	Commercial		480			480			28			490			3
	Real estate:
	Single-family residential		122			122			-			123			2
	Multi-family residential		51			51			-			51			1
	Commercial:
	Non-owner occupied		2,253			2,253			9			2,256			33
	Owner occupied		375			375			2			377			5
	Land		339			295			15			297			5
	Total with an allowance recorded		3,620			3,576			54			3,594			49
	Total	$	6,861		$	6,026		$	54		$	6,056		$	83
	The following table presents loans individually evaluated for impairment by class of loans at December 31, 2014.  The unpaid principal balance is the contractual principal balance outstanding.  The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs.  The table presents accrual basis interest income recognized during the three months ended March 31, 2014.  Cash payments of interest during the three months ended March 31, 2014 totaled $54.
											Three months ended
		As of December 31, 2014									31-Mar-14
		Unpaid Principal Balance			Recorded Investment			ALLL Allocated			Average Recorded Investment			Interest Income Recognized
	With no related allowance recorded:
	Commercial	$	135		$	121		$	-		$	121		$	-
	Real estate:
	Single-family residential		334			173			-			185			-
	Multi-family residential		1,579			1,579			-			-			-
	Commercial:
	Non-owner occupied		577			477			-			1,444			-
	Owner occupied		704			183			-			1,044			-
	Land		-			-			-			-			-
	Total with no allowance recorded		3,329			2,533			-			2,794			-
	With an allowance recorded:
	Commercial		509			509			29			817			6
	Real estate:
	Single-family residential		123			123			-			126			2
	Multi-family residential		52			52			1			1,736			1
	Commercial:
	Non-owner occupied		2,352			2,352			17			2,122			33
	Owner occupied		380			380			2			394			5
	Land		348			303			15			733			5
	Total with an allowance recorded		3,764			3,719			64			5,928			52
	Total	$	7,093		$	6,252		$	64		$	8,722		$	52
Recorded investment in nonaccrual loans by class of loans
		31-Mar-15			31-Dec-14
	Loans past due over 90 days still on accrual:
	Real estate:
	Commercial:
	Non-owner occupied	$	366		$	-
	Total over 90 days still on accrual loans	$	366		$	-
	Nonaccrual loans:
	Commercial		305			369
	Real estate:
	Single-family residential		723			549
	Multi-family residential		-			-
	Commercial:
	Non-owner occupied		464			477
	Owner occupied		-			-
	Land		-			-
	Consumer:
	Home equity lines of credit:
	Originated for portfolio		50			51
	Purchased for portfolio		99			102
	Other consumer		-			-
	Total nonaccrual		1,641			1,548
	Total nonaccrual and nonperforming loans	$	2,007		$	1,548
Aging of recorded investment in past due loans by class of loans	The following table presents the aging of the recorded investment in past due loans by class of loans as of March 31, 2015:
		30 - 59 Days Past Due			60 - 89 Days Past Due			Greater than 90 Days Past Due			Total Past Due			Loans Not Past Due			Nonaccrual Loans Not > 90 days Past Due
	Commercial	$	16		$	793		$	-		$	809		$	46,969		$	305
	Real estate:
	Single-family residential		1,183			133			256			1,572			55,965			467
	Multi-family residential		-			-			-			-			28,437			-
	Commercial:
	Non-owner occupied		-			-			366			366			48,973			464
	Owner occupied		-			-			-			-			32,468			-
	Land		-			-			-			-			5,638			-
	Construction		-			-			-			-			28,161			-
	Consumer:
	Home equity lines of credit:
	Originated for portfolio		43			-			-			43			16,852			50
	Purchased for portfolio		-			-			-			-			1,376			99
	Other		-			-			-			-			5,072			-
	Total	$	1,242		$	926		$	622		$	2,790		$	269,911		$	1,385
	The following table presents the aging of the recorded investment in past due loans by class of loans as of December 31, 2014:
		30 - 59 Days Past Due			60 - 89 Days Past Due			Greater than 90 Days Past Due			Total Past Due			Loans Not Past Due			Nonaccrual Loans Not > 90 days Past Due
	Commercial	$	18		$	-		$	121		$	139		$	46,393		$	248
	Real estate:
	Single-family residential		521			55			68			644			50,801			481
	Multi-family residential		-			-			-			-			28,790			-
	Commercial:
	Non-owner occupied		115			-			-			115			48,879			477
	Owner occupied		-			-			-			-			35,900			-
	Land		-			-			-			-			6,225			-
	Construction		52			-			-			52			23,589			-
	Consumer:
	Home equity lines of credit:
	Originated for portfolio		-			-			51			51			15,414			-
	Purchased for portfolio		30			102			-			132			1,301			102
	Other		5			10			-			15			4,961			-
	Total	$	741		$	167		$	240		$	1,148		$	262,253		$	1,308
Loans Modified As TDRs By Class Of Loans
		31-Mar-15			31-Dec-14
	Commercial	$	237		$	249
	Real estate:
	Single-family residential		169			173
	Multi-family residential		-			-
	Commercial:
	Non-owner occupied		-			-
	Owner occupied		-			-
	Total	$	406		$	422
Financing Receivable Credit Quality Indicators	The recorded investment in loans by risk category and by class of loans as of March 31, 2015 and based on the most recent analysis performed follows.  There were no loans rated doubtful at March 31, 2015.
		Not Rated			Pass			Special Mention			Substandard			Total
	Commercial	$	102		$	46,968		$	317		$	391		$	47,778
	Real estate:
	Single-family residential		56,786			-			-			751			57,537
	Multi-family residential		-			27,706			-			731			28,437
	Commercial:
	Non-owner occupied		136			44,049			-			5,154			49,339
	Owner occupied		-			29,910			1,484			1,074			32,468
	Land		77			2,863			-			2,698			5,638
	Construction		8,699			19,462			-			-			28,161
	Consumer:
	Home equity lines of credit:
	Originated for portfolio		16,747			-			-			148			16,895
	Purchased for portfolio		811			-			307			258			1,376
	Other		5,072			-			-			-			5,072
		$	88,430		$	170,958		$	2,108		$	11,205		$	272,701
	The recorded investment in loans by risk category and by class of loans as of December 31, 2014 follows.  There were no loans rated doubtful at December 31, 2014.
		Not Rated			Pass			Special Mention			Substandard			Total
	Commercial	$	1,088		$	44,543		$	441		$	460		$	46,532
	Real estate:
	Single-family residential		50,864			-			-			581			51,445
	Multi-family residential		-			26,412			-			2,378			28,790
	Commercial:
	Non-owner occupied		139			43,547			89			5,219			48,994
	Owner occupied		-			33,305			1,507			1,088			35,900
	Land		78			3,417			-			2,730			6,225
	Construction		8,645			14,996			-			-			23,641
	Consumer:
	Home equity lines of credit:
	Originated for portfolio		15,316			-			-			149			15,465
	Purchased for portfolio		857			-			313			263			1,433
	Other		4,976			-			-			-			4,976
		$	81,963		$	166,220		$	2,350		$	12,868		$	263,401

