World Acceptance (WRLD)

Company Profile

Founded in 1962, Greenville, S.C. -based World Acceptance Corporation is one of North America's largest small-loan consumer finance companies. The company offers short and medium-term installment loans, related credit insurance and a range of ancillary financial products and services to individuals that may include those with limited access to other sources of consumer credit.

Company profile

Ticker

WRLD

Exchange

NASDAQ

Website

www.loansbyworld.com

CEO

Ravin Prashad

Incorporated

South Carolina

Location

South Carolina

Fiscal year end

Mar 31

Sector

Finance and Insurance > Credit Card Issuing

Industry (SIC)

Personal Credit Institutions

Toyota Motor Credit • Discover Financial Services • Nelnet • Santander Consumer USA • OneMain • SLM • Credit Acceptance • Affirm • Mr. Amazing Loans • LendingClub ...

SEC CIK

0000108385

Corporate docs

Articles of Incorporation & Bylaws

Underwriting Agreements

Plans of Reorganization

Indentures

Material Contracts & Credit Agreements

Subsidiaries Lists

Subsidiaries

World Finance Corporation • World Finance Company • WFC of South Carolina, Inc. • WFC Services, Inc. • WFC Limited Partnership • WAC Insurance Company, Ltd. • WAC of Oklahoma, LP • WAC of South Carolina, LLC • WAC Mexico Holdings, LLC ...

IRS number

570425114

WRLD stock data

1M 1Y 5Y

Analyst ratings and price targets

Last 3 months

Latest filings (excl ownership)

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3 Feb 23

Third quarter highlights

26 Jan 23

8-K

Entry into a Material Definitive Agreement

4 Nov 22

Second quarter highlights

27 Oct 22

8-K

Submission of Matters to a Vote of Security Holders

5 Aug 22

First quarter highlights

18 Jul 22

26 May 22

Transcripts

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WRLD

Earnings call transcript

2023 Q3

26 Jan 23

WRLD

Earnings call transcript

2023 Q2

30 Oct 22

WRLD

Earnings call transcript

2023 Q1

27 Jul 22

WRLD

Earnings call transcript

2022 Q4

7 May 22

WRLD

Earnings call transcript

2022 Q3

25 Jan 22

WRLD

Earnings call transcript

2022 Q2

26 Oct 21

WRLD

Earnings call transcript

2022 Q1

21 Jul 21

WRLD

Earnings call transcript

2021 Q4

9 May 21

WRLD

Earnings call transcript

2021 Q3

22 Jan 21

WRLD

Earnings call transcript

2021 Q2

22 Oct 20

Latest ownership filings

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THOMAS W SMITH

14 Feb 23

SC 13G/A

CAS Investment Partners, LLC

Alice Lindsay Caulder

Financial summary

Financial statements Chart WRLD financial data

Quarter (USD)	Dec 22	Sep 22	Jun 22	Mar 22
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Mar 22	Mar 21	Mar 20	Mar 19
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Institutional ownership, Q4 2022

WRLD institutional ownership history Ownership history

1.2% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	107	127	-15.7%
Opened positions	9	19	-52.6%
Closed positions	29	13	+123.1%
Increased positions	41	39	+5.1%
Reduced positions	31	40	-22.5%

13F shares	Current	Prev Q	Change
Total value	332.79 bn	523.03 mm	+63527.4%
Total shares	5.48 mm	5.40 mm	+1.4%
Total puts	10.90 k	32.20 k	-66.1%
Total calls	82.80 k	61.50 k	+34.6%
Total put/call ratio	0.1	0.5	-74.9%

Largest owners	Shares	Value	Change
Prescott General Partners	2.04 mm	$134.35 bn	0.0%
CAS Investment Partners	755.77 k	$49.84 bn	0.0%
BLK Blackrock	590.27 k	$38.92 bn	-0.9%
Vanguard	475.37 k	$31.35 bn	+21.3%
Dimensional Fund Advisors	245.44 k	$16.18 mm	-1.8%
STT State Street	141.29 k	$9.32 bn	NEW
Jacobs Levy Equity Management	110.71 k	$7.30 bn	+21.6%
Millennium Management	79.44 k	$5.25 bn	+1359.0%
Smith Thomas W	77.65 k	$5.12 bn	+28.0%
Charles Schwab Investment Management	73.02 k	$4.81 bn	+20.6%

Largest transactions	Shares	Bought/sold	Change
Kize Capital	0.00	-206.26 k	EXIT
STT State Street	141.29 k	+141.29 k	NEW
Vanguard	475.37 k	+83.50 k	+21.3%
Millennium Management	79.44 k	+74.00 k	+1359.0%
Prescott Investors Profit Sharing Trust	0.00	-67.64 k	EXIT
DZ BANK AG Deutsche Zentral Genossenschafts Bank, Frankfurt am Main	0.00	-42.23 k	EXIT
Voloridge Investment Management	25.95 k	+21.85 k	+533.8%
Jacobs Levy Equity Management	110.71 k	+19.68 k	+21.6%
GS Goldman Sachs	22.54 k	+19.64 k	+677.5%
IVZ Invesco	40.08 k	+18.45 k	+85.3%

Data from 13F filings, for the last complete 13F reporting period. For most recent data, click the ownership history button. Values as filed, not updated for current price. Long positions only.

Recent insider trades

WRLD insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
1 Feb 23	Ken R Bramlett JR	COMMON STOCK, NO PAR VALUE	Sell	Dispose S	No	No	97	3,000	291.00 k	32,519
23 Dec 22	Smith Thomas W	Common Stock	Gift	Acquire G	Yes	No	0	17,000	0.00	67,600
23 Dec 22	Smith Thomas W	Common Stock	Gift	Dispose G	Yes	No	0	17,000	0.00	483,000
15 Oct 22	Jason E. Childers	COMMON STOCK, NO PAR VALUE	Payment of exercise	Dispose F	No	No	102.59	1,241	127.31 k	11,567
15 Oct 22	John L Calmes Jr	COMMON STOCK, NO PAR VALUE	Payment of exercise	Dispose F	No	No	102.59	2,952	302.85 k	31,617
15 Oct 22	Daniel Clinton Dyer	COMMON STOCK, NO PAR VALUE	Payment of exercise	Dispose F	No	No	102.59	2,577	264.37 k	30,639