Chad Prashad | President and CEO |
Johnny Calmes | Chief Financial and Strategy Officer |
John Rowan | Janney Montgomery Scott |
Vince Caintic | Stephens, Inc. |
Good morning, and welcome to the World Acceptance Corporation Third Quarter 2023 Earnings Conference Call. This call is being recorded. [Operator Instructions].
Before we begin, the Corporation has requested that I make the following announcement. The comments made during this conference call may contain certain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934.