Fair_Value_Tables

Fair Value (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value [Abstract]
Assets and liabilities measured at fair value on a recurring basis, including financial assets and liabilities		Fair Value Measurements at March 31, 2015 using Significant Other Observable Inputs
		(Level 2)
	Financial Assets:
	Securities available for sale:
	Corporate debt	$	2,923
	State and municipal		-
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury		5,050
	Mortgage-backed securities - residential		664
	Collateralized mortgage obligations		748
	Total securities available for sale	$	9,385
	Loans held for sale		2,412
	Yield maintenance provisions (embedded derivatives)	$	327
	Interest rate lock commitments	$	14
	Financial Liabilities:
	Interest-rate swaps	$	327
		Fair Value Measurements at December 31, 2014 using Significant Other Observable Inputs
		(Level 2)
	Financial Assets:
	Securities available for sale:
	Corporate debt	$	2,936
	State and municipal		886
	Issued by U.S. government-sponsored entities and agencies:
	U.S. Treasury		5,011
	Mortgage-backed securities - residential		727
	Collateralized mortgage obligations		885
	Total securities available for sale	$	10,445
	Loans held for sale		1,672
	Yield maintenance provisions (embedded derivatives)	$	318
	Interest rate lock commitments	$	25
	Financial Liabilities:
	Interest-rate swaps	$	318
Assets measured at fair value on a non-recurring basis	Fair Value Measurements at March 31, 2015 Using
	Significant Unobservable Inputs (Level 3)
	Impaired loans:
	Commercial	$	153
	Real Estate:
	Single-family residential		122
	Multi-family residential		-
	Commercial:
	Non-owner occupied		-
	Owner occupied		222
	Land		279
	Total impaired loans	$	776
	Fair Value Measurements at December 31, 2014 Using
	Significant Unobservable Inputs (Level 3)
	Impaired loans:
	Commercial	$	157
	Real Estate:
	Single-family residential		123
	Multi-family residential		-
	Commercial:
	Non-owner occupied		-
	Owner occupied		225
	Land		289
	Total impaired loans	$	794
Financial instruments measured at fair value on a non-recurring basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 2015:
			Fair Value	Valuation Technique(s)		Unobservable Inputs		(Range) Weighted Average
	Impaired loans:
	Commercial	$	153	Income approach		Adjustment for differences in net operating income expectations		-16.00%
	Commercial real estate:
	Single-family residential		122	Comparable sales approach		Adjustment for differences between the comparable market transactions		2.35%
	Commercial:
	Owner occupied		222	Comparable sales approach		Adjustment for differences between the comparable market transactions		-12.21%
	Land		279	Comparable sales approach		Adjustment for differences between the comparable market transactions		8.10%
	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measures at fair value on a non-recurring basis at December 31, 2014:
			Fair Value	Valuation Technique(s)		Unobservable Inputs		(Range) Weighted Average
	Impaired loans:
	Commercial	$	157	Income approach		Adjustment for differences in net operating income expectations		-16.00%
	Commercial real estate:
	Single -family residential		123	Comparable sales approach		Adjustment for differences between the comparable market transactions		2.35%
	Commercial:
	Owner occupied		225	Comparable sales approach		Adjustment for differences between the comparable market transactions		-12.21%
	Land		289	Comparable sales approach		Adjustment for differences between the comparable market transactions		8.10%
Aggregate fair value, contractual balance (including accrued interest) and gain or loss
			31-Mar-15		31-Dec-14
	Aggregate fair value	$	2,412	$	1,672
	Contractual balance		2,385		1,657
	Gain (loss)		27		15
Amount of gains and losses from changes in fair value included in earnings
		Three months ended March 31,
		2015		2014
	Interest income	$	29	$	16
	Interest expense		-		-
	Change in fair value		12		16
	Total change in fair value	$	41	$	32
Carrying amounts and estimated fair values of financial instruments		Fair Value Measurements at March 31, 2015 Using:
		Carrying
		Value		Level 1			Level 2		Level 3		Total
	Financial assets
	Cash and cash equivalents	$	23,894	$	23,894		$	-	$	-	$	23,894
	Interest-bearing deposits in other financial institutions		494		494			-		-		494
	Securities available for sale		9,385		-			9,385		-		9,385
	Loans held for sale		2,412		-			2,412		-		2,412
	Loans, net		266,259		-			-		267,644		267,644
	FHLB stock		1,942		n/a			n/a		n/a		n/a
	Accrued interest receivable		807		2			49		756		807
	Yield maintenance provisions (embedded derivatives)		327		-			327		-		327
	Interest rate lock commitments		14		-			14		-		14
	Financial liabilities
	Deposits	$	-260,738	$	-120,707		$	-140,663	$	-	$	-261,370
	FHLB advances and other borrowings		-14,500		-			-14,760		-		-14,760
	Advances by borrowers for taxes and insurance		-301		-			-		-301		-301
	Subordinated debentures		-5,155		-			-2,927		-		-2,927
	Accrued interest payable		-51		-			-51		-		-51
	Interest-rate swaps		-327		-			-327		-		-327
	The carrying amounts and estimated fair values of financial instruments at December 31, 2014 were as follows:
		Fair Value Measurements at December 31, 2014 Using:
		Carrying
		Value		Level 1			Level 2		Level 3		Total
	Financial assets
	Cash and cash equivalents	$	28,207	$	28,207		$	-	$	-	$	28,207
	Interest-bearing deposits in other financial institutions		494		494			-		-		494
	Securities available for sale		10,445		-			10,445		-		10,445
	Loans held for sale		1,672		-			1,672		-		1,672
	Loans, net		257,831		-			-		258,079		258,079
	FHLB stock		1,942		n/a			n/a		n/a		n/a
	Accrued interest receivable		34		2			32		-		34
	Yield maintenance provisions (embedded derivatives)		318		-			318		-		318
	Interest rate lock commitments		25		-			25		-		25
	Financial liabilities
	Deposits	$	-258,315	$	-121,132		$	-137,700	$	-	$	-258,832
	FHLB advances and other borrowings		-14,500		-			-14,663		-		-14,663
	Advances by borrowers for taxes and insurance		-401		-					-401		-401
	Subordinated debentures		-5,155		-			-2,536		-		-2,536
	Accrued interest payable		-48		-			-48		-		-48
	Interest-rate swaps		-318		-			-318		-		-318

