morning joining you XXXX fiscal for our thank call. earnings year-end Good and
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progress believe room quarters. While underlying pleased delinquency and trending our current of we portfolio, and improvement is the upcoming current for there in improvement we with still are in the
to to major base, focus economic full management decreasing anticipate With returning the especially the plan of these, a unemployment this $XX.XX, year. $XX.XX and likelihood stability are our the due accrue long-term achieving of share reducing customer continued with fairly quarters improved charge-offs. credit modest a tiers vital impacting increase We'll of continuing those We XXXX conditions. and fiscal event of continues on with the much X per in operating the the for for fiscal and growth vesting assumptions first earnings overall $XX.XX towards expectations and of incentive continue to year net monitor delinquency year as to both to quality
to team financial World our needs. like the at to of have immediate so and as who communities many wonderful XXXX, helped from I'd members Finally, customers entire year well helping rebuild credit, thank here as meeting throughout fiscal our establish
for Officer to I'm commitment as At would have. like as time, their you grateful an any I have Chief team. questions our open and other. and their amazing well Financial to to each Strategy absolutely Calmes, We customers this to very Johnny up
