World Acceptance 10K 2013 Annual report | WRLD Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	8th grade Avg

New words: calendar, Consent, constitutionally, deceptive, disaster, fifteen, Indiana, loyalty, necessitate, Notification, omitted, outline, social, thirteen, version, weather

Removed: acceptable, accompanying, accrual, accrued, accruing, accumulated, accurately, achieving, acquired, active, added, adequacy, adjusted, adjustment, advancement, advancing, aggregated, agreed, allocate, allocated, amended, amortization, amortized, annually, annum, anticipation, antidilutive, applied, apply, applying, approach, approximate, approximated, approximating, ASC, assessed, assessing, assigned, assured, attestation, attributed, attrition, authoritative, averaged, averaging, award, aware, bank, bankruptcy, basic, bear, beginning, book, borrowed, broker, cancelable, carried, carryforward, carrying, carryover, category, CEO, classified, closely, Codification, collected, collusion, commitment, communicated, compared, comparing, complement, component, compounded, comprehensive, computation, concluded, concurring, conform, conformity, conjunction, consecutive, considerable, consideration, consist, consistently, contingent, continually, contractual, convert, convertible, COSO, counterparty, court, cover, covering, creation, credited, criteria, critical, cumulative, dated, deciding, declaring, decreasing, deductible, defer, Deferral, deferred, demanded, denominated, dependency, depreciation, design, designated, detect, detected, detection, deterioration, determined, developing, diluted, dilution, dilutive, disclosed, discount, discrete, disposed, disposition, divided, dividing, dollar, economically, elapsed, eleven, eligible, eliminated, employed, entered, entering, enterprise, EPS, equipment, error, establishing, establishment, estimating, estimation, evaluate, evaluated, evaluation, evidence, evolve, examining, excellent, exempt, exercisable, expensed, expire, expiring, extinguishment, face, faced, fairly, FASB, faulty, financed, fixed, flow, fluctuation, forma, formula, framework, fraud, functional, funding, furnish, GAAP, gain, generate, generating, generation, grant, greatest, grouped, grown, guidance, hedge, hedging, hierarchy, hypothetical, identical, improve, improved, inadequate, incentive, incurred, incurring, independently, individually, inflated, inflation, input, institute, instituted, instrument, intangible, intent, intercompany, intrinsic, invest, involve, IRS, judgment, junior, KPMG, leasehold, lessee, lesser, LIBOR, likelihood, line, liquid, list, literature, LLP, maker, margin, matching, matter, mature, measure, measured, measurement, measuring, method, misstatement, mistake, mix, model, modification, modified, multiplied, negotiated, noncancelable, note, notional, observable, occasion, occurred, opinion, orderly, originate, override, Oversight, partially, participate, participation, percent, performed, performing, periodically, permanent, pertain, peso, planning, point, portfolio, position, predetermined, preference, prepaid, preparing, prepaying, presentation, pretax, prevention, priced, prime, prioritize, privately, pro, processed, profit, projected, proper, prospective, qualify, qualitative, quality, quantification, Quantitative, quoted, ranging, ratio, realizability, realizable, realization, realize, reclassified, recognition, recognize, recognizing, reconciliation, recorded, recoverable, recovered, recurring, redeeming, reduction, reflect, reflecting, refundable, regularly, reinvested, relate, reliability, remeasured, removed, renewed, Rental, repaid, replaced, reportable, represent, reprice, repriced, repricing, reserved, resolved, resource, resulted, retained, retired, returned, reviewed, revised, revolver, salary, schedule, scheduled, Senate, sensitivity, separate, SERP, settled, settlement, share, sheet, short, shown, similarly, simple, slight, slightly, speculative, spent, Sponsoring, statutory, straight, strike, subjective, subordinated, subsequent, subsequently, succeed, successfully, sufficient, sum, summarized, summary, Supplemental, Supplementary, supporting, surrender, sustained, swap, tangible, taxable, taxing, technical, technique, test, timely, Topic, tornado, transfer, transition, translated, Treadway, treasury, trend, twelve, type, ultimate, ultimately, unadjusted, unamortized, unaudited, unauthorized, uncollectible, understanding, undertaken, underwriting, undiscounted, undistributed, unearned, unfunded, unit, unobservable, unqualified, unrecognized, untaxed, unused, unvested, updated, utilize, utilized, valuation, variability, variable, vest, vested, vesting, virtue, weighted, working, worth



Date:	June 14, 2013	/s/ Kelly M. Malson
		Kelly M. Malson
		Senior Vice President and Chief Financial Officer


1.	I have reviewed this annual report on Form 10-K of World Acceptance Corporation; and


2.	Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report.

World Acceptance (WRLD) 10-K2013 FY Annual report

Content analysis