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2015
Stock-Based Compensation [Abstract]
Summary Of Stock Option Activity
		Shares	Weighted Average Exercise Price		Weighted Average Remaining Contractual Term (Years)	Intrinsic Value
	Outstanding at beginning of year	621,396	$	1.56
	Granted	-		-
	Exercised	-		-
	Expired	-		-
	Cancelled or Forfeited	-		-
	Outstanding at end of period	621,396	$	1.56	8.2	$	-
	Expected to vest	333,331	$	1.40	8.3	$	-
	Exercisable at end of period	288,065	$	1.74	8.0	$	-

Regulatory_Capital_Matters_Tab

Regulatory Capital Matters (Tables)	3 Months Ended
	Mar. 31, 2015
Regulatory Capital Matters [Abstract]
Actual and required capital amounts and ratios of CFBank
											To Be Well
											Capitalized Under				Required
							For Capital				Applicable Regulatory				Pursuant to
			Actual				Adequacy Purposes				Action Regulations				OCC Commitment
			Amount	Ratio			Amount	Ratio			Amount	Ratio			Amount	Ratio
	31-Mar-15
	Total Capital to risk
	weighted assets	$	38,540	13.49%		$	22,857	8.00%		$	28,572	10.00%		$	34,286	12.00%
	Tier 1 (Core) Capital to risk
	weighted assets		34,933	12.23%			17,143	6.00%			22,857	8.00%			N/A	N/A
	Common equity tier 1 capital
	to risk-weighted assets		34,933	12.23%			12,857	4.50%			18,572	6.50%			N/A	N/A
	Tier 1 (Core) Capital to
	adjusted total assets		34,933	11.17%			12,511	4.00%			15,639	5.00%			25,023	8.00%
									To Be Well
									Capitalized Under			Required
						For Capital			Applicable Regulatory			Pursuant to
			Actual			Adequacy Purposes			Capital Standards			OCC Commitment
			Amount	Ratio		Amount	Ratio		Amount	Ratio		Amount	Ratio
	December 31,2014
	Total Capital to risk
	weighted assets	$	37,898	14.18%	$	21,379	8.00%	$	26,724	10.00%	$	32,069	12.00%
	Tier 1 (Core) Capital to risk
	weighted assets		34,520	12.92%		10,690	4.00%		16,034	6.00%		N/A	N/A
	Common equity tier 1 capital
	to risk-weighted assets		N/A	N/A		N/A	N/A		N/A	N/A		N/A	N/A
	Tier 1 (Core) Capital to
	adjusted total assets		34,520	11.03%		12,515	4.00%		15,643	5.00%		25,029	8.00%

Derivative_Instruments_Tables

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2015
Derivative Instruments [Abstract]
Summary of derivative instruments
		31-Mar-15		31-Dec-14
	Notional amount	$	3,773	$	3,811
	Weighted average pay rate on interest-rate swaps		4.06%		4.06%
	Weighted average receive rate on interest-rate swaps		0.19%		0.18%
	Weighted average maturity (years)		4.0		4.3
	Fair value of interest-rate swaps	$	-327	$	-318
	Fair value of yield maintenance provisions		327		318

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2015
Accumulated Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income	Changes in Accumulated Other Comprehensive Income by Component (1)
			Three months ended March 31,
			2015		2014
			Unrealized Gains and Losses on Available-for-Sale Securities
	Accumulated Other Comprehensive income (loss), beginning of period		$	51	$	98
	Other comprehensive income (loss) before reclassifications			34		-24
	Less amount reclassified from accumulated other comprehensive loss  (2)			12		-
	Net current-period other comprehensive income (loss)			46		-24
	Accumulated Other Comprehensive income (loss), end of period		$	97	$	74
		(1) All amounts are net of tax.  Amounts in parentheses indicate a reduction of other comprehensive income.
		-2		There was $12 reclassified out of other comprehensive income for the three months ended March 31, 2015 due to an early redemption on a municipal security.  There were no amounts reclassified out of other comprehensive income for the three months ended March 31, 2014

Recovered_Sheet2

Summary of Significant Accounting Policies (Narrative) (Details) (USD $)	Mar. 31, 2015
In Thousands, unless otherwise specified
Summary of Significant Accounting Policies [Abstract]
Balances of loans of all other classes while impairment evaluation	$250

Summary_Of_Significant_Account2

Summary Of Significant Accounting Policies (Earnings (Loss) Per Common Share) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Basic
Net earnings (loss)	$251	($214)
Dividends on Series B preferred stock	-214
Net loss allocated to common stockholders	$37	($214)
Weighted average common shares outstanding including unvested share-based payment awards	15,823,710	15,823,710
Less: Unvested share-based payment awards
Average shares	15,823,710	15,823,710
Basic earnings (loss) per common share	$0	($0.01)
Diluted
Weighted average common shares outstanding for basic loss per common share	7,444
Add: Dilutive effects of assumed exercises of stock options
Average shares and dilutive potential common shares	15,831,154	15,823,710
Diluted earnings (loss) per common share	$0	($0.01)

Summary_Of_Significant_Account3

Summary Of Significant Accounting Policies (Anti Dilutive Average Common Shares) (Details)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive securities	456,396	632,126
Series B Preferred Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive securities	6,857,143
Stock Warrant [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive securities	1,152,125

Regulatory_Order_Consideration1

Regulatory Order Considerations (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2012	Dec. 31, 2014
Regulatory Order Considarations [Line Items]
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%		5.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%		10.00%
Proceeds from sale of common stock		$22,500,000
Preferred stock dividend amount	$187,000
CF Bank [Member]
Regulatory Order Considarations [Line Items]
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	8.00%		8.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	12.00%		12.00%

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Other-than-temporary impairment recognized in accumulated other comprehensive income (loss) for securities available for sale	$0		$0
Sales of securities	$9,385,000	$10,445,000
Issued by U.S. Government-Sponsored Entities and Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Minimum percentage of securities hold	10.00%

Securities_Amortized_Cost_And_

Securities (Amortized Cost And Fair Value Of Available-For-Sale Securities Portfolio) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$9,288	$10,394
Gross Unrealized Gains	97	70
Gross Unrealized Losses		19
Fair Value	9,385	10,445
Corporate Debt [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,918	2,932
Gross Unrealized Gains	5	5
Gross Unrealized Losses		1
Fair Value	2,923	2,936
State and Municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		897
Gross Unrealized Losses		11
Fair Value		886
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	5,016	5,018
Gross Unrealized Gains	34
Gross Unrealized Losses		7
Fair Value	5,050	5,011
Mortgage-Backed Securities - Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	627	687
Gross Unrealized Gains	37	40
Fair Value	664	727
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	727	860
Gross Unrealized Gains	21	25
Fair Value	$748	$885

Recovered_Sheet3

Securities (Amortized Cost and Fair Value of Debt Securities by Contractual Maturity) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Schedule Of Available For Sale Securities [Line Items]
Due in one year or less, Amortized Cost	$3,918	$4,829
Due from one to five years, Amortized Cost	4,016	4,018
Amortized Cost	9,288	10,394
Due in one year or less, Fair Value	3,923	4,821
Due from one to five years, Fair Value	4,050	4,012
Available-for-sale Securities, Total	9,385	10,445
Mortgage-Backed Securities - Residential [Member]
Schedule Of Available For Sale Securities [Line Items]
No single maturity, Amortized Cost	627	687
No single maturity, Fair Value	664	727
Available-for-sale Securities, Total	664	727
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No single maturity, Amortized Cost	727	860
No single maturity, Fair Value	748	885
Available-for-sale Securities, Total	$748	$885

Securities_Fair_value_Of_Secur

Securities (Fair value Of Securities Pledged) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Pledged as collateral for:
FHLB advances	$4,057	$4,208
Public deposits	2,464	2,476
Interest-rate swaps	335	353
Total	$6,856	$7,037

Securities_Securities_With_Unr

Securities (Securities With Unrealized Losses) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Less than Twelve Months, Fair Value	$1,229	$6,270
Less than Twelve Months, Unrealized Loss		8
Twelve Months or More, Fair Value		886
Twelve Months or More, Unrealized Loss		11
Total, Fair Value	1,229	7,156
Total, Unrealized Loss		19
Corporate Debt [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than Twelve Months, Fair Value	229	1,259
Less than Twelve Months, Unrealized Loss		1
Twelve Months or More, Fair Value
Twelve Months or More, Unrealized Loss
Total, Fair Value	229	1,259
Total, Unrealized Loss		1
State and Municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Twelve Months or More, Fair Value		886
Twelve Months or More, Unrealized Loss		11
Total, Fair Value		886
Total, Unrealized Loss		11
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than Twelve Months, Fair Value	1,000	5,011
Less than Twelve Months, Unrealized Loss		7
Twelve Months or More, Fair Value
Twelve Months or More, Unrealized Loss
Total, Fair Value	1,000	5,011
Total, Unrealized Loss		$7

Loans_Narrative_Details

Loans (Narrative) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Loans	$266,259		257,085
Cash payments of interest	83	54
Loans 90 days or more past due and still accruing interest	366
Allocated specific reserves to modified TDRs	54		64
Number of days of default payment	90 days
Total TDR's	5,500		5,700
Accruing TDR's	5,087		5,233
Recorded investment of loans undergoing modifications, not TDRs	2,500	379
Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Percent of participation agreement interest			80.00%
Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Percent of participation agreement interest			95.00%
Mortgage Purchase Program Member [Member]
Accounts Notes And Loans Receivable [Line Items]
Percent of loans risk rated for capital adequacy	100.00%
Northpointe [Member]
Accounts Notes And Loans Receivable [Line Items]
Ownership interest in each loan is participates	5.00%		20.00%
Single-Family Residential[Member] | Mortgage Purchase Program Member [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	$27,837		24,996

Loans_Recorded_Investment_In_l

Loans (Recorded Investment In loans By Portfolio Segment) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts Notes And Loans Receivable [Line Items]
Subtotal	$272,701	$263,401
Less: ALLL	-6,442	-6,316	-5,763	-5,729
Loans, net	266,259	257,085
Commercial Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	47,778	46,532
Less: ALLL	-1,451	-1,346	-1,587	-1,759
Single-Family Residential[Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	57,537	51,445
Less: ALLL	-700	-634	-159	-120
Multi-Family Residential [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	28,437	28,790
Less: ALLL	-693	-818	-1,458	-1,262
Real Estate, Commercial [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	87,445	91,119
Less: ALLL	-2,497	-2,541	-2,064	-2,325
Construction [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	28,161	23,641
Less: ALLL	-541	-442	-378	-119
Home Equity Line of Credit [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	18,271	16,898
Less: ALLL	-468	-441	-109	-139
Other consumer [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	5,072	4,976
Less: ALLL	($92)	($94)	($8)	($5)

Loans_Activity_In_ALLL_By_Port

Loans (Activity In ALLL By Portfolio Segment) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$6,316	$5,729
Addition to (reduction in) provision for loan losses	75	20
Charge-offs	-18
Recoveries	69	14
Ending balance	6,442	5,763
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,346	1,759
Addition to (reduction in) provision for loan losses	88	-175
Charge-offs	-8
Recoveries	25	3
Ending balance	1,451	1,587
Single-Family Residential[Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	634	120
Addition to (reduction in) provision for loan losses	65	38
Recoveries	1	1
Ending balance	700	159
Multi-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	818	1,262
Addition to (reduction in) provision for loan losses	-125	196
Ending balance	693	1,458
Real Estate, Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,541	2,325
Addition to (reduction in) provision for loan losses	-77	-265
Recoveries	33	4
Ending balance	2,497	2,064
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	442	119
Addition to (reduction in) provision for loan losses	99	259
Ending balance	541	378
Home Equity Line of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	441	139
Addition to (reduction in) provision for loan losses	23	-35
Recoveries	4	5
Ending balance	468	109
Other consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	94	5
Addition to (reduction in) provision for loan losses	2	2
Charge-offs	-10
Recoveries	6	1
Ending balance	$92	$8

Loans_Balance_In_ALLL_And_Reco

Loans (Balance In ALLL And Recorded Investment In Loans By Portfolio Segment And Based On Impairment Method) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	$54	$64
Collectively evaluated for impairment	6,388	6,252
Total ending allowance balance	6,442	6,316	5,763	5,729
Individually evaluated for impairment	6,026	6,252
Collectively evaluated for impairment	266,675	257,149
Subtotal	272,701	263,401
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	28	29
Collectively evaluated for impairment	1,423	1,317
Total ending allowance balance	1,451	1,346	1,587	1,759
Individually evaluated for impairment	548	630
Collectively evaluated for impairment	47,230	45,902
Subtotal	47,778	46,532
Single-Family Residential[Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	700	634
Total ending allowance balance	700	634	159	120
Individually evaluated for impairment	292	296
Collectively evaluated for impairment	57,245	51,149
Subtotal	57,537	51,445
Multi-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment		1
Collectively evaluated for impairment	693	817
Total ending allowance balance	693	818	1,458	1,262
Individually evaluated for impairment	1,621	1,631
Collectively evaluated for impairment	26,816	27,159
Subtotal	28,437	28,790
Real Estate, Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	26	34
Collectively evaluated for impairment	2,471	2,507
Total ending allowance balance	2,497	2,541	2,064	2,325
Individually evaluated for impairment	3,565	3,695
Collectively evaluated for impairment	83,880	87,424
Subtotal	87,445	91,119
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	541	442
Total ending allowance balance	541	442	378	119
Collectively evaluated for impairment	28,161	23,641
Subtotal	28,161	23,641
Home Equity Line of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	468	441
Total ending allowance balance	468	441	109	139
Collectively evaluated for impairment	18,271	16,898
Subtotal	18,271	16,898
Other consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	92	94
Total ending allowance balance	92	94	8	5
Collectively evaluated for impairment	5,072	4,976
Subtotal	$5,072	$4,976

Loans_Individually_Evaluated_F

Loans (Individually Evaluated For Impairment By Class Of Loans) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	$3,241		$3,329
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	3,620		3,764
Impaired Financing Receivable, Unpaid Principal Balance, Total	6,861		7,093
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,450		2,533
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,576		3,719
Impaired Financing Receivable, Recorded Investment, Total	6,026		6,252
Impaired Financing Receivable, Allocated Loans and Leases	54		64
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	2,462	2,794
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	3,594	5,928
Impaired Financing Receivable, Average Recorded Investment, Total	6,056	8,722
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized	34
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	49	52
Impaired Financing Receivable, Interest Income Recognized, Total	83	52
Impaired Financing Receivable Allocated Loans and Leases	54		64
Commercial Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	76		135
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	480		509
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	68		121
Impaired Financing Receivable, with Related Allowance, Recorded Investment	480		509
Impaired Financing Receivable, Allocated Loans and Leases	28		29
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	69	121
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	490	817
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized	1
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	3	6
Single-Family Residential[Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	331		334
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	122		123
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	170		173
Impaired Financing Receivable, with Related Allowance, Recorded Investment	122		123
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	171	185
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	123	126
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	2	2
Multi-Family Residential [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,570		1,579
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	51		52
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,570		1,579
Impaired Financing Receivable, with Related Allowance, Recorded Investment	51		52
Impaired Financing Receivable, Allocated Loans and Leases			1
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	1,574
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	51	1,736
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized	23
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	1	1
Real Estate, Commercial, Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	564		577
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	2,253		2,352
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	463		477
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,253		2,352
Impaired Financing Receivable, Allocated Loans and Leases	9		17
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	468	1,444
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	2,256	2,122
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	33	33
Real Estate, Commercial, Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	700		704
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	375		380
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	179		183
Impaired Financing Receivable, with Related Allowance, Recorded Investment	375		380
Impaired Financing Receivable, Allocated Loans and Leases	2		2
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	180	1,044
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	377	394
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized	10
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	5	5
Real Estate, Commercial, Land Acquisition [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	339		348
Impaired Financing Receivable, with Related Allowance, Recorded Investment	295		303
Impaired Financing Receivable, Allocated Loans and Leases	15		15
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	297	733
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	$5	$5

Loans_Recorded_Investment_In_N

Loans (Recorded Investment In Nonaccrual Loans By Class Of Loans) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total over 90 days still on accrual loans	$366
Total nonaccrual and nonperforming loans	2,007	1,548
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	305	369
Non-owner occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total over 90 days still on accrual loans	366
Single-Family Residential[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	723	549
Real Estate, Commercial, Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	464	477
Real Estate, Commercial, Land Acquisition [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans
Originated Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	50	51
Purchased Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	99	102
Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	$1,641	$1,548

Loans_Aging_Of_Recorded_Invest

Loans (Aging Of Recorded Investment In Past Due Loans By Class Of Loans) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	$1,242	$741
60 - 89 Days Past Due	926	167
Greater than 90 Days Past Due	622	240
Total Past Due	2,790	1,148
Loans Not Past Due	269,911	262,253
Nonaccrual Loans Not > 90 Days Past Due	1,385	1,308
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	16	18
60 - 89 Days Past Due	793
Greater than 90 Days Past Due		121
Total Past Due	809	139
Loans Not Past Due	46,969	46,393
Nonaccrual Loans Not > 90 Days Past Due	305	248
Single-Family Residential[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	1,183	521
60 - 89 Days Past Due	133	55
Greater than 90 Days Past Due	256	68
Total Past Due	1,572	644
Loans Not Past Due	55,965	50,801
Nonaccrual Loans Not > 90 Days Past Due	467	481
Multi-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	28,437	28,790
Real Estate, Commercial, Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due		115
Greater than 90 Days Past Due	366
Total Past Due	366	115
Loans Not Past Due	48,973	48,879
Nonaccrual Loans Not > 90 Days Past Due	464	477
Real Estate, Commercial, Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	32,468	35,900
Real Estate, Commercial, Land Acquisition [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	5,638	6,225
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due		52
Total Past Due		52
Loans Not Past Due	28,161	23,589
Originated Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due	43
Greater than 90 Days Past Due		51
Total Past Due	43	51
Loans Not Past Due	16,852	15,414
Nonaccrual Loans Not > 90 Days Past Due	50
Purchased Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due		30
60 - 89 Days Past Due		102
Total Past Due		132
Loans Not Past Due	1,376	1,301
Nonaccrual Loans Not > 90 Days Past Due	99	102
Other consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 - 59 Days Past Due		5
60 - 89 Days Past Due		10
Total Past Due		15
Loans Not Past Due	$5,072	$4,961

Loans_Loans_Modified_As_TDRs_B

Loans (Loans Modified As TDRs By Class Of Loans) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	$5,500	$5,700
Nonperforming Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	406	422
Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	237	249
Single-Family Residential[Member] | Nonperforming Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	$169	$173

Loans_Financing_Receivables_Cr

Loans (Financing Receivables Credit Quality Indicators) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Loans	$272,701	$263,401
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	88,430	81,963
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	170,958	166,220
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,108	2,350
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	11,205	12,868
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	47,778	46,532
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	102	1,088
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	46,968	44,543
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	317	441
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	391	460
Single-Family Residential[Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	57,537	51,445
Single-Family Residential[Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	56,786	50,864
Single-Family Residential[Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	751	581
Multi-Family Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	28,437	28,790
Multi-Family Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	27,706	26,412
Multi-Family Residential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	731	2,378
Real Estate, Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	87,445	91,119
Real Estate, Commercial, Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	49,339	48,994
Real Estate, Commercial, Non-Owner Occupied [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	136	139
Real Estate, Commercial, Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	44,049	43,547
Real Estate, Commercial, Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		89
Real Estate, Commercial, Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,154	5,219
Real Estate, Commercial, Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	32,468	35,900
Real Estate, Commercial, Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	29,910	33,305
Real Estate, Commercial, Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,484	1,507
Real Estate, Commercial, Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,074	1,088
Real Estate, Commercial, Land Acquisition [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,638	6,225
Real Estate, Commercial, Land Acquisition [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	77	78
Real Estate, Commercial, Land Acquisition [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,863	3,417
Real Estate, Commercial, Land Acquisition [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,698	2,730
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	28,161	23,641
Construction [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	8,699	8,645
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	19,462	14,996
Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	18,271	16,898
Originated Portfolio [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	16,895	15,465
Originated Portfolio [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	16,747	15,316
Originated Portfolio [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	148	149
Purchased Portfolio [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,376	1,433
Purchased Portfolio [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	811	857
Purchased Portfolio [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	307	313
Purchased Portfolio [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	258	263
Other consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,072	4,976
Other consumer [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$5,072	$4,976

Fair_Value_Narrative_Details

Fair Value (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	$2,412,000		$1,672,000
Unpaid principal balance of impairment loan at collateral	841,000		867,000
Valuation allowance	20,000		20,000
Write-downs of impaired collateral-dependent loans	0	0
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	0		0
Liabilities measured at fair value on a recurring basis	0		0
Assets measured at fair value on a nonrecurring basis	0		0
Liabilities measured at fair value on a nonrecurring basis	0		0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	2,412,000		1,672,000
Assets measured at fair value on a nonrecurring basis	0		0
Liabilities measured at fair value on a nonrecurring basis	0		0
Fair Value, Inputs, Level 2 [Member] | Construction Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	0		1,833,000
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	0		0
Liabilities measured at fair value on a recurring basis	$0		$0

Fair_Value_Assets_And_Liabilit

Fair Value (Assets And Liabilities Measured At Fair Value On A Recurring Basis, Including Financial Assets And Liabilities) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Financial Assets:
Total securities available for sale	$9,385,000	$10,445,000
Loans held for sale	2,412,000	1,672,000
Yield maintenance provisions	327,000	318,000
Interest rate lock commitments	14,000	25,000
Financial Liabilities:
Interest-rate swaps	327,000	318,000
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	9,385,000	10,445,000
Loans held for sale	2,412,000	1,672,000
Yield maintenance provisions	327,000	318,000
Interest rate lock commitments	14,000	25,000
Financial Liabilities:
Interest-rate swaps	327,000	318,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	9,385,000	10,445,000
Loans held for sale	2,412,000	1,672,000
Fair Value, Measurements, Recurring [Member] | Corporate Debt [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	2,923,000	2,936,000
Fair Value, Measurements, Recurring [Member] | State and Municipal [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale		886,000
Fair Value, Measurements, Recurring [Member] | U.S. Treasury [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	5,050,000	5,011,000
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed Securities - Residential [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	664,000	727,000
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	748,000	885,000
Fair Value, Measurements, Recurring [Member] | Yield maintenance provisions (embedded derivatives) [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Yield maintenance provisions	327,000	318,000
Fair Value, Measurements, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Interest rate lock commitments	14,000	25,000
Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Liabilities:
Interest-rate swaps	$327,000	$318,000

Fair_Value_Assets_Measured_At_

Fair Value (Assets Measured At Fair Value On A Non-Recurring Basis) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Impaired loans:
Total impaired loans	$6,861	$7,093
Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	776	794
Commercial Portfolio Segment [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	153	157
Single-Family Residential[Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	122	123
Multi-Family Residential [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans
Real Estate, Commercial, Non-Owner Occupied [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans
Real Estate, Commercial, Owner Occupied [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	222	225
Real Estate, Commercial, Land Acquisition [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	$279	$289

Fair_Value_Financial_Instrumen

Fair Value (Financial Instruments Measured At Fair Value On A Non-Recurring Basis) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Commercial Portfolio Segment [Member]
Impaired loans:
Impaired loans at Fair Value	$153	$157
Impaired loans:
Valuation Technique(s)	Income approach	Income approach
Fair Value Inputs, Adjustment for differences between the comparable market transactions	-16.00%	-16.00%
Single-Family Residential[Member]
Impaired loans:
Impaired loans at Fair Value	122	123
Impaired loans:
Valuation Technique(s)	Comparable sales approach	Comparable sales approach
Single-Family Residential[Member] | Minimum [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	2.35%	2.35%
Real Estate, Commercial, Owner Occupied [Member]
Impaired loans:
Impaired loans at Fair Value	222	225
Impaired loans:
Valuation Technique(s)	Comparable sales approach	Comparable sales approach
Fair Value Inputs, Adjustment for differences between the comparable market transactions	-12.21%	-12.21%
Real Estate, Commercial, Land Acquisition [Member]
Impaired loans:
Impaired loans at Fair Value	$279	$289
Impaired loans:
Valuation Technique(s)	Comparable sales approach	Comparable sales approach
Real Estate, Commercial, Land Acquisition [Member] | Minimum [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	8.10%	8.10%

Fair_Value_Aggregate_Fair_Valu

Fair Value (Aggregate Fair Value, Contractual Balance (Including Accrued Interest) And Gain Or Loss) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value [Abstract]
Aggregate fair value	$2,412	$1,672
Contractual balance	2,385	1,657
Gain (loss)	$27	$15

Fair_Value_Amount_Of_Gains_And

Fair Value (Amount Of Gains And Losses From Changes In Fair Value Included In Earnings) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Fair Value [Abstract]
Interest income	$29	$16
Interest expense
Change in fair value	12	16
Total change in fair value	$41	$32

Fair_Value_Carrying_Amounts_An

Fair Value (Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Financial assets
Cash and cash equivalents	$23,894,000	$28,207,000
Interest-bearing deposits in other financial institutions	494,000	494,000
Sales of securities	9,385,000	10,445,000
Loans held for sale	2,412,000	1,672,000
Loans, net	267,644,000	258,079,000
Accrued interest receivable	807,000	34,000
Yield maintenance provisions	327,000	318,000
Interest rate lock commitments	14,000	25,000
Financial liabilities
Deposits	-261,370,000	-258,832,000
FHLB advances and other borrowings	-14,760,000	-14,663,000
Advances by borrowers for taxes and insurance	-301,000	-401,000
Subordinated debentures	-2,927,000	-2,536,000
Accrued interest payable	-51,000	-48,000
Interest-rate swaps	-327,000	-318,000
Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and cash equivalents	23,894,000	28,207,000
Interest-bearing deposits in other financial institutions	494,000	494,000
Accrued interest receivable	2,000	2,000
Financial liabilities
Deposits	-120,707,000	-121,132,000
Fair Value, Inputs, Level 2 [Member]
Financial assets
Sales of securities	9,385,000	10,445,000
Loans held for sale	2,412,000	1,672,000
Accrued interest receivable	49,000	32,000
Yield maintenance provisions	327,000	318,000
Interest rate lock commitments	14,000	25,000
Financial liabilities
Deposits	-140,663,000	-137,700,000
FHLB advances and other borrowings	-14,760,000	-14,663,000
Subordinated debentures	-2,927,000	-2,536,000
Accrued interest payable	-51,000	-48,000
Interest-rate swaps	-327,000	-318,000
Fair Value, Inputs, Level 3 [Member]
Financial assets
Loans, net	267,644,000	258,079,000
Accrued interest receivable	756,000
Financial liabilities
Advances by borrowers for taxes and insurance	-301,000	-401,000
Carrying Value [Member]
Financial assets
Cash and cash equivalents	23,894,000	28,207,000
Interest-bearing deposits in other financial institutions	494,000	494,000
Sales of securities	9,385,000	10,445,000
Loans held for sale	2,412,000	1,672,000
Loans, net	266,259,000	257,831,000
FHLB stock	1,942,000	1,942,000
Accrued interest receivable	807,000	34,000
Yield maintenance provisions	327,000	318,000
Interest rate lock commitments	14,000	25,000
Financial liabilities
Deposits	-260,738,000	-258,315,000
FHLB advances and other borrowings	-14,500,000	-14,500,000
Advances by borrowers for taxes and insurance	-301,000	-401,000
Subordinated debentures	-5,155,000	-5,155,000
Accrued interest payable	-51,000	-48,000
Interest-rate swaps	($327,000)	($318,000)

Subordinated_Debentures_Detail

Subordinated Debentures (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013	Dec. 31, 2008	Dec. 31, 2003
Subsidiary, Sale of Stock [Line Items]
Subordinated debentures	$5,155	$5,155
Holding Company's investment in the common stock				155
Holding Company may redeem the subordinated debentures in a principal amount with integral multiples					$1
Percentage in which holding company redeem subordinated debentures					100.00%
Cumulative deferred interest payments			$293
Trust preferred securities and subordinated debentures have a variable rate of interest	2.85%
Trust preferred securities and subordinated debentures have a stated percentage	3.12%	3.11%
Private Placement [Member]
Subsidiary, Sale of Stock [Line Items]
Holding Company, closed a pooled private offering						5,000
Trust preferred securities with a liquidation amount						$1
Subordinated Debt [Member]
Subsidiary, Sale of Stock [Line Items]
Number of years with no principal repayment	5 years
Maximum number of years for deferred interest payments	5 years

StockBased_Compensation_Narrat

Stock-Based Compensation (Narrative) (Details) (USD $)	3 Months Ended		15 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock-based compensation plans	3
Compensation cost	35	74
Shares available to be issued	1,500,000		1,500,000
Shares cancelled or forfeited		7,560
Stock Options Exercised
Shares Granted
Nonvested stock options, expected to vest	333,331		333,331
2003 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	100,000		100,000
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost	108		108
Period over which unrecognized compensation costs are expected to be recognized	1 year 1 month 6 days
Stock Options [Member] | 1999 Stock-Based Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	38,778		38,778
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	953,642		953,642
Shares, Nonvested	0		0
Shares, Forfeited			0
Shares, Vested	0	0
Restricted Stock [Member] | 1999 Stock-Based Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	15,511		15,511
Restricted Stock [Member] | 2003 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	30,000		30,000
Restricted Stock [Member] | 2009 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	200,000		200,000
Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods	1 year
Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods	3 years

StockBased_Compensation_Summar

Stock-Based Compensation (Summary Of Stock Option Activity) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Stock-Based Compensation [Abstract]
Shares, Outstanding at beginning of year	621,396
Shares Granted
Shares Exercised
Shares Expired
Shares Cancelled or Forfeited		-7,560
Shares, Outstanding at end of year	621,396
Shares, Expected to vest	333,331
Shares, Exercisable at end of period	288,065
Weighted Average Exercise Price, Beginning Balance	$1.56
Weighted Average Exercise Price, Granted
Weighted Average Exercise Price, Exercised
Weighted Average Exercise Price, Expired
Weighted Average Exercise Price, Cancelled or Forfeited
Weighted Average Exercise Price, Ending Balance	$1.56
Weighted Average Exercise Price, Expected to Vest	$1.40
Weighted Average Exercise Price, Exercisable at end of period	$1.74
Outstanding at end of period	8 years 2 months 12 days
Expected to vest	8 years 3 months 18 days
Exercisable at end of period	8 years
Intrinsic value, Outstanding at end of year
Intrinsic value, Expected to vest
Intrinsic Value Exercisable at end of period

Regulatory_Capital_Matters_Nar

Regulatory Capital Matters (Narrative) (Details) (USD $)	1 Months Ended
In Thousands, unless otherwise specified	Apr. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Leverage Capital Required to be Well Capitalized to Average Assets		5.00%	5.00%
Capital Required to be Well Capitalized to Risk Weighted Assets		10.00%	10.00%
Percent of Qualified Thrift Lender test requires		65.00%
Opening Balance in Liquidation Account		$14,300
Preferred Class B [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Dividends paid	$187
CF Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Leverage Capital Required to be Well Capitalized to Average Assets		8.00%	8.00%
Capital Required to be Well Capitalized to Risk Weighted Assets		12.00%	12.00%

Regulatory_Capital_Matters_Act

Regulatory Capital Matters (Actual And Required Capital Amounts And Ratios Of CFBank) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to risk weighted assets, Actual Amount	$38,540	$37,898
Tier 1 (Core) Capital to risk weighted assets, Actual Amount	34,933	34,520
Tier 1 (Core) Capital to adjusted total assets, Actual Amount	34,933	34,520
Common equity Tier 1 (Core) Capital to risk weighted assets, Actual Amount	34,933
Total Capital to risk weighted assets, Actual Ratio	13.49%	14.18%
Tier 1 (Core) Capital to risk weighted assets, Actual Ratio	12.23%	12.92%
Tier 1 (Core) Capital to adjusted total assets, Actual Ratio	11.17%	11.03%
Common equity Tier 1 (Core) Capital to risk weighted assets, Actual Ratio	12.23%
Total Capital to risk weighted assets, For Capital Adequacy Purposes Amount	22,857	21,379
Tier 1 (Core) Capital to risk weighted assets, For Capital Adequacy Purposes Amount	17,143	10,690
Tier 1 (Core) Capital to adjusted total assets, For Capital Adequacy Purposes Amount	12,511	12,515
Comment equity Tier 1 (Core) Capital to risk weighted assets, For Capital Adequacy Purposes Amount	12,857
Total Capital to risk weighted assets, For Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier 1 (Core) Capital to risk weighted assets, For Capital Adequacy Purposes Ratio	6.00%	4.00%
Tier 1 (Core) Capital to adjusted total assets, For Capital Adequacy Purposes Ratio	4.00%	4.00%
Common equityTier 1 (Core) Capital to risk weighted assets, For Capital Adequacy Purposes Ratio	4.50%
Capital Required to be Well Capitalized	28,572	26,724
Tier One Risk Based Capital Required to be Well Capitalized	22,857	16,034
Tier One Leverage Capital Required to be Well Capitalized	15,639	15,643
Common equity Tier One Risk Based Capital Required to be Well Capitalized	18,572
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	6.00%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%
Common equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%
CF Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital Required to be Well Capitalized	34,286	32,069
Tier One Leverage Capital Required to be Well Capitalized	$25,023
Capital Required to be Well Capitalized to Risk Weighted Assets	12.00%	12.00%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	8.00%	8.00%

Derivative_Instruments_Narrati

Derivative Instruments (Narrative) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Derivative [Line Items]
Notional amount	$3,773	$3,811
Derivative assets	327	318
Collateral Already Posted, Aggregate Fair Value	836
Interest Rate Swap [Member]
Derivative [Line Items]
Notional amount	3,773	3,811
Interest Rate Lock Commitments [Member]
Derivative [Line Items]
Notional amount	1,463	2,964
Derivative assets	$14	$25

Derivative_Instruments_Summary

Derivative Instruments (Summary Of Derivative Instruments) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Derivative Instruments [Abstract]
Notional amount	$3,773	$3,811
Weighted average pay rate on interest-rate swaps	4.06%	4.06%
Weighted average receive rate on interest-rate swaps	0.19%	0.18%
Weighted average maturity (years)	4 years	4 years 3 months 18 days
Fair value of interest-rate swaps	-327	-318
Yield maintenance provisions	$327	$318

Income_Taxes_Details

Income Taxes (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Dec. 31, 2012
Income Taxes [Abstract]
Proceeds from sale of common stock			$22,500,000
Net operating loss carry forwards		26,732,000
Alternative minimum tax credit carryforwards		75,000
Carryforwards utilize limit before the stock offering closed		163,000
Unutilized operating loss carryforwards that will expire		20,520,000
Reduced deferred tax assets and valuation allowance		6,977,000
Effective income tax rate	34.00%
Additional bad debt deductions provided by Federal income tax laws		2,250,000
Deferred tax liability not recorded		765,000
Unrecognized Tax Benefits	$0	$0

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance	$51
Amount reclassified from accumulated other comprehensive income	12
Other comprehensive income (loss)	46	-24
Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance	97
Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance	51	98
Other comprehensive income before reclassifications	34	-24
Amount reclassified from accumulated other comprehensive income	12
Other comprehensive income (loss)	46	-24
Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance	$97	$74

Preferred_Stock_Details

Preferred Stock (Details) (USD $)	1 Months Ended	0 Months Ended		2 Months Ended
	Apr. 30, 2015	Jul. 15, 2015	12-May-15	Jul. 15, 2015	Mar. 31, 2015	Dec. 31, 2014
Schedule of Capitalization, Equity [Line Items]
Preferred Stock Shares Issued					480,000
Aggregate value					$5,000	$5,000
Series B Preferred Stock [Member]
Schedule of Capitalization, Equity [Line Items]
Preferred Stock Shares Issued					480,000	480,000
Warrant number of common stock shares purchased					2
Warrant, value					700
Warrant, shares					-28,000
Common Stock
Schedule of Capitalization, Equity [Line Items]
Warrant number of common stock shares purchased					3.25
Warrant, value					700
Warrant, shares					-28,000
Subsequent Event [Member] | Non-Cumulative Convertible Perpetual Preferred Stock Series B [Member] | Private Placement [Member]
Schedule of Capitalization, Equity [Line Items]
Preferred stock rate	6.25%
Price per share	$25
Subsequent Event [Member] | Series B Preferred Stock [Member] | Private Placement [Member]
Schedule of Capitalization, Equity [Line Items]
Preferred Stock Shares Issued		480,000	480,000	480,000
Aggregate value		12,000	12,000	12,000
Expenses for issuance of stock		482	482
Other offering expenses		149	149
Proceeds from Issuance of Private Placement				$11,369

Common_Stock_Warrants_Details

Common Stock Warrants (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Class of Warrant or Right [Line Items]
Preferred Stock Shares Issued	480,000
Warrant Exercise Period	5 years
Exercise price of warrant	$1.85
Series B Preferred Stock [Member]
Class of Warrant or Right [Line Items]
Preferred Stock Shares Issued	480,000	480,000
Warrant number of common stock shares purchased	2
Warrant, value	$700
Warrant, shares	-28,000
Common Stock
Class of Warrant or Right [Line Items]
Warrant number of common stock shares purchased	3.25
Warrant, value	$700
Warrant, shares	-28,000
Warrants issued	1,152,125